ESG Impact, Risk & opportunities public analysis

{
    "company_id_card": {
        "contact_emails": [
            "info@microfinanza.com",
            "project@microfinanza.com"
        ],
        "description": "Microfinanza S.r.l. is a Limited Liability Company committed to establishing financial inclusion as a universal and enduring right. With over 24 years of expertise, Microfinanza has developed extensive knowledge of the challenges surrounding access to finance and financial inclusion. The company has crafted its own proven methodologies and tools to deliver high-impact services and technical assistance, addressing the needs of both supply and demand sides of the financial ecosystem. Microfinanza has successfully implemented numerous projects across diverse regions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region, Central Asia and the Caucasus, Latin America and the Caribbean, the Balkans, and Europe. Through collaborations with over 100 organisations worldwide, Microfinanza continues to drive sustainable and inclusive financial solutions globally.",
        "linkedin": "https://www.linkedin.com/company/microfinanza-srl/",
        "location": "Stradella della Racchetta 22, 36100 Vicenza (VI), Italy",
        "logo_url": "https://www.microfinanza.com/wp-content/uploads/2019/01/cropped-icona-logo-32x32.png",
        "name": "Microfinanza S.r.l.",
        "partners": [
            "ACK International",
            "ACP-EU MICROFINANCE",
            "ADA Luxembourg",
            "AGER Tunisie",
            "Agriconsulting",
            "AICS",
            "COSPE",
            "Cariverona Foundation",
            "Coximul",
            "DDC Swiss Development Cooperation",
            "Deloitte",
            "ECHO",
            "EEA and Norway Grants",
            "EIB",
            "EIF",
            "Regione Emilia Romagna",
            "European Commission",
            "European Microfinance Network (EMN)",
            "IFMO Dutch",
            "FMO",
            "Fintech Africa",
            "Frankfurt School",
            "GIZ",
            "GOPA",
            "Grameen Cre\u0301dit Agricole Foundation",
            "Le Gouvernement du Grand-Duch\u00e9 de Luxembourg",
            "IADB Inter-American Development Bank",
            "IBS",
            "IFAD",
            "IFC",
            "IOM",
            "Incofin",
            "Italian Ministry of Interior",
            "MAG Verona",
            "Mercy Corps",
            "Microfinance Investment Support Facility for Afghanistan (MISFA)",
            "Ministero degli Affari Esteri e della Cooperazione internazionale",
            "MISFA",
            "Movimento Consumatori",
            "NMI Nordic Microfinance Initiatives",
            "Oxfam",
            "RedMicroh",
            "Rete Italiana di Microfinanza (RITMI)",
            "SANAD",
            "SCBF Swiss Capacity Building facility",
            "SIDA",
            "SYMBIOTICS",
            "Silatech",
            "Swiss Development Cooperation",
            "Timpoc",
            "Toscana Region",
            "Trentino Alto Adige Region",
            "UNCDF",
            "UNDP",
            "UNHCR",
            "UNICEF",
            "UNIDO",
            "World Bank",
            "Y CARE",
            "YBI"
        ],
        "services": [
            "Advisory and Technical Assistance",
            "Training and Capacity Development",
            "Assessment, study and research",
            "Evaluation",
            "Feasibility study and Project formulation",
            "Financial Education and Social Entrepreneurship",
            "Technical Cooperation with Financial Institutions",
            "Green and Rural Finance"
        ],
        "team": [
            {
                "linkedin": null,
                "name": "Giampietro Pizzo",
                "role": "President"
            },
            {
                "linkedin": null,
                "name": "Katia Raguzzoni",
                "role": "Board of Director"
            },
            {
                "linkedin": null,
                "name": "Fabio Malanchini",
                "role": "Partner"
            },
            {
                "linkedin": null,
                "name": "Alessandro Baroni",
                "role": "Senior Expert"
            },
            {
                "linkedin": null,
                "name": "Davide Libralesso",
                "role": "Senior Expert"
            },
            {
                "linkedin": null,
                "name": "Matteo Solivo",
                "role": "Expert"
            },
            {
                "linkedin": null,
                "name": "Ana Maria Brinzanu",
                "role": "Expert Junior"
            },
            {
                "linkedin": null,
                "name": "Marianna Martino",
                "role": "Expert"
            }
        ],
        "twitter": null,
        "website": "https://www.microfinanza.com/"
    },
    "iros": [
        {
            "description": "Microfinanza S.r.l. can significantly enhance financial inclusion by integrating digital literacy programs into its services. This initiative will empower underserved communities with the skills to access and manage financial resources effectively, fostering economic growth and reducing social disparities. This aligns with Microfinanza S.r.l.'s mission to promote financial inclusion.",
            "material_scope": "potential",
            "material_type": "positive",
            "material_value_chain": "downstream",
            "matter_id": "8",
            "name": "Enhanced Financial Inclusion through Digital Literacy",
            "nature": "material",
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                },
                {
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                },
                {
                    "document": "environmental impact. financial institutions and technology providers are involved with the intention of understanding the challenges associated with access to, and management of, credit, as well as issues concerning procurement, maintenance and disposal of green technologies, and historical and future patterns of demand.",
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                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
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                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
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            ],
            "time_horizon": "long",
            "value_chain_item_ids": "1,5"
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        {
            "description": "Climate change poses a risk to Microfinanza S.r.l. through potential increases in operational costs. Extreme weather events could disrupt operations, damage infrastructure, and increase insurance premiums. Adapting to these changes requires investments in resilient infrastructure and risk management strategies, impacting Microfinanza S.r.l.'s financial stability.",
            "financial_type": "risk",
            "matter_id": "0",
            "name": "Risk of Increased Operational Costs Due to Climate Change",
            "nature": "financial",
            "sources": [
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                },
                {
                    "document": "environmental impact. financial institutions and technology providers are involved with the intention of understanding the challenges associated with access to, and management of, credit, as well as issues concerning procurement, maintenance and disposal of green technologies, and historical and future patterns of demand.",
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                        "source": "https://www.microfinanza.com/services/"
                    }
                },
                {
                    "document": "environmental impact. financial institutions and technology providers are involved with the intention of understanding the challenges associated with access to, and management of, credit, as well as issues concerning procurement, maintenance and disposal of green technologies, and historical and future patterns of demand.",
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                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
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                        "origin": "public",
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                        "resource_type": "webpage",
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                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
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                        "resource_location": "web",
                        "resource_type": "webpage",
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                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "2,3"
        },
        {
            "description": "Microfinanza S.r.l. has an opportunity to expand its portfolio by investing in green finance initiatives. Supporting environmentally sustainable projects can attract new investors and clients, enhancing the company\u2019s reputation and contributing to environmental conservation. This strategic move aligns with global sustainability goals and Microfinanza S.r.l.'s commitment to responsible finance.",
            "financial_type": "opportunity",
            "matter_id": "0",
            "name": "Opportunity in Green Finance Initiatives",
            "nature": "financial",
            "sources": [
                {
                    "document": "environmental impact. financial institutions and technology providers are involved with the intention of understanding the challenges associated with access to, and management of, credit, as well as issues concerning procurement, maintenance and disposal of green technologies, and historical and future patterns of demand.",
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                        "resource_type": "webpage",
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                    }
                },
                {
                    "document": "environmental impact. financial institutions and technology providers are involved with the intention of understanding the challenges associated with access to, and management of, credit, as well as issues concerning procurement, maintenance and disposal of green technologies, and historical and future patterns of demand.",
                    "metadata": {
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                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.microfinanza.com/services/"
                    }
                },
                {
                    "document": "environmental impact. financial institutions and technology providers are involved with the intention of understanding the challenges associated with access to, and management of, credit, as well as issues concerning procurement, maintenance and disposal of green technologies, and historical and future patterns of demand.",
                    "metadata": {
                        "ext_id": "b4739548-b52a-4396-b5b5-2b5310c19aff",
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                        "source": "https://www.microfinanza.com/services/"
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                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
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                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
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            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "5,7"
        },
        {
            "description": "Stricter data privacy regulations pose a risk to Microfinanza S.r.l.'s operations. Compliance with these regulations requires significant investments in data security infrastructure and training. Failure to comply could result in hefty fines and reputational damage, affecting Microfinanza S.r.l.'s ability to operate effectively and maintain client trust.",
            "financial_type": "risk",
            "matter_id": "9",
            "name": "Impact of Data Privacy Regulations on Operations",
            "nature": "financial",
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                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
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                    }
                },
                {
                    "document": "by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , [ privacy policy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign- in-modal_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-",
                    "metadata": {
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                {
                    "document": "or by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_auth-button_user- agreement) , [ privacy policy ](/legal/privacy- policy?trk=organization_guest_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie- policy) .",
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                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
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                },
                {
                    "document": "* linkedin \u00a9 2025 * [ informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
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            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "2,3"
        },
        {
            "description": "Microfinanza S.r.l. can enhance its brand reputation by adhering to the highest ethical standards. Transparent and fair business practices can attract socially conscious investors and clients, improving the company\u2019s market position and fostering long-term sustainability. This approach reinforces Microfinanza S.r.l.'s commitment to integrity and responsible business conduct.",
            "financial_type": "opportunity",
            "matter_id": "9",
            "name": "Opportunity to Enhance Brand Reputation Through Ethical Practices",
            "nature": "financial",
            "sources": [
                {
                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
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                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
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                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , [ privacy policy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign- in-modal_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-",
                    "metadata": {
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                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
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                },
                {
                    "document": "or by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_auth-button_user- agreement) , [ privacy policy ](/legal/privacy- policy?trk=organization_guest_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie- policy) .",
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                {
                    "document": "* linkedin \u00a9 2025 * [ informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
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            ],
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        {
            "description": "Microfinanza S.r.l.'s financial education programs empower consumers by providing them with the knowledge and skills to make informed financial decisions. This leads to improved financial stability and reduces the risk of over-indebtedness. This initiative directly supports Microfinanza S.r.l.'s mission of promoting financial inclusion and responsible lending practices.",
            "material_scope": "current",
            "material_type": "positive",
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            "matter_id": "8",
            "name": "Impact of Financial Education on Consumer Empowerment",
            "nature": "material",
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                {
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                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "ded42210-215a-4f32-8d53-9dd25b6e4446",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , [ privacy policy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign- in-modal_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-",
                    "metadata": {
                        "ext_id": "ded42210-215a-4f32-8d53-9dd25b6e4446",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "or by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_auth-button_user- agreement) , [ privacy policy ](/legal/privacy- policy?trk=organization_guest_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie- policy) .",
                    "metadata": {
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                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                }
            ],
            "time_horizon": "long",
            "value_chain_item_ids": "1,5"
        },
        {
            "description": "Geopolitical instability poses a risk to Microfinanza S.r.l. through potential disruptions in its supply chain. Conflicts and political tensions can affect the availability and cost of essential resources, impacting the company\u2019s ability to deliver its services effectively. Microfinanza S.r.l. needs to diversify its supply chain to mitigate this risk.",
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            "matter_id": "9",
            "name": "Risk of Supply Chain Disruptions Due to Geopolitical Instability",
            "nature": "financial",
            "sources": [
                {
                    "document": "* [ informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ informativa sui cookie",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=linkedin-tc_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=linkedin-tc_auth- button_privacy-policy) e l\u2019 [ informativa sui cookie ](/legal/cookie- policy?trk=linkedin-tc_auth-button_cookie-policy) di linkedin. ` ` ` `",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* [ languages on our websites ](https://commission.europa.eu/languages-our-websites_en) * [ cookies ](https://commission.europa.eu/cookies-policy_en) * [ privacy policy ](https://commission.europa.eu/privacy-policy-websites-managed-european-commission_en) * [ legal notice ](https://commission.europa.eu/legal-notice_en)",
                    "metadata": {
                        "ext_id": "b27263c1-035f-4802-badd-d6b13206a1b9",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://employment-social-affairs.ec.europa.eu/policies-and-activities/funding/microfinance-and-social-enterprise-finance_en"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&trk=organization_guest_main- feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&trk=organization_guest_main- feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "2,3"
        },
        {
            "description": "Microfinanza S.r.l. has an opportunity to develop innovative financial products tailored to the needs of SMEs. These products can address the specific challenges faced by small businesses, fostering economic growth and creating new revenue streams for the company. This initiative aligns with Microfinanza S.r.l.'s mission to support entrepreneurship and financial inclusion.",
            "financial_type": "opportunity",
            "matter_id": "5",
            "name": "Opportunity to Develop Innovative Financial Products for SMEs",
            "nature": "financial",
            "sources": [
                {
                    "document": "* [ informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ informativa sui cookie",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=linkedin-tc_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=linkedin-tc_auth- button_privacy-policy) e l\u2019 [ informativa sui cookie ](/legal/cookie- policy?trk=linkedin-tc_auth-button_cookie-policy) di linkedin. ` ` ` `",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* [ languages on our websites ](https://commission.europa.eu/languages-our-websites_en) * [ cookies ](https://commission.europa.eu/cookies-policy_en) * [ privacy policy ](https://commission.europa.eu/privacy-policy-websites-managed-european-commission_en) * [ legal notice ](https://commission.europa.eu/legal-notice_en)",
                    "metadata": {
                        "ext_id": "b27263c1-035f-4802-badd-d6b13206a1b9",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://employment-social-affairs.ec.europa.eu/policies-and-activities/funding/microfinance-and-social-enterprise-finance_en"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&trk=organization_guest_main- feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&trk=organization_guest_main- feed-card-text) [ #smeinnovation",
                    "metadata": {
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                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "4,5"
        },
        {
            "description": "Microfinanza S.r.l.'s training programs have a positive impact on workforce development. These programs enhance the skills and knowledge of employees, improving their productivity and job satisfaction. This investment in human capital strengthens Microfinanza S.r.l.'s competitive advantage and fosters a culture of continuous improvement.",
            "material_scope": "current",
            "material_type": "positive",
            "material_value_chain": "local",
            "matter_id": "5",
            "name": "Impact of Training Programs on Workforce Development",
            "nature": "material",
            "sources": [
                {
                    "document": "* [ informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ informativa sui cookie",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=linkedin-tc_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=linkedin-tc_auth- button_privacy-policy) e l\u2019 [ informativa sui cookie ](/legal/cookie- policy?trk=linkedin-tc_auth-button_cookie-policy) di linkedin. ` ` ` `",
                    "metadata": {
                        "ext_id": "3dbce192-8104-4920-9993-43abd7f24758",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* [ languages on our websites ](https://commission.europa.eu/languages-our-websites_en) * [ cookies ](https://commission.europa.eu/cookies-policy_en) * [ privacy policy ](https://commission.europa.eu/privacy-policy-websites-managed-european-commission_en) * [ legal notice ](https://commission.europa.eu/legal-notice_en)",
                    "metadata": {
                        "ext_id": "b27263c1-035f-4802-badd-d6b13206a1b9",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://employment-social-affairs.ec.europa.eu/policies-and-activities/funding/microfinance-and-social-enterprise-finance_en"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&trk=organization_guest_main- feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&trk=organization_guest_main- feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                }
            ],
            "time_horizon": "long",
            "value_chain_item_ids": "1,6"
        },
        {
            "description": "Increased competition from fintech companies poses a risk to Microfinanza S.r.l.. These companies often have lower overhead costs and can offer more innovative financial products. To remain competitive, Microfinanza S.r.l. must invest in technology and innovation to enhance its service offerings and customer experience.",
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            "matter_id": "9",
            "name": "Risk of Increased Competition from Fintech Companies",
            "nature": "financial",
            "sources": [
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , [ privacy policy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign- in-modal_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "or by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_auth-button_user- agreement) , [ privacy policy ](/legal/privacy- policy?trk=organization_guest_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie- policy) .",
                    "metadata": {
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                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "2,3"
        },
        {
            "description": "Microfinanza S.r.l. has an opportunity to expand its services in rural areas. These areas often lack access to financial services, creating a significant market opportunity. By providing financial services to rural communities, Microfinanza S.r.l. can promote economic development and improve the lives of underserved populations.",
            "financial_type": "opportunity",
            "matter_id": "7",
            "name": "Opportunity to Expand Services in Rural Areas",
            "nature": "financial",
            "sources": [
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , [ privacy policy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign- in-modal_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "or by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_auth-button_user- agreement) , [ privacy policy ](/legal/privacy- policy?trk=organization_guest_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie- policy) .",
                    "metadata": {
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                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
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                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "0,7"
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        {
            "description": "Microfinanza S.r.l.'s microfinance initiatives have a direct impact on poverty reduction. By providing access to credit and financial services, the company empowers individuals to start businesses, increase their income, and improve their living standards. This aligns with Microfinanza S.r.l.'s core mission of promoting financial inclusion and economic empowerment.",
            "material_scope": "current",
            "material_type": "positive",
            "material_value_chain": "downstream",
            "matter_id": "7",
            "name": "Impact of Microfinance on Poverty Reduction",
            "nature": "material",
            "sources": [
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , [ privacy policy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign- in-modal_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "or by clicking continue to join or sign in, you agree to linkedin\u2019s [ user agreement ](/legal/user-agreement?trk=organization_guest_auth-button_user- agreement) , [ privacy policy ](/legal/privacy- policy?trk=organization_guest_auth-button_privacy-policy) , and [ cookie policy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie- policy) .",
                    "metadata": {
                        "ext_id": "b4f346ce-924d-4e78-972f-6ba987f0721a",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                }
            ],
            "time_horizon": "long",
            "value_chain_item_ids": "5,6"
        },
        {
            "description": "An economic downturn poses a risk to Microfinanza S.r.l. through potential increases in loan defaults. During economic hardship, borrowers may struggle to repay their loans, leading to financial losses for the company. Microfinanza S.r.l. needs to implement robust risk management strategies to mitigate this risk.",
            "financial_type": "risk",
            "matter_id": "9",
            "name": "Risk of Loan Defaults Due to Economic Downturn",
            "nature": "financial",
            "sources": [
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&_l=it&trk=organization_guest_main- feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&_l=it&trk=organization_guest_main- feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* [ informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ informativa sui cookie",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "2,3"
        },
        {
            "description": "Microfinanza S.r.l. has an opportunity to partner with NGOs to enhance its social impact. Collaborating with NGOs can help the company reach underserved communities and deliver more effective financial services. This partnership approach reinforces Microfinanza S.r.l.'s commitment to social responsibility and sustainable development.",
            "financial_type": "opportunity",
            "matter_id": "7",
            "name": "Opportunity to Partner with NGOs for Social Impact",
            "nature": "financial",
            "sources": [
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&_l=it&trk=organization_guest_main- feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&_l=it&trk=organization_guest_main- feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* [ informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ informativa sui cookie",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "0,6"
        },
        {
            "description": "Microfinanza S.r.l.'s sustainable lending practices contribute to environmental conservation. By providing financial support to environmentally friendly projects, the company promotes sustainable development and reduces its environmental footprint. This initiative aligns with Microfinanza S.r.l.'s commitment to responsible finance and environmental stewardship.",
            "material_scope": "current",
            "material_type": "positive",
            "material_value_chain": "downstream",
            "matter_id": "3",
            "name": "Impact of Sustainable Lending Practices on Environmental Conservation",
            "nature": "material",
            "sources": [
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&_l=it&trk=organization_guest_main- feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&_l=it&trk=organization_guest_main- feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&_l=it&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "* [ informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy) * [ informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy) * [ informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                },
                {
                    "document": "cliccando su \u201ccontinua\u201d per iscriverti o accedere, accetti il [ contratto di licenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ informativa sulla privacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in- modal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ informativa sui cookie",
                    "metadata": {
                        "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://it.linkedin.com/company/microfinanza-srl"
                    }
                }
            ],
            "time_horizon": "long",
            "value_chain_item_ids": "5,7"
        },
        {
            "description": "Unethical lending practices pose a risk to Microfinanza S.r.l. through potential reputational damage. Negative publicity surrounding unfair or exploitative lending practices can erode public trust and damage the company\u2019s brand. Microfinanza S.r.l. must adhere to the highest ethical standards to mitigate this risk.",
            "financial_type": "risk",
            "matter_id": "9",
            "name": "Risk of Reputational Damage from Unethical Lending Practices",
            "nature": "financial",
            "sources": [
                {
                    "document": "press release: [ https://lnkd.in/da4jynss ](https://lnkd.in/da4jynss?trk=organization_guest_main-feed-card-text) [ #erasmusforyoungentrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ferasmusforyoungentrepreneurs&trk=organization_guest_main-feed-card-text) [ #globalopportunities",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&trk=organization_guest_main-feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&trk=organization_guest_main-feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=p_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=p_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=p_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=p_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=p_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=p_org_guest_company_overview_footer-brand-policy)",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                }
            ],
            "time_horizon": "medium",
            "value_chain_item_ids": "2,3"
        },
        {
            "description": "Microfinanza S.r.l. has an opportunity to leverage technology to improve the efficiency of its service delivery. Digital platforms and mobile banking solutions can reduce operational costs and enhance customer convenience. This technological advancement aligns with Microfinanza S.r.l.'s commitment to innovation and customer satisfaction.",
            "financial_type": "opportunity",
            "matter_id": "5",
            "name": "Opportunity to Leverage Technology for Efficient Service Delivery",
            "nature": "financial",
            "sources": [
                {
                    "document": "press release: [ https://lnkd.in/da4jynss ](https://lnkd.in/da4jynss?trk=organization_guest_main-feed-card-text) [ #erasmusforyoungentrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ferasmusforyoungentrepreneurs&trk=organization_guest_main-feed-card-text) [ #globalopportunities",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fglobalopportunities&trk=organization_guest_main-feed-card-text) [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fentrepreneurship&trk=organization_guest_main-feed-card-text) [ #smeinnovation",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2fsocial&trk=organization_guest_main- feed-card_reshare-text) [ #financial ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ffinancial&trk=organization_guest_main- feed-card_reshare-text) [ #inclusion",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=p_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=p_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=p_org_guest_company_overview_footer-user-agreement)",
                    "metadata": {
                        "ext_id": "13b7b6db-1042-42d2-bf5b-e346300f28cf",
                        "origin": "public",
                        "resource_location": "web",
                        "resource_type": "webpage",
                        "source": "https://www.linkedin.com/company/microfinanza-srl/"
                    }
                },
                {
                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=p_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=p_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=p_org_guest_company_overview_footer-brand-policy)",
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            "description": "Microfinanza S.r.l.'s financial literacy programs have a significant impact on economic development. By empowering individuals with financial knowledge, the company fosters entrepreneurship, increases savings rates, and promotes responsible financial behavior. This initiative directly supports Microfinanza S.r.l.'s mission of promoting financial inclusion and sustainable economic growth.",
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                    "document": "press release: [ https://lnkd.in/da4jynss ](https://lnkd.in/da4jynss?trk=organization_guest_main-feed-card-text) [ #erasmusforyoungentrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3a%2f%2fwww.linkedin.com%2ffeed%2fhashtag%2ferasmusforyoungentrepreneurs&trk=organization_guest_main-feed-card-text) [ #globalopportunities",
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                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=p_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=p_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=p_org_guest_company_overview_footer-user-agreement)",
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                    "document": "* [ cookie policy ](https://www.linkedin.com/legal/cookie-policy?trk=p_org_guest_company_overview_footer-cookie-policy) * [ copyright policy ](https://www.linkedin.com/legal/copyright-policy?trk=p_org_guest_company_overview_footer-copyright-policy) * [ brand policy ](https://brand.linkedin.com/policies?trk=p_org_guest_company_overview_footer-brand-policy)",
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                    "document": "* linkedin \u00a9 2025 * [ about ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about) * [ accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility) * [ user agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)",
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    "public_sources": [
        {
            "content": {
                "metadata": {
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                "page_content": "###  Blog\n\n#  Read about our experiences and challenges\n\n[ ](https://www.microfinanza.com/how-microfinanza-is-enhancing-womens-\neconomic-empowerment-in-the-red-sea-state-revolving-funds-and-financial-\neducation-to-women-and-youth-living-in-vulnerable-conditions/)\n\n##  [ How Microfinanza is enhancing Women\u2019s Economic Empowerment in the Red\nSea State: revolving funds and financial education to women and youth living\nin vulnerable conditions. ](https://www.microfinanza.com/how-microfinanza-is-\nenhancing-womens-economic-empowerment-in-the-red-sea-state-revolving-funds-\nand-financial-education-to-women-and-youth-living-in-vulnerable-conditions/)\n\nJan 20, 2023\n\nMicrofinanza\u2019s strategy in Sudan is built on over 20 years of experience\nproviding financial inclusion expertise in Africa and the MENA Region, working\nwith International Donors, Financial institutions, the private sector, and\nlocal communities to promote Financial...\n\n[ ](https://www.microfinanza.com/an-innovative-microcredit-for-sustainable-\nlocal-development-in-morocco/)\n\n##  [ An innovative microcredit for sustainable local development in Morocco\n](https://www.microfinanza.com/an-innovative-microcredit-for-sustainable-\nlocal-development-in-morocco/)\n\nJun 22, 2021\n\nMicrocredit is an essential vehicle for socio-economic development. It\npromotes financial inclusion and consequently social inclusion of those\nunderprivileged segments of the population that are financially excluded for\nseveral reasons. Despite its importance and its...\n\n[ ](https://www.microfinanza.com/green-microfinance-the-experience-of-\nmicrofinanza/)\n\n##  [ Green microfinance: the experience of Microfinanza\n](https://www.microfinanza.com/green-microfinance-the-experience-of-\nmicrofinanza/)\n\nApr 12, 2021\n\nSince its creation in 2000 Microfinanza has been working on financial\ninclusion at different levels and in different contexts, and in recent years\nthe company put its attention on the topic of green microfinance, under the\nspotlight of the transition of the financial sector.\n\n[ ](https://www.microfinanza.com/financial-education-and-resilience-in-haiti/)\n\n##  [ Financial education and resilience in Haiti\n](https://www.microfinanza.com/financial-education-and-resilience-in-haiti/)\n\nJan 29, 2021\n\nIn 2020 Microfinanza Srl has relaunched, in partnership with Unicef, financial\neducation activities for vulnerable populations in Haiti, on the border with\nthe Dominican Republic.\n\n[ ](https://www.microfinanza.com/microfinanza-turns-20/)\n\n##  [ Microfinanza turns 20! ](https://www.microfinanza.com/microfinanza-\nturns-20/)\n\nNov 5, 2020\n\nMicrofinanza turned twenty in October! Here is a quick look back at 20 years\nof work for financial inclusion, all over the world. Thank you to everyone who\nsupported and trusted us! The microfinanza team\n\n[ ](https://www.microfinanza.com/confessioni-di-un-neet-discussione-con-\nsandro-frizziero/)\n\n##  [ \u201cConfessioni di un NEET\u201d, discussion with Sandro Frizziero\n](https://www.microfinanza.com/confessioni-di-un-neet-discussione-con-sandro-\nfrizziero/)\n\nNov 2, 2020\n\nConfessioni di un NEET is the novel with which Sandro Frizziero, writer and\nliterature professor, participated in the final selection of the John Fante\nPrize in 2019. The protagonist of the book is a young man born and raised in\nChioggia, who, like one out of four...\n\n[ ](https://www.microfinanza.com/dear-lebanon/)\n\n##  [ Dear Lebanon ](https://www.microfinanza.com/dear-lebanon/)\n\nAug 5, 2020\n\nDear Lebanon, It is with sorrow and sadness that we are following the terrible\nnews from Beirut. A frightful event that shocked us deeply and that is\nfurtherly exacerbating the difficult situation of the country. We cannot even\nimagine the fear and the pain,...\n\n[ ](https://www.microfinanza.com/what-heterogeneity-hides-behind-the-acronym-\nneet/)\n\n##  [ What heterogeneity hides behind the acronym NEET?\n](https://www.microfinanza.com/what-heterogeneity-hides-behind-the-acronym-\nneet/)\n\nApr 2, 2020\n\nThe multi-dimensionality of factors and personal situations results in an\nextreme heterogeneity within the NEET group. The acronym hides subcategories,\nall of which representing different realities.\n\n[ ](https://www.microfinanza.com/why-and-how-should-microfinance-institutions-\nprovide-non-financial-services/)\n\n##  [ Why and how should Microfinance Institutions provide non-financial\nservices? ](https://www.microfinanza.com/why-and-how-should-microfinance-\ninstitutions-provide-non-financial-services/)\n\nJan 31, 2020\n\nMicrofinance institutions\u2019 mission is to provide financial services (loans,\nsavings or insurance) to people who are excluded from the financial system\nbecause they are poor and do not have any credit history and are thus\nconsidered as risky and costly for the banks.\n\n[ ](https://www.microfinanza.com/green-finance-in-morocco-investing-in-the-\nfuture/)\n\n##  [ Green finance in Morocco \u2013 Investing in the future?\n](https://www.microfinanza.com/green-finance-in-morocco-investing-in-the-\nfuture/)\n\nDec 10, 2019\n\nThe concept of \u201cgreen finance\u201d refers to all financial products supporting\nenvironmentally friendly projects and creating positive externalities which\nalso have a positive social and economic impact. It does include green bonds,\nbut also loans supporting activities related to green energies, or any other\nproject aiming at climate change mitigation or adaptation for instance.\n\n[ \u00ab Older Entries ](https://www.microfinanza.com/blog/page/2/?et_blog)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "##  ****\n\n##  ****\n\n##  ****\n\n##  ****\n\n##  **ERASMUS FOR YOUNG ENTREPRENEURS  \n**\n\n##\n\n##\n\n##  The European exchange program for Entrepreneurs **  \n**\n\n**Erasmus for Young Entrepreneurs** is a cross-border exchange programme which\ngives new or aspiring entrepreneurs the chance to learn from experienced\nentrepreneurs running small businesses in other Participating Countries.  The\nexchange of experience takes place during a stay with the  **experienced\nentrepreneur** , which helps the  **new entrepreneur** acquire the skills\nneeded to run a small firm. The host benefits from fresh perspectives on\nhis/her business and gets the opportunities to cooperate with foreign partners\nor learn about new markets.\n\n##  **Are you thinking of starting your own business, or have you recently\ndone so?  \n** **Or perhaps you are already running a successful business and would like\nto expand it to new markets, or get fresh ideas?** ** Erasmus for Young\nEntrepreneurs could be for you  ! **\n\n####  ****\n\n####  ****\n\n####  **  \nWho can participate? **\n\n  * Aspiring entrepreneurs or entrepreneurs who have been in business for no more than three years; \n  * Owners and/or managers of a business established in one of the countries participating in the Programme. \n\n####  **  \nWhat are the benefits of the programme? **\n\n  * If you are a **NEW ENTREPRENEUR** you will have the opportunity to experience on-the-job training at a foreign company, with financial support to cover travel and accommodation costs, to understand how to successfully start your own business or strengthen the foundations of your newly established company. \n  * If you are an already **ESTABLISHED ENTREPRENEURS** , you will be able to work with a motivated and energetic young entrepreneur, who can make an important contribution to your business by bringing new perspectives, skills and knowledge, as well as informing you about foreign markets and accessing new business opportunities. \n\n####  ****\n\n####  ****\n\n####  **How to apply?**\n\nThe application must be submitted ONLINE. Before applying, please contact\nMicrofinanza Srl (info@microfinanza.com), an intermediary contact that will\nprovide free support in filling out the application and searching for possible\nexchanges.\n\n####  ****\n\n####  ****\n\n####  **To apply, you must be in possession of the following information and\ndocuments**\n\n  * Curriculum vitae (preferably in English); \n  * Motivations (preferably in English); \n  * If you are a New Entrepreneur, a BUSINESS PLAN (you can be supported by Microfinanza to prepare one) \n\nFor more information, your can write to [ info@microfinanza.com\n](mailto:info@microfinanza.com) .  \nMicrofinanza will support you through all phases of the exchange: application\nprocess, find you perfect host/entrepreneur, take the best from this\nexperience.\n\nVisit the official website of the  [ Erasmus for Young Entrepreneurs programme\n](https://www.erasmus-entrepreneurs.eu/index.php?lan=en)\n\nErasmus for Young Entrepreneurs is an initiative of the European Union\n\n**\u2192** [ New opportunity from Erasmus for Young Entrepreneurs\n](https://www.microfinanza.com/new-opportunities-from-erasmus-for-young-\nentrepreneurs-programme/)\n\n###  Relationships\n\n###  New Entrepreneurs\n\n###  Host Entrepreneurs\n\n##  Latest updates\n\n[ ](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMar 31, 2025\n\nMicrofinanza at the 34th Erasmus for Young Entrepreneurs Network Meeting in\nBergamo18th - 19th...\n\n[ ](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-integrates-\nuk-usa-canada-and-singapore-as-business-exchange-destinations/)\n\n##  [ New business destinations overseases with EYE\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-integrates-uk-\nusa-canada-and-singapore-as-business-exchange-destinations/)\n\nFeb 17, 2025\n\nErasmus for Young Entrepreneurs integrates UK, USA, Canada, and Singapore as\nbusiness exchange...\n\n[ ](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-33rd-network-\nmeeting/)\n\n##  [ Erasmus for young entrepreneurs: 33rd Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-33rd-network-\nmeeting/)\n\nOct 17, 2024\n\nMicrofinanza's team took part in the 33rd Network Meeting of the Erasmus for\nYoung Entrepreneurs...\n\n[ ](https://www.microfinanza.com/eye-to-the-future-for-ukraine-open-call/)\n\n##  [ EYE to the FUTURE for UKRAINE \u2013 Open call\n](https://www.microfinanza.com/eye-to-the-future-for-ukraine-open-call/)\n\nMar 29, 2024\n\nEYE to the Future for Ukraine - Open call \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438\n\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e29 March...\n\n[ ](https://www.microfinanza.com/celebrating-15-years-of-fostering-\nentrepreneurship-the-success-of-the-erasmus-for-young-entrepreneurs-\nprogramme/)\n\n##  [ Celebrating 15 years of fostering entrepreneurship: the success of the\nErasmus for Young Entrepreneurs programme\n](https://www.microfinanza.com/celebrating-15-years-of-fostering-\nentrepreneurship-the-success-of-the-erasmus-for-young-entrepreneurs-\nprogramme/)\n\nMar 12, 2024\n\nCelebrating 15 years of fostering entrepreneurship: the success of the Erasmus\nfor Young...\n\n[ ](https://www.microfinanza.com/eye-to-the-future/)\n\n##  [ EYE to the Future ](https://www.microfinanza.com/eye-to-the-future/)\n\nNov 26, 2023\n\nEYE to the FUTURE for UKRAINE project \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e\n\u043c\u043e\u0432\u043e\u044eThe continuing...\n\n[ ](https://www.microfinanza.com/webinar-erasmus-for-young-entrepreneurs-with-\nthe-association-of-architects-of-modena/)\n\n##  [ Webinar Erasmus for Young Entrepreneurs with the Association of\nArchitects of Modena ](https://www.microfinanza.com/webinar-erasmus-for-young-\nentrepreneurs-with-the-association-of-architects-of-modena/)\n\nOct 13, 2023\n\nErasmus for young entrepreneurs: international mobility\nopportunitiesMicrofinanza, in...\n\n[ ](https://www.microfinanza.com/30th-network-meeting/)\n\n##  [ 30th Network Meeting ](https://www.microfinanza.com/30th-network-\nmeeting/)\n\nApr 21, 2023\n\nErasmus for Young Entrepreneurs 30th Network MeetingThe 30th Network meeting\nis designed to...\n\n[ ](https://www.microfinanza.com/webinar-erasmus-for-young-entrepreneurs/)\n\n##  [ Webinar \u2013 Erasmus for Young Entrepreneurs\n](https://www.microfinanza.com/webinar-erasmus-for-young-entrepreneurs/)\n\nApr 21, 2023\n\nDiscover the Erasmus for Young Entrepreneurs ProgrammeShape your international\ncareer Do you want...\n\n[ ](https://www.microfinanza.com/new-opportunities-from-erasmus-for-young-\nentrepreneurs-programme/)\n\n##  [ New opportunities from Erasmus for Young Entrepreneurs programme!\n](https://www.microfinanza.com/new-opportunities-from-erasmus-for-young-\nentrepreneurs-programme/)\n\nSep 19, 2022\n\nNew opportunities for New Entrepreneurs in Italy Are you a New Entrepreneur -\nfrom EU countries -...\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Services and Tools\n\n#  We can support you with our expertise in: Advisory and Technical\nAssistance, Training and Capacity Development, Assessment, study and research,\nevaluation, Feasibility study and Project formulation\n\nServices\n\nTools\n\n##  Our Services\n\n###  **Training and Capacity Development**\n\nTraining activities are offered in the different areas of expertise, including\nfinancial education which represents a core activity and the starting point of\nfinancial inclusion. Training modules are delivered to financial institutions\nstaff, practitioners, vulnerable communities and relevant stakeholders. Tailor\nmade training tools are developed for different targets such as migrants,\nrefugees, prisoners, students, NEETS and entrepreneurs.\n\n###  ****\n\n###  ****\n\n###  **Advisory and Technical Assistance**\n\nMicrofinanza offers tailored desk and field support based on clients\u2019 specific\nneeds and objectives. Additionally, the company provides technical assistance\nto key players in the microfinance sector stakeholders to strengthen their\ncapacity.\n\n###  **Assessments, evaluations and researches**\n\nProgrammes and projects assessment and evaluation complement the services\noffered by the Company which has a consolidated evaluation methodology from\nthe analysis of the Theory of Change framework and use of the evaluation\nmatrix to the assessment of the six OECD/DAC evaluation criteria (relevance,\ncoherence, efficiency, effectiveness, impact and sustainability). Microfinanza\nalso offers market studies as part of their comprehensive service portfolio.\n\n###  **Feasibility studies and development of projects and programmes**\n\nMicrofinanza has a strong experience in the development of projects and\nprogrammes in the fields of financial inclusion, rural development, socio-\neconomic development and business financing, as well as in the drafting of\ninnovative financing models and mechanisms tailored to different socio-\ncultural and environmental contexts.\n\n##  Tools\n\n#####  StarToolkit\u00a9\n\nA tool for pre-assessing and monitoring the economic sustainability of social\nbusinesses.\n\nMicrofinanza has developed a business plan generating tool (StartToolKit\u00a9),\nwhich has been successfully tested and applied on the field with a number of\ncooperatives/SMEs operating in different rural and urban contexts. It is a\nhighly flexible and accurate tool that guides the entrepreneur in the\ndefinition of a business plan, from conception of the business idea to the\ncalculation of the financial estimates and the break-even level, according to\n**an intuitive method which considers real expectations based on the\nentrepreneur\u2019s technical knowledge and experience** .\n\nThis method, besides providing consistent financial estimates and defining the\nreal financial need of the enterprise, assesses the ability of the\nentrepreneur to organize and understand the basic processes of his/her\nbusiness, while assessing at the same time the specific areas in which he/she\nrequires more support.\n\nThe tool incorporates a **system to monitor** the economic results that can be\neasily used by each entrepreneur.\n\n#####  QEF\u00a9\n\nA financial education toolkit aimed at boosting people\u2019s financial\ncapabilities and social capital\n\nMicrofinanza has designed two experience-based learning programs on financial\neducation and social entrepreneurship, one aimed at training trainers and one\ntargeting financially vulnerable recipients such as migrants and refugees,\nyouth and students, women and rural residents.  \nThe learning toolkit, called QEF\u00a9, is composed of learning modules, exercises,\ngames, practical tools for budgeting and savings management (including a\nfamily saving notebook), online learning modules (available in Italian at [\nwww.microfinanza.it ](https://microfinanzaesviluppo.it/) ) and it is organized\ninto five macro-categories:\n\n  1. Tracking cash flows and budgeting \n  2. Savings management \n  3. Debt management \n  4. Access to formal financial services \n  5. Entrepreneurship and financial negotiations \n\nWithin these categories several topics are tackled, including tracking cash\nflows and budget goals, basic elements to know for borrowing, means of\npayment, job search, taxes, duties and tax returns, management of housing,\nutilities, children, transport and living expenditures, setting up and\nmanagement of savings club and collective mutual schemes, borrowing,\ninsurance, inheritance issues, retirement and termination benefits, investment\ntools. Entrepreneurship modules include design of business models and business\nplans, governance, financial management, double- entry book-keeping\nprinciples, marketing and negotiations. The training program for trainers also\ndeals with principles of Islamic finance, behavioral economics and\nmethodologies for assessing outcomes of financial education.\n\n#####  MOI\u00a9\n\n###  Matrix of Outcome Indicators (MOI\u00a9)\n\nA tool for designing and conducting tailored outcomes assessments\n\nThis is a global set of indicators carefully selected and refined among those\nsuggested by some of the best known international best practices (SPTF,\nCERISE, SPI4, CGAP) coupled with flexible ad hoc evaluation tools.  \nThe MOI mainly guides external evaluations, impact studies and support to\ninstitutions in implementing internal measuring system, but it is also useful\nfor designing and delivering technical assistance interventions, capacity\nbuilding or training activities.\n\nOur set of indicators has three main categories evaluating different\ndimensions of sustainability, which are linked to [ the UN sustainable\ndevelopment goals ](http://www.un.org/sustainabledevelopment/sustainable-\ndevelopment-goals) .\n\nWithin the MOI database, indicators are selected depending on clients\u2019 needs\nand goals and guide the development of tailored assessment tools such as\nquestionnaires, focus group guidelines and evaluation/research matrices.\n\n#####  REEP Demo \u00a9\n\nA Reduction Expense Energy Product Delivery Model aimed at improving access to\ngreen energies and finance for people at the base of the economic pyramid.\n\nMicrofinanza has conducted field experiences aiming at improving access to\ngreen energies through access to finance for people at the base of the pyramid\n(individuals and micro and small enterprises). The main guiding principle of\nthis tool-kit is to identify the most suitable products according to relevant\nneeds and opportunities and to improve the delivery channels and distribution\nmechanisms.  \nThe tool is the result of an experience-based project conducted in different\nsub-Saharan countries. Its main goal and added value is to strengthen, mainly\nin off-grid areas, the distribution of new energy-saving technologies such as\nsolar lanterns, bio-digesters, eco-toilets or improved cook stoves. The use of\nthese products improves the life of the population and helps reduce\nenvironmental impact.  \nFinancial institutions and technology providers are involved with the\nintention of understanding the challenges associated with access to, and\nmanagement of, credit, as well as issues concerning procurement, maintenance\nand disposal of green technologies, and historical and future patterns of\ndemand.\n\nThe main actors involved are three: the client in need of new green technology\nproducts, the microfinance institution that can facilitate access to finance\nand the technology provider delivering the green technology at field level.\n\nThe REEP-Demo \u00a9 focuses on gathering and analyzing data on the following key\nareas: i) governance, ii) country and market overview, iii) areas of\noperation, iv) marketing strategy, v) pricing, margins and incentives, vi)\nafter-sales services, vii) channels and delivery models. The result of this\nanalysis provides an estimation of the household\u2019s monthly energy expenses and\nsavings compared to other energy options as well as the incentive from the\nmicrofinance institution.\n\n#####  Governance self-evaluation tool\u00a9\n\nA tool for self-evaluating the governance in an MFI\n\nIn collaboration with PROMIFIN COSUDE managed by TRIODOS FACET, a\nMicrofinanza\u2019s partner developed a technical guide and tool intended to\nevaluate the effectiveness of MFI governance in providing oversight and\nstrategic guidance.\n\nThe tool is composed of:\n\n  * A tool to self-evaluate effective corporate governance of a Microfinance Institution (EXCEL FILE). The Excel Model can be used by the Directors of an MFIs, but can also be used by a wider group of actors (consultants, raters, investors, networks, etc.). \n  * A Technical Guide to use this tool (PDF FILE) \u2013 The Technical Guide aims to provide simple, clear and pratical instructions on HOW an MFI can implement an Excel tool for the (self-)evaluation of its governance in an MFI (with or without the guidance of a consultant). \n\nThe originality of the proposed Model reflects the variety of inputs and\nsources that contributed to its creation. The Model and the associated\nTechnical Guide should be considered as a starting point to be enriched with\nfeedback and examples from its users as long as they accept to communicate\nresults to its creators. Directors of MFIs, professionals of the field and\nspecialists of the subject are invited to revise it, use it as practically and\nmodify it or develop the aspects that they consider most appropriate.\n\n_IMPORTANT NOTE: All guides and tools have been produced with public money and\nhence are Public Goods, so please feel free to use and share them, but please\nnote that they have been developed under the \u201c10-year PROMIFIN program\n(SDC/COSUDE) funded by the Swiss Cooperation in Central America and executed\nby Triodos Facet\u201d._\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  In brief\n\n#  Keep informed on what is going on\n\n[ ](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMar 31, 2025\n\nMicrofinanza at the 34th Erasmus for Young Entrepreneurs Network Meeting in\nBergamo18th - 19th march 2025Strengthening Partnerships and Enhancing\nEntrepreneurial Support On March 18-19, Microfinanza had the pleasure of\nparticipating in the 34th Network Meeting of...\n\n[ ](https://www.microfinanza.com/microfinanza-value-development-organise-a-\nthink-tank-on-financial-innovation-in-tunis/)\n\n##  [ Microfinanza & Value Development organise a Think-tank on financial\ninnovation in Tunis ](https://www.microfinanza.com/microfinanza-value-\ndevelopment-organise-a-think-tank-on-financial-innovation-in-tunis/)\n\nMar 3, 2025\n\nLocal Development and Sustainable Ecosystems: Innovating Approaches and\nFinancing Instruments for Tunisia's FutureTunis, February 27, 2025 Faced with\nthe economic, social, and climate challenges Tunisia is going through,\ninnovation in financing models and local...\n\n[ ](https://www.microfinanza.com/empowering-women-through-vslas-strengthening-\nfinancial-and-non-financial-services-in-kassala-and-gedaref/)\n\n##  [ Protected: Empowering Women Through VSLAs: Strengthening Financial and\nNon-Financial Services in Kassala and Gedaref\n](https://www.microfinanza.com/empowering-women-through-vslas-strengthening-\nfinancial-and-non-financial-services-in-kassala-and-gedaref/)\n\nFeb 24, 2025\n\n#  Password Protected\n\nTo view this protected post, enter the password below:\n\n[ ](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-integrates-\nuk-usa-canada-and-singapore-as-business-exchange-destinations/)\n\n##  [ New business destinations overseases with EYE\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-integrates-uk-\nusa-canada-and-singapore-as-business-exchange-destinations/)\n\nFeb 17, 2025\n\nErasmus for Young Entrepreneurs integrates UK, USA, Canada, and Singapore as\nbusiness exchange destinations empowering European SMEs with global\nopportunities February 2025 The Erasmus for Young Entrepreneurs (EYE)\nprogramme has reached an exciting milestone,...\n\n[ ](https://www.microfinanza.com/we-rise-incubator-accelerator-program/)\n\n##  [ WE-RISE! Incubator & Accelerator Program\n](https://www.microfinanza.com/we-rise-incubator-accelerator-program/)\n\nJan 14, 2025\n\nWE-RISE! Technical Assistance - Incubator and accelerator program for MSMEs\nand Start-upsKassala and Port Sudan, January 2025 The WE-RISE! Incubator &\nAccelerator managed by MDF and Savannah Innovation Labs seeks to promote\nfinancial inclusion, foster gender...\n\n[ ](https://www.microfinanza.com/microfinanza-joins-the-youth-business-\ninternational-ybi-network/)\n\n##  [ Microfinanza Joins the Youth Business International (YBI) Network\n](https://www.microfinanza.com/microfinanza-joins-the-youth-business-\ninternational-ybi-network/)\n\nJan 10, 2025\n\nMicrofinanza Joins the Youth Business International (YBI) NetworkJanuary 10th\n2025We are excited to announce that Microfinanza has officially joined the\nYouth Business International (YBI) network, a global organization dedicated to\nempowering young entrepreneurs and...\n\n[ ](https://www.microfinanza.com/capacity-building-in-agricultural-risk-\nmanagement-insights-from-a-parm-training/)\n\n##  [ Capacity Building in Agricultural Risk Management: Insights from a\ntraining by PARM ](https://www.microfinanza.com/capacity-building-in-\nagricultural-risk-management-insights-from-a-parm-training/)\n\nDec 2, 2024\n\nCapacity Building in Agricultural Risk Management: Insights from a PARM\nTraining October 2024 From October 21 to 25, the TRACE team participated in a\ntraining session organized by the Platform for Agricultural Risk Management -\nPARM - program by IFAD, in collaboration...\n\n[ ](https://www.microfinanza.com/technical-assistance-for-the-development-of-\na-cooperative-loan/)\n\n##  [ Technical Assistance for the Development of a Cooperative Loan\n](https://www.microfinanza.com/technical-assistance-for-the-development-of-a-\ncooperative-loan/)\n\nNov 4, 2024\n\nTechnical Assistance for the Development of a Cooperative Loan - Initiative\nunder the WE-RISE! Programme November 2024 As part of the WE-RISE! program\u2019s\nefforts to promote economic development and financial inclusion in Sudan, the\ntechnical assistance provided to...\n\n[ ](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-33rd-network-\nmeeting/)\n\n##  [ Erasmus for young entrepreneurs: 33rd Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-33rd-network-\nmeeting/)\n\nOct 17, 2024\n\nMicrofinanza's team took part in the 33rd Network Meeting of the Erasmus for\nYoung Entrepreneurs Program 15th - 16th october 2024 On October 15th and 16th,\nthe Microfinanza Europe team took part in the 33rd Network Meeting of the\nErasmus for Young Entrepreneurs (EYE)...\n\n[ ](https://www.microfinanza.com/corporate-sustainability-report-2023/)\n\n##  [ Corporate Sustainability Report 2023\n](https://www.microfinanza.com/corporate-sustainability-report-2023/)\n\nSep 26, 2024\n\nMicrofinanza is pleased to present its third Corporate Sustainability Report!\n26th september 2024 Since 2002, Microfinanza\u2019s mission has been to enhance and\nsustain financial inclusion on a global scale. In our vision, financial\ninclusion is part of a greater path of...\n\n[ \u00ab Older Entries ](https://www.microfinanza.com/news/page/2/?et_blog)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Blog\n\n#  Read about our experiences and challenges\n\n[ ](https://www.microfinanza.com/neets-of-sicily-no-country-for-young-people/)\n\n##  [ Sicily: a country for young people?\n](https://www.microfinanza.com/neets-of-sicily-no-country-for-young-people/)\n\nOct 29, 2019\n\nThe millennials are starting to realize that their life paths will be\ndifferent than the one taken by their parents, the baby boomers. Their\nambitions were hit hard by the 2007-2008 global financial crisis and their\nlife will be affected by the growing environmental crisis, which calls into\nquestions lots of issues that were taken for granted by previous generations.\n\n[ ](https://www.microfinanza.com/using-a-sandbox-to-digitalise-and-regulate-\nmicrofinance-services-in-the-balkans/)\n\n##  [ Using a Sandbox to digitalise and regulate microfinance services in the\nBalkans ](https://www.microfinanza.com/using-a-sandbox-to-digitalise-and-\nregulate-microfinance-services-in-the-balkans/)\n\nSep 11, 2019\n\nWhen the term financial inclusion is mentioned, the first things that come to\nmind are usually countries were poor people are financially excluded or\nunbanked like India, Afghanistan, Senegal, etc. But we don\u2019t really need to\nlook that far from home.\n\n[ ](https://www.microfinanza.com/a-financial-brick-for-the-future/)\n\n##  [ A financial brick for the future\n](https://www.microfinanza.com/a-financial-brick-for-the-future/)\n\nSep 9, 2019\n\nI first visited Lebanon in 2016; a crossroad country on the eastern shore of\nthe Mediterranean sea, land of ancient civilizations and cultures; place of\ntransit and exchange with a deeply-rooted openness to people and cultures.\n\n[ ](https://www.microfinanza.com/saving-groups-vicobas-and-musos-features-and-\neffects/)\n\n##  [ Saving groups: VICOBAs and MUSOs, features and effects\n](https://www.microfinanza.com/saving-groups-vicobas-and-musos-features-and-\neffects/)\n\nAug 1, 2019\n\nThe driver of our discussion is the identification of the effects of financial\ninclusion, when occurring through savings groups. We can distinguish three\nmain effects: the redistribution of incomes, the accumulation of resources\n(savings) and the improvement of social capital. These outcomes vary greatly\naccording to the methodology used within the saving group, and we will\nillustrate this with two examples.\n\n[ ](https://www.microfinanza.com/why-digital-financial-inclusion-afghanistan/)\n\n##  [ Why Afghanistan needs digitalization to achieve more financial\ninclusion. ](https://www.microfinanza.com/why-digital-financial-inclusion-\nafghanistan/)\n\nJun 25, 2019\n\nWhen I told my wife that I was going to start a microfinance impact assessment\nproject in Afghanistan, she was very confused. And I was, of course, expecting\nsuch a reaction. People associate Afghanistan with war, terror, and extreme\nliving conditions. But this has not always been the case.\n\n[ ](https://www.microfinanza.com/what-is-the-meaning-of-agricultural-finance-\nin-haiti-the-pearl-of-the-antilles/)\n\n##  [ What is the meaning of agricultural finance in Haiti, the pearl of the\nAntilles? ](https://www.microfinanza.com/what-is-the-meaning-of-agricultural-\nfinance-in-haiti-the-pearl-of-the-antilles/)\n\nApr 1, 2019\n\nLocated on the Western side of Hispaniola Island, Haiti is one of the poorest\ncountries in the world, sadly known because of the earthquake that has hit its\ncapital, Port-au-Prince in January 2010, causing thousands of victims.\n\n[ Next Entries \u00bb ](https://www.microfinanza.com/blog/?et_blog)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                    "source": "https://www.microfinanza.com/contact/"
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                "page_content": "###  Contact\n\n#  We look forward to hearing from you\n\n##  Contact\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:projects@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:+39%200444%20326792)\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarter**  \nStradella della Racchetta  \n22 \u2013 36100 Vicenza (VI)  \n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)\n\n###  Microfinanza MENA\n\n_Tunisia:_ Tunis\n\n###  Microfinanza Sub-Saharan Africa\n\n_Sudan:_ \u2013\n\nMicrofinanza S.r.l  \n_Headquarter_  \nStradella della Racchetta,  \n22 \u2013 36100 Vicenza (VI) Italy  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)  \nPhone/Fax: [ +39 0444 326792 ](tel:+39%200444%20326792)\n\n**Microfinanza Siracusa**  \nVia Vincenzo Mirabella, 29  \n96100 Siracusa (SR) Italy\n\n**Microfinanza Milano**  \nVia Rigola, 7  \n20159 Milano (MI) Italy\n\nMicrofinanza MENA  \nTunisia: _Tunis_\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/contact/"
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                "page_content": "##  ****\n\n##  ****\n\n##  ****\n\n##  ****\n\n##  **WE-RISE!  \n**\n\n##\n\n##\n\n##  Women\u2019s Empowerment for Resilience, Inclusion, Sustainability and\nEnvironment **  \n**\n\n**WE-RISE! \u2013 Women\u2019s Empowerment for Resilience, Inclusion, Sustainability and\nEnvironment** is an EU-funded project with the objective of building\ninclusive, sustainable and resilient communities and creating an enabling\nenvironment for the economic, social and educational empowerment of women.\n\n###  **The objectives**\n\nThe project WE-RISE! is jointly implemented by [ AICS\n](https://www.aics.gov.it/2021/63865/) and [ UN Women\n](https://www.unwomen.org/en) and it is funded by the European Union through\nthe European Union Emergency Trust Fund (EUTF), for stability and addressing\nroot causes of irregular migration and displaced persons in Africa and\nsupporting the democratic transition in Sudan. It aims at creating a conducive\nenvironment for the economic empowerment of women living in the most\nvulnerable situations in Kassala, Gedaref and Red Sea States through\nmicrofinance schemes, strengthening women\u2019s entrepreneurial capacities and\npromoting positive social norms and cultural change, in a period of 38 months.  \n\n###\n\n###  Services\n\nThe \u201cFinancial Inclusion Scheme Establishment\u201d is a Technical Assistance\nmanaged by Microfinanza srl under the Result 1 of the EU funded project WE-\nRISE!.  It will be implemented in coordination with AICS Khartoum during the\n22 months of the service contract. MF is asked to enhance access of young\nwomen living in vulnerable situations to a more inclusive market system. The\ngeneral strategy of the project has been organized into six Key Activities:\n\n**1\\. Baseline Assessment:** for having a clear understanding of the actual\nsituation, of needs and priorities to be addressed to improve access to\nfinance and social inclusion for the most vulnerable niches of the Sudanese\npopulation.\n\n**2\\. Financial and non-financial products development:** for the elaboration\nof a package of inclusive, accessible and gender-sensitive financial and non-\nfinancial products for the financial and social inclusion in the target\nStates.\n\n**3\\. Development of innovative health financial mechanisms and schemes:** for\nthe design and development of a dedicated financial product linked to health\nservices.\n\n**4\\. Identification of the Fund Manager, the financial providers and\ntechnical institutions in charge of products and services delivery:** for the\nidentification of the most suitable  institution/organization  responsible for\nthe management of the WE-RISE  !  Fund and the selection of local financial\nand non-financial service providers in charge of the service delivery.\n\n**5\\. Identification of a multilevel governance scheme and definition of a\nsustainability strategy:** for the identification of an overall governance\nmodel, the operational scheme and the exit strategy.\n\n**6\\. Definition of Monitoring &Evaluation (M&E) Framework: ** for the design\nof  a matrix of quantitative and qualitative indicators, to register the\nprogress and results achieved by the project, and the redaction and\nsupervision of the related M&E manual and procedures.\n\n##  **PARTNERS**\n\n##  Latest updates\n\n[ ](https://www.microfinanza.com/we-rise-incubator-accelerator-program/)\n\n##  [ WE-RISE! Incubator & Accelerator Program\n](https://www.microfinanza.com/we-rise-incubator-accelerator-program/)\n\nJan 14, 2025\n\nWE-RISE! Technical Assistance - Incubator and accelerator program for MSMEs\nand Start-upsKassala...\n\n[ ](https://www.microfinanza.com/technical-assistance-for-the-development-of-\na-cooperative-loan/)\n\n##  [ Technical Assistance for the Development of a Cooperative Loan\n](https://www.microfinanza.com/technical-assistance-for-the-development-of-a-\ncooperative-loan/)\n\nNov 4, 2024\n\nTechnical Assistance for the Development of a Cooperative Loan - Initiative\nunder the WE-RISE!...\n\n[ ](https://www.microfinanza.com/revolving-funds-schemes-for-womens-\nassociations-within-we-rise-project/)\n\n##  [ Revolving Funds Schemes for women\u2019s associations within WE-RISE! Project\n](https://www.microfinanza.com/revolving-funds-schemes-for-womens-\nassociations-within-we-rise-project/)\n\nAug 19, 2024\n\nTechnical Assistance - Development of revolving fund schemes for women\nassociations through the...\n\n[ ](https://www.microfinanza.com/design-and-pilot-an-innovative-islamic-asset-\nfinance-product-for-ebdaa-bank-sudan/)\n\n##  [ Design and pilot an Innovative Islamic Asset Finance Product for Ebdaa\nBank, Sudan. ](https://www.microfinanza.com/design-and-pilot-an-innovative-\nislamic-asset-finance-product-for-ebdaa-bank-sudan/)\n\nJun 17, 2024\n\nTechnical Assistance - Design and pilot an Innovative Islamic Asset Finance\nProduct for Ebdaa...\n\n[ ](https://www.microfinanza.com/new-transformative-paths-for-300-start-up-in-\nkassala-and-port-sudan/)\n\n##  [ New Transformative Paths for 300 Start-Up in Kassala and Port Sudan\n](https://www.microfinanza.com/new-transformative-paths-for-300-start-up-in-\nkassala-and-port-sudan/)\n\nMar 7, 2024\n\nSupport for business development through the WE-RISE! projectFebruary 2024The\nWE-RISE! project...\n\n[ ](https://www.microfinanza.com/we-rise-financial-services/)\n\n##  [ Catalogue of financial & non-financial services developed within the WE-\nRISE! project 2021-2024 ](https://www.microfinanza.com/we-rise-financial-\nservices/)\n\nJan 12, 2024\n\n6 FINANCIAL SERVICES OF THE WE-RISE! Result 1In the framework of WE-RISE!\nProject, Microfinanza...\n\n[ ](https://www.microfinanza.com/smart-agro-inputs-distribution-to-save-the-\nharvest-and-the-livelihood-of-sudanese-populations/)\n\n##  [ Smart agro-inputs distribution to save the harvest and the livelihood of\nsudanese populations ](https://www.microfinanza.com/smart-agro-inputs-\ndistribution-to-save-the-harvest-and-the-livelihood-of-sudanese-populations/)\n\nAug 9, 2023\n\nWE-RISE! Smart agro-inputs distribution to save the harvest and the livelihood\nof sudanese...\n\n[ ](https://www.microfinanza.com/we-rise-project-first-steps-in-red-sea-\nstate/)\n\n##  [ WE-RISE! Project: first steps in Red Sea State\n](https://www.microfinanza.com/we-rise-project-first-steps-in-red-sea-state/)\n\nJan 23, 2023\n\nWE-RISE! project first steps in Red Sea StateJanuary 2023 - Red Sea State,\nSudan Microfinanza has...\n\n[ ](https://www.microfinanza.com/how-microfinanza-is-enhancing-womens-\neconomic-empowerment-in-the-red-sea-state-revolving-funds-and-financial-\neducation-to-women-and-youth-living-in-vulnerable-conditions/)\n\n##  [ How Microfinanza is enhancing Women\u2019s Economic Empowerment in the Red\nSea State: revolving funds and financial education to women and youth living\nin vulnerable conditions. ](https://www.microfinanza.com/how-microfinanza-is-\nenhancing-womens-economic-empowerment-in-the-red-sea-state-revolving-funds-\nand-financial-education-to-women-and-youth-living-in-vulnerable-conditions/)\n\nJan 20, 2023\n\nMicrofinanza\u2019s strategy in Sudan is built on over 20 years of experience\nproviding financial...\n\n[ ](https://www.microfinanza.com/pave-the-way-to-womens-empowerment/)\n\n##  [ Pave the way to women\u2019s empowerment ](https://www.microfinanza.com/pave-\nthe-way-to-womens-empowerment/)\n\nNov 15, 2022\n\nPave the way to women\u2019s empowerment November 2022 \u2013 Khartoum, SudanThe 9th\nNovember 2022 marked a...\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "#  Microfinanza turns 20!\n\nMicrofinanza turned twenty in October! Here is a quick look back at 20 years\nof work for financial inclusion, all over the world. Thank you to everyone who\nsupported and trusted us!\n\nThe microfinanza team\n\n[ Back to the blog ](https://www.microfinanza.com/blog/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/microfinanza-turns-20/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F&t=Microfinanza%20turns%2020%21)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20turns%2020%21&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F&title=Microfinanza%20turns%2020%21)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20turns%2020%21&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F&t=Microfinanza%20turns%2020%21)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20turns%2020%21&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F&title=Microfinanza%20turns%2020%21)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20turns%2020%21&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-turns-20%2F&ui=2&tf=1)\n\n",
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                "page_content": "###  In brief\n\n#  Keep informed on what is going on\n\n[ ](https://www.microfinanza.com/revolving-funds-schemes-for-womens-\nassociations-within-we-rise-project/)\n\n##  [ Revolving Funds Schemes for women\u2019s associations within WE-RISE! Project\n](https://www.microfinanza.com/revolving-funds-schemes-for-womens-\nassociations-within-we-rise-project/)\n\nAug 19, 2024\n\nTechnical Assistance - Development of revolving fund schemes for women\nassociations through the provision of financial and- non financial servicesRed\nSea State, July 2024The Revolving Fund is a key part of the WE-RISE! R1\nfinancial inclusion approach designed by...\n\n[ ](https://www.microfinanza.com/financial-education-training-tools-tailored-\nto-microfinance-sector-operators-and-their-clients-in-tunisia/)\n\n##  [ Financial education training tools tailored to microfinance sector\noperators and their clients in Tunisia\n](https://www.microfinanza.com/financial-education-training-tools-tailored-to-\nmicrofinance-sector-operators-and-their-clients-in-tunisia/)\n\nJul 2, 2024\n\nFinancial education training tools tailored to microfinance sector operators\nand their clients in TunisiaTunis, June 2024Over the past six months,\nMicrofinanza has been working on a financial education path for microfinance\nsector operators and their clients. The...\n\n[ ](https://www.microfinanza.com/design-and-pilot-an-innovative-islamic-asset-\nfinance-product-for-ebdaa-bank-sudan/)\n\n##  [ Design and pilot an Innovative Islamic Asset Finance Product for Ebdaa\nBank, Sudan. ](https://www.microfinanza.com/design-and-pilot-an-innovative-\nislamic-asset-finance-product-for-ebdaa-bank-sudan/)\n\nJun 17, 2024\n\nTechnical Assistance - Design and pilot an Innovative Islamic Asset Finance\nProduct for Ebdaa Bank, Sudan. Gedaref State, June 2024 Microfinanza announces\nthe successful closure of the Technical Assistance to EBDAA Bank in Sudan for\nthe design and pilot of an Islamic...\n\n[ ](https://www.microfinanza.com/microfinanza-signs-a-cooperation-protocol-\nwith-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-\nindustry-and-drive-economic-growth-by-2-2-million-euro/)\n\n##  [ Microfinanza signs a cooperation protocol with Cash for Microfinance to\nempower Egyptian entrepreneurs, boost the industry, and drive economic growth\nby 2.2 million euro ](https://www.microfinanza.com/microfinanza-signs-a-\ncooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-\nentrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-\neuro/)\n\nMay 21, 2024\n\nMicrofinanza signs a cooperation protocol with Cash for Microfinance to\nempower Egyptian entrepreneurs, boost the industry, and drive economic growth\nby 2.2 million euroCairo, april 2024Microfinanza is thrilled to announce the\nsigning of a Memorandum of Understanding...\n\n[ ](https://www.microfinanza.com/ambassador-of-the-netherlands-josephine-\nfrantzen-visits-beja/)\n\n##  [ Ambassador of the Netherlands Josephine Frantzen visits B\u00e9ja\n](https://www.microfinanza.com/ambassador-of-the-netherlands-josephine-\nfrantzen-visits-beja/)\n\nApr 3, 2024\n\nAmbassador of the Netherlands Josephine Frantzen visits the governorate of\nB\u00e9jaFebruary 2024The team of the consortium Microfinanza-ACK International-\nAGER, responsible for the implementation of the North-West component of the\nTRACE programme, welcomed Her Excellency...\n\n[ ](https://www.microfinanza.com/eye-to-the-future-for-ukraine-open-call/)\n\n##  [ EYE to the FUTURE for UKRAINE \u2013 Open call\n](https://www.microfinanza.com/eye-to-the-future-for-ukraine-open-call/)\n\nMar 29, 2024\n\nEYE to the Future for Ukraine - Open call \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438\n\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e29 March 2024 The EYE for the Future of Ukraine project is\npart of the Erasmus for Young Entrepreneurs programme and is funded by the\nEuropean Commission.EYE 4 Future aims to...\n\n[ ](https://www.microfinanza.com/microfinanza-visiting-ethiopia/)\n\n##  [ Microfinanza visiting Ethiopia\n](https://www.microfinanza.com/microfinanza-visiting-ethiopia/)\n\nMar 26, 2024\n\nMicrofinanza visiting Ethiopia: new opportunities and facilities for the agro-\nindustrial business sector 26 March 2024The agro-industrial sector in Ethiopia\nplays a significant role in the country's economy, as agriculture is the\nprimary source of livelihood for the...\n\n[ ](https://www.microfinanza.com/celebrating-15-years-of-fostering-\nentrepreneurship-the-success-of-the-erasmus-for-young-entrepreneurs-\nprogramme/)\n\n##  [ Celebrating 15 years of fostering entrepreneurship: the success of the\nErasmus for Young Entrepreneurs programme\n](https://www.microfinanza.com/celebrating-15-years-of-fostering-\nentrepreneurship-the-success-of-the-erasmus-for-young-entrepreneurs-\nprogramme/)\n\nMar 12, 2024\n\nCelebrating 15 years of fostering entrepreneurship: the success of the Erasmus\nfor Young Entrepreneurs programme4 March 2024The European Commission proudly\nis marking the 15th anniversary of the Erasmus for Young Entrepreneurs (EYE)\nprogramme, a landmark initiative...\n\n[ ](https://www.microfinanza.com/new-transformative-paths-for-300-start-up-in-\nkassala-and-port-sudan/)\n\n##  [ New Transformative Paths for 300 Start-Up in Kassala and Port Sudan\n](https://www.microfinanza.com/new-transformative-paths-for-300-start-up-in-\nkassala-and-port-sudan/)\n\nMar 7, 2024\n\nSupport for business development through the WE-RISE! projectFebruary 2024The\nWE-RISE! project achieved a significant milestone on February 24th with its\nincubation and acceleration program launch in Kassala and Port Sudan. This\ninitiative, supported by European Union...\n\n[ ](https://www.microfinanza.com/we-rise-financial-services/)\n\n##  [ Catalogue of financial & non-financial services developed within the WE-\nRISE! project 2021-2024 ](https://www.microfinanza.com/we-rise-financial-\nservices/)\n\nJan 12, 2024\n\n6 FINANCIAL SERVICES OF THE WE-RISE! Result 1In the framework of WE-RISE!\nProject, Microfinanza Srl provides technical assistance to the Italian Agency\nfor Development Cooperation (AICS) in Khartoum to assess, design and monitor\nthe implementation of Financial Schemes...\n\n[ \u00ab Older Entries ](https://www.microfinanza.com/news/page/3/?et_blog)\n\n[ Next Entries \u00bb ](https://www.microfinanza.com/news/?et_blog)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "#  Corporate Sustainability Report 2023\n\n#  Microfinanza is pleased to present its third Corporate Sustainability\nReport!\n\n###  _26th september 2024_\n\nSince 2002, Microfinanza\u2019s mission has been to enhance and sustain financial\ninclusion on a global scale. **In our vision, financial inclusion is part of a\ngreater path of freedom from discrimination, for a world that grants everyone\nopportunities and rights, respect for diversity and an authentic environmental\nsustainability.**\n\nOur daily work focuses on promoting financial and social inclusion through\ncontinuous innovation and experimentation, to always seeking new solutions to\never-changing and increasing needs and fragilities. We combine passion and\nexpertise to foster inclusive development, with close attention to local\ncontexts, cultures, people, and the environment. Each of our initiatives is\nnot just a replication of past successes; instead, we consistently push\nforward, believing that true progress comes from innovating models and work\npatterns to achieve meaningful results in promoting greater inclusiveness.\n\nOver time, our company has expanded and had the opportunity to work in a wide\nrange of geographic areas, including Latin America, Asia, Sub-Saharan Africa,\nEurope, and the MENA Region. These regions are constantly evolving and, in\nrecent years have faced renewed crises and conflicts that undermine their\nstability. Additionally, the increasing impact of climate change presents\nfurther challenges. In this context, resilience alone is not enough; what is\nrequired is a fundamental shift in paradigms.\n\nWith this Sustainability Report, we aim to provide a clear view of our\napproach, confirming our commitment in terms of innovation, ethics and\nsustainability. This report reflects who we are, how we operate, and how our\nefforts positively impact the quality of life for individuals, territories and\ncommunities by enhancing their social and environmental capital.  This third\nreport represent an important internal exercise that has allowed us to reflect\non ourself, analyze our data, and interpret them from a new perspective, with\nthe aim of improve and grow as Company.\n\nWith 24 years of experience, Microfinanza is part of a group that grows and\ninnovates across various themes related to  financial inclusion and\nsustainable finance  . We continue to believe in the power of ideas. Our group\nis made of people with complementary cultural profiles and backgrounds who\nhave shared a common path since the very beginning of Microfinanza\u2019s start-up.\n\nCollaboration is one of our strengths. Our approach is rooted in a sense of\nresponsibility and shared goals. Even with most of our team working remotely,\nwe believe in the importance of meeting, engaging and learning from the field\nto fully understand different contexts and inspire innovation.\n\nAs a company engaged in sustainable finance, we are committed to continually\nseeking sustainability in its broadest sense, encompassing economic,\nfinancial, social, environmental, and governance dimensions.\n\nWe hope this report serves as a reference point for you, encouraging the\nformation of alliances to build a better future, through common goals and\nshared strategies. We invite you to read it and engage with us, sharing your\nfeedback and suggestions, which we are eager to hear and implement.\n\n**Giampietro Pizzo, President of Microfinanza**\n\nThe Principle of the Hiding Hand:\n\n\u201c\u2026since we necessarily underestimate our creativity it is desirable that we\nunderestimate to a roughly similar extent  the difficulties of the tasks we\nface, so as to be tricked by these two offsetting underestimates into\nundertaking tasks  which we can, but otherwise would not  dare, tackle.\u201d\n\nAlbert O. Hirschman\n\n[ DOWNLOAD THE REPORT ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/09/2024_Sustainability-report_ok.pdf)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F&t=Corporate%20Sustainability%20Report%202023)\n  * [ __ ](http://twitter.com/share?text=Corporate%20Sustainability%20Report%202023&url=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F&title=Corporate%20Sustainability%20Report%202023)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Corporate%20Sustainability%20Report%202023&body=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F&t=Corporate%20Sustainability%20Report%202023)\n  * [ __ Twitter  ](http://twitter.com/share?text=Corporate%20Sustainability%20Report%202023&url=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F&title=Corporate%20Sustainability%20Report%202023)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Corporate%20Sustainability%20Report%202023&body=https%3A%2F%2Fwww.microfinanza.com%2Fcorporate-sustainability-report-2023%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  Microfinanza visiting Ethiopia\n\n#  ** Microfinanza visiting Ethiopia: new opportunities and facilities for the\nagro-industrial business sector  **\n\n**_26 March 2024_ **\n\nThe agro-industrial sector in Ethiopia plays a significant role in the\ncountry\u2019s economy, as agriculture is the primary source of livelihood for the\nmajority of the Ethiopian population. Ethiopia is rich in natural resources\nand has vast agricultural land suitable for cultivation, with various climatic\nzones supporting the growth of a wide range of crops. However, despite the\npotential of the sector, there are significant challenges to be considered for\nthe broader development of the agro-industrial sector. To address these\nchallenges and promote the development of the agro-industrial sector, the\nEthiopian government and other international organisations have implemented\nvarious policies and programmes.  \n  \nDuring the last two weeks, a **Microfinanza** team of experts has been working\nclosely with the **UNIDO** team in Ethiopia in the framework of the\n**Integrated Agro Industrial Parks (IAIP) programme** .\n\nThree agro-industrial parks are already operating in Bure (Amhara Region),\nBulbula (Oromia Region), and Yirgalem (Sidama Region), while one is under\nconstruction in Baeker (Tigray Region). The parks cover an overall surface of\nmore than 1 000 hectares and aim to create up to 400,000 jobs in the Country.\n\nThe agro-industrial parks are at the core of the Ethiopian government\u2019s\nstrategy to develop sustainable agro-processing practices, able to guarantee\nfood security at the national level and to contribute to the economic\ndevelopment of the Country.\n\nThe current pipeline of operating and candidate companies shows a wide array\nof opportunities in different value chains, including avocado, coffee, dairy,\nsoya beans, maize, fruit and vegetables, honey, and many others.\n\nStandards, certifications, and traceability are key factors to increase the\nquality of the products and consequently their value, expanding the\nopportunities within the internal market and for exports. This is why the\n**Italian Agency for Development Cooperation** has largely invested in this\ndirection, working in partnership with the Ethiopian Government and the UNIDO\ntechnical assistance.\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/03/IMG_3832-copia-\nscaled.jpg \"IMG_3832 copia\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/03/IMG_3849-scaled.jpg \"IMG_3849\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/03/Ethiopia_2-scaled.jpg \"Ethiopia_2\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/03/Ethiopia_3.jpeg\n\"Ethiopia_3\")\n\nIn this framework the Microfinanza team is contributing towards the design of\na dedicated financial facility to leverage the potential of this investment\nand to enhance the most promising businesses to flourish, while increasing\ntheir social and environmental impact.\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F&t=Microfinanza%20visiting%20Ethiopia)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20visiting%20Ethiopia&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F&title=Microfinanza%20visiting%20Ethiopia)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20visiting%20Ethiopia&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F&t=Microfinanza%20visiting%20Ethiopia)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20visiting%20Ethiopia&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F&title=Microfinanza%20visiting%20Ethiopia)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20visiting%20Ethiopia&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-visiting-ethiopia%2F&ui=2&tf=1)\n\n",
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                    "source": "https://www.microfinanza.com/projects/"
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                "page_content": "###  Projects and assignments\n\n#  Over 20 years of experience supporting the world\u2019s most vulnerable\ncommunities\n\nEurope\n\nMENA\n\nSub-Saharan Africa\n\nAsia\n\nLAC\n\nMulti country\n\n#  Europe\n\n###  Project / Assignment\n\n###  Client\n\n###  Area\n\n###  Lenght\n\n###  SDG\n\n##  [ Empowering Small Social Enterprises in Italy\n](https://www.microfinanza.com/it/essei/)\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** medium\n\n**Origin of funding**\n\nEuropean Union Programme for Employment and Social Innovation (EaSI)\n\n**Countries**  \nItaly  \n**Region**  \nEurope\n\n**Approval date**  \nOctober 2020  \n**Closing date**  \nSeptember 2022\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-4.png \"SDG 4\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-11.png \"SDG\n11\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-12.png \"SDG\n12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-17.png \"E_SDG goals_icons-individual-rgb-17\")\n\n#####  More information\n\n###  Objectives\n\nThe objective of the project is to contribute to the development of the\nItalian social finance market, by designing and launching a financial\ninstrument and generating effective demand for social finance among Italian\nSocial Enterprises.  \nThere\u2019s the need for expanding tools and chances of action for social\nentities, prioritizing access to funds and for strengthening linkages between\nthe key activities run by social enterprises and the policies of local\nadministrations: the initiative aims to pave the way for creating cooperation\nbetween different types of private and public investors, which could provide a\ndifferent source of finance, enabling real opportunities of access to finance\nfor Social Enterprises, and fostering the creation of territorial network and\nSocial Enterprises clusters.  \nThe importance of non-financial support is key for the success of those Social\nEnterprises and the initiative looks at the suitability of the different\nfinancial sources, by promoting blended finance for social enterprises,\nfollowing the growing awareness that finance has the responsibility to\nconsider the positive impact generated and not only to focus on the paradigm\nof the financial risk/return.  \nThe initiative also intends to address the demand side by supporting the\nemergence, the growth and the awareness of social enterprises: providing the\nright educational tools, soft skills, coaching and mentoring services in order\nto settle a clearer and most efficient business model and to bridge the gap of\nsocial enterprises on financial literacy and transparency.\n\n###  Services\n\nMicrofinanza Srl will be involved in the market analysis and assessment of the\nsocial finance market in target territories in Italy, together with the\nanalysis of the \u201csupply\u201d and \u201cdemand\u201d as a complement of the research. The\npartnership identifies Social Enterprises to be supported in the build or\nscale-up phase, their needs regarding mentoring and support, and provides\ntraining, coaching and mentoring services to them, to help them becoming\ninvestment-ready. The provision of financial support to Social Enterprise will\nfollow the training and coaching phase and will be parallel to the mentoring\nphase. The company will also work on the evaluation of the social impact.\n\n###  Project partners:\n\n  * [ Phitrust SA ](https://www.phitrust.com/en/)\n  * [ Microlab ](https://www.associazionemicrolab.it/)\n  * [ The Hub Sicilia Soc. Coop. ](https://siracusa-impacthub.wpmudev.host/)\n\n###  Other information\n\n[ Official website ](https://www.microfinanza.com/it/essei/)\n\nThe project has received financial support from the [ European Union Programme\nfor Employment and Social Innovation \u201cEaSI\u201d (2014-2020)\n](https://ec.europa.eu/social/main.jsp?catId=1081) .\n\n##  [ YES! Young Entrepreneurs Succeed\n](https://www.microfinanza.com/it/progetto-yes/)\n\n**Status:** closed  \n**Staff provided:** 6  \n**Value:** large\n\n**Origin of funding**  \nEEA and Norway Grants Fund for Youth Employment\n\n**Countries**  \nMulti country  \n**Region**  \nEurope\n\n**Approval date**  \nOctober 2018  \n**Closing date**  \nJanuary 2024\n\n#####  More information\n\n###  Objectives\n\nThe aim of the programme is to activate unemployed youth to access the labor\nmarket and promote entrepreneurship.  \nDespite significant investment, young people in many regions face systemic\nchallenges to start, grow and sustain a business. This is intensified by the\nlack of documented evidence on what kind of entrepreneurship support is most\neffective in different contexts, and a scarcity of tested and scalable models.  \nThe project aims to pilot the Trust based Partnership Model, based on a\nspecific local experience made by one of the project partners, and provide\ndirect services to underserved youth who will benefit from dedicated and\nhighly specialized financial and non-financial business development services,\nresulting from evidence-based research, in Greece, Italy, Spain and Poland:\nYES! will provide youth NEETs from these 4 countries with various services to\nstart & grow business or to find a job, such as training, coaching, mentoring,\nand access to finance.\n\n###  Services\n\nMicrofinanza Srl supports a total of 400 NEETs (youth Not in Education,\nEmployment or Training) from Italy, to start and grow their own business or to\nfind a job. In particular, it provides training, coaching, mentoring and\naccess to finance services. Microfinanza also works together with its partners\nin the research phase, to gather evidence on target group needs and existing\ngaps in services provided, support the general management of the programme\nimplementation, networking and reporting activities.  \nCounting on two decades of experience in the national context, Microfinanza\ncan exploit close relations with a wide range of partners throughout the\ncountry, especially with partners operating in the South of Italy and usually\nprovide services to NEETs and vulnerable categories. Microfinanza\u2019s satellite\noffice is located in Siracusa (Sicily), the Region with one of the highest %\nof NEETs in Italy. The organization is research-oriented to fight financial\nbarriers of vulnerable people and communities, strongly focused on youth, and\ncan count on a young and dynamic team which develops new ideas and approaches\nand escapes old ones, pursuing innovative projects\n\n###  Project partners:\n\n  * [ Agricultural University of Athens \u2013 Research Committee (Lead partner) ](https://www2.aua.gr//en)\n  * [ Anka \u2013 Development Agency of Karditsa S.A ](http://www.anka.gr/portal/)\n  * [ Autoocupaci\u00f3 ](http://www.autoocupacio.org/en/)\n  * [ KIZ Sinnova Company for Social Innovation GmbH ](https://www.kiz.de/)\n  * [ Munich Business School ](http://www.munich-business-school.de)\n  * [ Youth Business International (YBI) ](https://www.youthbusiness.org/)\n  * [ Youth Business Poland \u2013 Foundation Technologic Incubator (YBP) ](http://ybp.org.pl/)\n\n###  Other information\n\n[ Official website ](https://youngentrepreneurssucceed.com/)\n\nThe project benefits from \u20ac2,3M grant from Iceland, Liechtenstein and Norway\nthrough the EEA and Norway Grants Fund for Youth Employment. [ The EEA and\nNorway Grants Fund For Youth Employment ](https://eeagrants.org/What-we-\ndo/The-EEA-and-Norway-Grants-Fund-for-Youth-Employment)\n\n##  [ Erasmus for Young Entrepreneurs ](https://www.microfinanza.com/it/eye/)\n\n**Status:** Cycle 13 and 14 \u2013 ongoing  \nEYE to The Future Program \u2013 ongoing  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nEuropean Commission \u2013 DG GROWTH\n\n**Countries**  \nMulti country  \n**Region**  \nEurope and Outermost Regions of the EU and Outermost Countries and Territories\n\n**Cycle 10:** 2018-2020\n\n**Cycle 12:** 2020-2023\n\n**Cycle 13:** 2023-2024\n\n**Cycle 14 /EYE for Future:** 2023-2026\n\n#####  More information\n\n###  Objectives\n\nThe programme helps provide aspiring European entrepreneurs with the skills\nnecessary to start and/or successfully run a small business in Europe. New\nentrepreneurs gather and exchange knowledge and business ideas with an\nexperienced entrepreneur, with whom they stay and collaborate for a period of\n1 to 6 months. The stay is partly financed by the European Commission. It aims\nat supporting the development of new SME enterprises, increasing cooperation\nbetween European entrepreneurs, through the exchange of experiences and\ninformation and stimulating the networking among the European business\ncommunity. The specific objectives of the projects are: (i) to provide on-the-\njob training to new SME entrepreneurs to start up new businesses, or foster\ninnovation with existing businesses, with a focus on young entrepreneurs,\nensuring future sustainability; (ii) to enhance market access and\nidentification of potential partners to the final beneficiaries.\n\n###  Services\n\nMicrofinanza Srl, as Lead Intermediary Organisation, coordinates the programme\nimplementation, networking and reporting activities. In addition, the company\npromotes the programme and recruits New and Host Entrepreneurs by: providing\non-the-job training, fostering exchange of experiences, stimulating the\ncooperation and networking among the European business community, supporting\nnew entrepreneurs by providing mentoring and training by senior entrepreneurs\nin order to start and develop new businesses, fostering innovation to already\nrunning businesses bringing fresh ideas from young entrepreneurs, enhancing\nmarket access and identification of potential partners for new and established\nbusinesses, and providing strategic advice and mentoring to support the growth\nof new businesses and to ensure their future sustainability.\n\nIn addition to the general programme cycles, we run project activities with a\ntarget group of Ukrainian entrepreneurs (EYE fot FUTURE).\n\n###  Consortium Members:\n\nCycle 10\n\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/)\n  * [ Business and Cultural Development Centre (KEPA) \u2013 Greece ](http://2007-13.e-kepa.gr/frontend/index.php?chlang=EN)\n  * [ Fej\u00e9r Enterprise Agency \u2013 Hungary ](http://www.rva.hu/)\n  * [ KIZ SINNOVA gGmbH \u2013 Germany ](https://www.kiz.de/\\))\n\nCycle 12\n\n  * [ Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad ](https://asociacionintegracion.wordpress.com/)\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/erasmus-per-giovani-imprenditori/)\n  * [ Jinishian Memorial Foundation (JMF) ](https://www.jinishian.org/)\n  * [ KIZ SINNOVA Gesellschaft Fur Soziale Innovationen GGMBH (KIZ SINNOVA) ](https://www.kiz.de/)\n  * [ Latvijas Asociacija Eiropas Kopienas Studijam (LECSA) ](https://lecsa.eu/)\n  * [ Sdruzhenie Bulgarska Targovsko-Promishlena Palata (BCCI) ](https://www.bcci.bg/)\n  * [ Zeytin Grup Danismanlik Arastirma Organizasyon Egitim Mimarlik Insaat Bilisim Ticaret Sirketi (Zeytin Grup) ](http://www.zeytingrup.com/index_en.html)\n\nCycle 13\n\n  * [ Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad ](https://asociacionintegracion.wordpress.com/)\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/erasmus-per-giovani-imprenditori/)\n  * [ Jinishian Memorial Foundation (JMF) ](https://www.jinishian.org/)\n  * [ Noa \u2013 Albania ](https://www.noafin.al/)\n  * [ Latvijas Asociacija Eiropas Kopienas Studijam (LECSA) ](https://lecsa.eu/)\n  * [ Sdruzhenie Bulgarska Targovsko-Promishlena Palata (BCCI) ](https://www.bcci.bg/)\n  * [ Selego ](https://selego.co/)\n  * [ Zeytin Grup Danismanlik Arastirma Organizasyon Egitim Mimarlik Insaat Bilisim Ticaret Sirketi (Zeytin Grup) ](http://www.zeytingrup.com/index_en.html)\n  * [ Kauno prekybos, pramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts) ](https://chamber.lt/en/)\n\nCycle 14 \u2013 EYE for FUTURE\n\n  * [ KROK UNIVERSITY \u2013 Ukraine ](https://int.krok.edu.ua/en/)\n  * [ European Center for Social Finance \u2013 Germany ](https://www.ecsocfin.com/)\n  * [ Kainotomia ](https://kainotomia.com.gr/en/) \u2013 Grece \n  * [ Youth Business Poland (YBI) ](https://ybp.org.pl/) \u2013 Poland \n\n###  Other information\n\n[ Official website ](https://erasmus-entrepreneurs.eu/)\n\n###  An initiative of the European Union\n\n###\n\n##  [ SALUS SPACE ](https://www.microfinanza.com/it/villa-salus/)\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** small\n\n**Origin of funding**  \nEuropean Commission \u2013 Urban Innovative Actions Initiative\n\n**Countries**  \nItaly  \n**Region**  \nEurope\n\n**Approval date**  \nJanuary 2017  \n**Closing date**  \nJanuary 2021\n\n#####  More information\n\n**Villa SALUS as a new Sustainable Accessible Livable Usable Social space for\nintercultural Wellbeing, Welfare and Welcoming in the metropolitan City of\nBologna**\n\n###  Objectives\n\nThe main aim of the project is converting Villa Salus, an abandoned former\nhospital for elderly into an innovative core-space for Wellbeing, Welfare and\nWelcoming-S.A.L.U.S. \u2018W\u2019 Space \u2013 operating towards the social, cultural and\neconomic inclusion of migrants/refugees and as a multi-level services facility\nto the whole metropolitan area of Bologna.\n\nThe intervention also aims to recognize and enhance individual skills of\nmigrants and refugees living in the area of Bologna Municipality by supporting\nstart- up of micro-enterprises and job placements.\n\n###  Services\n\nThe component lead by Microfinanza aims to foster social and economic\ninclusion of the targeted beneficiaries through the joint provision of\nentrepreneurial training programs, financial education, business mentoring and\naccess to microcredit. Services delivered include selection of business\ntutoring to potential and existing entrepreneurs for the start-up and\ndevelopment of microenterprises among disadvantaged groups (migrants/refugees,\nunemployed, youth, women). Project outcomes include provision of training and\ntutoring to 25 preselected refugees and migrants and financial support for at\nleast 3 selected entrepreneurial projects.\n\n##  Learning how to become an entrepreneur\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**\n\nEmilia Romagna Region\n\n**Countries**  \nItaly  \n**Region**  \nEurope\n\n**Approval date**  \nJanuary 2020  \n**Closing date**  \nDecember 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  ENISIE \u2013 Enabling Network-based Innovation through Services and\nInstitutional Engagement. Assessment on the state of the art of social\ninnovation and social services in Sicily and Malta.\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** small\n\n**Origin of funding**  \nInterreg\n\n**Countries**  \nItaly-Malta  \n**Region**  \nEurope\n\n**Approval date**  \nOctober 2018  \n**Closing date**  \nDecembre 2019\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-17.png \"E_SDG goals_icons-individual-rgb-17\")\n\n##  Measuring Microfinance Impact in the EU. Policy Recommendations for\nFinancial and Social Inclusion (MeMI)\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nEIB-Universities Research Sponsorship (EIBURS)\n\n**Countries**  \nMulti country  \n**Region**  \nEurope\n\n**Approval date**  \nOctober 2016  \n**Closing date**  \nOctober 2019\n\n#####  More information\n\n###  Objectives\n\nThe project aims to paint a picture of the degree of financial and social\ninclusion in the European Union (EU), and to evaluate the impact of\nmicrofinance on financial and social inclusion at the micro and macro level.\n\nIt aims to achieve objective by also establishing whether the promotion of\nmicrofinance programmes, providing financial and social inclusion, should be\npreferred compared to the financing of welfare programmes. This will be\nachieved relying, for the microeconomic analysis, on a quantitative measure of\nthe Social Return On Investment (SROI), which is capable of quantifying the\nexternalities which arise from fostering the provision of microfinance and\nwelfare, in a region and through a particular implementation, on top of the\nmore traditional financial and economic gains.\n\n###  Services\n\n(i) Assessing financial and social exclusion in the EU through the creation of\na protocol for the definition and measurement of financial and social\ninclusion and microfinance markets development, building a map of financial\nand social inclusion; (ii) Assessing the channels of influence of financial\ninclusion on social inclusion, and vice versa in selected EU MSs, obtained via\nmicrofinance or welfare programmes; (iii) Quantifying and measuring the impact\nof microfinance on financial and social inclusion; (iv) Sensitivity analysis:\nvalidated estimates of the calculated SROI, definition of a set of feasible\nand \u201cabsorbable\u201d policy recommendations to maximise the impacts of MeMI\nresults as well as the efficiency and effectiveness of microfinance and\nwelfare tools/programmes.\n\n###  Consortium members:\n\n  * Universit\u00e0 Cattolica del Sacro Cuore \n  * Research Centre \u201cCentro Studi di Politica Economica e Monetaria (CeSPEM), Mario Arcelli\u201d \n  * Department of Economics, University of Parma \n  * Department of Economics, University of Genova \n  * European Microfinance Network (EMN) \n  * Italian Microfinance Network (Rete Italiana di Microfinanza \u2013 RITMI \n\n###  Other information\n\n[ Official website ](http://www.memi-project.eu/)\n\n#  Middle East and North Africa (MENA)\n\n###  Project / Assignment\n\n###  Client\n\n###  Area\n\n###  Lenght\n\n###  SDG\n\n##  Technical assistance in implementing financial education activities for\nmicrofinance institutions and theirs customers in Tunisia\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** small\n\n**Origin of funding**  \nADA \u2013 Appui au D\u00e9veloppement Autonome a.s.b.l.\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nJuly 2023  \n**Closing date**  \nJune 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_4.png\n\"TheGlobalGoals_Icons_Color_Goal_4\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n#####  More information\n\nObjective\n\nThe technical assistance provided by Microfinanza is part of ADA\u2019s activities\nto develop a National Financial Education Programme (PNEF), promote\nresponsible microfinance and build the capacity of microfinance institutions.\n\n  * Meet the greatest needs in terms of financial education, particularly those of vulnerable populations, in order to reduce obstacles and dependence on the informal economy; \n  * Promote responsible financial behaviour in Tunisia to better prepare young people for the increasingly complex economic environment; \n  * Strengthen financial education throughout the country, including in rural areas; \n  * List concrete measures to be carried out under the PNEF and provide Tunisians with the tools, resources and support measures to improve their financial skills and culture; \n  * Disseminate financial education to target groups, especially in the school system and among women, in particular to increase people\u2019s confidence in financial services, especially digital services; \n  * Strengthen consumer protection measures and promote digital access / digital literacy. \n\n###  Expected Results\n\nOutcome 1: Provide training materials, methodologies and tools to be shared\nwith inclusive finance and the financial sector actors.\n\nOutcome 2: Strength the capacity of the operators of MFI to provide financial\neducation to guarantee the financial health of their clients.\n\nOutcome 3: MFI customers have adopted the principles of financial education.\n\n##  Mid-term assessment of the program to Relaunch Investment and\nModernization of Agricultural Holdings (PRIMEA)\n\n**Status:** closed  \n**Staff provided:** 1  \n**Value:** small\n\n**Origin of funding**  \nEuropean Commission\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nJuly 2022  \n**Closing date**  \nNovember 2022\n\n#####  More information\n\nObjective\n\nThe aim of the PRIMEA program is to help boost investment in agriculture by\nleveraging the State budget with co-financing from banks and contributions\nfrom farmers, enabling the modernization of some 60,500 farms and improving\nthe system for granting subsidies and credit.\n\nThe specific objectives of the PRIMEA intervention are to improve:\n\n  * the access of agricultural holdings to the financing of their productive investments, through support for the agricultural implementation of the policy plan to stimulate investment in Tunisia, through the Investment Code; \n  * the quality of modernization projects and the productivity of farms, through a high-performance and mass-based technical and economic advisory system; \n  * the environment for agricultural investment in Tunisia \n\n###  Expected Results\n\nOutcome 1: Reduction of development inequalities between rural areas in the\ninterior of the country and urbanized coastal areas.  \nOutcome 2: Improved individual welfare through increased EA household income,\naccess to employment through economic sustainability of EA and its transfer,\nand improved farmers\u2019 skills.  \nOutcome 3: Improved social cohesion through maintaining the main economic\nactivity in rural areas, thus stabilizing their population  \nOutcome 4: assurance of social welfare through the creation of a sustainable\nsystem of financing and technical and economic support for agriculture,\npreventing the marginalization of the rural population and the development of\nareas of hardship and insecurity.\n\n###  Partners\n\n  * DT Global \n  * ACK International \n\n##  Tunisia ADAPT \u2013 Mission to structure and digitise a support fund for\nprivate investments and services\n\n**Status:** closed  \n**Staff provided:** 1  \n**Value:** high\n\n**Origin of funding**  \nAICS Tunisi\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nOctober 2021  \n**Closing date**  \nSeptember 2028\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_14.png\n\"TheGlobalGoals_Icons_Color_Goal_14\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n#####  More information\n\n###  Objectives\n\nThe mission contributes effectively to the operational start-up of the ADAPT\nprogramme by providing the required expertise on two key innovative elements\nsuch as i) the Private Investment Support Fund and ii) the setting up and\nmaintenance of a digital platform facilitating the access of potential\neconomic promoters to the programme\u2019s financial scheme.\n\n###  Services\n\nThe mission consists of four phases as follows: 1. Definition of the\neligibility criteria for accessing the Fund; 2. Elaboration of the procedures\nfor granting resources from the Fund via the Associated Financial Partners and\nother sources of credit; 3. Support activities and technical assistance to the\nProject Management Unit; 4. Design, implementation and maintenance of a\ndigital platform for the management of the Fund\n\n###  Project partners\n\n  * ACK International (France) \n\n##  [ Support to the job creation in the agricultural sector in rural areas in\nthe frame of the programme \u201c _Tunisian Rural and Agricultural Chains of_\n_Employment_ (T.R.A.C.E.)\u201d ](https://www.microfinanza.com/trace-project/)\n\n**Status:** ongoing  \n**Staff provided:** 2  \n**Value:** medium\n\n**Origin of funding**  \nDonation of the Government of the Netherlands, managed by World Bank\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nMarch 2021  \n**Closing date**  \nFebruary 2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n#####  More information\n\n###  Objectives\n\nThe programme T.R.A.C.E. is financed by a donation of the Government of the\nNetherlands through a trust fund managed by the World Bank, whose objective is\nto create employment targeting especially young people and women, in the\nrural, agricultural, and agri-food sectors, by enhancing productivity and\nresilience of small Tunisian producers. Furthermore, it aims at strengthening\nprofessional organisations\u2019 and SMEs competitiveness thanks to a better access\nto knowledges, to innovation and to financial services.  \nThe realization of the proposed interventions is done by selected partners\nafter due diligence by the World Bank in partnership with public, private, and\nprofessional institutions in Tunisia, and in coordination with other\ncomplementary programmes. The programme T.R.A.C.E. covers the Governorates of\nJendouba, Kairouan and Gabes.  \nIn this framework, the creation of a fund supporting the job creation in the\nrural entrepreneurship, agricultural and agri-food sectors is foreseen. This\nfund will provide with technical and financial assistance to producers\norganisations, to small and medium enterprises, and to young entrepreneurs for\nenhancing their business, their professionalization and for creating new jobs.  \nThe fund supporting the employment amounts to USD 2.83M in view of financing\naround 250 investment projects with a high potential for job creation, more\nspecifically 85 projects in Jendouba, 80 projects in Kairouan and 85 projects\nin Gabes.\n\n###  Services\n\nMicrofinanza provides technical assistance services and management in the\nGovernorate of Jendouba as:\n\n  * Fund manager in support of job creation in the sector of rural entrepreneurship, agriculture and agri-food \n  * Technical assistance provider to professional organizations, to entrepreneurs and SME for preparing and selecting investment projects that are technically, financially and commercially robust and consistent, as well as sustainable from the environmental and social point of view \n  * Guide in the realization of investment projects in order to ensure durability and sustainability of created jobs, and in the support to professionalization of entrepreneurs \n  * Follow-up of socio-economic and environmental indicators \n\nThe main activities are the following:\n\n  * Selection of potential beneficiaries \n  * Analysis and final selection \n  * Support to realization \n  * Professionalization \n\n###  Project partners\n\n  * ACK International (France) \n  * AGER (Tunisia) \n\n###  Other information\n\n[ Official website ](https://www.microfinanza.com/trace-project/) . Here you\ncan find more information regarding the project and view the main documents,\navailable for download.\n\n##  Sfax Integrated Agricultural Development Project\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** medium\n\n**Origin of funding**  \nIslamic Development Bank\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nMarch 2020  \n**Closing date**  \n2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n##  **Enhancing a Financial Consumer Protection Framework in Microfinance**\n\n**Status:** closed  \n**Staff provided:** 5  \n**Value:** medium\n\n**Origin of funding**\n\nSANAD TA Facility\n\n**Countries**  \nJordan  \n**Region**  \nMENA\n\n**Approval date**  \nJune 2020  \n**Closing date**  \nMay 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  Realization of a study in favour of five Moroccan microcredit associations\nfor the implementation of the project fighting the poverty in Moroccan rural\nareas through the support of microcredit sector\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** medium\n\n**Origin of funding**  \nAICS\n\n**Countries**  \nMorocco  \n**Region**  \nMENA\n\n**Approval date**  \nOctober 2019  \n**Closing date**  \nFebruary 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n#####  More information\n\n###\n\n###  Objectives\n\n  * To strengthen past lessons learnt \n  * To work on the weaknesses of the five microcredit associations; \n  * To develop new innovative niche markets concerning green microfinance and strategical partnerships. \n\n###  Our activities\n\n  * Needs Assessment of the microcredit associations \n  * Training and institutional reinforcement \n  * Green microfinance needs analysis \n  * Strategies and financial partnerships \n\n###  Other information\n\nThe project is financed by the [ Italian Development Cooperation Agency\n](https://www.aics.gov.it/language/en/)\n\n##  Formulation of the indirect management component of the 2019-2020 program\n\u201cSupport for rural development in Tunisia\u201d financed by the European Union\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nAICS\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nFebruary 2020  \n**Closing date**  \nDecember 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n##  Conflict-affected and vulnerable Syrian people particularly women and\nyouth have increased access to water, resilience and dignified lives in Syria\nand Lebanon\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** medium\n\n**Origin of funding**  \nDANIDA\n\n**Countries**  \nLebanon  \n**Region**  \nMENA\n\n**Approval date**  \nJanuary 2019  \n**Closing date**  \nFebruary 2020\n\n#####  More information\n\n###  Context\n\nThis project in Lebanon is in line with the objectives of the \u201cLebanon Crisis\nResponse Plan (LCRP 2017 \u2013 2020)\u201d, the \u201cSyria Humanitarian Needs Overview\u201d\n(HNO) and the \u201cHumanitarian Response Plan (HRP) 2018\u201d.\n\n###  Objectives\n\nThe objectives of the project are as follows:\n\n  1. To improve access to education for protection and a dignified life for the affected populations, especially women, young people and small farmers. \n  2. Improving access to WaSH provisions for the most vulnerable people living in informal camps (ITSs) in Lebanon \n  3. Strengthening the role of civil society in humanitarian work (affected populations, local actors, Oxfam) \n\n###  Activities\n\n  * Analysis of the financial habits and behaviours of the target beneficiary group \n  * Organization of training of trainers for local operators \n  * Organization of financial education training for beneficiaries \n  * Training and follow-up on the use of the savings book within households \n  * Support for the establishment of community savings groups and asset-building programmes \n  * Provision of monitoring and assistance services to ensure the sustainability of the actions implemented \n\n##  Start Up Palestine, Assessment and development of a Regional Credit\nGuarantee Fund\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** large\n\n**Origin of funding**  \nAICS \u2013 Italian Cooperation  \nGIZ\n\n**Countries**  \nPalestine  \n**Region**  \nMiddle East\n\n**Approval date**  \nMay 2016  \n**Closing date**  \n2020\n\n#####  More information\n\n###  Context\n\nWithin the framework of the \u201c _Start Up Palestine \u2013 financial tools and\ntechnical assistance to promote employment and income generation in Palestine_\n\u201d program, a project component is dedicated to the set-up a mechanism for a\nCredit Guarantee Scheme (CGS), jointly supported by AICS and GIZ.\n\n###  Objectives\n\nAfter having accomplished the pre-feasibility study for the set-up of the CGS,\nMicrofinanza developped the feasibility study and the operational pilot of the\nCGS.\n\nThe overall objective of the assignment was to establish the CGS structure and\nlaunch the operations. Once operating, the CGS is expected to be managed in a\ntransparent and efficient way, reaching the pre-set goals in terms of enabling\naccess to credit to economic sectors and entrepreneurs who, until now, are\nleft aside of the financial market.\n\n###  Services\n\nThe Microfinanza consultants implemented the following tasks:\n\n  * **Pre-feasibility** : Desk review and preliminary field visit and drafting an assessment of the possible schemes for at least two different CGSs \n  * **Road Map** : identification of the steps to be implemented according to the selected scheme \n  * **Pre-assessment** of economic sustainability, outreach and additionality of the scheme, proposal on the governance, legal status, organizational structure, financial products and active involvement of the regional stakeholders through a participatory approach. \n  * **Business plan** of the scheme \n  * Technical Assistance for the **implementation of the scheme**\n\n##  **Market Research on Social Performance Management amongst Jordanian\nMicrofinance institutions and its Impact on the Clients**\n\n**Status:** closed  \n**Staff provided:** 1  \n**Value:** small\n\n**Origin of funding**  \nEuropaid\n\n**Countries**  \nJordan  \n**Region**  \nMiddle East\n\n**Approval date**  \nMay 2019  \n**Closing date**  \nJuly 2019\n\n#####  More information\n\n###  Context\n\nWithin the framework of the activities conducted by Tanmeyah network an impact\nstudy was requested to MFR and Microfinanza. The aim of the study was \u2018 **To\ncollect information on the tools and systems that Jordanian MFIs use to\nrealize their social goals and how these tools are being used to implement\ntheir social mission, as well as the impact that the social performance\npractices has had on their clients\u2019.**\n\n###  Services\n\nFor conducting the assignment, the Team gathered information on social\nperformance management (SPM) practices and procedures followed by MFIs willing\nto adhere to the process and analysed the link between SPM practices in place\nand the achievement of **social impact** . Moreover, the Team l highlighted a\n**set of outcomes indicators** that can be followed to track changes at\nclient\u2019s level.\n\nThe research framework focused on the following key areas:\n\n  1. Social performance goals of Jordanian MFIs, \n  2. Social Performance Management Practices within Jordanian MFIs; \n  3. How are SP practices transformed into relevant products and services for clients; \n  4. Impact of SPM of the MFIs adhering to Tanmeyah network on clients and their families according to a specific set of indicators \n\n##  Final Evaluation of the MicroMED Programme \u2013 Capacity building in the\nTunisian microfinance sector\n\n**Status:** closed  \n**Staff provided:** 1  \n**Value:** small\n\n**Origin of funding**  \nADA \u2013 Appui au D\u00e9veloppement Autonome\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nJuly 2017  \n**Closing date**  \nNovember 2017\n\n##  Integrated and coordinated protection and WASH response for Syria Crisis-\naffected populations in Lebanon\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nECHO (European Union Program)\n\n**Countries**  \nLebanon  \n**Region**  \nMiddle East\n\n**Approval date**  \nApril 2017  \n**Closing date**  \nJanuary 2018\n\n#####  More information\n\nObjective\n\nThe objective of the project is to enhance paths of economic independence of\nSyrian refugee households hosted in Informal Tented Settlements by improving\ntheir capacity of managing private financial resources.\n\n###  Activities\n\nProject activities consist in providing financial education training and\nsupport to Syrian Refugees, Lebanese and Palestinian living in the Beqaa\nRegion and in the urban area of Tripoli in the North of Lebanon and  are\norganized as follows:\n\n1) Interviews and focus groups to identify literacy level of beneficiaries,\nfinancial management habits and behaviors, income opportunities, financial\nneeds and aspirations.\n\n2) Savings notebook tool and training program development.\n\n3) Training sessions on the saving notebook\u2019s use.\n\n4) Training sessions on financial education related to the needs arisen during\nthe previous phases and skills improvement.\n\n5) Follow up on the field with peer group sessions to evaluate direct and\nindirect impact\n\n##  Technical Assistance to the **Tunisian Finance Ministry** and formulation\nof a private sector support program under the AICS 2017/2020\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nAICS, Italian Cooperation Agency\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \nMay 2017  \n**Closing date**  \nSeptember 2017\n\n#####  More information\n\n###  Context\n\nThe Technical Assistance is the prosecution on the path set up by AICS \u2013 Tunis\nin 2016 and recently strengthened, which provides continuity in supporting\nTunisian local authorities on the financial inclusion theme, through the\ndevelopment of the private sector, which represents one of the objectives set\nout in the 5th Annual Development Plan 2016-2020.\n\n###  Objectives\n\nThe technical assistance mission is composed of two axes:\n\n  * Supporting the Tunisian Ministry of Finance in the facilitation of round tables on the Social and Solidarity Economy, with the aim of improving the SSE component of the new national strategy for financial inclusion ; \n  * Develop the new AICS 2017/2020 private sector development program, which covers the themes related to financial inclusion with a special focus on small and medium enterprises, including social enterprises. \n\n###  Services\n\n  * Evaluation: coordination of SSE theme groups and secondary data analysis \n  * Finalization of the document: interview and data collection in the field \n  * Feasibility study of the 2017/2020 programme and development of the strategy: meeting with stakeholders and reporting on objectives, results, activities and allocation of funds for each component \n  * Elaboration of a first version of the 2017/2020 programme and preparation of the final proposal: finalization of the AICS 2017/2020 private sector development programme within the framework of the Italy-Tunisia cooperation programme \n\n##  Start Up Palestine, Financial Vehicles and technical assistance to boost\nemployment and income generation in Palestine. Definition of a disbursement\nmechanism for the Capitalization Fund\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nAICS \u2013 Italian Cooperation\n\n**Countries**  \nWest Bank and Gaza  \n**Region**  \nMiddle East\n\n**Approval date**  \nMay 2015  \n**Closing date**  \nMarch 2017\n\n#####  More information\n\n###  Context\n\nWithin the framework of the program \u201cStart-Up Palestine\u201d \u2013 Financial Vehicles\nand Technical Assistance (TA) to Boost Employment and Income Generation in\nPalestine\u201d, a work plan for the year 2016 focusing on several TA components\nhas been jointly identified with the client UCASC, the Italian Cooperation\nOffice Team and the Italian TA providers (Cassa Padana, Banca Popolare Etica,\nMicrofinanza and FederCasse).\n\n###  Objectives\n\nThe objective of the assignment, to be implemented in close coordination with\nthe Union of the Palestinian Credit and Saving Cooperatives as well as with\nthe Ministry of Finance and Palestine Monetary Authority, has focused at\nconducting a set of activities focused on the definition of a disbursement\nmechanism for a 3M capitalization fund within the framework of the SetUp\nPalestine Program.\n\n###  Services\n\nThe TA components have been the following: i) Design of the 3M capitalization\nfund project component \u2013 disbursement mechanisms (inclusive of procedures &\nand risk mitigation strategy), ii) Data Asymmetry, iii) Strategic Planning\nProcess, iv) Business Planning.\n\n###  Consortium members:\n\n  * Banca Popolare Etica \n  * Cassa Padana \n  * Associazione Microfinanza e Sviluppo \n\n##  IESS! Initiatives for employment in Social and Solidarity Economy in\nTunisia\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** small\n\n**Origin of funding**  \nUE\n\n**Countries**  \nTunisia  \n**Region**  \nNorth Africa\n\n**Approval date**  \n2017  \n**Closing date**  \n2017\n\n##  Institutional and capacity building of microcredit associations for\nimproving rural microfinance in Morocco\n\n**Status:** closed  \n**Staff provided:** 8  \n**Value:** large\n\n**Origin of funding**  \nItalian Ministry of Foreign Affairs \u2013 DGCS \u2013 Italy\n\n**Countries**  \nMorocco  \n**Region**  \nNorth Africa\n\n**Approval date**  \nJuly 2014  \n**Closing date**  \nJuly 2016\n\n#####  More information\n\n###  Objectives\n\nThe initiative directed by the Moroccan Ministry of Economy and Finance had\ntwo specific objectives: i) contributing to an inclusive financial system in\nproviding support to micro-entrepreneurs in rural areas excluded from the\nformal credit system, and ii) promoting the sustainable development of Micro-\nCredit Associations (AMCs) through parallel access to technical and financial\nsupport. Particularly, with this intervention Microfinanza aimed at\nconsolidating and strengthening 5 local rural financial institutions (AMCs) to\nimprove the availability of financial services in rural areas and the\ncompetitiveness of the AMCs at national level. The first phase has been\nfocused on the update of the operational plan, the benchmark definition and\nthe start-up of the Institutional diagnostics.\n\n###  Services\n\n  * Institutional Diagnostics: data gathering and analysis \n  * Training and Technical Assistance needs assessment \n  * Definition of project monitoring system \n  * Rural microfinance product design \n  * TA/ Training on: Governance, Planning and management of human resources, IT systems and MIS, Planning / Implementation of a strategy for positioning the AMC in the market, Improving Financial Management, Management of risks and internal audit of social performance, Business Planning and procedures design, Monitoring and development of quarterly reports \n\n###  Consortium members:\n\n  * Agriconsulting Maroc \n\n##  Coordination of the technical assistance to the Saving and Credit\nCooperatives within the framework of the Start \u2013 Up Palestine Programme \u2013\nCapitalization Fund.\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nAICS \u2013 Italian Cooperation Development Agency\n\n**Countries**  \nWest Bank and Gaza  \n**Region**  \nMiddle East\n\n**Approval date**  \n2016  \n**Closing date**  \n2016\n\n#  Sub-Saharan Africa\n\n##  Preparation of Operational Manual & Designing Credit Line in Ethiopia \u2013\nUNIDO\n\n**Status:** ongoing  \n**Staff provided:** 3  \n**Value:** small\n\n**Origin of funding**  \nAICS, Italian Cooperation Agency\n\n**Countries**  \nEthiopia  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nFebruary 2024  \n**Closing date**  \nJanuary 2025\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n#####  More information\n\nThe Government of Ethiopia (GoE) has made the development of industrial parks\n(IPs) a top priority, focusing primarily on the agro-processing, leather,\ntextile, and pharmaceutical sectors. Leveraging the country\u2019s inherent\nstrengths, the GoE aims to enhance international competitiveness in selected\nagro-industrial value chains. To facilitate this structural transformation of\nthe economy, the GoE is actively working on establishing multiple Integrated\nAgro-Industrial Parks (IAIPs) and interconnected Rural Transformation Centers\n(RTCs). This transformation will hinge on transitioning the current fragmented\nand supply-driven practices in Ethiopian agricultural production to an\norganized system rooted in quality and market demand. Such a shift is expected\nto bolster agro-processing, generate employment opportunities, and encourage a\nreallocation of investment and human resources from agriculture to agro-\nindustries.\n\nIn this framework, the overall objective of the \u201cOperationalization and\nSustainability of Integrated Agro-industrial Parks in Ethiopia\u201d Project is to\nenhance the agro-industrial sector in Ethiopia by generating quality\nemployment opportunities in rural regions of the country and boosting the\nexport of agricultural commodities.\n\n**Objectives**  \nBased on the scenario presented, the assignment is scheduled as follow\naccording to the approach described below. The project aims at:\n\n  * Engage relevant government institutions and key stakeholders within the IAIP ecosystem in Ethiopia to (i) formulate selection criteria and (ii) identify potential financial institutions (FI) suitable to participate to the credit line. \n  * Evaluate the current state of the financial ecosystem supporting Ethiopian agro-enterprises in accessing credit for equipment and process upgrades. This assessment includes a review of the existing financial institutions\u2019 processes for granting and recovering loans from agro-enterprise clients. \n  * Develop an operational manual for initiating and managing a dedicated credit line for agro-enterprises. The manual will include the selection criteria, the list of potential financial institutions, and a specific risks analysis. These risks include those directly affecting agricultural producers and agro-industrial processors\u2019 capacity throughout the value chain, as well as risks related to various stages of fund disbursement and repayment processes. \n\n##  Technical Assistance to Financial Intermediaries under the ESFD Guarantee\n\u2018Nasira\u2019. Internal capacity building for MSME Lending  \nEquity Bank Kenya\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nFMO  \nEQUITY BANK Kenya\n\n**Countries**  \nKenya  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nJune 2023  \n**Closing date**  \nOctober 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n#####  More information\n\nTechnical assistance services to Equity Bank Kenya and Equity Group Foundation\nin establishing non-financial services (NFS) and business development support\nservices (BDS) in agricultural and agro-industrial value chains.\n\nObjectives\n\nThe main objective of the assignment is to expand and enhance Equity Bank\nKenya\u2019s (EBK)/ and Equity Group Foundation\u2019s (EGF) non-financial services\n(NFS) offerings, building on EGF\u2019s existing set of programmes (in the food and\nagriculture, business development and financial inclusion sectors) and EBK\u2019s\nmarket-leading MSME lending in the food and agriculture sectors.\n\nPhase 1: Assessment of EBK/EGF\u2019s existing supply of NFS, as well as demand\n(agri-SME side) and supply (Kenyan competition and international best\npractices) of NFS in agriculture.\n\nPhase 2: Development of EBK/EGF\u2019s NFS value proposition and a plan to reach\n10,000 entrepreneurs (MPMIs) annually in the seven priority agricultural value\nchains. Co-design and accompany EBK/EGF\u2019s implementation of dynamic pilot\ntests, incorporating them into EBK\u2019s credit processes for long-term\nsustainability.\n\n###  Consortium members\n\n  * NIRAS \u2013 Financial Access \n\n##  Drawing up a procedures manual for the national SME/SMI support fund\n(FONAP)\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nAppui au d\u00e9veloppement autonome ASBL \u2013 ADA\n\n**Countries**  \nNiger  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nApril 2023  \n**Closing date**  \nSeptember 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n#####  More information\n\nObjectives\n\nFinancial Inclusion Development Programme in Niger  (PADIF) provides the\ntechnical assistance and expertise needed to support the implementation of the\nNational Inclusive Finance Strategy  (SNFI). The specific objective of this\nIndicative Cooperation Programme is to improve access to financial services\nfor vulnerable communities and members of the agricultural sector, especially\nwomen and young people in rural areas.\n\n###  Services\n\nThe services provided under this contract are part of a public cooperation\nproject (between the Grand Duchy of Luxembourg and Niger) for the benefit of a\ncountry outside the EU, in this case Niger. The purpose of this contract is to\ndetermine the terms and conditions of the consultant\u2019s intervention (fees,\nother expenses) with a view to providing FONAP with manuals of procedures for\nthe operations of its windows in addition to the administrative, financial and\naccounting manuals.\n\n###  Consortium members\n\n  * [ ADA ](https://www.ada-microfinance.org/)\n\n##  Diagnosis and improvement of the financing model for the agricultural\nsector\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nDirection du De\u0301veloppement et de la Coope\u0301ration Suisse  \nDirection de la Coope\u0301ration au De\u0301veloppement et de l\u2019action humanitaire du\nMiniste\u0300re des Affaires e\u0301trange\u0300res  et  europe\u0301ennes de  Luxembourg\n\n**Countries**  \nCamerun  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nSeptember 2022  \n**Closing date**  \nDecember 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_3.png\n\"TheGlobalGoals_Icons_Color_Goal_3\")\n\n#####  More information\n\nObjectives\n\n1) Conduct a diagnosis of the current agricultural sector financing model.  \n2) Formulate recommendations to improve the agricultural sector financing\nmodel and define a three-year rural finance development plan.  \n3) Update the manual of agricultural finance procedures.  \n4) Provide support in the implementation and monitoring of the recommendations\nadopted.\n\n###  Services\n\nA diagnosis will be carried out to assess the financing model used for the\nagricultural sector, supply, demand and the positioning of ACEP Cameroon on\nthe local/national market. At the same time, the team will carry out field\nresearch aimed at \u2018studying customer needs\u2019, in collaboration with ACEP staff.\nThis phase will enable the team to develop recommendations that will help to\nimprove the institution\u2019s performance, with a focus on customer needs and\nopportunities for Financial Institutions development and positioning.\nSupporting the updating of the agricultural funding procedures manual will\nhelp to consolidate the guidelines and procedures adopted by the institution\nin order to strengthen its financial and social positioning and performance.\nFinally, the team will support the institution in implementing key\nrecommendations, ensuring that what is suggested can be implemented.\nMicrofinanza propose a comprehensive and integrated solution to solve the main\nquestions: diagnosing and improving the ACEP Cameroon\u2019s agricultural sector\nfinancing model, assessing the existing tools and methods, identifying the\nexpectations of the recipients and adapting it to the needs of the socio-\ncultural and economic context.\n\n###  Consortium members\n\n  * ACEP Camerun \n  * Grameen Cr\u00e9dit Agricole Microfinance Foundation \n\n##  Evaluation of the IDE Country Programme in Burkina Faso\n\n##  [ ](https://www.microfinanza.com/we-rise/)\n\n**Status:** closed  \n**Staff provided:** 5  \n**Value:** medium\n\n**Origin of funding:** UNIDO \u2013 United Nations Industrial development Org.\n\n**Countries**  \nBurkina Faso  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nSeptember 2022  \n**Closing date**  \nApril 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_2.png\n\"TheGlobalGoals_Icons_Color_Goal_2\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_13.png\n\"TheGlobalGoals_Icons_Color_Goal_13\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_17.png\n\"TheGlobalGoals_Icons_Color_Goal_17\")\n\n#####  More information\n\nObjectives\n\nThe objective of the contract is to evaluate the IDE (Inclusive Digital\nEconomy) country strategy for Burkina Faso implemented by UNCDF.  \nThe overall country strategy is evaluated on the basis of the 6 DAC/OECD\nCriteria of pertinence, coherence, effectiveness, efficiency, likely impact\nand sustainability. Microfinanza will evaluate the strategy in the context of\noverall UNCDF IDE strategy, of National Development strategies of the\nGovernment of Burkina Faso and of the Luxembourg Development strategy, which\nis the main donor.\n\n###  Services\n\nThe evaluation exercise includes 2 micro-evaluations on PARI \u2013 \u2013 Programme\nd\u2019Appui au renforcement de la R\u00e9silience et \u00e0 l\u2019Innovation (Resilience\nBuilding and Innovation Support Program) and CE4PR \u2013 Clean Energy 4 People\nResilience, which is the implementation in Burkina of the worldwide Cleanstart\nprogram.  \nIDE program, and the related project, aims to foster financial inclusion\nthrough the vehicle of digitalization, with a clear focus on contributing to\ngreen economy and empowerment of women, youth and migrants.\n\n###  Consortium members\n\n  * [ Timpoc ](https://timpoc-consultants.com/)\n\n##  [ WE-RISE! \u2013  Financial Inclusion Scheme Establishment\n](https://www.microfinanza.com/we-rise/)\n\n**Status:** ongoing  \n**Staff provided:** 5  \n**Value:** big\n\n**Origin of funding:** European Union Emergency Trust Fund (EUTF)/AICS\nKhartoum\n\n**Countries**  \nSudan  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nApril 2022  \n**Closing date**  \nFebruary 2025\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-4.png \"SDG 4\")\n\n##  Financial Inclusion Assessment in Gedaref State\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** medium\n\n**Origin of funding**  \nAICS Khartoum\n\n**Countries**  \nSudan  \n**Region**  \nNorth Africa\n\n**Approval date**  \nFebruary 2021  \n**Closing date**  \nJune 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  Internal Capacity Building for MSME lending \u2013 Equity Bank Kenya\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding  \n** FMO Entrepreneurial Development Bank\n\n**Countries**  \nKenya  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nAugust 2021  \n**Closing date**  \nNovember 2022 (reported)\n\n#####  More information\n\n###  Context\n\n###  Objectives\n\nIn the frame of the Programme financed by FMO (Entrepreneurial Development\nBank) and NASIRA, a risk-sharing facility for financial institutions, the\nassignment proposes to support Equity Bank Kenya (EBK) and Equity Group\nFoundation (EGF) to realize an opportunity to provide non-financial (NFS) and\nbusiness development services (BDS) to agricultural MSMEs and entrepreneurs in\nKenya.\n\nThe core objective of the assignment is therefore to expand and improve\nEBK/EGF\u2019s NFS offering, building on EGF\u2019s existing set of NFS/BDS programmes\n(in Food and Agriculture, and Enterprise Development and Financial Inclusion),\nand EBK\u2019s market leading Food and Agriculture MSME lending portfolio.\n\n###  Services\n\nThe project is composed of two main phases, in addition to the inception\nphase:\n\n1\\. A practical and efficient assessment of EBK/EGF\u2019s existing NFS offer, and\nof the demand (agri-MSMEs) and supply (Kenyan competition and international\nbest practice) of agri-focused NFS.\n\n2\\. Drawing on the conclusions from Phase 1, developing EBK/EGF\u2019s NFS value\nproposition and a practical and implementable framework that can reach 10,000\nMSME entrepreneurs annually in the seven priority agricultural value chains.\n\n###  Consortium members\n\n  * Niras A/S \n\n  * LFS Advisory GmbH \n\n  * Financial access consulting services, middle east investment initiative \n\n##  Evaluation of the Ghana Digital Financial Services (DFS) Project\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nThe World Bank\n\n**Countries**  \nGhana  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nJune 2021  \n**Closing date**  \nDecember 2021\n\n#####  More information\n\nObjectives\n\nThe Assignment is guided by two overarching objectives, and namely: 1)\nAssessing the design and implementation of the Project, and, in particular,\nthe achievement of results at output, outcome and, whenever feasible, impact\nlevel (accountability); and 2) Drawing key lessons from the experience of the\nProject, leading to the formulation of recommendations for a second phase of\nthe Project, but also towards informing the design and implementation of\nsimilar future engagements (learning).\n\n###  Services\n\nThe evaluation of the projet is composed of three phases as follows: 1) An\ninitial phase, devoted to the firming up of the methodology and the initial\nreview of documentation; 2) A data gathering phase, mostly consisting of\nfieldwork in Ghana; and 3) A final phase, involving the consolidation and\nanalysis of findings and the preparation of the final report and of the case\nstudies.\n\n###  Consortium members\n\n  * Economisti associati (Lead) \n\n###  Other\n\n[ The World Bank ](https://www.worldbank.org/en/home)\n\n##  **Environmental strategy for ID Ghana**\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nGCAMF/AFD\n\n**Countries**  \nGhana  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nJanuary 2020  \n**Closing date**  \nJune 2020\n\n##  **Provision of consultancy services for the strategic design of a\nmutualistic financial mechanism programme in Kassala State**\n\n**Status:** closed  \n**Staff provided:** 1  \n**Value:** small\n\n**Origin of funding**  \nUNIDO\n\n**Countries**  \nSudan  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nOctober 2019  \n**Closing date**  \nNovember 2019\n\n##  **ID Ghana Risk Management Assessment**\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nGCAMF/AFD\n\n**Countries**  \nGhana  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nAugust 2019  \n**Closing date**  \nOctober 2019\n\n##  Technical Assistance Facility \u2013 REGMIFA, Regional MSME Investment Fund for\nSub-Saharan Africa\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** large\n\n**Origin of funding**  \nEuropean Investment Bank, UE, AECID, OeEB, KfW\n\n**Countries**  \nMulti country  \n**Region**  \nSub Saharan Africa\n\n**Approval date**  \nJanuary 2011  \n**Closing date**  \nJune 2015\n\n#####  More information\n\n###  Context\n\nThe investment fund Regional Micro, Small and Medium Enterprises (MSME) for\nSub-Saharan Africa (REGMIFA) is a specialized investment fund of 200 million\nof Euro with the aim to improve the medium and long-term needs of local\nfinancial intermediaries, by providing funds to Micro, Small and Medium\nEnterprises. In parallel with the Fund there is a Technical Assistance\ncomponent (TA Facility) focusing on the provision of technical assistance\nservices to financial institutions financed by the Fund.\n\n###  Objectives\n\nThe Technical Assistance component linked to the Fund has  developed  ,\napproved and supported 84  projects of technical assistance and training for\nmicrofinance institutions in 18 countries in Sub-Saharan Africa. betzeen 2011\nand 2015.\n\n###  Services\n\nThe Technical Assistance component is managed by a team composed of a TA\nProject Manager (Symbiotics SA), a TA Field expert, a TA Analyst and a\nbackstopping expert (Microfinanza).\n\nServices provided are the following: (i) Needs Assessment of TA and\ndevelopment of Terms of Reference (ii) Terms of References Drafting Process;\n(Iii) Evaluation and Monitoring of proposals; (iv) Management of a database of\nexperts (individual and corporate); (V) Selection of consultants on the basis\nof a manual of procedures; (vi) Management of selection procedures and\nevaluation on technical and financial offers; (vii) Management of the TA\nprocess and evaluation of consultants; (viii) Monitoring of the TA component;\n(ix) Follow-up of TA projects; (X) Reporting.\n\n###  Outputs\n\nThe 84 technical assistance projects approved in 18 Countries supported 40\nFinancial Institutions with a strong focus on: Information and management\nsystem, transformation processes, mobilization of savings, human resources,\nmarketing and market studies, new financial products, social performance, non-\nfinancial product development, risk management, governance, business plan\ndevelopment, customer management, evaluation and impact studies, internal\ncontrol, loan portfolio and credit products, financial education.\n\n###  Consortium members\n\n  * Symbiotics SA (Leader) \n\n#  Asia\n\n###  Project / Assignment\n\n###  Client\n\n###  Area\n\n###  Lenght\n\n###  SDG\n\n##  Provision of services to establish and support the operationalization of\nan Investment Support Facility\n\n**Status:** closed  \n**Staff provided:** 7  \n**Value:** medium\n\n**Origin of funding**  \nUNIDO (United Nations Industrial Development Organization)\n\n**Countries**  \nCambodia  \n**Region**  \nAsia\n\n**Approval date**  \nJuly 2021  \n**Closing date**  \nApril 2022\n\n#####  More information\n\n###  Objectives\n\nThe project aims at:\n\n  * Designing and supporting UNIDO in the creation of an Investment Support Facility (ISF) in order to channel financial and non-financial services on fishery value chain investments; \n  * Supporting UNIDO in the operationalization of the ISF and assisting it through monitoring and evaluation for a four-months period. \n\n###  Services\n\nThe activities are divided up into three phases as follows:\n\nPhase 1 \u2013 Inception Phase\n\n  * Documentary review: analysis of the supply (MFI and banks) and demand side (MSMEs) \n  * Draft of situational analysis based on preliminary desk review and meetings with relevant actors \n  * Preliminary working assumptions \n  * Proposed methodology and tools \n\nPhase 2 \u2013 Design and support UNIDO in establishing the Investment Support\nFacility (ISF)\n\n  * Situational analysis and interviews with other stakeholders \n  * Formulation of working assumptions to be validated by Project\u2019s stakeholders \n  * Establishment of ISF for managing FVC investment and technical support \n  * Preparation of Terms of Reference for Technical Manager (TM) and Fund Manager (FM) \n  * Preparation of documentation for the Expression of Interest (EoI) and the Call for Proposals \n\nPhase 3 \u2013 Promotion and operationalization of the ISF\n\n  * Development of a tailor-made awareness campaign for promoting ISF \n  * Support to UNIDO, TM and FM \n  * Interim reporting \n  * Final reporting \n\n##  Impact Assessment in Afghanistan \u2013 MISFA\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** large\n\n**Origin of funding**  \nMISFA\n\n**Countries**  \nAfghanistan  \n**Region**  \nAsia\n\n**Approval date**  \nAugust 2018  \n**Closing date**  \nMarch 2019\n\n#####  More information\n\n###  Objectives\n\nBased on MISFA\u2019s request, the objective of the study is to determine the\nimpact of microfinance interventions on the clients\u2019 households in\nAfghanistan. Since 2007, when a previous impact study has been conducted, the\nsocial and economic environment drastically changed and the aim is to answer\nsome research questions formulated by MISFA and to better understand the\nprofile of the clients, the impact of microfinance services on clients\u2019\nactivities and risk management strategies, the quality of the service offered\nas well as the role of microfinance within the creation of an inclusive\nfinancial sector. Given the peculiar feature of Afghanistan, the impact of\neconomic, social and security environment will be also analyzed.\n\n###  Services\n\nThe assignment covered different areas, as follows:\n\n  * Desk review and tools design (questionnaire, data sheets, focus group discussion guidelines) \n  * Organization of training sessions for survey enumerators \n  * Interviews to >1540 clients in 5 Provinces \n  * Data Analyisis \n  * Reporting and final presentation of the survey \n\n###  Outputs\n\nImpact study\n\n###  Consortium Members\n\n  * Tadbeer \n\n###  Downloads\n\n[ Executive summary of our research ](http://www.misfa.org.af/wp-\ndata/uploads/2019/09/MFIA-Executive-Summary-June-2019.pdf)\n\n##  Progress out of Poverty Index (PPI) survey\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** large\n\n**Origin of funding**  \nMISFA\n\n**Countries**  \nAfghanistan  \n**Region**  \nAsia\n\n**Approval date**  \nDecember 2017  \n**Closing date**  \nMay 2018\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-16.png \"Microfinanza sdg goals icons - 16\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n#####  More information\n\n###  Objectives\n\nThe survey has been implemented within the framework of the Microfinance\nInvestment Support Facility for Afghanistan (MISFA) that aims at regularly\nmeasuring the poverty level of the microfinance sector using the Progress out\nof Poverty Index (PPI tool)\n\n###  Services\n\nThe assignment covered different level of analysis, as follows:\n\n  * Desk review and tools design \n  * Organization of training sessions on tools and reporting system for the local staff and workshops on PPI methodology \n  * ToT on how to carry out the PPI survey \n  * Training session on how to embed the PPI. Survey into the system \n  * Reporting and final presentation of the survey \n\n###  Consortium Members\n\n  * Timpoc \n  * Ghani \n\n##  Evaluation of the IFC Vietnam Microfinance Programme\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Origin of funding**  \nIFC\n\n**Countries**  \nVietnam  \n**Region**  \nAsia\n\n**Approval date**  \nJuly 2017  \n**Closing date**  \nNovember 2017\n\n##  Mid-term Evaluation of the \u201cMaking Access to Finance more Inclusive for\nPoor People\u201d Programme\n\n**Status:** closed  \n**Staff provided:** 5  \n**Value:** medium\n\n**Origin of funding**  \nUNCDF\n\n**Countries**  \nLaos  \n**Region**  \nAsia\n\n**Approval date**  \n2016  \n**Closing date**  \n2016\n\n#  Latin America and Caribbean (LAC)\n\n###  Project / Assignment\n\n###  Client\n\n###  Area\n\n###  Lenght\n\n###  SDG\n\n##  Reinforcement of the actors\u2019 capacities on financial education in the\nframework of the project \u201cAssistance to vulnerable children identified at the\nfour most frequently used border and unofficial points\u201d\n\n**Status:** closed  \n**Staff provided** : 2  \n**Value** : medium\n\n**Origin of funding**  \nUNICEF\n\n**Countries**  \nHaiti  \n**Region**  \nCarribbean\n\n**Approval date**  \nJanuary 2020  \n**Closing date**  \nJune 2020\n\n##  Agricultural Microfinance and Environment in Haiti\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** large\n\n**Origin of funding**  \nDirection du D\u00e9veloppement et de la Coop\u00e9ration de la Conf\u00e9d\u00e9ration Suisse\n\n**Countries**  \nHaiti  \n**Region**  \nCaribbean\n\n**Approval date**  \nJune 2016  \n**Closing date**  \nMarch 2019\n\n#####  More information\n\n###  Objectives\n\nThe focus is on climate and environmental risk prevention and reduction in\norder to protect and agricultural production in terms of quality and\nproductivity of small rural producers. Following the pilot phase (2016-2017),\nthe current project aims at reducing the vulnerability of the agricultural\nsector in relation to climate and environmental risks, as well as increasing\nthe overall performance and efficiency of agricultural production. Moreover,\nour goal is to promote environmentally friendly practices among farmers\ninvolved in the project. Four Saving and Credit Financial Institutions are\ninvolved in the process.\n\n###  Services\n\nData analysis of farmers\u2019 dossiers received during the pilot phase; Further\ndevelopment and improvement of the software tool (Excel); Integrations of the\nStrategic Plans of the Savings and Credit Banks for 2016-2020; Introduction to\nthe project of a new Savings and Credit Bank; Adoption of the software tool by\nthe new financial structure; Launching of financial products; Technical\ntraining on the software tool to loan officers; Support and technical\nassistance to portfolio management; Issue table with stakeholders of the\nagricultural and rural sector (private and public); Organization of a national\natelier for discussion.\n\n###  Local Partner:\n\n  * Anacaph \n\n##  Fwonty\u00e8 san f\u00f2s kote \u2013 Social and economic inclusion of vulnerable people\nworking in the informal economy sectors in cross-border regions of Haiti\n\n**Status:** closed  \n**Staff provided:** 4  \n**Value:** medium\n\n**Origin of funding**  \nEuropean Commission\n\n**Countries**  \nHaiti  \n**Region**  \nCaribbean\n\n**Approval date**  \nMarch 2015  \n**Closing date**  \nFebruary 2019\n\n#####  More information\n\n###  Objectives\n\nThe project aims to contribute to the poverty reduction of the population\nliving across the border Haiti \u2013 Dominican Republic, improving their living\nconditions, particularly targeting the economic and social inclusion of\nvulnerable people depending on the informal economy on the border areas of\nOuanaminthe, Bellad\u00e8re and Malpasse.\n\nSpecifically, the project wants to ensure the organizational strengthening of\nmarginalized groups, the ownership of their rights, the extension of the\nsocial protection coverage, the entrepreneurship supporting and the creation\nof productive job around the boundary binational markets Haiti-Dominican\nRepublic.\n\n###  Services\n\nNeeds assessment on demand and supply sides of financial services in the\nborder area; support in designing the program overall strategy, participation\nto coordination committee meetings; training delivery on financial education\nand programs and materials development and organization of field activities;\nsupport local institutions on new financial products development; support\nprocesses aimed to the improvement of partnership between popular credit banks\nand business-development service providers (BDS); development of appropriate\nindicators and monitoring; preparation of interim and activities\u2019 final\nreports.\n\n###  Consortium members:\n\n  * Oxfam Italia \n  * Oxfam GB, Oxfam Quebec, CMAH (Chambre de l\u2019Artisanat et Matiers d\u2019Haiti) \n  * GARR \u2013 Groupe d\u2019Appui aux r\u00e9tourn\u00e9s et Repatri\u00e9es \n  * ASOMURE \n  * CMAH \u2013 Chambre de M\u00e9tiers et d\u2019Artisanat d\u2019Ha\u00efti \n  * GARR \u2013 Groupe d\u2019Appui aux Rapatri\u00e9s et R\u00e9fugi\u00e9s \n  * Asociaci\u00f3n de los Municipios de la Regi\u00f3n Enriquillo (ASOMURE) \n\n###  Website of the project\n\n[ http://www.fsfk.org/ ](http://www.fsfk.org/)\n\n###  Downloads\n\n[ Edikasyon finansye ](https://www.microfinanza.com/wp-\ncontent/uploads/2019/02/Edikasyon-finansye.pdf \"Edikasyon finansye\")\n\n##\n\n##  Research paper on Women Empowerment in post-conflict Colombia\n\n**Status:** closed  \n**Staff provided:** 2  \n**Value:** small\n\n**Countries**  \nColombia  \n**Region**  \nSouth America\n\n**Approval date**  \n2018\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n#####  More information\n\n###  Research question\n\n\u2018Microfinance as a Means for Women Empowerment in the Colombian Post Conflict\nScenario: Transformational Development or a Tool for Better Managing Poverty?\u2019\n\n###  Abstract\n\nGender financial inclusion initiatives, such as facilitating access to\nfinancial resources or business opportunities, have recently been promoted as\na key strategy to advance women empowerment in post conflict scenarios,\nespecially regarding refugee and internally displaced women. Drawing on\nliterature review, this paper attempts to provide an analysis of the potential\nrole of microfinance as a means for empowerment of internally displaced women\nin Colombia. It argues that without challenging the structural conditions that\ncreate poverty and discrimination against women, usually deepened during\ntransition processes, these initiatives will be tackling the symptoms rather\nthan the underlying causes of gender inequalities, thus missing out their\ntransformative potential and simply providing tools for women to better manage\ntheir poverty. Instead, engaging other members of the household and the\ncommunity (men and children), the recognition of the socio-cultural dynamics\nin which women live and the acknowledgment of women\u2019s agency may strengthen\nany effort of empowering women through financial inclusion during the post-\nconflict phase.\n\nAs a result of this analysis a set of recommendations will be provided with\nthe purpose of promoting virtuous cycles of female economic empowerment in the\nColombian post-conflict scenario through transforming microfinance\ninitiatives.\n\nPublished on [ Peace Human Rights Governance (PHRG)\n](http://phrg.padovauniversitypress.it/)\n\n###  Autors\n\n  * Lawyer and Master\u2019s student in Human Rights and Multilevel Governance at the University of Padova, Italy;   \n[ duartereyes.laura@gmail.com ](mailto:duartereyes.laura@gmail.com)\n\n  * Financial Inclusion Jr. Expert at Microfinanza S.r.l. (Vicenza), Italy;   \n[ giulia.fattori@microfinanza.com ](mailto:giulia.fattori@microfinanza.com)\n\n###  Downloads\n\n[ Annex I \u2013 Paper CDU ](https://www.microfinanza.com/wp-\ncontent/uploads/2019/02/Annex-I-Paper-CDU.pdf \"Annex I - Paper CDU\")\n\n##  Reinforcement of the actors\u2019 capacities on financial education as part of\nthe project fighting against child domestic labour in Haiti\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nUNICEF\n\n**Countries**  \nHaiti  \n**Region**  \nCarribbean\n\n**Approval date**  \n2018  \n**Closing date**  \n2018\n\n#  Multi country\n\n###  Project / Assignment\n\n###  Client\n\n###  Area\n\n###  Lenght\n\n###  SDG\n\n##  **Mid-term evaluation of the UNCDF remittances migration and programme**\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nUNCDF\n\n**Countries**  \nMulty-country  \n**Region**  \nMulty-country\n\n**Approval date**  \nSeptember 2023  \n**Closing date**  \nSeptember 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n#####  More information\n\nThe objective of the Migrants\u2019 Remittances Programme is to improve the\nfinancial resilience and economic inclusion of migrants and their families\nthrough low-cost digital remittance services and remittance-related financial\nproducts, with the aim of contributing to the sustainable development of\ncountries of origin in the Global South.\n\nMicrofinanza\u2019s main activity for this contract is the mid-term evaluation of\nthe programme.\n\n###  Consortium members\n\n  * MFR \n  * MDF \n  * Timpoc \n\n##  ACP-EU PSD Knowledge Management technical Support Function\n\n**Status:** open  \n**Staff provided:** 3  \n**Value:** large\n\n**Origin of funding**  \nEuropean commission\n\n**Countries**  \nACP Countries: African, Caribbean and Pacific Group of States  \n**Region**  \nACP countries\n\n**Approval date**  \n2018  \n**Closing date**  \n2025\n\n#####  More information\n\n###  Objectives\n\nThe program focuses on providing technical and administrative assistance to\nthe ACP Secretariat and PSD platform in order to promote ACP-EU PSD knowledge\nmanagement and to reinforce an effective private sector engagement framework\nwith learning and collaboration between key stakeholders.\n\n###  Services\n\nTechnical support offered for the implementation of the EUR 600 million intra-\nACP/EDF envelop under the Joint Cooperation Framework for PSD evolves around\nthe following four (4) program pillars:\n\n  * Pillar 1: Support business-friendly and inclusive national and regional policies and strengthen productive capacities and value chains \n  * Pillar 2: Increase financial inclusion \n  * Pillar 3: Increase access to finance for enterprises, in particular SMEs \n  * Pillar 4: Promote ACP-EU PSD knowledge management \n\n###  Partners\n\n[ IBS ](http://www.ibf-foundation.org/)  \n[ Microfinanza ](https://www.microfinanza.com/)  \n[ GOPA ](https://www.gopa.de/)\n\n##  Engaging diaspora communities in Italy in collaborative efforts to support\nrural development and youth employment in Senegal and Morocco\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nIFAD\n\n**Countries**  \nItaly, Senegal and Morocco  \n**Region**  \nEurope, North and Sub Saharan Africa\n\n**Approval date**  \n2017  \n**Closing date**  \nSeptember 2018\n\n##  Study of Silatech-supported Financing for Microenterprises\n\n**Status:** closed  \n**Staff provided:** 5  \n**Value:** large\n\n**Origin of funding**  \nSilatech\n\n**Countries**  \nMorocco, Sudan and Tunisia  \n**Region**  \nMENA and Sub Saharan Africa\n\n**Approval date**  \nDecember 2017  \n**Closing date**  \nFebruary 2019\n\n#####  More information\n\n###  Objectives\n\nThe assignment aims at evaluating the effectiveness of Silatech microfinance\nactivities, the extent to which the microloans have been used for their\nintended purpose and their contribution to business development, improving\nlivelihoods and enhance employment outcomes for young clients and their\nfamilies in three target countries (Morocco, Tunisia and Sudan).\n\n###  Services\n\nThe assignment covered different level of analysis, as follows:\n\n  * To assess the youth lending portfolio (performance, process and products of the FSPs) \n  * To measure socio-economic features of youth that were served by FSP and track use of loans; \n  * To measure which are the main determinants of business development, well-being and community improvements. \n\nThe proposed research methodology includes a multidimensional approach\nincluding a mix of quantitative (statistics and econometric) and\nqualitative/descriptive methods based on primary sources of information\n(interviews clients and FSP staff, direct data extrapolation from FSPs\u2019\nmanagement information systems [MISs]) and secondary sources (documentary desk\nreview).\n\n###  Outputs\n\nBaseline Survey in three target countries and set up of a monitoring system on\noutcomes on youth employment and job creation.\n\n##  Refugees\u2019 market assessment for financial inclusion in Uganda and Jordan\n\n**Status:** closed  \n**Staff provided:** 3  \n**Value:** medium\n\n**Origin of funding**  \nGrameen Cr\u00e9dit Agricole Microfinance Foundation (GCAMF)\n\n**Countries**  \nJordan and Uganda  \n**Region**  \nMiddle East and Sub Saharan Africa\n\n**Approval date**  \nJanuary 2018  \n**Closing date**  \nJune 2018\n\n#####  More information\n\n###  Context\n\nGrameen Credit Agricole Foundation, in partnership with the United Nations\nHigh Commissioner for Refugees (UNHCR) and the Swedish Development Agency\n(SIDA), appointed Microfinanza to carry out an assessment on the financial\nneeds of refugees and the business case for serving them in Uganda and Jordan.\nConsultants made an in-depth analysis of the demand for financial and non-\nfinancial products and services among refugees and their host communities in\nthe districts of West Nile and South West in Uganda, as well as in camps and\nurban areas in Jordan.\n\n###  Objectives\n\nThe aim of the study is to gain a robust understanding of this market\u2019s unmet\nfinancial needs and opportunities for financial service providers (FSPs) to\nprofitably serving refugees.\n\n###  Services\n\ni) Developing a market study on the demand for financial and non-financial\nproducts and services among refugees in Jordan and Uganda, ii) Developing\nstrategic confidential reports to the 3 MFIs involved in the program towards\nserving refugee clientele.\n\n###  Outputs:\n\n  * Market study : market segmentation, demand evaluation, potential areas for future businesses for refugees, analysis of client\u2019s affordability and creditworthiness, challenges and barriers in accessing self- employment opportunities, product prototype testing, conflict analysis and risk assessments of external risks that could pose an obstacle to the successful implementation of the intervention; \n  * Strategic recommendations to Donor, Agencies and other market infrastructures on how to set up an effective strategy in response to the challenge of financial inclusion of refugees in Jordan and Uganda; \n  * Strategic confidential reports to 3 selected Microfinance Institutions (1 Jordan, 2 in Uganda) to support them in designing credit products and other financial and non-financial services that can support business activities and consumption needs of the target market. \n\n###  Downloads\n\n[ GCAF Refugee market assessment Jordan EXECUTIVE SUMMARY\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Jordan-EXECUTIVE-SUMMARY.pdf \"GCAF Refugee market assessment Jordan\nEXECUTIVE SUMMARY\")  \n[ GCAF Refugee market assessment Jordan FINAL REPORT\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Jordan-FINAL-REPORT.pdf \"GCAF Refugee market assessment Jordan\nFINAL REPORT\")  \n[ GCAF Refugee market assessment Uganda EXECUTIVE SUMMARY\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Uganda-EXECUTIVE-SUMMARY.pdf \"GCAF Refugee market assessment Uganda\nEXECUTIVE SUMMARY\")  \n[ GCAF Refugee market assessment Uganda FINAL REPORT\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Uganda-FINAL-REPORT.pdf \"GCAF Refugee market assessment Uganda\nFINAL REPORT\")\n\n##  Mid-term Evaluation of the CleanStart UNCDF Programme\n\n**Status:** closed  \n**Staff provided:** 6  \n**Value:** Medium\n\n**Origin of funding**  \nUNCDF\n\n**Countries**  \nUganda, Cambodia, Nepal, Myanmar, Ethiopia  \n**Region**  \nSub Saharan Africa and Asia\n\n**Approval date**  \nDecember 2016  \n**Closing date**  \nMay 2017\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-14.png \"Microfinanza sdg goals icons - 14\")\n\n#####  More information\n\n###  Context\n\nCleanStart, a UNCDF multiyear programme (2012-2020), aims to increase\nsustainable access to clean and affordable energy for more than 2.5 million\npeople (low-income households and micro-entrepreneurs) through inclusive\nfinance.\n\n###  Objectives\n\nThe overall objectives of the independent mid-term evaluation are to: i) to\nallow UNCDF and funding partners to meet their accountability and learning\nobjectives; ii) to ensure that the evaluation can support the ongoing attempts\nby the programme and its funders to capture good practice and lessons to date\nin a sector which is still relatively new and innovative; iii) to guide and\ninform the next years of CleanStart as well as the next phase of the\nprogramme.\n\n###  Services\n\nDesk review, refinement of evaluation methodology and preparation of data\ncollection (and analysis) toolkit, drafting of inception report and validation\nof data collection (and analysis) toolkit, interviews with stakeholders\n(global, macro, meso, and market level), FSP/ESPs visits (micro and client\nlevel), preparation of brief presentation of preliminary field visit findings,\ndata analysis and reporting phase, preparation of debriefing presentation,\npreparation of final evaluation report, preparation of dissemination\npresentation.\n\n###  Consortium Members:\n\n  * MicrofinanzaRating Srl \n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                    "source": "https://www.microfinanza.com/microfinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro/"
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                "page_content": "#  Microfinanza signs a cooperation protocol with Cash for Microfinance to\nempower Egyptian entrepreneurs, boost the industry, and drive economic growth\nby 2.2 million euro\n\n#  ** Microfinanza signs a cooperation protocol with Cash for Microfinance to\nempower Egyptian entrepreneurs, boost the industry, and drive economic growth\nby 2.2 million euro  **\n\n**_Cairo, april 2024_ **\n\nMicrofinanza is thrilled to announce the signing of a Memorandum of\nUnderstanding (MoU), establishing a strategic partnership with **Cash for\nMicrofinance** , an innovative and mission-oriented financial institution\nfunded in Upper Egypt. This collaboration is poised to boost financial\nservices for Egypt\u2019s entrepreneurs, start-ups, and underserved individuals.\n\nBy combining the strengths of both organizations and mobilizing donors\u2019 and\ninvestors\u2019 capital, we aim to empower aspiring businesses and catalyze\neconomic growth across the region.\n\nThis protocol aims to launch a project for the economic support and\nempowerment of entrepreneurs worth over 2  .  2 million euro (over 110 million\nin EGP equivalent).\n\nThis partnership aims to expand the scope of financial services, enabling\nrobust support for entrepreneurial ventures through the provision of financial\nresources and technical expertise. Moreover, the collaboration is poised to\nserve as a catalyst in driving the success of startups and small businesses,\nthereby fueling economic growth by enhancing access to capital and financial\ntools.\n\n> **Morcos Nabil** , CEO of Cash for Microfinance, stated, \u201cI believe that\n> this protocol is a continuation to our efforts to collaborate with\n> international donors, which aligns with the Egyptian state\u2019s directive to\n> strengthen and support small and medium-sized enterprises for economic\n> empowerment.  \n>  Our goal is to establish business incubators as hubs for economic\n> development, nurturing entrepreneurs with unique ideas and innovations\n> enabling productive economic ventures. Moreover, one of our goals is to\n> spread the culture of self-employment to support entrepreneurs and enhance\n> national industries. We will be providing comprehensive training, technical,\n> and financial support, so that we equip startups with the resources and\n> networks needed to navigate challenges, enhance competitiveness, and expand\n> investments. Lastly, we are working to link scientific research with\n> industries to enable a competitive knowledge economy and improve the\n> business climate  .\u201d\n\n> **Alessandro Baroni** financial inclusion expert of Microfinanza expresses,\n> \u201cMicrofinanza is thrilled to announce the signing of this Cooperation\n> Protocol, which establishes a strategic partnership with Cash for\n> Microfinance, an innovative and mission-oriented financial institution\n> founded in Upper Egypt. This collaboration is intended to boost financial\n> services for Egypt\u2019s entrepreneurs and start-ups.  Through this cooperation,\n> Cash for Microfinance and Microfinanza look forward to offering effective\n> financial solutions and unleashing the full potential of Egyptian companies\n> and communities  .  \u201d\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F&t=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F&title=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F&t=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F&title=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20signs%20a%20cooperation%20protocol%20with%20Cash%20for%20Microfinance%20to%20empower%20Egyptian%20entrepreneurs%2C%20boost%20the%20industry%2C%20and%20drive%20economic%20growth%20by%202.2%20million%20euro&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-signs-a-cooperation-protocol-with-cash-for-microfinance-to-empower-egyptian-entrepreneurs-boost-the-industry-and-drive-economic-growth-by-2-2-million-euro%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  Microfinanza Joins the Youth Business International (YBI) Network\n\n#  Microfinanza Joins the **Youth Business International** (YBI) Network\n\n###  _January 10th 2025_\n\nWe are excited to announce that Microfinanza has officially joined the **Youth\nBusiness International (YBI)** network, a global organization dedicated to\nempowering young entrepreneurs and fostering financial inclusion worldwide.\n\nFor the past 25 years, Microfinanza has been at the forefront of advancing\nfinancial inclusion, working tirelessly to bridge the gap between vulnerable\ncommunities and sustainable access to finance. Our expertise spans multiple\nsectors, from supporting microfinance institutions to designing inclusive\nfinancial products and services tailored to the needs of underserved\npopulations. Joining YBI marks an important milestone in our journey to scale\nour impact and collaborate with like-minded organizations that share our\nvision.\n\n**Why YBI?**\n\nMicrofinanza\u2019s mission aligns closely with YBI\u2019s values. Both organizations\nare committed to fostering financial inclusion, promoting entrepreneurship,\nand driving sustainable development.\n\nThe YBI network brings together organizations from around the globe, uniting\nthem under a common goal: to support young entrepreneurs and create lasting\nchange in their communities. By becoming a member, Microfinanza gains access\nto a rich network of expertise, resources, and opportunities to:\n\n  * **Scale our Initiatives:** Partnering with YBI enables us to expand our projects and reach even more individuals who need support. \n  * **Share and Learn:** Through collaboration, we can exchange good practices, innovative solutions, and lessons learned with other members of the network. \n  * **Empower Vulnerable Groups:** Together with YBI, we aim to develop and implement initiatives that empower youth, women, and marginalized communities to achieve financial independence. \n\nWe extend our heartfelt thanks to the YBI team for their warm welcome. We are\neager to start this collaborative journey and contribute to meaningful\ndiscussions and projects within the network.\n\nStay tuned for updates on our joint initiatives with YBI and how we\u2019re working\nto make financial inclusion a reality for all.\n\nFor more information about our work and the [ YBI network\n](https://www.linkedin.com/company/youth-business-international-ybi-/) , feel\nfree to reach out or follow us on [ LinkedIn\n](https://www.linkedin.com/company/microfinanza-srl/) .\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F&t=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F&title=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F&t=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F&title=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Joins%20the%20Youth%20Business%20International%20%28YBI%29%20Network&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-joins-the-youth-business-international-ybi-network%2F&ui=2&tf=1)\n\n",
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                "page_content": "###  SUSTAINABILITY REPORT\n\n#  A constant commitment to transparency and social responsibility\n\n##  Sustainability report 2023\n\nSince 2022, Microfinanza publish every year its sustainability report,\nshowcasing key activities, ongoing projects, strategic collaborations, and\nachieved impacts, with a focus on future prospects.\n\nWith this Sustainability Report, we aim to provide a clear view of our\napproach, confirming our commitment in terms of innovation, ethics and\nsustainability. This report reflects who we are, how we operate, and how our\nefforts positively impact the quality of life for individuals, territories and\ncommunities by enhancing their social and environmental capital.\n\nThis is the third report we have produced; an important internal exercise that\nhas allowed us to reflect on ourself, analyze our data, and interpret them\nfrom a new perspective, with the aim of improve and grow as Company. The data\nin this report is an extreme summary of who we are, what we do and how we do\nit.\n\nThe Principle of the Hiding Hand:\n\n\u201c\u2026since we necessarily underestimate our creativity it is desirable that we\nunderestimate to a roughly similar extent  the difficulties of the tasks we\nface, so as to be tricked by these two offsetting underestimates into\nundertaking tasks  which we can, but otherwise would not  dare, tackle.\u201d\n\n_ Albert O. Hirschman  _\n\n[ DOWNLOAD THE REPORT 2023 ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/09/2024_Sustainability-report_ok.pdf)\n\n##  **OUR PREVIOUS SUSTAINABILITY REPORTS**\n\n#####  Sustainability Report 2022\n\n[ Download the Sustainability Report 2022 ](https://www.microfinanza.com/wp-\ncontent/uploads/2023/09/Sostenibilita%CC%80_MF_2023.pdf)\n\n#####  Sustainability Report 2021\n\n[ Download the Sustainability Report 2021 ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/09/Report_Sostenibilita%CC%80_Microfinanza_2021.pdf)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "#  Green microfinance: the experience of Microfinanza\n\nBenedetta Ferraro\n\nExpert in Green Microfinance\n\nSince its creation in 2000 Microfinanza has been working on financial\ninclusion at different levels and in different contexts, and in recent years\nthe company puts its attention on the topic of green microfinance, under the\nspotlight of the transition of the financial sector.\n\nIt is the new key to promote sustainable development and resilience in a\nsteadily changing planet. Financial institutions, in fact, must face growing\nenvironmental risks, while **adopting new green strategies** indispensable to\nkeep ticking over and foster clients\u2019 sustainable growth. The microfinance\nsector is evolving to adapt to the growing global need of readjusting human\nactivities, reducing the impact inflicted on the environment, enhancing our\nresponse to environmental shocks besides building new sustainable\nopportunities.\n\nAll in all, green microfinance proposes **innovative solutions** for tackling\nenvironmental and social challenges that are undermining the living conditions\nof the most fragile and vulnerable populations, who are increasingly exposed\nto climate change. Promoting green microfinance through innovative processes\nand products means **changing the paradigm** focusing not only on financial\naspects but on social and environmental ones, too. So, both clients and\nfinancial institutions need to be equipped with new financial and non-\nfinancial instruments, that would help them to manage green incoming\ngenerating activities. Therefore, Microfinanza has developed different\nactivities and tools, supporting both demand (clients) and supply (financial\nproviders) sides, making it at the forefront in several countries like\nMorocco.\n\nMicrofinanza has focused on the in-house reinforcement of capabilities on\nreinforcing and restoring ecosystem services and promoting climate action,\nwith the diversification of expertise within its team and the involvement of\nan environmental engineer specialized in international cooperation. Moreover,\nMicrofinanza is an active member of the Green Inclusive and Climate Smart\nFinance Action Group of the European Microfinance Platform and is involved in\nthe expansion of the sector through worldwide initiatives.\n\n[ Back to the blog ](https://www.microfinanza.com/blog/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/green-microfinance-the-experience-of-\nmicrofinanza/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F&t=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza)\n  * [ __ ](http://twitter.com/share?text=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza&url=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F&title=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza&body=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F&t=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza)\n  * [ __ Twitter  ](http://twitter.com/share?text=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza&url=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F&title=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Green%20microfinance%3A%20the%20experience%20of%20Microfinanza&body=https%3A%2F%2Fwww.microfinanza.com%2Fgreen-microfinance-the-experience-of-microfinanza%2F&ui=2&tf=1)\n\n",
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                "page_content": "###  Contact\n\n#  Au plaisir de recevoir vos commentaires\n\n##  Contact\n\n_Contact administratif_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Contact op\u00e9rationnel_  \n[ project@microfinanza.com ](mailto:projects@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:+39%200444%20326792)\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Si\u00e8ge social**  \nStradella della Racchetta  \n22 \u2013 36100 Vicenza (VI)  \n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)\n\n###  Microfinanza MENA\n\n_Tunisie:_ Tunis\n\n###  Microfinanza  Afrique subsaharienne\n\n_Sudan:_ \u2013\n\nMicrofinanza S.r.l  \n_Si\u00e8ge social_  \nStradella della Racchetta,  \n22 \u2013 36100 Vicenza (VI) Italy  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)  \nPhone/Fax: [ +39 0444 326792 ](tel:+39%200444%20326792)\n\n**Microfinanza Siracusa**  \nVia Vincenzo Mirabella, 29  \n96100 Siracusa (SR) Italy\n\n**Microfinanza Milano**  \nVia Rigola, 7  \n20159 Milano (MI) Italy\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/fr/contact/"
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                "page_content": "###  Blog\n\n#  D\u00e9couvrez nos questionnements et notre exp\u00e9rience\n\n[ ](https://www.microfinanza.com/fr/comment-microfinanza-renforce-lautonomie-\neconomique-des-femmes-dans-letat-de-mer-rouge-fonds-renouvelables-et-\neducation-financiere-pour-les-femmes-et-les-jeunes-en-situation-de-\nvulnerabilite/)\n\n##  [ Comment Microfinanza renforce l\u2019autonomie \u00e9conomique des femmes dans\nl\u2019\u00c9tat de mer Rouge : fonds renouvelables et \u00e9ducation financi\u00e8re pour les\nfemmes et les jeunes en situation de vuln\u00e9rabilit\u00e9.\n](https://www.microfinanza.com/fr/comment-microfinanza-renforce-lautonomie-\neconomique-des-femmes-dans-letat-de-mer-rouge-fonds-renouvelables-et-\neducation-financiere-pour-les-femmes-et-les-jeunes-en-situation-de-\nvulnerabilite/)\n\nJan 23, 2023\n\nLa strat\u00e9gie de Microfinanza au Soudan s'appuie sur plus de 20 ans\nd'exp\u00e9rience en mati\u00e8re d'inclusion financi\u00e8re en Afrique et dans la r\u00e9gion\nMENA, en travaillant avec des donateurs internationaux, des institutions\nfinanci\u00e8res, le secteur priv\u00e9 et les communaut\u00e9s...\n\n[ ](https://www.microfinanza.com/fr/un-microcredit-innovant-pour-un-\ndeveloppement-local-durable-au-maroc/)\n\n##  [ Un microcr\u00e9dit innovant pour un d\u00e9veloppement local durable au Maroc\n](https://www.microfinanza.com/fr/un-microcredit-innovant-pour-un-\ndeveloppement-local-durable-au-maroc/)\n\nJuin 22, 2021\n\nLe microcr\u00e9dit s\u2019av\u00e8re \u00eatre un vecteur indispensable au d\u00e9veloppement socio-\n\u00e9conomique, en promouvant l\u2019inclusion financi\u00e8re et par cons\u00e9quent sociale des\nsegments de population les plus d\u00e9favoris\u00e9s et que pour de diff\u00e9rentes raisons\nsont financi\u00e8rement exclus. Malgr\u00e9...\n\n[ ](https://www.microfinanza.com/fr/education-financiere-et-resilience-en-\nhaiti/)\n\n##  [ Education financi\u00e8re et r\u00e9silience en Ha\u00efti\n](https://www.microfinanza.com/fr/education-financiere-et-resilience-en-\nhaiti/)\n\nJan 29, 2021\n\nEn 2020 Microfinanza Srl a relanc\u00e9, en partenariat avec Unicef, des activit\u00e9s\nd\u2019\u00e9ducation financi\u00e8re pour des populations vuln\u00e9rables en Ha\u00efti, \u00e0 la\nfronti\u00e8re avec la R\u00e9publique Dominicaine.\n\n[ ](https://www.microfinanza.com/fr/microfinanza-fete-ses-20-ans/)\n\n##  [ Microfinanza f\u00eate ses 20 ans !\n](https://www.microfinanza.com/fr/microfinanza-fete-ses-20-ans/)\n\nNov 5, 2020\n\nMicrofinanza f\u00eate ses vingt ans cette ann\u00e9e ! Voici un rapide retour sur 20\nans de travail en faveur de l'inclusion financi\u00e8re, partout dans le monde.\nMerci \u00e0 tous ceux qui nous ont soutenus et qui nous ont fait confiance !\nL'\u00e9quipe Microfinanza\n\n[ ](https://www.microfinanza.com/fr/quelle-heterogeneite-se-cache-derriere-\nlacronyme-neet/)\n\n##  [ Quelle h\u00e9t\u00e9rog\u00e9n\u00e9it\u00e9 se cache derri\u00e8re l\u2019acronyme NEET ?\n](https://www.microfinanza.com/fr/quelle-heterogeneite-se-cache-derriere-\nlacronyme-neet/)\n\nAvr 2, 2020\n\nLa multi-dimensionnalit\u00e9 des facteurs et des situations personnelles r\u00e9sulte\nen une extr\u00eame h\u00e9t\u00e9rog\u00e9n\u00e9it\u00e9 au sein du groupe NEET. Derri\u00e8re un acronyme se\ncachent des sous-cat\u00e9gories, qui repr\u00e9sentent toutes des r\u00e9alit\u00e9s diff\u00e9rentes.\n\n[ ](https://www.microfinanza.com/fr/pourquoi-et-comment-les-institutions-de-\nmicrofinance-doivent-elle-proposer-des-services-non-financiers/)\n\n##  [ Pourquoi et comment les Institutions de microfinance doivent-elle\nproposer des services non-financiers?\n](https://www.microfinanza.com/fr/pourquoi-et-comment-les-institutions-de-\nmicrofinance-doivent-elle-proposer-des-services-non-financiers/)\n\nJan 31, 2020\n\nLes institutions de microfinance ont \u00e9t\u00e9 cr\u00e9es afin d\u2019offrir des services\nfinancier (pr\u00eats, livrets d\u2019\u00e9pargne ou assurance) aux personnes qui sont\nexclues du syst\u00e8me financier parce qu\u2019elles sont pauvres et n\u2019ont pas\nd\u2019historique de cr\u00e9dit et sont donc consid\u00e9r\u00e9es comme risqu\u00e9es et plus\nco\u00fbteuses par les banques.\n\n[ ](https://www.microfinanza.com/fr/finance-verte-au-maroc-investir-dans-le-\nfutur/)\n\n##  [ Finance verte au Maroc \u2013 Investir dans le futur?\n](https://www.microfinanza.com/fr/finance-verte-au-maroc-investir-dans-le-\nfutur/)\n\nD\u00e9c 10, 2019\n\nOn entend par \u00ab finance verte \u00bb tout produit financier qui vise \u00e0 soutenir des\nprojets respectueux de l\u2019environnement et produisant des externalit\u00e9s\npositives, ayant \u00e9galement un impact \u00e9conomique et social positif. Les\nobligations soci\u00e9taires vertes (green bond) en font partie, ainsi que les\ncr\u00e9dits finan\u00e7ant des activit\u00e9s li\u00e9es aux \u00e9nergies renouvelables ou toute\nactivit\u00e9 permettant la limitation ou l\u2019adaptation au changement climatique par\nexemple.\n\n[ ](https://www.microfinanza.com/fr/les-neets-de-la-sicile-no-country-for-\nyoung-people/)\n\n##  [ La Sicile: a country for young people?\n](https://www.microfinanza.com/fr/les-neets-de-la-sicile-no-country-for-young-\npeople/)\n\nOct 29, 2019\n\nLes mill\u00e9nials prennent peu \u00e0 peu conscience que leurs vies seront diff\u00e9rentes\nde celles de leurs parents, les baby boomers. Leurs ambitions furent frapp\u00e9es\nde plein fouet par la crise \u00e9conomique et financi\u00e8re de 2007-2008 et leurs\nparcours de vie seront affect\u00e9s par la crise environnementale, qui remet en\ncause beaucoup d\u2019aspects de la vie, jusqu\u2019ici pris pour acquis par les\ng\u00e9n\u00e9rations pr\u00e9c\u00e9dentes.\n\n[ ](https://www.microfinanza.com/fr/une-sandbox-pour-la-digitalisation-et-la-\nregulation-de-la-microfinance-dans-les-balkans/)\n\n##  [ Une \u2018sandbox\u2019 pour la digitalisation et la r\u00e9gulation de la microfinance\ndans les Balkans ](https://www.microfinanza.com/fr/une-sandbox-pour-la-\ndigitalisation-et-la-regulation-de-la-microfinance-dans-les-balkans/)\n\nSep 12, 2019\n\nLorsque l\u2019on parle d\u2019inclusion financi\u00e8re, on pense tout de suite aux pays\ndans lesquels les populations pauvres sont exclues du syst\u00e8me financier et\nbanquier, comme l\u2019Inde, l\u2019Afghanistan, le S\u00e9n\u00e9gal etc. Il n\u2019est pas n\u00e9cessaire\nd\u2019aller chercher si loin.\n\n[ ](https://www.microfinanza.com/fr/une-brique-financiere-pour-lavenir/)\n\n##  [ Une brique financi\u00e8re pour l\u2019avenir\n](https://www.microfinanza.com/fr/une-brique-financiere-pour-lavenir/)\n\nSep 9, 2019\n\nJe me suis rendue au Liban pour la premi\u00e8re fois en 2016 ; carrefour entre\ndiff\u00e9rentes civilisations ; espace de transit ; ce pays de la rive Est de la\nm\u00e9diterran\u00e9e est caract\u00e9ris\u00e9 par une tr\u00e8s grande tol\u00e9rance vis-\u00e0-vis des\nautres populations et cultures.\n\n[ \u00ab Entr\u00e9es pr\u00e9c\u00e9dentes\n](https://www.microfinanza.com/fr/blog/page/2/?et_blog)\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/fr/blog/"
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                "page_content": "###  Br\u00e8ves\n\n#  Restez inform\u00e9s des \u00e9v\u00e9nements\n\n[ ](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMar 31, 2025\n\nMicrofinanza a particip\u00e9 au 34\u00e8me meeting du r\u00e9seau Erasmus pour jeunes\nentrepreneurs \u00e0 Bergame, Italie18 - 19 mars 2025Renforcer les partenariats et\nam\u00e9liorer le soutien aux entreprises Les 18 et 19 mars, Microfinanza a eu le\nplaisir de participer \u00e0 la 34\u1d49 r\u00e9union du...\n\n[ ](https://www.microfinanza.com/fr/microfinanza-value-development-organisent-\nun-think-tank-sur-linnovation-financiere-a-tunis/)\n\n##  [ Microfinanza & Value Development organisent un think-tank sur\nl\u2019innovation financi\u00e8re \u00e0 Tunis\n](https://www.microfinanza.com/fr/microfinanza-value-development-organisent-\nun-think-tank-sur-linnovation-financiere-a-tunis/)\n\nMar 3, 2025\n\nLocal Development and Sustainable Ecosystems: D\u00e9veloppement local et\n\u00e9cosyst\u00e8mes durables : Innover les approches et les instruments de financement\npour l\u2019avenir de la TunisieTunis, 27 F\u00e9vrier 2025 Face aux d\u00e9fis \u00e9conomiques,\nsociaux et climatiques que traverse la...\n\n[ ](https://www.microfinanza.com/fr/erasmus-pour-jeunes-entrepreneurs-integre-\nle-royaume-uni-les-etats-unis-le-canada-et-singapour-comme-destinations-\ndechange-dentreprises/)\n\n##  [ Nouvelles destinations pour les \u00e9changes commerciaux avec l\u2019EYE\n](https://www.microfinanza.com/fr/erasmus-pour-jeunes-entrepreneurs-integre-\nle-royaume-uni-les-etats-unis-le-canada-et-singapour-comme-destinations-\ndechange-dentreprises/)\n\nF\u00e9v 17, 2025\n\nLe programme Erasmus pour jeunes entrepreneurs int\u00e8gre le Royaume-Uni, les\n\u00c9tats-Unis, le Canada et Singapour comme destinations d'\u00e9change d'entreprises\nF\u00e9vrier 2025 Le programme Erasmus pour Jeunes Entrepreneurs (EYE) atteint une\n\u00e9tape majeure en annon\u00e7ant...\n\n[ ](https://www.microfinanza.com/fr/we-rise-programme-dincubation-et-\ndacceleration/)\n\n##  [ WE-RISE ! Programme d\u2019incubation et d\u2019acc\u00e9l\u00e9ration\n](https://www.microfinanza.com/fr/we-rise-programme-dincubation-et-\ndacceleration/)\n\nJan 14, 2025\n\nWE-RISE ! Assistance technique - Programme d'incubation et d'acc\u00e9l\u00e9ration pour\nles PME et les start-upsKassala et Port Sudan, Janvier 2025 L'incubateur et\nacc\u00e9l\u00e9rateur WE-RISE ! g\u00e9r\u00e9 par MDF et Savannah Innovation Labs vise \u00e0\npromouvoir l'inclusion financi\u00e8re, \u00e0...\n\n[ ](https://www.microfinanza.com/fr/microfinanza-rejoint-le-reseau-ybi/)\n\n##  [ Microfinanza rejoint le r\u00e9seau YBI\n](https://www.microfinanza.com/fr/microfinanza-rejoint-le-reseau-ybi/)\n\nJan 10, 2025\n\nMicrofinanza rejoint le r\u00e9seau Youth Business International (YBI)10 Janvier\n2025Nous avons le plaisir d'annoncer que Microfinanza a officiellement rejoint\nle r\u00e9seau Youth Business International (YBI), une organisation mondiale d\u00e9di\u00e9e\n\u00e0 l'autonomisation des jeunes...\n\n[ ](https://www.microfinanza.com/fr/renforcement-des-capacites-en-gestion-des-\nrisques-agricoles-retour-formation-parm/)\n\n##  [ Renforcement des capacit\u00e9s en gestion des risques agricoles : retour sur\nla formation PARM ](https://www.microfinanza.com/fr/renforcement-des-\ncapacites-en-gestion-des-risques-agricoles-retour-formation-parm/)\n\nD\u00e9c 2, 2024\n\nRenforcement des capacit\u00e9s en gestion des risques agricoles : retour sur une\nformation PARM Octobre 2024 Du 21 au 25 octobre, l\u2019\u00e9quipe TRACE a particip\u00e9 \u00e0\nune formation organis\u00e9e par le programme Platform for Agricultural Risk\nManagement (\u00f9- PARM - de l\u2019IFAD, en...\n\n[ ](https://www.microfinanza.com/fr/assistance-technique-pour-le-\ndeveloppement-dun-pret-cooperatif/)\n\n##  [ Assistance technique pour le d\u00e9veloppement d\u2019un pr\u00eat coop\u00e9ratif\n](https://www.microfinanza.com/fr/assistance-technique-pour-le-developpement-\ndun-pret-cooperatif/)\n\nNov 4, 2024\n\nAssistance technique pour le d\u00e9veloppement d'un pr\u00eat coop\u00e9ratif - Initiative\ndans le cadre du programme WE-RISE ! Novembre 2024 Dans le cadre des efforts\ndu programme WE-RISE ! visant \u00e0 promouvoir le d\u00e9veloppement \u00e9conomique et\nl'inclusion financi\u00e8re au Soudan,...\n\n[ ](https://www.microfinanza.com/fr/erasmus-pour-les-jeunes-\nentrepreneurs-33e-reunion-du-reseau/)\n\n##  [ Erasmus pour les jeunes entrepreneurs : 33e r\u00e9union du r\u00e9seau !\n](https://www.microfinanza.com/fr/erasmus-pour-les-jeunes-\nentrepreneurs-33e-reunion-du-reseau/)\n\nOct 17, 2024\n\nMicrofinanza's team took part in the 33rd Network Meeting of the Erasmus for\nYoung Entrepreneurs Program15th - 16th october 2024On October 15th and 16th,\nthe Microfinanza Europe team took part in the 33rd Network Meeting of the\nErasmus for Young Entrepreneurs (EYE)...\n\n[ ](https://www.microfinanza.com/fr/rapport-de-durabilite-2023/)\n\n##  [ Rapport de Durabilit\u00e9 2023 ](https://www.microfinanza.com/fr/rapport-de-\ndurabilite-2023/)\n\nSep 26, 2024\n\nMicrofinanza est ravie de pr\u00e9senter son troisi\u00e8me Rapport de Durabilit\u00e9 ! 26\nseptembre 2024 Depuis 2002, la mission de Microfinance est d'am\u00e9liorer et de\nsoutenir l'inclusion financi\u00e8re \u00e0 l'\u00e9chelle mondiale. Dans notre vision,\nl'inclusion financi\u00e8re fait partie d'un...\n\n[ ](https://www.microfinanza.com/fr/fonds-rotatif-pour-les-associations-de-\nfemmes-au-soudan-dans-le-cadre-du-projet-we-rise/)\n\n##  [ Fonds rotatif pour les associations de femmes au Soudan dans le cadre du\nprojet WE-RISE ! ](https://www.microfinanza.com/fr/fonds-rotatif-pour-les-\nassociations-de-femmes-au-soudan-dans-le-cadre-du-projet-we-rise/)\n\nAo\u00fbt 19, 2024\n\nAssistance technique - D\u00e9veloppement de syst\u00e8mes de fonds rotatif pour les\nassociations de femmes par la fourniture de services financiers et non\nfinanciersRed Sea State, Juillet 2024Le Fonds rotatif est un \u00e9l\u00e9ment cl\u00e9 de\nl'approche d'inclusion financi\u00e8re WE-RISE ! R1...\n\n[ \u00ab Entr\u00e9es pr\u00e9c\u00e9dentes\n](https://www.microfinanza.com/fr/actualites/page/2/?et_blog)\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Services et Outils\n\n#  Nous pouvons vous accompagner avec notre expertise dans les domaines\nsuivants: Conseil et assistance technique, formation et d\u00e9veloppement des\ncapacit\u00e9s, \u00e9valuation, \u00e9tude et recherche, \u00e9tude de faisabilit\u00e9 et formulation\nde projet.\n\nServices\n\nOutils\n\n##  Nos Services\n\n###  Formation et d\u00e9v\u00e9loppement de capacit\u00e9s\n\nDes activit\u00e9s de formation sont propos\u00e9es dans diff\u00e9rents domaines\nd\u2019expertise, y compris l\u2019\u00e9ducation financi\u00e8re, qui constitue une activit\u00e9 cl\u00e9\net le point de d\u00e9part de l\u2019inclusion financi\u00e8re. Les modules de formation sont\ndestin\u00e9s au personnel des institutions financi\u00e8res, aux praticiens, aux\ncommunaut\u00e9s vuln\u00e9rables et aux parties prenantes pertinentes. Des outils de\nformation sur mesure sont \u00e9labor\u00e9s pour diff\u00e9rents publics tels que les\nmigrants, les r\u00e9fugi\u00e9s, les d\u00e9tenus, les \u00e9tudiants, les NEET et les\nentrepreneurs.\n\n###\n\n###\n\n###  Conseil et assistance technique\n\nMicrofinanza offre un accompagnement personnalis\u00e9 \u00e0 distance et sur le terrain\nen fonction des besoins et des objectifs sp\u00e9cifiques des clients. De plus,\nl\u2019entreprise fournit une assistance technique aux principaux acteurs du\nsecteur de la microfinance afin de renforcer leurs capacit\u00e9s.\n\n###  \u00c9valuations, analyses et recherches\n\nL\u2019\u00e9valuation des programmes et des projets compl\u00e8te les services offerts par\nl\u2019entreprise, qui dispose d\u2019une m\u00e9thodologie d\u2019\u00e9valuation consolid\u00e9e, allant\nde l\u2019analyse du cadre Theory of Change et de l\u2019utilisation de la matrice\nd\u2019\u00e9valuation \u00e0 l\u2019\u00e9valuation des six crit\u00e8res de l\u2019OCDE/DAC (pertinence,\ncoh\u00e9rence, efficacit\u00e9, efficience, impact et durabilit\u00e9). Microfinanza propose\n\u00e9galement des \u00e9tudes de march\u00e9 dans le cadre de son portefeuille de services\ncomplet.\n\n###  \u00c9tudes de faisabilit\u00e9 et d\u00e9veloppement de projets et de programmes\n\nMicrofinanza poss\u00e8de une solide exp\u00e9rience dans le d\u00e9veloppement de projets et\nde programmes dans les domaines de l\u2019inclusion financi\u00e8re, du d\u00e9veloppement\nrural, du d\u00e9veloppement socio-\u00e9conomique et du financement des entreprises,\nainsi que dans la r\u00e9daction de mod\u00e8les et de m\u00e9canismes de financement\ninnovants adapt\u00e9s \u00e0 diff\u00e9rents contextes socio-culturels et environnementaux.\n\n##  Outils\n\n#####  StarToolkit\u00a9\n\nUn outil de pr\u00e9-\u00e9valuation et de suivi de la durabilit\u00e9 \u00e9conomique des\nentreprises sociales.\n\nMicrofinanza a d\u00e9velopp\u00e9 un outil g\u00e9n\u00e9rateur de plans d\u2019affaires (StartToolKit\n\u00a9) qui a \u00e9t\u00e9 test\u00e9 et appliqu\u00e9 avec succ\u00e8s sur le terrain par un certain\nnombre de coop\u00e9ratives/PME op\u00e9rant dans diff\u00e9rents contextes ruraux et\nurbains. C\u2019est un outil extr\u00eamement flexible et pr\u00e9cis qui guide\nl\u2019entrepreneur dans la d\u00e9finition d\u2019un plan d\u2019affaires, depuis la conception\nde l\u2019id\u00e9e commerciale jusqu\u2019au calcul des estimations financi\u00e8res et du seuil\nde rentabilit\u00e9, selon une m\u00e9thode **intuitive qui prend en compte les attentes\nr\u00e9elles bas\u00e9es sur les connaissances techniques et l\u2019exp\u00e9rience des\nentrepreneurs.**\n\nCette m\u00e9thode, en plus de fournir des estimations financi\u00e8res coh\u00e9rentes et de\nd\u00e9finir le besoin financier r\u00e9el de l\u2019entreprise, \u00e9value la capacit\u00e9 de\nl\u2019entrepreneur \u00e0 organiser et \u00e0 comprendre les processus fondamentaux de son\nentreprise, tout en \u00e9valuant les domaines sp\u00e9cifiques dans lesquels il/elle a\nbesoin d\u2019un soutien plus important.\n\nL\u2019outil int\u00e8gre un **syst\u00e8me de suivi** des r\u00e9sultats \u00e9conomiques facilement\nexploitable par chaque entrepreneur.\n\n#####  QEF\u00a9\n\nUne bo\u00eete \u00e0 outils d\u2019\u00e9ducation financi\u00e8re visant \u00e0 renforcer les capacit\u00e9s\nfinanci\u00e8res et le capital social des personnes.\n\nMicrofinanza a con\u00e7u deux programmes d\u2019apprentissage par l\u2019exp\u00e9rience sur\nl\u2019\u00e9ducation financi\u00e8re et l\u2019entrepreneuriat social, l\u2019un destin\u00e9 \u00e0 la\nformation de formateurs et l\u2019autre ciblant les b\u00e9n\u00e9ficiaires vuln\u00e9rables sur\nle plan financier tels que les migrants et les r\u00e9fugi\u00e9s, les jeunes et les\n\u00e9tudiants, les femmes et les habitants des zones rurales.\n\nLa bo\u00eete \u00e0 outils d\u2019apprentissage, appel\u00e9e QEF\u00a9, est compos\u00e9e de modules\nd\u2019apprentissage, d\u2019exercices, de jeux, d\u2019outils pratiques de budg\u00e9tisation et\nde gestion de l\u2019\u00e9pargne (y compris un cahier d\u2019\u00e9pargne familiale), de modules\nd\u2019apprentissage en ligne (disponibles en italien \u00e0 l\u2019adresse [\nhttp://www.wikimicrofinanza.it/ ](http://www.wikimicrofinanza.it/) ) et elle\nest organis\u00e9e en cinq macro-cat\u00e9gories:\n\n  * Suivi des flux de tr\u00e9sorerie et budg\u00e9tisation \n  * Gestion de l\u2019\u00e9pargne \n  * Gestion de l\u2019endettement \n  * Acc\u00e8s aux services financiers formels \n  * Entreprenariat et n\u00e9gociations financi\u00e8res \n\nParmi ces cat\u00e9gories, plusieurs sujets sont abord\u00e9s, notamment le suivi des\nflux de tr\u00e9sorerie et des objectifs budg\u00e9taires, les \u00e9l\u00e9ments de base \u00e0\nconna\u00eetre pour l\u2019emprunt, les moyens de paiement, la recherche d\u2019emploi, les\ntaxes, les imp\u00f4ts et taxes, la gestion du logement, des services publics, des\nenfants, des transports et des frais de subsistance, la mise en place et la\ngestion de clubs d\u2019\u00e9pargne et de mutualit\u00e9s collectives, les emprunts, les\nassurances, les successions, les retraites et indemnit\u00e9s de d\u00e9part, les outils\nde placement. Les modules d\u2019entreprenariat comprennent la conception de\nmod\u00e8les et de plans d\u2019affaires, la gouvernance, la gestion financi\u00e8re, les\nprincipes de comptabilit\u00e9 en partie double, le marketing et les n\u00e9gociations.\nLe programme de formation de formateurs aborde \u00e9galement les principes de la\nfinance islamique, de l\u2019\u00e9conomie comportementale et des m\u00e9thodologies\nd\u2019appr\u00e9ciation des r\u00e9sultats de l\u2019\u00e9ducation financi\u00e8re.\n\n#####  MOI\u00a9\n\n###  Matrix of Outcome Indicators (MOI\u00a9)\n\nMatrice d\u2019Indicateurs de R\u00e9sultats (Matrix of Outcome Indicators \u2013 MOI \u00a9)  \nUn outil pour concevoir et mener des \u00e9valuations de r\u00e9sultats sur mesure  \nIl s\u2019agit d\u2019un ensemble global d\u2019indicateurs soigneusement s\u00e9lectionn\u00e9s et\naffin\u00e9s parmi ceux sugg\u00e9r\u00e9s par certaines des meilleures pratiques\ninternationales les plus connues (SPTF, CERISE, SPI4, CGAP), associ\u00e9s \u00e0 des\noutils d\u2019\u00e9valuation ad hoc flexibles.\n\nLe MOI guide principalement les \u00e9valuations externes, les \u00e9tudes d\u2019impact et\nle soutien aux institutions dans la mise en \u0153uvre du syst\u00e8me de mesure\ninterne, mais il est \u00e9galement utile pour la conception et la r\u00e9alisation\nd\u2019interventions d\u2019assistance technique, de renforcement des capacit\u00e9s ou\nd\u2019activit\u00e9s de formation.  \nNotre ensemble d\u2019indicateurs envisage trois cat\u00e9gories principales \u00e9valuant\ndiff\u00e9rentes dimensions de la durabilit\u00e9 et li\u00e9es aux objectifs de [\nd\u00e9veloppement durable des Nations Unies.\n](http://www.un.org/sustainabledevelopment/sustainable-development-goals)\n\n[ Lire la suite ](https://www.microfinanza.com/fr/suivi-et-\nevaluation/#categories-sustainability)\n\nDans la base de donn\u00e9es MOI, les indicateurs sont s\u00e9lectionn\u00e9s en fonction des\nbesoins et des objectifs des clients et guident la cr\u00e9ation d\u2019outils\nd\u2019\u00e9valuation personnalis\u00e9s tels que des questionnaires, des lignes directrices\npour les groupes de discussion et une matrice d\u2019\u00e9valuation/recherche.\n\n#####  REEP Demo \u00a9\n\nUn mod\u00e8le de calcul des produits financiers visant la r\u00e9duction des d\u00e9penses\n\u00e9nerg\u00e9tiques (Reduction Expense Energy Product \u2013 Delivery Model) ayant comme\nobjectif d\u2019am\u00e9liorer l\u2019acc\u00e8s des personnes \u00e0 la base de la pyramide aux\n\u00e9nergies vertes et \u00e0 la finance.\n\nMicrofinanza a men\u00e9 des exp\u00e9riences sur le terrain dans le but d\u2019am\u00e9liorer\nl\u2019acc\u00e8s aux \u00e9nergies vertes \u00e0 travers l\u2019acc\u00e8s au financement des personnes se\ntrouvant \u00e0 la base de la pyramide (individus, micro et petites entreprises).\nLe principal principe directeur de la bo\u00eete \u00e0 outils est d\u2019identifier les\nproduits les plus appropri\u00e9s en fonction des besoins r\u00e9els et des opportunit\u00e9s\net d\u2019am\u00e9liorer les canaux et les m\u00e9canismes de distribution.\n\nL\u2019outil est le r\u00e9sultat d\u2019un projet bas\u00e9 sur l\u2019exp\u00e9rience et men\u00e9 dans\ndiff\u00e9rents pays d\u2019Afrique subsaharienne. Son objectif principal et valeur\najout\u00e9e est de renforcer, principalement dans les zones hors r\u00e9seau, la\ndiffusion de nouvelles technologies d\u2019\u00e9conomie d\u2019\u00e9nergie, telles que des\nlanternes solaires, des bio-digesteurs, des toilettes \u00e9cologiques ou des\ncuisini\u00e8res am\u00e9lior\u00e9es. L\u2019utilisation de ces produits am\u00e9liore la vie de la\npopulation et contribue \u00e0 r\u00e9duire l\u2019impact environnemental.\n\nDes institutions financi\u00e8res et des fournisseurs de technologies sont\nimpliqu\u00e9s, dans le but de comprendre les d\u00e9fis associ\u00e9s \u00e0 l\u2019acc\u00e8s au cr\u00e9dit et\n\u00e0 sa gestion, ainsi que les probl\u00e8mes d\u2019approvisionnement, de maintenance et\nd\u2019\u00e9limination des technologies vertes et les caract\u00e9ristiques historiques et\nfutures de la demande.\n\nTrois principaux acteurs sont impliqu\u00e9s: le client qui a besoin de nouveaux\nproduits de technologie verte, l\u2019institution de microfinance pouvant faciliter\nl\u2019acc\u00e8s au financement et le fournisseur de technologie d\u00e9livrant la\ntechnologie verte sur le terrain.\n\nLe REEP-Demo \u00a9 se concentre sur la collecte et l\u2019analyse de donn\u00e9es dans les\ndomaines cl\u00e9s suivants : i) gouvernance, ii) aper\u00e7u du pays et des march\u00e9s,\niii) zones d\u2019activit\u00e9, iv) strat\u00e9gie de commercialisation, v) tarification,\nmarges et incitations, vi) services apr\u00e8s-vente, vii) canaux et mod\u00e8les de\ncalcul. Le r\u00e9sultat de cette analyse fournit une estimation des d\u00e9penses et\n\u00e9conomies mensuelles en \u00e9nergie du m\u00e9nage par rapport aux autres options\n\u00e9nerg\u00e9tiques, ainsi qu\u2019aux incitations offertes par l\u2019institution de\nmicrofinance.\n\n#####  Outil d'auto\u00e9valuation de la gouvernance\u00a9\n\nUn outil d\u2019auto-\u00e9valuation de la gouvernance au sein d\u2019une IMF.\n\nEn collaboration avec PROMIFIN COSUDE, g\u00e9r\u00e9 par TRIODOS FACET, un partenaire\nde Microfinanza a d\u00e9velopp\u00e9 un guide technique et un outil destin\u00e9s \u00e0 \u00e9valuer\nl\u2019efficacit\u00e9 de la gouvernance des IMF en mati\u00e8re de supervision et\nd\u2019orientation strat\u00e9gique.\n\nL\u2019outil se compose de :\n\n  * Un outil d\u2019auto-\u00e9valuation de la gouvernance d\u2019entreprise efficace d\u2019une Institution de Microfinance (FICHIER EXCEL). Le mod\u00e8le Excel peut \u00eatre utilis\u00e9 par les directeurs d\u2019une IMF, mais \u00e9galement par un groupe d\u2019acteurs plus large (consultants, \u00e9valuateurs, investisseurs, r\u00e9seaux, etc.). \n  * Un guide technique d\u2019utilisation de cet outil (FICHIER PDF) \u2014 Le Guide Technique a pour objectif de fournir des instructions simples, claires et concr\u00e8tes sur la fa\u00e7on dont une IMF peut mettre en \u0153uvre un outil Excel pour l'(auto-)\u00e9valuation de la gouvernance au sein d\u2019une IMF (avec ou sans les conseils d\u2019un consultant). \n\nL\u2019originalit\u00e9 du Mod\u00e8le propos\u00e9 refl\u00e8te la diversit\u00e9 des intrants et des\nsources qui ont contribu\u00e9 \u00e0 sa cr\u00e9ation. Le Mod\u00e8le et le Guide technique\nassoci\u00e9 doivent \u00eatre consid\u00e9r\u00e9s comme un point de d\u00e9part qui doit \u00eatre enrichi\npar des commentaires et exemples de la part de leurs utilisateurs, \u00e0 condition\nque ces derniers acceptent de communiquer les r\u00e9sultats \u00e0 leurs cr\u00e9ateurs. Les\ndirecteurs d\u2019IMF, les professionnels du secteur et les sp\u00e9cialistes du sujet\nsont invit\u00e9s \u00e0 les r\u00e9viser, \u00e0 les utiliser de la mani\u00e8re la plus pratique\npossible et \u00e0 les modifier ou \u00e0 d\u00e9velopper les aspects qu\u2019ils jugent les plus\nappropri\u00e9s.\n\n_REMARQUE IMPORTANTE: Tous les guides et outils ont \u00e9t\u00e9 produits avec des\nfonds publics et par cons\u00e9quent constituent un Bien Public, donc n\u2019h\u00e9sitez pas\n\u00e0 les utiliser et \u00e0 les partager, mais veuillez noter que ces outils ont \u00e9t\u00e9\n\u00abd\u00e9velopp\u00e9s dans le cadre du programme d\u00e9cennal PROMIFIN (SDC/COSUDE) financ\u00e9\npar la coop\u00e9ration suisse en Am\u00e9rique centrale et ex\u00e9cut\u00e9e par Triodos\nFacet\u00bb._\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "#  Microfinanza entra a far parte di YBI\n\n#  Microfinanza entra a far parte della rete di **Youth Business\nInternational** (YBI)\n\n###  _10 gennaio 2025_\n\nSiamo lieti di annunciare che Microfinanza \u00e8 entrata ufficialmente a far parte\ndella rete **Youth Business International (YBI)** , un\u2019organizzazione globale\ndedicata al potenziamento dei giovani imprenditori e alla promozione\ndell\u2019inclusione finanziaria in tutto il mondo.\n\nDa pi\u00f9 di 25 anni, Microfinanza \u00e8 in prima linea nella promozione\ndell\u2019inclusione finanziaria, e lavora per colmare il divario tra le comunit\u00e0\nvulnerabili e per l\u2019accesso sostenibile ai finanziamenti. La nostra esperienza\nspazia in diversi settori, dal sostegno alle istituzioni di microfinanza alla\nprogettazione di prodotti e servizi finanziari inclusivi, adattati alle\nesigenze delle popolazioni meno servite. L\u2019ingresso in YBI segna una tappa\nimportante nel nostro percorso di crescita dell\u2019impatto e di collaborazione\ncon organizzazioni che condividono la nostra visione.\n\n####  **Perch\u00e9 YBI?**\n\nLa missione di Microfinanza si allinea strettamente con i valori di YBI.\nEntrambe le organizzazioni sono impegnate a promuovere l\u2019inclusione\nfinanziaria, l\u2019imprenditorialit\u00e0 e lo sviluppo sostenibile.\n\nLa rete YBI riunisce organizzazioni di tutto il mondo, unendole sotto un\nobiettivo comune: sostenere i giovani imprenditori e creare un cambiamento\nduraturo nelle loro comunit\u00e0. Diventando membro, Microfinanza ha accesso a una\nricca rete di competenze, risorse e opportunit\u00e0 per:\n\n  * **scalare le nostre iniziative:** La collaborazione con YBI ci permette di espandere i nostri progetti e di raggiungere un numero ancora maggiore di persone vulnerabili. \n  * **Condividere e imparare:** Attraverso la collaborazione, possiamo scambiare buone pratiche, soluzioni innovative e lezioni apprese con altri membri della rete. \n  * **Offrire maggiori opportunit\u00e0 ai gruppi vulnerabili:** Insieme a YBI, ci proponiamo di sviluppare e attuare iniziative che consentano a giovani, donne e comunit\u00e0 emarginate di raggiungere l\u2019indipendenza finanziaria. \n\nRingraziamo di cuore il team di YBI per il suo caloroso benvenuto. Siamo\nansiosi di iniziare questo percorso di collaborazione e di contribuire a\ndiscussioni e progetti significativi all\u2019interno della rete.\n\nRestate sintonizzati per gli aggiornamenti sulle nostre iniziative congiunte\ncon YBI e su come stiamo lavorando per rendere l\u2019inclusione finanziaria una\nrealt\u00e0 per tutti.\n\nPer ulteriori informazioni sul nostro lavoro e sulla rete [ YBI\n](https://www.linkedin.com/company/youth-business-international-ybi-/) ,\ncontattateci o seguiteci su [ LinkedIn\n](https://www.linkedin.com/company/microfinanza-srl/) .\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F&t=Microfinanza%20entra%20a%20far%20parte%20di%20YBI)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20entra%20a%20far%20parte%20di%20YBI&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F&title=Microfinanza%20entra%20a%20far%20parte%20di%20YBI)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20entra%20a%20far%20parte%20di%20YBI&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F&t=Microfinanza%20entra%20a%20far%20parte%20di%20YBI)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20entra%20a%20far%20parte%20di%20YBI&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F&title=Microfinanza%20entra%20a%20far%20parte%20di%20YBI)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20entra%20a%20far%20parte%20di%20YBI&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-entra-a-far-parte-di-ybi%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  Microfinanza rejoint le r\u00e9seau YBI\n\n#  Microfinanza rejoint le r\u00e9seau **Youth Business International (YBI)**\n\n10 Janvier 2025\n\nNous avons le plaisir d\u2019annoncer que Microfinanza a officiellement rejoint le\nr\u00e9seau **Youth Business International (YBI)** , une organisation mondiale\nd\u00e9di\u00e9e \u00e0 l\u2019autonomisation des jeunes entrepreneurs et \u00e0 la promotion de\nl\u2019inclusion financi\u00e8re dans le monde entier.\n\nDepuis plus de 25 ans, Microfinanza est \u00e0 l\u2019avant-garde de la promotion de\nl\u2019inclusion financi\u00e8re, travaillant \u00e0 combler l\u2019\u00e9cart entre les communaut\u00e9s\nvuln\u00e9rables et l\u2019acc\u00e8s durable \u00e0 la finance. Notre expertise couvre plusieurs\ndomaines, du soutien aux institutions de microfinance \u00e0 la conception de\nproduits et services financiers inclusifs adapt\u00e9s aux besoins des populations\nmal desservies. Rejoindre YBI marque une \u00e9tape importante dans notre parcours\npour accro\u00eetre notre impact et collaborer avec des organisations qui partagent\nnotre vision.\n\n####  **Pourquoi YBI ?**\n\nLa mission de Microfinanza s\u2019aligne \u00e9troitement sur les valeurs de YBI. Les\ndeux organisations s\u2019engagent \u00e0 promouvoir l\u2019inclusion financi\u00e8re,\nl\u2019entreprenariat et le d\u00e9veloppement durable.\n\nLe r\u00e9seau YBI rassemble des organisations du monde entier, les unissant autour\nd\u2019un objectif commun : soutenir les jeunes entrepreneurs et cr\u00e9er un\nchangement durable dans leurs communaut\u00e9s. En devenant membre, Microfinance a\nacc\u00e8s \u00e0 un riche r\u00e9seau d\u2019expertise, de ressources et d\u2019opportunit\u00e9s pour :\n\n  * **D\u00e9velopper nos initiatives :** Le partenariat avec YBI nous permet d\u2019\u00e9tendre nos projets et d\u2019atteindre encore plus de personnes vuln\u00e9rables. \n  * **Partage et apprentissage :** Gr\u00e2ce \u00e0 cette collaboration, nous pouvons \u00e9changer des bonnes pratiques, des solutions innovantes et des le\u00e7ons apprises avec les autres membres du r\u00e9seau. \n  * **Offrir plus d\u2019opportunit\u00e9s aux groupes vuln\u00e9rables :** En collaboration avec YBI, nous souhaitons d\u00e9velopper et mettre en \u0153uvre des initiatives qui permettent aux jeunes, aux femmes et aux communaut\u00e9s marginalis\u00e9es d\u2019atteindre l\u2019ind\u00e9pendance financi\u00e8re. \n\nNous remercions sinc\u00e8rement l\u2019\u00e9quipe du YBI pour son accueil chaleureux. Nous\nsommes impatients de commencer ce voyage de collaboration et de contribuer \u00e0\ndes discussions et des projets significatifs au sein du r\u00e9seau.\n\nRestez \u00e0 l\u2019\u00e9coute pour des mises \u00e0 jour sur nos initiatives conjointes avec\nYBI et sur la mani\u00e8re dont nous travaillons pour faire de l\u2019inclusion\nfinanci\u00e8re une r\u00e9alit\u00e9 pour tous.\n\nPour plus d\u2019informations sur notre travail et le r\u00e9seau [ YBI\n](https://www.linkedin.com/company/youth-business-international-ybi-/) ,\ncontactez-nous ou suivez-nous sur [ LinkedIn\n](https://www.linkedin.com/company/microfinanza-srl/) .\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F&t=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F&title=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI&body=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F&t=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F&title=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20rejoint%20le%20r%C3%A9seau%20YBI&body=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fmicrofinanza-rejoint-le-reseau-ybi%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  Microfinanza verde: l\u2019esperienza di Microfinanza\n\nBenedetta Ferraro\n\nEsperta in Microfinanza Verde\n\nFin dalla sua creazione nel 2000, Microfinanza ha lavorato sull\u2019inclusione\nfinanziaria a diversi livelli e in diversi contesti, e negli ultimi anni ha\nposto la sua attenzione sul tema della microfinanza verde, sotto i riflettori\ndella transizione del settore finanziario.\n\nLa microfinanza verde \u00e8 la nuova chiave per promuovere lo sviluppo sostenibile\ne la resilienza in un pianeta in costante cambiamento. Le istituzioni\nfinanziarie, infatti, devono affrontare i crescenti rischi ambientali,\nadottando al contempo **nuove strategie verdi** che si rivelano indispensabili\nper non perdere il passo e per favorire la crescita sostenibile dei clienti.\n\nIl settore della microfinanza si sta evolvendo, seguendo la crescente\nnecessit\u00e0 globale di riadattare le attivit\u00e0 umane, ridurre l\u2019impatto inflitto\nall\u2019ambiente, migliorare la nostra risposta agli shock ambientali e costruire\nnuove opportunit\u00e0 sostenibili.\n\nNel complesso, la microfinanza verde propone **soluzioni innovative** per\naffrontare le sfide ambientali e sociali che stanno minando le condizioni di\nvita delle popolazioni pi\u00f9 fragili e vulnerabili, che sono sempre pi\u00f9 esposte\nal cambiamento climatico. Promuovere la microfinanza verde attraverso processi\ne prodotti innovativi significa **cambiare il paradigma** concentrandosi non\nsolo sugli aspetti finanziari, ma anche su quelli sociali e ambientali.\n\nSia i clienti che le istituzioni finanziarie hanno bisogno di essere dotati di\nnuovi strumenti finanziari e non finanziari, che li aiutino a gestire le\nattivit\u00e0 generatrici di entrate verdi. Pertanto, Microfinanza ha sviluppato\ndiverse attivit\u00e0 e strumenti, supportando sia la domanda (clienti) che\nl\u2019offerta (fornitori finanziari), rendendola all\u2019avanguardia in diversi paesi,\ncome il Marocco.\n\nMicrofinanza si \u00e8 concentrata sul rafforzamento interno delle capacit\u00e0 di\nrinforzare e ripristinare i servizi ecosistemici e promuovere l\u2019azione\nclimatica, con la diversificazione delle competenze all\u2019interno del suo team e\nil coinvolgimento di un ingegnere ambientale specializzato in cooperazione\ninternazionale. Inoltre, Microfinanza \u00e8 un membro attivo del Green Inclusive\nand Climate Smart Finance Action Group della European Microfinance Platform ed\n\u00e8 coinvolta nell\u2019 **espansione del settore** attraverso iniziative mondiali.\n\n[ Ritorna al blog ](https://www.microfinanza.com/it/blog/)\n\n#  0 commenti\n\n###  Invia un commento  [ Annulla risposta ](/it/microfinanza-verde-\nlesperienza-di-microfinanza/#respond)\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F&t=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F&title=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F&t=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F&title=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20verde%3A%20l%E2%80%99esperienza%20di%20Microfinanza&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fmicrofinanza-verde-lesperienza-di-microfinanza%2F&ui=2&tf=1)\n\n",
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                "page_content": "###  Br\u00e8ves\n\n#  Restez inform\u00e9s des \u00e9v\u00e9nements\n\n[ ](https://www.microfinanza.com/fr/des-outils-deducation-financiere-sur-\nmesure-pour-les-operateurs-de-microfinance-et-leurs-clients-en-tunisie/)\n\n##  [ Des outils d\u2019\u00e9ducation financi\u00e8re sur mesure pour les op\u00e9rateurs de\nmicrofinance et leurs clients en Tunisie\n](https://www.microfinanza.com/fr/des-outils-deducation-financiere-sur-mesure-\npour-les-operateurs-de-microfinance-et-leurs-clients-en-tunisie/)\n\nJuil 2, 2024\n\nDes outils d'\u00e9ducation financi\u00e8re sur mesure pour les op\u00e9rateurs de\nmicrofinance et leurs clients en TunisieTunis, Juin 2024Au cours des six\nderniers mois, Microfinanza a travaill\u00e9 sur un parcours d'\u00e9ducation financi\u00e8re\npour les op\u00e9rateurs du secteur de la...\n\n[ ](https://www.microfinanza.com/fr/conception-et-pilotage-dun-produit-\ninnovant-de-asset-finance-pour-la-banque-ebdaa-au-soudan/)\n\n##  [ Conception et pilotage d\u2019un produit innovant de Asset Finance pour la\nbanque Ebdaa, au Soudan. ](https://www.microfinanza.com/fr/conception-et-\npilotage-dun-produit-innovant-de-asset-finance-pour-la-banque-ebdaa-au-\nsoudan/)\n\nJuin 17, 2024\n\nAssistance technique - Conception et pilotage d'un produit innovant de\nfinancement islamique d'actifs pour Ebdaa Bank, Soudan. Gedaref State, Juin\n2024 Microfinanza annonce la cl\u00f4ture r\u00e9ussie de l'assistance technique \u00e0 EBDAA\nBank au Soudan pour la conception et le...\n\n[ ](https://www.microfinanza.com/fr/microfinanza-signe-un-protocole-de-\ncooperation-avec-cash-for-microfinance-afin-dautonomiser-les-entrepreneurs-\negyptiens-de-stimuler-le-secteur-et-de-favoriser-la-croissance-economique-en-\nmobilisant/)\n\n##  [ Microfinanza signe un protocole de coop\u00e9ration avec Cash for\nMicrofinance afin d\u2019autonomiser les entrepreneurs \u00e9gyptiens, de stimuler le\nsecteur et de favoriser la croissance \u00e9conomique en mobilisant 2,2 millions\nd\u2019euros ](https://www.microfinanza.com/fr/microfinanza-signe-un-protocole-de-\ncooperation-avec-cash-for-microfinance-afin-dautonomiser-les-entrepreneurs-\negyptiens-de-stimuler-le-secteur-et-de-favoriser-la-croissance-economique-en-\nmobilisant/)\n\nMai 21, 2024\n\nMicrofinanza signe un protocole de coop\u00e9ration avec Cash for Microfinance afin\nd'autonomiser les entrepreneurs \u00e9gyptiens, de stimuler le secteur et de\nfavoriser la croissance \u00e9conomique en mobilisant 2,2 millions d'eurosCairo,\navril 2024Microfinanza a le plaisir...\n\n[ ](https://www.microfinanza.com/fr/ambassadeur-des-pays-bas-josephine-\nfrantzen-en-visite-a-beja/)\n\n##  [ L\u2019Ambassadeur des Pays-Bas Josephine Frantzen en visite \u00e0 B\u00e9ja\n](https://www.microfinanza.com/fr/ambassadeur-des-pays-bas-josephine-frantzen-\nen-visite-a-beja/)\n\nAvr 3, 2024\n\nL'Ambassadeur des Pays-Bas Mme. Josephine Frantzen en visite dans le\ngouvernorat de B\u00e9jaF\u00e9vrier 2024L\u2019\u00e9quipe du Consortium Microfinanza-ACK\nInternational-AGER, responsable de la mise en place de la composante du\nProgramme TRACE Nord-Ouest, a accueilli en f\u00e9vrier 2024,...\n\n[ ](https://www.microfinanza.com/fr/microfinanza-en-visite-en-ethiopie/)\n\n##  [ Microfinanza en visite en \u00c9thiopie\n](https://www.microfinanza.com/fr/microfinanza-en-visite-en-ethiopie/)\n\nMar 26, 2024\n\nMicrofinanza en visite en \u00c9thiopie : nouvelles opportunit\u00e9s et outils en\nsoutien du secteur agro-industriel26 Mars 2024Le secteur agro-industriel en\n\u00c9thiopie joue un r\u00f4le significatif dans l'\u00e9conomie du pays, car l'agriculture\nest la principale source de revenus pour...\n\n[ ](https://www.microfinanza.com/fr/celebration-de-15-ans-de-promotion-de-\nlesprit-dentreprise-le-succes-du-programme-erasmus-pour-jeunes-entrepreneurs/)\n\n##  [ C\u00e9l\u00e9bration de 15 ans de promotion de l\u2019esprit d\u2019entreprise : le succ\u00e8s\ndu programme Erasmus pour jeunes entrepreneurs\n](https://www.microfinanza.com/fr/celebration-de-15-ans-de-promotion-de-\nlesprit-dentreprise-le-succes-du-programme-erasmus-pour-jeunes-entrepreneurs/)\n\nMar 12, 2024\n\nC\u00e9l\u00e9bration de 15 ans de promotion de l'esprit d'entreprise : le succ\u00e8s du\nprogramme Erasmus pour jeunes entrepreneurs4 Mars 2024La Commission europ\u00e9enne\net Microfinanza sont fi\u00e8res de c\u00e9l\u00e9brer le 15e anniversaire du programme\nErasmus pour jeunes entrepreneurs (EYE),...\n\n[ ](https://www.microfinanza.com/fr/nouveaux-parcours-de-transformation-\npour-300-start-ups-a-kassala-et-port-soudan/)\n\n##  [ Nouveaux parcours de transformation pour 300 start-ups a Kassala et Port\nSoudan ](https://www.microfinanza.com/fr/nouveaux-parcours-de-transformation-\npour-300-start-ups-a-kassala-et-port-soudan/)\n\nMar 8, 2024\n\nSoutien au d\u00e9veloppement des entreprises avec le projet WE-RISE!F\u00e9vrier 2024Le\nprojet WE-RISE ! a franchi une \u00e9tape importante le 24 f\u00e9vrier avec le\nlancement de son programme d'incubation et d'acc\u00e9l\u00e9ration \u00e0 Kassala et Port-\nSoudan. Cette initiative, soutenue par des...\n\n[ ](https://www.microfinanza.com/fr/catalogue-des-services-financiers-et-non-\nfinanciers-developpes-dans-le-cadre-du-projet-we-rise-2021-2024/)\n\n##  [ Catalogue des services financiers et non financiers d\u00e9velopp\u00e9s dans le\ncadre du projet WE-RISE ! 2021-2024\n](https://www.microfinanza.com/fr/catalogue-des-services-financiers-et-non-\nfinanciers-developpes-dans-le-cadre-du-projet-we-rise-2021-2024/)\n\nJan 12, 2024\n\n6 FINANCIAL SERVICES OF THE WE-RISE! Result 1Dans le cadre du projet WE-RISE !\nMicrofinanza Srl fournit une assistance technique \u00e0 l'Agence italienne pour la\ncoop\u00e9ration au d\u00e9veloppement (AICS) \u00e0 Khartoum afin d'\u00e9valuer, concevoir et\nsurveiller la mise en \u0153uvre de...\n\n[ ](https://www.microfinanza.com/fr/ouvrir-la-voie-a-lemancipation-des-\nfemmes/)\n\n##  [ Ouvrir la voie \u00e0 l\u2019\u00e9mancipation des femmes\n](https://www.microfinanza.com/fr/ouvrir-la-voie-a-lemancipation-des-femmes/)\n\nNov 15, 2023\n\nOuvrir la voie \u00e0 l'\u00e9mancipation des femmes Novembre 2022 \u2013 Khartoum, SudanLe 9\nnovembre 2022 a marqu\u00e9 un tournant pour le projet WE-RISE! \u00c0 cette date,\nl'AICS Khartoum a organis\u00e9, en collaboration avec UN Women et Mercy Corps, un\n\u00e9v\u00e9nement avec un double objectif:...\n\n[ ](https://www.microfinanza.com/fr/rapport-de-durabilite-2022/)\n\n##  [ Rapport de Durabilit\u00e9 2022 ](https://www.microfinanza.com/fr/rapport-de-\ndurabilite-2022/)\n\nSep 4, 2023\n\nMicrofinanza est ravie de pr\u00e9senter son deuxi\u00e8me Rapport de Durabilit\u00e9 ! 4\nSeptembre 2023 En 2022, nous avons publi\u00e9 notre premier Rapport de Durabilit\u00e9.\nNous en sommes aujourd'hui \u00e0 la deuxi\u00e8me \u00e9dition. Cet exercice nous a permis,\nune fois de plus, de r\u00e9fl\u00e9chir en...\n\n[ \u00ab Entr\u00e9es pr\u00e9c\u00e9dentes\n](https://www.microfinanza.com/fr/actualites/page/3/?et_blog)\n\n[ Entr\u00e9es suivantes \u00bb ](https://www.microfinanza.com/fr/actualites/?et_blog)\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/fr/actualites/page/2/?et_blog"
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                "page_content": "###  Blog\n\n#  D\u00e9couvrez nos questionnements et notre exp\u00e9rience\n\n[ ](https://www.microfinanza.com/fr/les-groupes-depargne-vicobas-et-musos-\nquelles-caracteristiques-pour-quel-impact/)\n\n##  [ Les groupes d\u2019\u00e9pargne: VICOBAs et MUSOs, quelles caract\u00e9ristiques pour\nquel impact ? ](https://www.microfinanza.com/fr/les-groupes-depargne-vicobas-\net-musos-quelles-caracteristiques-pour-quel-impact/)\n\nAo\u00fbt 1, 2019\n\nTout au long de cette discussion, nous essayerons d\u2019identifier les effets des\ngroupes d\u2018\u00e9pargne sur la vie des participants. Nous pouvons en identifier\ntrois principaux : la redistribution de revenus, l\u2019accumulation de ressources\n(\u00e9pargne) et le renforcement du capital social. C\u2019est trois effets varient en\nfonction de la m\u00e9thodologie adopt\u00e9e par le groupe, et nous allons illustrer\ncela gr\u00e2ce \u00e0 deux exemples.\n\n[ ](https://www.microfinanza.com/fr/pourquoi-lafghanistan-a-t-il-besoin-de-la-\ndigitalisation-pour-mener-a-bien-linclusion-financiere-2/)\n\n##  [ Pourquoi l\u2019Afghanistan a-t-il besoin de la digitalisation pour mener \u00e0\nbien l\u2019inclusion financi\u00e8re ](https://www.microfinanza.com/fr/pourquoi-\nlafghanistan-a-t-il-besoin-de-la-digitalisation-pour-mener-a-bien-linclusion-\nfinanciere-2/)\n\nJuil 4, 2019\n\nLorsque j\u2019ai dit \u00e0 ma femme que j\u2019allais r\u00e9aliser une \u00e9tude d\u2019impact en\nAfghanistan, elle fut d\u00e9concert\u00e9e. Je m\u2019attendais, bien entendu, \u00e0 une telle\nr\u00e9action. L\u2019Afghanistan est bien souvent associ\u00e9 dans les esprits \u00e0 la guerre,\nle terrorisme et la pauvret\u00e9 extr\u00eame. Mais c\u2019est loin d\u2019avoir toujours \u00e9t\u00e9 le\ncas.\n\n[ ](https://www.microfinanza.com/fr/que-signifie-faire-du-credit-agricole-en-\nhaiti-la-perle-des-antilles/)\n\n##  [ Que signifie faire du credit agricole en Haiti, la perle des Antilles?\n](https://www.microfinanza.com/fr/que-signifie-faire-du-credit-agricole-en-\nhaiti-la-perle-des-antilles/)\n\nAvr 1, 2019\n\nSitu\u00e9 sur le c\u00f4t\u00e9 occidental de l\u2019Ile Hispaniola, Ha\u00efti est l\u2019un des pays les\nplus pauvres du monde, surtout connu pour le tremblement de terre qui a touch\u00e9\nsa capitale, Port-au-Prince, en janvier 2010, faisant des milliers de\nvictimes.\n\n[ Entr\u00e9es suivantes \u00bb ](https://www.microfinanza.com/fr/blog/?et_blog)\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/fr/blog/page/2/?et_blog"
            },
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        {
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                    "source": "https://www.microfinanza.com/fr/we-rise-programme-dincubation-et-dacceleration/"
                },
                "page_content": "#  WE-RISE ! Programme d\u2019incubation et d\u2019acc\u00e9l\u00e9ration\n\n#  **WE-RISE ! Assistance technique \u2013 Programme d\u2019incubation et d\u2019acc\u00e9l\u00e9ration\npour les PME et les start-ups**\n\n**_Kassala et Port Sudan, Janvier 2025_ **\n\n**L\u2019incubateur et acc\u00e9l\u00e9rateur WE-RISE !** g\u00e9r\u00e9 par **MDF** et **Savannah\nInnovation Labs** vise \u00e0 promouvoir l\u2019inclusion financi\u00e8re, \u00e0 favoriser la\nparit\u00e9 hommes-femmes et \u00e0 donner aux entrepreneurs locaux les moyens de\ncontribuer \u00e0 une croissance \u00e9conomique durable au Soudan. Cette initiative\ns\u2019attaque aux d\u00e9fis syst\u00e9miques auxquels sont confront\u00e9es les micro, petites\net moyennes entreprises (MPME) dirig\u00e9es par des femmes et des jeunes dans les\nlocalit\u00e9s de Kassala et de Port-Soudan.\n\nLanc\u00e9e le 1er mars 2023 et devant s\u2019achever en f\u00e9vrier 2025, l\u2019initiative fait\npartie du **Catalogue d\u2019interventions d\u2019inclusion financi\u00e8re WE-RISE !**\nfinanc\u00e9 par l\u2019 **Union europ\u00e9enne** et mis en \u0153uvre par **AICS Addis-Abeba**\net **UN Women** .\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/12/IMG_0191.png\n\"IMG_0191\")\n\n###  Entrepreneurs form\u00e9.e.s\n\n###  Business financ\u00e9s\n\n###  Investissement du Programme\n\n**L\u2019incubateur et acc\u00e9l\u00e9rateur WE-RISE !** a \u00e9t\u00e9 con\u00e7u pour atteindre les\nobjectifs suivants:\n\n  * **Renforcer les MPME :** fournir des ressources financi\u00e8res et techniques adapt\u00e9es pour soutenir la croissance et la durabilit\u00e9 des entreprises locales. \n  * **Promouvoir l\u2019\u00e9galit\u00e9 des genres :** Permettre aux femmes entrepreneurs de surmonter les obstacles syst\u00e9miques et de cr\u00e9er un changement transformationnel dans leurs communaut\u00e9s. \n  * **Favoriser une croissance inclusive :** Garantir un acc\u00e8s \u00e9quitable aux march\u00e9s et aux opportunit\u00e9s pour les groupes sous-repr\u00e9sent\u00e9s, en particulier les femmes et les jeunes. \n  * **Renforcer la r\u00e9silience :** Donner aux entrepreneurs les moyens de faire face aux incertitudes \u00e9conomiques et de p\u00e9renniser leurs entreprises dans un environnement op\u00e9rationnel complexe. \n\nL\u2019incubateur et acc\u00e9l\u00e9rateur WE-RISE ! comprend les \u00e9tapes suivantes :\n\n  1. **Sensibilisation et s\u00e9lection :**\n\n  * Une campagne de sensibilisation cibl\u00e9e a attir\u00e9 2,350 candidatures d\u2019entrepreneurs de Kassala et de Port-Soudan. \n  * \u00c0 l\u2019issue d\u2019un processus de s\u00e9lection en plusieurs \u00e9tapes, 196 participants \u00e0 fort potentiel ont \u00e9t\u00e9 choisis pour prendre part au programme. \n\n  2. **Formation et mentorat :**\n\n  * Les participants ont suivi une formation intensive sur 15 modules sul la gestion d\u2019entreprise personnalis\u00e9s, ax\u00e9s sur des domaines tels que la gestion financi\u00e8re, les strat\u00e9gies de marketing et la planification op\u00e9rationnelle. \n  * Au total, 196 participants ont b\u00e9n\u00e9fici\u00e9 directement de la formation, dont 107 \u00e0 Kassala et 89 \u00e0 Port-Soudan. \n  * Des parcours de mentorat ont \u00e9t\u00e9 propos\u00e9es pour offrir un soutien sur mesure aux d\u00e9fis commerciaux sp\u00e9cifiques des participants. \n\n**Lieu** |  **Femmes** |  **IDP***  \n---|---|---  \nKassala  |  48  |  47   \nPort Sudan  |  43  |  43   \n**Total** |  **91** |  **90**  \n  \n****\n\n  3. **Assistance financi\u00e8re :  \n** Deux m\u00e9canismes de financement ont \u00e9t\u00e9 mis en place pour r\u00e9pondre \u00e0 des\nbesoins entrepreneuriaux distincts :\n\n     * **Recovery Fund (\u20ac225,000)** : 90 Subventions de \u20ac2,500 destin\u00e9es \u00e0 stabiliser les entreprises en phase de d\u00e9marrage ou de redressement. \n     * **Challenge Fund (\u20ac75,000)** : 10 subventions de \u20ac7,500 destin\u00e9es \u00e0 d\u00e9velopper des entreprises \u00e9tablies et \u00e0 encourager l\u2019innovation. \n\n**Lieu** |  **Femmes** |  **IDP***  \n---|---|---  \nKassala  |  36  |  27   \nPort Sudan  |  27  |  24   \n**Total** |  **63** |  **51**  \n  \n****\n\n  4. **D\u00e9veloppement et mise en r\u00e9seau :**\n\n  * Les entrepreneurs ont \u00e9t\u00e9 mis en contact avec des investisseurs potentiels, des march\u00e9s locaux et des r\u00e9seaux professionnels, ce qui a renforc\u00e9 leur capacit\u00e9 de durabilit\u00e9 \u00e0 long terme. \n  * Des \u00e9v\u00e9nements de mise en r\u00e9seau et de marketing sont pr\u00e9vus pour promouvoir la visibilit\u00e9 et la collaboration des participants. \n\n* IDP: Internally Displaced Persons/Personne d\u00e9plac\u00e9e \u00e0 l\u2019int\u00e9rieur du pays \n\nDepuis sa cr\u00e9ation, le programme a produit des r\u00e9sultats mesurables qui\nsoulignent sa contribution \u00e0 la promotion de l\u2019esprit d\u2019entreprise et \u00e0\nl\u2019inclusion financi\u00e8re :\n\n  * **2 350 demandes** re\u00e7ues de la part d\u2019entrepreneurs. \n  * **196 entrepreneurs** form\u00e9s aux comp\u00e9tences commerciales de base. \n  * **100 entreprises** financ\u00e9es : \n    * 79 par le biais du Recovery Fund, avec des subventions de 2 500\u20ac chacune. \n    * 10 par le biais du Challenge Fund, avec des subventions de 7 500\u20ac chacune. \n    * 11 entrepreneurs qui n\u2019ont pas pu acc\u00e9der au Challenge Fund ont pu b\u00e9n\u00e9ficier du Recovery Fund, avec des subventions de 2 500 \u20ac chacune. \n  * **300,000 \u20ac** d\u00e9bours\u00e9s sous forme de subventions. \n\n##  WE-RISE! Success Stories\n\n##  Rencontre avec Raghda Mosaad\n\nRaghda Mosaad, fondatrice de Mexicano Corner, illustre l\u2019impact du programme.\nExploitant un petit magasin de cr\u00e8mes glac\u00e9es \u00e0 Halfa, dans l\u2019\u00c9tat de Kassala,\nRaghda se d\u00e9battait avec des processus de production manuels qui limitaient sa\ncapacit\u00e9 \u00e0 r\u00e9pondre \u00e0 la demande des clients et \u00e0 augmenter ses revenus.  \nGr\u00e2ce au Fonds de relance, Raghda a re\u00e7u une subvention de 2 500 euros qui lui\na permis d\u2019acheter une machine \u00e0 glace professionnelle. L\u2019investissement,\naccompagn\u00e9 d\u2019une formation commerciale et d\u2019un mentorat, a consid\u00e9rablement\naugment\u00e9 sa capacit\u00e9 de production, doubl\u00e9 son rendement et attir\u00e9 une\nclient\u00e8le plus nombreuse. R\u00e9fl\u00e9chissant \u00e0 l\u2019impact de cet investissement,\nRaghda a d\u00e9clar\u00e9 :\n\n_**\u00bb Le premier jour avec la nouvelle machine, les clients sont venus jusqu\u2019\u00e0\nminuit, ce qui n\u2019\u00e9tait jamais arriv\u00e9 auparavant ! Cela ne s\u2019\u00e9tait jamais\nproduit auparavant ! \u00ab** _\n\nAu-del\u00e0 de l\u2019am\u00e9lioration de son entreprise, le soutien de WE-RISE ! a\nam\u00e9lior\u00e9 les conditions de vie de sa famille, d\u00e9montrant l\u2019impact social et\n\u00e9conomique plus large des initiatives d\u2019inclusion financi\u00e8re.\n\n**\u00c0 propos des prestataires de services**  \n**Savannah Innovation Lab** est une plateforme inclusive et un incubateur\nd\u2019entreprises bas\u00e9 \u00e0 Khartoum, qui a d\u00e9j\u00e0 men\u00e9 des programmes dans les \u00c9tats\nde la mer Rouge, du Darfour, du Kordofan et du Nil Bleu. L\u2019organisation a pour\nobjectif de soutenir et d\u2019autonomiser les entrepreneurs au Soudan en leur\ndonnant acc\u00e8s aux ressources, au mentorat et aux possibilit\u00e9s de mise en\nr\u00e9seau. Savannah est \u00e9galement membre d\u2019Afrilabs et du r\u00e9seau Africa Business\nAngel.\n\n**MDF** est une soci\u00e9t\u00e9 de conseil en gestion et de formation qui se passionne\npour le d\u00e9veloppement men\u00e9 par le secteur priv\u00e9, tout en pla\u00e7ant l\u2019impact\nsocial au premier plan de toutes ses activit\u00e9s. MDF a plus de 38 ans\nd\u2019exp\u00e9rience dans la fourniture d\u2019assistance technique dans les \u00e9conomies en\nd\u00e9veloppement et \u00e9mergentes, dont plus de 10 ans dans le soutien aux PME\ndepuis l\u2019id\u00e9ation, le prototypage, l\u2019incubation, l\u2019acc\u00e9l\u00e9ration,\nl\u2019investissement, l\u2019appariement et la gestion de fonds de subvention.\n\n[ \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! ](https://www.microfinanza.com/fr/we-rise/) est un projet financ\u00e9\npar l\u2019 [ Union Europ\u00e9enne ](https://trust-fund-for-africa.europa.eu/index_en)\ndont l\u2019objectif est de construire des communaut\u00e9s inclusives, durables et\nr\u00e9silientes et de cr\u00e9er un environnement favorable \u00e0 l\u2019autonomie \u00e9conomique,\nsociale et \u00e9ducative des femmes.  \nLe projet est mis en \u0153uvre par [ AICS Khartoum\n](https://www.facebook.com/AICSKHARTOUM/?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=kK-R)\net [ UN Women\n](https://www.facebook.com/unwomen?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=-%5dK-R)\n.\n\n[ >> Plus d\u2019infos sur le projet ](https://www.microfinanza.com/fr/we-rise/)\n\nL\u2019initiative fait partie des activit\u00e9s promues par le projet [ WE-RISE !\n](https://www.microfinanza.com/fr/we-rise/) , financ\u00e9 par l\u2019 **Union\neurop\u00e9enne** et mis en \u0153uvre par l\u2019 **Agenzia Italiana per la Cooperazione\nallo Sviluppo \u2013 Sede di Addis Ababa et UN Women** .  \nLes opinions exprim\u00e9es dans cette publication sont celles des auteurs et ne\nrefl\u00e8tent pas n\u00e9cessairement les opinions ou les politiques de l\u2019UE, de l\u2019AICS\net de UN Women.  \nL\u2019Union europ\u00e9enne, l\u2019Agence italienne pour la coop\u00e9ration au d\u00e9veloppement et\nUN Women ne sont pas responsables des informations inexactes ou diffamatoires\nni de l\u2019utilisation erron\u00e9e de ces informations.  \nToutes les personnes figurant sur les photographies ont donn\u00e9 leur accord pour\nl\u2019utilisation et la diffusion de leur image.\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F&t=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration)\n  * [ __ ](http://twitter.com/share?text=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F&title=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration&body=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F&t=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration)\n  * [ __ Twitter  ](http://twitter.com/share?text=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F&title=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%20%21%20Programme%20d%E2%80%99incubation%20et%20d%E2%80%99acc%C3%A9l%C3%A9ration&body=https%3A%2F%2Fwww.microfinanza.com%2Ffr%2Fwe-rise-programme-dincubation-et-dacceleration%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  EYE to the Future\n\n#  EYE to the FUTURE for UKRAINE project\n\n[ \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e\n](https://www.microfinanza.com/eye-to-the-future-of-ukraine/)\n\nThe continuing Russian invasion of Ukraine is an unprecedented disaster for\npeace and stability in the European Union and exacerbates a number of existing\nnegative global economic trends, such as rising inflation, poverty, increasing\nfood insecurity, deglobalisation and worsening environmental degradation. This\nenvironment has also severely affected Ukraine\u2019s entrepreneurial sector, which\nis struggling to rebuild relationships and productivity.\n\nRecognising the high potential of entrepreneurs for job creation and\nsustainable development, the European Commission selected Microfinanza as the\nlead organisation to implement the **EYE TO THE FUTURE FOR UKRAINE** project.\n\nThe project is part of the [ Erasmus for Young Entrepreneurs programme\n](https://www.microfinanza.com/it/eye/) , for which Microfinanza is already\nthe local contact point for the development of activities in Italy.\n\n**EYE to the Future** aims to provide active support through exchange of\nexperience and networking among European business communities to help aspiring\nUkrainian entrepreneurs to start, maintain or restart their business\nactivities. The project will enable young and aspiring entrepreneurs (NEs)\nfrom Ukraine to spend between 1 and 6 months with an experienced entrepreneur\ncoming from the NEs\u2019 sector and settled in one of the 27 European countries\n(included Italy).\n\nThe consortium of the project is composed of 5 organisations: Nyuko from\nLuxembourg, Start up Wise Guys from Estonia, The European Center for Social\nFinance from Germany, Krok University from Ukraine and Microfinanza from\nItaly.\n\nEach partner will provide management, financial and non-financial support to\nthe mobility of aspiring entrepreneurs to facilitate the start-up and\ndevelopment of their business ideas, including through mentoring by\nexperienced entrepreneurs.\n\nThe project aims to stimulate a green and inclusive Europe, to foster the\ntransition to a sustainable, digital and resilient economy and to support the\nreconstruction of Ukraine.\n\n**Objectives**\n\n  * 114 professional exchanges; \n  * At least 205 entrepreneurs participing in the project; \n  * 50% Gender equality; \n  * Sustainability; \n\n**Who can participate?**\n\n  * Ukrainian entrepreneurs living in Italy with less than 3 years of business experience. \n  * Experienced Ukrainian entrepreneurs (with more than 3 years of entrepreneurial experience) \n  * Experienced European entrepreneurs interested in setting up a joint work experience (from 1 to 6 months) for young aspiring Ukrainian entrepreneurs. \n\nThe aim of the work experience is to develop new market and networking\nsynergies and to work with innovative talents to promote their business and\nprovide innovative tools and skills for the reconstruction of Ukraine.\n\nThe European Commission will provide financial support for the exchange of new\nUkrainian entrepreneurs in Europe.\n\n**How to Apply**\n\nRegistration and participation in the EYE to The Future Programme is\ncompletely free of charge.  \nBy applying for the programme with Microfinanza, the entrepreneur will receive\nthe following support:\n\n_New Ukrainian entrepreneurs:_ support in the development of their business\nplan, the application process (including support in the motivation letter and\nCV submission), support in finding the host entrepreneur/entrepreneur\nestablished in one of the 27 European countries, support in the development of\nthe activities of their cooperation plan with the host\nentrepreneur/entrepreneur, financial contribution to realise the exchange in a\nEuropean country, networking and mentoring support in non-financial services\nand microfinance opportunities in Italy.\n\n_For host entrepreneurs (Ukrainian and European):_ support for the visibility\nof their business on the programme\u2019s digital platform. Currently almost 30,000\nEuropean entrepreneurs are registered on the platform. Every registered\nentrepreneur has access to this database with the possibility of establishing\nnew international contacts.\n\nIn addition, host entrepreneurs will receive support in finding an aspiring\nentrepreneur who meets their entrepreneurial needs and skills to strengthen\nspecific areas of their business.\n\n**Contact**\n\nMatteo Solivo: matteo.solivo@microfinanza.com  \nVisit [ this link ](https://webgate.ec.europa.eu/erasmus-\nentrepreneurs/welcome) to apply to the EYE TO THE FUTURE programme.\n\nVisit the official website of the [ Erasmus for Young Entrepreneurs programme\n](https://www.erasmus-entrepreneurs.eu/index.php?lan=en)\n\n[ \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e\n](https://www.microfinanza.com/eye-to-the-future-of-ukraine/)\n\n[ Back to the news ](https://www.microfinanza.com/news/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F&t=EYE%20to%20the%20Future)\n  * [ __ ](http://twitter.com/share?text=EYE%20to%20the%20Future&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F&title=EYE%20to%20the%20Future)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=EYE%20to%20the%20Future&body=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F&t=EYE%20to%20the%20Future)\n  * [ __ Twitter  ](http://twitter.com/share?text=EYE%20to%20the%20Future&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F&title=EYE%20to%20the%20Future)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=EYE%20to%20the%20Future&body=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future%2F&ui=2&tf=1)\n\n",
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                    "source": "https://www.microfinanza.com/celebrating-15-years-of-fostering-entrepreneurship-the-success-of-the-erasmus-for-young-entrepreneurs-programme/"
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                "page_content": "#  Celebrating 15 years of fostering entrepreneurship: the success of the\nErasmus for Young Entrepreneurs programme\n\n##  **Celebrating 15 years of fostering entrepreneurship: the success of the\nErasmus for Young Entrepreneurs programme**\n\n**_4 March 2024_ **\n\nThe European Commission proudly is marking the **15 th  anniversary ** of the\nErasmus for Young Entrepreneurs (EYE) programme, a landmark initiative\ndesigned to shape the future of entrepreneurship across Europe. EYE is\nfostering international collaboration, enriching entrepreneurial skills, and\ndriving innovation.\n\nThe programme provides **new and potential entrepreneurs** , with a unique\nopportunity for international exchanges designed to turn innovative ideas into\nreality. It not only helps overcome the initial hurdles of starting and\nrunning a business but also facilitates internationalisation of SMEs and\nbusiness partnerships. Participants gain invaluable on-the-job training and\ndevelop their entrepreneurial skills through collaboration with an experienced\nhost entrepreneur abroad, lasting from 1 to 6 months. The EU offers financial\nsupport to help cover travel and subsistence costs, ensuring accessibility.\n\n**Experienced host entrepreneurs** benefit from fresh perspectives and skills\nbrought by motivated new entrepreneurs. This collaboration opens doors to\nexploring innovative ideas that can grow their businesses, enabling\ninternationalisation, access to new markets, and the formation of new\npartnerships, further enhancing their competitive edge.\n\nTo date, the programme has created nearly **12,000 business exchanges** in\nover **45 countries** . 2023 marked a historic high with over 5,000\napplications, demonstrating the programme\u2019s resounding success. The EYE\nprogramme has a strong approval rating, with 98% of new entrepreneurs\nrecommending it and 92% of participants maintaining contact after their\nexchange.\n\nThe programme is facilitated by a wide range of  [ intermediary organisations\n](https://www.erasmus-entrepreneurs.eu/page.php?cid=5) across Europe.\nMicrofinanza is one of them working on this programme since 2018.\n\nThe European Commission remains committed to enhancing the EYE programme in\nthe future, ensuring it continues to support emerging entrepreneurs and\ncontributes to a resilient and innovative European business ecosystem.\nAspiring entrepreneurs and experienced business owners are invited to join\nthis thriving community and become part of the EYE success story.\n\nFor more information on how to apply or participate, visit the Erasmus for\nYoung Entrepreneurs website  [ www.erasmus-entrepreneurs.eu\n](http://www.erasmus-entrepreneurs.eu) .  \nMore information about EYE opportunity in Italy: [ www.microfinanza.com/it/eye\n](https://www.microfinanza.com/it/eye/)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. 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                "page_content": "###  Projets et missions\n\n#  Plus de vingt ans d\u2019exp\u00e9rience dans le monde entier, aux c\u00f4t\u00e9s des\ncommunaut\u00e9s les plus vuln\u00e9rables\n\nEurope\n\nMENA\n\nAfrique Sub-Saharienne\n\nAsie\n\nLAC\n\nMulti pays\n\n#  Europe\n\n###  Projet / Mission\n\n###  Client\n\n###  Zone\n\n###  Dur\u00e9e\n\n###  SDG\n\n##  [ Empowering Small Social Enterprises in Italy\n](https://www.microfinanza.com/it/essei/)\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 4  \n**Dimension :** moyenne\n\n**Origine du financement**\n\nProgramme de l\u2019UE pour l\u2019emploi et l\u2019innovation sociale (EaSI)\n\n**Pays**  \nItalie  \n**R\u00e9gion**  \nEurope\n\n**Date d\u2019approbation**  \nOctobre 2020  \n**Date de cl\u00f4ture**  \nSeptembre 2022\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-17.png \"E_SDG goals_icons-individual-rgb-17\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019objectif du projet est de contribuer au d\u00e9veloppement du march\u00e9 italien de\nla finance sociale, en concevant et en lan\u00e7ant un instrument financier et en\ng\u00e9n\u00e9rant une demande effective de finance sociale parmi les entreprises\nsociales italiennes.  \nIl est n\u00e9cessaire d\u2019\u00e9largir les outils et les possibilit\u00e9s d\u2019action des\nentit\u00e9s sociales, de donner la priorit\u00e9 \u00e0 l\u2019acc\u00e8s aux fonds et de renforcer\nles liens entre les activit\u00e9s cl\u00e9s des entreprises sociales et les politiques\ndes administrations locales : l\u2019initiative vise \u00e0 ouvrir la voie \u00e0 la cr\u00e9ation\nd\u2019une coop\u00e9ration entre diff\u00e9rents types d\u2019investisseurs priv\u00e9s et publics,\nqui pourraient fournir diff\u00e9rentes sources de financement, permettant de\nr\u00e9elles possibilit\u00e9s d\u2019acc\u00e8s au financement pour les entreprises sociales, et\nfavorisant la cr\u00e9ation de r\u00e9seaux territoriaux et de clusters d\u2019entreprises\nsociales.  \nL\u2019importance du soutien non financier est essentielle pour le succ\u00e8s de ces\nentreprises sociales. L\u2019initiative examine l\u2019ad\u00e9quation des diff\u00e9rentes\nsources de financement, en promouvant un financement mixte pour les\nentreprises sociales, suite \u00e0 la prise de conscience croissante que le\nfinancement a la responsabilit\u00e9 de prendre en compte l\u2019impact positif g\u00e9n\u00e9r\u00e9\net de ne pas se concentrer uniquement sur le paradigme du risque/rendement\nfinancier.  \nL\u2019initiative vise \u00e9galement \u00e0 r\u00e9pondre \u00e0 la demande en soutenant l\u2019\u00e9mergence,\nla croissance et la sensibilisation des entreprises sociales : en fournissant\nles bons outils \u00e9ducatifs, les comp\u00e9tences relationnelles, les services\nd\u2019accompagnement et de mentorat afin de mettre en place un mod\u00e8le d\u2019entreprise\nplus clair et plus efficace et de combler le foss\u00e9 des entreprises sociales en\nmati\u00e8re d\u2019\u00e9ducation financi\u00e8re et de transparence.\n\n###  Services\n\nMicrofinanza Srl participera \u00e0 l\u2019analyse et \u00e0 l\u2019\u00e9valuation du march\u00e9 de la\nfinance sociale dans des territoires cibles en Italie, ainsi qu\u2019\u00e0 l\u2019analyse de\nl' \u00bboffre \u00bb et de la \u00ab demande \u00bb en compl\u00e9ment de la recherche. Le partenariat\nidentifie les entreprises sociales \u00e0 soutenir dans la phase de construction ou\nd\u2019expansion, leurs besoins en mati\u00e8re d\u2019encadrement et de soutien, et leur\nfournit des services de formation, d\u2019encadrement et de mentorat, afin de les\naider \u00e0 se pr\u00e9parer \u00e0 l\u2019investissement. La fourniture d\u2019un soutien financier\naux entreprises sociales suivra la phase de formation et d\u2019accompagnement et\nsera parall\u00e8le \u00e0 la phase de tutorat. L\u2019entreprise travaillera \u00e9galement \u00e0\nl\u2019\u00e9valuation de l\u2019impact social.\n\n###  Partenaires\n\n  * [ Phitrust SA ](https://www.phitrust.com/)\n  * [ Microlab ](https://www.associazionemicrolab.it/)\n  * [ The Hub Sicilia Soc. Coop. ](https://siracusa-impacthub.wpmudev.host/)\n\n###  Autres information\n\nLe projet a re\u00e7u un soutien financier du [ Programme de l\u2019UE pour l\u2019emploi et\nl\u2019innovation sociale (EaSI)\n](https://ec.europa.eu/social/main.jsp?langId=fr&catId=1081)\n\n##  [ YES! Young Entrepreneurs Succeed\n](https://www.microfinanza.com/it/progetto-yes/)\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 6  \n**Dimension :** large\n\n**Origine du financement**  \nEEA and Norway Grants Fund for Youth Employment\n\n**Pays**  \nMulti-pays  \n**Region**  \nEurope\n\n**Date d\u2019approbation**  \nOctobre 2018  \n**Date de cl\u00f4ture**  \nJanvier 2024\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019objectif du programme est de permettre aux jeunes ch\u00f4meurs d\u2019acc\u00e9der au\nmarch\u00e9 du travail et de promouvoir l\u2019esprit d\u2019entreprise.  \nMalgr\u00e9 des investissements importants, les jeunes de nombreuses r\u00e9gions sont\nconfront\u00e9s \u00e0 des d\u00e9fis syst\u00e9miques pour cr\u00e9er, d\u00e9velopper et maintenir une\nentreprise. Cette situation est aggrav\u00e9e par le manque de recherche sur le\ntype de soutien \u00e0 l\u2019entrepreneuriat le plus efficace en fonction du contexte.  \nLe projet vise \u00e0 tester le \u00ab Trust based Partnership Model \u00bb, bas\u00e9 sur une\nexp\u00e9rience locale sp\u00e9cifique faite par l\u2019un des partenaires du projet, et \u00e0\nfournir des services directs aux jeunes mal desservis qui b\u00e9n\u00e9ficieront de\nservices de d\u00e9veloppement d\u2019entreprise financiers et non financiers d\u00e9di\u00e9s et\nhautement sp\u00e9cialis\u00e9s, r\u00e9sultant d\u2019une recherche bas\u00e9e sur des preuves, en\nGr\u00e8ce, en Italie, en Espagne et en Pologne : YES ! fournira aux jeunes NEET de\nces 4 pays divers services pour cr\u00e9er et d\u00e9velopper une entreprise ou pour\ntrouver un emploi, tels que la formation, l\u2019encadrement, le mentorat et\nl\u2019acc\u00e8s au financement.\n\n###  Services\n\nMicrofinanza Srl soutient un total de 400 NEET (jeunes non scolaris\u00e9s, non\nemploy\u00e9s ou non form\u00e9s) d\u2019Italie, pour cr\u00e9er et d\u00e9velopper leur propre\nentreprise ou pour trouver un emploi. Elle propose notamment des services de\nformation, d\u2019accompagnement, de mentorat et d\u2019acc\u00e8s au financement.\nMicrofinanza travaille \u00e9galement avec ses partenaires dans la phase de\nrecherche, pour recueillir des preuves sur les besoins des groupes cibles et\nles lacunes existantes dans les services fournis, soutenir la gestion g\u00e9n\u00e9rale\nde la mise en \u0153uvre du programme, la mise en r\u00e9seau et les activit\u00e9s de compte\nrendu.  \nS\u2019appuyant sur deux d\u00e9cennies d\u2019exp\u00e9rience dans le contexte national,\nMicrofinanza peut exploiter des relations \u00e9troites avec un large \u00e9ventail de\npartenaires dans tout le pays, en particulier avec des partenaires op\u00e9rant\ndans le sud de l\u2019Italie et fournissant g\u00e9n\u00e9ralement des services aux NEET et\naux cat\u00e9gories vuln\u00e9rables. Le bureau satellite de Microfinanza est situ\u00e9 \u00e0\nSiracusa (Sicile), la r\u00e9gion qui compte l\u2019un des pourcentages les plus \u00e9lev\u00e9s\nde NEET en Italie. L\u2019organisation est orient\u00e9e vers la recherche pour lutter\ncontre les barri\u00e8res financi\u00e8res des personnes et des communaut\u00e9s vuln\u00e9rables,\nfortement ax\u00e9e sur les jeunes, et peut compter sur une \u00e9quipe jeune et\ndynamique qui d\u00e9veloppe de nouvelles id\u00e9es et approches et \u00e9chappe aux\nanciennes, en poursuivant des projets innovants\n\n###  Partenaires\n\n  * [ Agricultural University of Athens \u2013 Research Committee (Lead partner) ](https://www2.aua.gr//en)\n  * [ Anka \u2013 Development Agency of Karditsa S.A ](http://www.anka.gr/portal/)\n  * [ Autoocupaci\u00f3 ](http://www.autoocupacio.org/en/)\n  * [ KIZ Sinnova Company for Social Innovation GmbH ](https://www.kiz.de/)\n  * [ Munich Business School ](http://www.munich-business-school.de/)\n  * [ Youth Business International (YBI) ](https://www.youthbusiness.org/)\n  * [ Youth Business Poland \u2013 Foundation Technologic Incubator (YBP) ](http://ybp.org.pl/)\n\n###  Autres information\n\n[ Site officiel ](http://yes.laguinda.co/)\n\nLe projet b\u00e9n\u00e9ficie d\u2019une subvention de 2,3 millions d\u2019euros de la part de\nl\u2019Islande, du Liechtenstein et de la Norv\u00e8ge par le biais du Fonds de\nsubventions de l\u2019EEE et de la Norv\u00e8ge pour l\u2019emploi des jeunes: [ The EEA and\nNorway Grants Fund For Youth Employment ](https://eeagrants.org/What-we-\ndo/The-EEA-and-Norway-Grants-Fund-for-Youth-Employment)\n\n##  [ Erasmus for Young Entrepreneurs ](https://www.microfinanza.com/fr/eye/)\n\n**Statut :** Cycle 13, 14 \u2013 en cours  \n**Staff :** 3  \n**Dimension :** moyenne\n\n**Origine du financement**  \nCommission europ\u00e9enne \u2013 DG GROWTH\n\n**Pays**  \nItalie  \n**R\u00e9gion**  \nEurope\n\n**Cycle 10: ** 2018-2020\n\n**Cycle 12: ** 2020-2023\n\n**Cycle 13: ** 2023-2024\n\n**Cycle 14 /EYE for Future: ** 2023-2026\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe programme contribue \u00e0 fournir aux futurs entrepreneurs europ\u00e9ens les\ncomp\u00e9tences n\u00e9cessaires pour cr\u00e9er et/ou g\u00e9rer avec succ\u00e8s une petite\nentreprise en Europe. Les nouveaux entrepreneurs se r\u00e9unissent et \u00e9changent\ndes connaissances et des id\u00e9es commerciales avec un entrepreneur exp\u00e9riment\u00e9,\navec lequel ils restent et collaborent pendant une p\u00e9riode de 1 \u00e0 6 mois. Le\ns\u00e9jour est financ\u00e9 en partie par la Commission europ\u00e9enne.  \nIl vise \u00e0 soutenir le d\u00e9veloppement de nouvelles PME, \u00e0 accro\u00eetre la\ncoop\u00e9ration entre les entrepreneurs europ\u00e9ens, par l\u2019\u00e9change d\u2019exp\u00e9riences et\nd\u2019informations et \u00e0 stimuler la mise en r\u00e9seau des milieux d\u2019affaires\neurop\u00e9ens.  \nLa mise en \u0153uvre du projet comporte deux initiatives : \u00ab Programme pour les\nnouveaux entrepreneurs europ\u00e9ens \u00bb et \u00ab Erasmus pour jeunes entrepreneurs \u2013\nProgramme de post-\u00e9change \u00bb.\n\nLes objectifs sp\u00e9cifiques sont les suivants :  \n(i) fournir une formation sur le terrain aux nouveaux entrepreneurs de PME\npour qu\u2019ils puissent d\u00e9marrer de nouvelles  \nentreprises, ou encourager l\u2019innovation avec les entreprises existantes, en\nmettant l\u2019accent sur les jeunes entrepreneurs, en assurant la durabilit\u00e9\nfuture ; (ii) am\u00e9liorer l\u2019acc\u00e8s au march\u00e9 et l\u2019identification de partenaires\npotentiels pour les b\u00e9n\u00e9ficiaires finaux.\n\n###  Services\n\nMicrofinanza Srl, en tant que chef de file du consortium, coordonne la mise en\n\u0153uvre du programme, la mise en r\u00e9seau et les activit\u00e9s de compte rendu. En\noutre, la soci\u00e9t\u00e9 assure la promotion du programme et recrute de nouveaux\nentrepreneurs et des entrepreneurs d\u2019accueil en offrant une formation sur le\nterrain, en favorisant l\u2019\u00e9change d\u2019exp\u00e9riences, en stimulant la coop\u00e9ration et\nla mise en r\u00e9seau entre les entreprises europ\u00e9ennes, en soutenant les nouveaux\nentrepreneurs par le biais d\u2019un mentorat et d\u2019une formation dispens\u00e9s par des\nentrepreneurs exp\u00e9riment\u00e9s afin de cr\u00e9er et de d\u00e9velopper de nouvelles\nentreprises, en encourageant l\u2019innovation dans les entreprises d\u00e9j\u00e0 en\nactivit\u00e9 et en apportant de nouvelles id\u00e9es de jeunes entrepreneurs, en\nam\u00e9liorant l\u2019acc\u00e8s au march\u00e9 et l\u2019identification de partenaires potentiels\npour les entreprises nouvelles et \u00e9tablies, et en fournissant des conseils\nstrat\u00e9giques et un mentorat pour soutenir la croissance des nouvelles\nentreprises et assurer leur viabilit\u00e9 future.\n\n###  Membres du consortium:\n\nCycle 10\n\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/)\n  * [ Business and Cultural Development Centre (KEPA) \u2013 Greece ](http://2007-13.e-kepa.gr/frontend/index.php?chlang=EN)\n  * [ Fej\u00e9r Enterprise Agency \u2013 Hungary ](http://www.rva.hu/)\n  * [ KIZ SINNOVA gGmbH \u2013 Germany ](https://www.kiz.de/\\))\n\nCycle 12\n\n  * [ Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad ](https://asociacionintegracion.wordpress.com/)\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/erasmus-per-giovani-imprenditori/)\n  * [ Jinishian Memorial Foundation (JMF) ](https://www.jinishian.org/)\n  * [ KIZ SINNOVA Gesellschaft Fur Soziale Innovationen GGMBH (KIZ SINNOVA) ](https://www.kiz.de/)\n  * [ Latvijas Asociacija Eiropas Kopienas Studijam (LECSA) ](https://lecsa.eu/)\n  * [ Sdruzhenie Bulgarska Targovsko-Promishlena Palata (BCCI) ](https://www.bcci.bg/)\n  * [ Zeytin Grup Danismanlik Arastirma Organizasyon Egitim Mimarlik Insaat Bilisim Ticaret Sirketi (Zeytin Grup) ](http://www.zeytingrup.com/index_en.html)\n\nCycle 13\n\n  * [ Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad ](https://asociacionintegracion.wordpress.com/)\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/erasmus-per-giovani-imprenditori/)\n  * [ Jinishian Memorial Foundation (JMF) ](https://www.jinishian.org/)\n  * [ Noa \u2013 Albania ](https://www.noafin.al/)\n  * [ Latvijas Asociacija Eiropas Kopienas Studijam (LECSA) ](https://lecsa.eu/)\n  * [ Sdruzhenie Bulgarska Targovsko-Promishlena Palata (BCCI) ](https://www.bcci.bg/)\n  * [ Selego ](https://selego.co/)\n  * [ Zeytin Grup Danismanlik Arastirma Organizasyon Egitim Mimarlik Insaat Bilisim Ticaret Sirketi (Zeytin Grup) ](http://www.zeytingrup.com/index_en.html)\n  * [ Kauno prekybos, pramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts) ](https://chamber.lt/en/)\n\nCycle 14 \u2013 EYE for FUTURE\n\n  * [ KROK UNIVERSITY \u2013 Ukraine ](https://int.krok.edu.ua/en/)\n  * [ European Center for Social Finance \u2013 Germany ](https://www.ecsocfin.com/)\n  * [ Kainotomia ](https://kainotomia.com.gr/en/) \u2013 Grece \n  * [ Youth Business Poland (YBI) ](https://ybp.org.pl/) \u2013 Poland \n\n###  Autres informations\n\n[ Official website ](https://erasmus-entrepreneurs.eu/%20)  \n[ Erasmus for Young Entrepreneurs \u2013 page\n](https://www.microfinanza.com/fr/eye/)\n\n###  Une initiative de l\u2019Union Europ\u00e9enne\n\n##  [ Villa SALUS ](/?page_id=6031)\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** petite\n\n**Origine du financement**  \nCommission Europ\u00e9enne \u2013 Urban Innovative Actions Initiative\n\n**Countries**  \nItaly  \n**Region**  \nEurope\n\n**Date d\u2019approbation**  \nJanvier 2017  \n**Date de cl\u00f4ture**  \nJanvier 2021\n\n#####  Plus d'information\n\nLa Villa SALUS, un nouvel espace social durable, accessible et utilisable pour\nle bien-\u00eatre, le bien-\u00eatre et l\u2019accueil interculturel dans la ville\nm\u00e9tropolitaine de Bologne\n\n###  Objectifs\n\nL\u2019objectif principal du projet est de convertir la Villa Salus, un ancien\nh\u00f4pital pour personnes \u00e2g\u00e9es abandonn\u00e9, en un espace central innovant pour le\nbien-\u00eatre, la protection et l\u2019accueil fonctionnant en vue de l\u2019insertion\nsociale, culturelle et \u00e9conomique des migrants/r\u00e9fugi\u00e9s et en tant\nqu\u2019installation de services \u00e0 plusieurs niveaux pour toute la zone\nm\u00e9tropolitaine de Bologne.\n\nL\u2019intervention vise \u00e9galement \u00e0 reconna\u00eetre et \u00e0 am\u00e9liorer les comp\u00e9tences\nindividuelles des migrants et des r\u00e9fugi\u00e9s vivant dans la r\u00e9gion de la\nmunicipalit\u00e9 de Bologne en soutenant la cr\u00e9ation de micro-entreprises et les\nplacements professionnels.\n\n###  Services\n\nLe volet men\u00e9 par Microfinanza vise \u00e0 favoriser l\u2019inclusion sociale et\n\u00e9conomique des b\u00e9n\u00e9ficiaires cibl\u00e9s par la mise en place conjointe de\nprogrammes de formation \u00e0 l\u2019entrepreneuriat, d\u2019\u00e9ducation financi\u00e8re, de\nmentorat commercial et d\u2019acc\u00e8s au microcr\u00e9dit. Les services fournis\ncomprennent la s\u00e9lection d\u2019un tutorat d\u2019entreprise \u00e0 des entrepreneurs\npotentiels et existants pour le d\u00e9marrage et le d\u00e9veloppement de\nmicroentreprises parmi les groupes d\u00e9favoris\u00e9s (migrants/r\u00e9fugi\u00e9s, ch\u00f4meurs,\njeunes, femmes). Les r\u00e9sultats des projets comprennent la formation et le\ntutorat de 25 r\u00e9fugi\u00e9s et migrants pr\u00e9s\u00e9lectionn\u00e9s et le soutien financier\nd\u2019au moins 3 projets entrepreneuriaux s\u00e9lectionn\u00e9s.\n\n##  Apprendre \u00e0 devenir un entrepreneur\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement  \n** Region Emilia-Romagna\n\n**Pays**  \nItalie  \n**R\u00e9gion**  \nEurope\n\n**Date d\u2019approbation**  \nJanvier 2020  \n**Date de cl\u00f4ture**  \nD\u00e9cembre 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  ENISIE \u2013 Enabling Network-based Innovation through Services and\nInstitutional Engagement. Assessment on the state of the art of social\ninnovation and social services in Sicily and Malta.\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** petite\n\n**Origine du financement**  \nInterreg\n\n**Pays**  \nItalie \u2013 Malte  \n**Region**  \nEurope\n\n**Date d\u2019approbation**  \nOctobre 2018  \n**Date de cl\u00f4ture**  \nD\u00e9cembre 2019\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-17.png \"E_SDG goals_icons-individual-rgb-17\")\n\n##  Measuring Microfinance Impact in the EU. Policy Recommendations for\nFinancial and Social Inclusion (MeMI)\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 16  \n**Dimension :** moyenne\n\n**Origine du financement**  \nEIB-Universities Research Sponsorship (EIBURS)\n\n**Pays**  \nMulti-pays  \n**Region**  \nEurope\n\n**Date d\u2019approbation**  \nJuin 2016  \n**Date de cl\u00f4ture**  \nMars 2019\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe projet vise faire l\u2019\u00e9tat de l\u2019art de l\u2019inclusion financi\u00e8re et sociale dans\nl\u2019Union europ\u00e9enne (UE) et \u00e0 \u00e9valuer l\u2019impact de la microfinance sur\nl\u2019inclusion financi\u00e8re et sociale au niveau micro et macro.\n\nIl vise \u00e9galement \u00e0 comprendre si la promotion des programmes de microfinance,\nassurant l\u2019inclusion financi\u00e8re et sociale, doit \u00eatre pr\u00e9f\u00e9r\u00e9e au financement\ndes programmes d\u2019aide sociale. Pour ce faire, l\u2019analyse micro\u00e9conomique\ns\u2019appuiera sur une mesure quantitative du retour sur investissement social\n(SROI), qui est capable de quantifier les externalit\u00e9s g\u00e9n\u00e9r\u00e9es par la\nmicrofinance et l\u2019aide sociale, dans une r\u00e9gion et par une mise en \u0153uvre\nparticuli\u00e8re, en plus des gains financiers et \u00e9conomiques plus traditionnels.\n\nServices\n\n(i) \u00e9valuer l\u2019exclusion financi\u00e8re et sociale dans l\u2019UE par la cr\u00e9ation d\u2019un\nprotocole pour la d\u00e9finition et la mesure de l\u2019inclusion financi\u00e8re et sociale\net le d\u00e9veloppement des march\u00e9s de la microfinance, en dressant une carte de\nl\u2019inclusion financi\u00e8re et sociale ; (ii) \u00e9valuer les canaux d\u2019influence de\nl\u2019inclusion financi\u00e8re sur l\u2019inclusion sociale, et vice versa dans certains\n\u00c9tats membres de l\u2019UE, obtenus par le biais de programmes de microfinance ou\nd\u2019aide sociale ; (iii) quantifier et mesurer l\u2019impact de la microfinance sur\nl\u2019inclusion financi\u00e8re et sociale ; (iv) analyse de sensibilit\u00e9 : estimations\nvalid\u00e9es du SROI calcul\u00e9, d\u00e9finition d\u2019un ensemble de recommandations\npolitiques r\u00e9alisables et \u00ab absorbables \u00bb pour maximiser les impacts des\nr\u00e9sultats du MeMI ainsi que l\u2019efficience et l\u2019efficacit\u00e9 des outils/programmes\nde microfinance et d\u2019aide sociale.\n\n###  Membres du consortium :\n\n  * Universit\u00e0 Cattolica del Sacro Cuore \n  * Research Centre \u00ab Centro Studi di Politica Economica e Monetaria (CeSPEM), Mario Arcelli \u00bb \n  * Department of Economics, University of Parma \n  * Department of Economics, University of Genova \n  * European Microfinance Network (EMN) \n  * Italian Microfinance Network (Rete Italiana di Microfinanza \u2013 RITMI \n\n###  Autres informations\n\n[ Official website ](http://www.memi-project.eu/)\n\n#  Moyen Orient et Afrique du Nord\n\n###  Projet / Mission\n\n###  Client\n\n###  Zone\n\n###  Dur\u00e9e\n\n###  SDG\n\n##  Assistance pour la mise en \u0153uvre d\u2019activit\u00e9s en \u00e9ducation financi\u00e8re au\nprofit des institutions de microfinance et de leur client\u00e8le\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** petite\n\n**Origine du financement**  \nADA \u2013 Appui au D\u00e9veloppement Autonome a.s.b.l.\n\n**Pays**  \nTunisie  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nJuillet 2023  \n**Date de cl\u00f4ture**  \nJuin 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_4.png\n\"TheGlobalGoals_Icons_Color_Goal_4\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n#####  Plus d'information\n\n###  Objectif g\u00e9n\u00e9ral\n\nDans le cadre des activit\u00e9s de ADA autour du d\u00e9ploiement du Programme National\nd\u2019Education Financi\u00e8re (PNEF) \u00e0 l\u2019\u00e9chelle nationale, la promotion de la\nmicrofinance responsable et le renforcement des capacit\u00e9s des institutions de\nmicrofinance s\u2019inscrit l\u2019assistance technique fournie par Microfinanza.\n\nL\u2019objectif principal de la mission consiste en la structuration d\u2019une offre en\n\u00e9ducation financi\u00e8re des IMF identifi\u00e9es  comme canaux privil\u00e9gi\u00e9s pour\natteindre les populations cibles du PNEF, notamment les femmes, les jeunes,\nles salari\u00e9s, le secteur informel, les TPE/PME, les populations rurales et les\npersonnes \u00e0 besoins sp\u00e9cifiques.\n\n**Objectifs sp\u00e9cifiques**\n\n  * R\u00e9pondre aux besoins les plus importants en mati\u00e8re d\u2019\u00e9ducation financi\u00e8re, notamment ceux des populations vuln\u00e9rables, afin de r\u00e9duire les obstacles et la d\u00e9pendance \u00e0 l\u2019\u00e9gard de l\u2019\u00e9conomie informelle ; \n  * Promouvoir un comportement financier responsable en Tunisie afin de mieux pr\u00e9parer les jeunes \u00e0 un environnement \u00e9conomique de plus en plus complexe; \n  * Renforcer l\u2019\u00e9ducation financi\u00e8re dans tout le pays, y compris dans les zones rurales ; \n  * Dresser la liste des mesures concr\u00e8tes \u00e0 mettre en \u0153uvre dans le cadre du PNEF et fournir aux Tunisiens les outils, les ressources et les mesures de soutien n\u00e9cessaires pour am\u00e9liorer leurs comp\u00e9tences et leur culture financi\u00e8res ; \n  * Diffuser l\u2019\u00e9ducation financi\u00e8re aupr\u00e8s de groupes cibles, notamment dans le syst\u00e8me scolaire et parmi les femmes, en particulier pour accro\u00eetre la confiance des gens dans les services financiers, en particulier les services num\u00e9riques ; \n  * Renforcer les mesures de protection des consommateurs et promouvoir l\u2019acc\u00e8s au num\u00e9rique et la culture num\u00e9rique. \n\n###  R\u00e9sultats attendus:\n\n  * R\u00e9sultat 1 : Fournir du mat\u00e9riel de formation, des m\u00e9thodologies et des outils \u00e0 partager avec les acteurs de la finance inclusive et du secteur financier. \n\n  * R\u00e9sultat 2 : Renforcer la capacit\u00e9 des op\u00e9rateurs des IMF \u00e0 fournir une \u00e9ducation financi\u00e8re pour garantir la sant\u00e9 financi\u00e8re de leurs clients. \n\n  * R\u00e9sultat 3 : Les clients des IMF ont adopt\u00e9 les principes de l\u2019\u00e9ducation financi\u00e8re. \n\n##  Evaluation \u00e0 mi-parcours du programme de relance de l\u2019investissement er de\nmodernisation des exploitations agricoles (PRIMEA)\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 1  \n**Dimension :** petite\n\n**Origine du financement**  \nUnion Europ\u00e9enne\n\n**Pays**  \nTunisie  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nJuillet 2022  \n**Date de cl\u00f4ture**  \nNovembre 2022\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_11.png\n\"TheGlobalGoals_Icons_Color_Goal_11\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_13.png\n\"TheGlobalGoals_Icons_Color_Goal_13\")\n\n#####  Plus d'information\n\n###  Objectif g\u00e9n\u00e9ral\n\nLa finalit\u00e9 du programme PRIMEA et de **contribuer \u00e0 la relance de\nl\u2019investissement dans l\u2019agriculture** en suscitant un effet de levier du\nbudget de l\u2019\u00c9tat sur le cofinancement des banques et la contribution des\nagriculteurs, permettant la modernisation de pr\u00e8s de 60 500 exploitations\nagricoles et l\u2019am\u00e9lioration du dispositif d\u2019octroi des subventions et cr\u00e9dit.\n\n**Objectifs sp\u00e9cifiques**\n\n  * am\u00e9liorer l\u2019acc\u00e8s des exploitations agricoles tunisienne au financement de leurs investissements productifs, par un appui de la d\u00e9clinaison agricole de la politique de relance de l\u2019investissement Tunisie, consacr\u00e9e par le nouveau code des investissements \n\n  * am\u00e9liorer la qualit\u00e9 des projets de modernisation et la productivit\u00e9 des exploitations agricoles, au travers d\u2019un dispositif de conseils technico-\u00e9conomique performant et massifi\u00e9 \n\n  * am\u00e9liorer l\u2019environnement de l\u2019investissement agricole en Tunisie, notamment pour une meilleure prise en compte du genre et de la typologie des exploitation \n\n###  Partners:\n\n  * DT Global \n  * ACK International \n\n##  Mission de structuration et digitalisation d\u2019un Fonds d\u2019appui aux\ninvestissements priv\u00e9s et services\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 1  \n**Dimension :** moyenne\n\n**Origine du financement**  \nAICS Tunis\n\n**Pays**  \nTunisie  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nOctobre 2021  \n**Date de cl\u00f4ture**  \nSeptembre 2028\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_15.png\n\"TheGlobalGoals_Icons_Color_Goal_15\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_14.png\n\"TheGlobalGoals_Icons_Color_Goal_14\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nLa mission contribue efficacement au d\u00e9marrage op\u00e9rationnel du programme ADAPT\nen apportant les comp\u00e9tences requieses sur deux \u00e9l\u00e9ments cl\u00e9s innovants comme\ni) le Fonds d\u2019appui au soutien des investissements priv\u00e9s et ii) le montage et\nentretien d\u2019une plateforme num\u00e9rique facilitant l\u2019acc\u00e8s des potentiels\npromoteurs \u00e9conomiques au dispositif financier du programme.\n\n###  Services\n\nLa mission se compose de quatre phases comme suit : 1. D\u00e9finition des crit\u00e8res\nd\u2019\u00e9ligibilit\u00e9 d\u2019acc\u00e8s au Fonds ; 2. \u00c9laboration des proc\u00e9dures d\u2019octroi des\nressources du Fonds via le Partenaires Financiers Associ\u00e9s et d\u2019autres sources\nde cr\u00e9dit ; 3. Les activit\u00e9s d\u2019accompagnement et assistance technique \u00e0\nl\u2019Unit\u00e9 de Gestion de Projet ; 4. La conception, mise en place et entretien\nd\u2019une plateforme num\u00e9rique de gestion du Fonds\n\n###  Partenaires\n\n  * ACK International (France) \n\n##  [ Appui \u00e0 la cr\u00e9ation d\u2019emplois dans le secteur agricole en milieu rural\ndans le cadre du programme _\u00ab Tunisian Rural and Agricultural Chains of_\n_Employment_ (T.R.A.C.E.) _\u00ab_ ](https://www.microfinanza.com/fr/trace-\nproject/)\n\n**Statut:** cl\u00f4tur\u00e9  \n**Staff:** 2  \n**Dimension:** Moyen\n\n**Origine du financement**  \nDon du Gouvernement de Pays-Bas; r\u00e9gi par la Banque Mondiale\n\n**Pays**  \nTunisie  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nMars 2021  \n**Date de cl\u00f4ture**  \nF\u00e9vrier 2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe programme T.R.A.C.E. est financ\u00e9 par un don du Gouvernement des Pays-Bas \u00e0\ntravers un fonds fiduciaire g\u00e9r\u00e9 par la Banque Mondiale, dont l\u2019objectif est\nde cr\u00e9er des emplois, notamment ciblant les jeunes et les femmes, dans le\nsecteur rural, agricole et agroalimentaire en augmentant la productivit\u00e9 et la\nr\u00e9silience des petits producteurs tunisiens. De plus il vise \u00e0 renforcer la\ncomp\u00e9titivit\u00e9 des organisations professionnelles et des PME gr\u00e2ce \u00e0 un\nmeilleur acc\u00e8s aux connaissances, \u00e0 l\u2019innovation et aux services financiers.\n\nLa mise en \u0153uvre des interventions propos\u00e9es se fera par les partenaires\ns\u00e9lectionn\u00e9s, suite \u00e0 un parcours de due diligence fait par la Banque Mondiale\nen partenariat avec des institutions publiques, priv\u00e9es et professionnelles\ntunisiennes, et en coordination avec d\u2019autres programmes compl\u00e9mentaires. Le\nprogramme T.R.A.C.E. couvre les gouvernorats de Jendouba, Kairouan et Gabes.\n\nDans ce cadre, la mise en place d\u2019un fonds de soutien \u00e0 la cr\u00e9ation d\u2019emploi\ndans les secteurs de l\u2019entrepreneuriat rural, de l\u2019agriculture et de l\u2019agro-\nalimentaire est envisag\u00e9e. Ce fonds fournira une assistance technique et\nfinanci\u00e8re aux organisations de producteurs, aux petites et moyennes\nentreprises, et aux jeunes entrepreneurs pour d\u00e9velopper leur business, se\nprofessionnaliser et cr\u00e9er des emplois.\n\nLe fonds de soutien \u00e0 l\u2019emploi s\u2019\u00e9l\u00e8ve \u00e0 2,83M USD dans l\u2019optique de financer\nenvirons 250 projets d\u2019investissement \u00e0 fort potentiel de cr\u00e9ation d\u2019emploi, \u00e0\nsavoir 85 projets \u00e0 Jendouba, 80 projets \u00e0 Kairouan et 85 projets \u00e0 Gabes.\n\n##  Services\n\nMicrofinanza fournit l\u2019ensemble de services d\u2019assistance technique sur le\n**Gouvernorat de Jendouba** avec la gestion en tant que :\n\n  * **Gestionnaire du fonds** de soutien \u00e0 la cr\u00e9ation d\u2019emploi dans les secteurs de l\u2019entrepreneuriat rural, de l\u2019agriculture et de l\u2019agro-alimentaire ; \n  * **Fournisseur d\u2019assistance technique** aux organisations professionnelles, aux entrepreneurs et aux PME pour pr\u00e9parer et s\u00e9lectionner des projets d\u2019investissement techniquement solides, financi\u00e8rement et commercialement viables ainsi que des projets durables sur le plan environnemental et social ; \n  * **Accompagnateur** pour la mise en \u0153uvre des projets d\u2019investissement pour assurer la p\u00e9rennit\u00e9 des activit\u00e9s et des emplois cr\u00e9\u00e9s, et pour l\u2019aide \u00e0 la professionnalisation des entrepreneurs \n  * **Suivi** des indicateurs socio-\u00e9conomiques et environnementaux \n\nLes activit\u00e9s principales sont les suivantes :\n\n  * S\u00e9lection des b\u00e9n\u00e9ficiaires potentiels \n  * Maturation et s\u00e9lection finale \n  * Appui \u00e0 la mise en \u0153uvre \n  * Professionnalisation \n\n###  Membres du consortium\n\n  * ACK International (France) \n  * AGER (Tunisie) \n\n###  Autres informations\n\nSite web officiel. Vous pouvez y trouver de plus amples informations sur le\nprojet et consulter les principaux documents, qui peuvent \u00eatre t\u00e9l\u00e9charg\u00e9s.\n\n##  Projet de d\u00e9veloppement agricole int\u00e9gr\u00e9 de Sfax\n\n**Statut:** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension:** Moyenne\n\n**Origine du financement**  \nBanque Islamique de D\u00e9veloppement\n\n**Pays**  \nTunisie  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nMars 2020  \n**Date de cl\u00f4ture**  \n2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n##  \u00c9valuation de l\u2019inclusion financi\u00e8re dans l\u2019\u00c9tat de Gedaref\n\n**Statut:** cl\u00f4tur\u00e9  \n**Staff:** 4  \n**Dimension:** moyenne\n\n**Origine du financement**  \nAICS Khartoum\n\n**Pays**  \nSudan  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nF\u00e9vrier 2021  \n**Date de cl\u00f4ture**  \nJuin 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n##  **Enhancing a Financial Consumer Protection Framework in Microfinance**\n\n**Statut:** cl\u00f4tur\u00e9  \n**Staff:** 5  \n**Dimension:** moyenne\n\n**Origine du financement**\n\nSANAD\n\n**Pays**  \nJordan  \n**R\u00e9gion**  \nMENA\n\n**Date d\u2019approbation**  \nJuin 2020  \n**Date de cl\u00f4ture**  \nMai 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  R\u00e9alisation d\u2019une \u00e9tude pour 5 associations de micro-cr\u00e9dit Marocaines\npour la r\u00e9alisation du projet visant la lutte contre la pauvret\u00e9 dans les\nzones rurales du Maroc \u00e0 travers le soutien au secteur du micro-cr\u00e9dit\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 4  \n**Dimension :** moyenne\n\n**Origine du financement**  \nAICS\n\n**Pays**  \nMaroc  \n**R\u00e9gion**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nJanvier 2019  \n**Date de cl\u00f4ture**  \nF\u00e9vrier 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019initiative a trois objectifs sp\u00e9cifiques :\n\n  * Consolider certains acquis ; \n  * Renforcer les faiblesses des AMC ; \n  * D\u00e9velopper des nouveaux cr\u00e9neaux innovants en mati\u00e8re de microfinance verte et de partenariats strat\u00e9giques \n\n###  Nos activit\u00e9s\n\n  * Renforcement institutionnel \n  * D\u00e9veloppement des comp\u00e9tences \n  * D\u00e9veloppement des partenariats strat\u00e9giques \n  * \n\nPlus en d\u00e9tail, Microfinanza impl\u00e9mente les activit\u00e9s suivantes :\n\n  * Diagnostic des besoins des AMC \n  * Formation et renforcement institutionnel \n  * Analyse des besoins en microfinance verte \n  * Strat\u00e9gie et partenariats financiers \n  * \n\n##  Formulation de la composante en gestion indirecte du programme 2019-2020\n\u201cAppui au d\u00e9veloppement rural en Tunisie\u201d financ\u00e9 par l\u2019Union Europ\u00e9enne\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension:** petite\n\n**Origine du financement**  \nAICS\n\n**Pays**  \nTunisie  \n**Region**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nF\u00e9vrier 2020  \n**Date de cl\u00f4ture**  \nD\u00e9cembre 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n##  Les populations syriennes vuln\u00e9rables et touch\u00e9es par le conflit, en\nparticulier les femmes et les jeunes ont un meilleur acc\u00e8s \u00e0 l\u2019eau, \u00e0 la\nr\u00e9silience et \u00e0 une vie digne en Syrie et au Liban\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 4  \n**Dimension :** moyenne\n\n**Origine du financement**  \nDANIDA\n\n**Pays**  \nLiban  \n**R\u00e9gion**  \nMENA\n\n**Date d\u2019approbation**  \nJanvier 2020  \n**Date de cl\u00f4ture**  \nJuin 2020\n\n#####  Plus d'information\n\n###  Contexte\n\nCe projet au Liban s\u2019aligne sur les objectifs du \u201cLebanon Crisis Response Plan\n(LCRP 2017 \u2013 2020)\u201d, du \u201cSyria Humanitarian Needs Overview\u201d (HNO) et du\n\u201cHumanitarian Response Plan (HRP) 2018\u201d.\n\n###  Objectifs\n\nLes objectifs du projet sont les suivants:\n\n  1. Am\u00e9liorer l\u2019acc\u00e8s \u00e0 l\u2019\u00e9ducation \u00e0 la protection et \u00e0 une vie digne aux populations affect\u00e9es, en particulier les femmes, les jeunes et les petits exploitants agricoles \n  2. Am\u00e9liorer l\u2019acc\u00e8s aux disposition WaSH pour les personnes les plus vuln\u00e9rables vivants dans les camps informels (ITSs) au Liban \n  3. Renforcement du r\u00f4le de la soci\u00e9t\u00e9 civile dans le travail humanitaire (populations affect\u00e9s, acteurs locaux, Oxfam) \n\n###  Activit\u00e9s\n\n  * Analyse des habitudes et comportements financiers des du groupe b\u00e9n\u00e9ficiaire cible \n  * Organisation de formation des formateurs aux op\u00e9rateurs locaux \n  * Organisation de formation d\u2019\u00e9ducation financi\u00e8re pour les b\u00e9n\u00e9ficiaires \n  * Formation et suivi sur l\u2019usage du carnet d\u2019\u00e9pargne au sein des m\u00e9nages \n  * Soutien pour la mise en place de groupes d\u2019\u00e9pargne pour les communaut\u00e9s et programmes de construction d\u2019actifs \n  * Fourniture de services de suivi et d\u2019assistance afin d\u2019assurer la viabilit\u00e9 des actions mises en \u0153uvre \n\n##  Start Up Palestine, \u00c9valuation et d\u00e9veloppement d\u2019un fonds r\u00e9gional de\ngarantie du cr\u00e9dit\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** large\n\n**Origine du financement**  \nAICS \u2013 Coop\u00e9ration italienne  \nGIZ  \nGOPA\n\n**Pays**  \nCisjordanie  \n**R\u00e9gion**  \nMoyen Orient\n\n**Date d\u2019approbation**  \nMai 2015  \n**Date de cl\u00f4ture**  \nMars 2017\n\n#####  Plus d'information\n\n##  Contexte\n\nDans le cadre du programme \u00ab Start Up Palestine \u2013 outils financiers et\nassistance technique pour promouvoir l\u2019emploi et la cr\u00e9ation de revenus en\nPalestine \u00bb, une composante du projet est consacr\u00e9e \u00e0 la mise en place d\u2019un\nm\u00e9canisme pour un syst\u00e8me de garantie de cr\u00e9dit (CGS), soutenu conjointement\npar l\u2019AICS et le GIZ.\n\n##  Objectifs\n\nApr\u00e8s avoir r\u00e9alis\u00e9 l\u2019\u00e9tude de pr\u00e9faisabilit\u00e9 pour la mise en place du CGS,\nMicrofinanza a d\u00e9velopp\u00e9 l\u2019\u00e9tude de faisabilit\u00e9 et le pilote op\u00e9rationnel du\nCGS.\n\nL\u2019objectif g\u00e9n\u00e9ral de la mission \u00e9tait d\u2019\u00e9tablir la structure du CGS et de\nlancer les op\u00e9rations. Une fois op\u00e9rationnelle, la CGS devra \u00eatre g\u00e9r\u00e9e de\nmani\u00e8re transparente et efficace, en atteignant les objectifs pr\u00e9\u00e9tablis en\ntermes d\u2019acc\u00e8s au cr\u00e9dit pour les secteurs \u00e9conomiques et les entrepreneurs\nqui, jusqu\u2019\u00e0 pr\u00e9sent, sont laiss\u00e9s de c\u00f4t\u00e9 sur le march\u00e9 financier.\n\n##  Services\n\nLes consultants de Microfinanza ont r\u00e9alis\u00e9 les t\u00e2ches suivantes :\n\n  * Pr\u00e9faisabilit\u00e9 : Revue documentaire et visite pr\u00e9liminaire sur le terrain et r\u00e9daction d\u2019une \u00e9valuation des sch\u00e9mas possibles pour au moins deux CGS diff\u00e9rentes \n  * Feuille de route : identification des \u00e9tapes \u00e0 mettre en \u0153uvre selon le sch\u00e9ma s\u00e9lectionn\u00e9 \n  * Pr\u00e9-\u00e9valuation de la viabilit\u00e9 \u00e9conomique, de la port\u00e9e et de l\u2019additionnalit\u00e9 du r\u00e9gime, proposition sur la gouvernance, le statut juridique, la structure organisationnelle, les produits financiers et la participation active des acteurs r\u00e9gionaux par une approche participative. \n  * Plan d\u2019affaires du programme \n  * Assistance technique pour la mise en \u0153uvre du r\u00e9gime \n\n##  \u00c9tude de march\u00e9 sur la gestion de la performance sociale par les\ninstitutions de microfinance Jordaniennes et leur impact sur les clients\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 1  \n**Dimension :** petite\n\n**Origine du financement**  \nEuropaid\n\n**Pays**  \nJordanie  \n**R\u00e9gion**  \nMENA\n\n**Date d\u2019approbation**  \nMai 2019  \n**Date de cl\u00f4ture**  \nJuillet 2019\n\n#####  Plus d'information\n\n###  Contexte\n\nDans le cadre des activit\u00e9s conduites par Tanmeyah network, une \u00e9tude d\u2019impact\nfut command\u00e9e \u00e0 MFR et Microfinanza. Le but de l\u2019\u00e9tude \u00e9tait de **\u00ab collecter\ndes informations sur les outils et les syst\u00e8mes que les IMFs jordaniennes\nutilisent afin d\u2019atteindre leurs objectifs sociaux et sur la facon dont ces\noutils sont utilis\u00e9s pour mettre en oeuvre leur mission sociale, ainsi que\nl\u2019impact de leur pratiques sociales sur leurs clients \u00bb.**\n\n##  **Services**\n\nDans le cadre de cette mission, l\u2019\u00e9quipe a rassembl\u00e9 des informations sur les\npratiques et proc\u00e9dures utilis\u00e9es par les IMFs en terme de gestion de la\nperformance sociale (SPM). Nous avons \u00e9galement analys\u00e9 le lien entre les\npratiques en place et les r\u00e9sultats en terme d\u2019impact social. De plus ;\nl\u2019\u00e9quipe a \u00e9labor\u00e9 un set d\u2019indicateurs d\u2019impact qui peuvent \u00eatre utilis\u00e9s\npour \u00e9tudier les changements dans la vie des clients.\n\nLa recherche \u00e9tait focalis\u00e9e sur les th\u00e9matiques suivantes :\n\n  * Objectifs de performance sociale des IMFs jordaniennes \n  * Pratiques en termes de performance sociale mises en place par ces IMFs \n  * Comment les pratiques de performances sociales se transforment-elles en produits et services pour les clients ? \n  * Impact de la performance sociale des IMFs associ\u00e9es au r\u00e9seau Tanmeyah sur la vie des clients et de leurs familles selon un set d\u2019indicateurs \n\n  1.     1.       1. \n\n##  Evaluation finale du projet MicroMED \u2013renforcement des capacit\u00e9s dans le\nsecteur de la microfinance en Tunisie\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 1  \n**Dimension :** petite\n\n**Origine du financement**  \nADA \u2013 Appui au D\u00e9veloppement Autonome\n\n**Pays**  \nTunisie  \n**R\u00e9gion**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nJuillet 2017  \n**Date de cl\u00f4ture**  \nNovembre 2017\n\n##  Protection int\u00e9gr\u00e9e et coordonn\u00e9e et r\u00e9ponse WASH pour les populations\nsyriennes touch\u00e9es par la crise au Liban\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement**  \nECHO (Programme de l\u2019Union Europeenne)\n\n**Pays**  \nLiban  \n**R\u00e9gion**  \nMENA\n\n**Date d\u2019approbation**  \nAvril 2017  \n**Date de cl\u00f4ture**  \nJanvier 2018\n\n#####  Plus d'information\n\n###  ** Objectifs  **\n\nL\u2019objectif du projet est d\u2019am\u00e9liorer les perspectives d\u2019ind\u00e9pendance\n\u00e9conomique des r\u00e9fugi\u00e9s syriens vivant dans des camps informels (Informal\nTented Settlements ITS) en am\u00e9liorant leurs capacit\u00e9s \u00e0 g\u00e9rer leurs ressources\nfinanci\u00e8res.\n\n###  Activit\u00e9s\n\nLes activit\u00e9s du projet consistent en la fourniture de formations en \u00e9ducation\nfinanci\u00e8re et d\u2019assistance aux refugi\u00e9s syriens, aux palestiniens et aux\nlibanais vivant dans la r\u00e9gion de la Beqaa et dans la zone urbaine de Tripoli\nsitu\u00e9e au Nord du Liban.  \nLes activit\u00e9s du projet sont organis\u00e9es ainsi :\n\n1) interviews et groupes de discussion afin d\u2019identifier le niveau d\u2019\u00e9ducation\nfinanci\u00e8re, les habitudes et comportements financiers, les possibilit\u00e9s de\nrevenus, les besoins et aspirations financiers\n\n2) \u00e9laboration des outils d\u2019aide \u00e0 l\u2019\u00e9pargne et des programmes de formation\n\n3) Formation sur l\u2019usage du carnet d\u2019\u00e9pargne\n\n4) Formation d\u2019\u00e9ducation financi\u00e8re sur les lacunes ayant \u00e9merg\u00e9 durant les\nsessions pr\u00e9c\u00e9dentes et renforcement des capacit\u00e9s\n\n5) Suivi sur le terrain afin d\u2019\u00e9valuer les impacts directs et indirectes\n\n##  Assistance technique aupr\u00e8s du minist\u00e8re des finances Tunisien et\nformulation d\u2019un programme d\u2019appui au secteur priv\u00e9 dans le cadre du programme\nAICS 2017/2020 de d\u00e9veloppement du secteur priv\u00e9\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement**  \nAICS, Italian Cooperation\n\n**Pays**  \nTunisie  \n**R\u00e9gion**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nMai 2017  \n**Date de cl\u00f4ture**  \nSeptembre 2017\n\n#####  Plus d'information\n\n###  Contexte\n\nLa composante assistance technique s\u2019inscrit dans l\u2019action de l\u2019AICS Tunis en\n2016, r\u00e9cemment renforc\u00e9e et qui soutient continuellement les autorit\u00e9s\nTunisiennes en mati\u00e8re d\u2019inclusion financi\u00e8re, \u00e0 travers le renforcement du\nsecteur priv\u00e9, ce qui est un des objectifs du 5  \u00e8me  plan annuel de\nd\u00e9veloppement 2016-2020.\n\n###  Objectifs\n\nLa mission d\u2019assistance technique se compose de deux axes :\n\n  1. Soutenir le Minist\u00e8re des finances Tunisien dans l\u2019animation de tables rondes sur l\u2019\u00c9conomie Sociale et Solidaire, dans l\u2019objectif d\u2019am\u00e9liorer la composante ESS de la nouvelle strat\u00e9gie nationale d\u2019inclusion financi\u00e8re ; \n  2. \u00c9laborer le nouveau programme AICS 2017/2020 du d\u00e9veloppement du secteur priv\u00e9, qui couvre les th\u00e9matiques li\u00e9es \u00e0 l\u2019inclusion financi\u00e8re en portant une attention particuli\u00e8re aux petites et moyennes entreprises, y compris sociales. \n\n###  Services\n\n  * **\u00c9valuation** : coordination des groupes th\u00e9matiques sur l\u2019ESS et analyse de donn\u00e9es secondaires \n  * **Coordination du groupe th\u00e9matique ESS et finalisation du document** : interview et collecte de donn\u00e9es sur le terrain \n  * **\u00c9tude de faisabilit\u00e9 du programme 2017/2020 et \u00e9laboration de la strat\u00e9gie** : r\u00e9union avec les parties prenantes et compte-rendu sur les objectifs, les r\u00e9sultats, les activit\u00e9s et l\u2019allocation des fonds pour chaque composante \n  * **\u00c9laboration d\u2019une premi\u00e8re version du programme 2017/2020 et \u00e9laboration de la proposition finale** : finalisation du programme AICS 2017/2020 de d\u00e9veloppement du secteur priv\u00e9 dans le cadre du programme de coop\u00e9ration Italie-Tunisie. \n\n##  Start Up Palestine, V\u00e9hicules financiers et assistance technique pour\nstimuler l\u2019emploi et la cr\u00e9ation de revenus en Palestine. D\u00e9finition d\u2019un\nm\u00e9canisme de d\u00e9caissement pour le Fonds de capitalisation.\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** moyenne\n\n**Origine du financement**  \nAICS \u2013 Coop\u00e9ration italienne\n\n**Pays**  \nCisjordanie et Gaza  \n**R\u00e9gion**  \nMENA\n\n**Date d\u2019approbation**  \nMai 2015  \n**Date de cl\u00f4ture**  \nMars 2017\n\n#####  Plus d'information\n\n###  Contexte\n\nDans le cadre du programme \u00ab Start-Up Palestine \u00bb \u2013 V\u00e9hicules financiers et\nassistance technique (AT) pour stimuler l\u2019emploi et la g\u00e9n\u00e9ration de revenus\nen Palestine \u00bb, un plan de travail pour l\u2019ann\u00e9e 2016 se concentrant sur\nplusieurs composantes de l\u2019AT a \u00e9t\u00e9 identifi\u00e9 conjointement avec le client\nUCASC, l\u2019\u00e9quipe du bureau de coop\u00e9ration italien et les fournisseurs italiens\nd\u2019AT (Cassa Padana, Banca Popolare Etica, Microfinanza et FederCasse).\n\n###  Objectifs\n\nL\u2019objectif de la mission, qui fut mise en \u0153uvre en \u00e9troite coordination avec\nl\u2019Union des coop\u00e9ratives de cr\u00e9dit et d\u2019\u00e9pargne palestiniennes ainsi qu\u2019avec\nle minist\u00e8re des finances et l\u2019Autorit\u00e9 mon\u00e9taire palestinienne, a consist\u00e9 \u00e0\nmener un ensemble d\u2019activit\u00e9s ax\u00e9es sur la d\u00e9finition d\u2019un m\u00e9canisme de\nd\u00e9caissement pour un fonds de capitalisation de 3 millions d\u2019euros dans le\ncadre du programme Start Up Palestine.\n\n###  Services\n\nLes composantes de l\u2019AT ont \u00e9t\u00e9 les suivantes : i) Conception de la composante\ndu projet de fonds de capitalisation de 3M \u2013 m\u00e9canismes de d\u00e9caissement (y\ncompris les proc\u00e9dures et la strat\u00e9gie d\u2019att\u00e9nuation des risques), ii)\nAsym\u00e9trie des donn\u00e9es, iii) Processus de planification strat\u00e9gique, iv)\nPlanification des activit\u00e9s.\n\n###  Membres du consortium\n\nBanca Popolare Etica  \nCassa Padana  \nAssociazione Microfinanza e Sviluppo\n\n##  IESS! Initiatives d\u2019emploi en Economie Sociale et Solidaire en Tunisie\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** petite\n\n**Origine du financement**  \nUE\n\n**Pays**  \nTunisie  \n**R\u00e9gion**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nMai 2017  \n**Date de cl\u00f4ture**  \nSeptembre 2017\n\n##  Renforcement institutionnel des capacit\u00e9s des associations de microcr\u00e9dit\npour am\u00e9liorer la microfinance rurale au Maroc\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 8  \n**Dimension :** large\n\n**Origine du financement**  \nMinist\u00e8re des Affaires \u00e9trang\u00e8res d\u2019Italie\n\n**Pays**  \nMaroc  \n**R\u00e9gion**  \nAfrique du Nord\n\n**Date d\u2019approbation**  \nJuillet 2014  \n**Date de cl\u00f4ture**  \nJuillet 2016\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019initiative, dont l\u2019ex\u00e9cution revient au Minist\u00e8re de l\u2019\u00c9conomie et des\nFinances, a deux objectifs sp\u00e9cifiques :\n\n  * Contribuer \u00e0 un syst\u00e8me financier inclusif en soutenant davantage les micro-entrepreneurs r\u00e9sidents en milieu rural exclus du circuit formel du cr\u00e9dit ; \n  * Promouvoir le d\u00e9veloppement durable des Association de Micro-Credit (AMC) \u00e0 travers l\u2019acc\u00e8s parall\u00e8le au soutien technique et financier. \n\nL\u2019intervention de Microfinanza visait \u00e0 consolider et \u00e0 renforcer 5\ninstitutions financi\u00e8res rurales locales (AMC) afin d\u2019am\u00e9liorer la\ndisponibilit\u00e9 des services financiers dans les zones rurales et la\ncomp\u00e9titivit\u00e9 des AMC au niveau national. La premi\u00e8re phase s\u2019est concentr\u00e9e\nsur la mise \u00e0 jour du plan op\u00e9rationnel, la d\u00e9finition des crit\u00e8res de\nr\u00e9f\u00e9rence et le lancement des diagnostics institutionnels.\n\n###  Services\n\n  * Diagnostic institutionnel : collecte et analyse de donn\u00e9es \n  * \u00c9valuation des besoins en mati\u00e8re de formation et d\u2019assistance technique \n  * D\u00e9finition du syst\u00e8me de suivi des projets \n  * Conception de produits de microfinance rurale \n  * Assistance technique / Formation sur : Gouvernance, Planification et gestion des ressources humaines, Syst\u00e8mes informatiques et SIG, Planification / Mise en \u0153uvre d\u2019une strat\u00e9gie de positionnement de l\u2019AMC sur le march\u00e9, Am\u00e9lioration de la gestion financi\u00e8re, Gestion des risques et audit interne des performances sociales, Planification des activit\u00e9s et conception de proc\u00e9dures, Suivi et \u00e9laboration de rapports trimestriels \n\n###  Membres du Consortium\n\n  * Agriconsulting Maroc \n\n##  Coordination de l\u2019assistance technique aux coop\u00e9ratives d\u2019\u00e9pargne et de\ncr\u00e9dit dans le cadre du programme Start \u2013 Up Palestine \u2013 Fonds de\ncapitalisation.\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement**  \nAICS \u2013 Coop\u00e9ration italienne\n\nGIZ\n\nGOPA\n\n**Pays**  \nCisjordanie et Gaza  \n**R\u00e9gion**  \nMoyen Orient\n\n**Date d\u2019approbation**  \n2016  \n**Date de cl\u00f4ture**  \n2016\n\n#  Afrique sub-saharienne\n\n##  Pr\u00e9paration d\u2019un manuel op\u00e9rationnel et conception d\u2019une ligne de cr\u00e9dit\nen \u00c9thiopie \u2013 UNIDO\n\n**Status:** en cours  \n**Staff provided:** 3  \n**Value:** small\n\n**Origine du financement**  \nAICS, Italian Cooperation Agency\n\n**Pays**  \nEthiopia  \n**Region**  \nSub Saharan Africa\n\n**Date d\u2019approbation  \n** F\u00e9vrier 2024  \n**Date de cl\u00f4ture**  \nJanvier 2025\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n#####  Plus d'information\n\nLe gouvernement \u00e9thiopien a fait du d\u00e9veloppement des parcs industriels une\npriorit\u00e9 absolue, en se concentrant principalement sur les secteurs de\nl\u2019agroalimentaire, du cuir, du textile et des produits pharmaceutiques. En\ns\u2019appuyant sur les atouts inh\u00e9rents au pays, le gouvernement vise \u00e0 renforcer\nla comp\u00e9titivit\u00e9 internationale dans certaines cha\u00eenes de valeur agro-\nindustrielles. Pour faciliter cette transformation structurelle de l\u2019\u00e9conomie,\nil travaille activement \u00e0 la cr\u00e9ation de plusieurs parcs agro-industriels\nint\u00e9gr\u00e9s (PAI) et de centres de transformation rurale (CTR) interconnect\u00e9s.\nCette transformation reposera sur la transition des pratiques actuelles de\nproduction agricole \u00e9thiopienne, fragment\u00e9es et ax\u00e9es sur l\u2019offre, vers un\nsyst\u00e8me organis\u00e9 fond\u00e9 sur la qualit\u00e9 et la demande du march\u00e9. Ce changement\ndevrait favoriser l\u2019agro-transformation, cr\u00e9er des emplois et encourager la\nr\u00e9affectation des investissements et des ressources humaines de l\u2019agriculture\nvers l\u2019agro-industrie.\n\nDans ce cadre, l\u2019objectif global du projet \u00ab Op\u00e9rationnalisation et durabilit\u00e9\ndes parcs agro-industriels int\u00e9gr\u00e9s en Ethiopie \u00bb est de renforcer le secteur\nagro-industriel en Ethiopie en cr\u00e9ant des opportunit\u00e9s d\u2019emploi de qualit\u00e9\ndans les r\u00e9gions rurales du pays et en stimulant l\u2019exportation de produits\nagricoles.\n\n**Objectifs**\n\nSur la base du sc\u00e9nario pr\u00e9sent\u00e9, la mission est programm\u00e9e comme suit selon\nl\u2019approche d\u00e9crite ci-dessous. Le projet vise \u00e0\n\n  * Engager les institutions gouvernementales concern\u00e9es et les principales parties prenantes au sein de l\u2019\u00e9cosyst\u00e8me de l\u2019IAIP en Ethiopie pour (i) formuler des crit\u00e8res de s\u00e9lection et (ii) identifier les institutions financi\u00e8res potentielles (IF) susceptibles de participer \u00e0 la ligne de cr\u00e9dit. \n  * \u00c9valuer l\u2019\u00e9tat actuel de l\u2019\u00e9cosyst\u00e8me financier soutenant les agro-entreprises \u00e9thiopiennes dans l\u2019acc\u00e8s au cr\u00e9dit pour l\u2019am\u00e9lioration des \u00e9quipements et des processus. Cette \u00e9valuation comprend un examen des processus des institutions financi\u00e8res existantes pour l\u2019octroi et le recouvrement de pr\u00eats aupr\u00e8s des clients des agro-entreprises. \n  * \u00c9laborer un manuel op\u00e9rationnel pour la mise en place et la gestion d\u2019une ligne de cr\u00e9dit d\u00e9di\u00e9e aux agro-entreprises. Ce manuel comprendra les crit\u00e8res de s\u00e9lection, la liste des institutions financi\u00e8res potentielles et une analyse des risques sp\u00e9cifiques. Ces risques comprennent ceux qui affectent directement la capacit\u00e9 des producteurs agricoles et des transformateurs agro-industriels tout au long de la cha\u00eene de valeur, ainsi que les risques li\u00e9s aux diff\u00e9rentes \u00e9tapes des processus de d\u00e9caissement et de remboursement des fonds. \n\n##  Assistance technique aux interm\u00e9diaires financiers dans le cadre de la\ngarantie \u00ab Nasira \u00bb du FSDE.  \nRenforcement des capacit\u00e9s internes pour les pr\u00eats aux PME \u00e0 Equity Bank au\nKenya.  \n\n**Status:** cl\u00f4tur\u00e9  \n**Staff provided:** 2  \n**Value:** small\n\n**Origine du financement  \n** FMO  \nEQUITY BANK Kenya\n\n**Pays**  \nKenya  \n**Region**  \nSub Saharan Africa\n\n**Date d\u2019approbation**  \nJuin 2023  \n**Date de cl\u00f4ture**  \nOctobre 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n#####  Plus d'information\n\nServices d\u2019assistance technique \u00e0 Equity Bank Kenya et Equity Group Foundation\npour la mise en place de services non financiers (SNF) et de services d\u2019appui\nau d\u00e9veloppement des entreprises (SAE) dans les cha\u00eenes de valeur agricoles et\nagro-industrielles.\n\nObjectifs\n\nL\u2019objectif principal de la mission est d\u2019\u00e9tendre et d\u2019am\u00e9liorer l\u2019offre de\nservices non financiers (SNF) d\u2019Equity Bank Kenya (EBK) et d\u2019Equity Group\nFoundation (EGF), en s\u2019appuyant sur l\u2019ensemble des programmes existants d\u2019EGF\n(dans les secteurs de l\u2019alimentation et de l\u2019agriculture, du d\u00e9veloppement des\nentreprises et de l\u2019inclusion financi\u00e8re) et sur les pr\u00eats aux MPME d\u2019EBK,\nleaders du march\u00e9 dans les secteurs de l\u2019alimentation et de l\u2019agriculture.\n\nPhase 1 : \u00e9valuation de l\u2019offre existante de services financiers non\ntraditionnels de la EBK et du FEM, ainsi que de la demande (du c\u00f4t\u00e9 des PME\nagricoles) et de l\u2019offre (concurrence kenyane et meilleures pratiques\ninternationales) de services financiers non traditionnels dans l\u2019agriculture.\n\nPhase 2 : D\u00e9veloppement de la proposition de valeur de EBK/EGF en mati\u00e8re de\nSFP et d\u2019un plan pour atteindre 10 000 entrepreneurs (MPMI) par an dans les\nsept cha\u00eenes de valeur agricoles prioritaires. Co-conception et accompagnement\nde la mise en \u0153uvre par EBK/EGF de tests pilotes dynamiques, en les\nincorporant dans les processus de cr\u00e9dit d\u2019EBK pour une durabilit\u00e9 \u00e0 long\nterme.\n\n###  Partenaires du projet\n\n  * NIRAS \u2013 Financial Access \n\n##  Elaboration du manuel de proc\u00e9dures pour le fonds national d\u2019appui aux\nPME/PMI (FONAP)\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petit\n\n**Origine du financement  \n** Appui au d\u00e9veloppement autonome ASBL \u2013 ADA\n\n**Pays**  \nNiger  \n**Region**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nAvril 2023  \n**Date de cl\u00f4ture**  \nSeptembre 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_2.png\n\"TheGlobalGoals_Icons_Color_Goal_2\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_17.png\n\"TheGlobalGoals_Icons_Color_Goal_17\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe Programme d\u2019Appui au D\u00e9veloppement de l\u2019Inclusion financi\u00e8re au Niger\n(PADIF) pr\u00e9voit l\u2019assistance technique et l\u2019expertise n\u00e9cessaires pour\nsoutenir la mise en \u0153uvre de la Strat\u00e9gie Nationale relative \u00e0 l\u2019inclusion\nfinanci\u00e8re (SNFI). L\u2019objectif sp\u00e9cifique de ce Programme Indicatif de\nCoop\u00e9ration est de contribuer au renforcement de l\u2019acc\u00e8s aux financements des\npopulations vuln\u00e9rables, en particulier des jeunes et des femmes, afin\nd\u2019augmenter le potentiel d\u2019insertion professionnelle, la productivit\u00e9 et la\ncr\u00e9ation d\u2019emplois durables.\n\n###  Services\n\nLes services fournis dans le cadre de ce contrat s\u2019inscrivent dans un projet\nde coop\u00e9ration publique (entre le Grand-Duch\u00e9 de Luxembourg et le Niger) au\nb\u00e9n\u00e9fice d\u2019un pays hors UE, en l\u2019occurrence le Niger. Le pr\u00e9sent contrat a\npour objet de d\u00e9terminer les modalit\u00e9s d\u2019intervention du consultant\n(honoraires, autres frais) en vue de fournir au FONAP des manuels de\nproc\u00e9dures pour le fonctionnement de ses guichets en plus des manuels\nadministratifs, financiers et comptables.\n\n###  Membres du consortium\n\n  * [ ADA ](https://www.ada-microfinance.org/)\n\n##  Diagnostic et ame\u0301lioration du mode\u0300le de financement du secteur agricole\n\u2013 ACEP\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** moyenne\n\n**Origine du financement**  \nDirection du De\u0301veloppement et de la Coope\u0301ration Suisse  \nDirection de la Coope\u0301ration au De\u0301veloppement et de l\u2019action humanitaire du\nMiniste\u0300re des Affaires e\u0301trange\u0300res  et  europe\u0301ennes de  Luxembourg\n\n**Pays**  \nCamerun  \n**Region**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nMars 2023  \n**Date de cl\u00f4ture**  \nD\u00e9cembre 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_3.png\n\"TheGlobalGoals_Icons_Color_Goal_3\")\n\n#####  Plus d'information\n\n###  Objectifs\n\n1) R\u00e9aliser un diagnostic du mod\u00e8le actuel de financement du secteur agricole.  \n2) Formuler des recommandations pour l\u2019am\u00e9lioration/\u00e9volution du mod\u00e8le de\nfinancement du secteur agricole et d\u00e9finir un plan de d\u00e9veloppement de la\nfinance rurale \u00e0 3 ans.  \n3) Mettre \u00e0 jour le manuel de proc\u00e9dures des financements agricoles.  \n4) Assurer un accompagnement dans la mise en oeuvre et le suivi des\nrecommandations adopt\u00e9es.\n\n###  Services\n\nDans une premi\u00e8re phase, un diagnostic sera effectu\u00e9 pour \u00e9valuer le mod\u00e8le de\nfinancement utilis\u00e9 pour le secteur agricole, l\u2019offre, la demande et le\npositionnement de l\u2019ACEP Cameroun sur le march\u00e9 local/national. En m\u00eame temps,\nl\u2019\u00e9quipe effectuera une recherche sur le terrain visant \u00e0 \u2018\u00e9tudier les besoins\ndes clients\u2019, en collaboration avec le personnel de l\u2019ACEP. Cette phase\npermettra \u00e0 l\u2019\u00e9quipe de d\u00e9velopper des recommandations qui aideront \u00e0\nam\u00e9liorer le positionnement et la performance de l\u2019institution, en mettant\nl\u2019accent sur les besoins des clients et les opportunit\u00e9s de d\u00e9veloppement et\nde positionnement de l\u2019Institution Financi\u00e8re. L\u2019appui \u00e0 la mise \u00e0 jour du\nmanuel de proc\u00e9dures de financement agricole permettra de consolider les\nlignes directrices et les proc\u00e9dures adopt\u00e9es par l\u2019institution afin de\nrenforcer son positionnement et sa performance financi\u00e8re et sociale. Enfin,\nl\u2019\u00e9quipe soutiendra l\u2019institution dans la mise en \u0153uvre des recommandations\ncl\u00e9s. Microfinanza propose une solution globale et int\u00e9gr\u00e9e pour r\u00e9soudre les\nprincipaux probl\u00e8mes : diagnostiquer et am\u00e9liorer le mod\u00e8le de financement du\nsecteur agricole de l\u2019ACEP Cameroun, \u00e9valuer les outils et m\u00e9thodes existants,\nidentifier les attentes des b\u00e9n\u00e9ficiaires et les adapter aux besoins du\ncontexte socioculturel et \u00e9conomique.\n\n###  Membres du consortium\n\n  * ACEP Camerun \n  * Grameen Cr\u00e9dit Agricole Microfinance Foundation \n\n##  UNCDF IDE Burkina Faso Programme Evaluation\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 5  \n**Dimension :** moyen\n\n**Origine du financement**  \nUNIDO \u2013 United Nations Industrial Development Organisation\n\n**Pays**  \nBurkina Faso  \n**Region**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nSeptembre 2022  \n**Date de cl\u00f4ture**  \nAvril 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_11.png\n\"TheGlobalGoals_Icons_Color_Goal_11\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-4.png \"SDG 4\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019objectif du contrat est l\u2019\u00e9valuation de la Strat\u00e9gie mise en \u0153uvre par\nl\u2019UNCDF au Burkina Faso dans le cadre du programme IDE (Inclusive Digital\nEconomy \u2013 \u00c9conomie Num\u00e9rique Inclusive).  \nLa strat\u00e9gie sera \u00e9valu\u00e9e sur la base de 6 crit\u00e8res DAC/OCDE de pertinence,\ncoh\u00e9rence, efficacit\u00e9, efficience, impact et durabilit\u00e9. Microfinanza va\n\u00e9valuer ces \u00e9l\u00e9ments dans le contexte de la strat\u00e9gie IDE globale de l\u2019UNCDF,\ndes strat\u00e9gies nationales de d\u00e9veloppement au Burkina, et de la strat\u00e9gie de\nla Coop\u00e9ration Luxembourgeoise, qui est le bailleur principale des projets mis\nen \u0153uvre su Burkina.\n\n###  Services\n\nL\u2019\u00e9valuation implique aussi deux micro-\u00e9valuations des projets PARI \u2013\nProgramme d\u2019Appui au renforcement de la R\u00e9silience et \u00e0 l\u2019Innovation et CE4PR\n\u2013 Clean Energy for People Resilience, qui est la r\u00e9alisation burkinab\u00e9 du\nprogramme global Cleanstart.\n\nL\u2019objectif de la strat\u00e9gie IDE, et des programmes y li\u00e9s, est de renforcer\nl\u2019inclusion financi\u00e8res \u00e0 travers le canal de la digitalisation, avec une\nattention sp\u00e9cifique \u00e0 la promotion de l\u2019\u00e9conomie verte et \u00e0 l\u2019autonomisation\ndes femmes, jeunes et migrants.\n\n###  Membres du consortium\n\n  * [ Timpoc ](https://timpoc-consultants.com/)\n\n###  Other\n\n##  [ We-Rise ! \u2013  Financial Inclusion Scheme Establishment\n](https://www.microfinanza.com/fr/we-rise/)\n\n**Statut :** en cours  \n**Staff :** 5  \n**Dimension :** grand\n\n**Origine du financement**  \nEuropean Union Emergency Trust Fund (EUTF)/AICS Khartoum\n\n**Pays**  \nSudan  \n**Region**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nAvril 2022  \n**Date de cl\u00f4ture**  \nJanvier 2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-4.png \"SDG 4\")\n\n##  Renforcement des capacit\u00e9s internes pour les pr\u00eats aux PME \u2013 Equity Bank\nKenya\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement  \n** FMO Entrepreneurial Development Bank\n\n**Pays**  \nKenya  \n**Region**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nAo\u00fbt 2021  \n**Date de cl\u00f4ture**  \nNovembre 2022 (report\u00e9)\n\n#####  Plus d'information\n\n###  Objectifs\n\nDans le cadre du programme financ\u00e9 par la Banque de d\u00e9veloppement de\nl\u2019entreprise (FMO) et NASIRA, un m\u00e9canisme de partage des risques pour les\ninstitutions financi\u00e8res, la mission vise \u00e0 aider Equity Bank Kenya (EBK) et\nEquity Group Foundation (EGF) \u00e0 saisir l\u2019occasion de fournir des services non\nfinanciers (SNF) et des services de d\u00e9veloppement des entreprises (SDE) aux\nPME et aux entrepreneurs agricoles au Kenya.\n\nL\u2019objectif principal de la mission est donc d\u2019\u00e9tendre et d\u2019am\u00e9liorer l\u2019offre\nde services non financiers d\u2019EBK/EGF, en s\u2019appuyant sur l\u2019ensemble existant de\nprogrammes de services non financiers et de services de d\u00e9veloppement des\nentreprises (dans les secteurs de l\u2019alimentation et de l\u2019agriculture, du\nd\u00e9veloppement des entreprises et de l\u2019inclusion financi\u00e8re) et sur le\nportefeuille de pr\u00eats aux PME du secteur de l\u2019alimentation et de l\u2019agriculture\nd\u2019EBK, qui est leader sur le march\u00e9.\n\n###  Services\n\nLe projet se compose de deux phases principales, en plus de la phase de\nd\u00e9marrage :\n\n1\\. Une \u00e9valuation pratique et efficace de l\u2019offre existante d\u2019EBK/EGF en\nmati\u00e8re de SNA, ainsi que de la demande (PME agricoles) et de l\u2019offre\n(concurrence kenyane et meilleures pratiques internationales) en mati\u00e8re de\nSNA ax\u00e9s sur l\u2019agriculture.\n\n2\\. En s\u2019appuyant sur les conclusions de la phase 1, d\u00e9velopper la proposition\nde valeur de l\u2019EBK/EGF en mati\u00e8re de SNA et un cadre pratique et applicable\nqui peut atteindre 10 000 entrepreneurs de MPME par an dans les sept cha\u00eenes\nde valeur agricoles prioritaires.\n\n###  Membres du consortium\n\n  * Niras A/S \n\n  * LFS Advisory GmbH, Financial access consulting services, middle east investment initiative, \n\n##  Evaluation of the Ghana Digital Financial Services (DFS) Project\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** moyenne\n\n**Origine du financement**  \nla Banque mondiale\n\n**Pays**  \nGhana  \n**Region**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nJuin 2021  \n**Date de cl\u00f4ture**  \nD\u00e9cembre 2021\n\n#####  Plus d'information\n\n###  Objectifs\n\nLa Mission est guid\u00e9e par deux objectifs primordiaux, \u00e0 savoir : 1) \u00c9valuer la\nconception et la mise en \u0153uvre du projet et, en particulier, la r\u00e9alisation\ndes r\u00e9sultats au niveau de la production, des r\u00e9sultats et, lorsque cela est\npossible, de l\u2019impact (responsabilit\u00e9) ; et 2) Tirer des le\u00e7ons cl\u00e9s de\nl\u2019exp\u00e9rience du projet, menant \u00e0 la formulation de recommandations pour une\ndeuxi\u00e8me phase du projet, mais aussi pour informer la conception et la mise en\n\u0153uvre de futurs engagements similaires (apprentissage).\n\n###  Services\n\nL\u2019\u00e9valuation du projet se compose des trois phases suivantes : 1) Une phase\ninitiale, consacr\u00e9e \u00e0 la mise au point de la m\u00e9thodologie et \u00e0 la revue\ninitiale de la documentation ; 2) Une phase de collecte de donn\u00e9es, consistant\nprincipalement en un travail de terrain au Ghana ; et 3) Une phase finale,\nimpliquant la consolidation et l\u2019analyse des r\u00e9sultats et la pr\u00e9paration du\nrapport final et des \u00e9tudes de cas.\n\n###  Membres du consortium\n\n  * Economisti associati (Chef de file) \n\n###  Other\n\n[ La Banque Mondiale ](https://www.banquemondiale.org/fr/home)\n\n##  Strat\u00e9gie environnementale pour ID Ghana\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement**  \nGCAMF/AFD\n\n**Pays**  \nGhana  \n**R\u00e9gion**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nJanvier 2020  \n**Date de cl\u00f4ture**  \nJuin 2020\n\n##  Conseils strat\u00e9giques pour la conception d\u2019un programme de m\u00e9canisme\nfinancier mutualiste dans l\u2019\u00c9tat de Kassala\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 1  \n**Dimension :** petite\n\n**Origine du financement**  \nUNIDO\n\n**Pays**  \nSoudan  \n**R\u00e9gion**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nJuillet 2017  \n**Date de cl\u00f4ture**  \nNovembre 2017\n\n##  Evaluation de la gestion du risque de ID Ghana\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement**  \nGCAMF/AFD\n\n**Pays**  \nGhana  \n**R\u00e9gion**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nAo\u00fbt 2019  \n**Date de cl\u00f4ture**  \nOctobre 2019\n\n##  M\u00e9canisme d\u2019assistance technique \u2013 REGMIFA, Fonds d\u2019investissement\nr\u00e9gional pour les PME en Afrique subsaharienne\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** large\n\n**Origine du financement**  \nCommission Europ\u00e9enne\n\n**Pays**  \nMulti pays  \n**R\u00e9gion**  \nAfrique sub-saharienne\n\n**Date d\u2019approbation**  \nJanvier 2011  \n**Date de cl\u00f4ture**  \nJuin 2015\n\n#####  Plus d'information\n\n###  Contexte\n\nLe fonds d\u2019investissement Regional Micro, Small and Medium Enterprises (MSME)\nfor Sub-Saharan Africa (REGMIFA) est un fonds d\u2019investissement sp\u00e9cialis\u00e9 de\n200 millions d\u2019euros dont l\u2019objectif est d\u2019am\u00e9liorer les capacit\u00e9s \u00e0 moyen et\nlong terme des interm\u00e9diaires financiers locaux de r\u00e9pondre aux besoins micro,\npetites et moyennes entreprises. Parall\u00e8lement au Fonds, le volet d\u2019assistance\ntechnique (TA Facility) se concentre sur la fourniture de services\nd\u2019assistance technique aux institutions financi\u00e8res financ\u00e9es par le Fonds.\n\n###  Objectifs\n\nLe volet \u00ab Assistance technique \u00bb du Fonds a permis, de 2011 \u00e0 2015, de\nd\u00e9velopper, d\u2019approuver et de soutenir des projets d\u2019assistance technique et\nde formation pour les institutions de microfinance dans 18 pays d\u2019Afrique\nsubsaharienne.\n\n###  Services\n\nLe volet \u00ab assistance technique \u00bb est g\u00e9r\u00e9 par une \u00e9quipe compos\u00e9e d\u2019un chef\nde projet d\u2019assistance technique (Symbiotics SA), d\u2019un expert de terrain\nd\u2019assistance technique, d\u2019un analyste d\u2019assistance technique et d\u2019un expert de\nsoutien (Microfinanza).\n\nLes services fournis sont les suivants : (i) \u00c9valuation des besoins d\u2019AT et\n\u00e9laboration des termes de r\u00e9f\u00e9rence (ii) Processus de r\u00e9daction des termes de\nr\u00e9f\u00e9rence ; (Iii) \u00c9valuation et suivi des propositions ; (iv) Gestion d\u2019une\nbase de donn\u00e9es d\u2019experts (individuels et corporatifs) ; (V) S\u00e9lection des\nconsultants sur la base d\u2019un manuel de proc\u00e9dures ; (vi) Gestion des\nproc\u00e9dures de s\u00e9lection et \u00e9valuation des offres techniques et financi\u00e8res ;\n(vii) Gestion du processus d\u2019AT et \u00e9valuation des consultants ; (viii) Suivi\nde la composante AT ; (ix) Suivi des projets d\u2019AT ; (X) Rapports.\n\n###  R\u00e9sultats\n\nLes 84 projets d\u2019assistance technique approuv\u00e9s dans 18 pays ont soutenu 40\ninstitutions financi\u00e8res en mettant l\u2019accent sur Syst\u00e8me d\u2019information et de\ngestion, processus de transformation, mobilisation de l\u2019\u00e9pargne, ressources\nhumaines, marketing et \u00e9tudes de march\u00e9, nouveaux produits financiers,\nperformance sociale, d\u00e9veloppement de produits non financiers, gestion des\nrisques, gouvernance, \u00e9laboration de plans d\u2019affaires, gestion de la\nclient\u00e8le, \u00e9valuation et \u00e9tudes d\u2019impact, contr\u00f4le interne, portefeuille de\npr\u00eats et produits de cr\u00e9dit, \u00e9ducation financi\u00e8re.\n\n###  Membres du consortium\n\nSymbiotics SA (Chef de file)\n\n#  Asie\n\n###  Projet / Mission\n\n###  Client\n\n###  Zone\n\n###  Dur\u00e9e\n\n###  SDG\n\n##  Fourniture de services pour \u00e9tablir et soutenir l\u2019op\u00e9rationnalisation\nd\u2019une facilit\u00e9 de soutien \u00e0 l\u2019investissement\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 7  \n**Dimension :** moyenne\n\n**Origine du financement**  \nUNIDO (United Nations Industrial Development Organization)\n\n**Pays**  \nCambodia  \n**R\u00e9gion**  \nAsia\n\n**Date d\u2019approbation**  \nJuin 2021  \n**Date de cl\u00f4ture**  \nAvril 2022\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe projet vise \u00e0 :\n\n  * Concevoir et soutenir l\u2019ONUDI dans la cr\u00e9ation d\u2019une facilit\u00e9 de soutien aux investissements (ISF) afin de canaliser les services financiers et non financiers sur les investissements de la cha\u00eene de valeur de la p\u00eache ; \n  * Soutenir l\u2019ONUDI dans l\u2019op\u00e9rationnalisation de l\u2019ISF et l\u2019assister dans le suivi et l\u2019\u00e9valuation pendant une p\u00e9riode de quatre mois. \n\n###  Services\n\nLes activit\u00e9s sont divis\u00e9es en trois phases comme suit :\n\nPhase 1 \u2013 Phase de d\u00e9marrage\n\n  * Revue documentaire : analyse de l\u2019offre (IMF et banques) et de la demande (MPME) \n  * Ebauche d\u2019une analyse situationnelle bas\u00e9e sur une \u00e9tude documentaire pr\u00e9liminaire et des r\u00e9unions avec les acteurs concern\u00e9s. \n  * Hypoth\u00e8ses de travail pr\u00e9liminaires \n  * M\u00e9thodologie et outils propos\u00e9s \n\nPhase 2 \u2013 Concevoir et soutenir l\u2019ONUDI dans la mise en place de la Facilit\u00e9\nde soutien \u00e0 l\u2019investissement (ISF)\n\n  * Analyse situationnelle et entretiens avec d\u2019autres acteurs   \nFormulation d\u2019hypoth\u00e8ses de travail \u00e0 valider par les parties prenantes du\nprojet\n\n  * Mise en place de l\u2019ISF pour la gestion des investissements et de l\u2019appui technique du FVC. \n  * Pr\u00e9paration des termes de r\u00e9f\u00e9rence pour le directeur technique (TM) et le directeur du fonds (FM). \n  * Pr\u00e9paration de la documentation pour l\u2019expression d\u2019int\u00e9r\u00eat (EoI) et l\u2019appel \u00e0 propositions. \n\nPhase 3 \u2013 Promotion et op\u00e9rationnalisation de l\u2019ISF\n\n  * D\u00e9veloppement d\u2019une campagne de sensibilisation sur mesure pour promouvoir l\u2019ISF \n  * Soutien \u00e0 l\u2019ONUDI, au TM et au FM \n  * Rapport interm\u00e9diaire \n  * Rapport final \n\n##  Evaluation d\u2019impact en Afghanistan \u2013 MISFA\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 4  \n**Dimension :** large\n\n**Origine du financement**  \nMISFA\n\n**Pays**  \nAfghanistan  \n**R\u00e9gion**  \nAsie\n\n**Date d\u2019approbation**  \nAo\u00fbt 2018  \n**Date de cl\u00f4ture**  \nMars 2019\n\n#####  Plus d'information\n\n###  Objectifs\n\nSur la base de la demande de MISFA, l\u2019objectif de l\u2019\u00e9tude est de d\u00e9terminer\nl\u2019impact des interventions de microfinance sur les clients en Afghanistan.\nDepuis 2007, date \u00e0 laquelle la pr\u00e9c\u00e9dente \u00e9tude d\u2019impact fut men\u00e9e,\nl\u2019environnement social et \u00e9conomique a radicalement chang\u00e9. L\u2019objectif est de\nr\u00e9pondre \u00e0 certaines questions de recherche formul\u00e9es par MISFA et de mieux\ncomprendre le profil des clients, l\u2019impact des services de microfinance sur\nles activit\u00e9s des clients et les strat\u00e9gies de gestion des risques, la qualit\u00e9\ndu service offert ainsi que le r\u00f4le de la microfinance dans la cr\u00e9ation d\u2019un\nsecteur financier inclusif. \u00c9tant donn\u00e9 la particularit\u00e9 de l\u2019Afghanistan,\nl\u2019impact de l\u2019environnement \u00e9conomique, social et s\u00e9curitaire sera \u00e9galement\nanalys\u00e9.\n\n###  Services\n\nLa mission a port\u00e9 sur diff\u00e9rents domaines :\n\n  * Revue documentaire et conception d\u2019outils (questionnaire, fiches techniques, lignes directrices pour les discussions de groupe) \n  * Organisation de sessions de formation pour les enqu\u00eateurs \n  * Entretiens avec plus de 1540 clients dans 5 provinces \n  * Analyse des donn\u00e9es \n  * Rapport et pr\u00e9sentation finale de l\u2019enqu\u00eate \n\n###  Membres du consortium\n\nTadbeer\n\n###  T\u00e9l\u00e9chargements\n\n[ R\u00e9sum\u00e9 de notre recherche ](http://www.misfa.org.af/wp-\ndata/uploads/2019/09/MFIA-Executive-Summary-June-2019.pdf)\n\n##  Enqu\u00eate \u00ab Progress out of Poverty Index (PPI) \u00bb\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 4  \n**Dimension :** large\n\n**Origine du financement**  \nMISFA\n\n**Pays**  \nAfghanistan  \n**R\u00e9gion**  \nAsie\n\n**Date d\u2019approbation**  \nAvril 2017  \n**Date de cl\u00f4ture**  \nJanvier 2018\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-14.png \"Microfinanza sdg goals icons - 14\")\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019enqu\u00eate a \u00e9t\u00e9 mise en \u0153uvre dans le cadre du Microfinance Investment Support\nFacility for Afghanistan (MISFA) qui vise \u00e0 mesurer r\u00e9guli\u00e8rement le niveau de\npauvret\u00e9 au sein du secteur de la microfinance \u00e0 l\u2019aide de l\u2019indice de sortie\nde la pauvret\u00e9 (PPI)\n\n###  Services\n\nLa mission a port\u00e9 sur les diff\u00e9rents niveaux d\u2019analyse suivants:\n\n  * Revue documentaire et conception des outils \n  * Organisation de sessions de formation sur les outils et le syst\u00e8me de reporting pour le personnel local et d\u2019ateliers sur la m\u00e9thodologie PPI \n  * ToT sur la mani\u00e8re de r\u00e9aliser l\u2019enqu\u00eate PPI \n  * Session de formation sur la fa\u00e7on d\u2019int\u00e9grer le PPI dans le syst\u00e8me \n  * Rapport et pr\u00e9sentation finale de l\u2019enqu\u00eate \n\n###  Membres du consortium\n\nTimpoc  \nGhani\n\n##  Evaluation du programme IFC Microfinance Vietnam\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension :** petite\n\n**Origine du financement**  \nIFC\n\n**Pays**  \nVietnam  \n**R\u00e9gion**  \nAsie\n\n**Date d\u2019approbation**  \nJuillet 2017  \n**Date de cl\u00f4ture**  \nNovembre 2017\n\n##  \u00c9valuation \u00e0 mi-parcours du programme \u201cMaking Access to Finance more\nInclusive for Poor People\u201d\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 5  \n**Dimension :** moyenne\n\n**Origine du financement**  \nUNCDF\n\n**Pays**  \nLaos  \n**R\u00e9gion**  \nAsie\n\n**Date d\u2019approbation**  \n2016  \n**Date de cl\u00f4ture**  \n2016\n\n#  Am\u00e9rique latine et Cara\u00efbes\n\n###  Projet / Mission\n\n###  Client\n\n###  Zone\n\n###  Dur\u00e9e\n\n###  SDG\n\n##  Renforcement des acteurs en \u00e9ducation financi\u00e8re dans le cadre du projet \u00ab\nAssistance aux enfants vulne\u0301rables identifies aux frontie\u0300res dans les quatre\npoints frontaliers et les points non officiels les plus fre\u0301quente\u0301s \u00bb\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff** : 2  \n**Dimensions** : moyenne\n\n**Origine du financement**  \nUNICEF\n\n**Pays**  \nHaiti  \n**Region**  \nCara\u00efbes\n\n**Date d\u2019approbation**  \nJanvier 2020  \n**Date de cl\u00f4ture**  \nJuin 2020\n\n##  Environnement et microfinance agricole en Haiti\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** grande\n\n**Origine du financement**  \nDirection du D\u00e9veloppement et de la Coop\u00e9ration de la Conf\u00e9d\u00e9ration Suisse\n\n**Pays**  \nHaiti  \n**R\u00e9gion**  \nCara\u00efbes\n\n**Date d\u2019approbation**  \nJuin 2016  \n**Date de cl\u00f4ture**  \nMars 2019\n\n#####  Plus d'information\n\n###  Objectifs\n\nL\u2019accent est mis sur la pr\u00e9vention et la r\u00e9duction des risques climatiques et\nenvironnementaux afin de prot\u00e9ger la production agricole en termes de qualit\u00e9\net de productivit\u00e9 des petits producteurs ruraux. Apr\u00e8s la phase pilote\n(2016-2017), la seconde phase a vis\u00e9 \u00e0 r\u00e9duire la vuln\u00e9rabilit\u00e9 du secteur\nagricole par rapport aux risques climatiques et environnementaux, ainsi qu\u2019\u00e0\naccro\u00eetre la performance et l\u2019efficacit\u00e9 globales de la production agricole.\nEn outre, notre objectif est de promouvoir des pratiques respectueuses de\nl\u2019environnement aupr\u00e8s des agriculteurs participant au projet. Quatre\ninstitutions financi\u00e8res d\u2019\u00e9pargne et de cr\u00e9dit sont impliqu\u00e9es dans le\nprocessus.\n\n###  Services\n\nAnalyse des donn\u00e9es des dossiers des agriculteurs re\u00e7us pendant la phase\npilote ; D\u00e9veloppement et am\u00e9lioration du logiciel (Excel) ; Int\u00e9gration des\nplans strat\u00e9giques des banques d\u2019\u00e9pargne et de cr\u00e9dit pour 2016-2020 ;\nPr\u00e9sentation du projet de nouvelle banque d\u2019\u00e9pargne et de cr\u00e9dit ; Adoption du\nlogiciel par la nouvelle structure financi\u00e8re ; Lancement de produits\nfinanciers ; Formation technique sur le logiciel pour les agents de cr\u00e9dit ;\nSoutien et assistance technique \u00e0 la gestion de portefeuille ; Table ronde\navec les acteurs du secteur agricole et rural (priv\u00e9s et publics) ;\nOrganisation d\u2019un atelier national de discussion.\n\n###  Partenaire local:\n\n  * Anacaph \n\n##  Fwonty\u00e8 san f\u00f2s kote \u2013 Inclusion sociale et \u00e9conomique des personnes\nvuln\u00e9rables travaillant dans les secteurs de l\u2019\u00e9conomie informelle dans les\nr\u00e9gions transfrontali\u00e8res d\u2019Ha\u00efti\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff** **:** 4  \n**Dimension :** moyenne\n\n**Origine du financement**  \nCommission Europ\u00e9enne\n\n**Pays**  \nHaiti  \n**R\u00e9gion**  \nCara\u00efbes\n\n**Date d\u2019approbation**  \nMars 2015  \n**Date de cl\u00f4ture**  \nF\u00e9vrier 2019\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe projet vise \u00e0 la r\u00e9duction de la pauvret\u00e9 de la population vivant sur la\nfronti\u00e8re Ha\u00efti \u2013 R\u00e9publique dominicaine, en am\u00e9liorant ses conditions de vie,\nen ciblant particuli\u00e8rement l\u2019inclusion \u00e9conomique et sociale des personnes\nvuln\u00e9rables d\u00e9pendant de l\u2019\u00e9conomie informelle dans les zones de Ouanaminthe,\nBellad\u00e8re et Malpasse.\n\nPlus pr\u00e9cis\u00e9ment, le projet vise \u00e0 assurer le renforcement organisationnel des\ngroupes marginalis\u00e9s, l\u2019appropriation de leurs droits, l\u2019extension de la\ncouverture de protection sociale, le soutien \u00e0 l\u2019entreprenariat et la cr\u00e9ation\nd\u2019emplois productifs autour des march\u00e9s binationaux frontaliers Ha\u00efti-\nR\u00e9publique dominicaine.\n\n###  Services\n\n\u00c9valuation des besoins en mati\u00e8re d\u2019offre et de demande de services financiers\ndans la zone frontali\u00e8re ; aide \u00e0 la conception de la strat\u00e9gie globale du\nprogramme, participation aux r\u00e9unions du comit\u00e9 de coordination ; formation \u00e0\nl\u2019\u00e9ducation financi\u00e8re, \u00e9laboration de programmes et de mat\u00e9riels et\norganisation d\u2019activit\u00e9s sur le terrain ; soutien aux institutions locales\npour le d\u00e9veloppement de nouveaux produits financiers ; processus de soutien\nvisant \u00e0 am\u00e9liorer le partenariat entre les banques de cr\u00e9dit populaires et\nles prestataires de services de d\u00e9veloppement des entreprises (BDS) ;\n\u00e9laboration d\u2019indicateurs et suivi appropri\u00e9s ; pr\u00e9paration de rapports\ninterm\u00e9diaires et de rapports finaux d\u2019activit\u00e9s.\n\n###  Membres du consortium :\n\n  * Oxfam Italia \n  * Oxfam GB, Oxfam Quebec, CMAH (Chambre de l\u2019Artisanat et Matiers d\u2019Haiti) \n  * GARR \u2013 Groupe d\u2019Appui aux r\u00e9tourn\u00e9s et Repatri\u00e9es \n  * ASOMURE \n  * CMAH \u2013 Chambre de M\u00e9tiers et d\u2019Artisanat d\u2019Ha\u00efti \n  * GARR \u2013 Groupe d\u2019Appui aux Rapatri\u00e9s et R\u00e9fugi\u00e9s \n  * Asociaci\u00f3n de los Municipios de la Regi\u00f3n Enriquillo (ASOMURE) \n\n###  Documents\n\n[ Edikasyon finansye ](https://www.microfinanza.com/wp-\ncontent/uploads/2019/02/Edikasyon-finansye.pdf \"Edikasyon finansye\")\n\n##  Research paper on Women Empowerment in post-conflict Colombia\n\n**Statut** : cl\u00f4tur\u00e9  \n**Staff :** 2  \n**Dimension** : petite\n\n**Pays**  \nColombie  \n**R\u00e9gion**  \nAm\u00e9rique latine\n\n**Date d\u2019approbation**  \n2018\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n#####  Plus d'information\n\n###  Question de recherche\n\nLa microfinance comme moyen d\u2019empowerment des femmes dans le sc\u00e9nario post-\nconflit colombien : Le d\u00e9veloppement transformationnel ou un outil pour mieux\ng\u00e9rer la pauvret\u00e9 \u00bb.\n\n###  R\u00e9sum\u00e9\n\nLes initiatives d\u2019inclusion financi\u00e8re des femmes, telles que la facilitation\nde l\u2019acc\u00e8s aux ressources financi\u00e8res ou aux opportunit\u00e9s commerciales, ont\nr\u00e9cemment \u00e9t\u00e9 promues comme une strat\u00e9gie cl\u00e9 pour faire progresser\nl\u2019autonomisal\u2019empowerment tion des femmes dans les sc\u00e9narios post-conflit, en\nparticulier en ce qui concerne les femmes r\u00e9fugi\u00e9es et d\u00e9plac\u00e9es \u00e0 l\u2019int\u00e9rieur\ndu pays. En s\u2019appuyant sur une revue de la litt\u00e9rature, ce document tente de\nfournir une analyse du r\u00f4le potentiel de la microfinance comme moyen\nd\u2019empowerment des femmes d\u00e9plac\u00e9es \u00e0 l\u2019int\u00e9rieur de la Colombie. Il soutient\nque sans remettre en cause les conditions structurelles qui cr\u00e9ent la pauvret\u00e9\net la discrimination \u00e0 l\u2019\u00e9gard des femmes, g\u00e9n\u00e9ralement aggrav\u00e9es pendant les\nprocessus de transition, ces initiatives s\u2019attaqueront aux sympt\u00f4mes plut\u00f4t\nqu\u2019aux causes sous-jacentes des in\u00e9galit\u00e9s entre les sexes, passant ainsi \u00e0\nc\u00f4t\u00e9 de leur potentiel de transformation et fournissant simplement aux femmes\ndes outils pour mieux g\u00e9rer leur pauvret\u00e9. Au contraire, la participation des\nautres membres du m\u00e9nage et de la communaut\u00e9 (hommes et enfants), la\nreconnaissance de la dynamique socioculturelle dans laquelle vivent les femmes\net la reconnaissance de l\u2019action des femmes peuvent renforcer tout effort\nd\u2019autonomisation des femmes par l\u2019inclusion financi\u00e8re pendant la phase post-\nconflit.\n\n\u00c0 la suite de cette analyse, une s\u00e9rie de recommandations sera fournie dans le\nbut de promouvoir des cycles vertueux d\u2019autonomisation \u00e9conomique des femmes\ndans le sc\u00e9nario post-conflit colombien en transformant les initiatives de\nmicrofinance.\n\nPubli\u00e9 sur : [ Peace Human Rights Governance (PHRG)\n](http://phrg.padovauniversitypress.it/)\n\n###  Auteurs\n\n  * Avocat et \u00e9tudiant en Master en droits de l\u2019homme et gouvernance \u00e0 plusieurs niveaux \u00e0 l\u2019Universit\u00e9 de Padoue, Italie ; duartereyes.laura@gmail.com \n  * Expert en inclusion financi\u00e8re junior chez Microfinanza S.r.l. (Vicenza), Italie ;   \ngiulia.fattori@microfinanza.com\n\n###  T\u00e9l\u00e9chargements\n\n[ Annex I \u2013 Paper CDU ](https://www.microfinanza.com/wp-\ncontent/uploads/2019/02/Annex-I-Paper-CDU.pdf \"Annex I - Paper CDU\")\n\n##  Renforcement des acteurs sur l\u2019\u00e9ducation financi\u00e8re dans le cadre du\nprojet de lutte contre le travail domestique des enfants en Ha\u00efti\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** moyenne\n\n**Origine du financement**  \nUNICEF\n\n**Pays**  \nHaiti  \n**Region**  \nCara\u00efbes\n\n**Date d\u2019approbation**  \n2018  \n**Date de cl\u00f4ture**  \n2018\n\n#  Multi pays\n\n###  Projet / Mission\n\n###  Client\n\n###  Zone\n\n###  Dur\u00e9e\n\n###  SDG\n\n##  **\u00c9valuation interm\u00e9diaire du programme de transferts de fonds des\nmigrants (UNCDF)**\n\n**Status :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Value:** medium\n\n**Origine du financement**  \nUNCDF\n\n**Pays**  \nMulty-country  \n**R\u00e9gion**  \nMulty-country\n\n**Date d\u2019approbation**  \nSeptembre 2023  \n**Data de cl\u00f4ture**  \nSeptembre 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n#####  Plus d'information\n\n\u00c9valuation interm\u00e9diaire du Programme d\u2019envoi de fonds des migrants du FENU\n\nL\u2019objectif du programme de transferts de fonds des migrants est d\u2019am\u00e9liorer la\nr\u00e9silience financi\u00e8re et l\u2019inclusion \u00e9conomique des migrants et de leurs\nfamilles par le biais de services de transferts de fonds num\u00e9riques \u00e0 faible\nco\u00fbt et de produits financiers li\u00e9s aux transferts de fonds, dans le but de\ncontribuer au d\u00e9veloppement durable des pays d\u2019origine dans le Sud.\n\nActivit\u00e9 du contrat : \u00e9valuation \u00e0 mi-parcours du programme.\n\n###  Membres du consortium\n\n  * MFR \n  * MDF \n  * Timpoc \n\n##  ACP-EU PSD Knowledge Management technical Support Function\n\n**Statut:** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** large\n\n**Origine du financement**  \nUnion Europ\u00e9enne\n\n**Pays**  \nACP Pays d\u2019Afrique, des Cara\u00efbes et du Pacifique  \n**R\u00e9gion**  \nACP Pays d\u2019Afrique, des Cara\u00efbes et du Pacifique\n\n**Date d\u2019approbation**  \n2018  \n**Date de cl\u00f4ture**  \n2024\n\n#####  Plus d'information\n\n###  Objectifs\n\nLe programme se concentre sur la fourniture d\u2019une assistance technique et\nadministrative au Secr\u00e9tariat ACP et \u00e0 la plateforme DSP afin de promouvoir la\ngestion des connaissances DSP ACP-UE et de renforcer un cadre efficace\nd\u2019engagement du secteur priv\u00e9 avec apprentissage et collaboration entre les\nprincipales parties prenantes.\n\n###  Services\n\nL\u2019assistance technique pour la mise en \u0153uvre de l\u2019enveloppe intra-ACP/FED de\n600 millions d\u2019euros au sein du Cadre conjoint DSP de coop\u00e9ration \u00e9voluera\nautour des quatre (4) piliers de programme suivants:\n\n  * Pilier 1 : Soutenir les politiques nationales et r\u00e9gionales favorables aux entreprises et inclusives et renforcer les capacit\u00e9s de production et le d\u00e9veloppement des cha\u00eenes de valeur \n  * Pilier 2 : Augmenter l\u2019inclusion financi\u00e8re \n  * Pilier 3 : Augmenter l\u2019acc\u00e8s au financement d\u2019entreprises, en particulier les PME \n  * Pilier 4 : Favoriser la gestion des connaissances DSP ACP-UE \n\n###  Partenariat\n\n[ IBS ](http://www.ibf-foundation.org/)  \n[ Microfinanza ](https://www.microfinanza.com/)  \n[ GOPA ](https://www.gopa.de/)\n\n##  Engager les communaut\u00e9s de la diaspora en Italie dans des efforts de\ncollaboration pour soutenir le d\u00e9veloppement rural et l\u2019emploi des jeunes au\nS\u00e9n\u00e9gal et au Maroc\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 5  \n**Dimension :** large\n\n**Origine du financement**  \nIFAD\n\n**Pays**  \nItalie, S\u00e9n\u00e9gal et Maroc  \n**R\u00e9gion**  \nEurope, Afrique du Nord et Sub-Saharienne\n\n**Date d\u2019approbation**  \n2017  \n**Date de cl\u00f4ture**  \nSeptembre 2018\n\n##  \u00c9tude support\u00e9e par Silatech \u2013 Financement pour les microenterprises\n\n**Statut:** cl\u00f4tur\u00e9  \n**Staff :** 5  \n**Dimension :** large\n\n**Origine du financement**  \nSilatech\n\n**Pays**  \nTunisie, Maroc, Soudan  \n**R\u00e9gion**  \nAfrique du Nord et sub-saharienne\n\n**Date d\u2019approbation**  \nD\u00e9cembre 2017  \n**Date de cl\u00f4ture**  \nF\u00e9vrier 2019\n\n#####  Plus d'information\n\n###  Objectifs\n\nLa mission visait \u00e0 \u00e9valuer l\u2019efficacit\u00e9 des activit\u00e9s de microfinance de\nSilatech, la mesure dans laquelle les microcr\u00e9dits ont \u00e9t\u00e9 utilis\u00e9s aux fins\npr\u00e9vues et leur contribution au d\u00e9veloppement des entreprises, \u00e0\nl\u2019am\u00e9lioration des moyens de subsistance et \u00e0 l\u2019am\u00e9lioration des r\u00e9sultats en\nmati\u00e8re d\u2019emploi pour les jeunes clients et leurs familles dans trois pays\ncibles (Maroc, Tunisie et Soudan).\n\n###  Services\n\nLa mission a port\u00e9 sur les diff\u00e9rents niveaux d\u2019analyse suivant :\n\n  * Evaluer le portefeuille de pr\u00eats aux jeunes (performance, processus et produits des FSPs) \n  * Mesurer les caract\u00e9ristiques socio-\u00e9conomiques des jeunes qui ont b\u00e9n\u00e9fici\u00e9 d\u2019un financement et suivre l\u2019utilisation des pr\u00eats \n  * Mesurer quels sont les principaux d\u00e9terminants du d\u00e9veloppement des entreprises, du bien-\u00eatre et des am\u00e9liorations de la communaut\u00e9. \n  * \n\nLa m\u00e9thodologie de recherche propos\u00e9e comprend une approche\nmultidimensionnelle incluant un m\u00e9lange de m\u00e9thodes quantitatives\n(statistiques et \u00e9conom\u00e9triques) et qualitatives/descriptives bas\u00e9es sur des\nsources d\u2019information primaires (entretiens avec les clients et le personnel\ndes FSP, extrapolation directe des donn\u00e9es \u00e0 partir des syst\u00e8mes d\u2019information\nde gestion (SIG) des FSP) et des sources secondaires (examen documentaire).\n\n###  R\u00e9sultats\n\nEnqu\u00eate de base dans trois pays cibles et mise en place d\u2019un syst\u00e8me de suivi\ndes r\u00e9sultats en mati\u00e8re d\u2019emploi des jeunes et de cr\u00e9ation d\u2019emplois.\n\n##  \u00c9valuation du march\u00e9 pour l\u2019inclusion financi\u00e8re des r\u00e9fugi\u00e9s en Ouganda\net en Jordanie\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 3  \n**Dimension :** moyenne\n\n**Origine du financement**  \nIFC\n\n**Pays**  \nVietnam  \n**R\u00e9gion**  \nAsie\n\n**Date d\u2019approbation**  \nJanvier 2018  \n**Date de cl\u00f4ture**  \nJuin 2018\n\n#####  Plus d'information\n\n###  Contexte\n\nLa Fondation Grameen Credit Agricole, en partenariat avec le Haut Commissariat\ndes Nations Unies pour les r\u00e9fugi\u00e9s (HCR) et l\u2019Agence su\u00e9doise de\nd\u00e9veloppement (SIDA), a charg\u00e9 Microfinanza de r\u00e9aliser une \u00e9valuation des\nbesoins financiers des r\u00e9fugi\u00e9s et de la possibilit\u00e9 de march\u00e9 en Ouganda et\nen Jordanie. Les consultants ont effectu\u00e9 une analyse approfondie de la\ndemande de produits et services financiers et non financiers parmi les\nr\u00e9fugi\u00e9s et leurs communaut\u00e9s d\u2019accueil dans les districts du Nil occidental\net du Sud-Ouest en Ouganda, ainsi que dans les camps et les zones urbaines en\nJordanie.\n\n###  Objectifs\n\nL\u2019objectif de l\u2019\u00e9tude est d\u2019acqu\u00e9rir une solide compr\u00e9hension des besoins\nfinanciers non satisfaits de ce march\u00e9 et des possibilit\u00e9s qu\u2019ont les\nprestataires de services financiers (FSP) de servir les r\u00e9fugi\u00e9s de mani\u00e8re\nrentable.\n\n###  Services\n\ni) D\u00e9velopper une \u00e9tude de march\u00e9 sur la demande de produits et services\nfinanciers et non financiers parmi les r\u00e9fugi\u00e9s en Jordanie et en Ouganda, ii)\nD\u00e9velopper des rapports strat\u00e9giques confidentiels aux 3 IMF impliqu\u00e9es dans\nle programme pour servir la client\u00e8le des r\u00e9fugi\u00e9s.\n\n###  R\u00e9sultats\n\n\u00c9tude de march\u00e9 : segmentation du march\u00e9, \u00e9valuation de la demande, domaines\npotentiels de futures entreprises pour les r\u00e9fugi\u00e9s, analyse de\nl\u2019accessibilit\u00e9 financi\u00e8re et de la solvabilit\u00e9 des clients, d\u00e9fis et\nobstacles \u00e0 l\u2019acc\u00e8s aux opportunit\u00e9s d\u2019emploi ind\u00e9pendant, test de prototypes\nde produits, analyse des conflits et \u00e9valuation des risques externes qui\npourraient constituer un obstacle \u00e0 la r\u00e9ussite de l\u2019intervention ;  \nRecommandations strat\u00e9giques aux donateurs, aux agences et aux autres\ninfrastructures de march\u00e9 sur la mani\u00e8re de mettre en place une strat\u00e9gie\nefficace en r\u00e9ponse au d\u00e9fi de l\u2019inclusion financi\u00e8re des r\u00e9fugi\u00e9s en Jordanie\net en Ouganda ;  \nRapports strat\u00e9giques confidentiels \u00e0 3 institutions de microfinance\ns\u00e9lectionn\u00e9es (1 en Jordanie, 2 en Ouganda) pour les aider \u00e0 concevoir des\nproduits de cr\u00e9dit et d\u2019autres services financiers et non financiers qui\npeuvent soutenir les activit\u00e9s commerciales et les besoins de consommation du\nmarch\u00e9 cible.\n\n###  T\u00e9l\u00e9chargements\n\n[ GCAF Refugee market assessment Jordan EXECUTIVE SUMMARY\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Jordan-EXECUTIVE-SUMMARY.pdf \"GCAF Refugee market assessment Jordan\nEXECUTIVE SUMMARY\")  \n[ GCAF Refugee market assessment Jordan FINAL REPORT\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Jordan-FINAL-REPORT.pdf \"GCAF Refugee market assessment Jordan\nFINAL REPORT\")  \n[ GCAF Refugee market assessment Uganda EXECUTIVE SUMMARY\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Uganda-EXECUTIVE-SUMMARY.pdf \"GCAF Refugee market assessment Uganda\nEXECUTIVE SUMMARY\")  \n[ GCAF Refugee market assessment Uganda FINAL REPORT\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Uganda-FINAL-REPORT.pdf \"GCAF Refugee market assessment Uganda\nFINAL REPORT\")\n\n##  Evaluation \u00e0 mi parcours du programme CleanStart\n\n**Statut :** cl\u00f4tur\u00e9  \n**Staff :** 6  \n**Dimension :** moyenne\n\n**Origine du financement**  \nUNCDF\n\n**Pays**  \nUganda, Cambodia, Nepal, Myanmar, Ethiopia  \n**R\u00e9gion**  \nAsie et Afrique Sub-Saharienne\n\n**Date d\u2019approbation**  \nD\u00e9cembre 2016  \n**Date de cl\u00f4ture**  \nMai 2017\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-14.png \"Microfinanza sdg goals icons - 14\")\n\n#####  Plus d'information\n\n###  Contexte\n\nCleanStart, un programme pluriannuel de l\u2019UNCDF (2012-2020), vise \u00e0 accro\u00eetre\nl\u2019acc\u00e8s durable \u00e0 une \u00e9nergie propre et abordable pour plus de 2,5 millions de\npersonnes (m\u00e9nages \u00e0 faibles revenus et micro-entrepreneurs) gr\u00e2ce \u00e0 un\nfinancement accessible \u00e0 tous.\n\n###  Objectifs\n\nLes objectifs g\u00e9n\u00e9raux de l\u2019\u00e9valuation ind\u00e9pendante \u00e0 mi-parcours sont les\nsuivants : i) permettre a l\u2019UNCDF et aux partenaires de financement\nd\u2019atteindre leurs objectifs en mati\u00e8re de responsabilit\u00e9 et d\u2019apprentissage ;\nii) faire en sorte que l\u2019\u00e9valuation puisse soutenir les tentatives en cours du\nprogramme et de ses bailleurs de fonds pour recueillir les bonnes pratiques et\nles enseignements tir\u00e9s \u00e0 ce jour dans un secteur encore relativement nouveau\net innovant ; iii) guider et informer les prochaines ann\u00e9es de CleanStart\nainsi que la prochaine phase du programme.\n\n###  Services\n\nRevue documentaire, affinement de la m\u00e9thodologie d\u2019\u00e9valuation et pr\u00e9paration\nde la bo\u00eete \u00e0 outils de collecte (et d\u2019analyse) des donn\u00e9es, r\u00e9daction du\nrapport initial et validation de la bo\u00eete \u00e0 outils de collecte (et d\u2019analyse)\ndes donn\u00e9es, entretiens avec les parties prenantes (niveau global, macro, m\u00e9so\net march\u00e9), visites du FSP/ESP (niveau micro et client), pr\u00e9paration d\u2019une\nbr\u00e8ve pr\u00e9sentation des r\u00e9sultats pr\u00e9liminaires de la visite sur le terrain,\nanalyse des donn\u00e9es et phase de rapport, pr\u00e9paration de la pr\u00e9sentation de\ncompte rendu, pr\u00e9paration du rapport d\u2019\u00e9valuation final, pr\u00e9paration de la\npr\u00e9sentation de diffusion.\n\n###  Membres du consortium\n\nMicrofinanzaRating Srl\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  \u00c0 propos\n\n#  Microfinanza est une soci\u00e9t\u00e9 \u00e0 responsabilit\u00e9 limit\u00e9e qui s\u2019engage \u00e0 faire\nde l\u2019inclusion financi\u00e8re un droit universel et durable\n\n##  Contexte\n\nFort de plus de 24 ans d\u2019expertise, Microfinanza a acquis une connaissance\napprofondie des d\u00e9fis li\u00e9s \u00e0 l\u2019acc\u00e8s aux financements et \u00e0 l\u2019inclusion\nfinanci\u00e8re. L\u2019entreprise a d\u00e9velopp\u00e9 ses propres m\u00e9thodologies et outils pour\noffrir des services \u00e0 fort impact et une assistance technique, r\u00e9pondant aux\nbesoins tant du c\u00f4t\u00e9 de l\u2019offre que de la demande au sein de l\u2019\u00e9cosyst\u00e8me\nfinancier.\n\nMicrofinanza a mis en \u0153uvre avec succ\u00e8s de nombreux projets dans des r\u00e9gions\nvari\u00e9es, notamment en Afrique subsaharienne, en Asie, en Asie du Sud-Est, dans\nla r\u00e9gion MENA, en Asie centrale et dans le Caucase, en Am\u00e9rique latine et\ndans les Cara\u00efbes, dans les Balkans et en Europe.\n\nGr\u00e2ce \u00e0 des collaborations avec plus de 100 organisations \u00e0 travers le monde,\nMicrofinanza continue de promouvoir des solutions financi\u00e8res durables et\ninclusives \u00e0 l\u2019\u00e9chelle mondiale.\n\nToute connaissance humaine prend la forme d\u2019une interpr\u00e9tation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nNous croyons que l\u2019inclusion financi\u00e8re est un pilier fondamental pour\nconstruire un monde libre de discriminations. Elle constitue la base pour\nautonomiser les individus et les communaut\u00e9s, garantir l\u2019\u00e9galit\u00e9 des chances\net favoriser des environnements o\u00f9 la diversit\u00e9 est valoris\u00e9e et respect\u00e9e.\n\nNotre vision va au-del\u00e0 de l\u2019acc\u00e8s aux services financiers : elle envisage une\nsoci\u00e9t\u00e9 o\u00f9 chaque personne, quel que soit son parcours ou sa situation,\ndispose des ressources et des opportunit\u00e9s n\u00e9cessaires pour s\u2019\u00e9panouir.\nL\u2019inclusion financi\u00e8re cr\u00e9e des voies vers l\u2019\u00e9ducation, la cr\u00e9ation d\u2019emplois,\nl\u2019acc\u00e8s aux soins et la croissance \u00e9conomique, permettant aux personnes de\nparticiper pleinement \u00e0 la construction de leur avenir, en particulier pour\nles populations les plus fragiles.\n\nAu c\u0153ur de la mission de Microfinanza se trouvent l\u2019engagement envers le\nrespect, l\u2019\u00e9quit\u00e9 et la durabilit\u00e9. Nous aspirons \u00e0 un monde o\u00f9 personne n\u2019est\nlaiss\u00e9 pour compte et o\u00f9 l\u2019inclusion financi\u00e8re devient un pont vers un avenir\nplus juste, plus vert et plus inclusif.\n\n###  Mission\n\nNous promouvons des initiatives dans le domaine de l\u2019inclusion financi\u00e8re,\npour le d\u00e9veloppement d\u2019innovations techniques et sociales, dans l\u2019int\u00e9r\u00eat des\npersonnes et des communaut\u00e9s vuln\u00e9rables. Nous visons \u00e0 travailler avec eux\nafin d\u2019encourager les id\u00e9es et les connaissances et de promouvoir des\nam\u00e9liorations autonomes dans leurs vies.\n\nNous aidons les organisations de microfinance et d\u2019inclusion financi\u00e8re et\nleurs partenaires institutionnels \u00e0 am\u00e9liorer leurs performances \u00e9conomiques,\nsociales et environnementales.\n\n##  Gouvernance et organisation interne\n\nLa structure organisationnelle de Microfinanza est con\u00e7ue pour garantir une\ngestion efficace et transparente, pleinement align\u00e9e sur sa mission de\npromotion de l\u2019inclusion financi\u00e8re et du d\u00e9veloppement durable.\nL\u2019organisation est dirig\u00e9e par un Conseil d\u2019Administration (CdA), qui\nconstitue l\u2019organe d\u00e9cisionnel principal. Le CdA est responsable de la\nd\u00e9finition des priorit\u00e9s strat\u00e9giques, de l\u2019approbation des plans\nop\u00e9rationnels et de la supervision des activit\u00e9s globales.\n\nMicrofinanza adopte des processus d\u2019audit internes et externes. Ces audits\ngarantissent la conformit\u00e9 r\u00e9glementaire, la transparence financi\u00e8re et\nv\u00e9rifient le bon fonctionnement des op\u00e9rations, en maintenant des normes\n\u00e9lev\u00e9es de qualit\u00e9 et d\u2019int\u00e9grit\u00e9. Ce cadre de gouvernance permet \u00e0\nMicrofinanza de combiner efficacement l\u2019efficacit\u00e9 op\u00e9rationnelle avec un fort\nengagement en faveur de l\u2019impact social, renfor\u00e7ant ainsi sa position de\nleader dans la promotion de l\u2019inclusion financi\u00e8re.\n\n#####  Gouvernance\n\n  * Giampietro Pizzo (Pr\u00e9sident) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  D\u00e9partement administratif\n\n  * Rossana Pento (Responsable de l\u2019administration comptable) \n  * Roberta Bisazza (Responsable de l\u2019administration des projets) \n  * Isabelle Zaupa (Responsable de la logistique) \n\n#####  D\u00e9partement op\u00e9rationnel\n\nCe d\u00e9partement comprend les membres de l\u2019\u00e9quipe qui dirigent la mise en \u0153uvre\ndes diff\u00e9rents projets au niveau national ou international. Le d\u00e9partement\nimplique la collaboration de personnel interne avec des experts externes pour\nmener \u00e0 bien les activit\u00e9s du projet, d\u00e9velopper des outils op\u00e9rationnels et\nam\u00e9liorer les m\u00e9thodes de travail internes.\n\nL\u2019\u00e9quipe op\u00e9rationnelle est compos\u00e9e de profil seniors et juniors, dans le but\nsp\u00e9cifique d\u2019investir dans l\u2019avenir de la Soci\u00e9t\u00e9, \u00e0 travers un transfert de\nconnaissances interg\u00e9n\u00e9rationnel. D\u2019autres jeunes impliqu\u00e9s dans des\nprogrammes de stage int\u00e8grent \u00e9galement l\u2019\u00e9quipe. De plus, la Soci\u00e9t\u00e9 compte\nsur un important r\u00e9seau de consultants hautement sp\u00e9cialis\u00e9s.\n\n##\n\n##  Team\n\n###  Giampietro Pizzo (Expert senior)\n\nPr\u00e9sident et partenaire fondateur de Microfinanza, Giampietro est un\nsp\u00e9cialiste chevronn\u00e9 de la microfinance qui poss\u00e8de 30 ans d\u2019exp\u00e9rience dans\nla coordination et la mise en \u0153uvre d\u2019activit\u00e9s d\u2019assistance technique,\nd\u2019\u00e9valuations et d\u2019initiatives de recherche pour de nombreuses entit\u00e9s\ninternationales et bilat\u00e9rales. Ses principaux domaines d\u2019expertise\ncomprennent le cadre de l\u2019inclusion financi\u00e8re ainsi que le financement des\nzones rurales et des PME. Avant de rejoindre Microfinanza, Giampietro a\ntravaill\u00e9 pour le minist\u00e8re italien des Affaires \u00e9trang\u00e8res et pour d\u2019autres\nclients de la coop\u00e9ration au d\u00e9veloppement (y compris la CE). Son exp\u00e9rience\ns\u2019\u00e9tend sur quelque 25 pays, notamment en Afrique subsaharienne et en Am\u00e9rique\nlatine, mais aussi en Afrique du Nord et au Moyen-Orient. Giampietro est\nactuellement pr\u00e9sident du R\u00e9seau Italien de Microfinance (RITMI) et ancien\nvice-pr\u00e9sident du R\u00e9seau Europ\u00e9en de Microfinance (REM).  \nGiampietro est titulaire d\u2019un master en \u00c9conomie et commerce de l\u2019Universit\u00e9\nde Venise (Venise, Italie). Il parle couramment l\u2019anglais, le fran\u00e7ais et\nl\u2019espagnol et poss\u00e8de une connaissance pratique du portugais.\n\n###\n\n###  Katia Raguzzoni (Expert senior)\n\nPartenaire et membre du Conseil d\u2019administration de Microfinanza, Katia est\nune chef de projet exp\u00e9riment\u00e9e qui compte pr\u00e8s de 20 ans d\u2019exp\u00e9rience dans la\nconception, la mise en \u0153uvre et le suivi d\u2019initiatives multidisciplinaires de\ncoop\u00e9ration au d\u00e9veloppement. Elle a travaill\u00e9 dans une quinzaine de pays,\nprincipalement en Afrique du Nord et en Afrique sub-saharienne et au Moyen-\nOrient, mais aussi en Asie, en Am\u00e9rique latine et dans les Cara\u00efbes. Au sein\nde Microfinanza, Katia est principalement impliqu\u00e9e dans le diagnostic\ninstitutionnel et le renforcement des capacit\u00e9s (principalement li\u00e9es \u00e0 la\ngouvernance) des prestataires de services financiers, ainsi que dans la\nfourniture d\u2019\u00e9ducation financi\u00e8re et de soutien \u00e0 la cr\u00e9ation d\u2019entreprise\npour les r\u00e9fugi\u00e9s et les migrants. Elle poss\u00e8de \u00e9galement de l\u2019exp\u00e9rience dans\nle soutien \u00e0 l\u2019internationalisation des PME et \u00e0 des initiatives\ntransfrontali\u00e8res d\u2019autorit\u00e9s publiques locales. Katia enseigne r\u00e9guli\u00e8rement\nla gestion de cycle de projet dans l\u2019enseignement sup\u00e9rieur.  \nKatia est titulaire d\u2019un master en Histoire de l\u2019Universit\u00e9 de Bologne\n(Bologne, Italie), ainsi que d\u2019un master en Coop\u00e9ration dans les pays en\nd\u00e9veloppement du Centre de formation et de gestion de l\u2019IFOA (Reggio Emilia,\nItalie) et d\u2019un dipl\u00f4me de troisi\u00e8me cycle en Internationalisation des\nentreprises de la Fondation Aldini Valeriani/Chambre de commerce de Bologne\n(Bologne, Italie). Elle parle couramment l\u2019anglais et le fran\u00e7ais et poss\u00e8de\ndes connaissances de base en arabe.\n\n###\n\n###  Fabio Malanchini (Expert senior)\n\nPartenaire fondateur de Microfinanza, Fabio est un \u00e9conomiste ayant plus de 20\nans d\u2019exp\u00e9rience dans les domaines de l\u2019investissement d\u2019impact et de la\nmicrofinance dans une cinquantaine de pays dans le monde. Au cours des sept\nderni\u00e8res ann\u00e9es, il a cr\u00e9\u00e9 et g\u00e9r\u00e9 Impact Finance Management, un fonds\nd\u2019investissement finan\u00e7ant des entreprises, des projets et des produits\ninnovants ayant un impact financier, social et environnemental \u00e9lev\u00e9.  \nR\u00e9cemment de retour chez Microfinanza, Fabio est d\u00e9sormais principalement\nengag\u00e9 dans des activit\u00e9s de d\u00e9veloppement commercial. En tant que l\u2019un des\nfondateurs et ancien directeur ex\u00e9cutif de Microfinanza Rating, il poss\u00e8de\n\u00e9galement une solide exp\u00e9rience en analyse de performance et en notation des\nprestataires de services financiers.  \nFabio est titulaire d\u2019un master en Sciences \u00e9conomiques et sociales de\nl\u2019Universit\u00e9 Bocconi (Milan, Italie). Il parle couramment l\u2019anglais et\nl\u2019espagnol et a une connaissance pratique du fran\u00e7ais.\n\n###\n\n###  Alessandro Baroni (Expert Senior)\n\nAlessandro Baroni est un sp\u00e9cialiste de l\u2019inclusion financi\u00e8re avec plus de 15\nans d\u2019exp\u00e9rience dans le secteur du d\u00e9veloppement et de l\u2019humanitaire,\nprincipalement en Afrique et au Moyen-Orient. Il a travaill\u00e9 comme consultant\nr\u00e9sident en Jordanie, au Kenya, en \u00c9rythr\u00e9e, en Afrique du Sud, au Zimbabwe et\nau Mozambique, tout en fournissant des services de conseil au Soudan, en\nTunisie, en \u00c9thiopie et dans d\u2019autres pays subsahariens. Alessandro a de\nl\u2019exp\u00e9rience dans des projets financ\u00e9s par l\u2019UE, l\u2019AICS, la KFW, l\u2019USAID,\nl\u2019UNICEF et le PNUD sur la r\u00e9ponse aux urgences, la r\u00e9duction de la pauvret\u00e9\net le d\u00e9veloppement \u00e9conomique local. Il a mis en \u0153uvre des projets en\ncoordination avec des IMF, des banques centrales, des coop\u00e9ratives, des\nautorit\u00e9s locales et nationales, la soci\u00e9t\u00e9 civile et les secteurs priv\u00e9s\nformel et informel.  \nEn tant que membre du projet \u00bb Investing for Employment \u00bb de la KFW,\nAlessandro a examin\u00e9 des propositions de projets en \u00c9thiopie, en Tunisie et en\nC\u00f4te d\u2019Ivoire (2020-2021). De 2016 \u00e0 2019, il a occup\u00e9 le poste de conseiller\ntechnique principal en inclusion financi\u00e8re et de sp\u00e9cialiste du soutien aux\nprojets pour le projet de soutien aux entreprises locales de l\u2019USAID en\nJordanie, lan\u00e7ant des services financiers islamiques et traditionnels, des\nproduits num\u00e9riques et des canaux alternatifs innovants pour les populations\nvuln\u00e9rables dans les zones recul\u00e9es (femmes, jeunes, communaut\u00e9s d\u2019accueil).\nAvec Microfinanza, il a travaill\u00e9 en tant qu\u2019analyste de l\u2019assistance\ntechnique pour le fonds Regmifa Sub-Saharan M-SME, fournissant des services\nfinanciers et non financiers aux institutions de pr\u00eat partenaires et aux\nentrepreneurs (2013-2016). Avant cela, il a travaill\u00e9 comme gestionnaire et\nadministrateur pour des ONG en Afrique australe et orientale, fournissant une\nr\u00e9ponse d\u2019urgence et un soutien aux moyens de subsistance des communaut\u00e9s\nlocales vuln\u00e9rables, des r\u00e9fugi\u00e9s et des personnes d\u00e9plac\u00e9es (2004,\n2009-2013).  \nAlessandro est un expert certifi\u00e9 en mati\u00e8re de financement des PME. Il est\ntitulaire d\u2019un master en commerce de l\u2019universit\u00e9 de Bergame et d\u2019un dipl\u00f4me\nen sciences politiques de l\u2019universit\u00e9 de Milan. Il parle italien, anglais,\nfran\u00e7ais et a une connaissance pratique de l\u2019arabe levantin.\n\n###  Davide Libralesso (Expert Senior)\n\nDavide Libralesso est un manager dans le secteur _byond profit_ qui a rejoint\nMicrofinance en 2022 en tant qu\u2019expert senior en finance durable et en finance\ndu d\u00e9veloppement. Il travaille dans ce contexte depuis quinze ans. Avant de\nrejoindre Microfinanza, il \u00e9tait conseiller du programme Switch Med pour le\nCentre d\u2019activit\u00e9s r\u00e9gionales pour la production propre (CAR/PP) de l\u2019Union\neurop\u00e9enne, dans la conception de solutions financi\u00e8res innovantes pour\nstimuler l\u2019adoption de VCS et la transition vers la durabilit\u00e9 parmi les PME\nm\u00e9diterran\u00e9ennes. Auparavant, Davide \u00e9tait directeur des programmes et des\nrelations internationales \u00e0 la Fondation Etimos, o\u00f9 il \u00e9tait charg\u00e9 de\nd\u00e9velopper des programmes et des partenariats internationaux, en se\nconcentrant sur le r\u00f4le du secteur priv\u00e9 dans le d\u00e9veloppement. Auparavant, il\na travaill\u00e9 pour des organisations internationales, des programmes de\ncoop\u00e9ration de l\u2019UE et des institutions publiques italiennes, principalement\ndans la conception et la promotion de solutions financi\u00e8res innovantes visant\n\u00e0 exploiter le potentiel du secteur priv\u00e9 dans des contextes \u00e9mergents et en\nd\u00e9veloppement. Il a directement promu le r\u00f4le de la diaspora \u00e0 travers\nplusieurs programmes internationaux innovants, en particulier en Afrique\nsubsaharienne, o\u00f9 les migrants jouent un r\u00f4le central en tant qu\u2019acteurs du\nd\u00e9veloppement de leur pays d\u2019origine.  \nDavide a \u00e9t\u00e9 membre du groupe de travail sur la migration et le d\u00e9veloppement\nau sein du Conseil italien pour la coop\u00e9ration au d\u00e9veloppement du minist\u00e8re\ndes affaires \u00e9trang\u00e8res.  \nDe 2016 \u00e0 2020, il a \u00e9galement \u00e9t\u00e9 membre du conseil d\u2019administration de la\nFEBEA, la F\u00e9d\u00e9ration europ\u00e9enne des banques \u00e9thiques et alternatives.  \nDavide est dipl\u00f4m\u00e9 en politique internationale et en droits de l\u2019homme de\nl\u2019universit\u00e9 de Padoue.\n\n###  Matteo Solivo (Expert)\n\nMatteo a plus de 6 ans d\u2019exp\u00e9rience dans l\u2019\u00e9valuation d\u2019impact, les march\u00e9s\nfinanciers et l\u2019analyse des investissements. Matteo poss\u00e8de \u00e9galement une\nforte expertise en mati\u00e8re de durabilit\u00e9 environnementale et sociale ainsi que\nde gouvernance d\u2019entreprise. Il poss\u00e8de une solide exp\u00e9rience des march\u00e9s\nfinanciers et des processus d\u2019organisation interne, ainsi qu\u2019une expertise en\nmati\u00e8re d\u2019orientation financi\u00e8re et de conseil aux entreprises et \u00e0\nl\u2019administration, gr\u00e2ce \u00e0 une formation aux outils financiers qualitatifs et\nquantitatifs. Il est dipl\u00f4m\u00e9 de l\u2019universit\u00e9 Ca\u2019 Foscari de Venise, o\u00f9 il a\nobtenu une licence en \u00e9conomie et gestion et une ma\u00eetrise en \u00e9conomie et\nfinances. Il a \u00e9galement suivi un programme de troisi\u00e8me cycle en finances \u00e0\nla Fondazione CUOA.  \nIl a rejoint Microfinanza Srl en 2017 et son activit\u00e9 s\u2019est principalement\nconcentr\u00e9e sur l\u2019analyse de donn\u00e9es, les activit\u00e9s de recherche sur les\nmarch\u00e9s de la microfinance et le d\u00e9veloppement d\u2019entreprises. Aujourd\u2019hui, son\ndomaine d\u2019activit\u00e9 comprend \u00e9galement la mesure et la gestion d\u2019impact et la\ndurabilit\u00e9. Il est \u00e9galement en charge de la mise en \u0153uvre de deux projets\nli\u00e9s \u00e0 l\u2019auto-entrepreneuriat.  \nIl parle couramment l\u2019anglais et a une bonne connaissance de l\u2019espagnol.\n\n###  Ana Maria Brinzanu (Expert Junior)\n\nAna Maria Brinzanu est une professionnelle avec une solide exp\u00e9rience en\nmati\u00e8re de politique internationale et de d\u00e9veloppement durable.  Ana Maria a\nacquis une connaissance approfondie des multiples d\u00e9fis engendr\u00e9s par la\nconvergence des crises contemporaines, gr\u00e2ce \u00e0 l\u2019obtention d\u2019un master Erasmus\nMundus conjoint en d\u00e9veloppement territorial durable (STeDE) \u00e0 Paris 1\nPanth\u00e9on-Sorbonne, \u00e0 la Katholieke Universiteit Leuven et \u00e0 l\u2019universit\u00e9 de\nPadoue. Cette formation l\u2019a dot\u00e9e d\u2019une perspective holistique et d\u2019un\n\u00e9ventail d\u2019approches diff\u00e9rentes pour relever efficacement ces d\u00e9fis.  Elle a\nacquis une exp\u00e9rience pratique en tant que stagiaire en recherche-action pour\nle projet de recherche Dominia \u00e0 la VUB et \u00e0 la Ku Leuven, o\u00f9 elle a men\u00e9 des\nrecherches sur les syst\u00e8mes alimentaires locaux et les politiques publiques\nli\u00e9es aux syst\u00e8mes agroalimentaires \u00e0 diff\u00e9rents niveaux d\u2019\u00e9laboration des\npolitiques et a organis\u00e9 de nombreuses activit\u00e9s de recherche-action. En\noutre, Ana Maria s\u2019est port\u00e9e volontaire dans divers domaines, tels que\nl\u2019immigration, en animant des ateliers sur les relations internationales et la\ndurabilit\u00e9. Elle parle couramment l\u2019italien et le roumain, avec une\nconnaissance avanc\u00e9e de l\u2019anglais et du fran\u00e7ais. Ana Maria travaille\nactuellement comme chef de projet junior en Tunisie.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino est une experte en communication et en d\u00e9veloppement social.\nElle poss\u00e8de une solide exp\u00e9rience dans la planification de strat\u00e9gies et dans\nl\u2019ex\u00e9cution de projets de communication li\u00e9s \u00e0 des programmes d\u2019impact.  Elle\ncompte 10 ans d\u2019exp\u00e9rience dans les projets culturels et d\u2019inclusion sociale,\net a collabor\u00e9 avec des institutions culturelles en Italie et en France,\ncoordonnant des projets internationaux en Europe, en Arm\u00e9nie, en Afrique et au\nMyanmar. Marianna a rejoint Microfinanza en 2022, elle est responsable de la\ncommunication sur les diff\u00e9rents domaines d\u2019intervention. Elle travaille\n\u00e9galement comme coordinatrice g\u00e9n\u00e9rale du R\u00e9seau Italien de la Microfinance\n(RITMI) avec qui elle d\u00e9veloppe des projets autour de l\u2019\u00e9ducation financi\u00e8re,\nle surendettement, l\u2019entrepreneuriat f\u00e9minin, inclusion financi\u00e8re. Elle parle\ncouramment le fran\u00e7ais et l\u2019anglais.\n\n##  Collaborateurs\n\n  * **Luca Borella**\n\nLuca Borella est un \u00e9conomiste financier expert en \u00e9valuation d\u2019impact,\ngestion de donn\u00e9es de cr\u00e9dit et open banking.  \nLuca s\u2019int\u00e9resse aux business model des plateformes digitales appliqu\u00e9s \u00e0 des\ncas d\u2019usage pour leur capacit\u00e9 \u00e0 cr\u00e9er du capital et bien-\u00eatre pour les\nutilisateurs. Il a une forte exp\u00e9rience en open source et principes d\u2019open\ndata.  \nLuca d\u00e9tient un Master en \u00c9conom\u00e9trie et Ing\u00e9nierie en Math\u00e9matiques\nFinanci\u00e8res aupr\u00e8s de l\u2019Universit\u00e9 Sorbonne et l\u2019Universit\u00e9 Ca\u2019 Foscari\n(Venise, Italie).\n\n  * **Marcel Chiranov**\n\nProfessionnel s\u00e9nior avec exp\u00e9rience dans la conduite des \u00e9quipes afin\nd\u2019atteindre les objectifs strat\u00e9giques, la conception et la gestion de\nl\u2019impl\u00e9mentation des Syst\u00e8mes/Plans de Gestion de la Performance et Plan\nd\u2019\u00c9valuation d\u2019Impact. Il a mis en oeuvre des projets pour plusieurs\norganisations : services financiers, services commerciaux, ITC, services de\nsant\u00e9, fabrication, \u00e9ducation, r\u00e9forme de la gouvernance, r\u00e9forme des\npolitiques, restructuration du march\u00e9 du travail, gestion des programmes et\nd\u00e9veloppement \u00e9conomique, lutte contre la traite.  \nIl a con\u00e7u et g\u00e9r\u00e9 avec succ\u00e8s l\u2019impl\u00e9mentation du Plan de Gestion de la\nPerformance (M&E System) pour des programmes de la valeur de plus de $ 12\nmilliards. Il a travaill\u00e9 pour des organisations publiques et priv\u00e9es, avec\ndes bailleurs de fonds internationaux (USAID, Bill and Melinda Gates, USDoL,\nBanque Mondiale, Union Europ\u00e9enne, PNUD) ; il a gagn\u00e9 une forte exp\u00e9rience en\ntravaillant dans des \u00e9conomies et pays en transition.  \nIl d\u00e9tient un Master en Physique et il est professionnel certifi\u00e9 en Project\nManagement aupr\u00e8s de Project Management Institut, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo est un consultant sp\u00e9cialis\u00e9 dans les fonds europ\u00e9ens et nationaux. Au\nsein de Microfinanza, ses activit\u00e9s principales comprennent la recherche de\nnouvelles opportunit\u00e9s de partenariat, la r\u00e9daction de propositions de\nsubvention et la coordination de projets nationaux et internationaux (niveau\neurop\u00e9en). Il poss\u00e8de une vaste exp\u00e9rience dans les principaux programmes de\nl\u2019UE, tels que LIFE, Horizon 2020, EASI et COSME, et dans des programmes hors\nUE, tels que les Subventions EEE.  \nDipl\u00f4m\u00e9 en Sciences politiques et Relations internationales \u00e0 l\u2019Universit\u00e9 de\nBologne en 2013, Carmelo parle couramment l\u2019anglais et poss\u00e8de des\nconnaissances de base en fran\u00e7ais.\n\n  * **Maria Grandinson**\n\nMaria est une \u00e9conomiste ayant 20 ans d\u2019exp\u00e9rience dans le d\u00e9veloppement au\nniveau du secteur priv\u00e9 et des investissements li\u00e9s au climat (qui comprennent\n\u00e9galement l\u2019acc\u00e8s au cr\u00e9dit). Elle effectue des missisons pour plusieurs\norganisations internationales (EC, ECOWAS, IFC, UNCDF entre autres) et elle a\ntravaill\u00e9 dans plus de 20 pays (surtout en Afrique Subsaharienne, mais aussi\nen Asie et en Europe de l\u2019Est). Ses secteurs d\u2019activit\u00e9 principaux incluent\nl\u2019\u00e9valuation des programmes (\u00e9valuation d\u2019importance, efficacit\u00e9, efficience,\nimpact et durabilit\u00e9 en utilisant des techniques quantitatives et\nqualitatives) ainsi que le renforcement des capacit\u00e9 et les conseils sur les\npolitiques. Avec Microfinanza, Maria est surtout engag\u00e9e dans l\u2019\u00e9valuation des\ninitiatives d\u2019inclusion financi\u00e8re et la fourniture des diagnostics et\nformations (li\u00e9es \u00e0 la gestion des performances sociales).  \nMaria a un master en Relation Internationales et \u00c9conomie Internationale\naupr\u00e8s de Paul H. Nitze School of Advanced International Studies (SAIS) de\nl\u2019Universit\u00e9 Johns Hopkins (Washington DC, USA et Bologne, Italie) ainsi\nqu\u2019une licence en Economie de l\u2019Universit\u00e9 de Gothenburg (Gothenburg, Su\u00e8de).\nOutre sa langue maternelle, Su\u00e9dois, elle parle couramment l\u2019anglais et\nl\u2019italien, et a des connaissances pratiques du fran\u00e7ais.\n\n  * **Marco Pasini**\n\nMarco est un sp\u00e9cialiste de microfinance avec plus de 15 ans d\u2019exp\u00e9rience dans\nla coop\u00e9ration au d\u00e9veloppement et l\u2019aide humanitaire. Il a travaill\u00e9 pour\ndiverses ONGs et soci\u00e9t\u00e9s internationales, ainsi que pour des administrations\npubliques, dans presque 20 pays en Afrique Sub-Saharienne, dans les Cara\u00efbes,\nau Moyen Orient et dans les Balkans. Au sein Microfinanza, Marco est\nprincipalement engag\u00e9 dans l\u2019\u00e9ducation financi\u00e8re, recherche et \u00e9valuation, et\npromotion de finance agricole, rurale et verte. Son exp\u00e9rience comprend\nl\u2019administration, la gestion et le suivi des projets, y compris les secteurs\nde la sant\u00e9 et de la s\u00e9curit\u00e9 alimentaire.  \nMarco a une ma\u00eetrise (\u00e9quivalent) en Sciences Internationales et Diplomatiques\nde l\u2019Universit\u00e9 de Bologne (si\u00e8ge de Forl\u00ec, Italie), et il est Expert Certifi\u00e9\nde la Frankfurt School of Finance and Management (Allemagne). Il parle\ncouramment l\u2019anglais et le fran\u00e7ais et a une connaissance professionnelle de\nl\u2019espagnol, du cr\u00e9ole Ha\u00eftien et du kiswahili, ainsi qu\u2019une connaissance\n\u00e9l\u00e9mentaire de l\u2019allemand et le polonais.\n\n  * **Simone Piceno**\n\nSimone est un consultant sp\u00e9cialis\u00e9 en microfinance et d\u00e9veloppement des\nservices entrepreneuriaux pour les PMEs et les entreprises sociales. Il a\ntravaill\u00e9 pour plusieurs programmes de microcr\u00e9dit en Sicile, o\u00f9 il \u00e9tait\nimpliqu\u00e9 en tant que tuteur, formateur sur le business, monitorage et\nactivit\u00e9s de gestion.  \nIl est un partenaire associ\u00e9 de Impact Hub Siracusa au sein duquel il est\ncharg\u00e9 des services business et des partenariats avec les interm\u00e9diaires\nfinanciers.  \nIl est titulaire d\u2019une licence en D\u00e9veloppement \u00c9conomique et Coop\u00e9ration\nInternationale aupr\u00e8s de l\u2019Universit\u00e9 de Palerme, et il parle couramment\nl\u2019anglais.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia a plus de 13 ans d\u2019exp\u00e9rience professionnelle dans le\nsecteur de l\u2019inclusion financi\u00e8re. Ses principales qualifications comprennent\n: (i) l\u2019\u00e9valuation sociale et financi\u00e8re des institutions financi\u00e8res ; (ii)\nla formation et l\u2019assistance technique, principalement sur la performance\nsociale, la protection des clients et les op\u00e9rations de cr\u00e9dit ; (iii) les\n\u00e9tudes de march\u00e9 au niveau des clients sur les comportements financiers des\nm\u00e9nages \u00e0 faibles revenus, les \u00e9tudes/recherches sur la pauvret\u00e9 et la mesure\ndes r\u00e9sultats sociaux ; (iv) le suivi et l\u2019\u00e9valuation des programmes, et (v)\nl\u2019\u00e9ducation financi\u00e8re. Elle participe actuellement \u00e0 la mise en place du\nd\u00e9partement de recherche et de performance sociale d\u2019une IMF zambienne. Ses\nprincipales activit\u00e9s comprennent la d\u00e9finition du cadre SPM, la conception et\nla mise en \u0153uvre de recherches ad hoc et r\u00e9guli\u00e8res aupr\u00e8s du personnel et des\nclients. Valeria a men\u00e9 plus de 45 missions et travaill\u00e9 en \u00e9troite\ncollaboration avec plus de 45 PSF dans diff\u00e9rents pays en d\u00e9veloppement et\n\u00e9mergents, y compris une exp\u00e9rience \u00e0 long terme au Cambodge. Elle est\ntitulaire d\u2019une licence et d\u2019une ma\u00eetrise en \u00e9conomie de l\u2019universit\u00e9 Bocconi\nde Milan et d\u2019un dipl\u00f4me en d\u00e9veloppement et coop\u00e9ration internationale de\nl\u2019ISPI (Institut italien d\u2019\u00e9tudes politiques internationales).\n\n  * **Marco Ferrarato**\n\nMarco est un analyste comptable ayant 11 ans d\u2019exp\u00e9rience dans l\u2019assistance et\nle d\u00e9veloppement dans le domaine de l\u2019administration, du financement et du\ncontr\u00f4le. Apr\u00e8s avoir obtenu un dipl\u00f4me en administration et gestion des\nentreprises \u00e0 l\u2019universit\u00e9 de Ferrara, il a travaill\u00e9 comme expert-comptable\ndans un cabinet comptable r\u00e9put\u00e9 de Padoue, tout en suivant le programme de\nd\u00e9veloppement de la gestion (PSM) de la SDA Bocconi (Milan). Particuli\u00e8rement\nint\u00e9ress\u00e9 par les questions li\u00e9es au contr\u00f4le de gestion, au contr\u00f4le de\ngestion, \u00e0 l\u2019am\u00e9lioration des performances et \u00e0 l\u2019\u00e9valuation des entreprises,\nil a dispens\u00e9 des cours de recyclage consacr\u00e9s \u00e0 la gestion des processus\nd\u2019entreprise (BPM) au MIP \u2013 Politecnico di Milano School of Management. Depuis\ndes ann\u00e9es, il travaille comme professeur/formateur dans des \u00e9tablissements de\nformation et des \u00e9coles et, au cours de la derni\u00e8re p\u00e9riode, il s\u2019est \u00e9tabli\ncomme gestionnaire de l\u2019innovation en s\u2019appliquant \u00e0 des projets consacr\u00e9s \u00e0\nl\u2019intelligence \u00e9conomique et \u00e0 la gestion strat\u00e9gique dans des entreprises\npriv\u00e9es.\n\n##  Collaborations\n\nAu fil des ans, nous avons \u00e9tabli de nombreux partenariats avec des entit\u00e9s de\ndiff\u00e9rents secteurs et r\u00e9gions des secteurs public et priv\u00e9, des autorit\u00e9s\nlocales et nationales, des organismes internationaux, des fondations et des\norganisations non gouvernementales (ONG).\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  L\u2019opinion de nos collaborateurs sur Microfinanza\n\n###  ADA, Conseiller \u00e0 la direction (Mars 2019)\n\n\"Pour cette mission, Microfinanza a mis \u00e0 disposition son expertise pour mener\n\u00e0 bien les activit\u00e9s du projet et la soci\u00e9t\u00e9 a exerc\u00e9 ses fonctions avec\ndiligence et engagement. La mission a \u00e9t\u00e9 effectu\u00e9e et r\u00e9alis\u00e9e de mani\u00e8re\nponctuelle et professionnelle par l\u2019experte qui a pris part \u00e0 la mission.\"\n\n###  Grameen Credit Agricole Foundation, Responsable du d\u00e9veloppement de la\nfinance inclusive, d\u00e9cembre 2018\n\n\u201cLa Fondation Grameen Cr\u00e9dit Agricole est satisfaite de la qualit\u00e9 de l'\u00e9tude\nmen\u00e9e par Microfinanza. L\u2019\u00e9quipe a su \u00e9tablir de tr\u00e8s bonnes relations avec\nles diff\u00e9rentes organisations qu\u2019elle a rencontr\u00e9es et a su fournir une\nanalyse holistique pertinente du contexte des r\u00e9fugi\u00e9s dans les deux pays et\nleurs besoins en mati\u00e8re de services financiers et non financiers. Il a \u00e9t\u00e9\nfacile d'\u00e9changer avec l'\u00e9quipe pendant toute la dur\u00e9e de la mission. Les\nexperts ont pris en consid\u00e9ration nos diff\u00e9rentes remarques pour les rapports\nfinaux et ont \u00e9t\u00e9 tr\u00e8s ouverts \u00e0 la discussion quant \u00e0 leurs recommandations\nfinales.\u201d\n\n###  UNCDF, Unit\u00e9 d'Evaluation (Juillet 2018)\n\n\"L\u2019Unit\u00e9 d\u2019Evaluation du Programme des Nations Unies pour le D\u00e9veloppement a\neu l\u2019occasion de travailler avec Microfinanza \u00e0 plusieurs reprises pour\nl\u2019\u00e9valuation de programmes multi-pays.\n\nL\u2019\u00e9quipe en charge de l\u2019\u00e9valuation des programmes \u00e0 Microfinanza travaille de\nfa\u00e7on efficace et professionnelle, en r\u00e9ponse aux termes de r\u00e9f\u00e9rences et\nproduit des rapports d\u2019\u00e9valuation de qualit\u00e9 qui remplissent les standards des\nNations Unies.\"\n\n###  AICS, Repr\u00e9sentant de l'Agence Italienne pour la Coop\u00e9ration au\nD\u00e9veloppement (Octobre 2017)\n\n\"La mission s\u2019inscrivait dans le cadre du programme \u201cStart Up Palestine\u201d, une\ninitiative bilat\u00e9rale de trois ans visant \u00e0 r\u00e9duire le taux de ch\u00f4mage, \u00e0\nencourager l\u2019entreprenariat en Palestine et \u00e0 \u00e9largir l\u2019acc\u00e8s au micro-cr\u00e9dit\naux groupes marginalis\u00e9s.\n\nNous confirmons que cette mission fut men\u00e9e efficacement et\nprofessionnellement.\"\n\n###  SYMBIOTICS, Directeur g\u00e9n\u00e9ral et directeur financier (Juillet 2015)\n\n\"Tout au long de cette longue mission nous avons appr\u00e9ci\u00e9 le professionnalisme\net l\u2019expertise de Microfinanza Srl et de son \u00e9quipe, deux facteurs cl\u00e9s dans\nla r\u00e9ussite de la composante Assistance Technique du projet REGMIFA. De plus,\nnous avions appr\u00e9ci\u00e9 la disponibilit\u00e9 et la flexibilit\u00e9 de l\u2019\u00e9quipe de\nMicrofinanza, leurs connaissances professionnelles dans le domaine de\nl\u2019assistance technique et de la microfinance.\n\nMicrofinanza Srl est un partenaire fiable et engag\u00e9 et nous sommes heureux de\nla recommander pour des initiatives similaires.\"\n\n###  ACP/EUMICROFINANCE, Unit\u00e9 de gestion de projet (Avril 2015)\n\n\"Le projet fut s\u00e9lectionn\u00e9 dans le cadre d\u2019un appel \u00e0 projet tr\u00e8s comp\u00e9titif,\ncar il faisait preuve d\u2019innovation et d\u2019ambition. L\u2019objectif du projet \u00e9tait\nde concevoir des m\u00e9thodes innovatives de financement des technologies propres,\nparmi lesquelles des cuisini\u00e8res efficaces sur le plan \u00e9nerg\u00e9tique. Nous\nsommes tr\u00e8s satisfaits de la r\u00e9ussite de l\u2019initiative de ASA et Microfinanza\net nous pensons que le projet aurait m\u00e9rit\u00e9 d\u2019\u00eatre prolong\u00e9.\"\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                    "source": "https://www.microfinanza.com/eye-to-the-future-for-ukraine-open-call/"
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                "page_content": "#  EYE to the FUTURE for UKRAINE \u2013 Open call\n\n##  **EYE to the Future for Ukraine \u2013 Open call**\n\n****\n\n[ Fill the form\n](https://forms.office.com/Pages/ResponsePage.aspx?id=Zw9Gid6roEqH3WybH_jphNrEI8f3B2ZPuXwRNW_xTOhUNFdPVk1LUDNKTEZCR1lRWVM4OFJZMklHVCQlQCN0PWcu)\n\n[ \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e\n](https://www.microfinanza.com/eye-to-the-future-of-ukraine/)\n\n**_29 March 2024_ **\n\nThe **EYE for the Future of Ukraine** project is part of the [ Erasmus for\nYoung Entrepreneurs programme ](https://www.erasmus-\nentrepreneurs.eu/index.php?lan=it) and is funded by the **European\nCommission** .  \nEYE 4 Future aims to support Ukrainian professionals, young entrepreneurs and\nexperimented entrepreneurs, living in Italy through an international exchange.\nThanks to this opportunity, young entrepreneurs will be able to acquire new\nskills in running a business, work alongside experienced entrepreneurs and\nhave privileged access to European business communities.\n\n**Who can participate**\n\nAs  NEW Entrepreneurs\n\n  * Ukrainian Young entrepreneurs based in Italy. \n  * Ukrainian entrepreneurs based in Italy with less than 3 years of business experience. \n  * Ukrainian aspiring entrepreneurs. \n\nAs  HOST Entrepreneurs\n\n  * Experienced Ukrainian entrepreneurs with more than 3 years of entrepreneurial activity. \n\n[\n](https://forms.office.com/Pages/ResponsePage.aspx?id=Zw9Gid6roEqH3WybH_jphNrEI8f3B2ZPuXwRNW_xTOhUNFdPVk1LUDNKTEZCR1lRWVM4OFJZMklHVCQlQCN0PWcu)\n\n**How it works**\n\nRegistration and participation in the EYE to The Future Programme is **free of\ncharge** .\n\nBy applying for the programme with Microfinanza, local contact for the\nprogramme in Italy, the entrepreneur will receive the following support:\n\nFor new Ukrainian entrepreneurs  :  \n\u2013 support in developing their business plan,  \n\u2013 support in the application process (including support in the motivation\nletter and CV presentation),  \n\u2013 support in finding the host entrepreneur established in one of the 27\nEuropean countries, support in developing the activities of their business\nplan with the host entrepreneur.\n\nEach participant will receive a **financial contribution** to carry out the\nexchange in a European country.\n\nFor the Ukrainian host entrepreneurs:  \n\u2013 Support for the visibility of their business on the programme\u2019s digital\nplatform. Currently almost 30,000 European entrepreneurs are registered on the\nplatform. Every registered entrepreneur has access to this database with the\npossibility of establishing new international contacts.\n\nHost entrepreneurs receive support in finding an aspiring entrepreneur that\nmeets their needs and entrepreneurial skills to strengthen specific areas of\ntheir business.\n\nMicrofinanza is the intermediary organization that will guide all the\nparticipants (NEW Entrepreneurs and HOST Entrepreneurs) in all phases of the\nproject.\n\n\u25ba Contact us at this email adress [ project@microfinanza.com\n](mailto:project@microfinanza.com) or fill [ this form\n](https://forms.office.com/Pages/ResponsePage.aspx?id=Zw9Gid6roEqH3WybH_jphNrEI8f3B2ZPuXwRNW_xTOhUNFdPVk1LUDNKTEZCR1lRWVM4OFJZMklHVCQlQCN0PWcu)\n, we will contact you for more information about the program.\n\n[ Keep in touch\n](https://forms.office.com/Pages/ResponsePage.aspx?id=Zw9Gid6roEqH3WybH_jphNrEI8f3B2ZPuXwRNW_xTOhUNFdPVk1LUDNKTEZCR1lRWVM4OFJZMklHVCQlQCN0PWcu)\n\n**Erasmus for Young Entrepreneurs: Your opportunity to do an international\nexperience**  \nErasmus for Young Entrepreneurs is a free exchange programme, funded by the\nEuropean Commission, which offers the opportunity to gain unique professional\nexperience in more than 40 European countries and beyond.  \nWith no age limit to apply, the exchange can last from 1 to 6 months and\nfinancial support is provided to cover travel and accommodation costs. [ Find\nout more. ](https://www.microfinanza.com/it/eye/)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F&t=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call)\n  * [ __ ](http://twitter.com/share?text=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F&title=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call&body=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F&t=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call)\n  * [ __ Twitter  ](http://twitter.com/share?text=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F&title=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=EYE%20to%20the%20FUTURE%20for%20UKRAINE%20%E2%80%93%20Open%20call&body=https%3A%2F%2Fwww.microfinanza.com%2Feye-to-the-future-for-ukraine-open-call%2F&ui=2&tf=1)\n\n",
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                "page_content": "##\n\n##\n\n##\n\n##\n\n##  **ERASMUS PER GIOVANI IMPRENDITORI**\n\n##\n\n##  Il programma di scambi europei per giovani imprenditori **  \n**\n\n**Erasmus per giovani imprenditori** \u00e8 un programma di scambio\ntransfrontaliero che offre ai nuovi imprenditori \u2013 o aspiranti tali \u2013\nl\u2019opportunit\u00e0 di imparare i segreti del mestiere da professionisti gi\u00e0\naffermati che gestiscono piccole o medie imprese in un altro paese\npartecipante al programma. Lo scambio di esperienze avviene nell\u2019ambito di un\nperiodo di lavoro presso la sede dell\u2019 **imprenditore esperto** , il quale\naiuta il **nuovo imprenditore** ad acquisire le competenze necessarie a\ngestire una piccola impresa. L\u2019imprenditore ospitante ha l\u2019occasione di\nconsiderare la propria attivit\u00e0 sotto nuovi punti di vista, collaborare con\npartner stranieri e informarsi circa nuovi mercati.\n\n##  **Sei un/a giovane professionista alla ricerca di un\u2019esperienza\nprofessionale all\u2019estero?**\n\n##  **Sei un/a giovane imprenditore/trice e stai pensando di avviare una tua\nimpresa o l\u2019hai costituita da poco?**\n\n##  **Sei un imprenditore/trice affermato/a alla ricerca di nuovi mercati e\nidee innovative?**\n\n##  **** **Il programma** ** Erasmus per giovani imprenditori  ** **potrebbe\nfare al caso tuo!**\n\n****\n\n****\n\n#####  **Chi pu\u00f2 partecipare ?**\n\n  * Aspiranti imprenditori o imprenditori che abbiano avviato un\u2019attivit\u00e0 da non pi\u00f9 di tre anni; \n  * Titolari e/o responsabili di un\u2019attivit\u00e0 imprenditoriale avente sede in uno dei paesi partecipanti al Programma. \n\n#####  **  \nQuali sono i benefici del programma ? **\n\n  * Se sei un **GIOVANE IMPRENDITORE** avrai l\u2019opportunit\u00e0 di vivere un\u2019esperienza professionale presso un\u2019impresa estera, con un sostegno finanziario per coprire i costi di viaggio e di soggiorno. Un\u2019opportunit\u00e0 per lavorare con i migliori professionisti europei e comprendere come avviare la tua attivit\u00e0 o rafforzare le basi du un\u2019impresa costituita di recente. \n  * Se sei un **IMPRENDITORE GI\u00c0 AFFERMATO** potrai collaborare con un giovane imprenditore motivato e pieno di energie, che potr\u00e0 dare un importante contributo alla tua attivit\u00e0 apportando nuove prospettive, competenze e conoscenze, oltre che informarti sui mercati esteri ed accedere a nuove opportunit\u00e0 di business. \n\n#####  **Come partecipare ?**\n\nLa candidatura deve essere inoltrata **ONLINE** . Prima di candidarsi,\ncontatta Microfinanza Srl all\u2019indirizzo: [ info@microfinanza.com\n](mailto:info@microfinanza.com) , ente intermediario che fornir\u00e0 un supporto\ngratuito per la compilazione della domanda e la ricerca di possibili scambi.\n\n**Per candidarsi si dovr\u00e0 essere in possesso delle seguenti informazioni e\ndocumenti:**\n\n  * **Curriculum vitae** (preferibilmente in lingua inglese); \n  * **Motivazioni** (preferibilmente in lingua inglese); e \n  * Solo se si \u00e8 un Nuovo Imprenditore, un **Business plan** (si consiglia di richiedere informazioni all\u2019ente intermediario \u2013 Microfinanza) \n\n**Per ulteriori informazioni riguardo al programma scrivi a[\ninfo@microfinanza.com ](mailto:info@microfinanza.com) **\n\nTi guideremo in tutte le fasi dello scambio: ti consiglieremo nella fasi di\ncompilazione della domanda di partecipazione, ti aiuteremo a stabilire un\nrapporto di successo con un partner idoneo e ti forniremo le risposte di cui\nhai bisogno.\n\n[ Visita il sito ufficiale del programma ](https://www.erasmus-\nentrepreneurs.eu/) [ Erasmus for Young Entrepreneurs. ](https://www.erasmus-\nentrepreneurs.eu/index.php?lan=en)  \nErasmus for Young Entrepreneurs \u00e8 un\u2019iniziativa finanziata dall\u2019 **Unione\nEuropea**\n\n###  Relationships\n\n###  New Entrepreneurs\n\n###  Host Entrepreneurs\n\n[ Scarica la brochure per imprenditori e imprenditrici ospitanti\n](https://www.microfinanza.com/wp-content/uploads/2023/05/Brochure-EYE-HE-\nWEB.pdf)\n\n[ Scarica la brochure per i giovani imprenditori\n](https://www.microfinanza.com/wp-content/uploads/2023/06/Brochure-EYE-NE-\nWEB.pdf)\n\n##  Ultimi aggiornamenti\n\n[ ](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMar 31, 2025\n\nMicrofinanza ha partecipato al 34\u00b0 Erasmus for Young Entrepreneurs Network\nMeeting a Bergamo18 -...\n\n[ ](https://www.microfinanza.com/it/erasmus-per-giovani-imprenditori-integra-\nregno-unito-stati-uniti-canada-e-singapore-come-destinazioni-di-scambio-\ncommerciale/)\n\n##  [ Nuove destinazioni di scambio imprenditoriale oltremare con EYE\n](https://www.microfinanza.com/it/erasmus-per-giovani-imprenditori-integra-\nregno-unito-stati-uniti-canada-e-singapore-come-destinazioni-di-scambio-\ncommerciale/)\n\nFeb 17, 2025\n\nIl programma Erasmus per giovani imprenditori integra Regno Unito, Stati\nUniti, Canada e Singapore...\n\n[ ](https://www.microfinanza.com/it/erasmus-per-giovani-\nimprenditori-33-network-meeting/)\n\n##  [ Erasmus per giovani imprenditori: 33\u00b0 Network Meeting!\n](https://www.microfinanza.com/it/erasmus-per-giovani-imprenditori-33-network-\nmeeting/)\n\nOtt 17, 2024\n\nMicrofinanza's team took part in the 33rd Network Meeting of the Erasmus for\nYoung Entrepreneurs...\n\n[ ](https://www.microfinanza.com/it/celebriamo-i-15-anni-del-programma-\nerasmus-per-giovani-imprenditori/)\n\n##  [ Celebriamo i 15 anni del programma Erasmus per giovani imprenditori\n](https://www.microfinanza.com/it/celebriamo-i-15-anni-del-programma-erasmus-\nper-giovani-imprenditori/)\n\nMar 12, 2024\n\n15 anni di successi e imprenditorialit\u00e0 4 Marzo 2024La Commissione europea e\nMicrofinanza sono...\n\n[ ](https://www.microfinanza.com/it/eye-to-the-future/)\n\n##  [ EYE to the Future ](https://www.microfinanza.com/it/eye-to-the-future/)\n\nNov 26, 2023\n\nEYE to the FUTURE for UKRAINE project \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e\n\u043c\u043e\u0432\u043e\u044eIl perdurare...\n\n[ ](https://www.microfinanza.com/it/webinar-erasmus-for-young-entrepreneurs-\nwith-the-association-of-architects-of-modena/)\n\n##  [ Webinar Erasmus for Young Entrepreneurs in collaborazione con l\u2019Ordine\ndegli architetti di Modena ](https://www.microfinanza.com/it/webinar-erasmus-\nfor-young-entrepreneurs-with-the-association-of-architects-of-modena/)\n\nOtt 13, 2023\n\nErasmus for young entrepreneurs: opportunit\u00e0 di mobilit\u00e0\ninternazionaleMicrofinanza, in...\n\n[ ](https://www.microfinanza.com/it/30th-network-meeting/)\n\n##  [ 30th Network Meeting ](https://www.microfinanza.com/it/30th-network-\nmeeting/)\n\nApr 21, 2023\n\nErasmus for Young Entrepreneurs 30th Network MeetingIl 30\u00b0 incontro della Rete\n\u00e8 stato ideato per...\n\n[ ](https://www.microfinanza.com/it/webinar-erasmus-per-giovani-imprenditori/)\n\n##  [ Webinar \u2013 Erasmus per Giovani Imprenditori\n](https://www.microfinanza.com/it/webinar-erasmus-per-giovani-imprenditori/)\n\nApr 21, 2023\n\nDiscover the Erasmus for Young Entrepreneurs ProgrammeShape your international\ncareer Do you want...\n\n[ ](https://www.microfinanza.com/it/nuove-opportunita-dal-programma-erasmus-\nper-giovani-imprenditori/)\n\n##  [ Nuove opportunit\u00e0 dal programma Erasmus per giovani imprenditori!\n](https://www.microfinanza.com/it/nuove-opportunita-dal-programma-erasmus-per-\ngiovani-imprenditori/)\n\nSet 19, 2022\n\nNuove opportunit\u00e0 per i Giovani Imprenditori in Italia Sei un Giovane\nImprenditore e stai cercando...\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "##\n\n##\n\n##\n\n##\n\n##  **ERASMUS POUR JEUNES ENTREPRENEURS  \n**\n\n##\n\n##\n\n##  The European exchange program for Entrepreneurs **  \n**\n\n**Erasmus pour Jeunes Entrepreneurs** est un programme d\u2019\u00e9changes\ntransfrontaliers qui offre aux jeunes et aux futurs entrepreneurs la\npossibilit\u00e9 de se former aupr\u00e8s d\u2019entrepreneurs chevronn\u00e9s dirigeant de\npetites entreprises dans des Pays Participants diff\u00e9rents. Cet \u00e9change\nd\u2019exp\u00e9riences permet aux **nouveaux entrepreneurs** d\u2019acqu\u00e9rir, au contact\nd\u2019un **entrepreneur exp\u00e9riment\u00e9** , les comp\u00e9tences indispensables \u00e0 la bonne\ngestion d\u2019une petite entreprise. L\u2019entrepreneur d\u2019accueil b\u00e9n\u00e9ficie quant \u00e0\nlui d\u2019un regard neuf sur son entreprise. C\u2019est \u00e9galement l\u2019occasion pour lui\nde coop\u00e9rer avec des partenaires \u00e9trangers ou d\u2019en savoir plus sur de nouveaux\nmarch\u00e9s.\n\n##  **Vous envisagez de cr\u00e9er votre propre entreprise ou l\u2019avez fait tout\nr\u00e9cemment?** **Vous \u00eates \u00e0 la t\u00eate d\u2019une entreprise prosp\u00e8re \u00e0 la recherche de\nnouveaux march\u00e9s ou de nouvelles id\u00e9es?** **Le programme** ** Erasmus for\nYoung Entrepreneurs  ** **est peut-\u00eatre fait pour vous** **!**\n\n#####  **Qui peut participer ?**\n\n  * Les nouveaux entrepreneurs qui projettent s\u00e9rieusement de lancer leur propre activit\u00e9 ou qui ont d\u00e9j\u00e0 mont\u00e9 leur entreprise au cours des trois derni\u00e8res ann\u00e9es. \n  * Les entrepreneurs exp\u00e9riment\u00e9s propri\u00e9taires ou administrateurs d\u2019une PME implant\u00e9e dans un Pays Participant diff\u00e9rent. \n\n#####  **  \nQuels sont les avantages du programme ? **\n\n  * Si vous \u00eates un **NOUVEL ENTREPRENEUR** , vous aurez la possibilit\u00e9 de suivre une formation sur le tas dans une entreprise \u00e9trang\u00e8re, avec un soutien financier pour couvrir les frais de voyage et d\u2019h\u00e9bergement, afin de comprendre comment lancer avec succ\u00e8s votre propre entreprise ou renforcer les bases de votre entreprise nouvellement \u00e9tablie. \n  * Si vous \u00eates un **ENTREPRENEUR D\u00c9J\u00c0 \u00c9TABLI** , vous pourrez travailler avec un jeune entrepreneur motiv\u00e9 et \u00e9nergique, qui peut apporter une contribution importante \u00e0 votre entreprise en vous apportant de nouvelles perspectives, comp\u00e9tences et connaissances, ainsi qu\u2019en vous informant sur les march\u00e9s \u00e9trangers et en acc\u00e9dant \u00e0 de nouvelles opportunit\u00e9s commerciales. \n\n#####  **Comment postuler ?**\n\nLes candidatures doivent \u00eatre soumises EN LIGNE. Avant de postuler, veuillez\ncontacter Microfinanza Srl (info@microfinanza.com), un contact interm\u00e9diaire\nqui vous fournira une assistance gratuite pour remplir la demande et\nrechercher des \u00e9changes possibles.\n\n**Pour postuler, vous devez \u00eatre en possession des informations et documents\nsuivants**\n\n  * Curriculum vitae (de pr\u00e9f\u00e9rence en anglais) ; \n  * Motivations (de pr\u00e9f\u00e9rence en anglais) ; \n  * Si vous \u00eates un Nouvel Entrepreneur, un BUSINESS PLAN (l\u2019\u00e9quipe de Microfinanza peut vous aider pour en faire un).   \nPour plus d\u2019informations, vous pouvez \u00e9crire \u00e0 [ info@microfinanza.com\n](https://www.microfinanza.com/fr/eye/info@microfinanza.com) .  \nMicrofinanza vous soutiendra dans toutes les phases de l\u2019\u00e9change : processus\nde candidature, recherche de l\u2019h\u00f4te/entrepreneur id\u00e9al, tirer le meilleur\nparti de cette exp\u00e9rience.\n\nVisitez le site officiel du programme [ Erasmus pour jeunes entrepreneurs\n](https://www.erasmus-entrepreneurs.eu/)\n\nErasmus pour jeunes entrepreneurs est une initiative de l\u2019 **Union\neurop\u00e9enne** .\n\n**\u2192** [ Nouvelle opportunit\u00e9 d\u2019Erasmus pour jeunes entrepreneurs\n](https://www.microfinanza.com/new-opportunities-from-erasmus-for-young-\nentrepreneurs-programme/)\n\n###  Relationships\n\n###  New Entrepreneurs\n\n###  Host Entrepreneurs\n\n##  Derni\u00e8res nouvelles\n\n[ ](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMar 31, 2025\n\nMicrofinanza a particip\u00e9 au 34\u00e8me meeting du r\u00e9seau Erasmus pour jeunes\nentrepreneurs \u00e0 Bergame,...\n\n[ ](https://www.microfinanza.com/fr/erasmus-pour-jeunes-entrepreneurs-integre-\nle-royaume-uni-les-etats-unis-le-canada-et-singapour-comme-destinations-\ndechange-dentreprises/)\n\n##  [ Nouvelles destinations pour les \u00e9changes commerciaux avec l\u2019EYE\n](https://www.microfinanza.com/fr/erasmus-pour-jeunes-entrepreneurs-integre-\nle-royaume-uni-les-etats-unis-le-canada-et-singapour-comme-destinations-\ndechange-dentreprises/)\n\nF\u00e9v 17, 2025\n\nLe programme Erasmus pour jeunes entrepreneurs int\u00e8gre le Royaume-Uni, les\n\u00c9tats-Unis, le Canada...\n\n[ ](https://www.microfinanza.com/fr/erasmus-pour-les-jeunes-\nentrepreneurs-33e-reunion-du-reseau/)\n\n##  [ Erasmus pour les jeunes entrepreneurs : 33e r\u00e9union du r\u00e9seau !\n](https://www.microfinanza.com/fr/erasmus-pour-les-jeunes-\nentrepreneurs-33e-reunion-du-reseau/)\n\nOct 17, 2024\n\nMicrofinanza's team took part in the 33rd Network Meeting of the Erasmus for\nYoung Entrepreneurs...\n\n[ ](https://www.microfinanza.com/fr/rapport-de-durabilite-2023/)\n\n##  [ Rapport de Durabilit\u00e9 2023 ](https://www.microfinanza.com/fr/rapport-de-\ndurabilite-2023/)\n\nSep 26, 2024\n\nMicrofinanza est ravie de pr\u00e9senter son troisi\u00e8me Rapport de Durabilit\u00e9 ! 26\nseptembre 2024...\n\n[ ](https://www.microfinanza.com/fr/celebration-de-15-ans-de-promotion-de-\nlesprit-dentreprise-le-succes-du-programme-erasmus-pour-jeunes-entrepreneurs/)\n\n##  [ C\u00e9l\u00e9bration de 15 ans de promotion de l\u2019esprit d\u2019entreprise : le succ\u00e8s\ndu programme Erasmus pour jeunes entrepreneurs\n](https://www.microfinanza.com/fr/celebration-de-15-ans-de-promotion-de-\nlesprit-dentreprise-le-succes-du-programme-erasmus-pour-jeunes-entrepreneurs/)\n\nMar 12, 2024\n\nC\u00e9l\u00e9bration de 15 ans de promotion de l'esprit d'entreprise : le succ\u00e8s du\nprogramme Erasmus pour...\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. 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                "page_content": "#  WE-RISE! Project: first steps in Red Sea State\n\n#  **WE-RISE! project first steps in Red Sea State**\n\n###  _January 2023 \u2013**Red Sea State** _ _, Sudan_\n\nMicrofinanza has been working in Sudan with AICS Khartoum and UN Women since\nearly 2022, providing Technical Assistance to the **WE-RISE Project** .  \nFunded by the European Union, the project aims to contribute to the creation\nof a conducive environment for the economic empowerment of women and other\nsocially excluded groups living in the most vulnerable situations in Khartoum,\nKassala, Gedaref and the Red Sea States.\n\nUnder this framework, Microfinanza\u2019s team designs and monitors the\nimplementation of the most effective financial schemes and training services\nfor partners and beneficiaries.\n\nIn collaboration with the local implementing partner PASED (Port Sudan\nAssociation for Small Enterprise Development), in Red Sea State Microfinanza\nis supporting women associations through the provision of tailored training,\nfinancial inclusion modules and conditional seed capital for revolving funds\nscheme.\n\nThrough this 13 months intervention, which kicked off on the 21st of December\n2022, Microfinanza\u2019s field team expects to reach 3,000 target beneficiaries,\nupgrading their microbusinesses and improving their managerial skills.\n\n\ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! is an EU-funded project with the objective of building inclusive,\nsustainable and resilient communities and creating an enabling environment for\nthe economic, social and educational empowerment of women. The project is\nimplemented by [ AICS Khartoum\n](https://www.facebook.com/AICSKHARTOUM/?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=kK-R)\nand [ UN Women\n](https://www.facebook.com/unwomen?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=-%5dK-R)\n.  \n[ >> About the project ](https://www.microfinanza.com/we-rise/)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/we-rise-project-first-steps-in-red-\nsea-state/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F&t=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State)\n  * [ __ ](http://twitter.com/share?text=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F&title=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State&body=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F&t=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State)\n  * [ __ Twitter  ](http://twitter.com/share?text=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F&title=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%21%20Project%3A%20first%20steps%20in%20Red%20Sea%20State&body=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-project-first-steps-in-red-sea-state%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  Catalogue of financial & non-financial services developed within the WE-\nRISE! project 2021-2024\n\n#  **6 FINANCIAL SERVICES OF THE WE-RISE!** Result 1\n\nIn the framework of [ WE-RISE! Project ](https://www.microfinanza.com/we-\nrise/) , Microfinanza Srl provides technical assistance to the Italian Agency\nfor Development Cooperation (AICS) in Khartoum to assess, design and monitor\nthe implementation of Financial Schemes and Financialand Non-Financial\nServices to vulnerable beneficiaries in Sudan.\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/02/WE-RISE-\nOutput-17-18_V3.pdf)\n\n  * ** FINANCIAL INCLUSION SERVICE 1    \n** A Revolving Fund Scheme for Women Associations\n\n  * ** FINANCIAL INCLUSION SERVICE 2    \n** A Fund Manager for small entrepreneurs\n\n  * **FINANCIAL INCLUSION SERVICE 3  \n** A Cooperative Loan for Productive Cooperatives\n\n  * ** **FINANCIAL INCLUSION SERVICE** 4    \n** An Incubator and Accelerator for MSMEs and Start-ups\n\n  * ** FINANCIAL INCLUSION SERVICE 5    \n** A VSLA scheme for micro entrepreneurs and smallholder farmers\n\n  * ** FINANCIAL INCLUSION SERVICE 6    \n** An Emergency Service to support IGAs and food security of smallholder\nfarmers\n\n[ DOWNLOAD THE FULL CATALOGUE ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/02/WE-RISE-Output-17-18_V3.pdf)\n\n**SERVICE 1**\n\n**REVOLVING FUNDS SCHEMES FOR WOMEN\u2019S ASSOCIATIONS** **  \n** Develop and scale-up Women\u2018s Associationism in Red Sea State to boost\nfemale micro-entrepreneurs and women-led Income-generating Activities (IGAs).\nThe service will support Sudanese micro-entrepreneurs to mitigate economic\nshocks and overcome cultural barriers by strengthening their socio-economic\nrole in the family and community. Women will have access to in-kind productive\nassets and tailored training on financial inclusion, business, and leadership.\nWomen\u2019s Associations running a Revolving Fund will also access the formal\nbanking system with a broader variety of financial services.\n\n**Service provider  \n** This technical assistance has been awarded to the Sudanese Microfinance\nInstitution **PASED** . ****\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nThe Revolving Funds aim at fostering female micro-entrepreneurship in Sudan by\ncreating training and supporting women\u2019s associations and ensuring their\naccess to a sustainable, in-kind and Sharia-compliant source of financing.\n\n**Beneficiaries served**\n\n1.800 women, small entrepreneurs and artisans belonging to 32 pre-existing and\n28 newly-created women\u2019s associations distributed across Port Sudan, Tokar,\nSawakinand Sallom.\n\n**Service highlights  \n**\n\nThe service supports female Sudanese micro-entrepreneurs through the provision\nof:\n\n  1. **Non-financial services** \u2013 a combination of financial inclusion and entrepreneurship tailored training modules \n  2. **Financial services** \u2013 of in-kind assets toimprove/launch Income Generating Activities \n\n**SERVICE 2**\n\n**A FUND MANAGER FOR SMALL ENTREPRENEURS** **  \n**\n\n**Building an innovative blended-finance scheme to improve the resilience and\ncompetitiveness of SMEs and SHFs in the framework of the Development and\nHumanitarian Nexus.** The Fund Manager mobilises and allocates public and\nprivate funding, serving formal and informal entrepreneurs (M-SMEs) and\nfarmers (SHFs) in Kassala, Gedaref and Red Sea State. Eligible beneficiaries\nbenefit from the right mix of grants, loans, and equity investments.\n\nAn Internal TA & Investment Committee awards the service package through a\ncompetitive process, assessing the entrepreneurs\u2019 capacity to innovate, grow,\nand contribute to Social Development Goals (SDGs).\n\n**Service provider  \n** This technical assistance has been awarded to the Sudanese Company\n**249Startups.**\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nThis innovative financial (in-kind and in-cash assistance) and non-financial\n(TA training) fund management mechanism will supports MSMEs and SHFs looking\nfor timely and high-impact initiatives to revive and support local\nstrategicValue Chains actors amid the disruptive consequences of the armed\nconflict.\n\n**Beneficiaries served**\n\nTIER 1: 650 Vulnerable Individuals part ofWomen\u2019s Associations,\nProductiveOrganisations, or Cooperatives with established IGAs.\n\nTIER 2: 100 Informal Entrepreneurs (MSMEs)and Smallholder Farmers (SHFs).\n\nTIER 3: 50 Formal SMEs and Farmers with innovative and high-impact business\nmodels.\n\n**Service highlights  \n**\n\nBLENDED FINANCE: set-up of a fund manager that can access, mobilise and manage\npublic and private funding.\n\nACCOUNTABILITY: set-up of a transparent online e-platform to assess, evaluate\nand monitor the entire cycle of financial and non-financial services delivered\nthrough local strategic partners.\n\nIMPACT AT SCALE: delivery of a modular mix of training and financial services\n(grants, loans, and equity investments), based on the needs and potential\nimpact of each applicant business model.\n\n**SERVICE 3**\n\n**A COOPERATIVE LOAN FOR PRODUCTIVE COOPERATIVES** **  \n**\n\n**Supporting EBDAA Bank \u2013 a local Micro Finance Institution \u2013 in the design\nand pilot of a new financial product for Women\u2019s Cooperatives.** This\ntechnical assistance aims to enhance the outreach of the local Microfinance\ncompany among underserved, vulnerable women working in cooperatives and\nproductive organisations.\n\nThe design and pilot of a new Sharia-compliant Islamic financial service\ncomplements Ebdaa\u2019s portfolio of saving and lending products, introducing new\ncredit ceilings and risk-sharing mechanisms.\n\nAn Internal TA & Investment Committee awards the service package through a\ncompetitive process, assessing the entrepreneurs\u2019 capacity to innovate, grow,\nand contribute to Social Development Goals (SDGs).\n\n**Project\u2019s partner:** **Ebdaa Microfinance Bank**\n\n**Service provider**  \nThis technical assistance has been awarded to **Avrio Impact** in\ncollaboration with **IFAAS** as a subcontractor.\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nFoster rural development in Sudan by expanding access to financial services in\nunderserved rural communities, contributing to sustainable growth and\ndevelopment of vulnerable women and youth.\n\n**Beneficiaries served**\n\nAround 4.500 women, small entrepreneurs and farmers belonging to\nProductiveOrganisations and Cooperatives in Gedaref will benefit from this\nIslamic CooperativeLoan.\n\n**Service highlights**\n\nSupport EBDAA Microfinance Bank in the design and pilot of new tailor-made\nfinancial products and services to meet the demand of underserved productive\ngroups.\n\n**SERVICE 4**\n\n**AN INCUBATOR AND ACCELERATOR FOR MSMEs AND START-UPS** **  \n**\n\n**The creation of new businesses, and the strengthening of established ones\ncan positively impact the economic development and mitigate gender disparities\nand social exclusion in Sudan.** The service aims to support innovative start-\nups and established MSMEs in Kassala and the Red Sea States through an\nincubation and acceleration program.\n\nThe business development hub, with its flow of financial and non-financial\nservices, will improve the access of women, youth, and people living in\nvulnerable situations to a more inclusive market system.\n\n**Service provider  \n** This technical assistance has been awarded to **MDF** in consortium with\n**SAVANNAH** .\n\n#####  SERVICE FEATURES\n\n**Value proposition**\n\nThis service is a turned-key MSMEs hub that provides entrepreneurs with the\nnecessary financial resources and technical business skills to launch\ninnovative startups or boost mature SMEs in a fragile ecosystem.\n\n**Beneficiaries served**\n\n300 MSMEs and startups run to women and youth. Women entrepreneurs are largely\nunder-represented, while youth unemployment in urban areas is over 40%.\n\nImproving the number and the capacity of youth and female-owned businesses\nrepresents a key driver for job creation, economic growth and better\nlivelihood for their families and communities served.\n\n**Service highlights**\n\n  1. Two cycles of business support services for MSMEs and start-ups are designed and implemented in Kassala and Red Sea States. \n  2. Access to a portfolio of blended-finance services (grants, loans, private investments) for MSMEs and start-ups is ensured. \n\n**SERVICE 5**\n\n**A VSLA Scheme for microentrepreneurs and smallholder farmers** **  \n**\n\n**Creation of Village Savings and Loans Associations to provide socio-economic\nrelief and resilience to vulnerable women in Kassala and Gedaref states.** The\nservice aims at the creation, development, and management of women\u2019s Village\nSavings and Loans Associations. Through the mobilisation of smart allocation\nof savings, and the improvement of their financial and business skills, women\nwill have the means and skills to build and grow Income Generation Activities\n(IGAs) to provide for their family needs and those of their communities.\n\n**Service provider:  \n** This technical assistance has been awarded by **CDF** **\u2013 Child Development\nFoundation.**\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nCreation of socio-economic safety nets for rural women living in conditions of\nvulnerability. The Village Saving and Landing Associations (VSLAs) stimulate\nfemale associationism, combining social coordination and economic ingenuity.\nVSLAs include saving and lending informal mechanisms and women-led Income\nGenerating Activities (IGAs).\n\n**Beneficiaries served**\n\nAround 4.500 female small entrepreneurs, farmers and artisans belonging to 150\nwomen\u2019s associations distributed across Gedaref and Kassala states will\nbenefit from the the creation of Village Savings and Loans Associations\n(VSLAs).\n\n420 VSLA members will benefit from additional Vocational Training and become\nmicro-entrepreneurs.\n\n**Service highlights**\n\nTwo cycles of training, aiming at: **i.** launching Village Savings and Loans\nAssociations; and **ii.** improving end beneficiaries\u2019 financial education and\nbusiness management skills.\n\nStart-up of 420 new Income Generating Activities in target localities,\nresponding to local market needs.\n\n**SERVICE 6**\n\n**EMERGENCY SERVICE TO SUPPORT IGAs AND FOOD SECURITY OF SMALL HOLDER\nFARMERS** **  \n**\n\n**Support food security, livelihood, and women empowerment through an\nemergency response to promptly secure harvest and mitigate climate change and\narmed conflict-related challenges.** Gedaref state is known as the food basket\nof Sudan. Agriculture is the primary source of income and livelihood for\nSudanese in Gedaref.\n\nThis agribusiness support service was designed to provide timely qualitative\nagricultural inputs to ensure adequate and sustainable production of cash\ncrops and, crops for food security.\n\n**Service provider:  \n**\n\nThis technical assistance has been awarded to **CTC Central TradingCompany\nGroup.**\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nContributing to food security, livelihood and empowerment of women in rural\nareas, through the provision of agribusiness inputs and services.\n\n**Beneficiaries served**\n\n  * 390 smallholder farmers distributed in 9 localities of Gedaref State, Sudan. \n  * Target SHFs own less than 50 Feddan (< 21ha of land). \n  * In terms of food security, the intervention will provide a positive impact to 1.800 indirect beneficiaries part of the target communities and villages. \n\n**Service highlights**\n\n  * Distribution of innovative and environmentally friendly agri-inputs. \n  * Practical demonstration of the use of more sustainable methods and products. \n  * Engagement of Women trough Productive Organisations. \n  * Linkage with local agri-business technical experts. \n\n[ DOWNLOAD THE FULL CATALOGUE ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/02/WE-RISE-Output-17-18_V3.pdf)\n\n\ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! is an EU-funded project with the objective of building inclusive,\nsustainable and resilient communities and creating an enabling environment for\nthe economic, social and educational empowerment of women. The project is\nimplemented by [ AICS Khartoum\n](https://www.facebook.com/AICSKHARTOUM/?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=kK-R)\nand [ UN Women\n](https://www.facebook.com/unwomen?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=-%5dK-R)\n.\n\n[ >> About the project ](https://www.microfinanza.com/we-rise/)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/we-rise-financial-services/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F&t=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024)\n  * [ __ ](http://twitter.com/share?text=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F&title=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024&body=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F&t=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024)\n  * [ __ Twitter  ](http://twitter.com/share?text=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F&title=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Catalogue%20of%20financial%20%26%20non-financial%20services%20developed%20within%20the%20WE-RISE%21%20project%202021-2024&body=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-financial-services%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  Celebriamo i 15 anni del programma Erasmus per giovani imprenditori\n\n##  **15 anni di successi e imprenditorialit\u00e0**\n\n**_4 Marzo 2024_ **\n\nLa Commissione europea e Microfinanza sono orgogliose di celebrare il **15\u00b0\nanniversario** del programma Erasmus per Giovani Imprenditori (EYE),\nun\u2019iniziativa progettata per plasmare il futuro dell\u2019imprenditorialit\u00e0 in\nEuropa. EYE promuove la collaborazione internazionale, arricchisce le\ncompetenze imprenditoriali e promuove l\u2019innovazione.\n\nIl programma offre a **nuovi e potenziali imprenditori** un\u2019opportunit\u00e0 unica\ndi **scambio internazionale** per trasformare idee innovative in realt\u00e0. Non\nsolo aiuta a superare gli ostacoli iniziali dell\u2019avvio e della gestione di\nun\u2019impresa, ma facilita anche l\u2019internazionalizzazione delle PMI e le\npartnership commerciali. I partecipanti ottengono una preziosa formazione sul\nposto di lavoro e sviluppano le loro capacit\u00e0 imprenditoriali attraverso la\ncollaborazione con un imprenditore esperto all\u2019estero, per un periodo che va\nda 1 a 6 mesi. L\u2019UE offre un sostegno finanziario per coprire le spese di\nviaggio e di soggiorno, garantendo l\u2019accessibilit\u00e0.\n\nGli **imprenditori ospitanti esperti** beneficiano di nuove prospettive e\ncompetenze trasmesse da nuovi imprenditori motivati. Questa collaborazione\napre le porte all\u2019esplorazione di idee innovative che possono far crescere le\nloro aziende, consentendo l\u2019internazionalizzazione, l\u2019accesso a nuovi mercati\ne la formazione di nuove partnership, migliorando ulteriormente il loro\nvantaggio competitivo.\n\nAd oggi, il programma ha creato quasi 12.000 scambi commerciali in oltre 45\nPaesi. Il 2023 ha segnato un massimo storico con oltre 5.000 candidature, a\ndimostrazione del grande successo del programma. Il programma EYE ha un forte\nindice di gradimento, con il 98% dei nuovi imprenditori che lo raccomandano e\nil 92% dei partecipanti che mantengono i contatti dopo lo scambio.\n\nIl programma \u00e8 facilitato da un\u2019ampia gamma di organizzazioni intermediarie in\ntutta Europa. Microfinanza \u00e8 una di queste, en \u00e8 entrata a far parte del\nprogramma nel 2018.\n\nLa Commissione europea rimane impegnata a potenziare il programma EYE in\nfuturo, garantendo che continui a sostenere gli imprenditori emergenti e\ncontribuisca a un ecosistema imprenditoriale europeo resiliente e innovativo.\nGli aspiranti imprenditori e i titolari di aziende con esperienza sono\ninvitati a unirsi a questa fiorente comunit\u00e0 e a diventare parte della storia\ndi successo di EYE.\n\nPer ulteriori informazioni su come candidarsi o partecipare, visitare il sito\nweb di Erasmus per giovani imprenditori www.erasmus-entrepreneurs.eu.  \n**Ulteriori informazioni sull\u2019opportunit\u00e0 EYE in Italia** :\nwww.microfinanza.com/it/eye\n\n[ RITORNA ALLE NEWS ](https://www.microfinanza.com/it/notizie/)\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F&t=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori)\n  * [ __ ](http://twitter.com/share?text=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F&title=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F&t=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori)\n  * [ __ Twitter  ](http://twitter.com/share?text=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F&title=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Celebriamo%20i%2015%20anni%20del%20programma%20Erasmus%20per%20giovani%20imprenditori&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fcelebriamo-i-15-anni-del-programma-erasmus-per-giovani-imprenditori%2F&ui=2&tf=1)\n\n",
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                "page_content": "#  WE-RISE! Incubator & Accelerator Program\n\n#  **WE-RISE! Technical Assistance \u2013 Incubator and accelerator program for\nMSMEs and Start-ups**\n\n**_Kassala and Port Sudan, January 2025_ **\n\nThe  ** WE-RISE! Incubator & Accelerator  ** managed by **MDF** and **Savannah\nInnovation Labs** seeks to promote financial inclusion, foster gender equity,\nand empower local entrepreneurs to contribute to sustainable economic growth\nin Sudan. This initiative addresses the systemic challenges faced by women-\nand youth-led micro, small, and medium enterprises (MSMEs) in the Kassala and\nPort Sudan localities.\n\nLaunched on March 1, 2023, and deemed to be completed by February 2025, the\ninitiative is part of the  **WE-RISE! Portfolio of Financial Inclusion\ninterventions** , funded by the **European Union** and implemented by **AICS\nAddis Ababa** and **UN Women** .\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/12/IMG_0191.png\n\"IMG_0191\")\n\n###  Entrepreneurs trained\n\n###  Business funded\n\n###  Program investment\n\nThe  ** WE-RISE! Incubator & Accelerator  ** is designed to achieve:\n\n  * ** Empowering MSMEs  ** :  Providing tailored financial and technical resources to support the growth and sustainability of local enterprises. \n  * ** Promoting Gender Equity  ** :  Enabling women entrepreneurs to overcome systemic barriers and create transformational change in their  communities  . \n  * ** Fostering Inclusive Growth  ** :  Ensuring  equitable  access to markets and opportunities for underrepresented groups, particularly women and youth. \n  * ** Building Resilience  ** :  Equipping entrepreneurs to navigate economic uncertainties and sustain their businesses in a complex operating environment. \n\nThe  WE-RISE! Incubator & Accelerator  includes the following components:\n\n  1. **Outreach and Selection:**\n\n  * A targeted outreach campaign attracted 2,350 applications from entrepreneurs across Kassala and Port Sudan. \n  * Following a multi-stage selection process, 196 high-potential participants were chosen to take part in the program. \n\n  2. **Training and Mentorship:**\n\n  * Participants received intensive training in 15 customized business modules, focusing on areas such as financial management, marketing strategies, and operational planning. \n  * A total of 196 participants directly benefited from training, including 107 in Kassala and 89 in Port Sudan. \n  * Mentorship opportunities were provided to offer tailored support for participants\u2019 unique business challenges. \n\n**Location** |  **Women** |  **IDP***  \n---|---|---  \nKassala  |  48  |  47   \nPort Sudan  |  43  |  43   \n**Total** |  **91** |  **90**  \n  \n****\n\n  3. **Financial Assistance** :  Two funding mechanisms were introduced to address distinct entrepreneurial needs: \n\n  * **Recovery Fund (\u20ac225,000)** : 90 Grants of \u20ac2,500 designed to stabilize early-stage and recovering \n  * **Challenge Fund (\u20ac75,000)** : 10 Grants of \u20ac7,500 aimed at scaling established enterprises and fostering innovation. \n\n**Location** |  **Women** |  **IDP***  \n---|---|---  \nKassala  |  36  |  27   \nPort Sudan  |  27  |  24   \n**Total** |  **63** |  **51**  \n  \n****\n\n  4. **Scaling and Networking** : \n\n  * Entrepreneurs were connected to potential investors, local markets, and professional networks, enhancing their capacity for long-term sustainability. \n  * Networking and marketing events are planned to further promote visibility and collaboration for participants. \n\n* IDP: Internally Displaced Persons \n\nSince its inception, the program has delivered measurable outcomes that\nhighlight its contribution to advancing entrepreneurship and fostering\nfinancial inclusion:\n\n  * ** 2,350 applications  ** received. \n  * ** 196 entrepreneurs  ** trained in essential business skills. \n\n  * ** 100 businesses  ** funded: \n    * ** 79 through the Recovery Fund  ** , with grants of \u20ac2,500 each. \n    * ** 10 through the Challenge Fund  ** , with grants of \u20ac7,500 each. \n    * **11 entrepreneurs** that could not access the Challenge Fund, were awarded access to the Recovery Fund, with grants of \u20ac2,500 each. \n  * ** \u20ac300,000  ** disbursed in grants  . \n\n##  WE-RISE! Success Stories\n\n##  Meet Raghda Mosaad\n\nRaghda  Mosaad  , founder of  Mexicano Corner  , exemplifies the program\u2019s\nimpact. Operating a small ice cream shop in Halfa, Kassala State, Raghda\nstruggled with manual production processes that limited her  capacity  to meet\ncustomer demand and grow her income.  \nThrough the Recovery Fund, Raghda received a  \u20ac2,500 grant  , enabling her to\npurchase  a professional ice cream machine. The investment  ,  backed by  b\nusiness training and mentorship  ,  significantly boosted her production\ncapacity  , doubled her output, and attracted a larger customer base.\nReflecting on the impact, Raghda stated:  \n  \n_ \u201cOn the first day with the new machine, customers kept coming until\nmidnight. This never happened before!\u201d  _\n\nBeyond improving her business, the support from WE-RISE! enhanced her family\u2019s\nliving conditions,  demonstrating  the broader social and economic impact of\nfinancial inclusion initiatives.\n\n**About the service providers** **Savannah Innovation Lab** is an inclusive\nplatform and entrepreneurship incubator based in Khartoum with a history of\nrunning  programmes  in the Red Sea, Darfur, Kordofan, and Blue Nile states.\nThe  organisation  aims to support and empower entrepreneurs in Sudan by\nproviding access to resources, mentorship, and networking opportunities.\nSavannah is also a member of the  Afrilabs  and the Africa Business Angel\nnetwork.\n\n**MDF** is a management consulting and training company with a passion for\nprivate sector-led development, while placing social impact at the forefront\nof all our activities. MDF has over 38 years of experience in providing\ntechnical  assistance  in developing and  emerging  economies, including over\n10 years in supporting SMEs from ideation, prototyping, incubation,\nacceleration, investment and matching and grant fund management.\n\n[ \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! ](https://www.microfinanza.com/we-rise/) is an [ EU-funded\n](https://urlsand.esvalabs.com/?u=https%3A%2F%2Ftrust-fund-for-\nafrica.europa.eu%2Findex_en&e=1af02e7f&h=671afe0c&f=n&p=y) project with the\nobjective of building inclusive, sustainable and resilient communities and\ncreating an enabling environment for the economic, social and educational\nempowerment of women. The project is implemented by [ AICS Khartoum\n](https://www.facebook.com/AICSKHARTOUM/?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=kK-R)\nand [ UN Women\n](https://www.facebook.com/unwomen?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=-%5dK-R)\n. [ >> About the project ](https://www.microfinanza.com/we-rise/)\n\nThe initiative is part of the activities promoted by [ **WE-RISE!**\n](https://www.microfinanza.com/we-rise/) project, financed by the **European\nUnion** , and implemented by **Agenzia Italiana per la Cooperazione allo\nSviluppo \u2013 Sede di Addis Ababa** and **UN Women** . The views expressed in\nthis publication are those of the authors and do not necessarily reflect the\nviews or policies of the EU, AICS and UN Women.\n\nThe European Union, the Italian Agency for Development Cooperation and UN\nWomen and are not responsible for any inaccurate or libellous information or\nfor the erroneous use of information. All individuals depicted in the\nphotographs have provided their consent for the use and distribution of their\nimages.\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F&t=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program)\n  * [ __ ](http://twitter.com/share?text=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F&title=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program&body=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F&t=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program)\n  * [ __ Twitter  ](http://twitter.com/share?text=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F&title=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%21%20Incubator%20%26%20Accelerator%20Program&body=https%3A%2F%2Fwww.microfinanza.com%2Fwe-rise-incubator-accelerator-program%2F&ui=2&tf=1)\n\n",
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                "page_content": "##\n\n##\n\n##\n\n##\n\n##  **WE-RISE!  \n**\n\n##\n\n##\n\n##  Women\u2019s Empowerment for Resilience, Inclusion, Sustainability and\nEnvironment **  \n**\n\n**WE-RISE! Women\u2019s Empowerment for Resilience, Inclusion, Sustainability and\nEnvironment** \u00e8 un progetto finanziato dall\u2019unione europea. L\u2019obiettivo del\nprogetto \u00e8 quello di costruire comunit\u00e0 inclusive, sostenibili e resilienti e\ncreare un ambiente favorevole all\u2019emancipazione economica, sociale ed\neducativa delle donne.\n\n###  **Gli obiettivi**\n\nIl progetto WE-RISE!, \u00e8 implementato congiuntamente da [ AICS\n](https://www.aics.gov.it/2021/63865/) e [ UN Women\n](https://www.unwomen.org/en) , \u00e8 finanziato dall\u2019Unione Europea attraverso il\nFondo fiduciario di emergenza dell\u2019Unione Europea (EUTF), ed ha come obiettivo\nquello di favorire una stabilit\u00e0 e affrontare le cause profonde della\nmigrazione irregolare e degli sfollati in Africa, sostenendo la transizione\ndemocratica in Sudan.\n\nIl progetto mira a creare un ambiente favorevole all\u2019emancipazione economica\ndelle donne che vivono nelle situazioni pi\u00f9 vulnerabili a Khartoum, Kassala,\nGedaref e negli Stati del Mar Rosso, attraverso programmi di microfinanza,\nassistenza tecnica per lo sviluppo istituzionale e politico e cambiamenti\nculturali, per un periodo di 36 mesi.\n\n###\n\n###  Servizi\n\n\u201cFinancial Inclusion Scheme Establishment\u201d \u00e8 l\u2019assistenza tecnica gestita da\nMicrofinanza srl nell\u2019ambito del Risultato 1 sar\u00e0 attuata in coordinamento con\nl\u2019AICS di Khartoum durante i 22 mesi del contratto di servizio. Il team di\nMicrofinanza \u00e8 chiamato a migliorare l\u2019accesso delle giovani donne che vivono\nin situazioni di vulnerabilit\u00e0 a un sistema di mercato pi\u00f9 inclusivo.\n\n###  **La strategia generale del progetto \u00e8 stata organizzata in sei attivit\u00e0\nchiave:**\n\n****\n\n**1.** **Valutazione di base:** per avere una chiara comprensione della\nsituazione attuale, dei bisogni e delle priorit\u00e0 da affrontare per migliorare\nl\u2019accesso ai finanziamenti e l\u2019inclusione sociale per i gruppi pi\u00f9 vulnerabili\ndella popolazione sudanese.\n\n**2.** **Sviluppo di prodotti finanziari e non finanziari:** per\nl\u2019elaborazione di un pacchetto di prodotti finanziari e non finanziari\ninclusivi, accessibili e sensibili al genere per l\u2019inclusione finanziaria e\nsociale negli Stati target.\n\n**3.** **Sviluppo di meccanismi e schemi finanziari innovativi per la\nsalute:** per la progettazione e lo sviluppo di un prodotto finanziario\ndedicato legato ai servizi sanitari.\n\n**4.** **Identificazione del gestore del fondo, dei fornitori finanziari e\ndelle istituzioni tecniche incaricate della fornitura di prodotti e servizi:**\nper l\u2019identificazione dell\u2019istituzione/organizzazione pi\u00f9 idonea responsabile\ndella gestione del Fondo WE-RISE! e la selezione dei fornitori di servizi\nfinanziari e non finanziari locali incaricati della fornitura dei servizi.\n\n**5.** **Identificazione di uno schema di governance multilivello e\ndefinizione di una strategia di sostenibilit\u00e0:** per l\u2019identificazione di un\nmodello di governance generale, dello schema operativo e della strategia di\nuscita.\n\n**6.** **Definizione del quadro di monitoraggio e valutazione (M &E): ** per\nla progettazione di una matrice di indicatori quantitativi e qualitativi, per\nregistrare i progressi e i risultati raggiunti dal progetto, e la redazione e\nsupervisione del relativo manuale e delle procedure di M&E.\n\n##  **PARTNERS**\n\n##  Ultimi aggiornamenti\n\n[ ](https://www.microfinanza.com/it/we-rise-il-programma-di-incubazione-\naccelerazione/)\n\n##  [ WE-RISE! Il programma di Incubazione & Accelerazione\n](https://www.microfinanza.com/it/we-rise-il-programma-di-incubazione-\naccelerazione/)\n\nGen 14, 2025\n\nWE-RISE! Assistenza tecnica - Programma di incubazione e accelerazione per PMI\ne start-upKassala e...\n\n[ ](https://www.microfinanza.com/it/technical-assistance-for-the-development-\nof-a-cooperative-loan/)\n\n##  [ Assistenza tecnica per lo sviluppo di un prestito cooperativo\n](https://www.microfinanza.com/it/technical-assistance-for-the-development-of-\na-cooperative-loan/)\n\nNov 4, 2024\n\nAssistenza tecnica per lo sviluppo di un prestito cooperativo - Iniziativa\nnell'ambito del...\n\n[ ](https://www.microfinanza.com/it/schemi-di-fondi-rotativi-per-le-\nassociazioni-femminili-sudanesi-nellambito-del-progetto-we-rise/)\n\n##  [ Schemi di fondi rotativi per le associazioni femminili sudanesi\nnell\u2019ambito del progetto WE-RISE! ](https://www.microfinanza.com/it/schemi-di-\nfondi-rotativi-per-le-associazioni-femminili-sudanesi-nellambito-del-progetto-\nwe-rise/)\n\nAgo 19, 2024\n\nAssistenza tecnica - Sviluppo di schemi di fondi di rotazione per le\nassociazioni femminili...\n\n[ ](https://www.microfinanza.com/it/progettazione-e-sperimentazione-di-un-\nprodotto-innovativo-di-finanziamento-islamico-degli-asset-per-la-ebdaa-bank-\nsudan/)\n\n##  [ Progettazione e sperimentazione di un prodotto innovativo di\nfinanziamento islamico degli asset per la Ebdaa Bank, Sudan.\n](https://www.microfinanza.com/it/progettazione-e-sperimentazione-di-un-\nprodotto-innovativo-di-finanziamento-islamico-degli-asset-per-la-ebdaa-bank-\nsudan/)\n\nGiu 17, 2024\n\nAssistenza tecnica - Progettazione e sperimentazione di un prodotto innovativo\ndi finanziamento...\n\n[ ](https://www.microfinanza.com/it/nuovi-percorsi-di-trasformazione-\nper-300-start-up-a-kassala-e-port-sudan/)\n\n##  [ Nuovi percorsi di trasformazione per 300 start-up a Kassala e Port Sudan\n](https://www.microfinanza.com/it/nuovi-percorsi-di-trasformazione-\nper-300-start-up-a-kassala-e-port-sudan/)\n\nMar 8, 2024\n\nSostegno allo sviluppo delle imprese attraverso il progetto WE-RISE!Febbraio\n2024Il progetto...\n\n[ ](https://www.microfinanza.com/it/catalogo-dei-servizi-finanziari-e-non-\nfinanziari-sviluppati-nellambito-del-progetto-we-rise-2021-2022/)\n\n##  [ Catalogo dei servizi finanziari e non finanziari sviluppati nell\u2019ambito\ndel progetto WE-RISE! 2021-2022 ](https://www.microfinanza.com/it/catalogo-\ndei-servizi-finanziari-e-non-finanziari-sviluppati-nellambito-del-progetto-we-\nrise-2021-2022/)\n\nGen 30, 2024\n\n6 SERVICES FINANZIARI DI WE-RISE! Risultato 1Nell'ambito del progetto WE-RISE!\nMicrofinanza ha...\n\n[ ](https://www.microfinanza.com/it/distribuzione-di-prodotti-agricoli-per-\nsalvare-la-stagione-del-raccolto-e-il-sostentamento-della-popolazione-\nsudanese/)\n\n##  [ Distribuzione di prodotti agricoli per salvare la stagione del raccolto\ne il sostentamento della popolazione sudanese\n](https://www.microfinanza.com/it/distribuzione-di-prodotti-agricoli-per-\nsalvare-la-stagione-del-raccolto-e-il-sostentamento-della-popolazione-\nsudanese/)\n\nAgo 9, 2023\n\nWE-RISE! Distribuzione di prodotti agricoli per salvare la stagione del\nraccolto e il...\n\n[ ](https://www.microfinanza.com/it/i-primi-passi-del-progetto-we-rise-nello-\nstato-del-mar-rosso/)\n\n##  [ I primi passi del progetto WE-RISE nello Stato del Mar Rosso\n](https://www.microfinanza.com/it/i-primi-passi-del-progetto-we-rise-nello-\nstato-del-mar-rosso/)\n\nGen 23, 2023\n\nI primi passi del progetto WE-RISE! nello Stato del Mar RossoGennaio 2023 -\nStato del Mar Rosso,...\n\n[ ](https://www.microfinanza.com/it/come-microfinanza-sta-lavorando-ad-\naccrescere-lempowerment-economico-delle-donne-nello-stato-del-mar-rosso-fondi-\ndi-rotazione-ed-educazione-finanziaria-a-donne-e-giovani-che-vivono-in-\ncondizioni-di/)\n\n##  [ Come sta lavorando Microfinanza per accrescere l\u2019empowerment economico\ndelle donne nello Stato del Mar Rosso: fondi di rotazione ed educazione\nfinanziaria a donne e giovani che vivono in condizioni di vulnerabilit\u00e0.\n](https://www.microfinanza.com/it/come-microfinanza-sta-lavorando-ad-\naccrescere-lempowerment-economico-delle-donne-nello-stato-del-mar-rosso-fondi-\ndi-rotazione-ed-educazione-finanziaria-a-donne-e-giovani-che-vivono-in-\ncondizioni-di/)\n\nGen 23, 2023\n\nLa strategia di Microfinanza in Sudan si basa su oltre 20 anni di esperienza\nnel campo...\n\n[ ](https://www.microfinanza.com/it/pave-the-way-to-womens-empowerment/)\n\n##  [ Pave the way to women\u2019s empowerment\n](https://www.microfinanza.com/it/pave-the-way-to-womens-empowerment/)\n\nDic 15, 2022\n\nPave the way to women\u2019s empowerment 9 Novembre 2022 \u2013 Khartoum, SudanIl 9\nnovembre 2022 ha segnato...\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Contatti\n\n#  Sar\u00e0 un piacere ricevere i vostri commenti\n\n##  Contatti\n\n_Contatto amministrativo_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Contatto operativo_  \n[ project@microfinanza.com ](mailto:projects@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:+39%200444%20326792)\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Sede principale**  \nStradella della Racchetta  \n22 \u2013 36100 Vicenza (VI)  \n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)\n\n###  Microfinanza MENA\n\n_Tunisia:_ Tunis\n\n###  Microfinanza Sub-Saharan Africa\n\n_Sudan:_ \u2013\n\nMicrofinanza Italia  \n_Vicenza \u2013 Sede principale_  \nStradella della Racchetta,  \n22 \u2013 36100 Vicenza (VI) Italia  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:+39%200444%20326792)\n\n**Microfinanza Siracusa**  \nVia Vincenzo Mirabella, 29  \n96100 Siracusa (SR) Italia\n\n**Microfinanza Milano**  \nVia Rigola, 7  \n20159 Milano (MI) Italia\n\n**Microfinanza MENA**  \nTunisia \u2013 Tunis\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "##\n\n##\n\n##\n\n##\n\n##  **WE-RISE!  \n**\n\n##\n\n##\n\n##  Women\u2019s Empowerment for Resilience, Inclusion, Sustainability and\nEnvironment **  \n**\n\n**WE-RISE! \u2013 Women\u2019s Empowerment for Resilience, Inclusion, Sustainability and\nEnvironment** est un projet financ\u00e9 par l\u2019UE dont l\u2019objectif est de construire\ndes communaut\u00e9s inclusives, durables et r\u00e9silientes et de cr\u00e9er un\nenvironnement favorable \u00e0 l\u2019autonomie \u00e9conomique, sociale et \u00e9ducative des\nfemmes.\n\n###  **Les objectifs**\n\nLe projet WE-RISE !, mis en \u0153uvre conjointement par l\u2019 [ AICS\n](https://khartoum.aics.gov.it/) et [ UN Women ](https://www.unwomen.org/en) ,\nest financ\u00e9 par l\u2019Union europ\u00e9enne par le biais du Fonds fiduciaire d\u2019urgence\nde l\u2019Union europ\u00e9enne (EUTF). Il vise \u00e0 favoriser la stabilit\u00e9 et \u00e0 faire face\naux causes profondes des migrations irr\u00e9guli\u00e8res et des r\u00e9fugi\u00e9s en Afrique en\nsoutenant la transition d\u00e9mocratique au Soudan.\n\nLe projet vise \u00e0 cr\u00e9er un environnement favorable \u00e0 l\u2019autonomie \u00e9conomique des\nfemmes vivant dans les situations les plus vuln\u00e9rables \u00e0 Khartoum, Kassala,\nGedaref et dans les \u00c9tats de la mer Rouge, par le biais de programmes de\nmicrofinance, d\u2019une assistance technique pour le d\u00e9veloppement institutionnel\net politique et d\u2019un changement culturel, pour une p\u00e9riode de 36 mois.\n\n###\n\n###\n\n###  Les services\n\n\u00ab Financial Inclusion Scheme Establishment \u00bb est l\u2019assistance technique g\u00e9r\u00e9e\npar Microfinance Ltd. dans le cadre du R\u00e9sultat 1 sera mise en \u0153uvre en\ncoordination avec AICS \u00e0 Khartoum pendant les 22 mois du contrat de service.\nL\u2019\u00e9quipe Microfinance est appel\u00e9e \u00e0 am\u00e9liorer l\u2019acc\u00e8s des jeunes femmes vivant\ndans des situations vuln\u00e9rables \u00e0 un syst\u00e8me de march\u00e9 plus inclusif.\n\n###  **La strat\u00e9gie globale du projet a \u00e9t\u00e9 organis\u00e9e en six activit\u00e9s cl\u00e9s\n:**\n\n**1\\. \u00c9valuation de base :** pour avoir une compr\u00e9hension claire de la\nsituation actuelle, des besoins et des priorit\u00e9s \u00e0 traiter pour am\u00e9liorer\nl\u2019acc\u00e8s au financement et l\u2019inclusion sociale des groupes les plus vuln\u00e9rables\nde la population soudanaise.\n\n**2\\. D\u00e9veloppement de produits financiers et non-financiers :** pour le\nd\u00e9veloppement d\u2019un ensemble de produits financiers et non-financiers\ninclusifs, accessibles et sensibles \u00e0 la parit\u00e9 des genres pour l\u2019inclusion\nfinanci\u00e8re et sociale dans les \u00e9tats cibles.\n\n**3\\. D\u00e9veloppement de m\u00e9canismes et de syst\u00e8mes financiers innovants pour la\nsant\u00e9 :** pour la conception et le d\u00e9veloppement d\u2019un produit financier d\u00e9di\u00e9\nli\u00e9 aux services de sant\u00e9.\n\n**4\\. Identification du gestionnaire du fonds, des fournisseurs financiers et\ndes institutions techniques charg\u00e9es de fournir des produits et services :**\npour l\u2019identification de l\u2019institution/organisation la plus appropri\u00e9e\nresponsable de la gestion du Fonds WE-RISE ! et la s\u00e9lection des fournisseurs\nde services financiers et non financiers locaux charg\u00e9s de fournir des\nservices.\n\n**5\\. Identification d\u2019un sch\u00e9ma de gouvernance \u00e0 plusieurs niveaux et\nd\u00e9finition d\u2019une strat\u00e9gie de durabilit\u00e9 :** pour l\u2019identification d\u2019un mod\u00e8le\nde gouvernance global, d\u2019un sch\u00e9ma op\u00e9rationnel et d\u2019une strat\u00e9gie de sortie.\n\n**6\\. D\u00e9finition du cadre de suivi et d\u2019\u00e9valuation (S &E) : ** pour la\nconception d\u2019une matrice d\u2019indicateurs quantitatifs et qualitatifs permettant\nd\u2019enregistrer les progr\u00e8s et les r\u00e9sultats obtenus par le projet, ainsi que la\nr\u00e9daction et la supervision du manuel et des proc\u00e9dures de M&E correspondants.\n\n##  **LES PARTENAIRES**\n\n##  Derni\u00e8res mises \u00e0 jour\n\n[ ](https://www.microfinanza.com/fr/we-rise-programme-dincubation-et-\ndacceleration/)\n\n##  [ WE-RISE ! Programme d\u2019incubation et d\u2019acc\u00e9l\u00e9ration\n](https://www.microfinanza.com/fr/we-rise-programme-dincubation-et-\ndacceleration/)\n\nJan 14, 2025\n\nWE-RISE ! Assistance technique - Programme d'incubation et d'acc\u00e9l\u00e9ration pour\nles PME et les...\n\n[ ](https://www.microfinanza.com/fr/assistance-technique-pour-le-\ndeveloppement-dun-pret-cooperatif/)\n\n##  [ Assistance technique pour le d\u00e9veloppement d\u2019un pr\u00eat coop\u00e9ratif\n](https://www.microfinanza.com/fr/assistance-technique-pour-le-developpement-\ndun-pret-cooperatif/)\n\nNov 4, 2024\n\nAssistance technique pour le d\u00e9veloppement d'un pr\u00eat coop\u00e9ratif - Initiative\ndans le cadre du...\n\n[ ](https://www.microfinanza.com/fr/fonds-rotatif-pour-les-associations-de-\nfemmes-au-soudan-dans-le-cadre-du-projet-we-rise/)\n\n##  [ Fonds rotatif pour les associations de femmes au Soudan dans le cadre du\nprojet WE-RISE ! ](https://www.microfinanza.com/fr/fonds-rotatif-pour-les-\nassociations-de-femmes-au-soudan-dans-le-cadre-du-projet-we-rise/)\n\nAo\u00fbt 19, 2024\n\nAssistance technique - D\u00e9veloppement de syst\u00e8mes de fonds rotatif pour les\nassociations de femmes...\n\n[ ](https://www.microfinanza.com/fr/conception-et-pilotage-dun-produit-\ninnovant-de-asset-finance-pour-la-banque-ebdaa-au-soudan/)\n\n##  [ Conception et pilotage d\u2019un produit innovant de Asset Finance pour la\nbanque Ebdaa, au Soudan. ](https://www.microfinanza.com/fr/conception-et-\npilotage-dun-produit-innovant-de-asset-finance-pour-la-banque-ebdaa-au-\nsoudan/)\n\nJuin 17, 2024\n\nAssistance technique - Conception et pilotage d'un produit innovant de\nfinancement islamique...\n\n[ ](https://www.microfinanza.com/fr/nouveaux-parcours-de-transformation-\npour-300-start-ups-a-kassala-et-port-soudan/)\n\n##  [ Nouveaux parcours de transformation pour 300 start-ups a Kassala et Port\nSoudan ](https://www.microfinanza.com/fr/nouveaux-parcours-de-transformation-\npour-300-start-ups-a-kassala-et-port-soudan/)\n\nMar 8, 2024\n\nSoutien au d\u00e9veloppement des entreprises avec le projet WE-RISE!F\u00e9vrier 2024Le\nprojet WE-RISE ! a...\n\n[ ](https://www.microfinanza.com/fr/catalogue-des-services-financiers-et-non-\nfinanciers-developpes-dans-le-cadre-du-projet-we-rise-2021-2024/)\n\n##  [ Catalogue des services financiers et non financiers d\u00e9velopp\u00e9s dans le\ncadre du projet WE-RISE ! 2021-2024\n](https://www.microfinanza.com/fr/catalogue-des-services-financiers-et-non-\nfinanciers-developpes-dans-le-cadre-du-projet-we-rise-2021-2024/)\n\nJan 12, 2024\n\n6 FINANCIAL SERVICES OF THE WE-RISE! Result 1Dans le cadre du projet WE-RISE !\nMicrofinanza Srl...\n\n[ ](https://www.microfinanza.com/fr/ouvrir-la-voie-a-lemancipation-des-\nfemmes/)\n\n##  [ Ouvrir la voie \u00e0 l\u2019\u00e9mancipation des femmes\n](https://www.microfinanza.com/fr/ouvrir-la-voie-a-lemancipation-des-femmes/)\n\nNov 15, 2023\n\nOuvrir la voie \u00e0 l'\u00e9mancipation des femmes Novembre 2022 \u2013 Khartoum, SudanLe 9\nnovembre 2022 a...\n\n[ ](https://www.microfinanza.com/fr/distribution-de-produits-agricoles-pour-\nsauver-la-recolte-et-les-moyens-de-subsistance-des-populations-soudanaises/)\n\n##  [ Distribution de produits agricoles pour sauver la r\u00e9colte et les moyens\nde subsistance des populations soudanaises\n](https://www.microfinanza.com/fr/distribution-de-produits-agricoles-pour-\nsauver-la-recolte-et-les-moyens-de-subsistance-des-populations-soudanaises/)\n\nAo\u00fbt 9, 2023\n\nWE-RISE! Distribution de produits agricoles pour sauver la r\u00e9colte et les\nmoyens de subsistance...\n\n[ ](https://www.microfinanza.com/fr/projet-we-rise-les-premiers-pas-dans-\nletat-de-mer-rouge/)\n\n##  [ Projet WE-RISE! les premiers pas dans l\u2019Etat de Mer Rouge\n](https://www.microfinanza.com/fr/projet-we-rise-les-premiers-pas-dans-letat-\nde-mer-rouge/)\n\nJan 23, 2023\n\nProjet WE-RISE! les premiers pas dans l'Etat de Mer Rouge Janvier 2023 - \u00c9tat\nde Mer Rouge, Sudan...\n\n[ ](https://www.microfinanza.com/fr/comment-microfinanza-renforce-lautonomie-\neconomique-des-femmes-dans-letat-de-mer-rouge-fonds-renouvelables-et-\neducation-financiere-pour-les-femmes-et-les-jeunes-en-situation-de-\nvulnerabilite/)\n\n##  [ Comment Microfinanza renforce l\u2019autonomie \u00e9conomique des femmes dans\nl\u2019\u00c9tat de mer Rouge : fonds renouvelables et \u00e9ducation financi\u00e8re pour les\nfemmes et les jeunes en situation de vuln\u00e9rabilit\u00e9.\n](https://www.microfinanza.com/fr/comment-microfinanza-renforce-lautonomie-\neconomique-des-femmes-dans-letat-de-mer-rouge-fonds-renouvelables-et-\neducation-financiere-pour-les-femmes-et-les-jeunes-en-situation-de-\nvulnerabilite/)\n\nJan 23, 2023\n\nLa strat\u00e9gie de Microfinanza au Soudan s'appuie sur plus de 20 ans\nd'exp\u00e9rience en mati\u00e8re...\n\n###  Rejoignez notre newsletter\n\n##  Abonnez-vous ici pour recevoir des mises \u00e0 jour sur Microfinanza et nos\nprojets\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  [ ** Sustainability Report  **\n](https://www.microfinanza.com/fr/a-propos/rapport-de-durabilite/)\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/fr/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/fr/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  In pillole\n\n#  Rimanete informati sugli eventi\n\n[ ](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMar 31, 2025\n\nMicrofinanza ha partecipato al 34\u00b0 Erasmus for Young Entrepreneurs Network\nMeeting a Bergamo18 - 19 marzo 2025Rafforzare le partnership e migliorare il\nsupporto all\u2019imprenditorialit\u00e0 Il 18 e 19 marzo, Microfinanza ha avuto il\npiacere di partecipare al 34\u00b0 incontro...\n\n[ ](https://www.microfinanza.com/it/microfinanza-value-development-hanno-\norganizzato-un-think-tank-sullinnovazione-finanziaria-a-tunisi/)\n\n##  [ Microfinanza & Value Development hanno organizzato un Think-tank\nsull\u2019innovazione finanziaria a Tunisi\n](https://www.microfinanza.com/it/microfinanza-value-development-hanno-\norganizzato-un-think-tank-sullinnovazione-finanziaria-a-tunisi/)\n\nMar 3, 2025\n\nSviluppo locale ed ecosistemi sostenibili: Approcci innovativi e strumenti di\nfinanziamento per il futuro della TunisiaTunisi, 27 febbraio 2025 Di fronte\nalle sfide economiche, sociali e climatiche che la Tunisia sta affrontando,\nl\u2019innovazione nei modelli di...\n\n[ ](https://www.microfinanza.com/it/erasmus-per-giovani-imprenditori-integra-\nregno-unito-stati-uniti-canada-e-singapore-come-destinazioni-di-scambio-\ncommerciale/)\n\n##  [ Nuove destinazioni di scambio imprenditoriale oltremare con EYE\n](https://www.microfinanza.com/it/erasmus-per-giovani-imprenditori-integra-\nregno-unito-stati-uniti-canada-e-singapore-come-destinazioni-di-scambio-\ncommerciale/)\n\nFeb 17, 2025\n\nIl programma Erasmus per giovani imprenditori integra Regno Unito, Stati\nUniti, Canada e Singapore come destinazioni per lo scambio d'affari, offrendo\nalle PMI europee opportunit\u00e0 a livello globale Febbraio 2025 Il programma\nErasmus per Giovani Imprenditori (EYE)...\n\n[ ](https://www.microfinanza.com/it/we-rise-il-programma-di-incubazione-\naccelerazione/)\n\n##  [ WE-RISE! Il programma di Incubazione & Accelerazione\n](https://www.microfinanza.com/it/we-rise-il-programma-di-incubazione-\naccelerazione/)\n\nGen 14, 2025\n\nWE-RISE! Assistenza tecnica - Programma di incubazione e accelerazione per PMI\ne start-upKassala e Port Sudan, Gennaio 2025 L'incubatore e acceleratore WE-\nRISE! gestito da MDF e Savannah Innovation Labs, mira a promuovere\nl'inclusione finanziaria, a favorire l'equit\u00e0...\n\n[ ](https://www.microfinanza.com/it/microfinanza-entra-a-far-parte-di-ybi/)\n\n##  [ Microfinanza entra a far parte di YBI\n](https://www.microfinanza.com/it/microfinanza-entra-a-far-parte-di-ybi/)\n\nGen 10, 2025\n\nMicrofinanza entra a far parte della rete di Youth Business International\n(YBI)10 gennaio 2025Siamo lieti di annunciare che Microfinanza \u00e8 entrata\nufficialmente a far parte della rete Youth Business International (YBI),\nun'organizzazione globale dedicata al...\n\n[ ](https://www.microfinanza.com/it/capacity-building-nella-gestione-dei-\nrischi-agricoli-i-punti-chiave-della-formazione-parm/)\n\n##  [ Capacity building nella gestione dei rischi agricoli: i punti chiave\ndella formazione PARM ](https://www.microfinanza.com/it/capacity-building-\nnella-gestione-dei-rischi-agricoli-i-punti-chiave-della-formazione-parm/)\n\nDic 2, 2024\n\nCapacity building nella gestione dei rischi agricoli: i punti chiave della\nformazione PARM Ottobre 2024 Dal 21 al 25 ottobre, il team TRACE ha\npartecipato a un corso di formazione organizzato dal programma Platform for\nAgricultural Risk Management - PARM - dell\u2019IFAD,...\n\n[ ](https://www.microfinanza.com/it/technical-assistance-for-the-development-\nof-a-cooperative-loan/)\n\n##  [ Assistenza tecnica per lo sviluppo di un prestito cooperativo\n](https://www.microfinanza.com/it/technical-assistance-for-the-development-of-\na-cooperative-loan/)\n\nNov 4, 2024\n\nAssistenza tecnica per lo sviluppo di un prestito cooperativo - Iniziativa\nnell'ambito del programma WE-RISE! Novembre 2024 Nell'ambito degli sforzi del\nprogramma WE-RISE! per promuovere lo sviluppo economico e l'inclusione\nfinanziaria in Sudan, l'assistenza tecnica...\n\n[ ](https://www.microfinanza.com/it/erasmus-per-giovani-\nimprenditori-33-network-meeting/)\n\n##  [ Erasmus per giovani imprenditori: 33\u00b0 Network Meeting!\n](https://www.microfinanza.com/it/erasmus-per-giovani-imprenditori-33-network-\nmeeting/)\n\nOtt 17, 2024\n\nMicrofinanza's team took part in the 33rd Network Meeting of the Erasmus for\nYoung Entrepreneurs Program 15th - 16th october 2024 On October 15th and 16th,\nthe Microfinanza Europe team took part in the 33rd Network Meeting of the\nErasmus for Young Entrepreneurs (EYE)...\n\n[ ](https://www.microfinanza.com/it/report-di-sostenibilita-2023/)\n\n##  [ Report di Sostenibilit\u00e0 2023 ](https://www.microfinanza.com/it/report-\ndi-sostenibilita-2023/)\n\nSet 26, 2024\n\nMicrofinanza presenta il suo terzo Report di Sostenibilit\u00e0! 26 settembre 2024\nDal 2002, la missione di Microfinanza \u00e8 quella di migliorare e sostenere\nl'inclusione finanziaria su scala globale. Nella nostra visione, l'inclusione\nfinanziaria \u00e8 parte di un percorso pi\u00f9...\n\n[ ](https://www.microfinanza.com/it/schemi-di-fondi-rotativi-per-le-\nassociazioni-femminili-sudanesi-nellambito-del-progetto-we-rise/)\n\n##  [ Schemi di fondi rotativi per le associazioni femminili sudanesi\nnell\u2019ambito del progetto WE-RISE! ](https://www.microfinanza.com/it/schemi-di-\nfondi-rotativi-per-le-associazioni-femminili-sudanesi-nellambito-del-progetto-\nwe-rise/)\n\nAgo 19, 2024\n\nAssistenza tecnica - Sviluppo di schemi di fondi di rotazione per le\nassociazioni femminili sudanesi attraverso la fornitura di servizi finanziari\ne non finanziari.Red Sea State, Luglio 2024Il Fondo rotativo \u00e8 una parte\nfondamentale del progetto WE-RISE! R1,...\n\n[ \u00ab Post precedenti ](https://www.microfinanza.com/it/notizie/page/2/?et_blog)\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Blog\n\n#  Scoprite le nostre riflessioni e la nostra esperienza\n\n[ ](https://www.microfinanza.com/it/come-microfinanza-sta-lavorando-ad-\naccrescere-lempowerment-economico-delle-donne-nello-stato-del-mar-rosso-fondi-\ndi-rotazione-ed-educazione-finanziaria-a-donne-e-giovani-che-vivono-in-\ncondizioni-di/)\n\n##  [ Come sta lavorando Microfinanza per accrescere l\u2019empowerment economico\ndelle donne nello Stato del Mar Rosso: fondi di rotazione ed educazione\nfinanziaria a donne e giovani che vivono in condizioni di vulnerabilit\u00e0.\n](https://www.microfinanza.com/it/come-microfinanza-sta-lavorando-ad-\naccrescere-lempowerment-economico-delle-donne-nello-stato-del-mar-rosso-fondi-\ndi-rotazione-ed-educazione-finanziaria-a-donne-e-giovani-che-vivono-in-\ncondizioni-di/)\n\nGen 23, 2023\n\nLa strategia di Microfinanza in Sudan si basa su oltre 20 anni di esperienza\nnel campo dell'inclusione finanziaria in Africa e nella regione MENA (Middle\nEast and North Africa), lavorando con donatori internazionali, le istituzioni\nfinanziarie, il settore privato e le...\n\n[ ](https://www.microfinanza.com/it/an-innovative-microcredit-for-sustainable-\nlocal-development-in-morocco/)\n\n##  [ Un microcredito innovativo per lo sviluppo locale sostenibile in Marocco\n](https://www.microfinanza.com/it/an-innovative-microcredit-for-sustainable-\nlocal-development-in-morocco/)\n\nGiu 22, 2021\n\nIl microcredito \u00e8 uno strumento essenziale per lo sviluppo socio-economico,\nche promuove l\u2019inclusione finanziaria e sociale di quei segmenti della\npopolazione che sono finanziariamente esclusi e che si ritrovano essere tra le\ncategorie sociali pi\u00f9 vulnerabili....\n\n[ ](https://www.microfinanza.com/it/microfinanza-verde-lesperienza-di-\nmicrofinanza/)\n\n##  [ Microfinanza verde: l\u2019esperienza di Microfinanza\n](https://www.microfinanza.com/it/microfinanza-verde-lesperienza-di-\nmicrofinanza/)\n\nApr 14, 2021\n\nFin dalla sua creazione nel 2000, Microfinanza ha lavorato sull\u2019inclusione\nfinanziaria a diversi livelli e in diversi contesti, e negli ultimi anni ha\nposto la sua attenzione sul tema della microfinanza verde, sotto i riflettori\ndella transizione del settore finanziario.\n\n[ ](https://www.microfinanza.com/it/educazione-finanziaria-e-resilienza-ad-\nhaiti/)\n\n##  [ Educazione finanziaria e resilienza ad Haiti\n](https://www.microfinanza.com/it/educazione-finanziaria-e-resilienza-ad-\nhaiti/)\n\nGen 29, 2021\n\nNel 2020 Microfinanza Srl ha rilanciato, in partnership con Unicef, le\nattivit\u00e0 di educazione finanziaria per le popolazioni vulnerabili ad Haiti, al\nconfine con la Repubblica Dominicana.\n\n[ ](https://www.microfinanza.com/it/microfinanze-compie-20-anni/)\n\n##  [ Microfinanza compie 20 anni!\n](https://www.microfinanza.com/it/microfinanze-compie-20-anni/)\n\nNov 5, 2020\n\nMicrofinanza ha compiuto vent'anni a ottobre! Ecco un rapido sguardo indietro\na 20 anni di lavoro per l'inclusione finanziaria, in tutto il mondo. Grazie a\ntutti coloro che ci hanno sostenuto e ci hanno dato fiducia! Il team di\nmicrofinanza\n\n[ ](https://www.microfinanza.com/it/confessioni-di-un-neet-discussione-con-\nsandro-frizziero/)\n\n##  [ \u201cConfessioni di un NEET\u201d, discussione con Sandro Frizziero\n](https://www.microfinanza.com/it/confessioni-di-un-neet-discussione-con-\nsandro-frizziero/)\n\nNov 2, 2020\n\nConfessioni di un NEET \u00e8 il romanzo con cui Sandro Frizziero, scrittore e\nprofessore di letteratura, ha partecipato alla selezione finale del Premio\nJohn Fante nel 2019. Il libro ha come protagonista un ragazzo nato e cresciuto\na Chioggia, che come un giovane italiano...\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Servizi e strumenti\n\n#  Possiamo accompagnarvi con la nostra esperienza nei seguenti settori:\nConsulenza e assistenza tecnica, formazione e sviluppo delle capacit\u00e0,\nvalutazione, studio e ricerca, valutazione, studio di fattibilit\u00e0 e\nformulazione di progetti.\n\nServizi\n\nStrumenti\n\n##  I nostri servizi\n\n###  Formazione e sviluppo delle capacit\u00e0\n\nLe attivit\u00e0 di formazione sono offerte nelle diverse aree di competenza,\ncompresa l\u2019educazione finanziaria che rappresenta un\u2019attivit\u00e0 fondamentale e\nil punto di partenza dell\u2019inclusione finanziaria. I moduli di formazione sono\nrivolti al personale delle istituzioni finanziarie, agli operatori, alle\ncomunit\u00e0 vulnerabili e a tutte le organizzazioni interessate interessate.\nAll\u2019interno dell\u2019organizzazione, sono sviluppati strumenti di formazione su\nmisura per diversi gruppi di interesse, come migranti, rifugiati, detenuti,\nstudenti, NEET e imprenditori.\n\n###\n\n###\n\n###\n\n###  Consulenza e assistenza tecnica\n\nMicrofinanza offre supporto personalizzato sia da remoto che sul campo, in\nbase alle specifiche esigenze e agli obiettivi dei clienti. Inoltre, l\u2019azienda\nfornisce assistenza tecnica ai principali attori del settore della\nmicrofinanza per rafforzarne le capacit\u00e0.\n\n###  Valutazioni e ricerche\n\nLa valutazione di programmi e progetti completa i servizi offerti da\nMicrofinanza, che dispone di una metodologia consolidata, che va dall\u2019analisi\ndel framework della Teoria del Cambiamento (ToC) e all\u2019utilizzo della matrice\ndi valutazione, fino alla misurazione dei sei criteri di valutazione OECD/DAC\n(pertinenza, coerenza, efficienza, efficacia, impatto e sostenibilit\u00e0). Il\nportfolio dei servizi della societ\u00e0 comprende anche studi di mercato.\n\n###\n\n###\n\n###  Studi di fattibilit\u00e0 e sviluppo di progetti e programmi\n\nMicrofinanza vanta una solida esperienza nello sviluppo di progetti e\nprogrammi nei settori dell\u2019inclusione finanziaria, dello sviluppo rurale,\nsocio-economico e del finanziamento delle imprese, nonch\u00e9 nella progettazione\ndi modelli e meccanismi di finanziamento innovativi, adattati a diversi\ncontesti socio-culturali e ambientali.\n\n##  Strumenti\n\n#####  StarToolkit\u00a9\n\nUno strumento di pre-valutazione e di monitoraggio della sostenibilit\u00e0\neconomica delle imprese sociali.\n\nMicrofinanza ha sviluppato uno strumento di generazione di business plan\n(StartToolKit \u00a9) che \u00e8 stato testato e applicato con successo sul campo da\ndiverse cooperative/PMI che operano in diversi contesti rurali e urbani. \u00c8 uno\nstrumento estremamente flessibile e preciso che guida l\u2019imprenditore nella\ndefinizione di un business plan, dalla concezione dell\u2019idea imprenditoriale al\ncalcolo delle stime finanziarie e del break-even point, secondo **un metodo\nintuitivo che tiene conto delle reali aspettative basate sulle conoscenze\ntecniche e sull\u2019esperienza degli imprenditori.**\n\nQuesto metodo, oltre a fornire stime finanziarie coerenti e a definire le\nreali esigenze finanziarie dell\u2019azienda, valuta la capacit\u00e0 dell\u2019imprenditore\ndi organizzare e comprendere i processi fondamentali della sua attivit\u00e0,\nvalutando al contempo le aree specifiche in cui ha bisogno di maggiore\nsupporto.\n\nLo strumento integra un **sistema di monitoraggio** dei risultati economici\nche pu\u00f2 essere facilmente utilizzato da ogni appaltatore.\n\n#####  QEF\u00a9\n\nUn toolkit di educazione finanziaria che mira a costruire la capacit\u00e0\nfinanziaria e il capitale sociale delle persone.\n\nMicrofinanza ha progettato due programmi di apprendimento esperienziale\nsull\u2019educazione finanziaria e sull\u2019imprenditorialit\u00e0 sociale, uno mirato alla\nformazione dei formatori, e l\u2019altro rivolto a beneficiari finanziariamente\nvulnerabili come migranti e rifugiati, giovani e studenti, donne e abitanti\ndelle zone rurali.\n\nIl toolbox di apprendimento, denominato QEF\u00a9, \u00e8 composto da moduli di\napprendimento, esercitazioni, giochi, strumenti pratici per il budget e la\ngestione del risparmio (tra cui un libretto di risparmio per le famiglie),\nmoduli di e-learning (disponibile in italiano su [\nhttp://www.wikimicrofinanza.it/ ](http://www.wikimicrofinanza.it/) ) ed \u00e8\norganizzato in cinque macro categorie:\n\n  1. Monitoraggio dei flussi di cassa e del budget famigliare \n  2. Gestione del risparmio \n  3. Gestione del debito \n  4. Accesso ai servizi finanziari formali \n  5. Imprenditorialit\u00e0 e negoziazione finanziarie \n\nTra queste categorie sono trattati diversi argomenti, tra cui il monitoraggio\ndei flussi di cassa e degli obiettivi del proprio budget, gli elementi di base\nda conoscere per l\u2019assunzione di prestiti, i mezzi di pagamento, la ricerca di\nlavoro, le tasse e le imposte, la gestione degli alloggi, i servizi pubblici,\ni bambini, le spese di trasporto, le spese correnti, la creazione e la\ngestione di gruppi di risparmio e di schemi mutualistici, i prestiti, le\nassicurazioni, le successioni, le pensioni e le indennit\u00e0 di licenziamento,\ngli strumenti d\u2019investimento. I moduli di imprenditorialit\u00e0 comprendono la\nprogettazione di modelli e piani di business, la governance, la gestione\nfinanziaria, i principi di contabilit\u00e0 a partita doppia, il marketing e le\nnegoziazioni. Il programma di formazione dei formatori copre anche i principi\ndella finanza islamica, l\u2019economia comportamentale e le metodologie per\nvalutare i risultati dell\u2019educazione finanziaria.\n\n#####  MOI\u00a9\n\n###  Matrice degli indicatori di risultato (Matrice degli indicatori di\nrisultato \u2013 MOI\u00a9)\n\nUno strumento per progettare e condurre valutazioni dei risultati su misura.\n\nSi tratta di un insieme completo di indicatori accuratamente selezionati e\nperfezionati tra quelli suggeriti da alcune delle migliori internazionali\n(SPTF, CERISE, SPI4, CGAP), combinati con flessibili strumenti di valutazione\nad hoc.\n\nIl MOI guida principalmente le valutazioni esterne, gli studi di impatto e il\nsupporto alle istituzioni nell\u2019implementazione del sistema di misurazione\ninterno, ma \u00e8 anche utile per la progettazione e la realizzazione di\ninterventi di assistenza tecnica, di capacity building o di formazione.\n\nLa nostra serie di indicatori prevede tre categorie principali che valutano le\ndiverse dimensioni della sostenibilit\u00e0 e sono collegati [ agli obiettivi di\nsviluppo sostenibile dell\u2019ONU\n](http://www.un.org/sustainabledevelopment/sustainable-development-goals) .\n\n[ Per saperne di pi\u00f9 ](https://www.microfinanza.com/it/monitoraggio-e-\nvalutazione/#categories-sustainability)\n\nNel database del MOI, gli indicatori sono selezionati in base alle esigenze e\nagli obiettivi del cliente e guidano la creazione di strumenti di valutazione\npersonalizzati come questionari, linee guida per i focus group e una matrice\ndi valutazione/ricerca.\n\n#####  REEP Demo \u00a9\n\nUn modello di calcolo dei prodotti finanziari finalizzato alla riduzione delle\nspese energetiche (Reduction Expense Energy Product \u2013 Delivery Model) per\nmigliorare l\u2019accesso all\u2019energia verde e l\u2019accesso al credito per coloro che\nvivono alla base della piramide (individui, e micro e piccole imprese). Il\nprincipio guida principale del toolkit \u00e8 quello di individuare i prodotti pi\u00f9\nappropriati in base alle reali esigenze e opportunit\u00e0 e di migliorare i canali\ne i meccanismi di distribuzione.\n\nLo strumento \u00e8 il risultato di un progetto basato sull\u2019esperienza realizzato\nin diversi paesi dell\u2019Africa subsahariana. Il suo obiettivo principale e\nvalore aggiunto \u00e8 quello di rafforzare, soprattutto nelle aree off-grid, la\ndiffusione di nuove tecnologie di risparmio energetico, come lanterne solari,\nimpianti di biogas, bagni ecologici o cucine migliorate. L\u2019uso di questi\nprodotti migliora la vita delle persone e contribuisce a ridurre l\u2019impatto\nambientale.\n\nLe istituzioni finanziarie e i produttori delle tecnologie sono coinvolti con\nl\u2019obiettivo di comprendere le sfide legate all\u2019accesso e alla gestione del\ncredito, nonch\u00e9 le questioni relative all\u2019offerta, alla manutenzione e allo\nsmaltimento delle tecnologie verdi e le caratteristiche storiche e future\ndella domanda.\n\nSono coinvolti tre attori principali: il cliente che ha bisogno di nuovi\nprodotti di tecnologia verde, l\u2019istituzione di microfinanza che pu\u00f2 facilitare\nl\u2019accesso ai finanziamenti e il fornitore di tecnologia che fornisce la\ntecnologia verde sul campo.\n\nIl REEP Demo\u00a9 si concentra sulla raccolta e l\u2019analisi dei dati nelle seguenti\naree chiave: i) governance, ii) panoramica del paese e del mercato, iii) aree\ndi attivit\u00e0, iv) strategia di marketing, v) prezzi, margini e incentivi, vi)\nservizi post-vendita, vii) canali e modelli di calcolo. Il risultato di questa\nanalisi fornisce una stima della spesa e del risparmio energetico mensile\ndella famiglia rispetto alle altre opzioni energetiche e agli incentivi\nofferti dall\u2019istituto di microfinanza.\n\n#####  Strumento di autovalutazione della governance\u00a9\n\nUno strumento per l\u2019autovalutazione della governance all\u2019interno di\nun\u2019istituzione di microfinanza (MFI)\n\nIn collaborazione con PROMIFIN COSUDE, gestito da TRIODOS FACET, un partner di\nMicrofinanza ha sviluppato una guida tecnica e uno strumento per valutare\nl\u2019efficacia della governance delle MFI in termini di supervisione e direzione\nstrategica.\n\nEsso \u00e8 composto da:\n\n  * Uno strumento di autovalutazione per un\u2019efficace governance aziendale di un\u2019istituzione di microfinanza (EXCEL FILE). Il modello Excel pu\u00f2 essere utilizzato dai direttori di un\u2019MFI, ma anche da un gruppo pi\u00f9 ampio di attori (consulenti, valutatori, investitori, network, ecc.). \n  * Una guida tecnica all\u2019uso di questo strumento (PDF FILE) \u2013 La Guida tecnica ha lo scopo di fornire istruzioni semplici, chiare e concrete su COME un\u2019MFI pu\u00f2 implementare uno strumento Excel per la (auto)valutazione della governance al suo interno (con o senza il parere di un consulente). \n\nL\u2019originalit\u00e0 del Modello proposto riflette la diversit\u00e0 degli input e delle\nfonti che hanno contribuito alla sua creazione. Il Modello e la relativa Guida\nTecnica devono essere visti come un punto di partenza che devono essere\narricchiti da commenti ed esempi dei suoi utenti, a condizione che questi\nultimi si impegnino a comunicare i risultati ai loro creatori. I manager delle\nMFI, i professionisti del settore e gli esperti in materia sono invitati a\nesaminarli, ad utilizzarli nel modo pi\u00f9 pratico possibile e a modificare o\nsviluppare gli aspetti che ritengono pi\u00f9 appropriati.\n\n_NOTA IMPORTANTE: Tutte gli strumenti di autovalutazione della governance\u00a9\nsono stati prodotti con fondi pubblici e costituiscono quindi un Bene\nPubblico, quindi sentitevi liberi di utilizzarli e condividerli, ma vi\npreghiamo di notare che questi strumenti sono stati \u201csviluppati nell\u2019ambito\ndel programma decennale PROMIFIN (DSC/COSUDE) finanziato dalla cooperazione\nsvizzera in America Centrale ed eseguito da Triodos Facet\u201d._\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                    "source": "https://www.microfinanza.com/it/chi-siamo/"
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                "page_content": "###  Chi siamo\n\n#  Microfinanza \u00e8 una Societ\u00e0 a Responsabilit\u00e0 Limitata impegnata a promuovere\nl\u2019inclusione finanziaria come un diritto universale e duraturo.\n\n##  Contesto\n\nCon oltre 24 anni di esperienza, Microfinanza ha sviluppato una conoscenza\napprofondita delle sfide legate all\u2019accesso alla finanza e all\u2019inclusione\nfinanziaria. L\u2019azienda ha elaborato metodologie e strumenti propri, collaudati\ne comprovati, per offrire servizi ad alto impatto e assistenza tecnica,\nrispondendo ai bisogni sia dal lato dell\u2019offerta che della domanda all\u2019interno\ndell\u2019ecosistema finanziario.\n\nMicrofinanza ha realizzato con successo numerosi progetti in diverse regioni,\ntra cui l\u2019Africa subsahariana, l\u2019Asia, il Sud-est asiatico, la regione MENA,\nl\u2019Asia centrale e il Caucaso, l\u2019America Latina e i Caraibi, i Balcani e\nl\u2019Europa. Grazie alla collaborazione con oltre 100 organizzazioni in tutto il\nmondo, Microfinanza continua a promuovere soluzioni finanziarie sostenibili e\ninclusive a livello globale.\n\nTutta la conoscenza umana prende forma di interpretazione.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nCrediamo che l\u2019inclusione finanziaria sia un pilastro fondamentale per\ncostruire un mondo libero da discriminazioni. La nostra visione non si limita\nall\u2019accesso ai servizi finanziari, ma immagina una societ\u00e0 in cui ogni\npersona, indipendentemente dal proprio background o dalle proprie condizioni,\ndisponga delle risorse e delle opportunit\u00e0 necessarie per prosperare.\n\nL\u2019inclusione finanziaria traccia percorsi per l\u2019istruzione, favorisce la\ncreazione di posti di lavoro, garantisce l\u2019accesso all\u2019assistenza sanitaria e\npromuove la crescita economica, consentendo alle persone di partecipare\npienamente alla costruzione del proprio futuro, in particolare alle\npopolazioni pi\u00f9 fragili.\n\nAl centro della mission di Microfinanza ci sono il rispetto, l\u2019equit\u00e0 e la\nsostenibilit\u00e0. Ci impegniamo a creare un mondo in cui nessuno venga lasciato\nindietro e dove l\u2019inclusione finanziaria diventi un ponte verso un futuro pi\u00f9\nequo, pi\u00f9 verde e pi\u00f9 inclusivo.\n\n##  Governance e organizzazione interna\n\n###  Microfinanza Srl \u00e8 organizzata internamente in diverse aree:\n\nLa struttura organizzativa di Microfinanza \u00e8 progettata per garantire una\ngestione efficace e trasparente, pienamente allineata alla sua missione di\npromuovere l\u2019inclusione finanziaria e lo sviluppo sostenibile.\n\nL\u2019organizzazione \u00e8 governata da un Consiglio di Amministrazione (CdA), che\ncostituisce l\u2019organo decisionale principale. Il CdA \u00e8 responsabile della\ndefinizione delle priorit\u00e0 strategiche, dell\u2019approvazione dei piani operativi\ne del monitoraggio delle attivit\u00e0 complessive.\n\nMicrofinanza adotta processi di audit sia interni che esterni. Questi\ncontrolli garantiscono la conformit\u00e0 normativa, la trasparenza finanziaria e\nverificano l\u2019efficienza operativa, mantenendo elevati standard di qualit\u00e0 e\nintegrit\u00e0. Questo modello di governance consente a Microfinanza di combinare\nefficacemente l\u2019efficienza operativa con un forte impegno verso l\u2019impatto\nsociale, rafforzando la sua posizione di leader nella promozione\ndell\u2019inclusione finanziaria.\n\n#####  Area Direzionale\n\n  * Giampietro Pizzo (Presidente) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Area Amministrativa\n\n  * Rossana Pento (Responsabile Amministrazione Contabile) \n  * Roberta Bisazza (Responsabile Amministrazione Commesse) \n  * Isabella Zaupa (Responsabile Amministrazione Operativa) \n\n#####  Area Operativa\n\nQuesta area comprende i membri del team che lavorano ai diversi progetti a\nlivello nazionale o internazionale. Il personale interno collabora anche con\nesperti esterni per svolgere attivit\u00e0 di progetto, per sviluppare strumenti\noperativi e migliorare i metodi di lavoro interni.\n\nIl team operativo \u00e8 composto da posizioni senior e junior, con l\u2019obiettivo\nspecifico di investire nel futuro della Societ\u00e0, in un trasferimento di\nconoscenze intergenerazionale. Ogni anno, giovani coinvolti in programmi di\ntirocinio si uniscono al gruppo di lavoro. Inoltre, la Societ\u00e0 si avvale di\nuna vasta rete di consulenti nazionali e internazionali altamente\nspecializzati.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Esperto Senior)\n\nPresidente e socio fondatore di Microfinanza, Giampietro \u00e8 un esperto di\nmicrofinanza con 30 anni di esperienza nel coordinamento e nella realizzazione\ndi attivit\u00e0 di assistenza tecnica, valutazioni e iniziative di ricerca per\nnumerosi enti internazionali e bilaterali. Le sue principali aree di\ncompetenza includono l\u2019inclusione finanziaria e la finanza rurali e delle\nmicro e piccole medie imprese. Prima di lavorare a Microfinanza, Giampietro ha\nsvolto attivit\u00e0 di coordinamento per il Ministero degli Affari Esteri per la\nDG Integrazione Europea e per altri operatori della cooperazione allo sviluppo\n(compresa la Commissione Europea). La sua esperienza complessiva copre circa\n25 Paesi, in particolare dell\u2019Africa subsahariana e dell\u2019America Latina, ma\nanche nel Nord Africa e nel Medio Oriente. Giampietro \u00e8 attualmente presidente\ndella Rete italiana di microfinanza (RITMI) ed ex vicepresidente della Rete\neuropea di microfinanza (EMN).  \nGiampietro ha conseguito la laurea in Economia e Commercio presso l\u2019Universit\u00e0\ndi Venezia (Venezia, Italia). Parla correntemente inglese, francese e spagnolo\ne ha una conoscenza lavorativa del portoghese.\n\n###\n\n###  Katia Raguzzoni (Esperta Senior)\n\nPartner e membro del Consiglio di Amministrazione di Microfinanza, Katia \u00e8 una\nproject manager con quasi 20 anni di esperienza nella progettazione,\nrealizzazione e monitoraggio di iniziative di cooperazione allo sviluppo su\ndiversi temi. Ha lavorato in circa 15 Paesi, principalmente nell\u2019Africa\nsettentrionale e subsahariana e nel Medio Oriente, ma anche in Asia, America\nLatina e Caraibi. All\u2019interno del team di Microfinanza, Katia si occupa\nsoprattutto della diagnostica istituzionale e nel rafforzamento delle capacit\u00e0\n(principalmente legate alla governance) dei fornitori di servizi finanziari,\ncos\u00ec come nell\u2019erogazione di attivit\u00e0 legate all\u2019educazione finanziaria e al\nsostegno all\u2019avvio di imprese anche per target vulnerabili come rifugiati e i\nmigranti. Ha anche esperienza nel sostegno dell\u2019internazionalizzazione delle\nPMI e delle iniziative transfrontaliere delle autorit\u00e0 pubbliche locali. Katia\ninsegna regolarmente gestione del ciclo di progetti a livello di istruzione\nsuperiore.  \nKatia ha conseguito un Master in Storia presso l\u2019Universit\u00e0 di Bologna\n(Italia), un Master in Cooperazione nei Paesi in via di sviluppo presso il\nCentro di Formazione e Management IFOA (Reggio Emilia, Italia) e un diploma\npost-laurea in Internazionalizzazione d\u2019Impresa presso la Fondazione Aldini\nValeriani/Camera di Commercio di Bologna (Italia). Parla fluentemente inglese\ne francese, e ha una conoscenza di base dell\u2019arabo.\n\n###\n\n###  Fabio Malanchini (Esperto Senior)\n\nPartner fondatore di Microfinanza, Fabio \u00e8 un economista con oltre 20 anni di\nesperienza nel campo dell\u2019impact investing e della microfinanza in circa 50\npaesi nel mondo. In quanto uno dei fondatori ed ex direttore esecutivo di\nMicrofinanza Rating, ha anche un forte background nell\u2019analisi della\nperformance e nel rating dei fornitori di servizi finanziari. Tra i fondatori\ndi Impact Finance Management, un fondo di investimento per progetti e prodotti\ninnovativi ad alto impatto finanziario, sociale e ambientale, Fabio \u00e8 oggi\nimpegnato principalmente in attivit\u00e0 di sviluppo del business attraverso la\ngestione di una piattaforma di equity crowdfunding \u2013 Ecomill \u2013 e una societ\u00e0\ndi investimento ImpactAge.  \nFabio ha conseguito un Master in Scienze Economiche e Sociali presso\nl\u2019Universit\u00e0 Bocconi (Milano). Parla fluentemente inglese e spagnolo e ha una\nconoscenza pratica del francese.\n\n###  Alessandro Baroni (Esperto Senior)\n\nAlessandro Baroni \u00e8 un esperto di inclusione finanziaria con oltre 15 anni di\nesperienza nel settore dello sviluppo e umanitario, principalmente in Africa e\nMedio Oriente. Ha lavorato come consulente residente in Giordania, Kenya,\nEritrea, Sudafrica, Zimbabwe e Mozambico e ha fornito servizi di consulenza in\nSudan, Tunisia, Etiopia e altri paesi subsahariani. Alessandro ha esperienza\nin progetti finanziati da UE, AICS, KFW, USAID, UNICEF e UNDP sulla risposta\nalle emergenze, la riduzione della povert\u00e0 e lo sviluppo economico locale. Ha\nimplementato progetti in coordinamento con MFI, banche centrali, cooperative,\nautorit\u00e0 locali e nazionali, societ\u00e0 civile e settori privati sia formali che\ninformali.  \nCome membro del progetto KFW \u201cInvesting for Employment\u201d, Alessandro ha\nesaminato le proposte di progetto in Etiopia, Tunisia e Costa d\u2019Avorio\n(2020-2021). Dal 2016 al 2019, ha ricoperto il ruolo di Financial Inclusion\nSenior Technical Advisor e Project Support Specialist per il progetto USAID\nJordan Local Enterprise Support Project, lanciando servizi finanziari islamici\ne tradizionali, prodotti digitali e canali alternativi innovativi per\npopolazioni vulnerabili in aree remote (donne, giovani, comunit\u00e0 ospitanti).\nCon Microfinanza, ha lavorato come analista di assistenza tecnica per il fondo\nRegmifa Sub-Saharan M-SME, fornendo servizi finanziari e non finanziari alle\nistituzioni di prestito partner e agli imprenditori (2013-2016). Ha lavorato\nanche come manager e amministratore per ONG in Africa meridionale e orientale,\nfornendo risposta alle emergenze e supporto al sostentamento delle comunit\u00e0\nlocali vulnerabili, rifugiati e IDP (2004, 2009-2013).  \nAlessandro \u00e8 un esperto certificato in finanza delle PMI. Ha conseguito un\nMaster in Business presso l\u2019Universit\u00e0 di Bergamo e una Laurea in Scienze\nPolitiche presso l\u2019Universit\u00e0 di Milano. Parla italiano, inglese, francese e\nha una conoscenza pratica dell\u2019arabo levantino.\n\n###  Davide Libralesso (Esperto Senior)\n\nDavide Libralesso \u00e8 un manager del settore beyond profit entrato a far parte\ndi Microfinanza nel 2022 come esperto senior, nel settore della finanza\nsostenibile e di sviluppo. Opera in questo contesto da quindici anni. Prima di\nentrare in Microfinanza \u00e8 stato consulente del Programma Switch Med per il EU-\nRegional Activity Centre for Cleaner Production (CP/RAC) dell\u2019Unione Europea,\nnella progettazione di soluzioni finanziarie innovative per incentivare\nl\u2019adozione delle SCP e la transizione verso la sostenibilit\u00e0 tra le PMI del\nMediterraneo. In precedenza, Davide ha ricoperto il ruolo di responsabile dei\nprogrammi e delle relazioni internazionali presso Etimos Foundation, dove \u00e8\nstato responsabile dello sviluppo di programmi e partnership internazionali,\nconcentrandosi sul ruolo del settore privato nello sviluppo.  \nIn precedenza ha lavorato per organizzazioni internazionali, programmi di\ncooperazione dell\u2019UE e istituzioni pubbliche italiane, occupandosi\nprincipalmente di progettare e promuovere soluzioni finanziarie innovative per\nsfruttare il potenziale del settore privato in contesti emergenti e in via di\nsviluppo. Ha promosso direttamente il ruolo della diaspora attraverso diversi\nprogrammi internazionali innovativi, soprattutto nell\u2019Africa subsahariana,\ndove i migranti svolgono un ruolo centrale come attori dello sviluppo per i\nPaesi di origine.  \nDavide ha fatto parte del gruppo di lavoro su Migrazione e sviluppo presso il\nConsiglio italiano per la cooperazione allo sviluppo del Ministero degli\nAffari Esteri.  \nDal 2016 al 2020 \u00e8 stato anche membro del Consiglio di amministrazione di\nFEBEA, la Federazione europea delle banche etiche e alternative.  \nDavide si \u00e8 laureato in Politica internazionale e diritti umani presso\nl\u2019Universit\u00e0 di Padova.\n\n###  Matteo Solivo (Esperto)\n\nMatteo ha pi\u00f9 di 6 anni di esperienza nella valutazione d\u2019impatto,\nnell\u2019analisi di mercati finanziari e di investimenti, cos\u00ec come una forte\ncompetenza in materia di sostenibilit\u00e0 ambientale e sociale e di corporate\ngovernance. Ha una solida esperienza nei processi dei mercati di capitali e di\norganizzazione interna, oltre a competenze in materia di orientamento\nfinanziario e consulenza alle aziende e all\u2019amministrazione attraverso la\nformazione in strumenti finanziari qualitativi e quantitativi. \u00c8 laureato\nall\u2019Universit\u00e0 Ca\u2019 Foscari di Venezia, dove ha conseguito la laurea in\nEconomia e Management e un Master in Economia e Finanza. Ha inoltre completato\nun programma di specializzazione post-laurea in finanza presso la Fondazione\nCUOA.  \nArrivato a Microfinanza Srl nel 2017, la sua attivit\u00e0 si \u00e8 concentrata\nprincipalmente sull\u2019analisi dei dati, sulle attivit\u00e0 di ricerca sui mercati\ndella microfinanza e sullo sviluppo delle imprese. Oggi, il suo campo di\nattivit\u00e0 comprende anche la misurazione e la gestione dell\u2019impatto e la\nsostenibilit\u00e0. Si occupa anche della realizzazione di due progetti legati\nall\u2019autoimprenditorialit\u00e0 giovanile.  \nParla fluentemente l\u2019inglese e ha una buona conoscenza dello spagnolo.\n\n###  Ana Maria Brinzanu (Esperta junior)\n\nAna Maria Brinzanu \u00e8 una professionista con una solida formazione in questioni\ndi politica internazionale e sviluppo sostenibile.  Ana Maria Brinzanu ha\nacquisito una conoscenza completa delle molteplici sfide derivanti dalla\nconvergenza delle crisi contemporanee, grazie al conseguimento di un Master\ncongiunto Erasmus Mundus in Sviluppo territoriale sostenibile (STeDE) presso\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven e Universit\u00e0 degli\nStudi di Padova. Questo percorso formativo l\u2019ha dotata di una prospettiva\nolistica e di una serie di approcci diversi per affrontare efficacemente\nqueste sfide.\n\nHa un\u2019esperienza pratica come stagista in Action Research per il progetto\nDominia Research presso la VUB e la Ku Leuven, dove ha condotto ricerche sui\nsistemi alimentari locali e sulle politiche pubbliche relative ai sistemi\nagroalimentari a diversi livelli di policy-making e ha organizzato molteplici\nattivit\u00e0 di action research. Inoltre, Ana Maria ha svolto attivit\u00e0 di\nvolontariato in vari domanini, come quello dell\u2019immigrazione, conducendo\nlaboratori sulle relazioni internazionali e sulla sostenibilit\u00e0. Parla\ncorrentemente l\u2019italiano e il rumeno, con una conoscenza avanzata dell\u2019inglese\ne del francese. Attualmente Ana Maria lavora come responsabile di progetto\njunior in Tunisia.\n\n###  Marianna Martino (Esperta)\n\nMarianna Martino \u00e8 esperta di comunicazione e sviluppo sociale. Ha una solida\nesperienza nella pianificazione strategica e nella realizzazione di progetti\ndi comunicazione legati a programmi di impatto.  Ha un\u2019esperienza decennale in\nprogetti culturali e di inclusione sociale e ha lavorato con istituzioni\nculturali in Italia e in Francia, coordinando progetti internazionali in\nEuropa, Armenia, Africa e Myanmar. Marianna \u00e8 entrata a far parte di\nMicrofinanza nel 2022 ed \u00e8 responsabile della comunicazione per le diverse\naree di intervento. Lavora anche come coordinatrice generale della Rete\nItaliana di Microfinanza (RITMI), con cui sviluppa progetti di educazione\nfinanziaria, sovraindebitamento, imprenditoria femminile e inclusione\nfinanziaria. Parla fluentemente francese e inglese.\n\n##  Collaboratori esterni\n\n  * **Luca Borella**\n\nLuca Borella \u00e8 un economista finanziario con esperienza in valutazione di\nimpatto, gestione dei dati creditizi e open banking.  \nLuca \u00e8 interessato ai business models delle piattaforme digitali applicate per\nfinanziare i casi di utilizzo per la loro capacit\u00e0 di creare capitale e\nbenessere per gli utenti finali. Ha una forte esperienza nel campo dell\u2019open\nsource e dei principi dell\u2019open data.  \nLuca ha conseguito un Master in Econometria e Ingegneria in Matematica\nFinanziaria presso l\u2019Universit\u00e0 della Sorbonne e l\u2019Universit\u00e0 Ca\u2019 Foscari\n(Venezia, Italia).\n\n  * **Marcel Chiranov**\n\nProfessionista senior con esperienza di team leader in progetti di\nprogettazione e implementazione di Sistemi di Performance Management/Piani di\nPerformance Management e Piani di Valutazione d\u2019Impatto. Ha realizzato\nprogetti per diverse organizzazioni: servizi finanziari, servizi commerciali,\nITC, servizi sanitari, industria manifatturiera, istruzione, riforma della\ngovernance, riforma delle politiche, ristrutturazione del mercato del lavoro,\ngestione dei programmi e sviluppo economico, anti-tratta.  \nHa progettato e gestito con successo l\u2019implementazione del sistema M&E per\nprogrammi del valore di oltre 12 miliardi di dollari. Ha lavorato per\norganizzazioni pubbliche e private, con donatori internazionali (USAID, Bill e\nMelinda Gates, USDoL, Banca Mondiale, Unione Europea, UNDP), e ha acquisito\nuna vasta esperienza di lavoro in economie e paesi in transizione.  \nHa conseguito un Master in Fisica ed \u00e8 un professionista certificato di\nProject Management presso il Project Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo \u00e8 un consulente specializzato in fondi europei e nazionali.\nAll\u2019interno di Microfinanza, le sue principali attivit\u00e0 includono la ricerca\ndi nuove opportunit\u00e0 di partnership, la scrittura di proposte di progetto, e\nil coordinamento di iniziative legate all\u2019auto-imprenditorialit\u00e0 (a livello\neuropeo). Ha una vasta esperienza nei principali programmi dell\u2019UE, come LIFE,\nOrizzonte 2020, EASI e COSME, e in programmi extra-UE, come i grant EEA.  \nLaureato in Scienze Politiche e Relazioni Internazionali all\u2019Universit\u00e0 di\nBologna nel 2013, Carmelo parla fluentemente l\u2019inglese e ha una conoscenza di\nbase del francese.\n\n  * **Maria Grandinson**\n\nMaria \u00e8 un\u2019economista con 20 anni di esperienza nello sviluppo del settore\nprivato e negli investimenti legati al clima (incluso l\u2019accesso al credito).\nHa lavorato per diverse organizzazioni internazionali (CE, ECOWAS, IFC, UNCDF\ntra le altre) e ha lavorato in pi\u00f9 di 20 paesi (principalmente nell\u2019Africa\nsubsahariana, ma anche in Asia e nell\u2019Europa orientale). Le principali aree di\nlavoro includono valutazione dei programmi (valutazione dell\u2019efficacia,\ndell\u2019efficienza, dell\u2019impatto e della sostenibilit\u00e0 utilizzando tecniche\nquantitative e qualitative), nonch\u00e9 il rafforzamento delle capacit\u00e0 e la\nconsulenza sulle politiche. Con Microfinanza, Maria \u00e8 impegnata principalmente\nnella valutazione delle iniziative di inclusione finanziaria e nell\u2019erogazione\ndi attivit\u00e0 di diagnostica e formazione (relative alla gestione della\nperformance sociale).  \nMaria ha conseguito un Master in Relazioni Internazionali ed Economia\nInternazionale presso la Paul H. Nitze School of Advanced International\nStudies (SAIS) della Johns Hopkins University (Washington DC, USA e Bologna,\nItalia) e un Bachelor in Economia presso l\u2019Universit\u00e0 di G\u00f6teborg (Svezia).\nMadrelingua svedese, parla fluentemente inglese e italiano, e ha una\nconoscenza pratica del francese.\n\n  * **Marco Pasini**\n\nMarco \u00e8 uno specialista di microfinanza con oltre 15 anni di esperienza nella\ncooperazione allo sviluppo e nell\u2019aiuto umanitario. Ha lavorato per diverse\nONG e donatori internazionali, oltre che per l\u2019amministrazione pubblica, in\nquasi 20 paesi dell\u2019Africa subsahariana, dei Caraibi, del Medio Oriente e dei\nBalcani. All\u2019interno di Microfinanza, Marco si occupa principalmente di\neducazione finanziaria, ricerca e valutazione, e promozione della finanza\nagricola, rurale e verde. La sua esperienza comprende l\u2019amministrazione, la\ngestione e il monitoraggio di diversi progetti, compresi gli interventi nei\nsettori di salute e di sicurezza alimentare.  \nMarco ha conseguito un Master in Scienze Diplomatiche Internazionali presso\nl\u2019Universit\u00e0 di Bologna (sede centrale a Forl\u00ec, Italia), ed \u00e8 un Esperto\nCertificato della Frankfurt School of Finance and Management (Germania). Parla\nfluentemente inglese, francese e italiano, e ha una conoscenza pratica dello\nspagnolo, del creolo haitiano e del kiswahili, oltre a una conoscenza di base\ndel tedesco e del polacco.\n\n  * **Simone Piceno**\n\nSimone \u00e8 un consulente specializzato nello sviluppo ed erogazione di servizi\nnon finanziari per le micro e piccole imprese e imprese sociali. Ha inoltre\nlavorato per diversi programmi di microcredito in Sicilia, dove \u00e8 stato\ncoinvolto come tutor e formatore, in attivit\u00e0 di monitoraggio e gestione.  \nE\u2019 partner associato di Impact Hub Siracusa dove si occupa di servizi\ncommerciali e partnership con intermediari finanziari.  \nLaureato in Sviluppo Economico e Cooperazione Internazionale presso\nl\u2019Universit\u00e0 di Palermo, parla fluentemente inglese.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia ha pi\u00f9 di 13 anni di esperienza professionale nel\nsettore dell\u2019inclusione finanziaria. Le sue qualifiche principali comprendono:\n(i) valutazione sociale e finanziaria delle istituzioni finanziarie; (ii)\nformazione e assistenza tecnica, soprattutto in materia di performance\nsociale, protezione dei clienti e operazioni di credito; (iii) ricerche di\nmercato a livello di clienti sui comportamenti finanziari delle famiglie a\nbasso reddito, studi/ricerche sulla povert\u00e0 e sulla misurazione dei risultati\nsociali; (iv) monitoraggio e valutazione dei programmi e (v) educazione\nfinanziaria. Attualmente \u00e8 impegnata nella creazione del Dipartimento di\nricerca e performance sociale di una MFI zambiana. Le sue attivit\u00e0 principali\ncomprendono la definizione del quadro SPM, la progettazione e\nl\u2019implementazione di ricerche ad hoc e regolari sul personale e sui clienti.\nValeria ha svolto pi\u00f9 di 45 incarichi, lavorando a stretto contatto con pi\u00f9 di\n45 FSP, in diversi Paesi in via di sviluppo ed emergenti, compresa\nun\u2019esperienza a lungo termine in Cambogia. \u00c8 laureata in Economia con una\nlaurea triennale e magistrale presso l\u2019Universit\u00e0 Bocconi di Milano e si \u00e8\ndiplomata in Sviluppo e Cooperazione Internazionale presso l\u2019ISPI (Istituto\nItaliano per gli Studi di Politica Internazionale).\n\n  * **Marco Ferrarato**\n\nMarco \u00e8 un\u2019analista contabile con 11 anni di esperienza in percorsi di\nassistenza e sviluppo indirizzati all\u2019area amministrazione-finanza-controllo.\nDopo la laurea specialistica in Economia Aziendale e Management conseguita\npresso l\u2019Universit\u00e0 di Ferrara, ha svolto e concluso la pratica da dottore\ncommercialista presso un noto studio contabile di Padova, frequentando\nparallelamente il Programma di Sviluppo Manageriale (PSM) presso SDA Bocconi\n(Milano). Interessato in particolar modo a tematiche afferenti al controllo di\ngestione, controllo direzionale, miglioramento delle performance e valutazione\naziendale, ha svolto percorsi di aggiornamento dedicati al Business Process\nManagement (BPM) presso il MIP \u2013 Politecnico di Milano School of Management.\nDa anni opera come docente/formatore presso enti di formazione e istituti\nscolastici e nell\u2019ultimo periodo si \u00e8 affermato come Innovation Manager\napplicandosi in progetti dedicati alla Business Intelligence e Strategic\nManagement presso imprese private.\n\n##  Collaborazioni\n\nNegli anni, abbiamo costruito numerose collaborazioni con enti di diversi\nsettori e regioni del settore pubblico e privato, autorit\u00e0 locali e nazionali,\norganismi internazionali, fondazioni e organizzazioni non governative (ONG).\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  Il parere dei nostri clienti e collaboratori su Microfinanza\n\n###  ADA, consulente di direzione, Marzo 2019\n\n\"Per questa missione, Microfinanza ha messo a disposizione le proprie\ncompetenze per svolgere le attivit\u00e0 del progetto e l'azienda ha svolto i\npropri compiti con diligenza e impegno. La missione \u00e8 stata svolta e\nrealizzata in modo puntuale e professionale dall'esperto che ha partecipato\nalla missione.\"\n\n###  Grameen Credit Agricole Foundation, Direzione Sviluppo finanziario\ninclusivo, dicembre 2018\n\n\u201cLa Fondazione Grameen Cr\u00e9dit Agricole \u00e8 soddisfatta della qualit\u00e0 dello\nstudio condotto da Microfinanza. Hanno saputo stabilire ottimi rapporti con le\nvarie organizzazioni che hanno incontrati e sono stati in grado di fornire una\nrilevante analisi olistica del contesto dei rifugiati in entrambi i paesi e le\nloro esigenze di servizi finanziari e non finanziari. \u00c8 stato facile scambiare\ncon il team durante tutta la missione. Gli esperti hanno preso in\nconsiderazione le nostre varie osservazioni per le relazioni finali e sono\nstati molto disponibili a discutere con noi le raccomandazioni finali della\nloro relazione.\u201d\n\n###  UNCDF, Unit\u00e0 di valutazione (luglio 2018)\n\n\"L'Unit\u00e0 di valutazione del Programma di sviluppo delle Nazioni Unite ha avuto\nl'opportunit\u00e0 di lavorare con Microfinanza in diverse occasioni per la\nvalutazione di programmi multinazionali.\n\nIl team di valutazione di Microfinanza ha lavorato in modo efficiente e\nprofessionale in risposta ai termini di riferimento e ha prodotto rapporti di\nvalutazione della qualit\u00e0 che soddisfano gli standard delle Nazioni Unite\u201d.\n\n###  AICS, Rappresentante dell'Agenzia Italiana per la Cooperazione allo\nSviluppo (ottobre 2017)\n\n\"La missione rientrava nel programma \"Start Up Palestine\", un'iniziativa\nbilaterale triennale volta a ridurre il tasso di disoccupazione, e\nincoraggiare le attivit\u00e0 generatrici di in Palestina, con focus su giovani\nuomini e donne, supportando lo sviluppo della micro imprenditorialit\u00e0, e\npromuovendo l\u2019accesso al credito tra i gruppi emarginati. Confermiamo che\nquesta missione \u00e8 stata svolta in modo efficiente e professionale\".\n\n###  SYMBIOTICS, Amministratore Delegato e Direttore Finanziario (luglio 2015)\n\n\"Nel corso di questa lunga collaborazione, abbiamo apprezzato la\nprofessionalit\u00e0 e la competenza del team di Microfinanza, due fattori chiave\nper il successo della componente di Assistenza Tecnica del progetto REGMIFA.\nInoltre, abbiamo apprezzato la disponibilit\u00e0 e la flessibilit\u00e0 del team di\nMicrofinanza, la loro conoscenza professionale nel campo dell'assistenza\ntecnica e della microfinanza.\n\nMicrofinanza \u00e8 un partner affidabile e siamo molto soddisfatti della nostra\ncollaborazione, e i risultati ottenuti nell\u2019ambito del progetto di assistenza\ntecnica REGMIFA.\n\nPertanto, siamo lieti di consigliare Microfinanza per iniziative analoghe\".\n\n###  ACP/EUMICROFINANCE, Unit\u00e0 di gestione del progetto (aprile 2015)\n\n\"Il progetto \u00e8 stato selezionato in un bando molto competitivo perch\u00e9 ha\ndimostrato innovazione e ambizione. L'obiettivo del progetto era quello di\nsviluppare metodi innovativi per finanziare le tecnologie verde, comprese le\ncucine a basso consumo energetico. Siamo molto soddisfatti del successo\ndell'iniziativa di ASA e Microfinanza e crediamo che il progetto sarebbe stato\ndegno di essere esteso.\"\n\n##  Adesione\n\nMicrofinanza fa parte di:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                    "source": "https://www.microfinanza.com/it/we-rise-il-programma-di-incubazione-accelerazione/"
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                "page_content": "#  WE-RISE! Il programma di Incubazione & Accelerazione\n\n#  **WE-RISE! Assistenza tecnica \u2013 Programma di incubazione e accelerazione\nper PMI e start-up**\n\n**_Kassala e Port Sudan, Gennaio 2025_ **\n\n**L\u2019incubatore e acceleratore WE-RISE!** gestito da **MDF** e **Savannah\nInnovation Labs** , mira a promuovere l\u2019inclusione finanziaria, a favorire\nl\u2019equit\u00e0 di genere e a permettere a imprenditori e imprenditrici locali di\ncontribuire a una crescita economica sostenibile in Sudan. L\u2019iniziativa\naffronta le sfide sistemiche affrontate dalle micro, piccole e medie imprese\n(MSME) guidate da donne e giovani nelle localit\u00e0 di Kassala e Port Sudan.\n\nLanciata il 1\u00b0 marzo 2023 e destinata a concludersi entro febbraio 2025,\nl\u2019iniziativa fa parte del **Catalogo di interventi di inclusione finanziaria\nWE-RISE!** , finanziato dall\u2019 **Unione Europea** e attuato da **AICS Addis\nAbeba** e **UN Women** .\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/12/IMG_0191.png\n\"IMG_0191\")\n\n###  Imprenditori e imprenditrici formati/e\n\n###  Imprese finanziate\n\n###  Investimento del Programma\n\n**L\u2019incubatore e acceleratore WE-RISE!** \u00e8 stato progettato per raggiungere i\nseguenti obiettivi:\n\n  * **Rafforzare le PMI:** fornire risorse finanziarie e tecniche su misura per sostenere la crescita e la sostenibilit\u00e0 delle imprese locali. \n  * **Promuovere l\u2019equit\u00e0 di genere:** Consentire alle donne imprenditrici di superare le barriere sistemiche e creare un cambiamento trasformativo nelle loro comunit\u00e0. \n  * **Promuovere la crescita inclusiva:** Garantire un accesso equo ai mercati e alle opportunit\u00e0 per i gruppi sottorappresentati, in particolare donne e giovani. \n  * **Costruire la resilienza:** Equipaggiare gli imprenditori per affrontare le incertezze economiche e sostenere le loro aziende in un ambiente operativo complesso. \n\nL\u2019incubatore e acceleratore **WE-RISE!** comprende le seguenti componenti:\n\n  1. **Sensibilizzazione e selezione:**\n\n  * Una campagna di sensibilizzazione mirata ha attirato 2.350 domande da parte di imprenditori di Kassala e Port Sudan. \n  * Dopo un processo di selezione in pi\u00f9 fasi, sono stati scelti 300 partecipanti ad alto potenziale per partecipare al programma. \n\n  2. **Formazione e tutoraggio:**\n\n  * I partecipanti hanno ricevuto una formazione intensiva in 15 moduli aziendali personalizzati, incentrati su aree quali la gestione finanziaria, le strategie di marketing e la pianificazione operativa. \n  * Un totale di 196 partecipanti ha beneficiato direttamente della formazione, di cui 107 a Kassala e 89 a Port Sudan. \n  * Sono state offerte opportunit\u00e0 di tutoraggio per offrire un sostegno personalizzato alle sfide aziendali specifiche dei partecipanti. \n\n|  **Women** |  **IDP***  \n---|---|---  \nKassala  |  48  |  47   \nPort Sudan  |  43  |  43   \n**Total** |  **91** |  **90**  \n  \n  3. **Assistenza finanziaria** :   \nSono stati introdotti due meccanismi di finanziamento per rispondere alle\ndiverse esigenze imprenditoriali:\n\n  * **Recovery Fund (225,000\u20ac)** : 90 Sovvenzioni di 2.500 euro destinate alla stabilizzazione di persone in fase iniziale e in ripresa. \n  * **Challenge Fund (75,000\u20ac)** : 10 Sovvenzioni di 7.500 euro finalizzate allo sviluppo di imprese consolidate e alla promozione dell\u2019innovazione. \n\n**Location** |  **Women** |  **IDP***  \n---|---|---  \nKassala  |  36  |  27   \nPort Sudan  |  27  |  24   \n**Total** |  **63** |  **51**  \n  \n****\n\n  4. **Scaling and Networking** : \n\n  * Gli imprenditori sono stati messi in contatto con potenziali investitori, mercati locali e reti professionali, migliorando la loro capacit\u00e0 di sostenibilit\u00e0 a lungo termine. \n  * Sono previsti eventi di networking e marketing per promuovere ulteriormente la visibilit\u00e0 e la collaborazione dei partecipanti. \n\n* IDP: Internally Displaced Persons/Persone sfollata all\u2019interno del paese \n\nIl programma ha prodotto risultati misurabili che evidenziano il suo\ncontributo alla promozione dell\u2019imprenditorialit\u00e0 e all\u2019inclusione\nfinanziaria:\n\n  * **2,350 domande** ricevute da imprenditori. \n  * **196 imprenditori** formati su competenze aziendali di base. \n  * **100 imprese** finanziate: \n    * 79 attraverso il Recovery Fund, con sovvenzioni di 2.500 \u20ac ciascuna. \n    * 10 attraverso il Challenge Fund, con sovvenzioni di 7.500 \u20ac ciascuna. \n    * 11 imprenditori che non hanno potuto accedere al Challenge Fund hanno ottenuto l\u2019accesso al Recovery Fund, con sovvenzioni di 2.500 euro ciascuno. \n  * **300.000 \u20ac** erogati in sovvenzioni. \n\n##  WE-RISE! Success Stories\n\n##  Incontro con Raghda Mosaad\n\nRaghda Mosaad, fondatrice di Mexicano Corner, \u00e8 un esempio dell\u2019impatto del\nprogramma. Gestendo una piccola gelateria ad Halfa, nello Stato di Kassala,\nRaghda ha dovuto fare i conti con processi di produzione manuali che\nlimitavano la sua capacit\u00e0 di soddisfare la domanda dei clienti e di aumentare\nil suo reddito.  \nGrazie al Recovery Fund, Raghda ha ricevuto una sovvenzione di 2.500 euro che\nle ha permesso di acquistare una macchina per gelati professionale.\nL\u2019investimento, sostenuto da formazione aziendale e tutoraggio, ha\nincrementato notevolmente la sua capacit\u00e0 produttiva, raddoppiando la\nproduzione e attirando una clientela pi\u00f9 ampia. Riflettendo sull\u2019impatto,\nRaghda ha dichiarato:\n\n**_\u201cIl primo giorno con la nuova macchina, i clienti hanno continuato ad\narrivare fino a mezzanotte. Non era mai successo prima!\u201d._ **\n\nOltre a migliorare la sua attivit\u00e0, il sostegno di WE-RISE! ha migliorato le\ncondizioni di vita della sua famiglia, dimostrando il pi\u00f9 ampio impatto\nsociale ed economico delle iniziative di inclusione finanziaria.\n\n**A proposito dei service providers**  \n**Savannah Innovation Lab** \u00e8 una piattaforma inclusiva e un incubatore di\nimprenditori con sede a Khartoum e con una storia di programmi negli Stati del\nMar Rosso, Darfur, Kordofan e Nilo Blu. L\u2019organizzazione mira a sostenere e\npotenziare gli imprenditori sudanesi fornendo loro accesso a risorse,\nmentorship e opportunit\u00e0 di networking. Savannah \u00e8 anche membro di Afrilabs e\ndella rete Africa Business Angel.\n\n**MDF** \u00e8 una societ\u00e0 di consulenza manageriale e formazione con la passione\nper lo sviluppo guidato dal settore privato, ponendo l\u2019impatto sociale in\nprimo piano in tutte le attivit\u00e0. MDF vanta oltre 38 anni di esperienza nella\nfornitura di assistenza tecnica nelle economie emergenti e in via di sviluppo,\ndi cui oltre 10 anni nel sostegno alle PMI, dall\u2019ideazione, alla\nprototipazione, all\u2019incubazione, all\u2019accelerazione, all\u2019investimento e alla\ngestione di fondi di finanziamento.\n\n\ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \u00e8 un progetto finanziato dall\u2019 [ Unione Europea ](https://trust-fund-\nfor-africa.europa.eu/index_en) con l\u2019obiettivo di costruire comunit\u00e0\ninclusive, sostenibili e resilienti e di creare un ambiente favorevole\nall\u2019emancipazione economica, sociale ed educativa delle donne in Sudan. Il\nprogetto \u00e8 attuato da [ AICS Khartoum\n](https://www.facebook.com/AICSKHARTOUM/?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=kK-R)\ne [ UN Women\n](https://www.facebook.com/unwomen?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=-%5dK-R)\n.\n\n[ >> Maggiori informazioni sul progetto ](https://www.microfinanza.com/it/we-\nrise/)\n\nL\u2019iniziativa rientra nelle attivit\u00e0 promosse dal progetto [ WE-RISE!\n](https://www.microfinanza.com/it/we-rise/) , finanziato dall\u2019 **Unione\nEuropea** e realizzato dall\u2019 **Agenzia Italiana per la Cooperazione allo\nSviluppo \u2013 Sede di Addis Abeba** e da **UN Women** .  \nLe opinioni espresse in questa pubblicazione sono quelle degli autori e non\nriflettono necessariamente le opinioni o le politiche dell\u2019UE, dell\u2019AICS e di\nUN Women.  \nL\u2019Unione Europea, l\u2019Agenzia Italiana per la Cooperazione allo Sviluppo e UN\nWomen non sono responsabili per eventuali informazioni inesatte o diffamatorie\no per l\u2019uso errato delle informazioni.  \nTutte le persone ritratte nelle fotografie hanno dato il loro consenso all\u2019uso\ne alla diffusione delle loro immagini.\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F&t=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione)\n  * [ __ ](http://twitter.com/share?text=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F&title=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F&t=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione)\n  * [ __ Twitter  ](http://twitter.com/share?text=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F&title=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=WE-RISE%21%20Il%20programma%20di%20Incubazione%20%26%20Accelerazione&body=https%3A%2F%2Fwww.microfinanza.com%2Fit%2Fwe-rise-il-programma-di-incubazione-accelerazione%2F&ui=2&tf=1)\n\n",
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                "page_content": "###  In pillole\n\n#  Rimanete informati sugli eventi\n\n[ ](https://www.microfinanza.com/it/strumenti-di-educazione-finanziaria-per-\ngli-operatori-del-settore-della-microfinanza-e-i-loro-clienti-in-tunisia/)\n\n##  [ Strumenti di educazione finanziaria per gli operatori del settore della\nmicrofinanza e i loro clienti in Tunisia\n](https://www.microfinanza.com/it/strumenti-di-educazione-finanziaria-per-gli-\noperatori-del-settore-della-microfinanza-e-i-loro-clienti-in-tunisia/)\n\nLug 2, 2024\n\nStrumenti di educazione finanziaria per gli operatori del settore della\nmicrofinanza e i loro clienti in TunisiaTunisi, Giugno 2024Negli ultimi sei\nmesi, Microfinanza ha lavorato a un percorso di educazione finanziaria\ndedicato agli operatori del settore della...\n\n[ ](https://www.microfinanza.com/it/progettazione-e-sperimentazione-di-un-\nprodotto-innovativo-di-finanziamento-islamico-degli-asset-per-la-ebdaa-bank-\nsudan/)\n\n##  [ Progettazione e sperimentazione di un prodotto innovativo di\nfinanziamento islamico degli asset per la Ebdaa Bank, Sudan.\n](https://www.microfinanza.com/it/progettazione-e-sperimentazione-di-un-\nprodotto-innovativo-di-finanziamento-islamico-degli-asset-per-la-ebdaa-bank-\nsudan/)\n\nGiu 17, 2024\n\nAssistenza tecnica - Progettazione e sperimentazione di un prodotto innovativo\ndi finanziamento islamico delle attivit\u00e0 per la Ebdaa Bank, Sudan. Gedaref\nState, Giugno 2024 Microfinanza annuncia il successo della chiusura\ndell'assistenza tecnica alla banca EBDAA in...\n\n[ ](https://www.microfinanza.com/it/microfinanza-firma-un-protocollo-di-\ncooperazione-con-cash-for-microfinance-per-potenziare-gli-imprenditori-\negiziani-dare-impulso-al-settore-e-guidare-la-crescita-economica-\ndi-22-milioni-di-euro/)\n\n##  [ Microfinanza firma un protocollo di cooperazione con Cash for\nMicrofinance per potenziare gli imprenditori egiziani, rilanciare il settore e\nguidare la crescita economica investendo 2,2 milioni di euro\n](https://www.microfinanza.com/it/microfinanza-firma-un-protocollo-di-\ncooperazione-con-cash-for-microfinance-per-potenziare-gli-imprenditori-\negiziani-dare-impulso-al-settore-e-guidare-la-crescita-economica-\ndi-22-milioni-di-euro/)\n\nMag 21, 2024\n\nMicrofinanza firma un protocollo di cooperazione con Cash for Microfinance per\npotenziare gli imprenditori egiziani, rilanciare il settore e guidare la\ncrescita economica, investendo 2,2 milioni di euroCairo, aprile\n2024Microfinanza \u00e8 entusiasta di annunciare la firma...\n\n[ ](https://www.microfinanza.com/it/lambasciatore-olandese-josephine-frantzen-\nvisita-beja/)\n\n##  [ L\u2019ambasciatrice olandese Josephine Frantzen in visita a B\u00e9ja\n](https://www.microfinanza.com/it/lambasciatore-olandese-josephine-frantzen-\nvisita-beja/)\n\nApr 3, 2024\n\nL'ambasciatrice olandese Josephine Frantzen in visita nel governorato di\nB\u00e9jaFebbraio 2024Il team del Consorzio Microfinanza-ACK International-AGER,\nresponsabile dell'attuazione della componente del Programma TRACE Nord-Ovest,\nha accolto Sua Eccellenza l'Ambasciatore...\n\n[ ](https://www.microfinanza.com/it/eye-to-the-future-for-ukraine-open-call/)\n\n##  [ EYE to the FUTURE for UKRAINE \u2013 Open call\n](https://www.microfinanza.com/it/eye-to-the-future-for-ukraine-open-call/)\n\nMar 29, 2024\n\nEYE to the Future for Ukraine - Open call \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438\n\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e \u043c\u043e\u0432\u043e\u044e29 Marzo 2024 Il progetto EYE for the Future of Ukraine fa\nparte del programma Erasmus for Young Entrepreneurs programme ed \u00e8 finanziato\ndalla Commissione Europea. EYE 4...\n\n[ ](https://www.microfinanza.com/it/il-team-di-microfinanza-in-visita-in-\netiopia/)\n\n##  [ Il team di Microfinanza in visita in Etiopia\n](https://www.microfinanza.com/it/il-team-di-microfinanza-in-visita-in-\netiopia/)\n\nMar 26, 2024\n\nIl team di Microfinanza in visita in Etiopia: nuove opportunit\u00e0 e strumenti\nper il settore agro-industriale26 Marzo 2024Il settore agroindustriale in\nEtiopia svolge un ruolo significativo nell'economia del Paese, poich\u00e9\nl'agricoltura \u00e8 la fonte primaria di...\n\n[ ](https://www.microfinanza.com/it/celebriamo-i-15-anni-del-programma-\nerasmus-per-giovani-imprenditori/)\n\n##  [ Celebriamo i 15 anni del programma Erasmus per giovani imprenditori\n](https://www.microfinanza.com/it/celebriamo-i-15-anni-del-programma-erasmus-\nper-giovani-imprenditori/)\n\nMar 12, 2024\n\n15 anni di successi e imprenditorialit\u00e0 4 Marzo 2024La Commissione europea e\nMicrofinanza sono orgogliose di celebrare il 15\u00b0 anniversario del programma\nErasmus per Giovani Imprenditori (EYE), un'iniziativa progettata per plasmare\nil futuro dell'imprenditorialit\u00e0 in...\n\n[ ](https://www.microfinanza.com/it/nuovi-percorsi-di-trasformazione-\nper-300-start-up-a-kassala-e-port-sudan/)\n\n##  [ Nuovi percorsi di trasformazione per 300 start-up a Kassala e Port Sudan\n](https://www.microfinanza.com/it/nuovi-percorsi-di-trasformazione-\nper-300-start-up-a-kassala-e-port-sudan/)\n\nMar 8, 2024\n\nSostegno allo sviluppo delle imprese attraverso il progetto WE-RISE!Febbraio\n2024Il progetto WE-RISE! ha raggiunto un importante traguardo il 24 febbraio\ncon il lancio del programma di incubazione e accelerazione a Kassala e Port\nSudan. Questa iniziativa, sostenuta...\n\n[ ](https://www.microfinanza.com/it/catalogo-dei-servizi-finanziari-e-non-\nfinanziari-sviluppati-nellambito-del-progetto-we-rise-2021-2022/)\n\n##  [ Catalogo dei servizi finanziari e non finanziari sviluppati nell\u2019ambito\ndel progetto WE-RISE! 2021-2022 ](https://www.microfinanza.com/it/catalogo-\ndei-servizi-finanziari-e-non-finanziari-sviluppati-nellambito-del-progetto-we-\nrise-2021-2022/)\n\nGen 30, 2024\n\n6 SERVICES FINANZIARI DI WE-RISE! Risultato 1Nell'ambito del progetto WE-RISE!\nMicrofinanza ha fornito un'assistenza tecnica all'Agenzia Italiana per la\nCooperazione allo Sviluppo (AICS) a Khartoum per valutare, progettare e\nmonitorare l'implementazione di schemi...\n\n[ ](https://www.microfinanza.com/it/eye-to-the-future/)\n\n##  [ EYE to the Future ](https://www.microfinanza.com/it/eye-to-the-future/)\n\nNov 26, 2023\n\nEYE to the FUTURE for UKRAINE project \u041d\u0430\u0442\u0438\u0441\u043d\u0456\u0442\u044c \u0442\u0443\u0442, \u0449\u043e\u0431 \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0442\u0438 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u044e\n\u043c\u043e\u0432\u043e\u044eIl perdurare dell\u2019invasione Russa dell\u2019Ucraina rappresenta una catastrofe\nsenza precedenti per la pace e gli equilibri nell'Unione europea e aggrava una\nserie di tendenze economiche...\n\n[ \u00ab Post precedenti ](https://www.microfinanza.com/it/notizie/page/3/?et_blog)\n\n[ Post successivi \u00bb ](https://www.microfinanza.com/it/notizie/?et_blog)\n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  Microfinanza S.r.l.\n\n#  Think. Innovate. Implement.  \nFor a good finance, good for everyone.  \nFreedom is accessing your own future.  \nNo financial barrier.\n\n[ more information ](https://www.microfinanza.com/about/)\n\n###  Services and Tools\n\n#  We can support you with our expertise in: Advisory and Technical\nAssistance, Training and Capacity Development, Assessment, study and research,\nevaluation.\n\n[ more information ](https://www.microfinanza.com/services/)\n\n###  Areas of intervention\n\n#  We promote initiatives in the field of financial inclusion, for the\ndevelopment of technical and social innovations, for the benefit of vulnerable\npeople and communities.\n\nmore information\n\n##  TRACE Project\n\nTunisian Rural and Agricultural Chains of Employment\n\n[ Find out more ](https://www.microfinanza.com/trace-project/)\n\n##  EYE Project\n\nErasmus for Young Entrepreneurs\n\n[ Find out more ](https://www.microfinanza.com/eye/)\n\n##  WE-RISE Project\n\nWomen\u2019s Empowerment for Resilience, Inclusion, Sustainability and Environment\n\n[ Find out more ](https://www.microfinanza.com/we-rise/)\n\n4\n\n5\n\n##  Areas of Intervention\n\nOur experts provide in-depth analysis of the **medium and long-term outcomes**\nstemming from diverse interventions within the field of **financial\ninclusion** and **social entrepreneurship** .\n\n##  Monitoring and evaluation of outcomes on access to finance and social\nentrepreneurship\n\nFind out more\n\n##  Financial Education and Social Entrepreneurship\n\nFind out more\n\n##  Technical Cooperation with Financial Institutions\n\nFind out more\n\n##  Green and Rural Finance\n\nFind out more\n\n##  We work to increase financial inclusion and make it permanent, globally.\n\n[ who we are ](https://www.microfinanza.com/about/)\n\n##  Qualified services and technical support on financial inclusion\n\n[ Services and Tools ](https://www.microfinanza.com/services/)\n\n##  Projects & Assignments\n\nOver 20 years of experience supporting the most vulnerable communities around\nthe world\n\n###  EIB-Universities Research Sponsorship (EIBURS)\n\n##  Measuring Microfinance Impact in the EU. Policy Recommendations for\nFinancial and Social Inclusion (MeMI)\n\n###  UNICEF Haiti\n\n##  Institutional contract for the actors\u2019 capacity reinforcement on financial\neducation as part of the project of fighting against child domestic labour in\nHaiti\n\n###  European Commission \u2013 DG GROWTH\n\n##  Entrepreneurship Sharing and Training Network\n\n###  Grameen Cr\u00e9dit Agricole Microfinance Foundation (GCAMF)\n\n##  Refugees\u2019 market assessment for financial inclusion in Uganda and Jordan\n\n###  Silatech\n\n##  Study of Silatech-Supported Financing for Microenterprises (Morocco, Sudan\nand Tunisia)\n\n###  ECHO (European Union Program) \u2013 through Oxfam UK\n\n##  Integrated and coordinated protection and WASH response for Syria Crisis-\naffected populations in Lebanon\n\n###  Direction du D\u00e9veloppement et de la Coop\u00e9ration\n\n##  Agricultural Microfinance and Environment in Haiti\n\n###  MISFA\n\n##  Impact Assessment in Afghanistan \u2013 MISFA\n\n[ find out more ](https://www.microfinanza.com/projects/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                    "source": "https://www.microfinanza.com/it/progetti/"
                },
                "page_content": "###  Progetti e incarichi\n\n#  Pi\u00f9 di vent\u2019anni di esperienza in tutto il mondo a fianco delle comunit\u00e0\npi\u00f9 vulnerabili\n\nEuropa\n\nMedio Oriente e Nord Africa\n\nAfrica Subsahariana\n\nAsia\n\nSud America\n\nSu diversi Paesi\n\n#  Europa\n\n###  Progetto / Incarico\n\n###  Committente\n\n###  Area\n\n###  Lunghezza\n\n###  SDG\n\n##  [ ESSEI \u2013 Empowering Small Social Enterprises in Italy\n](https://www.microfinanza.com/it/essei/)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** medio\n\n**Origine del finanziamento**\n\nProgramma dell\u2019UE per l\u2019occupazione e l\u2019innovazione sociale (EaSI)\n\n**Paesi**  \nItalia  \n**Regione**  \nEuropa\n\n**Data di Approvazione**  \nOttobre 2020  \n**Data di chiusura**  \nSettembre 2022\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-17.png \"E_SDG goals_icons-individual-rgb-17\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019obiettivo del progetto \u00e8 quello di contribuire allo sviluppo del mercato\nitaliano della finanza sociale, progettando e lanciando uno strumento\nfinanziario e generando una domanda effettiva di finanza sociale tra le\nimprese sociali italiane.  \nC\u2019\u00e8 la necessit\u00e0 di ampliare gli strumenti e le possibilit\u00e0 di azione per le\nentit\u00e0 sociali, dando priorit\u00e0 all\u2019accesso ai fondi e al rafforzamento dei\ncollegamenti tra le attivit\u00e0 chiave gestite dalle imprese sociali e le\npolitiche delle amministrazioni locali: l\u2019iniziativa mira ad aprire la strada\nalla creazione di una cooperazione tra diverse tipologie di investitori\nprivati e pubblici, che potrebbero fornire una diversa fonte di finanziamento,\nconsentendo reali opportunit\u00e0 di accesso ai finanziamenti per le imprese\nsociali, e favorendo la creazione di network territoriali e cluster di imprese\nsociali.  \nL\u2019importanza del supporto non finanziario \u00e8 fondamentale per il successo di\nqueste imprese sociali. L\u2019iniziativa guarda all\u2019adeguatezza delle diverse\nfonti finanziarie promuovendo la finanza mista per le imprese sociali,\nseguendo la crescente consapevolezza che la finanza ha la responsabilit\u00e0 di\nconsiderare l\u2019impatto positivo generato e non solo di concentrarsi sul\nparadigma del rischio/rendimento finanziario.  \nL\u2019iniziativa intende anche affrontare il lato della domanda, sostenendo\nl\u2019urgenza, la crescita e la consapevolezza delle imprese sociali: fornendo i\ngiusti strumenti educativi, soft skills, servizi di coaching e mentoring per\nstabilire un modello di business pi\u00f9 chiaro ed efficiente e per colmare il gap\ndelle imprese sociali sull\u2019alfabetizzazione finanziaria e la trasparenza.\n\n###  Servizi\n\nMicrofinanza Srl sar\u00e0 coinvolta nell\u2019analisi di mercato e nella valutazione\ndel mercato della finanza sociale nei territori target in Italia, insieme\nall\u2019analisi della \u201cdomanda\u201d e \u201cofferta\u201d come complemento della ricerca. La\npartnership identifica le imprese sociali da sostenere nella fase di\ncostruzione o di scale-up, i loro bisogni in termini di mentoring e supporto,\ne fornisce loro servizi di formazione, coaching e mentoring, per aiutarle a\ndiventare investment-ready. La fornitura di sostegno finanziario alle imprese\nsociali seguir\u00e0 la fase di formazione e coaching e sar\u00e0 parallela alla fase di\nmentoring. L\u2019azienda lavorer\u00e0 anche alla valutazione dell\u2019impatto sociale.\n\n###  Partner di progetto\n\n  * [ Phitrust SA ](https://www.phitrust.com/en/)\n  * [ Microlab ](https://www.associazionemicrolab.it/)\n  * [ The Hub Sicilia Soc. Coop. ](https://siracusa-impacthub.wpmudev.host/)\n\n###  Altre informazioni\n\nIl progetto ha ricevuto supporto finanziario dal [ Programma dell\u2019UE per\nl\u2019occupazione e l\u2019innovazione sociale (EaSI)\n](https://ec.europa.eu/social/main.jsp?langId=it&catId=1081) .\n\n##  [ YES! \u2013 Young Entrepreneurs Succeed\n](https://www.microfinanza.com/it/progetto-yes/)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 6  \n**Valore:** grande\n\n**Origine del finanziamento**  \nEEA and Norway Grants Fund for Youth Employment\n\n**Paesi**  \nSu diversi Paesi  \n**Regione**  \nEuropa\n\n**Data di approvazione**  \nOttobre 2018  \n**Data di chiusura**  \nGennaio 2024\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019obiettivo del programma \u00e8 quello di permettere ai giovani disoccupati di\naccedere al mercato del lavoro e promuovere l\u2019imprenditorialit\u00e0.\n\nNonostante i notevoli investimenti, i giovani in molte regioni devono\naffrontare sfide sistemiche per avviare, crescere e sostenere un\u2019impresa. Ci\u00f2\n\u00e8 intensificato dalla mancanza di prove documentate su quale tipo di sostegno\nall\u2019imprenditorialit\u00e0 sia pi\u00f9 efficace in diversi contesti e dalla scarsit\u00e0 di\nmodelli collaudati e scalabili.\n\nIl progetto mira a pilotare il Trust based Partnership Model, basato su una\nspecifica esperienza locale fatta da uno dei partner del progetto, e a fornire\nservizi diretti ai giovani meno serviti, che beneficeranno di servizi\nfinanziari e non finanziari dedicati e altamente specializzati per lo sviluppo\ndelle imprese, risultanti da ricerche basate su prove di efficacia, in Grecia,\nItalia, Spagna e Polonia: YES! fornir\u00e0 ai giovani NEET di questi 4 paesi vari\nservizi per avviare e far crescere il business o per trovare un lavoro, come\nla formazione, il coaching, il mentoring e l\u2019accesso ai finanziamenti.\n\n###  Servizi\n\nMicrofinanza Srl supporta un totale di 400 NEET (giovani non impegnati nello\nstudio, n\u00e9 nel lavoro n\u00e9 nella formazione) che si trovano in Italia, per\naiutarli avviare e far crescere la propria attivit\u00e0 o per trovare un lavoro.\n\nIn particolare, fornisce formazione, coaching, mentoring e accesso ai servizi\nfinanziari. Microfinanza collabora inoltre con i suoi partner nella fase di\nricerca, per raccogliere prove sui bisogni dei gruppi target e sulle lacune\nesistenti nei servizi forniti, sostenere la gestione generale\ndell\u2019implementazione del programma, il networking e le attivit\u00e0 di reporting.\n\nContando su un\u2019esperienza ventennale nel contesto nazionale, Microfinanza pu\u00f2\nsfruttare le strette relazioni con un\u2019ampia gamma di partner su tutto il\nterritorio nazionale, in particolare con i partner che operano nel Sud Italia\ne che solitamente forniscono servizi alle NEET e alle categorie vulnerabili.\nLa sede distaccata di Microfinanza si trova a Siracusa (Sicilia), la Regione\ncon una delle pi\u00f9 alte percentuali di NEET in Italia.\n\nL\u2019organizzazione \u00e8 orientata alla ricerca per combattere le barriere\nfinanziarie delle persone e delle comunit\u00e0 vulnerabili, fortemente focalizzata\nsui giovani, e pu\u00f2 contare su un team giovane e dinamico che sviluppa nuove\nidee e approcci e sfugge a quelli vecchi, perseguendo progetti innovativi.\n\n###  Partners:\n\n  * [ Agricultural University of Athens \u2013 Research Committee (Lead partner) ](https://www2.aua.gr//en)\n  * [ Anka \u2013 Development Agency of Karditsa S.A ](http://www.anka.gr/portal/)\n  * [ Autoocupaci\u00f3 ](http://www.autoocupacio.org/en/)\n  * [ KIZ Sinnova Company for Social Innovation GmbH ](https://www.kiz.de/)\n  * [ Munich Business School ](http://www.munich-business-school.de)\n  * [ Youth Business International (YBI) ](https://www.youthbusiness.org/)\n  * [ Youth Business Poland \u2013 Foundation Technologic Incubator (YBP) ](http://ybp.org.pl/)\n\n###  Altre informazioni\n\n[ Sito ufficiale ](https://www.microfinanza.com/it/progetto-yes/)\n\nIl progetto beneficia di una sovvenzione di 2,3 milioni di euro da Islanda,\nLiechtenstein e Norvegia attraverso the EEA and Norway Grants Fund for Youth\nEmployment.  \n[ The EEA and Norway Grants Fund For Youth Employment\n](https://eeagrants.org/What-we-do/The-EEA-and-Norway-Grants-Fund-for-Youth-\nEmployment)\n\n##  [ Erasmus for Young Entrepreneurs ](https://www.microfinanza.com/it/eye/)\n\n**Stato:** ciclo 13 e 14 \u2013 in corso  \nEYE to The Future Program \u2013 in corso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nCommissione Europea \u2013 DG GROWTH\n\n**Paesi**  \nSu diversi Paesi  \n**Regione**  \nEuropa e regioni ultraperiferiche dell\u2019UE\n\n**Ciclo 10:** 2018-2020\n\n**Ciclo 12:** 2020-2023\n\n**Ciclo 13:** 2023-2024\n\n**Ciclo 14/ EYE for Future:** 2023-2026\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nIl programma aiuta a fornire agli aspiranti imprenditori europei le competenze\nnecessarie per avviare e/o gestire con successo una piccola impresa in Europa.\nI nuovi imprenditori raccolgono e scambiano conoscenze e idee commerciali con\nun imprenditore esperto, con il quale rimangono e collaborano per un periodo\nda 1 a 6 mesi. Il soggiorno \u00e8 in parte finanziato dalla Commissione Europea.\nL\u2019obiettivo \u00e8 quello di sostenere lo sviluppo di nuove PMI, aumentando la\ncooperazione tra imprenditori europei, attraverso lo scambio di esperienze e\ninformazioni e stimolando la creazione di reti tra la comunit\u00e0 imprenditoriale\neuropea. Gli obiettivi specifici dei progetti sono: (i) fornire formazione sul\nposto di lavoro ai nuovi imprenditori di PMI per avviare nuove imprese, o\npromuovere l\u2019innovazione con le imprese esistenti, con particolare attenzione\nai giovani imprenditori, garantendo la sostenibilit\u00e0 futura; (ii) migliorare\nl\u2019accesso al mercato e l\u2019identificazione di potenziali partner per i\nbeneficiari finali.\n\n###  Servizi\n\nMicrofinanza Srl, in qualit\u00e0 di Lead Intermediary Organisation, coordina\nl\u2019implementazione del programma, il networking e le attivit\u00e0 di reporting.\nInoltre, l\u2019azienda promuove il programma e recluta nuovi imprenditori e\nimprenditori ospitanti: fornendo formazione sul posto di lavoro, favorendo lo\nscambio di esperienze, stimolando la cooperazione e il networking tra la\ncomunit\u00e0 imprenditoriale europea, sostenendo i nuovi imprenditori attraverso\nil tutoraggio e la formazione di imprenditori senior per l\u2019avvio e lo sviluppo\ndi nuove imprese, promuovendo l\u2019innovazione nelle imprese gi\u00e0 in attivit\u00e0\nportando nuove idee da parte di giovani imprenditori, migliorando l\u2019accesso al\nmercato e l\u2019identificazione di potenziali partner per le imprese nuove e\nconsolidate, e fornendo consulenza strategica e mentoring per sostenere la\ncrescita delle nuove imprese e per garantire la loro futura sostenibilit\u00e0.\n\n###  Membri del Consorzio:\n\nCiclo 10\n\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/)\n  * [ Business and Cultural Development Centre (KEPA) \u2013 Greece ](http://2007-13.e-kepa.gr/frontend/index.php?chlang=EN)\n  * [ Fej\u00e9r Enterprise Agency \u2013 Hungary ](http://www.rva.hu/)\n  * [ KIZ SINNOVA gGmbH \u2013 Germany ](https://www.kiz.de/\\))\n\nCiclo 12\n\n  * [ Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad ](https://asociacionintegracion.wordpress.com/)\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/)\n  * [ Jinishian Memorial Foundation (JMF) ](https://www.jinishian.org/)\n  * [ KIZ SINNOVA Gesellschaft Fur Soziale Innovationen GGMBH (KIZ SINNOVA) ](https://www.kiz.de/)\n  * [ Latvijas Asociacija Eiropas Kopienas Studijam (LECSA) ](https://lecsa.eu/)\n  * [ Sdruzhenie Bulgarska Targovsko-Promishlena Palata (BCCI) ](https://www.bcci.bg/)\n  * [ Zeytin Grup Danismanlik Arastirma Organizasyon Egitim Mimarlik Insaat Bilisim Ticaret Sirketi (Zeytin Grup) ](http://www.zeytingrup.com/index_en.html)\n\n[ ](http://www.zeytingrup.com/index_en.html)\n\nCiclo 13\n\n  * [ Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad ](https://asociacionintegracion.wordpress.com/)\n  * [ Associazione Artigiani e Piccole Imprese Mestre C.G.I.A. \u2013 Italy ](http://www.cgiamestre.com/erasmus-per-giovani-imprenditori/)\n  * [ Jinishian Memorial Foundation (JMF) ](https://www.jinishian.org/)\n  * [ Noa \u2013 Albania ](https://www.noafin.al/)\n  * [ Latvijas Asociacija Eiropas Kopienas Studijam (LECSA) ](https://lecsa.eu/)\n  * [ Sdruzhenie Bulgarska Targovsko-Promishlena Palata (BCCI) ](https://www.bcci.bg/)\n  * [ Selego ](https://selego.co/)\n  * [ Zeytin Grup Danismanlik Arastirma Organizasyon Egitim Mimarlik Insaat Bilisim Ticaret Sirketi (Zeytin Grup) ](http://www.zeytingrup.com/index_en.html)\n  * [ Kauno prekybos, pramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts) ](https://chamber.lt/en/)\n\nCiclo 14 \u2013 EYE for Future\n\n  * [ KROK UNIVERSITY \u2013 Ukraine ](https://int.krok.edu.ua/en/)\n  * [ European Center for Social Finance \u2013 Germany ](https://www.ecsocfin.com/)\n  * [ Kainotomia ](https://kainotomia.com.gr/en/) \u2013 Grece \n  * [ Youth Business Poland (YBI) ](https://ybp.org.pl/) \u2013 Poland \n\n###  Altre informazioni\n\n[ Sito ufficiale ](https://erasmus-entrepreneurs.eu/)\n\n###  Un\u2019iniziativa dell\u2019Unione Europea\n\n###\n\n##  [ Villa SALUS ](https://www.microfinanza.com/it/villa-salus/)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nCommissione Europea \u2013 Urban Innovative Actions Initiative\n\n**Paesi**  \nItalia  \n**Regione**  \nEuropa\n\n**Data di Approvazione**  \nGennaio 2017  \n**Data di chiusura**  \nGennaio 2021\n\n#####  Maggiori informazioni\n\nVilla SALUS come un nuovo spazio sociale per il benessere interculturale, il\nWelfare e l\u2019Accoglienza nella citt\u00e0 metropolitana di Bologna\n\n###  Obiettivi\n\nL\u2019obiettivo principale del progetto \u00e8 la trasformazione di Villa Salus, un ex\nospedale per anziani abbandonato, in un innovativo core-space per il\nBenessere, il Welfare e l\u2019Accoglienza-S.A.L.U.S. \u2018W\u2019 Space \u2013 che opera per\nl\u2019inclusione sociale, culturale ed economica dei migranti/rifugiati e come\nstruttura di servizi a pi\u00f9 livelli per l\u2019intera area metropolitana di Bologna.\n\nL\u2019intervento mira inoltre a riconoscere e valorizzare le competenze\nindividuali dei migranti e dei rifugiati che vivono nell\u2019area del Comune di\nBologna, sostenendo l\u2019avvio di microimprese e il collocamento lavorativo.\n\n###  Servizi\n\nLa componente guidata da Microfinanza mira a favorire l\u2019inclusione sociale ed\neconomica dei beneficiari attraverso l\u2019offerta congiunta di programmi di\nformazione imprenditoriale, educazione finanziaria, tutoraggio aziendale e\naccesso al microcredito. I servizi forniti includono la selezione di\ntutoraggio imprenditoriale per potenziali ed esistenti imprenditori per\nl\u2019avvio e lo sviluppo di microimprese tra i gruppi svantaggiati\n(migranti/rifugiati, disoccupati, giovani, donne). I risultati del progetto\nincludono l\u2019offerta di formazione e tutoraggio a 25 rifugiati e migranti\npreselezionati e il sostegno finanziario per almeno 3 progetti imprenditoriali\nselezionati.\n\n##  Imparare a diventare imprenditrice\n\n**Status:** chiuso  \n**Staff provided:** 2  \n**Value:** small\n\n**Origine del finanziamento**\n\nRegione Emilia Romagna\n\n**Paesi**  \nItalia  \n**Regione**  \nEuropa\n\n**Data di approvazione**  \nGennaio 2020  \n**Data di chiusura**  \nDicembre 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  ENISIE \u2013 Enabling Network-based Innovation through Services and\nInstitutional Engagement. Valutazione dello stato dell\u2019arte dell\u2019innovazione\nsociale e dei servizi sociali in Sicilia e a Malta.\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nInterreg\n\n**Paesi**  \nItalia \u2013 Malta  \n**Regione**  \nEuropa\n\n**Data di approvazione**  \nOttobre 2018  \n**Data di chiusura**  \nDicebre 2019\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-17.png \"E_SDG goals_icons-individual-rgb-17\")\n\n##  Measuring Microfinance Impact in the EU. Raccomandazioni politiche per\nl\u2019inclusione finanziaria e sociale (MeMI)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nEIB-Universities Research Sponsorship (EIBURS)\n\n**Paesi**  \nSu diversi Paesi  \n**Regione**  \nEuropa\n\n**Data di approvazione**  \nOttobre 2016  \n**Data di chiusura**  \nOttobre 2019\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nIl progetto mira a capire il grado di inclusione finanziaria e sociale\nnell\u2019Unione Europea (UE) e a valutare l\u2019impatto della microfinanza\nsull\u2019inclusione finanziaria e sociale a livello micro e macro.\n\nIl progetto mira a raggiungere l\u2019obiettivo di stabilire anche se la promozione\ndi programmi di microfinanza, che forniscono inclusione finanziaria e sociale,\ndebba essere preferita rispetto al finanziamento di programmi di welfare.\nQuesto obiettivo sar\u00e0 raggiunto basandosi, per l\u2019analisi microeconomica, su\nuna misura quantitativa del Social Return On Investment (SROI), che \u00e8 in grado\ndi quantificare le esternalit\u00e0 che derivano dalla promozione della\nmicrofinanza e del welfare, in una regione e attraverso una particolare\nimplementazione, oltre ai pi\u00f9 tradizionali guadagni finanziari ed economici.\n\n###  Servizi\n\n(i) Valutazione dell\u2019esclusione finanziaria e sociale nell\u2019UE attraverso la\ncreazione di un protocollo per la definizione e la misurazione dell\u2019inclusione\nfinanziaria e sociale e dello sviluppo dei mercati della microfinanza,\ncostruendo una mappa dell\u2019inclusione finanziaria e sociale; (ii) Valutazione\ndei canali di influenza dell\u2019inclusione finanziaria sull\u2019inclusione sociale, e\nviceversa in alcuni Stati membri dell\u2019UE selezionati, ottenuti attraverso\nprogrammi di microfinanza o di welfare; (iii) Quantificazione e misurazione\ndell\u2019impatto della microfinanza sull\u2019inclusione finanziaria e sociale; (iv)\nAnalisi di sensibilit\u00e0: stime convalidate della SROI calcolata, definizione di\nuna serie di raccomandazioni di policy fattibili e \u201cassorbibili\u201d per\nmassimizzare l\u2019impatto dei risultati del MeMI, nonch\u00e9 l\u2019efficienza e\nl\u2019efficacia degli strumenti/programmi di microfinanza e di welfare.\n\n###  Membri del consorzio:\n\n  * Universit\u00e0 Cattolica del Sacro Cuore \n  * Centro Studi di Politica Economica e Monetaria (CeSPEM), Mario Arcelli\u201d \n  * Dipartimento di Economia, Universit\u00e0 degli Studi di Parma \n  * Dipartimento di Economia, Universit\u00e0 di Genova \n  * European Microfinance Network (EMN) \n  * Rete Italiana di Microfinanza (RITMI) \n\n###  Altre informazioni\n\n[ Sito ufficiale ](http://www.memi-project.eu/)\n\n#  Medio Oriente e Nord Africa (MENA)\n\n###  Progetto / Incarico\n\n###  Committente\n\n###  Area\n\n###  Lunghezza\n\n###  SDG\n\n##  Assistenza tecnica per l\u2019attuazione di attivit\u00e0 di educazione finanziaria\nper le istituzioni di microfinanza e i loro clienti in Tunisia\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** piccolo\n\n**Origine del finanziamento  \n** ADA \u2013 Appui au D\u00e9veloppement Autonome a.s.b.l.\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nLuglio 2023  \n**Data di chiusura**  \nGiugno 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_4.png\n\"TheGlobalGoals_Icons_Color_Goal_4\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019assistenza tecnica fornita da Microfinanza fa parte delle attivit\u00e0 di ADA\nvolte a diffondere il Programma Nazionale di Educazione Finanziaria (PNEF) a\nlivello nazionale, a promuovere la microfinanza responsabile e a rafforzare le\ncapacit\u00e0 delle istituzioni di microfinanza. L\u2019obiettivo principale della\nmissione \u00e8 quello di strutturare l\u2019offerta di educazione finanziaria delle MFI\nidentificate come canali privilegiati per raggiungere le popolazioni target\ndel PNEF, in particolare le donne, i giovani, i lavoratori, il settore\ninformale, le VSE/PMI, le popolazioni rurali e le persone con esigenze\nparticolari.\n\n**Obiettivi specifici**\n\n  * Soddisfare le esigenze pi\u00f9 importanti in termini di educazione finanziaria, in particolare quelle delle popolazioni vulnerabili, al fine di ridurre gli ostacoli e la dipendenza dall\u2019economia informale; \n  * Promuovere un comportamento finanziario responsabile in Tunisia per preparare meglio i giovani a un ambiente economico sempre pi\u00f9 complesso; \n  * Rafforzare l\u2019educazione finanziaria in tutto il Paese, anche nelle aree rurali; \n  * Elaborare un elenco di misure concrete da attuare nell\u2019ambito del PNEF e fornire ai tunisini gli strumenti, le risorse e le misure di sostegno necessarie per migliorare le loro competenze e la loro cultura finanziaria; \n  * Diffondere l\u2019educazione finanziaria ai gruppi target, soprattutto nel sistema scolastico e tra le donne, in particolare per aumentare la fiducia nei servizi finanziari, soprattutto quelli digitali; \n  * Rafforzare le misure di protezione dei consumatori e promuovere l\u2019accesso e l\u2019alfabetizzazione digitale. \n\n###  Risultati attesi\n\nRisultato 1: Fornire materiali, metodologie e strumenti di formazione da\ncondividere con gli attori della finanza inclusiva e del settore finanziario.\n\nRisultato 2: Rafforzare la capacit\u00e0 degli operatori delle MFI di fornire\neducazione finanziaria per garantire la salute finanziaria dei loro clienti.\n\nRisultato 3: I clienti delle MFI hanno adottato i principi dell\u2019educazione\nfinanziaria.\n\n##  Valutazione intermedia del programma di incentivazione degli investimenti\ne di modernizzazione delle aziende agricole (PRIMEA)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 1  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nCommissione Europea\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nLuglio 2022  \n**Data di chiusura**  \nNovembre 2022\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_13.png\n\"TheGlobalGoals_Icons_Color_Goal_13\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_11.png\n\"TheGlobalGoals_Icons_Color_Goal_11\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019obiettivo del programma PRIMEA \u00e8 quello di contribuire a rilanciare gli\ninvestimenti in agricoltura facendo leva sul bilancio dello Stato sul\ncofinanziamento delle banche e sui contributi degli agricoltori, consentendo\nl\u2019ammodernamento di quasi 60.500 aziende agricole e migliorando il sistema di\nconcessione di sussidi e crediti.\n\n**Obiettivi specifici**\n\n1: migliorare l\u2019accesso delle aziende agricole tunisine ai finanziamenti per i\nloro investimenti produttivi, sostenendo l\u2019applicazione in campo agricolo\ndella politica di incentivazione degli investimenti in Tunisia, sancita dal\nnuovo codice degli investimenti.\n\n2: migliorare la qualit\u00e0 dei progetti di ammodernamento e la produttivit\u00e0\ndelle aziende agricole, attraverso un sistema efficace e diffuso di consulenza\ntecnica ed economica.\n\n3: migliorare il contesto degli investimenti agricoli in Tunisia, in\nparticolare tenendo maggiormente conto del genere e della tipologia delle\naziende agricole.\n\n###  Risultati attesi\n\nRisultato 1: riduzione delle disuguaglianze di sviluppo tra le aree rurali\ndell\u2019interno del Paese e le aree costiere urbanizzate.\n\nRisultato 2: miglioramento del benessere individuale grazie all\u2019aumento del\nreddito familiare dell\u2019EA, all\u2019accesso all\u2019occupazione grazie alla\nsostenibilit\u00e0 economica dell\u2019EA e al suo trasferimento e al miglioramento\ndelle competenze degli agricoltori.\n\nRisultato 3: miglioramento della coesione sociale grazie al mantenimento della\nprincipale attivit\u00e0 economica nelle aree rurali, stabilizzando cos\u00ec la loro\npopolazione\n\nRisultato 4: garanzia di benessere sociale grazie alla creazione di un sistema\nsostenibile di finanziamento e supporto tecnico ed economico per\nl\u2019agricoltura, che impedisca l\u2019emarginazione della popolazione rurale e lo\nsviluppo di aree di disagio e insicurezza\n\n###  Partner\n\n  * DT Global \n  * ACK International \n\n##  Incarico per strutturare e digitalizzare un fondo di sostegno per\ninvestimenti e servizi privati\n\n**Stato:** in corso  \n**Staff coinvolto:** 1  \n**Valore:** medio\n\n**Origine del finanziamento**  \nAICS Tunisi\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nOttobre 2021  \n**Data di chiusura**  \nSettembre 2028\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_14.png\n\"TheGlobalGoals_Icons_Color_Goal_14\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_15.png\n\"TheGlobalGoals_Icons_Color_Goal_15\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019incarico contribuisce efficacemente all\u2019avvio operativo del programma ADAPT,\nfornendo le competenze necessarie su due elementi chiave innovativi quali i)\nil fondo di sostegno agli investimenti privati e ii) la creazione e il\nmantenimento di una piattaforma digitale che faciliti l\u2019accesso dei potenziali\npromotori economici allo schema finanziario del programma.\n\n###  Servizi\n\nL\u2019incarico consiste di quattro fasi, che si sviluppano come segue: 1.\nDefinizione dei criteri di ammissibilit\u00e0 per l\u2019accesso al Fondo; 2.\nElaborazione delle procedure di concessione delle risorse del Fondo attraverso\ni Partner Finanziari Associati e altre fonti di credito; 3. Attivit\u00e0 di\nsupporto e assistenza tecnica all\u2019Unit\u00e0 di Gestione del Progetto; 4.\nProgettazione, implementazione e manutenzione di una piattaforma digitale per\nla gestione del Fondo\n\n###  Membri del consorzio\n\n  * ACK International (France) \n\n##  Support to the job creation in the agricultural sector in rural areas in\nthe frame of the programme \u201c _Tunisian Rural and Agricultural Chains of_\n_Employment_ (T.R.A.C.E.)\u201d\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** medio\n\n**Origine del finanziamento**  \nDonazione del governo dei Paesi Bassi, gestita dalla Banca Mondiale\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazionee**  \nMarzo 2021  \n**Data di chiusura**  \nDicembre 2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n#####  Maggiori informazioni\n\n###  Objectives\n\nThe programme T.R.A.C.E. is financed by a donation of the Government of the\nNetherlands through a trust fund managed by the World Bank, whose objective is\nto create employment targeting especially young people and women, in the\nrural, agricultural, and agri-food sectors, by enhancing productivity and\nresilience of small Tunisian producers. Furthermore, it aims at strengthening\nprofessional organisations\u2019 and SMEs competitiveness thanks to a better access\nto knowledges, to innovation and to financial services.  \nThe realization of the proposed interventions is done by selected partners\nafter due diligence by the World Bank in partnership with public, private, and\nprofessional institutions in Tunisia, and in coordination with other\ncomplementary programmes. The programme T.R.A.C.E. covers the Governorates of\nJendouba, Kairouan and Gabes.  \nIn this framework, the creation of a fund supporting the job creation in the\nrural entrepreneurship, agricultural and agri-food sectors is foreseen. This\nfund will provide with technical and financial assistance to producers\norganisations, to small and medium enterprises, and to young entrepreneurs for\nenhancing their business, their professionalization and for creating new jobs.  \nThe fund supporting the employment amounts to USD 2.83M in view of financing\naround 250 investment projects with a high potential for job creation, more\nspecifically 85 projects in Jendouba, 80 projects in Kairouan and 85 projects\nin Gabes.\n\n###  Services\n\nMicrofinanza provides technical assistance services and management in the\nGovernorate of Jendouba as:\n\n  * Fund manager in support of job creation in the sector of rural entrepreneurship, agriculture and agri-food \n  * Technical assistance provider to professional organizations, to entrepreneurs and SME for preparing and selecting investment projects that are technically, financially and commercially robust and consistent, as well as sustainable from the environmental and social point of view \n  * Guide in the realization of investment projects in order to ensure durability and sustainability of created jobs, and in the support to professionalization of entrepreneurs \n  * Follow-up of socio-economic and environmental indicators \n\nThe main activities are the following:\n\n  * Selection of potential beneficiaries \n  * Analysis and final selection \n  * Support to realization \n  * Professionalization \n\n###  Project partners\n\n  * ACK International (France) \n  * AGER (Tunisia) \n\n###  Other information\n\n[ Official website ](https://www.microfinanza.com/trace-project/) . Here you\ncan find more information regarding the project and view the main documents,\navailable for download.\n\n##  Progetto di sviluppo agricolo integrato di Sfax\n\n**Stato:** in corso  \n**Staff coinvolto:** 2  \n**Valore:** medio\n\n**Origine del finanziamento**  \nBanca Islamica di sviluppo\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nMarzo 2020  \n**Data di chiusura**  \n2024\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n##  **Enhancing a Financial Consumer Protection Framework in Microfinance**\n\n**Stato:** chiuso  \n**Staff coinvolto:** 5  \n**Valore:** medio\n\n**Origine del finanziamento**\n\nSANAD\n\n**Paesi**  \nGiordania  \n**Regione**  \nMENA\n\n**Data di Approvazione**  \nGiugno 2020  \n**Data di chiusura**  \nMaggio 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n##  Realizzazione di uno studio a favore di cinque associazioni di\nmicrocredito marocchine per la realizzazione del progetto di lotta alla\npovert\u00e0 nelle aree rurali marocchine attraverso il sostegno del settore del\nmicrocredito\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** medio\n\n**Origine del finanziamento**  \nAICS\n\n**Paesi**  \nMarocco  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nOttobre 2019  \n**Data di chiusura**  \nAgosto 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-07.png \"E_SDG goals_icons-individual-rgb-07\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\n  * Rafforzare le lezioni apprese \n  * Lavorare sulle difficolt\u00e0 delle cinque associazioni di microcredito; \n  * Sviluppare nuove nicchie di mercato innovative per quanto riguarda la microfinanza verde e le partnership strategiche. \n\n###  Le nostre attivit\u00e0\n\n  * Valutazione delle esigenze delle associazioni di microcredito \n  * Formazione e rafforzamento istituzionale \n  * Analisi del fabbisogno di microfinanza verde \n  * Strategie e partnership finanziarie \n\n##  Formulazione della componente di gestione indiretta del programma\n2019-2020 \u201cSostegno allo sviluppo rurale in Tunisia\u201d finanziato dall\u2019Unione\nEuropea\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nAICS\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nFebbraio 2020  \n**Data di chiusura**  \nDicembre 2020\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-15.png \"E_SDG goals_icons-individual-rgb-15\")\n\n##  Persone siriane colpite dal conflitto e vulnerabili, in particolare le\ndonne e i giovani, hanno migliorato l\u2019accesso all\u2019acqua, alla resilienza e a\nuna vita dignitosa in Siria e in Libano\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** medio\n\n**Origine del finanziamento**  \nDANIDA\n\n**Paesi**  \nLibano  \n**Regione**  \nMedio Oriente\n\n**Data di approvazione**  \nGennaio 2019  \n**Data di chiusura**  \nFebbraio 2020\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nQuesto progetto in Libano \u00e8 in linea con gli obiettivi del \u201cLebanon Crisis\nResponse Plan (LCRP 2017 \u2013 2020)\u201d, del \u201cSyria Humanitarian Needs Overview\u201d\n(HNO) e del \u201cHumanitarian Response Plan (HRP) 2018\u201d\n\n###  Obiettivi\n\nGli obiettivi del progetto sono i seguenti:\n\n  1. Migliorare l\u2019accesso all\u2019istruzione per la protezione e una vita dignitosa per le popolazioni colpite, soprattutto donne, giovani e piccoli agricoltori. \n  2. Migliorare l\u2019accesso alle disposizioni di WaSH (Water Sanitation and Hygiene) per le persone pi\u00f9 vulnerabili che vivono nei campi informali (ITS) in Libano \n  3. Rafforzare il ruolo della societ\u00e0 civile nel lavoro umanitario (popolazioni colpite, attori locali, Oxfam) \n\n###  Attivit\u00e0\n\n  * Analisi delle abitudini e dei comportamenti finanziari del gruppo beneficiario target \n  * Organizzazione della formazione dei formatori per gli operatori locali \n  * Organizzazione di corsi di formazione in materia di educazione finanziaria per i beneficiari \n  * Formazione e follow-up sull\u2019utilizzo del libretto di risparmio all\u2019interno delle famiglie \n  * Sostegno alla creazione di gruppi di risparmio della comunit\u00e0 e di programmi di asset building \n  * Fornitura di servizi di monitoraggio e assistenza per garantire la sostenibilit\u00e0 delle azioni realizzate \n\n##  Start-up Palestina, Valutazione e sviluppo di un fondo regionale di\ngaranzia del credito\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** grande\n\n**Origine del finanziamento**  \nAICS \u2013 Cooperazione italiana  \nGIZ \u2013 Cooperazione tedesca  \nGOPA \u2013 Cooperazione tedesca\n\n**Paesi**  \nCisgiordania  \n**Regione**  \nMedio Oriente\n\n**Data di approvazione**  \nMaggio 2016  \n**Data di chiusura**  \n2020\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nNell\u2019ambito del programma \u201cStart Up Palestine \u2013 strumenti finanziari e\nassistenza tecnica per promuovere l\u2019occupazione e la generazione di reddito in\nPalestina\u201d, una componente del progetto \u00e8 dedicata alla creazione di un\nmeccanismo per un sistema di garanzia del credito (Credit Guarantee Scheme),\nsostenuto congiuntamente da AICS e GIZ.\n\n###  Obiettivi\n\nDopo aver realizzato lo studio di pre-fattibilit\u00e0 per l\u2019allestimento del CGS,\nMicrofinanza ha sviluppato lo studio di fattibilit\u00e0 e il progetto pilota del\nCGS.\n\nL\u2019obiettivo generale dell\u2019incarico \u00e8 stato quello di stabilire la struttura\ndel CGS e di avviare le operazioni. Una volta operativo, il CGS dovrebbe\nessere gestito in modo trasparente ed efficiente, raggiungendo gli obiettivi\nprefissati in termini di accesso al credito per i settori economici e gli\nimprenditori che, fino ad ora, sono stati esclusi dal mercato finanziario.\n\n###  Servizi\n\nI consulenti di Microfinanza hanno svolto i seguenti servizi:\n\n  * Pre-fattibilit\u00e0: Desk review e visita preliminare sul campo, e redazione di una valutazione dei possibili schemi per almeno due diversi CGS \n  * Road Map: individuazione delle fasi da attuare secondo lo schema selezionato \n  * Pre-valutazione della sostenibilit\u00e0 economica, dell\u2019estensione e dell\u2019addizionalit\u00e0 dello schema, proposta sulla governance, sullo status giuridico, sulla struttura organizzativa, sui prodotti finanziari e sul coinvolgimento attivo degli stakeholder regionali attraverso un approccio partecipativo. \n  * Business plan dello schema \n  * Assistenza tecnica per l\u2019attuazione del programma \n\n##  **Ricerche di mercato sulla gestione della performance sociale tra le\nistituzioni di microfinanza giordane e il suo impatto sui clienti**\n\n**Stato:** chiuso  \n**Staff coinvolto:** 1  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nUnione Europea\n\n**Paesi**  \nGiordania  \n**Regione**  \nMedio Oriente\n\n**Data di approvazione**  \nMaggio 2019  \n**Data di chiusura**  \nLuglio 2019\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nNell\u2019ambito delle attivit\u00e0 condotte dalla rete Tanmeyah \u00e8 stato richiesto a\nMFR e Microfinanza uno studio di impatto. Lo scopo di tale studio era quello\ndi \u201craccogliere informazioni sugli strumenti e i sistemi che le MFI giordane\nutilizzano per realizzare i loro obiettivi sociali e su come questi strumenti\nvengano utilizzati per realizzare la loro missione sociale, nonch\u00e9\nsull\u2019impatto che le pratiche di performance sociale hanno avuto sui loro\nclienti\u201d.\n\n###  Servizi\n\nPer la conduzione dell\u2019incarico, il Team ha raccolto informazioni sulle\npratiche e le procedure di gestione della performance sociale (SPM) seguite\ndalle MFI disposte ad aderire al processo e ha analizzato il legame tra le\npratiche SPM in atto e il raggiungimento dell\u2019impatto sociale. Inoltre, il\nTeam l ha evidenziato un set di indicatori di risultato che possono essere\nseguiti per tracciare i cambiamenti a livello del cliente.\n\nIl quadro di ricerca si \u00e8 concentrato sulle seguenti aree chiave:\n\n  1. Obiettivi di performance sociale delle MFI giordane, \n  2. Pratiche di gestione della Performance Sociale all\u2019interno delle MFI giordane; \n  3. Come vengono trasformate le pratiche di Performance Sociale in prodotti e servizi rilevanti per i clienti; \n  4. Impatto della Gestione della Performance Sociale delle MFI che aderiscono alla rete Tanmeyah sui clienti e sulle loro famiglie secondo una serie specifica di indicatori Gestione tra le istituzioni di microfinanza giordane e il suo impatto sui clienti \n\n##  Valutazione finale del programma MicroMED \u2013 Sviluppo delle capacit\u00e0 nel\nsettore della microfinanza in Tunisia\n\n**Stato:** chiuso  \n**Staff coinvolto:** 1  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nADA \u2013 Appui au D\u00e9veloppement Autonome\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nLuglio 2017  \n**Data di chiusura**  \nNovembre 2017\n\n##  Protezione integrata e coordinata e risposta WASH per le popolazioni\ncolpite dalla crisi siriana in Libano\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nECHO \u2013 Programma dell\u2019Unione Europea\n\n**Paesi**  \nLibano  \n**Regione**  \nMedio Oriente\n\n**Data di approvazione**  \nAprile 2017  \n**Data di chiusura**  \nGennaio 2018\n\n#####  Maggiori informazioni\n\n###  Obiettivo\n\nL\u2019obiettivo del progetto \u00e8 quello di migliorare i percorsi di indipendenza\neconomica delle famiglie di rifugiati siriani ospitati negli insediamenti\ninformali in tenda, migliorando la loro capacit\u00e0 di gestire le risorse\nfinanziarie private.\n\n###  Attivit\u00e0\n\nLe attivit\u00e0 del progetto consistono nel fornire formazione e sostegno\nfinanziario ai rifugiati siriani, libanesi e palestinesi che vivono nella\nregione di Beqaa e nell\u2019area urbana di Tripoli nel nord del Libano, e sono\norganizzate come segue:\n\n  1. Interviste e focus group per identificare il livello di alfabetizzazione dei beneficiari, le abitudini e i comportamenti di gestione finanziaria, le opportunit\u00e0 di reddito, i bisogni e le aspirazioni finanziarie. \n  2. Strumento del quaderno di risparmio e sviluppo di programmi di formazione. \n  3. Sessioni di formazione sull\u2019uso del quaderno di risparmio. \n  4. Sessioni di formazione sull\u2019educazione finanziaria in relazione ai bisogni emersi durante le fasi precedenti e sul miglioramento delle competenze. \n  5. Follow up sul campo con sessioni di peer group per valutare l\u2019impatto diretto e indiretto. \n\n##  Assistenza tecnica al Ministero delle Finanze tunisiano e formulazione di\nun programma di supporto al settore privato nell\u2019ambito dell\u2019AICS 2017/2020\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nAICS\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nMaggio 2017  \n**Data di chiusura**  \nSettembre 2017\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nLa componente di assistenza tecnica \u00e8 la prosecuzione del percorso iniziato da\nAICS Tunisi nel 2016, recentemente rafforzata, che sostiene costantemente le\nautorit\u00e0 tunisine nel settore dell\u2019inclusione finanziaria, attraverso il\nrafforzamento del settore privato, che \u00e8 uno degli obiettivi del 5\u00b0 Piano\nannuale di sviluppo 2016-2020.\n\n###  Obiettivi\n\nLa missione di assistenza tecnica \u00e8 composta da due assi: i) Sostenere il\nMinistero delle Finanze tunisino nell\u2019animazione di tavole rotonde\nsull\u2019economia sociale e solidale (ESS), con l\u2019obiettivo di migliorare la\ncomponente ESS della nuova strategia nazionale di inclusione finanziaria; ii)\nSviluppare il nuovo programma di sviluppo del settore privato AICS 2017/2020,\nche copre i temi legati all\u2019inclusione finanziaria con particolare attenzione\nalle piccole e medie imprese, comprese le imprese sociali.\n\n###  Servizi\n\n  * Coordinamento dei gruppi tematici dell\u2019ESS e analisi dei dati secondari \n  * Coordinamento del gruppo tematico ESS e finalizzazione del documento: intervista e raccolta dati sul campo \n  * Studio di fattibilit\u00e0 del programma 2017/2020 e sviluppo della strategia: incontro con gli stakeholder e rendicontazione di obiettivi, risultati, attivit\u00e0 e assegnazione dei fondi per ogni componente \n  * Elaborazione di una prima versione del programma 2017/2020 ed elaborazione della proposta finale: Finalizzazione del programma di sviluppo del settore privato AICS 2017/2020 nell\u2019ambito del programma di cooperazione Italia-Tunisia. \n\n##  Start Up Palestine, veicoli finanziari e assistenza tecnica per\nincrementare l\u2019occupazione e la generazione di reddito in Palestina.\nDefinizione di un meccanismo di erogazione del Fondo di capitalizzazione\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nAICS\n\n**Paesi**  \nCisgiordania  \n**Regione**  \nMedio Oriente\n\n**Data di approvazione**  \nMaggio 2015  \n**Data di chiusura**  \nMarzo 2017\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nNell\u2019ambito del programma \u201cStart-Up Palestine\u201d \u2013 Veicoli Finanziari e\nAssistenza Tecnica (AT) per stimolare l\u2019occupazione e la generazione di\nreddito in Palestina\u201d, \u00e8 stato individuato un piano di lavoro per l\u2019anno 2016\nincentrato su diverse componenti dell\u2019AT con il cliente UCASC, il Team\ndell\u2019Ufficio della Cooperazione Italiana e i fornitori italiani di AT (Cassa\nPadana, Banca Popolare Etica, Microfinanza e FederCasse).\n\n###  Obiettivi\n\nL\u2019obiettivo dell\u2019incarico, da realizzare in stretto coordinamento con l\u2019Unione\ndelle Cooperative di Credito e Risparmio Palestinesi e con il Ministero delle\nFinanze e l\u2019Autorit\u00e0 Monetaria Palestinese, si \u00e8 concentrato sulla\nrealizzazione di una serie di attivit\u00e0 finalizzate alla definizione di un\nmeccanismo di erogazione di un fondo di capitalizzazione di EUR 3M nell\u2019ambito\ndel SetUp Palestine Program.\n\n###  Servizi\n\nLe componenti dell\u2019AT sono state le seguenti: i) Progettazione della\ncomponente di progetto del fondo di capitalizzazione di EUR 3M \u2013 meccanismi di\nerogazione (comprese le procedure e la strategia di mitigazione del rischio),\nii) Asimmetria dei dati, iii) Processo di pianificazione strategica, iv)\nPianificazione aziendale.\n\n###  Membri del consorzio:\n\n  * Banca Popolare Etica \n  * Cassa Padana \n  * Associazione Microfinanza e Sviluppo \n\n##  IESS ! Iniziative per l\u2019occupazione nell\u2019economia sociale e solidale in\nTunisia\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nUnione Europea\n\n**Paesi**  \nTunisia  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \n2017  \n**Data di chiusura**  \n2017\n\n##  Sviluppo istituzionale e delle capacit\u00e0 delle associazioni di microcredito\nper il miglioramento della microfinanza rurale in Marocco\n\n**Stato:** chiuso  \n**Staff coinvolto:** 8  \n**Valore:** grande\n\n**Origine del finanziamento**  \nMinistero degli Affari Esteri \u2013 Italia\n\n**Paesi**  \nMarocco  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nLuglio 2014  \n**Data di chiusura**  \nLuglio 2016\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019iniziativa diretta al Ministero dell\u2019Economia e delle Finanze marocchino\naveva due obiettivi specifici: i) Contribuire ad un sistema finanziario\ninclusivo nel fornire sostegno ai microimprenditori nelle aree rurali escluse\ndal sistema del credito formale, e ii) Promuovere lo sviluppo sostenibile\ndelle Associazioni di Microcredito (AMC) attraverso l\u2019accesso parallelo al\nsupporto sia tecnico che finanziario. In particolare, con questo intervento\nMicrofinanza ha mirato a consolidare e rafforzare 5 istituzioni finanziarie\nrurali locali (AMC) per migliorare la disponibilit\u00e0 di servizi finanziari\nnelle aree rurali AMC e la competitivit\u00e0 delle AMC a livello nazionale. La\nprima fase \u00e8 stata focalizzata sull\u2019aggiornamento del piano operativo, sulla\ndefinizione dei benchmark e sull\u2019avvio della diagnostica istituzionale.\n\n###  Servizi\n\n  * Diagnostico istituzionale: raccolta e analisi dei dati \n  * Formazione e valutazione delle esigenze di assistenza tecnica \n  * Definizione del sistema di monitoraggio del progetto \n  * Progettazione di prodotti di microfinanza rurale \n  * AT/ Formazione su: Governance, Pianificazione e gestione delle risorse umane, sistemi informatici e SIG, Pianificazione / Implementazione di una strategia per il posizionamento dell\u2019AMC sul mercato, Miglioramento della gestione finanziaria, Gestione dei rischi e audit interno delle performance sociali, Business Planning e progettazione delle procedure, Monitoraggio e sviluppo di report trimestrali \n\n###  Membri del consorzio:\n\n  * Agriconsulting Maroc \n\n##  Coordinamento dell\u2019assistenza tecnica alle cooperative di risparmio e di\ncredito nell\u2019ambito del programma Start \u2013 Up Palestine \u2013 Fondo di\ncapitalizzazione.\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nAICS\n\n**Paesi**  \nCisgiordania e Gaza  \n**Regione**  \nMedio Oriente\n\n**Data di approvazione**  \n2016  \n**Data di chiusura**  \n2016\n\n#  Africa Subsahariana\n\n##  Preparazione del manuale operativo e progettazione della linea di credito\nin Etiopia \u2013 UNIDO\n\n**Stato:** in corso  \n**Staff coinvolto:** 3  \n**Value:** small\n\n**Origine del finanziamento**  \nAICS, Italian Cooperation Agency\n\n**Paesi**  \nEthiopia  \n**Regione**  \nSub Saharan Africa\n\n**Data di approvazione  \n** Febbraio 2024  \n**Data di chiusura**  \nGennaio 2025\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-09.png \"E_SDG goals_icons-individual-rgb-09\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n#####  Maggiorin informazioni\n\nIl Governo dell\u2019Etiopia (GoE) ha fatto dello sviluppo di parchi industriali\n(IP) una priorit\u00e0 assoluta, concentrandosi principalmente sui settori agro-\nindustriale, del cuoio, tessile e farmaceutico. Sfruttando i punti di forza\nintrinseci del Paese, il governo etiope mira a migliorare la competitivit\u00e0\ninternazionale in determinate catene di valore agroindustriali. Per facilitare\nquesta trasformazione strutturale dell\u2019economia, il governo sta lavorando\nattivamente alla creazione di pi\u00f9 parchi agroindustriali integrati (IAIP) e di\ncentri di trasformazione rurale (RTC) interconnessi. Questa trasformazione si\nbaser\u00e0 sulla transizione delle attuali pratiche frammentate e orientate\nall\u2019offerta nella produzione agricola etiope verso un sistema organizzato,\nbasato sulla qualit\u00e0 e sulla domanda di mercato. Si prevede che questo\npassaggio promuover\u00e0 l\u2019agro-trasformazione, generer\u00e0 opportunit\u00e0 di lavoro e\nincoragger\u00e0 una riallocazione degli investimenti e delle risorse umane.\nriallocazione degli investimenti e delle risorse umane dall\u2019agricoltura\nall\u2019agroindustria.\n\nIn questo contesto, l\u2019obiettivo generale del progetto \u201cOperationalization and\nSustainability of Integrated Agro-industrial Parks in Ethiopia\u201d \u00e8 quello di\npotenziare il settore agroindustriale in Etiopia, generando opportunit\u00e0 di\nlavoro di qualit\u00e0 nelle regioni rurali del Paese e incrementando le\nesportazioni di prodotti agricoli.\n\n**Obiettivi**\n\nSulla base dello scenario presentato, l\u2019incarico \u00e8 programmato secondo\nl\u2019approccio descritto di seguito. Il progetto mira a:\n\n  * Coinvolgere le istituzioni governative competenti e le principali parti interessate all\u2019interno dell\u2019ecosistema IAIP in Etiopia per (i) formulare i criteri di selezione e (ii) identificare potenziali istituzioni finanziarie (FI) adatte a partecipare alla linea di credito. \n  * Valutare lo stato attuale dell\u2019ecosistema finanziario che supporta le imprese agricole etiopi nell\u2019accesso al credito per l\u2019aggiornamento delle attrezzature e dei processi. Questa valutazione include un esame dei processi delle istituzioni finanziarie esistenti per la concessione e il recupero dei prestiti dai clienti delle imprese agricole. \n  * Sviluppare un manuale operativo per l\u2019avvio e la gestione di una linea di credito dedicata alle agro-imprese. Il manuale includer\u00e0 i criteri di selezione, l\u2019elenco delle potenziali istituzioni finanziarie e un\u2019analisi dei rischi specifici. Tali rischi includono quelli che riguardano direttamente la capacit\u00e0 dei produttori agricoli e dei trasformatori agroindustriali lungo la catena del valore, nonch\u00e9 i rischi legati alle varie fasi dei processi di erogazione e rimborso dei fondi. \n\n##  Assistenza tecnica agli intermediari finanziari nell\u2019ambito della garanzia\nESFD \u201cNasira\u201d. Rafforzamento delle capacit\u00e0 interne per i prestiti alle PMI\npresso Equity Bank in Kenya  \n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Value:** small\n\n**Origine del finanziamento  \n** FMO  \nEQUITY BANK Kenya\n\n**Paesi**  \nKenya  \n**Regione**  \nSub Saharan Africa\n\n**Data di approvazione**  \nGiugno 2023  \n**Data di chiusura**  \nOttobre 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n#####  Maggiori informazioni\n\nServizi di assistenza tecnica ad Equity Bank Kenya ed Equity Group Foundation\nnella definizione di servizi non finanziari (NFS) e di servizi di sostegno\nallo sviluppo imprenditoriale (BDS) nelle catene di valore agricole ed agro-\nindustriali.\n\nObiettivi\n\nL\u2019obiettivo principale dell\u2019incarico \u00e8 espandere e migliorare l\u2019offerta di\nservizi non finanziari (NFS) di Equity Bank Kenya (EBK)/ ed Equity Group\nFoundation (EGF), basandosi sulla serie esistente di programmi esistenti di\nEGF (nei settori alimentare e agricolo, sviluppo aziendale e inclusione\nfinanziaria) e sui prestiti alle MSME leader di mercato di EBK nel settore\nalimentare e agricolo.\n\nFase 1: Valutazione dell\u2019offerta esistente di NFS di EBK/EGF, nonch\u00e9 della\ndomanda (lato agri-PMI) e dell\u2019offerta (concorrenza keniana e migliori\npratiche internazionali) di NFS in ambito agricolo.\n\nFase 2: sviluppo della proposta di valore di NFS di EBK/EGF e di un piano per\nil raggiungimento di 10.000 imprenditori (MPMI) ogni anno nelle sette catene\ndi valore agricole prioritarie. Co-progettazione e accompagnamento alla\nrealizzazione da parte di EBK/EGF di test pilota dinamici, incorporandoli nel\nquadro dei processi di credito di EBK per una sostenibilit\u00e0 di lungo termine.\n\n###  Partners del progetto\n\n  * NIRAS \u2013 Financial Access \n\n##  Elaborazione di un manuale di procedure per il fondo nazionale di sostegno\nalle PMI (FONAP)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento  \n** Appui au d\u00e9veloppement autonome ASBL \u2013 ADA\n\n**Paesi**  \nNiger  \n**Regione**  \nSub Saharan Africa\n\n**Data di Approvazione**  \nAprile 2023  \n**Data di chiusura**  \nSettembre 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_2.png\n\"TheGlobalGoals_Icons_Color_Goal_2\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_17.png\n\"TheGlobalGoals_Icons_Color_Goal_17\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nIl Programma di sostegno per lo sviluppo dell\u2019inclusione finanziaria in Niger\n(PADIF) fornisce l\u2019assistenza tecnica e le competenze necessarie per sostenere\nl\u2019attuazione della Strategia nazionale per l\u2019inclusione finanziaria (SNFI).\nL\u2019obiettivo specifico di questo Programma indicativo di cooperazione \u00e8\ncontribuire a rafforzare l\u2019accesso ai finanziamenti per le popolazioni\nvulnerabili, in particolare i giovani e le donne, al fine di aumentare il\npotenziale di integrazione professionale, la produttivit\u00e0 e la creazione di\nposti di lavoro sostenibili.\n\n###  Servizi\n\nI servizi forniti nell\u2019ambito del presente contratto fanno parte di un\nprogetto di cooperazione pubblica (tra il Granducato di Lussemburgo e il\nNiger) a beneficio di un Paese non appartenente all\u2019UE, in questo caso il\nNiger. Lo scopo di questo contratto \u00e8 quello di determinare i termini e le\ncondizioni dell\u2019intervento del consulente (onorari, altre spese) al fine di\nfornire al FONAP manuali di procedure per il funzionamento dei suoi sportelli\noltre a manuali amministrativi, finanziari e contabili.\n\n###  Partner di progetto\n\n  * [ ADA ](https://www.ada-microfinance.org/)\n\n##  Diagnosi e miglioramento del modello di finanziamento del settore agricolo\n\u2013 ACEP\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**\n\nDirection du De\u0301veloppement et de la Coope\u0301ration Suisse  \nDirection de la Coope\u0301ration au De\u0301veloppement et de l\u2019action humanitaire du\nMiniste\u0300re des Affaires e\u0301trange\u0300res  et  europe\u0301ennes de  Luxembourg\n\n**Paesi**  \nCamerun  \n**Regione**  \nSub Saharan Africa\n\n**Data di Approvazione**  \nSettembre 2022  \n**Data di chiusura**  \nDicembre 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_3.png\n\"TheGlobalGoals_Icons_Color_Goal_3\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\n1) Effettuare una diagnosi dell\u2019attuale modello di finanziamento del settore\nagricolo.  \n2) Formulare le raccomandazioni per migliorare il modello di finanziamento del\nsettore agricolo e definire un piano triennale di sviluppo della finanza\nrurale.  \n3) Aggiornare il manuale delle procedure di finanza agricola  \n4) Fornire supporto nell\u2019attuazione e nel monitoraggio delle raccomandazioni\nadottate.\n\n###  Servizi\n\nIn una prima fase verr\u00e0 effettuata una diagnosi per valutare il modello di\nfinanziamento utilizzato per il settore agricolo, l\u2019offerta, la domanda e il\nposizionamento dell\u2019ACEP Camerun sul mercato locale/nazionale. Allo stesso\ntempo, l\u2019\u00e9quipe svolger\u00e0 un\u2019attivit\u00e0 di ricerca sul campo finalizzata allo\n\u201cstudio delle esigenze dei clienti\u201d, in collaborazione con il personale\ndell\u2019ACEP. Questa fase consentir\u00e0 al team di elaborare raccomandazioni che\ncontribuiranno a migliorare il posizionamento e la performance dell\u2019istituto,\ncon particolare attenzione alle esigenze dei clienti e alle opportunit\u00e0 di\nsviluppo e posizionamento dell\u2019IF. Il sostegno all\u2019aggiornamento del manuale\ndelle procedure per il finanziamento agricolo aiuter\u00e0 a consolidare le linee\nguida e le procedure adottate dall\u2019istituzione, al fine di rafforzare il suo\nposizionamento e la sua performance finanziaria e sociale. Infine, il team\nsosterr\u00e0 l\u2019istituzione nell\u2019attuazione delle principali raccomandazioni,\nassicurando che quanto suggerito possa essere messo in pratica. Microfinanza\npropone una soluzione globale e integrata per risolvere i principali problemi:\ndiagnosticare e migliorare il modello di finanziamento del settore agricolo\ndell\u2019ACEP Camerun, valutando gli strumenti e i metodi esistenti, identificando\nle aspettative dei destinatari e adeguandolo alle esigenze del contesto socio-\nculturale ed economico.\n\n###  Partner di progetto\n\n  * ACEP Camerun \n  * Grameen Cr\u00e9dit Agricole Microfinance Foundation \n\n##  UNCDF IDE Burkina Faso Programme Evaluation\n\n**Stato:** chiuso  \n**Staff coinvolto:** 5  \n**Valore:** medio\n\n**Origine del finanziamento**  \nUNIDO \u2013 United Nations Industrial Development Organisation\n\n**Paesi**  \nBurkina Faso  \n**Regione**  \nSub Saharan Africa\n\n**Data di Approvazione**  \nSettembre 2022  \n**Data di chiusura**  \nAprile 2023\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_11.png\n\"TheGlobalGoals_Icons_Color_Goal_11\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_12.png\n\"TheGlobalGoals_Icons_Color_Goal_12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-4.png \"SDG 4\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019obiettivo del contratto \u00e8 valutare la strategia nazionale IDE (Inclusive\nDigital Economy) per il Burkina Faso attuata dall\u2019UNCDF.  \nLa strategia nazionale complessiva viene valutata sulla base dei 6 criteri\nDAC/OCSE di pertinenza, coerenza, efficacia, efficienza, probabile impatto e\nsostenibilit\u00e0. Microfinanza valuter\u00e0 la strategia nel contesto della strategia\nglobale IDE dell\u2019UNCDF, delle strategie di sviluppo nazionali del governo del\nBurkina Faso e della strategia di sviluppo del Lussemburgo, che \u00e8 il\nprincipale donatore.\n\n###  Servizi\n\nL\u2019esercizio di valutazione comprende due microvalutazioni su PARI \u2013 Programme\nd\u2019Appui au renforcement de la R\u00e9silience et \u00e0 l\u2019Innovation (Programma di\nsostegno alla costruzione della resilienza e all\u2019innovazione) e CE4PR \u2013 Clean\nEnergy 4 People Resilience (Energia pulita per la gente, resilienza), che\nrappresenta l\u2019attuazione in Burkina del programma mondiale Cleanstart.  \nIl programma IDE, e il relativo progetto, mirano a promuovere l\u2019inclusione\nfinanziaria attraverso il veicolo della digitalizzazione, con un chiaro\nobiettivo di contribuire alla green economy e all\u2019empowerment di donne,\ngiovani e migranti.\n\n###  Partner di progetto\n\n  * [ Timpoc ](https://timpoc-consultants.com/)\n\n###  Altro\n\n##  [ WE-RISE! \u2013  Financial Inclusion Scheme Establishment\n](https://www.microfinanza.com/it/we-rise/)\n\n**Stato:** in corso  \n**Staff coinvolto:** 5  \n**Valore:** grande\n\n**Origine del finanziamento**  \nEuropean Union Emergency Trust Fund (EUTF)/AICS Khartoum\n\n**Paesi**  \nSudan  \n**Regione**  \nSub Saharan Africa\n\n**Data di Approvazione**  \nAprile 2022  \n**Data di chiusura**  \nFebbraio 2025\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/03/SDG-10.jpg \"SDG\n10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2021/02/SDG-4.png \"SDG 4\")\n\n##  Valutazione dell\u2019inclusione finanziaria nello Stato di Gedaref\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** medio\n\n**Origine del finanziamento**  \nAICS Khartoum\n\n**Paesi**  \nSudan  \n**Regione**  \nNord Africa\n\n**Data di approvazione**  \nFebbraio 2021  \n**Data di chiusura**  \nGiugno 2021\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/08/E_SDG-goals_icons-\nindividual-rgb-08.png \"E_SDG goals_icons-individual-rgb-08\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n##  Sviluppo delle capacit\u00e0 interne per i prestiti alle PMI \u2013 Equity Bank\nKenya\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento  \n** FMO Entrepreneurial Development Bank\n\n**Paesi**  \nKenya  \n**Regione**  \nSub Saharan Africa\n\n**Data di Approvazione**  \nAgosto 2021  \n**Data di chiusura**  \nNovembre 2022 (prorogato)\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nNell\u2019ambito del programma finanziato da FMO (Entrepreneurial Development Bank)\ne da NASIRA, una struttura di condivisione del rischio per le istituzioni\nfinanziarie, l\u2019incarico si propone di sostenere Equity Bank Kenya (EBK) e\nEquity Group Foundation (EGF) nel realizzare l\u2019opportunit\u00e0 di fornire servizi\nnon finanziari (NFS) e di sviluppo aziendale (BDS) alle PMI agricole e agli\nimprenditori in Kenya.\n\nL\u2019obiettivo principale dell\u2019incarico \u00e8 quindi quello di espandere e migliorare\nl\u2019offerta di NFS di EBK/EGF, basandosi sull\u2019attuale serie di programmi NFS/BDS\ndi EGF (nei settori dell\u2019alimentazione e dell\u2019agricoltura e dello sviluppo\ndelle imprese e dell\u2019inclusione finanziaria) e sul portafoglio di prestiti\nalle PMI del settore alimentare e agricolo di EBK, leader di mercato.\n\n###  Servizi\n\nIl progetto si compone di due fasi principali, oltre alla fase iniziale:\n\n1\\. Una valutazione pratica ed efficace dell\u2019offerta di NFS esistente di\nEBK/EGF e della domanda (PMI agricole) e dell\u2019offerta (concorrenza keniota e\nmigliori pratiche internazionali) di NFS incentrati sull\u2019agricoltura.\n\n2\\. Sulla base delle conclusioni della Fase 1, sviluppare la proposta di\nvalore di EBK/EGF in materia di NFS e un quadro pratico e attuabile che possa\nraggiungere 10.000 imprenditori MSME all\u2019anno nelle sette catene di valore\nagricole prioritarie.\n\n###  Partner di progetto\n\n  * Niras A/S \n\n  * LFS Advisory GmbH, Financial access consulting services, middle east investment initiative \n\n##  Valutazione del progetto Digital Financial Services (DFS) \u2013 Ghana\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nThe World Bank\n\n**Paesi**  \nGhana  \n**Regione**  \nSub Saharan Africa\n\n**Data di Approvazione**  \nGiugno 2021  \n**Data di chiusura**  \nDicembre 2021\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019assegnazione \u00e8 guidata da due obiettivi generali, che sono 1) Valutare il\ndesign e l\u2019implementazione del progetto e, in particolare, il raggiungimento\ndei risultati a livello di output, outcome e, quando possibile, di impatto; e\n2) ricavare lezioni chiave dall\u2019esperienza del progetto, portando alla\nformulazione di raccomandazioni per una seconda fase del progetto stesso cos\u00ec\ncome per definire il design e l\u2019implementazione di incarichi futuri simili.\n\n###  Servizi\n\nLa valutazione del progetto si compone di tre fasi: 1) una fase iniziale\ndedicata al consolidamento della metodologia e alla revisione iniziale della\ndocumentazione; 2) una fase di raccolta dei dati, che consiste principalmente\nnel lavoro sul campo in Ghana; e 3) una fase finale, che prevede il\nconsolidamento e l\u2019analisi dei risultati e la preparazione del rapporto finale\ne degli studi di caso.\n\n###  Partner di progetto\n\n  * Economisti associati (Lead) \n\n###  Altro\n\n[ The World Bank ](https://www.worldbank.org/en/home)\n\n##  **Strategia ambientale per ID Ghana**\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nGCAMF/AFD\n\n**Paesi**  \nGhana  \n**Regione**  \nAfrica Subsahariana\n\n**Data di approvazione**  \nGennaio 2020  \n**Data di chiusura**  \nGiugno 2020\n\n##  **Fornitura di servizi di consulenza per la progettazione strategica di\nmeccanismo finanziario mutualistico nello Stato di Kassala**\n\n**Stato:** chiuso  \n**Staff coinvolto:** 1  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nUNIDO\n\n**Paesi**  \nSudan  \n**Regione**  \nAfrica Subsahariana\n\n**Data di approvazione**  \nOttobre 2019  \n**Data di chiusura**  \nNovembre 2019\n\n##  **Valutazione della gestione del rischio di ID Ghana**\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nGCAMF/AFD\n\n**Paesi**  \nGhana  \n**Regione**  \nAfrica Subsahariana\n\n**Data di approvazione**  \nAgosto 2019  \n**Data di chiusura**  \nOttobre 2019\n\n##  Strumento di assistenza tecnica \u2013 REGMIFA, Fondo regionale di investimento\ndelle PMI per l\u2019Africa subsahariana\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** grande\n\n**Origine del finanziamento**  \nEuropean Investment Bank, UE, AECID, OeEB, KfW\n\n**Paesi**  \nSu diversi Paesi  \n**Regione**  \nAfrica Subsahariana\n\n**Data di approvazione**  \nGennaio 2011  \n**Data di chiusura**  \nGiugno 2015\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nIl fondo di investimento Regional Micro, Small and Medium Enterprises (MSME)\nper l\u2019Africa sub-sahariana (REGMIFA) \u00e8 un fondo di investimento specializzato\ndi 200 milioni di euro con l\u2019obiettivo di migliorare le esigenze di medio e\nlungo termine degli intermediari finanziari locali, fornendo fondi alle Micro,\nPiccole e Medie Imprese. Parallelamente al Fondo \u00e8 presente una componente di\nassistenza tecnica (TA Facility) incentrata sulla fornitura di servizi di\nassistenza tecnica alle istituzioni finanziarie finanziate dal Fondo.\n\n###  Obiettivi\n\nLa componente di assistenza tecnica collegata al Fondo dal 2011 al 2015 ha\nsviluppato, approvato e sostenuto progetti di assistenza tecnica e formazione\nper istituzioni di microfinanza in 18 Paesi dell\u2019Africa subsahariana.\n\n###  Servizi\n\nLa componente di Assistenza Tecnica \u00e8 gestita da un team composto da un\nProject Manager di TA (Symbiotics SA), un esperto di TA sul campo, un analista\ndi TA e un esperto di backstopping (Microfinanza).\n\nI servizi forniti sono i seguenti: (i) Valutazione delle esigenze dell\u2019AT e\nsviluppo dei termini di riferimento; (ii) Processo di redazione dei termini di\nriferimento; (iii) Valutazione e monitoraggio delle proposte; (iv) Gestione di\nuna banca dati di esperti (individuali e aziendali); (V) Selezione dei\nconsulenti sulla base di un manuale di procedure; (vi) Gestione delle\nprocedure di selezione e valutazione delle offerte tecniche e finanziarie;\n(vii) Gestione del processo di AT e valutazione dei consulenti; (viii)\nMonitoraggio della componente AT; (ix) Follow-up dei progetti di AT; (X)\nReporting.\n\n###  Risultati\n\nGli 84 progetti di assistenza tecnica approvati in 18 Paesi hanno sostenuto 40\nistituzioni finanziarie con un forte focus su: Sistema informativo e\ngestionale, processi di trasformazione, mobilitazione del risparmio, risorse\numane, studi di marketing e di mercato, nuovi prodotti finanziari, performance\nsociale, sviluppo di prodotti non finanziari, gestione del rischio,\ngovernance, sviluppo di business plan, gestione della clientela, studi di\nvalutazione e di impatto, controllo interno, portafoglio prestiti e prodotti\ncreditizi, educazione finanziaria.\n\n###  Membri del consorzio:\n\n  * Symbiotics SA (Leader) \n\n#  Asia\n\n###  Progetto / Incarico\n\n###  Committente\n\n###  Area\n\n###  Lunghezza\n\n###  SDG\n\n##  Fornitura di servizi per stabilire e sostenere l\u2019operativit\u00e0 di un Fondo\ndi sostegno agli investimenti\n\n**Stato:** chiuso  \n**Staff coinvolto:** 7  \n**Valore:** medio\n\n**Origine del finanziamento**  \nUNIDO (United Nations Industrial Development Organization)\n\n**Paese**  \nCambogia  \n**Regione**  \nAsia\n\n**Data di approvazione**  \nLuglio 2021  \n**Data di chiusura**  \nAprile 2022\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nIl progetto mira a:\n\n  * Progettare e supportare l\u2019UNIDO nella creazione di un _Investment Support Facility (ISF)_ per incanalare servizi finanziari e non finanziari sugli investimenti nella catena del valore della pesca; \n  * Sostenere UNIDO nell\u2019operativit\u00e0 dell\u2019ISF e assisterla attraverso il monitoraggio e la valutazione per un periodo di quattro mesi. \n\n###  Servizi\n\nLe attivit\u00e0 sono divise in tre fasi come segue:\n\nFase 1 \u2013 Fase iniziale\n\n  * Revisione documentale: analisi dell\u2019offerta (MFI e banche) e della domanda (MSME) \n  * Bozza di analisi situazionale basata sull\u2019esame preliminare della documentazione e sugli incontri con gli attori rilevanti \n  * Ipotesi di lavoro preliminari \n  * Metodologia e strumenti proposti \n\nFase 2 \u2013 Progettare e supportare UNIDO nella creazione del Fondo di Supporto\nagli Investimenti (ISF \u2013 Investment Support Facility)\n\n  * Analisi situazionale e interviste con altri portatori di interesse \n  * Formulazione di ipotesi di lavoro da convalidare da parte degli stakeholder del progetto \n  * Creazione dell\u2019ISF per la gestione degli investimenti e del supporto tecnico delle SV \n  * Preparazione dei termini di riferimento per il direttore tecnico (TM) e il gestore del fondo (FM) \n  * Preparazione della documentazione per la manifestazione d\u2019interesse (EoI) e l\u2019invito a presentare proposte \n\nFase 3 \u2013 Promozione e operativit\u00e0 dell\u2019ISF\n\n  * Sviluppo di una campagna di sensibilizzazione su misura per promuovere l\u2019ISF \n  * Supporto a UNIDO, TM e FM \n  * Rapporto intermedio \n  * Relazione finale \n\n##  Valutazione d\u2019impatto in Afghansitan \u2013 MISFA\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** grande\n\n**Origine del finanziamento**  \nMISFA\n\n**Paesi**  \nAfghanistan  \n**Regione**  \nAsia\n\n**Data di approvazione**  \nAgosto 2018  \n**Data di chiusura**  \nMarzo 2019\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nSulla base della richiesta di MISFA, l\u2019obiettivo dello studio \u00e8 di determinare\nl\u2019impatto degli interventi di microfinanza sulle famiglie dei clienti in\nAfghanistan. Dal 2007, quando \u00e8 stato condotto un precedente studio di\nimpatto, il contesto sociale ed economico \u00e8 cambiato drasticamente e\nl\u2019obiettivo \u00e8 quello di rispondere ad alcune domande di ricerca formulate dal\nMISFA e di comprendere meglio il profilo dei clienti, l\u2019impatto dei servizi di\nmicrofinanza sulle attivit\u00e0 dei clienti e sulle strategie di gestione del\nrischio, la qualit\u00e0 del servizio offerto cos\u00ec come il ruolo della microfinanza\nnella creazione di un settore finanziario inclusivo. Data la peculiarit\u00e0\ndell\u2019Afghanistan, si analizzer\u00e0 anche l\u2019impatto dell\u2019ambiente economico,\nsociale e di sicurezza.\n\n###  Servizi\n\nL\u2019incarico ha riguardato diverse aree, come segue:\n\n  * Desk review e progettazione di strumenti (questionario, schede tecniche, linee guida per la discussione del focus group) \n  * Organizzazione di sessioni di formazione per gli enumeratori dei sondaggi \n  * Interviste a >1540 clienti in 5 Province \n  * Analisi dei dati \n  * Relazione e presentazione finale dell\u2019indagine \n\n###  Risultati\n\nStudio d\u2019impatto\n\n###  Membri del Consorzio\n\n  * Tadbeer \n\n###  Documenti\n\n[ Sintesi della nostra ricerca ](http://www.misfa.org.af/wp-\ndata/uploads/2019/09/MFIA-Executive-Summary-June-2019.pdf)\n\n##  Indagine Progress out of Poverty Index (PPI)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** grande\n\n**Origine del finanziamento**  \nMISFA\n\n**Paesi**  \nAfghanistan  \n**Regione**  \nAsia\n\n**Data di approvazione**  \nDicembre 2017  \n**Data di chiusura**  \nMaggio 2018\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-14.png \"Microfinanza sdg goals icons - 14\")\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019indagine \u00e8 stata realizzata nell\u2019ambito del Microfinance Investment Support\nFacility for Afghanistan (MISFA) che mira a misurare regolarmente il livello\ndi povert\u00e0 del settore della microfinanza utilizzando il Progress out of\nPoverty Index (PPI)\n\n###  Servizi\n\nLa missione ha riguardato diversi livelli di analisi, come segue:\n\n  * Desk review e progettazione degli strumenti \n  * Organizzazione di sessioni di formazione sugli strumenti e sul sistema di reporting per il personale locale e workshop sulla metodologia PPI \n  * Formazioni dei formatori su come effettuare l\u2019indagine PPI \n  * Sessione di formazione su come incorporare il PPI. Sondaggio nel sistema \n  * Relazione e presentazione finale dell\u2019indagine \n\n###  Membri del Consorzio\n\n  * Timpoc \n  * Ghani \n\n##  Valutazione del programma IFC Vietnam Microfinance\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Origine del finanziamento**  \nIFC\n\n**Paesi**  \nVietnam  \n**Regione**  \nAsia\n\n**Data di approvazione**  \nLuglio 2017  \n**Data di chiusura**  \nNovembre 2017\n\n##  Valutazione intermedia del programma \u201cMaking Access to Finance more\nInclusive for Poor People\u201d\n\n**Stato:** chiuso  \n**Staff coinvolto:** 5  \n**Valore:** medio\n\n**Origine del finanziamento**  \nUNCDF\n\n**Paesi**  \nLaos  \n**Regione**  \nAsia\n\n**Data di approvazione**  \n2016  \n**Data di chiusura**  \n2016\n\n#  America Latina e Caraibi (LAC)\n\n###  Progetto / Incarico\n\n###  Committente\n\n###  Area\n\n###  Lunghezza\n\n###  SDG\n\n##  Rafforzamento delle capacit\u00e0 degli attori in materia di educazione\nfinanziaria nel quadro del progetto \u201cAssistenza ai bambini vulnerabili\nindividuati nei quattro punti di confine e nei punti non ufficiali pi\u00f9\nutilizzati\u201d\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** medio\n\n**Origine del finanziamento**  \nUNICEF\n\n**Paesi**  \nHaiti  \n**Regione**  \nCaraibi\n\n**Data di approvazione**  \nGennaio 2020  \n**Data di chiusura**  \nGiugno 2020\n\n##  Microfinanza agricola e ambiente ad Haiti\n\n**Stato:** fase 1 chiusa, fase 2 chiusa  \n**Staff coinvolto:** 3  \n**Valore:** grande\n\n**Origine del finanziamento**  \nDirection du D\u00e9veloppement et de la Coop\u00e9ration de la Conf\u00e9d\u00e9ration Suisse\n\n**Paesi**  \nHaiti  \n**Regione**  \nCaraibi\n\n**Data di approvazione**  \nGiugno 2016  \n**Data di chiusura**  \nMarzo 2019\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nL\u2019attenzione \u00e8 rivolta alla prevenzione e alla riduzione dei rischi climatici\ne ambientali, al fine di proteggere la produzione agricola in termini di\nqualit\u00e0 e produttivit\u00e0 dei piccoli produttori rurali. Dopo la fase pilota\n(2016-2017), il progetto nella seconda fase aveva come obiettivo di ridurre la\nvulnerabilit\u00e0 del settore agricolo in relazione ai rischi climatici e\nambientali, nonch\u00e9 di aumentare le prestazioni e l\u2019efficienza complessiva\ndella produzione agricola. Inoltre, un obiettivo \u00e8 stato quello di promuovere\npratiche rispettose dell\u2019ambiente tra gli agricoltori coinvolti nel progetto.\nQuattro istituti finanziari di risparmio e di credito sono stati coinvolti nel\nprocesso.\n\n###  Servizi\n\nAnalisi dei dati dei dossier degli agricoltori ricevuti durante la fase\npilota; Ulteriore sviluppo e miglioramento dello strumento software (Excel);\nIntegrazione dei Piani Strategici delle Casse Rurali di Risparmio e di Credito\nper il 2016-2020; Coinvolgimento di una nuova Cassa Rurale di Risparmio e di\nCredito; Adozione dello strumento software da parte della nuova struttura\nfinanziaria; Lancio di prodotti finanziari; Formazione tecnica sullo strumento\nsoftware per i responsabili dei prestiti; Supporto e assistenza tecnica alla\ngestione del portafoglio; Tavolo di discussione con gli stakeholder del\nsettore agricolo e rurale (privato e pubblico); Organizzazione di un atelier\nnazionale per la discussione.\n\n###  Partner locale:\n\n  * Anacaph \n\n##  Fwonty\u00e8 san f\u00f2s kote \u2013 Inclusione sociale ed economica delle persone\nvulnerabili che lavorano nei settori dell\u2019economia informale nelle regioni\ntransfrontaliere di Haiti\n\n**Stato:** chiuso  \n**Staff coinvolto:** 4  \n**Valore:** medio\n\n**Origine del finanziamento**  \nCommissione Europea\n\n**Paesi**  \nHaiti  \n**Regione**  \nCaraibi\n\n**Data di approvazione**  \nMarzo 2015  \n**Data di chiusura**  \nFebbraio 2019\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nIl progetto mira a contribuire alla riduzione della povert\u00e0 della popolazione\nche vive sul confine tra Haiti e Repubblica Dominicana, migliorando le\ncondizioni di vita, con particolare attenzione all\u2019inclusione economica e\nsociale delle persone vulnerabili che dipendono dall\u2019economia informale nelle\nzone di confine di Ouanaminthe, Bellad\u00e8re e Malpasse.\n\nIn particolare, il progetto vuole garantire il rafforzamento organizzativo dei\ngruppi emarginati, la titolarit\u00e0 dei loro diritti, l\u2019estensione della\ncopertura di protezione sociale, il sostegno all\u2019imprenditorialit\u00e0 e la\ncreazione di posti di lavoro produttivi intorno ai mercati binazionali di\nconfine Haiti \u2013 Repubblica Dominicana.\n\n###  Servizi\n\nValutazione delle esigenze sul lato della domanda e dell\u2019offerta di servizi\nfinanziari nell\u2019area frontaliera; sostegno nella progettazione della strategia\nglobale del programma, partecipazione alle riunioni del comitato di\ncoordinamento; erogazione di formazione sull\u2019educazione finanziaria e sullo\nsviluppo di programmi e materiali, e organizzazione di attivit\u00e0 sul campo;\nsostegno alle istituzioni locali sullo sviluppo di nuovi prodotti finanziari;\nprocessi di supporto finalizzati al miglioramento della partnership tra banche\npopolari di credito e fornitori di servizi di sviluppo delle imprese (BDS);\nsviluppo di indicatori e monitoraggio appropriati; preparazione di relazioni\nintermedie e finali delle attivit\u00e0.\n\n###  I membri del consorzio:\n\n  * Oxfam Italia \n  * Oxfam GB, Oxfam Quebec, CMAH (Chambre de l\u2019Artisanat et Matiers d\u2019Haiti) \n  * GARR \u2013 Groupe d\u2019Appui aux r\u00e9tourn\u00e9s et Repatri\u00e9es \n  * ASOMURE \n  * CMAH \u2013 Chambre de M\u00e9tiers et d\u2019Artisanat d\u2019Ha\u00efti \n  * GARR \u2013 Groupe d\u2019Appui aux Rapatri\u00e9s et R\u00e9fugi\u00e9s \n  * Asociaci\u00f3n de los Municipios de la Regi\u00f3n Enriquillo (ASOMURE) \n\n###  Sito web del progetto\n\n[ http://www.fsfk.org/ ](http://www.fsfk.org/)\n\n###  Documenti\n\n[ Edikasyon finansye ](https://www.microfinanza.com/wp-\ncontent/uploads/2019/02/Edikasyon-finansye.pdf \"Edikasyon finansye\")\n\n##  Articolo di ricerca sull\u2019Empowerment delle donne nel dopoguerra in\nColombia\n\n**Stato:** chiuso  \n**Staff coinvolto:** 2  \n**Valore:** piccolo\n\n**Paesi**  \nColombia  \n**Regione**  \nSud America\n\n**Data di approvazione**  \n2018\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/02/Microfinanza-sdg-\ngoals-icons-4.png \"Microfinanza sdg goals icons - 4\")\n\n#####  Maggiori informazioni\n\n###  Ricerca\n\nLa microfinanza come mezzo per l\u2019emancipazione femminile nello scenario post-\nconflitto colombiano: Lo sviluppo trasformazionale o uno strumento per gestire\nmeglio la povert\u00e0?\n\n###  Abstract\n\nLe iniziative di inclusione finanziaria di genere, come la facilitazione\ndell\u2019accesso alle risorse finanziarie o alle opportunit\u00e0 imprenditoriali, sono\nstate recentemente promosse come strategia chiave per far progredire\nl\u2019empowerment delle donne negli scenari post-conflitto, specialmente per\nquanto riguarda le donne rifugiate e sfollate all\u2019interno del paese. Sulla\nbase di una revisione della letteratura, questo documento cerca di fornire\nun\u2019analisi del ruolo potenziale della microfinanza come mezzo per\nl\u2019empowerment delle donne sfollate internamente. Esso sostiene che senza\nmettere in discussione le condizioni strutturali che creano povert\u00e0 e\ndiscriminazione contro le donne, solitamente approfondite durante i processi\ndi transizione, queste iniziative affronteranno i sintomi piuttosto che le\ncause sottostanti delle disuguaglianze di genere, perdendo cos\u00ec il loro\npotenziale di trasformazione e fornendo semplicemente strumenti alle donne per\ngestire meglio la loro povert\u00e0. Invece, il coinvolgimento di altri membri\ndella famiglia e della comunit\u00e0 (uomini e bambini), il riconoscimento delle\ndinamiche socio-culturali in cui le donne vivono e il riconoscimento\ndell\u2019agenzia delle donne possono rafforzare ogni sforzo di empowerment delle\ndonne attraverso l\u2019inclusione finanziaria durante la fase post-conflitto.\n\nA seguito di questa analisi, verr\u00e0 fornita una serie di raccomandazioni con\nl\u2019obiettivo di promuovere cicli virtuosi di empowerment economico femminile\nnello scenario post-conflitto colombiano attraverso la trasformazione delle\niniziative di microfinanza.\n\nPubblicato su [ Peace Human Rights Governance (PHRG)\n](http://phrg.padovauniversitypress.it/)\n\n###  Autori\n\n  * Avvocato e studente di Master in Diritti Umani e Multilevel Governance presso l\u2019Universit\u00e0 di Padova, Italia; [ duartereyes.laura@gmail.com ](mailto:duartereyes.laura@gmail.com)\n  * Esperto di Inclusione Finanziaria Jr. presso Microfinanza S.r.l. (Vicenza), Italia; [ giulia.fattori@microfinanza.com ](mailto:giulia.fattori@microfinanza.com)\n\n###  Scaricare\n\n[ Allegato I \u2013 CDU cartaceo ](https://www.microfinanza.com/wp-\ncontent/uploads/2019/02/Annex-I-Paper-CDU.pdf \"Allegato I - CDU cartaceo\")\n\n##  Rafforzamento delle capacit\u00e0 degli attori in materia di educazione\nfinanziaria nell\u2019ambito del progetto di lotta contro il lavoro domestico\nminorile ad Haiti\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nUNICEF\n\n**Paesi**  \nHaiti  \n**Regione**  \nCaraibi\n\n**Data di approvazione**  \n2018  \n**Data di chiusura**  \n2018\n\n#  Su diversi Paesi\n\n###  Progetto / Incarico\n\n###  Committente\n\n###  Area\n\n###  Lunghezza\n\n###  SDG\n\n##  **Valutazione intermedia del Programma Rimesse dei Migranti (UNCDF)**\n\n**Status:** chiuso  \n**Staff provided:** 3  \n**Value:** medio\n\n**Origine del finanziamento**  \nUNCDF\n\n**Paese**  \nMulty-country  \n**Regione**  \nMulty-country\n\n**Data di approvazione**  \nSettembre 2023  \n**Data di chiusura**  \nSettembre 2024\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_1.png\n\"TheGlobalGoals_Icons_Color_Goal_1\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_5.png\n\"TheGlobalGoals_Icons_Color_Goal_5\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_8.png\n\"TheGlobalGoals_Icons_Color_Goal_8\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/11/TheGlobalGoals_Icons_Color_Goal_10.png\n\"TheGlobalGoals_Icons_Color_Goal_10\")\n\n#####  Maggiori informazioni\n\nValutazione intermedia del programma Rimesse dei Migranti di UNCDF, programma\ndelle Nazioni Unite.\n\nL\u2019obiettivo del Programma Rimesse dei Migranti \u00e8 migliorare la resilienza\nfinanziaria e l\u2019inclusione economica dei migranti e delle loro famiglie\nattraverso servizi di rimesse digitali a basso costo e prodotti finanziari\ncollegati alle rimesse, con l\u2019obiettivo di contribuire allo sviluppo\nsostenibile dei paesi di origine nel Sud del mondo.\n\nAttivit\u00e0 di valutazione intermedia del programma.\n\n###  Membri del consorzio\n\n  * MFR \n  * MDF \n  * Timpoc \n\n##  ACP-EU Private Sector Development (PSD) Knowledge Management Technical\nSupport Function/ Light PSD Structure (TSF)\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** grande\n\n**Origine del finanziamento**  \nCommissione Europea\n\n**Paesi**  \nACP Countries: African, Caribbean and Pacific Group of States  \n**Regione**  \nACP Countries\n\n**Data di approvazione**  \n2018  \n**Data di chiusura**  \n2024\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nIl programma si concentra sulla fornitura di servizi di assistenza tecnica e\namministrativa alla Segreteria ACP e alla piattaforma PSD, al fine di\npromuovere la gestione della conoscenza della PSD ACP-UE e di rafforzare un\nquadro efficace di impegno del settore privato con l\u2019apprendimento e la\ncollaborazione tra le principali parti interessate.\n\n###  Servizi\n\nIl supporto tecnico offerto per l\u2019attuazione della dotazione intra-ACP/EDF di\n600 milioni di euro nell\u2019ambito del Quadro di cooperazione congiunto per la\nPSD si sviluppa attorno ai seguenti quattro (4) pilastri del programma:\n\nPilastro 1: Sostenere politiche nazionali e regionali favorevoli alle imprese\ne inclusive e rafforzare le capacit\u00e0 produttive e le catene del valore.  \nPilastro 2: aumentare l\u2019inclusione finanziaria  \nPilastro 3: Aumentare l\u2019accesso ai finanziamenti per le imprese, in\nparticolare per le PMI.  \nPilastro 4: Promuovere la gestione della conoscenza della PSD ACP-UE.\n\n###  Partnership\n\n[ IBS ](http://www.ibf-foundation.org/)  \n[ Microfinanza ](https://www.microfinanza.com/it/)  \n[ GOPA ](https://www.gopa.de/)\n\n##  Mobilitare la diaspora marocchina e senegalese residente in Italia per\nsostenere lo sviluppo rurale e l\u2019occupazione giovanile in Senegal e in Marocco\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nIFAD\n\n**Paesi**  \nItalia, Senegal, Marocco  \n**Regione**  \nEuropa, Africa Nord, Africa Subsahariana\n\n**Data di approvazione**  \n2017  \n**Data di chiusura**  \nSettembre 2018\n\n##  Studio del finanziamento sostenuto da Silatech per le microimprese\n\n**Stato:** chiuso  \n**Staff coinvolto:** 5  \n**Valore:** grande\n\n**Origine del finanziamento**  \nSilatech\n\n**Paesi**  \nMarocco, Sudan, Tunisia  \n**Regione**  \nAfrica Nord, Africa Subsahariana\n\n**Data di approvazione**  \nDicembre 2017  \n**Data di chiusura**  \nFebbraio 2019\n\n#####  Maggiori informazioni\n\n###  Obiettivi\n\nLa missione mira a valutare l\u2019efficacia delle attivit\u00e0 di microfinanza di\nSilatech, in che misura i microprestiti sono stati utilizzati per lo scopo\nprevisto e il loro contributo allo sviluppo delle attivit\u00e0 imprenditoriali, il\nmiglioramento dei mezzi di sussistenza e dei risultati occupazionali per i\ngiovani clienti e le loro famiglie in tre paesi target (Marocco, Tunisia e\nSudan).\n\n###  Servizi\n\nL\u2019incarico ha riguardato diversi livelli di analisi, come segue:\n\n  * Valutare il portafoglio prestiti ai giovani (performance, processo e prodotti dei fornitori di servizi finanziari (FSF)); \n  * Misurare le caratteristiche socio-economiche dei giovani che sono stati serviti da FSF, e monitorare l\u2019uso dei prestiti; \n  * Misurare quali sono i principali fattori determinanti per lo sviluppo dell\u2019attivit\u00e0 imprenditoriale, il benessere e il miglioramento della comunit\u00e0. \n\nLa metodologia di ricerca proposta comprende un approccio multidimensionale\nche include un mix di metodi quantitativi (statistici ed econometrici) e\nqualitativi/descrittivi basati su fonti di informazione primarie (interviste\nai clienti e al personale di FSF, estrapolazione diretta dei dati dai sistemi\ninformativi gestionali dei FSF [MIS]) e fonti secondarie (rassegna\ndocumentaria desk ).\n\n###  Risultati\n\nIndagine di base in tre paesi target e creazione di un sistema di monitoraggio\ndei risultati sull\u2019occupazione giovanile e sulla creazione di posti di lavoro.\n\n##  Valutazione del mercato per l\u2019inclusione finanziaria dei rifugiati in\nUganda e Giordania\n\n**Stato:** chiuso  \n**Staff coinvolto:** 3  \n**Valore:** medio\n\n**Origine del finanziamento**  \nGrameen Cr\u00e9dit Agricole Microfinance Foundation (GCAMF)\n\n**Paesi**  \nGiordania, Uganda  \n**Regione**  \nAfrica Subsahariana, Medio Oriente\n\n**Data di approvazione**  \nGennaio 2018  \n**Data di chiusura**  \nGiugno 2018\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nGrameen Credit Agricole Foundation, in collaborazione con l\u2019Alto Commissariato\ndelle Nazioni Unite per i Rifugiati (UNHCR) e l\u2019Agenzia svedese per lo\nsviluppo (SIDA), ha incaricato Microfinanza di effettuare una valutazione sui\nbisogni finanziari dei rifugiati e sulle ragioni economiche per disservirli in\nUganda e in Giordania. I consulenti hanno effettuato un\u2019analisi approfondita\ndella domanda di prodotti e servizi finanziari e non finanziari tra i\nrifugiati e le comunit\u00e0 che li ospitano nei distretti del Nilo occidentale e\ndel Sud Ovest dell\u2019Uganda, cos\u00ec come nei campi e nelle aree urbane della\nGiordania.\n\n###  Obiettivi\n\nL\u2019obiettivo dello studio \u00e8 quello di acquisire una solida comprensione delle\nesigenze finanziarie non soddisfatte di questo mercato e delle opportunit\u00e0 per\ni fornitori di servizi finanziari (FSF) di servire i rifugiati in modo\nredditizio.\n\n###  Servizi\n\ni) Sviluppare uno studio di mercato sulla domanda di prodotti e servizi\nfinanziari e non finanziari tra i rifugiati in Giordania e Uganda, ii)\nSviluppare rapporti strategici riservati alle 3 MFI coinvolte nel programma\nche servono con i loro servizi la clientela dei rifugiati.\n\n###  Risultati:\n\n  * Studio di mercato: segmentazione del mercato, valutazione della domanda, aree potenziali per future attivit\u00e0 per i rifugiati, analisi dell\u2019accessibilit\u00e0 economica e della solvibilit\u00e0 del cliente, sfide e barriere nell\u2019accesso alle opportunit\u00e0 di lavoro autonomo, test di prototipi di prodotti, analisi dei conflitti e valutazioni dei rischi esterni che potrebbero rappresentare un ostacolo alla riuscita dell\u2019intervento; \n  * Raccomandazioni strategiche a donatori, agenzie e altre infrastrutture di mercato su come impostare una strategia efficace in risposta alla sfida dell\u2019inclusione finanziaria dei rifugiati in Giordania e Uganda; \n  * Relazioni strategiche riservate a 3 istituti di microfinanza selezionati (1 Giordania, 2 in Uganda) per supportarli nella progettazione di prodotti di credito e altri servizi finanziari e non finanziari, che possano supportare le attivit\u00e0 commerciali e le esigenze di consumo del mercato target. \n\n###  Documenti\n\n[ GCAF Refugee market assessment Jordan EXECUTIVE SUMMARY\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Jordan-EXECUTIVE-SUMMARY.pdf \"GCAF Refugee market assessment Jordan\nEXECUTIVE SUMMARY\")  \n[ GCAF Refugee market assessment Jordan FINAL REPORT\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Jordan-FINAL-REPORT.pdf \"GCAF Refugee market assessment Jordan\nFINAL REPORT\")  \n[ GCAF Refugee market assessment Uganda EXECUTIVE SUMMARY\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Uganda-EXECUTIVE-SUMMARY.pdf \"GCAF Refugee market assessment Uganda\nEXECUTIVE SUMMARY\")  \n[ GCAF Refugee market assessment Uganda FINAL REPORT\n](https://www.microfinanza.com/wp-content/uploads/2019/02/GCAF-Refugee-market-\nassessment-Uganda-FINAL-REPORT.pdf \"GCAF Refugee market assessment Uganda\nFINAL REPORT\")\n\n##  Valutazione intermedia del programma CleanStart del UNCDF\n\n**Stato:** chiuso  \n**Staff coinvolto:** 6  \n**Valore:** medio\n\n**Origine del finanziamento**  \nUNCDF\n\n**Paesi**  \nUganda, Cambogia, Nepal, Myanmar, Etiopia  \n**Regione**  \nAfrica Subsahariana, Asia\n\n**Data di approvazione**  \nDicembre 2016  \n**Data di chiusura**  \nMaggio 2017\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-7.png \"Microfinanza sdg goals icons - 7\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-12.png \"Microfinanza sdg goals icons - 12\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2019/01/Microfinanza-sdg-\ngoals-icons-14.png \"Microfinanza sdg goals icons - 14\")\n\n#####  Maggiori informazioni\n\n###  Contesto\n\nCleanStart, un programma pluriennale di UNCDF (2012-2020), mira ad aumentare\nl\u2019accesso sostenibile all\u2019energia pulita e a prezzi accessibili per oltre 2,5\nmilioni di persone (famiglie a basso reddito e microimprenditori) attraverso\nla finanza inclusiva.\n\n###  Obiettivi\n\nGli obiettivi generali della valutazione intermedia indipendente sono: i)\nconsentire a UNCDF e ai partner finanziatori di raggiungere i loro obiettivi\ndi accountability e di apprendimento; ii) Garantire che la valutazione possa\nsostenere i tentativi in corso da parte del programma e dei suoi finanziatori\ndi cogliere le buone pratiche e gli insegnamenti tratti finora in un settore\nancora relativamente nuovo e innovativo; iii) Guidare e informare i prossimi\nanni di CleanStart e la prossima fase del programma.\n\n###  Servizi\n\nDesk review, perfezionamento della metodologia di valutazione e preparazione\ndel toolkit di raccolta (e analisi) dei dati, redazione del rapporto iniziale\ne convalida del toolkit di raccolta (e analisi) dei dati, interviste con gli\nstakeholder (a livello globale, macro, meso e di mercato), visite ai fornitori\ndi servizi finanziari (a livello micro e cliente), preparazione di una breve\npresentazione dei risultati preliminari della visita sul campo, analisi dei\ndati e fase di reporting, preparazione della presentazione del debriefing,\npreparazione del rapporto finale di valutazione, preparazione della\npresentazione della disseminazione.\n\n###  Membri del consorzio:\n\n  * MicrofinanzaRating Srl \n\n###  Unisciti alla Newsletter\n\n##  Iscriviti per ricevere aggiornamenti su Microfinanza e i suoi progetti\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contatyi\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/it/erasmus-for-young-entrepreneurs-34th-\nnetwork-meeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/it/progetti/"
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                "page_content": "Skip to content\n\n#  Microfinanza\n\nItaly\n\n  * [ ](https://www.youthbusiness.org/member/acci-n-emprendedora-chile)\n  * [ ](https://twitter.com/intent/tweet?status=Acci%C3%B3n+Emprendedora+-+https%3A%2F%2Fwww.youthbusiness.org%2Fmember%2Facci-n-emprendedora-chile)\n  * [ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.youthbusiness.org%2Fmember%2Facci-n-emprendedora-chile&title=Acci%C3%B3n+Emprendedora)\n\nMicrofinanza Srl is an independent consultancy which with 25 years of\nexperience has acquired an in-depth knowledge of access to finance and\nfinancial inclusion challenges: it has developed its own working methodology\nand tools to provide services and technical assistance to support both supply\nand demand.\n\nMicrofinanza has carried out several assignments in a large number of\ncountries all over the world and has partnered with 100+ organizations across\nthe world.\n\nMicrofinanza promotes initiatives in the field of financial inclusion, for the\ndevelopment of technical and social innovations, for the benefit of vulnerable\npeople and communities. The aim is to work with them to foster ideas and\nknowledge and to promote autonomous improvement in their lives, supporting\nmicrofinance and financial inclusion organizations and their institutional\npartners to enhance their economic, social and environmental performance.\n\n####  Contact details\n\n[ Website ](https://www.microfinanza.com/)\n\n  * [ Facebook ](https://www.facebook.com/microfinanzasrl)\n  * [ LinkedIn ](https://www.linkedin.com/company/microfinanza-srl/)\n  * [ Instagram ](https://www.instagram.com/microfinanza.srl/)\n  * [ Email ](/cdn-cgi/l/email-protection#a4cdcac2cbe4c9cdc7d6cbc2cdcac5cadec58ac7cbc9)\n\nStradella della Racchetta, 22 - 36100 Vicenza, Italy  [ Directions\n](https://maps.google.com?daddr=Stradella+della+Racchetta%2C+22+-+36100+Vicenza%2C+Italy)\n006 Rue de Syrie, A\u00een Zaghouan, La Marsa, Tunisia  [ Directions\n](https://maps.google.com?daddr=006+Rue+de+Syrie%2C+A%C3%AEn+Zaghouan%2C+La+Marsa%2C+Tunisia)\nMicrofinanza Kenya  [ Directions\n](https://maps.google.com?daddr=Microfinanza+Kenya) Microfinanza Sudan  [\nDirections ](https://maps.google.com?daddr=Microfinanza+Sudan)\n\n##  Other Members\n\n[ View all  ](/members/) ### [ Africa Alliance of YMCAs\n](https://youthbusiness.org/members/africa-alliance-of-ymcas/) ### [ Ghana\nChamber of Young Entrepreneurs (GCYE)\n](https://youthbusiness.org/members/ghana-chamber-of-young-entrepreneurs-\ngcye/) ### [ Anza Entrepreneurs  ](https://youthbusiness.org/members/anza-\nentrepreneurs/)\n\n##  Those who make it possible\n\n[ View all  ](/partners-supporters) ### [ Argidius Foundation\n](https://youthbusiness.org/partner/argidius-foundation/) ### [ Standard\nChartered Foundation  ](https://youthbusiness.org/partner/standard-chartered-\nfoundation/) ### [ Hogan Lovells  ](https://youthbusiness.org/partner/hogan-\nlovells/) ### [ JPMorgan Chase & Co\n](https://youthbusiness.org/partner/jpmorgan-chase-co/) **Connect with us**\n\n  * [ ](https://www.instagram.com/youthbizint/)\n  * [ ](https://twitter.com/YouthBizInt)\n  * [ ](https://www.facebook.com/youthbusiness)\n  * [ ](https://www.linkedin.com/company/youth-business-international-ybi-/)\n  * [ ](https://www.youtube.com/user/youthbusiness)\n\nCopyright \u00a9 2025 YBI. In the UK Youth Business International is a registered\ncharity no: 1123946  [ Made by WPRiders ](https://wpriders.com) [ ](index)\n\n",
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                "page_content": "Skip to main content\n\n#  Microfinanza\n\n##  Financial Services\n\n###  Vicenza, Veneto  2,331 followers\n\n####  Think. Innovate. Implement. For a good finance, good for everyone. No\nfinancial barrier.\n\n[ Follow\n](https://www.linkedin.com/login?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&fromSignIn=true&trk=top-card_top-card-secondary-button-top-card-secondary-\ncta)\n\n  * [ View all 16 employees  ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=org-employees_cta_face-pile-cta)\n\n  * [ Report this company ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=top-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=COMPANY&_f=guest-reporting)\n\n##  About us\n\nMicrofinanza Srl is a consulting company with more than 20 years of experience\nin providing services in the field of financial inclusion. Our experts provide\nin-depth analysis of the medium and long-term outcomes stemming from diverse\ninterventions within the field of financial inclusion and social\nentrepreneurship. Microfinanza offers services in: \\- Monitoring and\nEvaluation \\- Financial education \\- Technical cooperation \\- Green and rural\nMicrofinance Microfinanza has implemented projects in regions including Sub-\nSaharan Africa, Asia and South-East Asia, MENA Region, Central Asia and the\nCaucasus, Latin America and the Caribbean, the Balkans and Europe,\ncollaborating with over hundred organizations worldwide.\n\nWebsite\n\n     [ http://microfinanza.com  ](https://www.linkedin.com/redir/redirect?url=http%3A%2F%2Fmicrofinanza%2Ecom&urlhash=8Pi4&trk=about_website)\n\nExternal link for Microfinanza\n\nIndustry\n\n     Financial Services \n\nCompany size\n\n     2-10 employees \n\nHeadquarters\n\n     Vicenza, Veneto \n\nType\n\n     Privately Held \n\nSpecialties\n\n     Microfinanza, Micro-PMI, Finanza Etica, Finanza per lo sviluppo urbano e rurale, Educazione finanziaria, and Orientamento all'impresa \n\n##  Locations\n\n  * Primary \n\nStradella Della Racchetta, 22\n\nVicenza, Veneto 36100, IT\n\n[ Get directions\n](https://www.bing.com/maps?where=Stradella+Della+Racchetta%2C+22+Vicenza+36100+Veneto+IT&trk=org-\nlocations_url)\n\n##  Employees at Microfinanza\n\n  * ### [ Francesco Terreri  Associazione Microfinanza e Sviluppo - Il T Quotidiano  ](https://it.linkedin.com/in/francesco-terreri-6896689?trk=org-employees)\n  * ### [ Davide Libralesso  Senior Expert, Sustainable and Development Finance  ](https://it.linkedin.com/in/davide-libralesso-494768b?trk=org-employees)\n  * ### [ Giampietro Pizzo  President at Microfinanza srl  ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=org-employees)\n  * ### [ Raguzzoni Katia  Partner and member of the BoD at Microfinanza Srl Advisory and Technical Assistance on Financial Inclusion  ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=org-employees)\n\n[ See all employees\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=public_biz_employees-\njoin)\n\n##  Updates\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmus-for-young-entrepreneurs-34th-network-activity-7312745605146013696-tzHs)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4w  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nStrengthening Partnerships & Supporting Young Entrepreneurs! On March 18-19, [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) had the pleasure of\nparticipating in the 34th Network Meeting of [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) (EYE) in [ #Bergamo\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbergamo&trk=organization_guest_main-\nfeed-card-text) . This inspiring event brought together key stakeholders from\nacross [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-\nfeed-card-text) to exchange ideas, share best practices, and explore new ways\nto strengthen the EYE program. Attending such events enables us to remain at\nthe forefront of entrepreneurial support, continuously refining our approach\nand contributing to the development of a dynamic ecosystem for [\n#youngentrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udc4f A huge thank you to the organizers and all participants\nfor making this meeting a success! We look forward to continuing our\ncollaboration and driving impactful initiatives within [ Erasmus For Young\nEntrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) ! [ European\nInnovation Council and SMEs Executive Agency (EISMEA)\n](https://be.linkedin.com/company/eismea?trk=organization_guest_main-feed-\ncard-text) , [ European Commission ](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) , [ Eurochambres\n](https://be.linkedin.com/company/eurochambres?trk=organization_guest_main-\nfeed-card-text) [ Miroslava Markova ](https://bg.linkedin.com/in/miroslava-\nmarkova-762b21195?trk=organization_guest_main-feed-card-text) , [ Daniele\nNicolai ](https://it.linkedin.com/in/daniele-\nnicolai-61082013a?trk=organization_guest_main-feed-card-text) , Jose\nFernandez, [ Denize P. ](https://lv.linkedin.com/in/denize-\nponomarjova?trk=organization_guest_main-feed-card-text) , [ Zuhal Selcuk\n](https://tr.linkedin.com/in/zuhal-selcuk-697163a?trk=organization_guest_main-\nfeed-card-text) , [ Valbona Elmazi(Dervishi)\n](https://al.linkedin.com/in/valbona-elmazi-\ndervishi-16513b20?trk=organization_guest_main-feed-card-text) , [ Greta\n\u0160imukauskait\u0117\n](https://lt.linkedin.com/in/greta-%C5%A1imukauskait%C4%97-b017b317a?trk=organization_guest_main-\nfeed-card-text) , [ No\u00e9mie Taillis ](https://fr.linkedin.com/in/no%C3%A9mie-\ntaillis/en?trk=organization_guest_main-feed-card-text) , [ Mike Triantafillou\n](https://gr.linkedin.com/in/mike-\ntriantafillou-62a8a9231?trk=organization_guest_main-feed-card-text) , [\nWolfgang Spiess-Knafl ](https://at.linkedin.com/in/wolfgang-spiess-\nknafl?trk=organization_guest_main-feed-card-text) , [ Andrii Lotariev\n](https://ua.linkedin.com/in/andrii-\nlotariev-a9443720?trk=organization_guest_main-feed-card-text) , [ Matteo\nSolivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) and [ Olha\nChervinska\n](https://pl.linkedin.com/in/olhachervinska?trk=organization_guest_main-feed-\ncard-text) [ KROK University\n](https://ua.linkedin.com/school/%D1%83%D0%BD%D1%96%D0%B2%D0%B5%D1%80%D1%81%D0%B8%D1%82%D0%B5%D1%82-%D0%B5%D0%BA%D0%BE%D0%BD%D0%BE%D0%BC%D1%96%D0%BA%D0%B8-%D1%82%D0%B0-%D0%BF%D1%80%D0%B0%D0%B2%D0%B0-%D0%BA%D1%80%D0%BE%D0%BA/?trk=organization_guest_main-\nfeed-card-text) [ European Center for Social Finance\n](https://de.linkedin.com/company/ecsocfin?trk=organization_guest_main-feed-\ncard-text) [ KAINOTOMIA Center for Lifelong Learning (I.C.L.L)\n](https://gr.linkedin.com/in/kainotomia-lifelong-learning-\ncenter?trk=organization_guest_main-feed-card-text) [ Youth Business Poland\n(YBP) ](https://pl.linkedin.com/company/youth-business-\npoland?trk=organization_guest_main-feed-card-text) , [ Kauno prekybos,\npramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts)\n](https://lt.linkedin.com/company/kauno-pramon%C4%97s-prekybos-ir-\namat%C5%B3-r%C5%ABmai-kaunas-chamber-of-commerce-industry-and-\ncrafts?trk=organization_guest_main-feed-card-text) @Zeytin Grup [ Selego\n](https://fr.linkedin.com/company/selegostudio?trk=organization_guest_main-\nfeed-card-text) , [ NOA.Financojme ](https://al.linkedin.com/company/noa-\nsha?trk=organization_guest_main-feed-card-text) European Studies Master's at\nUniversity of Latvia [ Jinishian Memorial Foundation\n](https://am.linkedin.com/company/jinishian-memorial-\nfoundation?trk=organization_guest_main-feed-card-text) [ CGIA Mestre\n](https://www.linkedin.com/company/cgia-mestre?trk=organization_guest_main-\nfeed-card-text) Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad [\nhttps://lnkd.in/dF-az483 ](https://lnkd.in/dF-\naz483?trk=organization_guest_main-feed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #Networking\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fnetworking&trk=organization_guest_main-\nfeed-card-text) [ #Innovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finnovation&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Ferasmus-\nfor-young-entrepreneurs-34th-network-\nmeeting%2F&urlhash=oCj_&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 19\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://fr.linkedin.com/posts/microfinanza-srl_eidmubarak-paix-solidarit%C3%A9-activity-7311311141815640064-mVH8)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83c\udf19\u2728 \ud835\uddd8\ud835\uddf6\ud835\uddf1 \ud835\udde0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddf8 \u2728\ud83c\udf19 Toute l\u2019\u00e9quipe de Microfinanza adresse ses meilleurs v\u0153ux \u00e0\nnos partenaires et coll\u00e8gues de la communaut\u00e9 musulmane \u00e0 l\u2019occasion de l\u2019E\u00efd-\nul-Fitr. Que cette f\u00eate soit un moment de paix, de partage et d\u2019espoir. Nos\npens\u00e9es vont particuli\u00e8rement aux communaut\u00e9s affect\u00e9es par les conflits et\nles crises, en esp\u00e9rant que la solidarit\u00e9 et l\u2019entraide ouvrent la voie vers\nun avenir meilleur. [ #EidMubarak\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feidmubarak&trk=organization_guest_main-\nfeed-card-text) [ #Paix\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpaix&trk=organization_guest_main-\nfeed-card-text) [ #Solidarit\u00e9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsolidaritAez&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 16\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 1 Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_bestpractices-successstories-challenges-activity-7308083249405222912-6kWM)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nThe \ud835\udfef\ud835\udff0\ud835\ude01\ud835\uddf5 \ud835\uddd8\ud835\uddec\ud835\uddd8 \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 is now taking place in the fantastic frame of the [\nCentro Congressi Bergamo\n](https://it.linkedin.com/company/centrocongressibergamo?trk=organization_guest_main-\nfeed-card-text) ! \ud83d\udd34 Live now from the \"EYE Entrepreneurial Journeys\" session,\nwhere inspiring local entrepreneurs, Intermediary Organisations, and\nrepresentatives from the [ European Commission\n](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) come together to share\n[ #bestpractices\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbestpractices&trk=organization_guest_main-\nfeed-card-text) , [ #successstories\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsuccessstories&trk=organization_guest_main-\nfeed-card-text) , and the [ #challenges\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fchallenges&trk=organization_guest_main-\nfeed-card-text) faced throughout the programme. \ud83d\udd0d A special highlight of the\nsession is Ms. Iryna Luts , President of Ucraina Pi\u00f9 Milano and a Host\nEntrepreneur supported by [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , who is sharing her personal\njourney on stage. Her story is a powerful example of how entrepreneurial\nspirit and dedication can drive positive change, even in the face of adversity\n\ud83d\ude4c\ud83c\udffc We are proud to support initiatives that empower entrepreneurs and foster\ninclusive economic growth within [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program! [\n#entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #EYE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye&trk=organization_guest_main-\nfeed-card-text) [ #EYE34NM\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye34nm&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 14\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_microfinanza-value-development-organise-activity-7302298750637506560-Jdqz)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udde5\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf6\ud835\uddfb\ud835\uddf8\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddd6\ud835\uddfc\ud835\uddff\ud835\uddf2 \ud83d\udca1 On\nFebruary 27, 2025, [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) and [ Value Development\nConsulting ](https://tn.linkedin.com/company/value-development-\nconsulting?trk=organization_guest_main-feed-card-text) brought together key\nactors for a strategic workshop on \"\ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\udde6\ud835\ude02\ud835\ude00\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddef\ud835\uddf9\ud835\uddf2\n\ud835\uddd8\ud835\uddf0\ud835\uddfc\ud835\ude00\ud835\ude06\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfa\ud835\ude00: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddfd\ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddee\ud835\uddf0\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddd9\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\ude01\ud835\uddff\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\ude00 \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee\u2019\ud835\ude00\n\ud835\uddd9\ud835\ude02\ud835\ude01\ud835\ude02\ud835\uddff\ud835\uddf2.\" With Tunisia at a strategic turning point, this think tank fostered\ndialogue among development partners, financial institutions, and public-\nprivate stakeholders to explore innovative financing solutions, social\nentrepreneurship, and sustainable territorial ecosystems. The goal? Concrete,\nimpact-driven solutions to strengthen financial inclusion, local investment,\nand resilient economic models, in line with Tunisia Vision 2035. \ud83d\udc4f A special\nthanks to all participants and organizers who made this event a success! Your\ncontributions are shaping the future of inclusive and sustainable development\nin Tunisia. Let\u2019s keep the momentum going! [ Giampietro Pizzo\n](https://it.linkedin.com/in/giampietro-\npizzo-b3069112?trk=organization_guest_main-feed-card-text) , [ Raguzzoni Katia\n](https://it.linkedin.com/in/raguzzoni-\nkatia-329b2226?trk=organization_guest_main-feed-card-text) , [ Fabio\nMalanchini ](https://it.linkedin.com/in/fabio-\nmalanchini?trk=organization_guest_main-feed-card-text) , [ Med Atef Hermessi\n](https://tn.linkedin.com/in/med-atef-\nhermessi-a08b9377?trk=organization_guest_main-feed-card-text) , [ Marianna\nMartino ](https://it.linkedin.com/in/marianna-\nmartino-72629360?trk=organization_guest_main-feed-card-text) , [ Ana Maria\nBrinzanu ](https://tn.linkedin.com/in/ana-maria-\nbrinzanu-8977161b7?trk=organization_guest_main-feed-card-text) , [ Mohamed\nMadhkour ](https://tn.linkedin.com/in/mohamed-\nmadhkour-5a903119?trk=organization_guest_main-feed-card-text) , [ marouane\nchikhaoui ](https://tn.linkedin.com/in/marouane-\nchikhaoui-8520492b/en?trk=organization_guest_main-feed-card-text) , [ Eya\nAmdouni ](https://tn.linkedin.com/in/eya-\namdouni-0a3819154?trk=organization_guest_main-feed-card-text) , [ Sirine\nCHAOUACHI ](https://tn.linkedin.com/in/sirine-\nchaouachi-7065b11a5?trk=organization_guest_main-feed-card-text) [ Abdou\nBouarada ](https://tn.linkedin.com/in/abdou-\nbouarada?trk=organization_guest_main-feed-card-text) , [ Kais Affes\n](https://tn.linkedin.com/in/ka%C3%AFsaffes?trk=organization_guest_main-feed-\ncard-text) , @Akrout Riadh, [ Anis ALLOUCHE\n](https://tn.linkedin.com/in/anisallouche?trk=organization_guest_main-feed-\ncard-text) , @Youssef Bechaouch, [ Maya Jerbi\n](https://tn.linkedin.com/in/mayajerbi?trk=organization_guest_main-feed-card-\ntext) , [ Fatma Ezzahraa Bouallegui ](https://tn.linkedin.com/in/fatma-\nezzahraa-bouallegui-736665aa?trk=organization_guest_main-feed-card-text) , [\nYosra Bouaziz ](https://tn.linkedin.com/in/yosra-\nbouaziz-7100941a1?trk=organization_guest_main-feed-card-text) , [ Ilhem Brini\n](https://tn.linkedin.com/in/ilhembrini?trk=organization_guest_main-feed-card-\ntext) , [ Cristina Cabutto ](https://tn.linkedin.com/in/cristina-\ncabutto-731351b4?trk=organization_guest_main-feed-card-text) , [ Pui Yee Chan\n](https://tn.linkedin.com/in/pui-yee-\nchan-15578814?trk=organization_guest_main-feed-card-text) , [ Carl Daspect\n](https://tn.linkedin.com/in/carl-\ndaspect-456b7626?trk=organization_guest_main-feed-card-text) , [ Kamel Ellefi\n](https://tn.linkedin.com/in/kamel-\nellefi-67725759/en?trk=organization_guest_main-feed-card-text) , [ Eng. Imed\nGharbi ](https://tn.linkedin.com/in/imedgharbi?trk=organization_guest_main-\nfeed-card-text) , @Anis Kelifi, [ mahmoud mansour\n](https://tn.linkedin.com/in/mahmoud-\nmansour-a78019107?trk=organization_guest_main-feed-card-text) , [ Sahar Mechri\n](https://tn.linkedin.com/in/sahar-\nmechri-289a1a109?trk=organization_guest_main-feed-card-text) , [ Lotfi\nMessaoudi ](https://tn.linkedin.com/in/lotfi-\nmessaoudi?trk=organization_guest_main-feed-card-text) , [ denise salustri\n](https://tn.linkedin.com/in/denise-\nsalustri-202087123?trk=organization_guest_main-feed-card-text) , Lemia Thabet\nChekir, [ Jan Hendrik van Zoelen Cort\u00e9s\n](https://tn.linkedin.com/in/janhvanzoelen?trk=organization_guest_main-feed-\ncard-text) , [ Hamda Zeramdini ](https://tn.linkedin.com/in/hamda-\nzeramdini-28b2b2117?trk=organization_guest_main-feed-card-text) , [ Besma\nGhozzi ](https://tn.linkedin.com/in/besma-ghozzi?trk=organization_guest_main-\nfeed-card-text) , [ Chlo\u00e9 Guerrini\n](https://tn.linkedin.com/in/chlo%C3%A9-guerrini-74558b168/en?trk=organization_guest_main-\nfeed-card-text) , [ Adriana Arduz ](https://es.linkedin.com/in/adriana-\narduz-118564131?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Check-out our\nlatest online article: [ https://lnkd.in/dfSfDrig\n](https://lnkd.in/dfSfDrig?trk=organization_guest_main-feed-card-text) [\n#LocalDevelopment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Flocaldevelopment&trk=organization_guest_main-\nfeed-card-text) [ #FinancialInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinnovation&trk=organization_guest_main-\nfeed-card-text) [ #SustainableGrowth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainablegrowth&trk=organization_guest_main-\nfeed-card-text) [ #Tunisia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ftunisia&trk=organization_guest_main-\nfeed-card-text) [ #PublicPrivatePartnerships\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpublicprivatepartnerships&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Fmicrofinanza-\nvalue-development-organise-a-think-tank-on-financial-innovation-in-\ntunis%2F&urlhash=-AuM&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 37\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmusforyoungentrepreneurs-globalopportunities-activity-7297261093222060033-3S7c)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n2mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\ude80 Exciting news from the [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program - EYE! \ud83c\udf0d EYE\nis expanding its network to four key global innovation hubs: the UK, the USA,\nCanada, and Singapore. This milestone marks a major step in supporting\nEuropean entrepreneurs with international opportunities, mentorship, and\naccess to dynamic business ecosystems. By fostering global partnerships, EYE\nis empowering SMEs to scale, innovate, and thrive in competitive markets. With\nnearly 13,000 exchanges completed and 26,000 entrepreneurs engaged, this\nexpansion opens new doors for emerging businesses. \ud835\udddd\ud835\uddfc\ud835\uddf6\ud835\uddfb \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddf7\ud835\uddfc\ud835\ude02\ud835\uddff\ud835\uddfb\ud835\uddf2\ud835\ude06 \u2708\ufe0f \ud83d\udd0d Learn\nmore about the program: [ https://lnkd.in/gZUVsCD\n](https://lnkd.in/gZUVsCD?trk=organization_guest_main-feed-card-text) \ud83d\udcac\nContact [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , your Italian local point: [\nproject@microfinanza.com\n](mailto:project@microfinanza.com?trk=organization_guest_main-feed-card-text)\n\ud83d\udc49\ud83c\udffd Read the lastest press release: [ https://lnkd.in/dA4JYnss\n](https://lnkd.in/dA4JYnss?trk=organization_guest_main-feed-card-text) [\n#ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #GlobalOpportunities\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fglobalopportunities&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #SMEInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsmeinnovation&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 31\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_we-rise-incubator-accelerator-program-activity-7284917201021587457-hOvd)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd8\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\ude04\ud835\uddf2\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd6\ud835\uddf5\ud835\uddee\ud835\uddfb\ud835\uddf4\ud835\uddf2 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \ud835\udddc\ud835\uddfb\ud835\uddf0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff & \ud835\uddd4\ud835\uddf0\ud835\uddf0\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddf4\ud835\uddff\ud835\uddee\ud835\uddfa The \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! Incubator & Accelerator Program is reshaping Kassala and Port Sudan entrepreneurship, empowering women- and youth-led micro, small, and medium enterprises (MSMEs) to thrive. Since its launch in March 2023, this initiative - funded by the [ European Union ](https://be.linkedin.com/company/european-union?trk=organization_guest_main-feed-card-text) and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) and [ UN Women ](https://www.linkedin.com/company/un-women?trk=organization_guest_main-feed-card-text) \\- has played a critical role in advancing financial inclusion, promoting gender equity, and strengthening resilience in Sudan. \ud83d\ude4c\ud83c\udffc In the midst of fragile context, resilience and innovation take center stage\ud83d\ude4c\ud83c\udffc \ud83d\udc49 Check out the last post on our website: [ https://lnkd.in/dvqzH8ui ](https://lnkd.in/dvqzH8ui?trk=organization_guest_main-feed-card-text) \ud83d\udc49 Find out more about the project: [ https://lnkd.in/dysRiH_p ](https://lnkd.in/dysRiH_p?trk=organization_guest_main-feed-card-text) [ SAVANNAH Innovation Labs ](https://sd.linkedin.com/company/savannah-innovation-labs?trk=organization_guest_main-feed-card-text) [ MDF | Empowering People, Creating Impact ](https://nl.linkedin.com/company/mdf-training-&-consultancy?trk=organization_guest_main-feed-card-text) [ MDF Africa ](https://nl.linkedin.com/in/mdf-africa-5a2247158?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-feed-card-text) [ #WomenEmpowerment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwomenempowerment&trk=organization_guest_main-feed-card-text) [ #YouthEntrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-feed-card-text) [ #Sustainability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainability&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) [ #Sudan ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudan&trk=organization_guest_main-feed-card-text)\n\n` ` ` `\n\n[ 33\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 5 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_financialinclusion-ybi-youthbusiness-activity-7283481063534829570-Iyq0)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udce3 \ud83d\udce3 Exciting News! \ud83d\udce3 \ud83d\udce3 [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) is now part of the [ Youth\nBusiness International (YBI) ](https://uk.linkedin.com/company/youth-business-\ninternational-ybi-?trk=organization_guest_main-feed-card-text) network! For\nthe past 25 years, we\u2019ve been dedicated to advancing financial inclusion\nworldwide. Joining [ Youth Business International (YBI)\n](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card-text) creates new opportunities to\nstrengthen our impact, scale up initiatives, and collaborate with a global\nnetwork committed to empowering vulnerable groups. A big thank you to YBI for\nthe warm welcome \ud83d\ude4c\ud83c\udffc We\u2019re ready to embark on this journey together \ud83d\ude80 \ud83d\udc49\ud83c\udffd Check\nout our latest news: [ https://lnkd.in/d8XWHRXX\n](https://lnkd.in/d8XWHRXX?trk=organization_guest_main-feed-card-text) [\n#FinancialInclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-\nfeed-card-text) [ #YBI\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybi&trk=organization_guest_main-\nfeed-card-text) [ #YouthBusiness\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthbusiness&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card_reshare_feed-actor-image)\n\n[ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-\nbusiness-international-ybi-?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n10,328 followers\n\n3mo\n\nWe're so pleased to welcome another new member to the YBI network this week: [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) ! Microfinanza Srl,\nbased in Italy, is an independent consultancy with 25 years of experience and\nin-depth knowledge of access to finance and financial inclusion challenges.\n\"We work to increase financial inclusion and make it permanent, globally.\nJoining the YBI Network means increasing the chance to positively impact\nvulnerable groups, scaling up our initiatives and sharing knowledge and good\npractices.\" We look forward to future discussions and projects on these topics\nwith Microfinanza.\n\n    * ` ` ` `\n\n[ 30\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_sudans-private-sector-resilient-in-war-crisis-activity-7283037323926097921-ddvC)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\uddfd\ud835\uddf6\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\ude01 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde6\ud835\ude02\ud835\uddf1\ud835\uddee\ud835\uddfb: \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01 \ud835\uddec\ud835\uddfc\ud835\uddf4\ud835\uddf6, \ud835\uddee \ud835\udde7\ud835\uddff\ud835\uddee\ud835\uddf6\ud835\uddf9\ud835\uddef\ud835\uddf9\ud835\uddee\ud835\ude07\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddf4\ud835\uddff\ud835\uddf6\ud835\uddef\ud835\ude02\ud835\ude00\ud835\uddf6\ud835\uddfb\ud835\uddf2\ud835\ude00\ud835\ude00 \ud83d\udca1 We are\nproud to highlight the incredible work of [ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard-text) , a Sudanese agribusiness making waves in the dairy sector. By\nproviding fresh, high-quality food products, supporting the local economy, and\ninspiring hope for other entrepreneurs in fragile contexts, Yogi exemplifies\nresilience and innovation. Led by its visionary founder, [ Nur Magid\n](https://sd.linkedin.com/in/nur-magid-0834a9206?trk=organization_guest_main-\nfeed-card-text) , Yogi is one of the many enterprises supported by the EUR 1\nmillion [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-\nfeed-card-text) \\- as part of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) ! program, funded by the European Union and implemented by [\nAICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-\nababa?trk=organization_guest_main-feed-card-text) (formerly [ Agenzia Italiana\nper la Cooperazione allo Sviluppo - Sede di Khartoum\n](https://sd.linkedin.com/company/aics-khartoum?trk=organization_guest_main-\nfeed-card-text) ). \ud83c\udfa5 Watch the full interview below and learn how Yogi leads\nthe way for impactful, private-sector-driven change \ud83d\udc47\ud83c\udffd\ud83d\udc47\ud83c\udffd In its second year,\nthe [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-\nfeed-card-text) is: \u2705 Empowering SMEs, cooperatives, and women\u2019s associations\nwith tailor-made business coaching. \u2705 Offering matching grants and leveraging\nan innovative blended finance mechanism to de-risk investments. \u2705\nStrengthening local value chains and contributing to the Sustainable\nDevelopment Goals (SDGs). Through these efforts, the fund is fostering\nresilience and paving the way for a more prosperous future in a country deeply\naffected by conflict and fragility. \ud83d\udce2 Stay tuned as we continue to share\nupdates on the champions of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) ! program and the innovative financial mechanisms developed by\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) to drive lasting impact in\nSudan. [ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card-text) [ #BlendedFinance\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fblendedfinance&trk=organization_guest_main-\nfeed-card-text) [ #SDGs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsdgs&trk=organization_guest_main-\nfeed-card-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card-text) [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) !\n\n[ ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-\nfeed-card_reshare_feed-actor-image)\n\n[ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n209 followers\n\n3mo  Edited\n\n\ud83d\udce2 Watch Our Founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-\nmagid-0834a9206?trk=organization_guest_main-feed-card_reshare-text) , Speak on\n[ CNBC Africa ](https://za.linkedin.com/company/cnbc-\nafrica?trk=organization_guest_main-feed-card_reshare-text) ! \ud83c\udf0d\u2728 In a powerful\ninterview, our founder Nur Magid shares Yogi\u2019s journey of resilience amidst\nSudan\u2019s ongoing challenges. With the country facing unprecedented levels of\nfood insecurity\u2014where 59% of rural households in Gedarif alone are severely\nfood insecure\u2014Yogi is making a meaningful impact by providing affordable,\nnutritious yoghurt to those who need it most. Nur discusses: \u2705 How Yogi is\naddressing critical food shortages and supporting communities during this\ncrisis. \u2705 The importance of collaborating with organizations like [ World Food\nProgramme ](https://it.linkedin.com/company/unwfp?trk=organization_guest_main-\nfeed-card_reshare-text) and [ UNICEF\n](https://www.linkedin.com/company/unicef?trk=organization_guest_main-feed-\ncard_reshare-text) to expand efforts and provide sustainable food solutions. \u2705\nWhy Sudan remains a promising destination for impactful investments and\nopportunities, even in challenging times. \u2705 The essential role of Public-\nPrivate Partnerships (PPPs) and grants in scaling operations and maximising\nimpact. \ud83c\udf1f Yogi is more than a business\u2014it\u2019s a mission to build resilience,\nfoster recovery, and create hope for Sudan. \ud83c\udfa5 Watch the full interview below\nand learn how Yogi leads the way for impactful, private-sector-driven change.\n[ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card_reshare-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card_reshare-text) [ #YogiSudan\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyogisudan&trk=organization_guest_main-\nfeed-card_reshare-text) [ #EconomicRecovery\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feconomicrecovery&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card_reshare-text) [ #PartnershipForChange\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpartnershipforchange&trk=organization_guest_main-\nfeed-card_reshare-text) [ Alessandro Baroni\n](https://no.linkedin.com/in/alexbaroni75?trk=organization_guest_main-feed-\ncard_reshare-text) [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-\naddis-ababa?trk=organization_guest_main-feed-card_reshare-text) [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) [ Costanza Barucci\n](https://it.linkedin.com/in/costanza-\nbarucci-04073b84?trk=organization_guest_main-feed-card_reshare-text) [\nhttps://lnkd.in/dU2zc2ZS\n](https://lnkd.in/dU2zc2ZS?trk=organization_guest_main-feed-card_reshare-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Ecnbcafrica%2Ecom%2Fmedia%2F6366773251112%2Fsudans-\nprivate-sector-resilient-in-war-\ncrisis%2F&urlhash=pHOU&trk=organization_guest_main-feed-card_reshare_feed-\narticle-content)\n\n` ` ` `\n\n[ 8\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 2 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_%F0%9D%97%95%F0%9D%97%B2%F0%9D%98%80%F0%9D%98%81-%F0%9D%98%84%F0%9D%97%B6%F0%9D%98%80%F0%9D%97%B5%F0%9D%97%B2%F0%9D%98%80-%F0%9D%97%B3%F0%9D%97%BF%F0%9D%97%BC%F0%9D%97%BA-%F0%9D%97%A0%F0%9D%97%B6%F0%9D%97%B0%F0%9D%97%BF%F0%9D%97%BC-activity-7276917402473222145-MdRR)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd5\ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude04\ud835\uddf6\ud835\ude00\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde0\ud835\uddf6\ud835\uddf0\ud835\uddff\ud835\uddfc\ud835\uddf3\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude07\ud835\uddee \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udfee\ud835\udfec\ud835\udfee\ud835\udff1 A new year with hope and commitment.\nBuild bridges where divisions remain. Empower communities to grow. Protect our\nplanet for generations to come. Our wish for the year ahead is for everyone to\nembrace the responsibility to act with courage, compassion, and purpose.\nTogether, we can create a more inclusive, sustainable, and equitable world.\nHappy New Year from [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) 's team.\n\n    * ` ` ` `\n\n[ 26\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_futurlab-youthentrepreneurship-socialeconomy-activity-7270349946380328960-u5O5)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) , Manager of the\nEU Area at [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , took part in the [ #FuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card-text) event organized by [ Fundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card-text) ! This event brought\ntogether over 120 European professionals to collaboratively shape the future\nof [ #youthentrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-\nfeed-card-text) and the [ #socialeconomy\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialeconomy&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udca1 A truly inspiring experience of innovation and\ncollaboration! [ #YBSFuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybsfuturlab&trk=organization_guest_main-\nfeed-card-text) [ #SomosFuture\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsomosfuture&trk=organization_guest_main-\nfeed-card-text) [ #SomosColaboraci\u00f3n\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoscolaboraciAeJn&trk=organization_guest_main-\nfeed-card-text) [ #SomosEconom\u00eda\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoseconomAeDa&trk=organization_guest_main-\nfeed-card-text) [ #Youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card-text) [ #Employability\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Femployability&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-\nimage)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-name)\n\nCFA ESG | Sustainable Finance and Investing | Youth Entrepreneurship \n\n5mo\n\nWhat a week! From 26th to 28th Nov. I had the chance to participate to the [\nFundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card_reshare-text) 's [ #FuturLab\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card_reshare-text) at la Real F\u00e1brica de Cristales de La Granja. 3 days\nspent in Segovia, representing [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) and working with more\nthan 100 other experts, social innovators, experts, and public representatives\nto foster the co-creation and design process around rural and youth\nentrepreneurship. Thanks a lot [ Sara Simon ](https://es.linkedin.com/in/sara-\nsimon-penas-447749104?trk=organization_guest_main-feed-card_reshare-text) and\nall YBS team, to invite us to this extremely stimulating event, imagining\nfutures and shaping more inclusive ecosystems, in Spain and Europe for the\nnext decade. We will keep on working to support [ #youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card_reshare-text) [ #entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card_reshare-text) and [ #social\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #financial\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #inclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finclusion&trk=organization_guest_main-\nfeed-card_reshare-text) !\n\n    *     *     * ` ` ` `\n\n[ 9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n` ` ` ` ` `\n\n##  Join now to see what you are missing\n\n  * Find people you know at Microfinanza \n  * Browse recommended jobs for you \n  * View all updates, news, and articles \n\n[ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=public_biz_promo-join)\n\n##  Similar pages\n\n  * ### [ ACK International  Business Consulting and Services  ](https://fr.linkedin.com/company/ackinternational?trk=similar-pages)\n  * ### [ MFR  Financial Services  Milan, Italy  ](https://it.linkedin.com/company/mf-rating?trk=similar-pages)\n  * ### [ Erasmus For Young Entrepreneurs  Strategic Management Services  ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=similar-pages)\n  * ### [ Cash for microfinance - \u0643\u0627\u0634 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0646\u0627\u0647\u0649 \u0627\u0644\u0635\u063a\u0631  Financial Services  \u0627\u0644\u0645\u0646\u064a\u0627, \u0627\u0644\u0645\u0646\u064a\u0627  ](https://eg.linkedin.com/company/cashmicrofinance?trk=similar-pages)\n  * ### [ TRACE  Non-profit Organization Management  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](https://www.linkedin.com/jobs/relationship-manager-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Customer Service Representative jobs  185,647 open jobs  ](https://www.linkedin.com/jobs/customer-service-representative-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Consultant jobs  760,907 open jobs  ](https://www.linkedin.com/jobs/consultant-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Project Manager jobs  253,048 open jobs  ](https://www.linkedin.com/jobs/project-manager-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Human Resources Intern jobs  15,015 open jobs  ](https://www.linkedin.com/jobs/human-resources-intern-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Intern jobs  71,196 open jobs  ](https://www.linkedin.com/jobs/intern-jobs?trk=organization_guest-browse_jobs)\n\n  *     * [ Sustainability Analyst jobs ](https://www.linkedin.com/jobs/sustainability-analyst-jobs?trk=organization_guest_linkster_link)\n    * [ Student Intern jobs ](https://www.linkedin.com/jobs/student-intern-jobs?trk=organization_guest_linkster_link)\n    * [ Finance Intern jobs ](https://www.linkedin.com/jobs/finance-intern-jobs?trk=organization_guest_linkster_link)\n    * [ Leadership Coach jobs ](https://www.linkedin.com/jobs/leadership-coach-jobs?trk=organization_guest_linkster_link)\n\n    * [ Strategy Consultant jobs ](https://www.linkedin.com/jobs/strategy-consultant-jobs?trk=organization_guest_linkster_link)\n    * [ Coach jobs ](https://www.linkedin.com/jobs/coach-jobs?trk=organization_guest_linkster_link)\n    * [ Executive jobs ](https://www.linkedin.com/jobs/executive-jobs?trk=organization_guest_linkster_link)\n    * [ Grants Writer jobs ](https://www.linkedin.com/jobs/grants-writer-jobs?trk=organization_guest_linkster_link)\n\n    * [ Project Management Intern jobs ](https://www.linkedin.com/jobs/project-management-intern-jobs?trk=organization_guest_linkster_link)\n    * [ Junior Project Manager jobs ](https://www.linkedin.com/jobs/junior-project-manager-jobs?trk=organization_guest_linkster_link)\n    * [ Project Manager jobs ](https://www.linkedin.com/jobs/project-manager-jobs?trk=organization_guest_linkster_link)\n\n  * LinkedIn  \u00a9 2025 \n  * [ About ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about)\n  * [ Accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility)\n  * [ User Agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)\n  * [ Privacy Policy ](https://www.linkedin.com/legal/privacy-policy?trk=d_org_guest_company_overview_footer-privacy-policy)\n  * [ Your California Privacy Choices ](https://www.linkedin.com/legal/california-privacy-disclosure?trk=d_org_guest_company_overview_footer-california-privacy-rights-act)\n  * [ Cookie Policy 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`\n\nBy clicking Continue to join or sign in, you agree to LinkedIn\u2019s [ User\nAgreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in-\nmodal_sign-in-modal_auth-button_user-agreement) , [ Privacy Policy\n](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign-\nin-modal_auth-button_privacy-policy) , and [ Cookie Policy ](/legal/cookie-\npolicy?trk=organization_guest_contextual-sign-in-modal_sign-in-modal_auth-\nbutton_cookie-policy) .\n\nNew to LinkedIn? [ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_contextual-sign-in-modal_sign-in-modal_join-link)\n\nor\n\nBy clicking Continue to join or sign in, you agree to LinkedIn\u2019s [ User\nAgreement ](/legal/user-agreement?trk=organization_guest_auth-button_user-\nagreement) , [ Privacy Policy ](/legal/privacy-\npolicy?trk=organization_guest_auth-button_privacy-policy) , and [ Cookie\nPolicy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie-\npolicy) .\n\nNew to LinkedIn? [ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_contextual-sign-in-modal_join-link)\n\n` `\n\n",
                "url": "https://www.linkedin.com/company/microfinanza-srl/"
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            "summary": "LinkedIn page of Microfinanza S.r.l.",
            "url": "https://www.linkedin.com/company/microfinanza-srl/"
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                    "source": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
                },
                "page_content": "#  Microfinanza Corporate Sustainability Report\n\nVicenza, 1st September 2022\n\n#  Our first Corporate Sustainability Report\n\n_Sustainability is not a product but a process: it requires attention to the\nunexpected, organizational culture and a spirit of innovation._  \n[Giampietro Pizzo, President of Microfinanza, Introduction to the Corporate\nSustainability Report]\n\nThe Sustainability Report supplements Microfinanza Srl\u2019s financial statements\nin order to inform all stakeholders about the company\u2019s performance not only\nfrom an economic and financial point of view, but also from an **environmental\nand social perspective** .\n\nSustainability reporting has been prepared taking into consideration\ninternationally accepted guidelines, such as the **Sustainable Development\nGoals** (SDGs) and the **GRI Sustainability Reporting Standards** (GRI\nStandards), the most authoritative and widespread models in the field of non-\nfinancial reporting.\n\nThe reporting activity is based on a triple level: **governance** , **social**\nand **environmental** . The areas that are most likely to influence the\nstrategic choices of Microfinance and its stakeholders have been identified\nthrough an analysis conducted internally involving governance and the\ncorporate population in general.\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_1.jpg\n\"report_slide_1\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_2.jpg\n\"report_slide_2\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_3.jpg\n\"report_slide_3\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_8.jpg\n\"report_slide_8\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_5.jpg\n\"report_slide_5\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_6.jpg\n\"report_slide_6\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/08/Report-2021-slider-sito.jpg \"Report 2021 - slider\nsito\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/08/report_slide_10.jpg \"report_slide_10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_9.jpg\n\"report_slide_9\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_4.jpg\n\"report_slide_4\")\n\n###  Areas of intervention\n\nDuring 2021, Microfinanza has implemented several projects in Italy, Europe\nand around the world, with the aim of fostering a process of financial and\nsocial inclusion, in order to ensure opportunities and rights to everyone,\nwhile respecting diversity and authentic sustainability.  \nThe leitmotif of Microfinance\u2019s work is sustainable development, for a\nlasting, inclusive economic growth, with a focus on reducing inequalities,\nsupporting the empowerment of women by fostering their integration into\nsociety.\n\nMicrofinance interventions in 2021 covered:\n\n  * Technical cooperation with financial institutions, for monitoring and evaluation \n  * The promotion of green and rural finance \n  * Financial education and social entrepreneurship \n\n[ DOWNLOAD THE REPORT ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/09/Report_Sostenibilita%CC%80_Microfinanza_2021.pdf)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/microfinanza-corporate-\nsustainability-report/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&t=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20Corporate%20Sustainability%20Report&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&title=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Corporate%20Sustainability%20Report&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&t=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20Corporate%20Sustainability%20Report&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&title=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Corporate%20Sustainability%20Report&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&ui=2&tf=1)\n\n",
                "url": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
            },
            "reason": "This is a report hosted on the official Microfinanza S.r.l. website, providing direct information about their corporate sustainability efforts. Official company websites are considered highly reliable for information about the company itself.",
            "reliability_score": 1.0,
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            "summary": "Corporate Sustainability Report on the official Microfinanza S.r.l. website.",
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                    "source": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
                },
                "page_content": "[ ](https://ir.crystal.ge/)\n\n  * [ HOME ](https://ir.crystal.ge/)\n  * [ ABOUT US ](https://ir.crystal.ge/at-a-glance/)\n    * [ COMPANY PROFILE ](https://ir.crystal.ge/at-a-glance/)\n      * [ AT A GLANCE ](https://ir.crystal.ge/at-a-glance/)\n      * [ HISTORY & VALUES ](https://ir.crystal.ge/our-history-and-values/)\n      * [ SHAREHOLDERS ](https://ir.crystal.ge/shareholders-structure/)\n      * [ STATUTORY DOCUMENTS ](https://ir.crystal.ge/satutory-documents/)\n    * [ OUR STRATEGY ](https://ir.crystal.ge/our-strategy/)\n      * [ MISSION & VISION ](https://ir.crystal.ge/our-strategy/)\n      * [ CORPORATE STRATEGY ](https://ir.crystal.ge/corporate-strategy/)\n      * [ SDGs ](https://ir.crystal.ge/sdgs/)\n    * [ CORPORATE POLICIES ](https://ir.crystal.ge/corporate-policies/)\n    * [ LEADERSHIP ](https://ir.crystal.ge/supervisory-board/)\n      * [ SUPERVISORY BOARD ](https://ir.crystal.ge/supervisory-board/)\n      * [ MANAGEMENT TEAM ](https://ir.crystal.ge/management-team/)\n      * [ Internal audit ](https://ir.crystal.ge/internal-audit/)\n      * [ INVESTOR RELATIONS ](https://ir.crystal.ge/investor-relations/)\n  * [ RESULTS CENTRE ](https://ir.crystal.ge/quaterly-reports/)\n    * [ QUATERLY REPORTS ](https://ir.crystal.ge/quaterly-reports/)\n    * [ ANNUAL REPORTS ](https://ir.crystal.ge/annual-reports/)\n    * [ CREDIT RATING ](https://ir.crystal.ge/credit-rating/)\n    * [ CORPORATE BONDS ](https://ir.crystal.ge/corporate-bonds/)\n    * [ SOCIAL REPORTS ](https://ir.crystal.ge/social-reports/)\n  * [ ESG ](https://ir.crystal.ge/esg-summary/)\n    * [ EXTERNAL STANDARDS ](https://ir.crystal.ge/esg-summary/)\n    * [ ENVIRONMENTAL ](https://ir.crystal.ge/environmental/)\n    * [ SOCIAL ](https://ir.crystal.ge/social/)\n    * [ GOVERNANCE ](https://ir.crystal.ge/corporate-governance/)\n    * [ CSR INITIATIVES ](https://ir.crystal.ge/csr-initiatives/)\n    * [ AWARDS & RECOGNITIONS ](https://ir.crystal.ge/awards-recognitions/)\n  * [ NEWS ](https://ir.crystal.ge/news/)\n  * [ CONTACT ](https://ir.crystal.ge/contact/)\n\nMilan, May 15  th  , 2019: After a thorough review of Crystal\u2019s documents as\nwell as after a week-long visit to Crystal\u2019s Headquarters and Branches in\nGeorgia, Global Rating Agency MFR (MicroFinanza Rating) and its Social Rating\nCommittee \u2013 based on the Social Rating scale adopted by MicroFinanza Rating \u2013\nhas assigned to the Financial Inclusion Organization Crystal the Grade: ** s\nA- ** (While AA being the highest Grade in MicroFinanza Rating)\n\nThe Executive Summary of Crystal\u2019s Social Rating says that: \u201cCrystal\u2019s\ngovernance shows commitment to the institution\u2019s triple bottom line (People,\nPlanet, Profit). Social strategy is well formalized with annually approved\nsocial targets; Social responsibility towards staff is good due to well-\nbalanced gender composition of staff, low staff turnover, competitive\nremuneration and systematic trainings offered to employees; Client protection\nprinciples are properly implemented; The context risk is medium with adequate\ninfrastructure to prevent over-indebtedness. \u201c\n\n\u201cWe are delighted to have been assigned the Social Rating A-, as a mark of\nrecognition of Crystal\u2019s social and environmental performance management. MFR\nhas been vigorous and punctilious in their process. We are grateful to the\nteam for helping us identifying potential future improvements. This leap in\nsocial performance is obviously a collective achievement of all Crystalians,\nthe Board, our investors, lenders and supporters. Crystal remains fully\ncommitted to the desired outcomes described by 3P: Planet, People, Profit. \u201c\nArchil Bakuradze, Founder and Chairman of the Supervisory Board\n\n\u201cIt has been an absolute pleasure to work with Crystal and witness the\nsignificant improvements the company made over the past years. As MFR we would\nlike to thank Crystal team for the great business relationship with MFR and we\nwish you great success in the implementation of social performance and client\nprotection practices.\u201d Chiara Pescatori, MFR Inclusive Finance Director\n\n**About Crystal:  \n** Crystal is Georgia\u2019s leading non-bank financial institution, which manages\n100 million USD loan portfolio, employees more than 1,000 professionals,\noperates through 62 regional branches and serves more than 100,000 unique\nclients across Georgia. Crystal acts as a platform for economic development of\nthousands of customers, providing them with innovative financial products and\nservices tailored to their specific needs.\n\nCrystal is the first Fitch-rated non-bank financial institution in the region\nto be assigned a \u2018B\u2019 Rating with a Stable Outlook. The company was also\nrecently awarded with the prestigious CSR Award for the best practices of the\ngender equality principles \u2013 UN SDG #5, and the nation\u2019s Responsible Business\nAward of 2018 as the Most Responsible Company of the Year 2018.\n\n**About MFR:**  \nMicroFinanza Rating (MFR) is a global rating agency specialized in inclusive\nfinance. It aims at benefiting the base of the pyramid in a sustainable\nmanner. To do so, MFR provides independent and qualified services that improve\nthe sustainability of the financial service providers, the focus on clients,\nand the protection of investors\u2019 funds and goals.\n\nCreated in 2000 within the mother company MicroFinanza Srl, as of February\n2018, MFR has conducted more than 2,000 assignments in 106 countries\nworldwide. Headquartered in Italy, MFR operates through a network of regional\noffices (Ecuador, Kenya, Kyrgyz Republic), country offices (Bolivia, Peru),\nand antennas (Mexico, the Philippines) across 4 continents, boasting a vast\ngeographical coverage (the largest among specialized rating agencies).\n\n###  Contact\n\n+995 (032) 2 02 20 20 ; *2244\n\n[ ir@crystal.ge ](mailto:ir@crystal.ge)\n\nHall 10, 118 Akaki Tsereteli ave., Tbilisi, Georgia\n\n###  ABOUT US\n\n[ Mission & Vission  ](https://ir.crystal.ge/our-strategy/)\n\n[ Corporate Strategy  ](https://ir.crystal.ge/corporate-strategy/)\n\n[ SDGs  ](https://ir.crystal.ge/sdgs/)\n\n[ Corporate Policy  ](https://ir.crystal.ge/corporate-policies/)\n\n[ Leadership ](https://ir.crystal.ge/supervisory-board/)\n\n###  COMPANY PROFILE\n\n[ At a Glance  ](https://ir.crystal.ge/at-a-glance/)\n\n[ History & Value  ](https://ir.crystal.ge/our-history-and-values/)\n\n[ Shareholders Structure  ](https://ir.crystal.ge/shareholders-structure/)\n\n[ Statutory Documents  ](https://ir.crystal.ge/satutory-documents/)\n\n###  RESULTS CENTRE\n\n[ Quaterly Reports ](https://ir.crystal.ge/quaterly-reports/)\n\n[ Annual Reports ](https://ir.crystal.ge/annual-reports/)\n\n[ Credit Rating ](https://ir.crystal.ge/credit-rating/)\n\n[ Social Rating ](https://ir.crystal.ge/social-reports/)\n\n[ Corporate Bonds ](https://ir.crystal.ge/corporate-bonds/)\n\n###  ESG\n\n[ External Standards ](https://ir.crystal.ge/esg-summary/)\n\n[ Environmental ](https://ir.crystal.ge/environmental/)\n\n[ Social ](https://ir.crystal.ge/social/)\n\n[ Governance ](https://ir.crystal.ge/corporate-governance/)\n\n[ CSR Initiatives ](https://ir.crystal.ge/csr-initiatives/)\n\n[ Awards & Recognitions ](https://ir.crystal.ge/awards-recognitions/)\n\nCRYSTAL 2021 All rights reserved\n\nWe use cookies to ensure that we give you the best experience on our website.\nIf you continue to use this site we will assume that you are happy with it.\nOk  [ ](javascript:void\\(0\\);)\n\n",
                "url": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
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            "search_query": "company 'Microfinanza S.r.l.' customers stakeholders",
            "summary": "This page discusses Microfinanza Rating's assessment of JSC MFO Crystal, indicating a connection to the financial sector and rating services. While not directly about Microfinanza S.r.l., the mention of Microfinanza Rating gives it moderate relevance.",
            "url": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
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                    "source": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
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                "page_content": "[ ](https://ir.crystal.ge/)\n\n  * [ HOME ](https://ir.crystal.ge/)\n  * [ ABOUT US ](https://ir.crystal.ge/at-a-glance/)\n    * [ COMPANY PROFILE ](https://ir.crystal.ge/at-a-glance/)\n      * [ AT A GLANCE ](https://ir.crystal.ge/at-a-glance/)\n      * [ HISTORY & VALUES ](https://ir.crystal.ge/our-history-and-values/)\n      * [ SHAREHOLDERS ](https://ir.crystal.ge/shareholders-structure/)\n      * [ STATUTORY DOCUMENTS ](https://ir.crystal.ge/satutory-documents/)\n    * [ OUR STRATEGY ](https://ir.crystal.ge/our-strategy/)\n      * [ MISSION & VISION ](https://ir.crystal.ge/our-strategy/)\n      * [ CORPORATE STRATEGY ](https://ir.crystal.ge/corporate-strategy/)\n      * [ SDGs ](https://ir.crystal.ge/sdgs/)\n    * [ CORPORATE POLICIES ](https://ir.crystal.ge/corporate-policies/)\n    * [ LEADERSHIP ](https://ir.crystal.ge/supervisory-board/)\n      * [ SUPERVISORY BOARD ](https://ir.crystal.ge/supervisory-board/)\n      * [ MANAGEMENT TEAM ](https://ir.crystal.ge/management-team/)\n      * [ Internal audit ](https://ir.crystal.ge/internal-audit/)\n      * [ INVESTOR RELATIONS ](https://ir.crystal.ge/investor-relations/)\n  * [ RESULTS CENTRE ](https://ir.crystal.ge/quaterly-reports/)\n    * [ QUATERLY REPORTS ](https://ir.crystal.ge/quaterly-reports/)\n    * [ ANNUAL REPORTS ](https://ir.crystal.ge/annual-reports/)\n    * [ CREDIT RATING ](https://ir.crystal.ge/credit-rating/)\n    * [ CORPORATE BONDS ](https://ir.crystal.ge/corporate-bonds/)\n    * [ SOCIAL REPORTS ](https://ir.crystal.ge/social-reports/)\n  * [ ESG ](https://ir.crystal.ge/esg-summary/)\n    * [ EXTERNAL STANDARDS ](https://ir.crystal.ge/esg-summary/)\n    * [ ENVIRONMENTAL ](https://ir.crystal.ge/environmental/)\n    * [ SOCIAL ](https://ir.crystal.ge/social/)\n    * [ GOVERNANCE ](https://ir.crystal.ge/corporate-governance/)\n    * [ CSR INITIATIVES ](https://ir.crystal.ge/csr-initiatives/)\n    * [ AWARDS & RECOGNITIONS ](https://ir.crystal.ge/awards-recognitions/)\n  * [ NEWS ](https://ir.crystal.ge/news/)\n  * [ CONTACT ](https://ir.crystal.ge/contact/)\n\nMilan, May 15  th  , 2019: After a thorough review of Crystal\u2019s documents as\nwell as after a week-long visit to Crystal\u2019s Headquarters and Branches in\nGeorgia, Global Rating Agency MFR (MicroFinanza Rating) and its Social Rating\nCommittee \u2013 based on the Social Rating scale adopted by MicroFinanza Rating \u2013\nhas assigned to the Financial Inclusion Organization Crystal the Grade: ** s\nA- ** (While AA being the highest Grade in MicroFinanza Rating)\n\nThe Executive Summary of Crystal\u2019s Social Rating says that: \u201cCrystal\u2019s\ngovernance shows commitment to the institution\u2019s triple bottom line (People,\nPlanet, Profit). Social strategy is well formalized with annually approved\nsocial targets; Social responsibility towards staff is good due to well-\nbalanced gender composition of staff, low staff turnover, competitive\nremuneration and systematic trainings offered to employees; Client protection\nprinciples are properly implemented; The context risk is medium with adequate\ninfrastructure to prevent over-indebtedness. \u201c\n\n\u201cWe are delighted to have been assigned the Social Rating A-, as a mark of\nrecognition of Crystal\u2019s social and environmental performance management. MFR\nhas been vigorous and punctilious in their process. We are grateful to the\nteam for helping us identifying potential future improvements. This leap in\nsocial performance is obviously a collective achievement of all Crystalians,\nthe Board, our investors, lenders and supporters. Crystal remains fully\ncommitted to the desired outcomes described by 3P: Planet, People, Profit. \u201c\nArchil Bakuradze, Founder and Chairman of the Supervisory Board\n\n\u201cIt has been an absolute pleasure to work with Crystal and witness the\nsignificant improvements the company made over the past years. As MFR we would\nlike to thank Crystal team for the great business relationship with MFR and we\nwish you great success in the implementation of social performance and client\nprotection practices.\u201d Chiara Pescatori, MFR Inclusive Finance Director\n\n**About Crystal:  \n** Crystal is Georgia\u2019s leading non-bank financial institution, which manages\n100 million USD loan portfolio, employees more than 1,000 professionals,\noperates through 62 regional branches and serves more than 100,000 unique\nclients across Georgia. Crystal acts as a platform for economic development of\nthousands of customers, providing them with innovative financial products and\nservices tailored to their specific needs.\n\nCrystal is the first Fitch-rated non-bank financial institution in the region\nto be assigned a \u2018B\u2019 Rating with a Stable Outlook. The company was also\nrecently awarded with the prestigious CSR Award for the best practices of the\ngender equality principles \u2013 UN SDG #5, and the nation\u2019s Responsible Business\nAward of 2018 as the Most Responsible Company of the Year 2018.\n\n**About MFR:**  \nMicroFinanza Rating (MFR) is a global rating agency specialized in inclusive\nfinance. It aims at benefiting the base of the pyramid in a sustainable\nmanner. To do so, MFR provides independent and qualified services that improve\nthe sustainability of the financial service providers, the focus on clients,\nand the protection of investors\u2019 funds and goals.\n\nCreated in 2000 within the mother company MicroFinanza Srl, as of February\n2018, MFR has conducted more than 2,000 assignments in 106 countries\nworldwide. Headquartered in Italy, MFR operates through a network of regional\noffices (Ecuador, Kenya, Kyrgyz Republic), country offices (Bolivia, Peru),\nand antennas (Mexico, the Philippines) across 4 continents, boasting a vast\ngeographical coverage (the largest among specialized rating agencies).\n\n###  Contact\n\n+995 (032) 2 02 20 20 ; *2244\n\n[ ir@crystal.ge ](mailto:ir@crystal.ge)\n\nHall 10, 118 Akaki Tsereteli ave., Tbilisi, Georgia\n\n###  ABOUT US\n\n[ Mission & Vission  ](https://ir.crystal.ge/our-strategy/)\n\n[ Corporate Strategy  ](https://ir.crystal.ge/corporate-strategy/)\n\n[ SDGs  ](https://ir.crystal.ge/sdgs/)\n\n[ Corporate Policy  ](https://ir.crystal.ge/corporate-policies/)\n\n[ Leadership ](https://ir.crystal.ge/supervisory-board/)\n\n###  COMPANY PROFILE\n\n[ At a Glance  ](https://ir.crystal.ge/at-a-glance/)\n\n[ History & Value  ](https://ir.crystal.ge/our-history-and-values/)\n\n[ Shareholders Structure  ](https://ir.crystal.ge/shareholders-structure/)\n\n[ Statutory Documents  ](https://ir.crystal.ge/satutory-documents/)\n\n###  RESULTS CENTRE\n\n[ Quaterly Reports ](https://ir.crystal.ge/quaterly-reports/)\n\n[ Annual Reports ](https://ir.crystal.ge/annual-reports/)\n\n[ Credit Rating ](https://ir.crystal.ge/credit-rating/)\n\n[ Social Rating ](https://ir.crystal.ge/social-reports/)\n\n[ Corporate Bonds ](https://ir.crystal.ge/corporate-bonds/)\n\n###  ESG\n\n[ External Standards ](https://ir.crystal.ge/esg-summary/)\n\n[ Environmental ](https://ir.crystal.ge/environmental/)\n\n[ Social ](https://ir.crystal.ge/social/)\n\n[ Governance ](https://ir.crystal.ge/corporate-governance/)\n\n[ CSR Initiatives ](https://ir.crystal.ge/csr-initiatives/)\n\n[ Awards & Recognitions ](https://ir.crystal.ge/awards-recognitions/)\n\nCRYSTAL 2021 All rights reserved\n\nWe use cookies to ensure that we give you the best experience on our website.\nIf you continue to use this site we will assume that you are happy with it.\nOk  [ ](javascript:void\\(0\\);)\n\n",
                "url": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
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            "summary": "Microfinanza S.r.l. (MFR) rating JSC MFO Crystal.",
            "url": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
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                    "source": "https://www.microfinanza.com/about/"
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
            },
            "reason": "This is the 'About Us' page on the official Microfinanza S.r.l. website, offering direct information about the company's mission, history, and values. Official company websites are highly reliable for self-reported information.",
            "reliability_score": 1.0,
            "search_query": "company 'Microfinanza S.r.l.' overview financial performance",
            "summary": "'About Us' page on the official Microfinanza S.r.l. website.",
            "url": "https://www.microfinanza.com/about/"
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                    "source": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
                },
                "page_content": "#  Microfinanza Corporate Sustainability Report\n\nVicenza, 1st September 2022\n\n#  Our first Corporate Sustainability Report\n\n_Sustainability is not a product but a process: it requires attention to the\nunexpected, organizational culture and a spirit of innovation._  \n[Giampietro Pizzo, President of Microfinanza, Introduction to the Corporate\nSustainability Report]\n\nThe Sustainability Report supplements Microfinanza Srl\u2019s financial statements\nin order to inform all stakeholders about the company\u2019s performance not only\nfrom an economic and financial point of view, but also from an **environmental\nand social perspective** .\n\nSustainability reporting has been prepared taking into consideration\ninternationally accepted guidelines, such as the **Sustainable Development\nGoals** (SDGs) and the **GRI Sustainability Reporting Standards** (GRI\nStandards), the most authoritative and widespread models in the field of non-\nfinancial reporting.\n\nThe reporting activity is based on a triple level: **governance** , **social**\nand **environmental** . The areas that are most likely to influence the\nstrategic choices of Microfinance and its stakeholders have been identified\nthrough an analysis conducted internally involving governance and the\ncorporate population in general.\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_1.jpg\n\"report_slide_1\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_2.jpg\n\"report_slide_2\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_3.jpg\n\"report_slide_3\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_8.jpg\n\"report_slide_8\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_5.jpg\n\"report_slide_5\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_6.jpg\n\"report_slide_6\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/08/Report-2021-slider-sito.jpg \"Report 2021 - slider\nsito\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/08/report_slide_10.jpg \"report_slide_10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_9.jpg\n\"report_slide_9\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_4.jpg\n\"report_slide_4\")\n\n###  Areas of intervention\n\nDuring 2021, Microfinanza has implemented several projects in Italy, Europe\nand around the world, with the aim of fostering a process of financial and\nsocial inclusion, in order to ensure opportunities and rights to everyone,\nwhile respecting diversity and authentic sustainability.  \nThe leitmotif of Microfinance\u2019s work is sustainable development, for a\nlasting, inclusive economic growth, with a focus on reducing inequalities,\nsupporting the empowerment of women by fostering their integration into\nsociety.\n\nMicrofinance interventions in 2021 covered:\n\n  * Technical cooperation with financial institutions, for monitoring and evaluation \n  * The promotion of green and rural finance \n  * Financial education and social entrepreneurship \n\n[ DOWNLOAD THE REPORT ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/09/Report_Sostenibilita%CC%80_Microfinanza_2021.pdf)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/microfinanza-corporate-\nsustainability-report/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&t=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20Corporate%20Sustainability%20Report&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&title=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Corporate%20Sustainability%20Report&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&t=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20Corporate%20Sustainability%20Report&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&title=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Corporate%20Sustainability%20Report&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&ui=2&tf=1)\n\n",
                "url": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
            },
            "reason": "This is a report hosted on the official Microfinanza website, making it a highly reliable source of information about the company's sustainability efforts.",
            "reliability_score": 0.9,
            "search_query": "company 'Microfinanza S.r.l.' customers stakeholders",
            "summary": "This is a report hosted on the official Microfinanza website, making it a highly reliable source of information about the company's sustainability efforts.",
            "url": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
        },
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                    "source": "https://www.facebook.com/microfinanzasrl/"
                },
                "page_content": "[ ](//www.facebook.com/)\n\n#  Sorry, something went wrong.\n\nWe're working on getting this fixed as soon as we can.\n\n[ Go back ](//www.facebook.com/)\n\nMeta \u00a9 2025 \u00b7 [ Help ](//www.facebook.com/help/?ref=href052)\n\n",
                "url": "https://www.facebook.com/microfinanzasrl/"
            },
            "reason": "This is the official Facebook page of Microfinanza S.r.l. While social media can contain biased information, it serves as a direct channel for the company to communicate with the public.",
            "reliability_score": 0.8,
            "search_query": "company 'Microfinanza S.r.l.' customers stakeholders",
            "summary": "This is the official Facebook page of Microfinanza S.r.l. While social media can contain biased information, it serves as a direct channel for the company to communicate with the public.",
            "url": "https://www.facebook.com/microfinanzasrl/"
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                    "source": "https://www.mf-rating.com/"
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                "page_content": "#  MFR Global Rating Agency\n\n##  MFR provides assessments, data and technical expertise for the sustainable\nfinance industry\n\n[ Who We Are ](https://www.mf-rating.com/global-rating-agency/)\n\n#  Listening to the Market\n\n##  Upgraded Rating Methodology\n\n[ Rating Services ](https://www.mf-rating.com/pcategory/rating-products-and-\nservices/)\n\nSERVICES\n\n#  Solutions for your Needs\n\n**REGULATORS**\n\n**OTHERS**\n\n[ Download Product Map ](https://www.mf-rating.com/wp-\ncontent/uploads/2021/06/Product-map-MFR-ENG-Jun21.pdf)\n\n** 0  \\+ ** CONDUCTED  \nASSIGNMENTS\n\n** 0  \\+ ** VISITED  \nCOUNTRIES\n\n** > 0  % ** * GLOBAL  \nMARKET SHARE\n\n** 0  % ** CUSTOMERS SATISFIED  \nWITH THE TEAM\n\n* Number ratings and certifications conducted by MFR / total number ratings and certifications known to have been conducted by all rating agencies specialized in inclusive finance from 2014 to 2021 \n\nREPORTS\n\n#  Newly Issued Ratings\n\nINSTITUTION  |  REPORT  |  COUNTRY  |  AREA  |  GRADE  |  LANGUAGE  |  ISSUE DATE   \n---|---|---|---|---|---|---  \n**LendMN NBFI JSC** |  Client Protection Certification  |  MONGOLIA  |  ECA (NON-EU COUNTRIES)  |  **Certified**   \nSilver  |  English  |  February 2025   \n**Belstar** |  Client Protection Certification  |  INDIA  |  SSEA  |  **Certified**   \nGold  |  English  |  February 2025   \n**Advans Tunisie** |  Client Protection Certification  |  TUNISIA  |  MENA  |  **Certified**   \nGold  |  French  |  February 2025   \n**ACBA Bank** |  Client Protection Certification  |  ARMENIA  |  ECA (NON-EU COUNTRIES)  |  **Certified**   \nGold  |  English  |  February 2025   \n**Sindhuja Microcredit** |  Client Protection Certification  |  INDIA  |  SSEA  |  **Certified**   \nBronze  |  English  |  February 2025   \n**Kinara Capital** |  Client Protection Certification  |  INDIA  |  SSEA  |  **Certified**   \nGold  |  English  |  February 2025   \n**Finca Armenia** |  Client Protection Certification  |  ARMENIA  |  ECA (NON-EU COUNTRIES)  |  **Certified**   \nGold  |  English  |  February 2025   \n**Sindhuja Microcredit** |  Social Rating  |  INDIA  |  SSEA  |  **sBB+**   \n|  English  |  February 2025   \n**Ecofy Finance Private Limited** |  Client Protection Certification  |  INDIA  |  SSEA  |  **Certified**   \nSilver  |  English  |  February 2025   \n**ADISA** |  Social Rating  |  GUATEMALA  |  LAC  |  **sBB-**   \n|  Spanish  |  January 2025   \n  \n[ View more __ ](https://www.mf-rating.com/reports/)\n\nSign up to Request a Report [ Get Started ](https://www.atlasdata.org/)\n\n###  Featured\n\n####  **Social Rating for SME Financial Service Providers**\n\n[ Read More ](https://www.mf-rating.com/featured/)\n\n###  Latest News\n\nJune 4, 2024\n\n####  [ MFR Credit Ratings launches to drive transparency and high-impact\ninvestments in inclusive and sustainable finance ](https://www.mf-\nrating.com/2024/06/04/mfr-credit-ratings-launches-to-drive-transparency-and-\nhigh-impact-investments-in-inclusive-and-sustainable-finance/)\n\n###  Recent Tweet __\n\n\\- 55 years ago\n\n**About us**\n\n  * [ Profile ](https://www.mf-rating.com/global-rating-agency/ \"Profile\")\n  * [ Management Team ](http://www.mf-rating.com/who-we-are/management/ \"Management Team\")\n  * [ Office Locations ](http://www.mf-rating.com/contacts/ \"Office Locations\")\n  * [ Careers ](http://www.mf-rating.com/careers/ \"Careers\")\n\n**Services**\n\n  * [ Ratings ](https://www.mf-rating.com/pcategory/rating-products-and-services/ \"Ratings\")\n  * [ Certifications ](http://www.mf-rating.com/pcategory/certification-services/ \"Certifications\")\n  * [ Assessments ](https://www.mf-rating.com/pcategory/investors-and-regulators-assessments/ \"Assessments\")\n  * [ Training ](https://www.mf-rating.com/pcategory/training/ \"Training\")\n  * [ Projects ](https://www.mf-rating.com/pcategory/data-platform-easi-kfw-and-other-projects/ \"Projects\")\n\n**Useful links**\n\n  * [ Our platfom Atlas ](https://www.atlasdata.org/ \"Our platfom Atlas\")\n  * [ Reports ](http://www.mf-rating.com/reports/ \"Reports\")\n  * [ Publications ](http://www.mf-rating.com/publications/ \"Publications\")\n  * [ Contact Us ](http://www.mf-rating.com/contacts/ \"Contact Us\")\n\n**Newsletter**\n\n[ Privacy Policy ](https://mf-rating.gdpr.oa2000.com/gdpr \"Privacy Policy\") |  Cookies  | [ Credit ](https://www.dieffe.tech/ \"Credit\")   \n\u00a9 2020 MICROFINANZA RATING SRL PI/CF 05241210961. ALL RIGHTS RESERVED.\n\nFollow us on  [ __ ](https://twitter.com/microfinrating) [ __\n](https://www.linkedin.com/company/mf-rating/)\n\nWe use cookies to ensure that we give you the best experience on our website.\nIf you continue to use this site we will assume that you are happy with it.\nOk  No\n\n",
                "url": "https://www.mf-rating.com/"
            },
            "reason": "This page mentions Microfinanza Rating, which is related to the search query about Microfinanza S.r.l. It appears to be a rating agency, suggesting a moderate level of reliability due to its professional function, but it's not an official company source.",
            "reliability_score": 0.7,
            "search_query": "company 'Microfinanza S.r.l.' customers stakeholders",
            "summary": "This page mentions Microfinanza Rating, which is related to the search query about Microfinanza S.r.l. It appears to be a rating agency, suggesting a moderate level of reliability due to its professional function, but it's not an official company source.",
            "url": "https://www.mf-rating.com/"
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                    "source": "https://www.microfinanza.com/services/"
                },
                "page_content": "###  Services and Tools\n\n#  We can support you with our expertise in: Advisory and Technical\nAssistance, Training and Capacity Development, Assessment, study and research,\nevaluation, Feasibility study and Project formulation\n\nServices\n\nTools\n\n##  Our Services\n\n###  **Training and Capacity Development**\n\nTraining activities are offered in the different areas of expertise, including\nfinancial education which represents a core activity and the starting point of\nfinancial inclusion. Training modules are delivered to financial institutions\nstaff, practitioners, vulnerable communities and relevant stakeholders. Tailor\nmade training tools are developed for different targets such as migrants,\nrefugees, prisoners, students, NEETS and entrepreneurs.\n\n###  ****\n\n###  ****\n\n###  **Advisory and Technical Assistance**\n\nMicrofinanza offers tailored desk and field support based on clients\u2019 specific\nneeds and objectives. Additionally, the company provides technical assistance\nto key players in the microfinance sector stakeholders to strengthen their\ncapacity.\n\n###  **Assessments, evaluations and researches**\n\nProgrammes and projects assessment and evaluation complement the services\noffered by the Company which has a consolidated evaluation methodology from\nthe analysis of the Theory of Change framework and use of the evaluation\nmatrix to the assessment of the six OECD/DAC evaluation criteria (relevance,\ncoherence, efficiency, effectiveness, impact and sustainability). Microfinanza\nalso offers market studies as part of their comprehensive service portfolio.\n\n###  **Feasibility studies and development of projects and programmes**\n\nMicrofinanza has a strong experience in the development of projects and\nprogrammes in the fields of financial inclusion, rural development, socio-\neconomic development and business financing, as well as in the drafting of\ninnovative financing models and mechanisms tailored to different socio-\ncultural and environmental contexts.\n\n##  Tools\n\n#####  StarToolkit\u00a9\n\nA tool for pre-assessing and monitoring the economic sustainability of social\nbusinesses.\n\nMicrofinanza has developed a business plan generating tool (StartToolKit\u00a9),\nwhich has been successfully tested and applied on the field with a number of\ncooperatives/SMEs operating in different rural and urban contexts. It is a\nhighly flexible and accurate tool that guides the entrepreneur in the\ndefinition of a business plan, from conception of the business idea to the\ncalculation of the financial estimates and the break-even level, according to\n**an intuitive method which considers real expectations based on the\nentrepreneur\u2019s technical knowledge and experience** .\n\nThis method, besides providing consistent financial estimates and defining the\nreal financial need of the enterprise, assesses the ability of the\nentrepreneur to organize and understand the basic processes of his/her\nbusiness, while assessing at the same time the specific areas in which he/she\nrequires more support.\n\nThe tool incorporates a **system to monitor** the economic results that can be\neasily used by each entrepreneur.\n\n#####  QEF\u00a9\n\nA financial education toolkit aimed at boosting people\u2019s financial\ncapabilities and social capital\n\nMicrofinanza has designed two experience-based learning programs on financial\neducation and social entrepreneurship, one aimed at training trainers and one\ntargeting financially vulnerable recipients such as migrants and refugees,\nyouth and students, women and rural residents.  \nThe learning toolkit, called QEF\u00a9, is composed of learning modules, exercises,\ngames, practical tools for budgeting and savings management (including a\nfamily saving notebook), online learning modules (available in Italian at [\nwww.microfinanza.it ](https://microfinanzaesviluppo.it/) ) and it is organized\ninto five macro-categories:\n\n  1. Tracking cash flows and budgeting \n  2. Savings management \n  3. Debt management \n  4. Access to formal financial services \n  5. Entrepreneurship and financial negotiations \n\nWithin these categories several topics are tackled, including tracking cash\nflows and budget goals, basic elements to know for borrowing, means of\npayment, job search, taxes, duties and tax returns, management of housing,\nutilities, children, transport and living expenditures, setting up and\nmanagement of savings club and collective mutual schemes, borrowing,\ninsurance, inheritance issues, retirement and termination benefits, investment\ntools. Entrepreneurship modules include design of business models and business\nplans, governance, financial management, double- entry book-keeping\nprinciples, marketing and negotiations. The training program for trainers also\ndeals with principles of Islamic finance, behavioral economics and\nmethodologies for assessing outcomes of financial education.\n\n#####  MOI\u00a9\n\n###  Matrix of Outcome Indicators (MOI\u00a9)\n\nA tool for designing and conducting tailored outcomes assessments\n\nThis is a global set of indicators carefully selected and refined among those\nsuggested by some of the best known international best practices (SPTF,\nCERISE, SPI4, CGAP) coupled with flexible ad hoc evaluation tools.  \nThe MOI mainly guides external evaluations, impact studies and support to\ninstitutions in implementing internal measuring system, but it is also useful\nfor designing and delivering technical assistance interventions, capacity\nbuilding or training activities.\n\nOur set of indicators has three main categories evaluating different\ndimensions of sustainability, which are linked to [ the UN sustainable\ndevelopment goals ](http://www.un.org/sustainabledevelopment/sustainable-\ndevelopment-goals) .\n\nWithin the MOI database, indicators are selected depending on clients\u2019 needs\nand goals and guide the development of tailored assessment tools such as\nquestionnaires, focus group guidelines and evaluation/research matrices.\n\n#####  REEP Demo \u00a9\n\nA Reduction Expense Energy Product Delivery Model aimed at improving access to\ngreen energies and finance for people at the base of the economic pyramid.\n\nMicrofinanza has conducted field experiences aiming at improving access to\ngreen energies through access to finance for people at the base of the pyramid\n(individuals and micro and small enterprises). The main guiding principle of\nthis tool-kit is to identify the most suitable products according to relevant\nneeds and opportunities and to improve the delivery channels and distribution\nmechanisms.  \nThe tool is the result of an experience-based project conducted in different\nsub-Saharan countries. Its main goal and added value is to strengthen, mainly\nin off-grid areas, the distribution of new energy-saving technologies such as\nsolar lanterns, bio-digesters, eco-toilets or improved cook stoves. The use of\nthese products improves the life of the population and helps reduce\nenvironmental impact.  \nFinancial institutions and technology providers are involved with the\nintention of understanding the challenges associated with access to, and\nmanagement of, credit, as well as issues concerning procurement, maintenance\nand disposal of green technologies, and historical and future patterns of\ndemand.\n\nThe main actors involved are three: the client in need of new green technology\nproducts, the microfinance institution that can facilitate access to finance\nand the technology provider delivering the green technology at field level.\n\nThe REEP-Demo \u00a9 focuses on gathering and analyzing data on the following key\nareas: i) governance, ii) country and market overview, iii) areas of\noperation, iv) marketing strategy, v) pricing, margins and incentives, vi)\nafter-sales services, vii) channels and delivery models. The result of this\nanalysis provides an estimation of the household\u2019s monthly energy expenses and\nsavings compared to other energy options as well as the incentive from the\nmicrofinance institution.\n\n#####  Governance self-evaluation tool\u00a9\n\nA tool for self-evaluating the governance in an MFI\n\nIn collaboration with PROMIFIN COSUDE managed by TRIODOS FACET, a\nMicrofinanza\u2019s partner developed a technical guide and tool intended to\nevaluate the effectiveness of MFI governance in providing oversight and\nstrategic guidance.\n\nThe tool is composed of:\n\n  * A tool to self-evaluate effective corporate governance of a Microfinance Institution (EXCEL FILE). The Excel Model can be used by the Directors of an MFIs, but can also be used by a wider group of actors (consultants, raters, investors, networks, etc.). \n  * A Technical Guide to use this tool (PDF FILE) \u2013 The Technical Guide aims to provide simple, clear and pratical instructions on HOW an MFI can implement an Excel tool for the (self-)evaluation of its governance in an MFI (with or without the guidance of a consultant). \n\nThe originality of the proposed Model reflects the variety of inputs and\nsources that contributed to its creation. The Model and the associated\nTechnical Guide should be considered as a starting point to be enriched with\nfeedback and examples from its users as long as they accept to communicate\nresults to its creators. Directors of MFIs, professionals of the field and\nspecialists of the subject are invited to revise it, use it as practically and\nmodify it or develop the aspects that they consider most appropriate.\n\n_IMPORTANT NOTE: All guides and tools have been produced with public money and\nhence are Public Goods, so please feel free to use and share them, but please\nnote that they have been developed under the \u201c10-year PROMIFIN program\n(SDC/COSUDE) funded by the Swiss Cooperation in Central America and executed\nby Triodos Facet\u201d._\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "[ ](//www.facebook.com/)\n\n#  Sorry, something went wrong.\n\nWe're working on getting this fixed as soon as we can.\n\n[ Go back ](//www.facebook.com/)\n\nMeta \u00a9 2025 \u00b7 [ Help ](//www.facebook.com/help/?ref=href052)\n\n",
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                "page_content": "Vai al contenuto principale\n\n#  Microfinanza\n\n##  Servizi finanziari\n\n###  Vicenza, Veneto  2.331 follower\n\n####  Think. Innovate. Implement. For a good finance, good for everyone. No\nfinancial barrier.\n\n[ Segui\n](https://www.linkedin.com/login/it?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&fromSignIn=true&trk=top-card_top-card-secondary-button-top-card-secondary-\ncta)\n\n  * [ Visualizza tutti i dipendenti (16)  ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&_l=it&trk=org-employees_cta_face-pile-cta)\n\n  * [ Segnala azienda ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=top-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=COMPANY&_f=guest-reporting)\n\n##  Chi siamo\n\nMicrofinanza Srl is a consulting company with more than 20 years of experience\nin providing services in the field of financial inclusion. Our experts provide\nin-depth analysis of the medium and long-term outcomes stemming from diverse\ninterventions within the field of financial inclusion and social\nentrepreneurship. Microfinanza offers services in: \\- Monitoring and\nEvaluation \\- Financial education \\- Technical cooperation \\- Green and rural\nMicrofinance Microfinanza has implemented projects in regions including Sub-\nSaharan Africa, Asia and South-East Asia, MENA Region, Central Asia and the\nCaucasus, Latin America and the Caribbean, the Balkans and Europe,\ncollaborating with over hundred organizations worldwide.\n\nSito Web\n\n     [ http://microfinanza.com  ](https://www.linkedin.com/redir/redirect?url=http%3A%2F%2Fmicrofinanza%2Ecom&urlhash=8Pi4&trk=about_website)\n\nLink esterno per Microfinanza\n\nSettore\n\n     Servizi finanziari \n\nDimensioni dell\u2019azienda\n\n     2-10 dipendenti \n\nSede principale\n\n     Vicenza, Veneto \n\nTipo\n\n     Societ\u00e0 privata non quotata \n\nSettori di competenza\n\n     Microfinanza, Micro-PMI, Finanza Etica, Finanza per lo sviluppo urbano e rurale, Educazione finanziaria e Orientamento all'impresa \n\n##  Localit\u00e0\n\n  * Principale \n\nStradella Della Racchetta, 22\n\nVicenza, Veneto 36100, IT\n\n[ Ottieni indicazioni\n](https://www.bing.com/maps?where=Stradella+Della+Racchetta%2C+22+Vicenza+36100+Veneto+IT&trk=org-\nlocations_url)\n\n##  Dipendenti presso Microfinanza\n\n  * ### [ Francesco Terreri  Associazione Microfinanza e Sviluppo - Il T Quotidiano  ](https://it.linkedin.com/in/francesco-terreri-6896689?trk=org-employees)\n  * ### [ Davide Libralesso  Senior Expert, Sustainable and Development Finance  ](https://it.linkedin.com/in/davide-libralesso-494768b?trk=org-employees)\n  * ### [ Giampietro Pizzo  President at Microfinanza srl  ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=org-employees)\n  * ### [ Raguzzoni Katia  Partner and member of the BoD at Microfinanza Srl Advisory and Technical Assistance on Financial Inclusion  ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=org-employees)\n\n[ Vedi tutti i dipendenti\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&_l=it&trk=public_biz_employees-\njoin)\n\n##  Aggiornamenti\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmus-for-young-entrepreneurs-34th-network-activity-7312745605146013696-tzHs)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n4 settimane  Modificato\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nStrengthening Partnerships & Supporting Young Entrepreneurs! On March 18-19, [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) had the pleasure of\nparticipating in the 34th Network Meeting of [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) (EYE) in [ #Bergamo\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbergamo&_l=it&trk=organization_guest_main-\nfeed-card-text) . This inspiring event brought together key stakeholders from\nacross [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&_l=it&trk=organization_guest_main-\nfeed-card-text) to exchange ideas, share best practices, and explore new ways\nto strengthen the EYE program. Attending such events enables us to remain at\nthe forefront of entrepreneurial support, continuously refining our approach\nand contributing to the development of a dynamic ecosystem for [\n#youngentrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udc4f A huge thank you to the organizers and all participants\nfor making this meeting a success! We look forward to continuing our\ncollaboration and driving impactful initiatives within [ Erasmus For Young\nEntrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) ! [ European\nInnovation Council and SMEs Executive Agency (EISMEA)\n](https://be.linkedin.com/company/eismea?trk=organization_guest_main-feed-\ncard-text) , [ European Commission ](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) , [ Eurochambres\n](https://be.linkedin.com/company/eurochambres?trk=organization_guest_main-\nfeed-card-text) [ Miroslava Markova ](https://bg.linkedin.com/in/miroslava-\nmarkova-762b21195?trk=organization_guest_main-feed-card-text) , [ Daniele\nNicolai ](https://it.linkedin.com/in/daniele-\nnicolai-61082013a?trk=organization_guest_main-feed-card-text) , Jose\nFernandez, [ Denize P. ](https://lv.linkedin.com/in/denize-\nponomarjova?trk=organization_guest_main-feed-card-text) , [ Zuhal Selcuk\n](https://tr.linkedin.com/in/zuhal-selcuk-697163a?trk=organization_guest_main-\nfeed-card-text) , [ Valbona Elmazi(Dervishi)\n](https://al.linkedin.com/in/valbona-elmazi-\ndervishi-16513b20?trk=organization_guest_main-feed-card-text) , [ Greta\n\u0160imukauskait\u0117\n](https://lt.linkedin.com/in/greta-%C5%A1imukauskait%C4%97-b017b317a?trk=organization_guest_main-\nfeed-card-text) , [ No\u00e9mie Taillis ](https://fr.linkedin.com/in/no%C3%A9mie-\ntaillis?trk=organization_guest_main-feed-card-text) , [ Mike Triantafillou\n](https://gr.linkedin.com/in/mike-\ntriantafillou-62a8a9231?trk=organization_guest_main-feed-card-text) , [\nWolfgang Spiess-Knafl ](https://at.linkedin.com/in/wolfgang-spiess-\nknafl?trk=organization_guest_main-feed-card-text) , [ Andrii Lotariev\n](https://ua.linkedin.com/in/andrii-\nlotariev-a9443720?trk=organization_guest_main-feed-card-text) , [ Matteo\nSolivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) and [ Olha\nChervinska\n](https://pl.linkedin.com/in/olhachervinska?trk=organization_guest_main-feed-\ncard-text) [ KROK University\n](https://ua.linkedin.com/school/%D1%83%D0%BD%D1%96%D0%B2%D0%B5%D1%80%D1%81%D0%B8%D1%82%D0%B5%D1%82-%D0%B5%D0%BA%D0%BE%D0%BD%D0%BE%D0%BC%D1%96%D0%BA%D0%B8-%D1%82%D0%B0-%D0%BF%D1%80%D0%B0%D0%B2%D0%B0-%D0%BA%D1%80%D0%BE%D0%BA/?trk=organization_guest_main-\nfeed-card-text) [ European Center for Social Finance\n](https://de.linkedin.com/company/ecsocfin?trk=organization_guest_main-feed-\ncard-text) [ KAINOTOMIA Center for Lifelong Learning (I.C.L.L)\n](https://gr.linkedin.com/in/kainotomia-lifelong-learning-\ncenter?trk=organization_guest_main-feed-card-text) [ Youth Business Poland\n(YBP) ](https://pl.linkedin.com/company/youth-business-\npoland?trk=organization_guest_main-feed-card-text) , [ Kauno prekybos,\npramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts)\n](https://lt.linkedin.com/company/kauno-pramon%C4%97s-prekybos-ir-\namat%C5%B3-r%C5%ABmai-kaunas-chamber-of-commerce-industry-and-\ncrafts?trk=organization_guest_main-feed-card-text) @Zeytin Grup [ Selego\n](https://fr.linkedin.com/company/selegostudio?trk=organization_guest_main-\nfeed-card-text) , [ NOA.Financojme ](https://al.linkedin.com/company/noa-\nsha?trk=organization_guest_main-feed-card-text) European Studies Master's at\nUniversity of Latvia [ Jinishian Memorial Foundation\n](https://am.linkedin.com/company/jinishian-memorial-\nfoundation?trk=organization_guest_main-feed-card-text) [ CGIA Mestre\n](https://www.linkedin.com/company/cgia-mestre?trk=organization_guest_main-\nfeed-card-text) Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad [\nhttps://lnkd.in/dF-az483 ](https://lnkd.in/dF-\naz483?trk=organization_guest_main-feed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Networking\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fnetworking&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Innovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finnovation&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Ferasmus-\nfor-young-entrepreneurs-34th-network-\nmeeting%2F&urlhash=oCj_&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 19\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://fr.linkedin.com/posts/microfinanza-srl_eidmubarak-paix-solidarit%C3%A9-activity-7311311141815640064-mVH8)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n1 mese\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83c\udf19\u2728 \ud835\uddd8\ud835\uddf6\ud835\uddf1 \ud835\udde0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddf8 \u2728\ud83c\udf19 Toute l\u2019\u00e9quipe de Microfinanza adresse ses meilleurs v\u0153ux \u00e0\nnos partenaires et coll\u00e8gues de la communaut\u00e9 musulmane \u00e0 l\u2019occasion de l\u2019E\u00efd-\nul-Fitr. Que cette f\u00eate soit un moment de paix, de partage et d\u2019espoir. Nos\npens\u00e9es vont particuli\u00e8rement aux communaut\u00e9s affect\u00e9es par les conflits et\nles crises, en esp\u00e9rant que la solidarit\u00e9 et l\u2019entraide ouvrent la voie vers\nun avenir meilleur. [ #EidMubarak\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feidmubarak&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Paix\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpaix&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Solidarit\u00e9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsolidaritAez&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 16\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` ` [ 1 commento\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_bestpractices-successstories-challenges-activity-7308083249405222912-6kWM)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n1 mese\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nThe \ud835\udfef\ud835\udff0\ud835\ude01\ud835\uddf5 \ud835\uddd8\ud835\uddec\ud835\uddd8 \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 is now taking place in the fantastic frame of the [\nCentro Congressi Bergamo\n](https://it.linkedin.com/company/centrocongressibergamo?trk=organization_guest_main-\nfeed-card-text) ! \ud83d\udd34 Live now from the \"EYE Entrepreneurial Journeys\" session,\nwhere inspiring local entrepreneurs, Intermediary Organisations, and\nrepresentatives from the [ European Commission\n](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) come together to share\n[ #bestpractices\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbestpractices&_l=it&trk=organization_guest_main-\nfeed-card-text) , [ #successstories\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsuccessstories&_l=it&trk=organization_guest_main-\nfeed-card-text) , and the [ #challenges\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fchallenges&_l=it&trk=organization_guest_main-\nfeed-card-text) faced throughout the programme. \ud83d\udd0d A special highlight of the\nsession is Ms. Iryna Luts , President of Ucraina Pi\u00f9 Milano and a Host\nEntrepreneur supported by [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , who is sharing her personal\njourney on stage. Her story is a powerful example of how entrepreneurial\nspirit and dedication can drive positive change, even in the face of adversity\n\ud83d\ude4c\ud83c\udffc We are proud to support initiatives that empower entrepreneurs and foster\ninclusive economic growth within [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program! [\n#entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #EYE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #EYE34NM\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye34nm&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 14\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_microfinanza-value-development-organise-activity-7302298750637506560-Jdqz)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n1 mese\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udde5\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf6\ud835\uddfb\ud835\uddf8\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddd6\ud835\uddfc\ud835\uddff\ud835\uddf2 \ud83d\udca1 On\nFebruary 27, 2025, [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) and [ Value Development\nConsulting ](https://tn.linkedin.com/company/value-development-\nconsulting?trk=organization_guest_main-feed-card-text) brought together key\nactors for a strategic workshop on \"\ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\udde6\ud835\ude02\ud835\ude00\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddef\ud835\uddf9\ud835\uddf2\n\ud835\uddd8\ud835\uddf0\ud835\uddfc\ud835\ude00\ud835\ude06\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfa\ud835\ude00: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddfd\ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddee\ud835\uddf0\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddd9\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\ude01\ud835\uddff\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\ude00 \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee\u2019\ud835\ude00\n\ud835\uddd9\ud835\ude02\ud835\ude01\ud835\ude02\ud835\uddff\ud835\uddf2.\" With Tunisia at a strategic turning point, this think tank fostered\ndialogue among development partners, financial institutions, and public-\nprivate stakeholders to explore innovative financing solutions, social\nentrepreneurship, and sustainable territorial ecosystems. The goal? Concrete,\nimpact-driven solutions to strengthen financial inclusion, local investment,\nand resilient economic models, in line with Tunisia Vision 2035. \ud83d\udc4f A special\nthanks to all participants and organizers who made this event a success! Your\ncontributions are shaping the future of inclusive and sustainable development\nin Tunisia. Let\u2019s keep the momentum going! [ Giampietro Pizzo\n](https://it.linkedin.com/in/giampietro-\npizzo-b3069112?trk=organization_guest_main-feed-card-text) , [ Raguzzoni Katia\n](https://it.linkedin.com/in/raguzzoni-\nkatia-329b2226?trk=organization_guest_main-feed-card-text) , [ Fabio\nMalanchini ](https://it.linkedin.com/in/fabio-\nmalanchini?trk=organization_guest_main-feed-card-text) , [ Med Atef Hermessi\n](https://tn.linkedin.com/in/med-atef-\nhermessi-a08b9377?trk=organization_guest_main-feed-card-text) , [ Marianna\nMartino ](https://it.linkedin.com/in/marianna-\nmartino-72629360?trk=organization_guest_main-feed-card-text) , [ Ana Maria\nBrinzanu ](https://tn.linkedin.com/in/ana-maria-\nbrinzanu-8977161b7?trk=organization_guest_main-feed-card-text) , [ Mohamed\nMadhkour ](https://tn.linkedin.com/in/mohamed-\nmadhkour-5a903119?trk=organization_guest_main-feed-card-text) , [ marouane\nchikhaoui ](https://tn.linkedin.com/in/marouane-\nchikhaoui-8520492b?trk=organization_guest_main-feed-card-text) , [ Eya Amdouni\n](https://tn.linkedin.com/in/eya-\namdouni-0a3819154?trk=organization_guest_main-feed-card-text) , [ Sirine\nCHAOUACHI ](https://tn.linkedin.com/in/sirine-\nchaouachi-7065b11a5?trk=organization_guest_main-feed-card-text) [ Abdou\nBouarada ](https://tn.linkedin.com/in/abdou-\nbouarada?trk=organization_guest_main-feed-card-text) , [ Kais Affes\n](https://tn.linkedin.com/in/ka%C3%AFsaffes?trk=organization_guest_main-feed-\ncard-text) , @Akrout Riadh, [ Anis ALLOUCHE\n](https://tn.linkedin.com/in/anisallouche?trk=organization_guest_main-feed-\ncard-text) , @Youssef Bechaouch, [ Maya Jerbi\n](https://tn.linkedin.com/in/mayajerbi?trk=organization_guest_main-feed-card-\ntext) , [ Fatma Ezzahraa Bouallegui ](https://tn.linkedin.com/in/fatma-\nezzahraa-bouallegui-736665aa?trk=organization_guest_main-feed-card-text) , [\nYosra Bouaziz ](https://tn.linkedin.com/in/yosra-\nbouaziz-7100941a1?trk=organization_guest_main-feed-card-text) , [ Ilhem Brini\n](https://tn.linkedin.com/in/ilhembrini?trk=organization_guest_main-feed-card-\ntext) , [ Cristina Cabutto ](https://tn.linkedin.com/in/cristina-\ncabutto-731351b4?trk=organization_guest_main-feed-card-text) , [ Pui Yee Chan\n](https://tn.linkedin.com/in/pui-yee-\nchan-15578814?trk=organization_guest_main-feed-card-text) , [ Carl Daspect\n](https://tn.linkedin.com/in/carl-\ndaspect-456b7626?trk=organization_guest_main-feed-card-text) , [ Kamel Ellefi\n](https://tn.linkedin.com/in/kamel-\nellefi-67725759?trk=organization_guest_main-feed-card-text) , [ Eng. Imed\nGharbi ](https://tn.linkedin.com/in/imedgharbi?trk=organization_guest_main-\nfeed-card-text) , @Anis Kelifi, [ mahmoud mansour\n](https://tn.linkedin.com/in/mahmoud-\nmansour-a78019107?trk=organization_guest_main-feed-card-text) , [ Sahar Mechri\n](https://tn.linkedin.com/in/sahar-\nmechri-289a1a109?trk=organization_guest_main-feed-card-text) , [ Lotfi\nMessaoudi ](https://tn.linkedin.com/in/lotfi-\nmessaoudi?trk=organization_guest_main-feed-card-text) , [ denise salustri\n](https://tn.linkedin.com/in/denise-\nsalustri-202087123?trk=organization_guest_main-feed-card-text) , Lemia Thabet\nChekir, [ Jan Hendrik van Zoelen Cort\u00e9s\n](https://tn.linkedin.com/in/janhvanzoelen?trk=organization_guest_main-feed-\ncard-text) , [ Hamda Zeramdini ](https://tn.linkedin.com/in/hamda-\nzeramdini-28b2b2117?trk=organization_guest_main-feed-card-text) , [ Besma\nGhozzi ](https://tn.linkedin.com/in/besma-ghozzi?trk=organization_guest_main-\nfeed-card-text) , [ Chlo\u00e9 Guerrini\n](https://tn.linkedin.com/in/chlo%C3%A9-guerrini-74558b168?trk=organization_guest_main-\nfeed-card-text) , [ Adriana Arduz ](https://es.linkedin.com/in/adriana-\narduz-118564131?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Check-out our\nlatest online article: [ https://lnkd.in/dfSfDrig\n](https://lnkd.in/dfSfDrig?trk=organization_guest_main-feed-card-text) [\n#LocalDevelopment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Flocaldevelopment&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #FinancialInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinnovation&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SustainableGrowth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainablegrowth&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Tunisia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ftunisia&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #PublicPrivatePartnerships\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpublicprivatepartnerships&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Fmicrofinanza-\nvalue-development-organise-a-think-tank-on-financial-innovation-in-\ntunis%2F&urlhash=-AuM&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 37\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmusforyoungentrepreneurs-globalopportunities-activity-7297261093222060033-3S7c)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n2 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\ude80 Exciting news from the [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program - EYE! \ud83c\udf0d EYE\nis expanding its network to four key global innovation hubs: the UK, the USA,\nCanada, and Singapore. This milestone marks a major step in supporting\nEuropean entrepreneurs with international opportunities, mentorship, and\naccess to dynamic business ecosystems. By fostering global partnerships, EYE\nis empowering SMEs to scale, innovate, and thrive in competitive markets. With\nnearly 13,000 exchanges completed and 26,000 entrepreneurs engaged, this\nexpansion opens new doors for emerging businesses. \ud835\udddd\ud835\uddfc\ud835\uddf6\ud835\uddfb \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddf7\ud835\uddfc\ud835\ude02\ud835\uddff\ud835\uddfb\ud835\uddf2\ud835\ude06 \u2708\ufe0f \ud83d\udd0d Learn\nmore about the program: [ https://lnkd.in/gZUVsCD\n](https://lnkd.in/gZUVsCD?trk=organization_guest_main-feed-card-text) \ud83d\udcac\nContact [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , your Italian local point: [\nproject@microfinanza.com\n](mailto:project@microfinanza.com?trk=organization_guest_main-feed-card-text)\n\ud83d\udc49\ud83c\udffd Read the lastest press release: [ https://lnkd.in/dA4JYnss\n](https://lnkd.in/dA4JYnss?trk=organization_guest_main-feed-card-text) [\n#ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #GlobalOpportunities\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fglobalopportunities&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SMEInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsmeinnovation&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 31\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_we-rise-incubator-accelerator-program-activity-7284917201021587457-hOvd)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n3 mesi  Modificato\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd8\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\ude04\ud835\uddf2\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd6\ud835\uddf5\ud835\uddee\ud835\uddfb\ud835\uddf4\ud835\uddf2 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \ud835\udddc\ud835\uddfb\ud835\uddf0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff & \ud835\uddd4\ud835\uddf0\ud835\uddf0\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddf4\ud835\uddff\ud835\uddee\ud835\uddfa The \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! Incubator & Accelerator Program is reshaping Kassala and Port Sudan entrepreneurship, empowering women- and youth-led micro, small, and medium enterprises (MSMEs) to thrive. Since its launch in March 2023, this initiative - funded by the [ European Union ](https://be.linkedin.com/company/european-union?trk=organization_guest_main-feed-card-text) and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) and [ UN Women ](https://www.linkedin.com/company/un-women?trk=organization_guest_main-feed-card-text) \\- has played a critical role in advancing financial inclusion, promoting gender equity, and strengthening resilience in Sudan. \ud83d\ude4c\ud83c\udffc In the midst of fragile context, resilience and innovation take center stage\ud83d\ude4c\ud83c\udffc \ud83d\udc49 Check out the last post on our website: [ https://lnkd.in/dvqzH8ui ](https://lnkd.in/dvqzH8ui?trk=organization_guest_main-feed-card-text) \ud83d\udc49 Find out more about the project: [ https://lnkd.in/dysRiH_p ](https://lnkd.in/dysRiH_p?trk=organization_guest_main-feed-card-text) [ SAVANNAH Innovation Labs ](https://sd.linkedin.com/company/savannah-innovation-labs?trk=organization_guest_main-feed-card-text) [ MDF | Empowering People, Creating Impact ](https://nl.linkedin.com/company/mdf-training-&-consultancy?trk=organization_guest_main-feed-card-text) [ MDF Africa ](https://nl.linkedin.com/in/mdf-africa-5a2247158?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&_l=it&trk=organization_guest_main-feed-card-text) [ #WomenEmpowerment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwomenempowerment&_l=it&trk=organization_guest_main-feed-card-text) [ #YouthEntrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&_l=it&trk=organization_guest_main-feed-card-text) [ #Sustainability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainability&_l=it&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-feed-card-text) [ #Sudan ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudan&_l=it&trk=organization_guest_main-feed-card-text)\n\n` ` ` `\n\n[ 33\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` ` [ 5 commenti\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_financialinclusion-ybi-youthbusiness-activity-7283481063534829570-Iyq0)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n3 mesi  Modificato\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udce3 \ud83d\udce3 Exciting News! \ud83d\udce3 \ud83d\udce3 [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) is now part of the [ Youth\nBusiness International (YBI) ](https://uk.linkedin.com/company/youth-business-\ninternational-ybi-?trk=organization_guest_main-feed-card-text) network! For\nthe past 25 years, we\u2019ve been dedicated to advancing financial inclusion\nworldwide. Joining [ Youth Business International (YBI)\n](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card-text) creates new opportunities to\nstrengthen our impact, scale up initiatives, and collaborate with a global\nnetwork committed to empowering vulnerable groups. A big thank you to YBI for\nthe warm welcome \ud83d\ude4c\ud83c\udffc We\u2019re ready to embark on this journey together \ud83d\ude80 \ud83d\udc49\ud83c\udffd Check\nout our latest news: [ https://lnkd.in/d8XWHRXX\n](https://lnkd.in/d8XWHRXX?trk=organization_guest_main-feed-card-text) [\n#FinancialInclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #YBI\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybi&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #YouthBusiness\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthbusiness&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card_reshare_feed-actor-image)\n\n[ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-\nbusiness-international-ybi-?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n10.328 follower\n\n3 mesi\n\nWe're so pleased to welcome another new member to the YBI network this week: [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) ! Microfinanza Srl,\nbased in Italy, is an independent consultancy with 25 years of experience and\nin-depth knowledge of access to finance and financial inclusion challenges.\n\"We work to increase financial inclusion and make it permanent, globally.\nJoining the YBI Network means increasing the chance to positively impact\nvulnerable groups, scaling up our initiatives and sharing knowledge and good\npractices.\" We look forward to future discussions and projects on these topics\nwith Microfinanza.\n\n    * ` ` ` `\n\n[ 30\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_sudans-private-sector-resilient-in-war-crisis-activity-7283037323926097921-ddvC)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n3 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\uddfd\ud835\uddf6\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\ude01 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde6\ud835\ude02\ud835\uddf1\ud835\uddee\ud835\uddfb: \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01 \ud835\uddec\ud835\uddfc\ud835\uddf4\ud835\uddf6, \ud835\uddee \ud835\udde7\ud835\uddff\ud835\uddee\ud835\uddf6\ud835\uddf9\ud835\uddef\ud835\uddf9\ud835\uddee\ud835\ude07\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddf4\ud835\uddff\ud835\uddf6\ud835\uddef\ud835\ude02\ud835\ude00\ud835\uddf6\ud835\uddfb\ud835\uddf2\ud835\ude00\ud835\ude00 \ud83d\udca1 We are\nproud to highlight the incredible work of [ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard-text) , a Sudanese agribusiness making waves in the dairy sector. By\nproviding fresh, high-quality food products, supporting the local economy, and\ninspiring hope for other entrepreneurs in fragile contexts, Yogi exemplifies\nresilience and innovation. Led by its visionary founder, [ Nur Magid\n](https://sd.linkedin.com/in/nur-magid-0834a9206?trk=organization_guest_main-\nfeed-card-text) , Yogi is one of the many enterprises supported by the EUR 1\nmillion [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&_l=it&trk=organization_guest_main-\nfeed-card-text) \\- as part of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-\nfeed-card-text) ! program, funded by the European Union and implemented by [\nAICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-\nababa?trk=organization_guest_main-feed-card-text) (formerly [ Agenzia Italiana\nper la Cooperazione allo Sviluppo - Sede di Khartoum\n](https://sd.linkedin.com/company/aics-khartoum?trk=organization_guest_main-\nfeed-card-text) ). \ud83c\udfa5 Watch the full interview below and learn how Yogi leads\nthe way for impactful, private-sector-driven change \ud83d\udc47\ud83c\udffd\ud83d\udc47\ud83c\udffd In its second year,\nthe [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&_l=it&trk=organization_guest_main-\nfeed-card-text) is: \u2705 Empowering SMEs, cooperatives, and women\u2019s associations\nwith tailor-made business coaching. \u2705 Offering matching grants and leveraging\nan innovative blended finance mechanism to de-risk investments. \u2705\nStrengthening local value chains and contributing to the Sustainable\nDevelopment Goals (SDGs). Through these efforts, the fund is fostering\nresilience and paving the way for a more prosperous future in a country deeply\naffected by conflict and fragility. \ud83d\udce2 Stay tuned as we continue to share\nupdates on the champions of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-\nfeed-card-text) ! program and the innovative financial mechanisms developed by\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) to drive lasting impact in\nSudan. [ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #BlendedFinance\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fblendedfinance&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SDGs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsdgs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-\nfeed-card-text) !\n\n[ ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-\nfeed-card_reshare_feed-actor-image)\n\n[ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n209 follower\n\n3 mesi  Modificato\n\n\ud83d\udce2 Watch Our Founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-\nmagid-0834a9206?trk=organization_guest_main-feed-card_reshare-text) , Speak on\n[ CNBC Africa ](https://za.linkedin.com/company/cnbc-\nafrica?trk=organization_guest_main-feed-card_reshare-text) ! \ud83c\udf0d\u2728 In a powerful\ninterview, our founder Nur Magid shares Yogi\u2019s journey of resilience amidst\nSudan\u2019s ongoing challenges. With the country facing unprecedented levels of\nfood insecurity\u2014where 59% of rural households in Gedarif alone are severely\nfood insecure\u2014Yogi is making a meaningful impact by providing affordable,\nnutritious yoghurt to those who need it most. Nur discusses: \u2705 How Yogi is\naddressing critical food shortages and supporting communities during this\ncrisis. \u2705 The importance of collaborating with organizations like [ World Food\nProgramme ](https://it.linkedin.com/company/unwfp?trk=organization_guest_main-\nfeed-card_reshare-text) and [ UNICEF\n](https://www.linkedin.com/company/unicef?trk=organization_guest_main-feed-\ncard_reshare-text) to expand efforts and provide sustainable food solutions. \u2705\nWhy Sudan remains a promising destination for impactful investments and\nopportunities, even in challenging times. \u2705 The essential role of Public-\nPrivate Partnerships (PPPs) and grants in scaling operations and maximising\nimpact. \ud83c\udf1f Yogi is more than a business\u2014it\u2019s a mission to build resilience,\nfoster recovery, and create hope for Sudan. \ud83c\udfa5 Watch the full interview below\nand learn how Yogi leads the way for impactful, private-sector-driven change.\n[ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #YogiSudan\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyogisudan&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #EconomicRecovery\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feconomicrecovery&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #PartnershipForChange\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpartnershipforchange&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ Alessandro Baroni\n](https://no.linkedin.com/in/alexbaroni75?trk=organization_guest_main-feed-\ncard_reshare-text) [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-\naddis-ababa?trk=organization_guest_main-feed-card_reshare-text) [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) [ Costanza Barucci\n](https://it.linkedin.com/in/costanza-\nbarucci-04073b84?trk=organization_guest_main-feed-card_reshare-text) [\nhttps://lnkd.in/dU2zc2ZS\n](https://lnkd.in/dU2zc2ZS?trk=organization_guest_main-feed-card_reshare-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Ecnbcafrica%2Ecom%2Fmedia%2F6366773251112%2Fsudans-\nprivate-sector-resilient-in-war-\ncrisis%2F&urlhash=pHOU&trk=organization_guest_main-feed-card_reshare_feed-\narticle-content)\n\n` ` ` `\n\n[ 8\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` ` [ 2 commenti\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_%F0%9D%97%95%F0%9D%97%B2%F0%9D%98%80%F0%9D%98%81-%F0%9D%98%84%F0%9D%97%B6%F0%9D%98%80%F0%9D%97%B5%F0%9D%97%B2%F0%9D%98%80-%F0%9D%97%B3%F0%9D%97%BF%F0%9D%97%BC%F0%9D%97%BA-%F0%9D%97%A0%F0%9D%97%B6%F0%9D%97%B0%F0%9D%97%BF%F0%9D%97%BC-activity-7276917402473222145-MdRR)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n4 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd5\ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude04\ud835\uddf6\ud835\ude00\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde0\ud835\uddf6\ud835\uddf0\ud835\uddff\ud835\uddfc\ud835\uddf3\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude07\ud835\uddee \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udfee\ud835\udfec\ud835\udfee\ud835\udff1 A new year with hope and commitment.\nBuild bridges where divisions remain. Empower communities to grow. Protect our\nplanet for generations to come. Our wish for the year ahead is for everyone to\nembrace the responsibility to act with courage, compassion, and purpose.\nTogether, we can create a more inclusive, sustainable, and equitable world.\nHappy New Year from [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) 's team.\n\n    * ` ` ` `\n\n[ 26\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_futurlab-youthentrepreneurship-socialeconomy-activity-7270349946380328960-u5O5)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n4 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) , Manager of the\nEU Area at [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , took part in the [ #FuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&_l=it&trk=organization_guest_main-\nfeed-card-text) event organized by [ Fundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card-text) ! This event brought\ntogether over 120 European professionals to collaboratively shape the future\nof [ #youthentrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) and the [ #socialeconomy\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialeconomy&_l=it&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udca1 A truly inspiring experience of innovation and\ncollaboration! [ #YBSFuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybsfuturlab&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SomosFuture\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsomosfuture&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SomosColaboraci\u00f3n\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoscolaboraciAeJn&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SomosEconom\u00eda\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoseconomAeDa&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Employability\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Femployability&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-\nimage)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-name)\n\nCFA ESG | Sustainable Finance and Investing | Youth Entrepreneurship \n\n5 mesi\n\nWhat a week! From 26th to 28th Nov. I had the chance to participate to the [\nFundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card_reshare-text) 's [ #FuturLab\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) at la Real F\u00e1brica de Cristales de La Granja. 3 days\nspent in Segovia, representing [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) and working with more\nthan 100 other experts, social innovators, experts, and public representatives\nto foster the co-creation and design process around rural and youth\nentrepreneurship. Thanks a lot [ Sara Simon ](https://es.linkedin.com/in/sara-\nsimon-penas-447749104?trk=organization_guest_main-feed-card_reshare-text) and\nall YBS team, to invite us to this extremely stimulating event, imagining\nfutures and shaping more inclusive ecosystems, in Spain and Europe for the\nnext decade. We will keep on working to support [ #youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) and [ #social\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocial&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #financial\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancial&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #inclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finclusion&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) !\n\n    *     *     * ` ` ` `\n\n[ 9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n` ` ` ` ` `\n\n##  Iscriviti ora per vedere cosa ti stai perdendo\n\n  * Trova persone che conosci presso Microfinanza \n  * Sfoglia le offerte di lavoro consigliate per te \n  * Visualizza tutti gli aggiornamenti, le notizie e gli articoli \n\n[ Iscriviti ora\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=public_biz_promo-join)\n\n##  Pagine simili\n\n  * ### [ ACK International  Consulenza e servizi aziendali  ](https://fr.linkedin.com/company/ackinternational?trk=similar-pages)\n  * ### [ MFR  Servizi finanziari  Milan, Italy  ](https://it.linkedin.com/company/mf-rating?trk=similar-pages)\n  * ### [ Erasmus For Young Entrepreneurs  Servizi di gestione strategica  ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=similar-pages)\n  * ### [ Cash for microfinance - \u0643\u0627\u0634 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0646\u0627\u0647\u0649 \u0627\u0644\u0635\u063a\u0631  Servizi finanziari  \u0627\u0644\u0645\u0646\u064a\u0627, \u0627\u0644\u0645\u0646\u064a\u0627  ](https://eg.linkedin.com/company/cashmicrofinance?trk=similar-pages)\n  * ### [ TRACE  Gestione organizzazioni senza scopo di lucro  ](https://tn.linkedin.com/company/tracetunisia?trk=similar-pages)\n  * ### [ World Food Programme  Organizzazioni senza scopo di lucro  Roma, RM  ](https://it.linkedin.com/company/unwfp?trk=similar-pages)\n  * ### [ AICS Tunis  Affari internazionali  ](https://tn.linkedin.com/company/aics-tunis?trk=similar-pages)\n  * ### [ Union Europ\u00e9enne en Tunisie  Affari internazionali  ](https://tn.linkedin.com/company/union-europeenne-en-tunisie?trk=similar-pages)\n  * ### [ MicroEurope  Servizi finanziari  ](https://es.linkedin.com/company/microeurope?trk=similar-pages)\n  * ### [ MicroRate - Rating Agency  Servizi finanziari  San Isidro, Lima, Per\u00fa  ](https://pe.linkedin.com/company/microrate?trk=similar-pages)\n\n##  Sfoglia le offerte di lavoro\n\n  * ### [ Offerte di lavoro per \u201cPubbliche relazioni\u201d  731 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/pubbliche-relazioni-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n  * ### [ Offerte di lavoro per \u201cBusiness Development\u201d  5.448 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/business-development-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n  * ### [ Offerte di lavoro per \u201cInglese\u201d  25.716 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/inglese-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n  * ### [ Offerte di lavoro per \u201cProject Manager\u201d  4.206 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/project-manager-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n\n  *     * [ Offerte di lavoro per \u201cJunior project manager\u201d ](https://it.linkedin.com/jobs/junior-project-manager-offerte-di-lavoro?trk=organization_guest_linkster_link)\n\n  * LinkedIn  \u00a9 2025 \n  * [ Informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about)\n  * [ Accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility)\n  * [ Contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)\n  * [ Informativa sulla privacy ](https://www.linkedin.com/legal/privacy-policy?trk=d_org_guest_company_overview_footer-privacy-policy)\n  * [ Opzioni relative all\u2019Informativa sulla privacy (Stato della California) ](https://www.linkedin.com/legal/california-privacy-disclosure?trk=d_org_guest_company_overview_footer-california-privacy-rights-act)\n  * [ Informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy)\n  * [ Informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy)\n  * [ Informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)\n  * [ Controlli ospite ](https://www.linkedin.com/psettings/guest-controls?trk=d_org_guest_company_overview_footer-guest-controls)\n  * [ Linee guida della community ](https://www.linkedin.com/legal/professional-community-policies?trk=d_org_guest_company_overview_footer-community-guide)\n  *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     * \n\n` ` ` ` ` ` ` ` ` ` ` `\n\n##  Accedi per vedere chi gi\u00e0 conosci Microfinanza\n\n##  Piacere di rivederti\n\n` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `\n\nCliccando su \u201cContinua\u201d per iscriverti o accedere, accetti il [ Contratto di\nlicenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in-\nmodal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ Informativa sulla\nprivacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-\nmodal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ Informativa sui cookie\n](/legal/cookie-policy?trk=organization_guest_contextual-sign-in-modal_sign-\nin-modal_auth-button_cookie-policy) di LinkedIn.\n\nNuovo utente di LinkedIn? [ Iscriviti ora\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_contextual-sign-in-modal_sign-in-modal_join-\nlink)\n\noppure\n\nNuovo utente di LinkedIn? [ Iscriviti ora\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_contextual-sign-in-modal_join-link)\n\nCliccando su \u201cContinua\u201d per iscriverti o accedere, accetti il [ Contratto di\nlicenza ](/legal/user-agreement?trk=linkedin-tc_auth-button_user-agreement) ,\nl\u2019 [ Informativa sulla privacy ](/legal/privacy-policy?trk=linkedin-tc_auth-\nbutton_privacy-policy) e l\u2019 [ Informativa sui cookie ](/legal/cookie-\npolicy?trk=linkedin-tc_auth-button_cookie-policy) di LinkedIn.\n\n` ` ` `\n\n",
                "url": "https://it.linkedin.com/company/microfinanza-srl"
            },
            "reason": "This is the LinkedIn page for Microfinanza S.r.l., providing official company information and updates. LinkedIn is a reputable platform for professional networking and company representation.",
            "reliability_score": 0.9,
            "search_query": "company 'Microfinanza S.r.l.' customers stakeholders",
            "summary": "This is the LinkedIn page for Microfinanza S.r.l., providing official company information and updates. LinkedIn is a reputable platform for professional networking and company representation.",
            "url": "https://it.linkedin.com/company/microfinanza-srl"
        },
        {
            "content": {
                "metadata": {
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                    "source": "https://employment-social-affairs.ec.europa.eu/policies-and-activities/funding/microfinance-and-social-enterprise-finance_en"
                },
                "page_content": "Skip to main content\n\n#  Microfinance and Social Enterprise Finance\n\nThe EU supports micro-enterprises and social enterprises through financial\ninstruments offered by the [ InvestEU programme\n](https://investeu.europa.eu/index_en) and by the EU Programme for Employment\nand Social Innovation (EaSI).\n\nThe objectives of the EU microfinance and social enterprise finance support\nare to promote job creation and social inclusion by:\n\n  * Increasing access to, and the availability of, microfinance for vulnerable groups who want to start-up or develop their micro-enterprises. \n  * Supporting the development of social enterprises, in particular by facilitating their access to finance. \n  * Building up the institutional capacity of microcredit providers and social enterprise finance providers through advisory support and technical assistance. \n\nMicro-entrepreneurs or social enterprises interested in repayable finance can\napply directly through the selected EU supported [ financial intermediaries\n](https://youreurope.europa.eu/business/finance-funding/getting-\nfunding/access-finance/search/) .\n\n##  Funding and technical assistance\n\n###  InvestEU Fund\n\nDuring the programming period 2021-2027, the InvestEU Fund will mobilise more\nthan EUR 372 billion of public and private investment through an EU budget\nguarantee of EUR 26.2 billion.\n\nThis EU-backed guarantee is implemented through the InvestEU \u2018implementing\npartners\u2019 such as the EIB (European Investment Bank) Group, international\nfinancial institutions and national promotional banks.\n\nAbout EUR 2.8 billion of the guarantee will be allocated to social investments\nand skills until 2027, including investments in microfinance and social\nenterprise finance.\n\nMore information on the financial products offered for microfinance and social\nenterprise finance can be found on the InvestEU implementing partners\u2019\nwebpages: [ EIF  ](https://www.eif.org/InvestEU/index.htm) and [ CEB\n](https://coebank.org/en/project-financing/ceb-and-investeu/) .\n\nIn the case of **microfinance institutions** **and banks** , signing up to or\nendorsing respectively the [ European Code of Good Conduct for Microcredit\nProvision ](/policies-and-activities/funding/microfinance-and-social-\nenterprise-finance/european-code-good-conduct-microcredit-provision_en) is a\nprerequisite when benefitting from EU support under the InvestEU programme, as\nwell as under the EaSI financial instruments.\n\nFind out more about InvestEU on the [ InvestEU webpage\n](https://investeu.europa.eu/investeu-programme_en) and the [ Social Economy\nGateway. ](https://social-economy-gateway.ec.europa.eu/eu-funding-\nprogrammes/invest-eu_en)\n\n###  InvestEU Advisory Hub\n\nThe InvestEU Advisory Hub provides advisory support and technical assistance\nto project promoters and intermediaries. Support is available via a central\nentry point on the European Commission\u2019s website [ here\n](https://webgate.ec.europa.eu/InvestEU_AH/wizard) .\n\nAdvisory support for microfinance and social enterprise finance providers is\navailable through both the European Investment Bank and the Council of Europe\nDevelopment Bank.\n\n###  Social Inclusive Finance Technical Assistance \u2013 SIFTA\n\nThe Social Inclusive Finance Technical Assistance (SIFTA) is a special strand\nunder the InvestEU Advisory Hub that supports microfinance and social\nenterprise finance providers. It is building on the success of the EaSI\nTechnical Assistance.\n\nThrough SIFTA and the main InvestEU advisory partner, [ European Investment\nBank  ](https://advisory.eib.org/about/service/social-inclusive-finance-\ntechnical-assistance.htm) , the EU is providing targeted capacity building\nservices for microfinance and social enterprise finance providers in many\nforms.\n\nThese include tailored trainings, workshops, peer-to-peer exchanges and study\nvisits, as well as ratings, assessments and evaluations on the compliance of\nthe European Code of Good Conduct for Microcredit Provision.\n\n###  Microfinance and Social Entrepreneurship Axis of the EU programme for\nEmployment and Social Innovation - EaSI (2014-2020)\n\nThe [ Employment and Social Innovation (EaSI) programme ](https://eur-\nlex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2013:347:0238:0252:EN:PDF) was\na financing instrument at EU level in the financing period 2014-2020 to\npromote a high level of quality and sustainable employment, guaranteeing\nadequate and decent social protection, combating social exclusion and poverty\nand improving working conditions.\n\nAmong the three EaSI financial instruments to support microfinance and social\nentrepreneurship, funding through the EaSI Funded Instrument is still\navailable through the [ EIF website\n](https://www.eif.org/what_we_do/microfinance/easi/easi-funded-\ninstrument/index.htm) . EaSI Guarantee and EaSI Capacity Building instruments\nno longer accept new applications.\n\nIn the current period 2021 \u2013 2027, the EaSI Programme 2014-2020 became a\nstrand [ under the European Social Fund Plus (ESF+) ](https://european-social-\nfund-plus.ec.europa.eu/en/esf-direct-easi) . EU financial instruments to\nsupport microfinance and social enterprise finance continue instead under the\nInvestEU programme.\n\n###  EaSI Funded Instrument\n\nThe EaSI Funded Instrument is a loan fund of EUR 200 million. It provides\nsenior and subordinated loans to microfinance institutions and social\nenterprise lenders to boost on-lending to micro-enterprises and social\nenterprises.\n\nThe EaSI Funded instrument aims to improve access to finance for micro-\nenterprises, including the self-employed and those that employ vulnerable\npeople, as well as for social enterprises in order to support job creation and\nsocial inclusion.\n\nThe loan fund is a partnership between the EU, the European Investment Bank\nand the European Investment Fund. The [ European Investment Fund\n](https://www.eif.org/what_we_do/microfinance/easi/easi-funded-\ninstrument/index.htm) has been selected as the fund manager.\n\n###  EaSI Guarantee\n\nA total of 113 microfinance providers and social enterprise finance providers\nwere supported under EaSI guarantee with an overall budget of EUR 130 million\n(EUR 90 million for microfinance and EUR 40 million for social enterprise\nfinance).\n\nThe EaSI Guarantee enabled microfinance providers and social enterprise\nfinance providers to reach out to entrepreneurs they would not have been able\nto finance otherwise due to risk considerations.\n\nThe Commission selected the European Investment Fund as its entrusted entity\nto implement the EaSI Guarantee.\n\n###  EaSI Capacity Building\n\nThe EaSI Capacity Building instrument, with an overall budget of EUR 45\nmillion, aimed at building up the institutional capacity of selected financial\nintermediaries that had not yet reached sustainability or were in need of risk\ncapital to sustain their growth and development. It covered equity and, in\nexceptional cases, loans.\n\nThe Commission selected the European Investment Fund as its entrusted entity\nto implement the EaSI Capacity Building Investments Window.\n\n###  EaSI Technical Assistance (2014-2020)\n\nThe EaSI Technical Assistance offered support to public and private financial\nintermediaries active in the microfinance and social enterprise finance\nsectors in Europe.\n\nThe services covered a wide range of activities aimed at capacity building and\nfostering the exchange of good practices with an aim of enhancing access to\nfinance and developing a sustainable European microfinance and social\nenterprise finance ecosystem.\n\nThese services included trainings tailored to the specific needs of\nintermediaries, peer-to-peer trainings, study visits and workshops,\ninstitutional assessments, investment readiness trainings, a dedicated\nHelpdesk, and \u2013 for microcredit providers - trainings and compliance\nevaluations on the [ European Code of Good Conduct for Microcredit Provision\n](/policies-and-activities/funding/microfinance-and-social-enterprise-\nfinance/european-code-good-conduct-microcredit-provision_en) .\n\n##  More on this topic:\n\n[ European Code of Good Conduct for Microcredit Provision ](/policies-and-\nactivities/funding/microfinance-and-social-enterprise-finance/european-code-\ngood-conduct-microcredit-provision_en)\n\nThe European microfinance sector has been consistently growing over the past\ndecade. It is composed of a variety of players and business models, with\ndiverging legal and institutional frameworks across Europe.\n\n##  Related news\n\n  * News article \n  * 1 July 2022 \n\n[ From EaSI Technical Assistance to InvestEU Advisory Hub: Closure of the EaSI\nMicPro application and the current Helpdesk ](/news/easi-technical-assistance-\ninvesteu-advisory-hub-closure-easi-micpro-application-and-current-\nhelpdesk-2022-07-01_en)\n\n  * 2 min read \n\n  * News article \n  * 8 February 2022 \n\n[ Social Finance analyst module: join the upcoming EaSI Technical Assistance\nsessions ](/news/social-finance-analyst-module-join-upcoming-easi-technical-\nassistance-sessions-2022-02-08_en)\n\n  * 3 min read \n\n[ See all\n](/news_en?f%5B0%5D=oe_news_subject%3Ahttp%3A//data.europa.eu/uxp/6714)\n\n##  Related events\n\n  * Conferences and summits \n\n[ Last Microfinance Workshops under the EaSI TA Programme in June 2022\n](/last-microfinance-workshops-under-easi-ta-programme-\njune-2022-2022-06-27_en)\n\n  * Monday 27 June 2022, 10:00 - Thursday 30 June 2022, 11:00 (CEST) \n\n  * Conferences and summits \n\n[ EaSI Technical Assistance Programme in June 2022 - opportunities start here\n](/easi-technical-assistance-programme-june-2022-opportunities-start-\nhere-2022-06-22_en)\n\n  * Wednesday 22 June 2022, 10:00 - Monday 27 June 2022, 11:00 (CEST) \n\n  * Conferences and summits \n\n[ EaSI Technical Assistance workshop on public-private partnerships in social\nfinance ](/easi-technical-assistance-workshop-public-private-partnerships-\nsocial-finance-2022-06-21_en)\n\n  * Tuesday 21 June 2022, 10:00 - 11:00 (CEST) \n\n[ Events\n](/events-1_en?f%5B0%5D=oe_event_status%3Apast&f%5B1%5D=oe_event_status%3Aupcoming&f%5B2%5D=oe_event_subject%3Ahttp%3A//data.europa.eu/uxp/6714)\n\n##  Related links\n\n[ EaSI Financial Instruments\n](http://www.eif.org/what_we_do/microfinance/easi/index.htm)\n\n[ Awarded grants ](https://ec.europa.eu/info/funding-\ntenders/opportunities/portal/screen/home)\n\n[ EaSI annual work programme\n](https://ec.europa.eu/social/main.jsp?advSearchKey=EaSIannualworkprogramme&mode=advancedSubmit&catId=22&policyArea=0&policyAreaSub=0&country=0&year=0#navItem-1)\n\n[ EaSI monitoring good practices in the areas of employment, social affairs\nand inclusion\n](https://ec.europa.eu/social/main.jsp?advSearchKey=monitoring%20good%20practices&mode=advancedSubmit&catId=22&policyArea=0&policyAreaSub=0&country=0&year=0)\n\nShare this page\n\n[ Employment, Social Affairs and Inclusion ](https://employment-social-\naffairs.ec.europa.eu/index_en)\n\nThis site is managed by:  \nDirectorate-General for Employment, Social Affairs and Inclusion\n\n  * [ Accessibility ](/accessibility-statement-0_en)\n\nContact us\n\n  * [ Subscribe to our newsletter ](https://ec.europa.eu/newsroom/empl/user-subscriptions/2767/create)\n  * [ Contact DG Employment, Social Affairs and Inclusion ](https://european-union.europa.eu/contact-eu_en)\n\nFollow us\n\n  * [ X  ](https://twitter.com/EU_social)\n  * [ Facebook  ](https://www.facebook.com/socialeurope)\n  * [ YouTube  ](http://www.youtube.com/user/europesocial/)\n  * [ Flickr ](http://www.flickr.com/photos/socialeurope/)\n  * [ Linkedin  ](https://be.linkedin.com/showcase/eu-skills/)\n\nAbout us\n\n  * [ Information about the DG ](https://ec.europa.eu/info/departments/employment-social-affairs-and-inclusion_en)\n\nRelated sites\n\n  * [ European Social Fund Plus ](https://ec.europa.eu/european-social-fund-plus/en)\n  * [ Europass ](https://europass.europa.eu)\n  * [ ESCO (European Skills, Competences, and Occupations) ](https://esco.ec.europa.eu)\n  * [ EURES (EURopean Employment Services) ](https://eures.europa.eu/index_en)\n  * [ Let\u2019s Make It Work \u2013 our policies at a glance ](https://social-rights.campaign.europa.eu/index_en)\n  * [ Pact for Skills ](https://pact-for-skills.ec.europa.eu/index_en)\n  * [ Social Economy Gateway ](https://social-economy-gateway.ec.europa.eu/index_en)\n\nMore information on:\n\n  * [ Live, work, travel in the EU ](https://commission.europa.eu/live-work-travel-eu_en)\n\n[ ](https://commission.europa.eu/index_en)\n\n  * [ Contact the European Commission ](https://commission.europa.eu/about-european-commission/contact_en)\n  * [ Follow the European Commission on social media ](https://european-union.europa.eu/contact-eu/social-media-channels_en#/search?page=0&institutions=european_commission)\n  * [ Resources ](https://commission.europa.eu/resources_en)\n  * [ Report an IT vulnerability ](https://commission.europa.eu/legal-notice/vulnerability-disclosure-policy_en)\n\n  * [ Languages on our websites ](https://commission.europa.eu/languages-our-websites_en)\n  * [ Cookies ](https://commission.europa.eu/cookies-policy_en)\n  * [ Privacy policy ](https://commission.europa.eu/privacy-policy-websites-managed-european-commission_en)\n  * [ Legal notice ](https://commission.europa.eu/legal-notice_en)\n\n",
                "url": "https://employment-social-affairs.ec.europa.eu/policies-and-activities/funding/microfinance-and-social-enterprise-finance_en"
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            "summary": "The European Commission webpage provides information on funding opportunities for microfinance and social enterprise finance within the EU. It outlines the EU's commitment to supporting microfinance as a tool for economic development and social inclusion.",
            "url": "https://employment-social-affairs.ec.europa.eu/policies-and-activities/funding/microfinance-and-social-enterprise-finance_en"
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                    "source": "https://www.microfinanza.com/we-rise-financial-services/"
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                "page_content": "#  Catalogue of financial & non-financial services developed within the WE-\nRISE! project 2021-2024\n\n#  **6 FINANCIAL SERVICES OF THE WE-RISE!** Result 1\n\nIn the framework of [ WE-RISE! Project ](https://www.microfinanza.com/we-\nrise/) , Microfinanza Srl provides technical assistance to the Italian Agency\nfor Development Cooperation (AICS) in Khartoum to assess, design and monitor\nthe implementation of Financial Schemes and Financialand Non-Financial\nServices to vulnerable beneficiaries in Sudan.\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2024/02/WE-RISE-\nOutput-17-18_V3.pdf)\n\n  * ** FINANCIAL INCLUSION SERVICE 1    \n** A Revolving Fund Scheme for Women Associations\n\n  * ** FINANCIAL INCLUSION SERVICE 2    \n** A Fund Manager for small entrepreneurs\n\n  * **FINANCIAL INCLUSION SERVICE 3  \n** A Cooperative Loan for Productive Cooperatives\n\n  * ** **FINANCIAL INCLUSION SERVICE** 4    \n** An Incubator and Accelerator for MSMEs and Start-ups\n\n  * ** FINANCIAL INCLUSION SERVICE 5    \n** A VSLA scheme for micro entrepreneurs and smallholder farmers\n\n  * ** FINANCIAL INCLUSION SERVICE 6    \n** An Emergency Service to support IGAs and food security of smallholder\nfarmers\n\n[ DOWNLOAD THE FULL CATALOGUE ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/02/WE-RISE-Output-17-18_V3.pdf)\n\n**SERVICE 1**\n\n**REVOLVING FUNDS SCHEMES FOR WOMEN\u2019S ASSOCIATIONS** **  \n** Develop and scale-up Women\u2018s Associationism in Red Sea State to boost\nfemale micro-entrepreneurs and women-led Income-generating Activities (IGAs).\nThe service will support Sudanese micro-entrepreneurs to mitigate economic\nshocks and overcome cultural barriers by strengthening their socio-economic\nrole in the family and community. Women will have access to in-kind productive\nassets and tailored training on financial inclusion, business, and leadership.\nWomen\u2019s Associations running a Revolving Fund will also access the formal\nbanking system with a broader variety of financial services.\n\n**Service provider  \n** This technical assistance has been awarded to the Sudanese Microfinance\nInstitution **PASED** . ****\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nThe Revolving Funds aim at fostering female micro-entrepreneurship in Sudan by\ncreating training and supporting women\u2019s associations and ensuring their\naccess to a sustainable, in-kind and Sharia-compliant source of financing.\n\n**Beneficiaries served**\n\n1.800 women, small entrepreneurs and artisans belonging to 32 pre-existing and\n28 newly-created women\u2019s associations distributed across Port Sudan, Tokar,\nSawakinand Sallom.\n\n**Service highlights  \n**\n\nThe service supports female Sudanese micro-entrepreneurs through the provision\nof:\n\n  1. **Non-financial services** \u2013 a combination of financial inclusion and entrepreneurship tailored training modules \n  2. **Financial services** \u2013 of in-kind assets toimprove/launch Income Generating Activities \n\n**SERVICE 2**\n\n**A FUND MANAGER FOR SMALL ENTREPRENEURS** **  \n**\n\n**Building an innovative blended-finance scheme to improve the resilience and\ncompetitiveness of SMEs and SHFs in the framework of the Development and\nHumanitarian Nexus.** The Fund Manager mobilises and allocates public and\nprivate funding, serving formal and informal entrepreneurs (M-SMEs) and\nfarmers (SHFs) in Kassala, Gedaref and Red Sea State. Eligible beneficiaries\nbenefit from the right mix of grants, loans, and equity investments.\n\nAn Internal TA & Investment Committee awards the service package through a\ncompetitive process, assessing the entrepreneurs\u2019 capacity to innovate, grow,\nand contribute to Social Development Goals (SDGs).\n\n**Service provider  \n** This technical assistance has been awarded to the Sudanese Company\n**249Startups.**\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nThis innovative financial (in-kind and in-cash assistance) and non-financial\n(TA training) fund management mechanism will supports MSMEs and SHFs looking\nfor timely and high-impact initiatives to revive and support local\nstrategicValue Chains actors amid the disruptive consequences of the armed\nconflict.\n\n**Beneficiaries served**\n\nTIER 1: 650 Vulnerable Individuals part ofWomen\u2019s Associations,\nProductiveOrganisations, or Cooperatives with established IGAs.\n\nTIER 2: 100 Informal Entrepreneurs (MSMEs)and Smallholder Farmers (SHFs).\n\nTIER 3: 50 Formal SMEs and Farmers with innovative and high-impact business\nmodels.\n\n**Service highlights  \n**\n\nBLENDED FINANCE: set-up of a fund manager that can access, mobilise and manage\npublic and private funding.\n\nACCOUNTABILITY: set-up of a transparent online e-platform to assess, evaluate\nand monitor the entire cycle of financial and non-financial services delivered\nthrough local strategic partners.\n\nIMPACT AT SCALE: delivery of a modular mix of training and financial services\n(grants, loans, and equity investments), based on the needs and potential\nimpact of each applicant business model.\n\n**SERVICE 3**\n\n**A COOPERATIVE LOAN FOR PRODUCTIVE COOPERATIVES** **  \n**\n\n**Supporting EBDAA Bank \u2013 a local Micro Finance Institution \u2013 in the design\nand pilot of a new financial product for Women\u2019s Cooperatives.** This\ntechnical assistance aims to enhance the outreach of the local Microfinance\ncompany among underserved, vulnerable women working in cooperatives and\nproductive organisations.\n\nThe design and pilot of a new Sharia-compliant Islamic financial service\ncomplements Ebdaa\u2019s portfolio of saving and lending products, introducing new\ncredit ceilings and risk-sharing mechanisms.\n\nAn Internal TA & Investment Committee awards the service package through a\ncompetitive process, assessing the entrepreneurs\u2019 capacity to innovate, grow,\nand contribute to Social Development Goals (SDGs).\n\n**Project\u2019s partner:** **Ebdaa Microfinance Bank**\n\n**Service provider**  \nThis technical assistance has been awarded to **Avrio Impact** in\ncollaboration with **IFAAS** as a subcontractor.\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nFoster rural development in Sudan by expanding access to financial services in\nunderserved rural communities, contributing to sustainable growth and\ndevelopment of vulnerable women and youth.\n\n**Beneficiaries served**\n\nAround 4.500 women, small entrepreneurs and farmers belonging to\nProductiveOrganisations and Cooperatives in Gedaref will benefit from this\nIslamic CooperativeLoan.\n\n**Service highlights**\n\nSupport EBDAA Microfinance Bank in the design and pilot of new tailor-made\nfinancial products and services to meet the demand of underserved productive\ngroups.\n\n**SERVICE 4**\n\n**AN INCUBATOR AND ACCELERATOR FOR MSMEs AND START-UPS** **  \n**\n\n**The creation of new businesses, and the strengthening of established ones\ncan positively impact the economic development and mitigate gender disparities\nand social exclusion in Sudan.** The service aims to support innovative start-\nups and established MSMEs in Kassala and the Red Sea States through an\nincubation and acceleration program.\n\nThe business development hub, with its flow of financial and non-financial\nservices, will improve the access of women, youth, and people living in\nvulnerable situations to a more inclusive market system.\n\n**Service provider  \n** This technical assistance has been awarded to **MDF** in consortium with\n**SAVANNAH** .\n\n#####  SERVICE FEATURES\n\n**Value proposition**\n\nThis service is a turned-key MSMEs hub that provides entrepreneurs with the\nnecessary financial resources and technical business skills to launch\ninnovative startups or boost mature SMEs in a fragile ecosystem.\n\n**Beneficiaries served**\n\n300 MSMEs and startups run to women and youth. Women entrepreneurs are largely\nunder-represented, while youth unemployment in urban areas is over 40%.\n\nImproving the number and the capacity of youth and female-owned businesses\nrepresents a key driver for job creation, economic growth and better\nlivelihood for their families and communities served.\n\n**Service highlights**\n\n  1. Two cycles of business support services for MSMEs and start-ups are designed and implemented in Kassala and Red Sea States. \n  2. Access to a portfolio of blended-finance services (grants, loans, private investments) for MSMEs and start-ups is ensured. \n\n**SERVICE 5**\n\n**A VSLA Scheme for microentrepreneurs and smallholder farmers** **  \n**\n\n**Creation of Village Savings and Loans Associations to provide socio-economic\nrelief and resilience to vulnerable women in Kassala and Gedaref states.** The\nservice aims at the creation, development, and management of women\u2019s Village\nSavings and Loans Associations. Through the mobilisation of smart allocation\nof savings, and the improvement of their financial and business skills, women\nwill have the means and skills to build and grow Income Generation Activities\n(IGAs) to provide for their family needs and those of their communities.\n\n**Service provider:  \n** This technical assistance has been awarded by **CDF** **\u2013 Child Development\nFoundation.**\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nCreation of socio-economic safety nets for rural women living in conditions of\nvulnerability. The Village Saving and Landing Associations (VSLAs) stimulate\nfemale associationism, combining social coordination and economic ingenuity.\nVSLAs include saving and lending informal mechanisms and women-led Income\nGenerating Activities (IGAs).\n\n**Beneficiaries served**\n\nAround 4.500 female small entrepreneurs, farmers and artisans belonging to 150\nwomen\u2019s associations distributed across Gedaref and Kassala states will\nbenefit from the the creation of Village Savings and Loans Associations\n(VSLAs).\n\n420 VSLA members will benefit from additional Vocational Training and become\nmicro-entrepreneurs.\n\n**Service highlights**\n\nTwo cycles of training, aiming at: **i.** launching Village Savings and Loans\nAssociations; and **ii.** improving end beneficiaries\u2019 financial education and\nbusiness management skills.\n\nStart-up of 420 new Income Generating Activities in target localities,\nresponding to local market needs.\n\n**SERVICE 6**\n\n**EMERGENCY SERVICE TO SUPPORT IGAs AND FOOD SECURITY OF SMALL HOLDER\nFARMERS** **  \n**\n\n**Support food security, livelihood, and women empowerment through an\nemergency response to promptly secure harvest and mitigate climate change and\narmed conflict-related challenges.** Gedaref state is known as the food basket\nof Sudan. Agriculture is the primary source of income and livelihood for\nSudanese in Gedaref.\n\nThis agribusiness support service was designed to provide timely qualitative\nagricultural inputs to ensure adequate and sustainable production of cash\ncrops and, crops for food security.\n\n**Service provider:  \n**\n\nThis technical assistance has been awarded to **CTC Central TradingCompany\nGroup.**\n\n#####  SERVICE FEATURES\n\n**Value proposition  \n**\n\nContributing to food security, livelihood and empowerment of women in rural\nareas, through the provision of agribusiness inputs and services.\n\n**Beneficiaries served**\n\n  * 390 smallholder farmers distributed in 9 localities of Gedaref State, Sudan. \n  * Target SHFs own less than 50 Feddan (< 21ha of land). \n  * In terms of food security, the intervention will provide a positive impact to 1.800 indirect beneficiaries part of the target communities and villages. \n\n**Service highlights**\n\n  * Distribution of innovative and environmentally friendly agri-inputs. \n  * Practical demonstration of the use of more sustainable methods and products. \n  * Engagement of Women trough Productive Organisations. \n  * Linkage with local agri-business technical experts. \n\n[ DOWNLOAD THE FULL CATALOGUE ](https://www.microfinanza.com/wp-\ncontent/uploads/2024/02/WE-RISE-Output-17-18_V3.pdf)\n\n\ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! is an EU-funded project with the objective of building inclusive,\nsustainable and resilient communities and creating an enabling environment for\nthe economic, social and educational empowerment of women. The project is\nimplemented by [ AICS Khartoum\n](https://www.facebook.com/AICSKHARTOUM/?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=kK-R)\nand [ UN Women\n](https://www.facebook.com/unwomen?__cft__%5b0%5d=AZVqXth56EJIgnq46oC9QARX3IC4zHuUeG6bYIxYGWYgah32ivegIZUUbwsX7YnNELOj-\nBdNUUhaTLRNEoccdlnVLhOEC9QW1EHPiBCK8aR6amQPzYDVAmWQMywU95u8eUc412FI4oKfmkND6fePHodl7hCTI4mJ30zPyGHWuI-R7kCZDVQ2NV4QXII6Lzpb79w&__tn__=-%5dK-R)\n.\n\n[ >> About the project ](https://www.microfinanza.com/we-rise/)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/we-rise-financial-services/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. 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                    "source": "https://www.microfinanza.com/about/"
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "Skip to main content\n\n#  Microfinanza\n\n##  Financial Services\n\n###  Vicenza, Veneto  2,331 followers\n\n####  Think. Innovate. Implement. For a good finance, good for everyone. No\nfinancial barrier.\n\n[ Follow\n](https://www.linkedin.com/login?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&fromSignIn=true&trk=top-card_top-card-secondary-button-top-card-secondary-\ncta)\n\n  * [ Discover all 16 employees  ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=org-employees_cta_face-pile-cta)\n\n  * [ Report this company ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=top-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=COMPANY&_f=guest-reporting)\n\n##  About us\n\nMicrofinanza Srl is a consulting company with more than 20 years of experience\nin providing services in the field of financial inclusion. Our experts provide\nin-depth analysis of the medium and long-term outcomes stemming from diverse\ninterventions within the field of financial inclusion and social\nentrepreneurship. Microfinanza offers services in: \\- Monitoring and\nEvaluation \\- Financial education \\- Technical cooperation \\- Green and rural\nMicrofinance Microfinanza has implemented projects in regions including Sub-\nSaharan Africa, Asia and South-East Asia, MENA Region, Central Asia and the\nCaucasus, Latin America and the Caribbean, the Balkans and Europe,\ncollaborating with over hundred organizations worldwide.\n\nWebsite\n\n     [ http://microfinanza.com  ](https://www.linkedin.com/redir/redirect?url=http%3A%2F%2Fmicrofinanza%2Ecom&urlhash=8Pi4&trk=about_website)\n\nExternal link for Microfinanza\n\nIndustry\n\n     Financial Services \n\nCompany size\n\n     2-10 employees \n\nHeadquarters\n\n     Vicenza, Veneto \n\nType\n\n     Privately Held \n\nSpecialties\n\n     Microfinanza, Micro-PMI, Finanza Etica, Finanza per lo sviluppo urbano e rurale, Educazione finanziaria, and Orientamento all'impresa \n\n##  Locations\n\n  * Primary \n\nStradella Della Racchetta, 22\n\nVicenza, Veneto 36100, IT\n\n[ Get directions\n](https://www.bing.com/maps?where=Stradella+Della+Racchetta%2C+22+Vicenza+36100+Veneto+IT&trk=org-\nlocations_url)\n\n##  Employees at Microfinanza\n\n  * ### [ Francesco Terreri  Associazione Microfinanza e Sviluppo - Il T Quotidiano  ](https://it.linkedin.com/in/francesco-terreri-6896689?trk=org-employees)\n  * ### [ Davide Libralesso  Senior Expert, Sustainable and Development Finance  ](https://it.linkedin.com/in/davide-libralesso-494768b?trk=org-employees)\n  * ### [ Giampietro Pizzo  President at Microfinanza srl  ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=org-employees)\n  * ### [ Raguzzoni Katia  Partner and member of the BoD at Microfinanza Srl Advisory and Technical Assistance on Financial Inclusion  ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=org-employees)\n\n[ See all employees\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=public_biz_employees-\njoin)\n\n##  Updates\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmus-for-young-entrepreneurs-34th-network-activity-7312745605146013696-tzHs)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4w  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nStrengthening Partnerships & Supporting Young Entrepreneurs! On March 18-19, [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) had the pleasure of\nparticipating in the 34th Network Meeting of [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) (EYE) in [ #Bergamo\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbergamo&trk=organization_guest_main-\nfeed-card-text) . This inspiring event brought together key stakeholders from\nacross [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-\nfeed-card-text) to exchange ideas, share best practices, and explore new ways\nto strengthen the EYE program. Attending such events enables us to remain at\nthe forefront of entrepreneurial support, continuously refining our approach\nand contributing to the development of a dynamic ecosystem for [\n#youngentrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udc4f A huge thank you to the organizers and all participants\nfor making this meeting a success! We look forward to continuing our\ncollaboration and driving impactful initiatives within [ Erasmus For Young\nEntrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) ! [ European\nInnovation Council and SMEs Executive Agency (EISMEA)\n](https://be.linkedin.com/company/eismea?trk=organization_guest_main-feed-\ncard-text) , [ European Commission ](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) , [ Eurochambres\n](https://be.linkedin.com/company/eurochambres?trk=organization_guest_main-\nfeed-card-text) [ Miroslava Markova ](https://bg.linkedin.com/in/miroslava-\nmarkova-762b21195?trk=organization_guest_main-feed-card-text) , [ Daniele\nNicolai ](https://it.linkedin.com/in/daniele-\nnicolai-61082013a?trk=organization_guest_main-feed-card-text) , Jose\nFernandez, [ Denize P. ](https://lv.linkedin.com/in/denize-\nponomarjova?trk=organization_guest_main-feed-card-text) , [ Zuhal Selcuk\n](https://tr.linkedin.com/in/zuhal-selcuk-697163a?trk=organization_guest_main-\nfeed-card-text) , [ Valbona Elmazi(Dervishi)\n](https://al.linkedin.com/in/valbona-elmazi-\ndervishi-16513b20?trk=organization_guest_main-feed-card-text) , [ Greta\n\u0160imukauskait\u0117\n](https://lt.linkedin.com/in/greta-%C5%A1imukauskait%C4%97-b017b317a?trk=organization_guest_main-\nfeed-card-text) , [ No\u00e9mie Taillis ](https://fr.linkedin.com/in/no%C3%A9mie-\ntaillis/en?trk=organization_guest_main-feed-card-text) , [ Mike Triantafillou\n](https://gr.linkedin.com/in/mike-\ntriantafillou-62a8a9231?trk=organization_guest_main-feed-card-text) , [\nWolfgang Spiess-Knafl ](https://at.linkedin.com/in/wolfgang-spiess-\nknafl?trk=organization_guest_main-feed-card-text) , [ Andrii Lotariev\n](https://ua.linkedin.com/in/andrii-\nlotariev-a9443720?trk=organization_guest_main-feed-card-text) , [ Matteo\nSolivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) and [ Olha\nChervinska\n](https://pl.linkedin.com/in/olhachervinska?trk=organization_guest_main-feed-\ncard-text) [ KROK University\n](https://ua.linkedin.com/school/%D1%83%D0%BD%D1%96%D0%B2%D0%B5%D1%80%D1%81%D0%B8%D1%82%D0%B5%D1%82-%D0%B5%D0%BA%D0%BE%D0%BD%D0%BE%D0%BC%D1%96%D0%BA%D0%B8-%D1%82%D0%B0-%D0%BF%D1%80%D0%B0%D0%B2%D0%B0-%D0%BA%D1%80%D0%BE%D0%BA/?trk=organization_guest_main-\nfeed-card-text) [ European Center for Social Finance\n](https://de.linkedin.com/company/ecsocfin?trk=organization_guest_main-feed-\ncard-text) [ KAINOTOMIA Center for Lifelong Learning (I.C.L.L)\n](https://gr.linkedin.com/in/kainotomia-lifelong-learning-\ncenter?trk=organization_guest_main-feed-card-text) [ Youth Business Poland\n(YBP) ](https://pl.linkedin.com/company/youth-business-\npoland?trk=organization_guest_main-feed-card-text) , [ Kauno prekybos,\npramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts)\n](https://lt.linkedin.com/company/kauno-pramon%C4%97s-prekybos-ir-\namat%C5%B3-r%C5%ABmai-kaunas-chamber-of-commerce-industry-and-\ncrafts?trk=organization_guest_main-feed-card-text) @Zeytin Grup [ Selego\n](https://fr.linkedin.com/company/selegostudio?trk=organization_guest_main-\nfeed-card-text) , [ NOA.Financojme ](https://al.linkedin.com/company/noa-\nsha?trk=organization_guest_main-feed-card-text) European Studies Master's at\nUniversity of Latvia [ Jinishian Memorial Foundation\n](https://am.linkedin.com/company/jinishian-memorial-\nfoundation?trk=organization_guest_main-feed-card-text) [ CGIA Mestre\n](https://www.linkedin.com/company/cgia-mestre?trk=organization_guest_main-\nfeed-card-text) Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad [\nhttps://lnkd.in/dF-az483 ](https://lnkd.in/dF-\naz483?trk=organization_guest_main-feed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #Networking\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fnetworking&trk=organization_guest_main-\nfeed-card-text) [ #Innovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finnovation&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Ferasmus-\nfor-young-entrepreneurs-34th-network-\nmeeting%2F&urlhash=oCj_&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 19\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://fr.linkedin.com/posts/microfinanza-srl_eidmubarak-paix-solidarit%C3%A9-activity-7311311141815640064-mVH8)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83c\udf19\u2728 \ud835\uddd8\ud835\uddf6\ud835\uddf1 \ud835\udde0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddf8 \u2728\ud83c\udf19 Toute l\u2019\u00e9quipe de Microfinanza adresse ses meilleurs v\u0153ux \u00e0\nnos partenaires et coll\u00e8gues de la communaut\u00e9 musulmane \u00e0 l\u2019occasion de l\u2019E\u00efd-\nul-Fitr. Que cette f\u00eate soit un moment de paix, de partage et d\u2019espoir. Nos\npens\u00e9es vont particuli\u00e8rement aux communaut\u00e9s affect\u00e9es par les conflits et\nles crises, en esp\u00e9rant que la solidarit\u00e9 et l\u2019entraide ouvrent la voie vers\nun avenir meilleur. [ #EidMubarak\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feidmubarak&trk=organization_guest_main-\nfeed-card-text) [ #Paix\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpaix&trk=organization_guest_main-\nfeed-card-text) [ #Solidarit\u00e9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsolidaritAez&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 16\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 1 Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_bestpractices-successstories-challenges-activity-7308083249405222912-6kWM)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nThe \ud835\udfef\ud835\udff0\ud835\ude01\ud835\uddf5 \ud835\uddd8\ud835\uddec\ud835\uddd8 \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 is now taking place in the fantastic frame of the [\nCentro Congressi Bergamo\n](https://it.linkedin.com/company/centrocongressibergamo?trk=organization_guest_main-\nfeed-card-text) ! \ud83d\udd34 Live now from the \"EYE Entrepreneurial Journeys\" session,\nwhere inspiring local entrepreneurs, Intermediary Organisations, and\nrepresentatives from the [ European Commission\n](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) come together to share\n[ #bestpractices\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbestpractices&trk=organization_guest_main-\nfeed-card-text) , [ #successstories\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsuccessstories&trk=organization_guest_main-\nfeed-card-text) , and the [ #challenges\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fchallenges&trk=organization_guest_main-\nfeed-card-text) faced throughout the programme. \ud83d\udd0d A special highlight of the\nsession is Ms. Iryna Luts , President of Ucraina Pi\u00f9 Milano and a Host\nEntrepreneur supported by [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , who is sharing her personal\njourney on stage. Her story is a powerful example of how entrepreneurial\nspirit and dedication can drive positive change, even in the face of adversity\n\ud83d\ude4c\ud83c\udffc We are proud to support initiatives that empower entrepreneurs and foster\ninclusive economic growth within [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program! [\n#entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #EYE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye&trk=organization_guest_main-\nfeed-card-text) [ #EYE34NM\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye34nm&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 14\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_microfinanza-value-development-organise-activity-7302298750637506560-Jdqz)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udde5\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf6\ud835\uddfb\ud835\uddf8\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddd6\ud835\uddfc\ud835\uddff\ud835\uddf2 \ud83d\udca1 On\nFebruary 27, 2025, [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) and [ Value Development\nConsulting ](https://tn.linkedin.com/company/value-development-\nconsulting?trk=organization_guest_main-feed-card-text) brought together key\nactors for a strategic workshop on \"\ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\udde6\ud835\ude02\ud835\ude00\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddef\ud835\uddf9\ud835\uddf2\n\ud835\uddd8\ud835\uddf0\ud835\uddfc\ud835\ude00\ud835\ude06\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfa\ud835\ude00: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddfd\ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddee\ud835\uddf0\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddd9\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\ude01\ud835\uddff\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\ude00 \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee\u2019\ud835\ude00\n\ud835\uddd9\ud835\ude02\ud835\ude01\ud835\ude02\ud835\uddff\ud835\uddf2.\" With Tunisia at a strategic turning point, this think tank fostered\ndialogue among development partners, financial institutions, and public-\nprivate stakeholders to explore innovative financing solutions, social\nentrepreneurship, and sustainable territorial ecosystems. The goal? Concrete,\nimpact-driven solutions to strengthen financial inclusion, local investment,\nand resilient economic models, in line with Tunisia Vision 2035. \ud83d\udc4f A special\nthanks to all participants and organizers who made this event a success! Your\ncontributions are shaping the future of inclusive and sustainable development\nin Tunisia. Let\u2019s keep the momentum going! [ Giampietro Pizzo\n](https://it.linkedin.com/in/giampietro-\npizzo-b3069112?trk=organization_guest_main-feed-card-text) , [ Raguzzoni Katia\n](https://it.linkedin.com/in/raguzzoni-\nkatia-329b2226?trk=organization_guest_main-feed-card-text) , [ Fabio\nMalanchini ](https://it.linkedin.com/in/fabio-\nmalanchini?trk=organization_guest_main-feed-card-text) , [ Med Atef Hermessi\n](https://tn.linkedin.com/in/med-atef-\nhermessi-a08b9377?trk=organization_guest_main-feed-card-text) , [ Marianna\nMartino ](https://it.linkedin.com/in/marianna-\nmartino-72629360?trk=organization_guest_main-feed-card-text) , [ Ana Maria\nBrinzanu ](https://tn.linkedin.com/in/ana-maria-\nbrinzanu-8977161b7?trk=organization_guest_main-feed-card-text) , [ Mohamed\nMadhkour ](https://tn.linkedin.com/in/mohamed-\nmadhkour-5a903119?trk=organization_guest_main-feed-card-text) , [ marouane\nchikhaoui ](https://tn.linkedin.com/in/marouane-\nchikhaoui-8520492b/en?trk=organization_guest_main-feed-card-text) , [ Eya\nAmdouni ](https://tn.linkedin.com/in/eya-\namdouni-0a3819154?trk=organization_guest_main-feed-card-text) , [ Sirine\nCHAOUACHI ](https://tn.linkedin.com/in/sirine-\nchaouachi-7065b11a5?trk=organization_guest_main-feed-card-text) [ Abdou\nBouarada ](https://tn.linkedin.com/in/abdou-\nbouarada?trk=organization_guest_main-feed-card-text) , [ Kais Affes\n](https://tn.linkedin.com/in/ka%C3%AFsaffes?trk=organization_guest_main-feed-\ncard-text) , @Akrout Riadh, [ Anis ALLOUCHE\n](https://tn.linkedin.com/in/anisallouche?trk=organization_guest_main-feed-\ncard-text) , @Youssef Bechaouch, [ Maya Jerbi\n](https://tn.linkedin.com/in/mayajerbi?trk=organization_guest_main-feed-card-\ntext) , [ Fatma Ezzahraa Bouallegui ](https://tn.linkedin.com/in/fatma-\nezzahraa-bouallegui-736665aa?trk=organization_guest_main-feed-card-text) , [\nYosra Bouaziz ](https://tn.linkedin.com/in/yosra-\nbouaziz-7100941a1?trk=organization_guest_main-feed-card-text) , [ Ilhem Brini\n](https://tn.linkedin.com/in/ilhembrini?trk=organization_guest_main-feed-card-\ntext) , [ Cristina Cabutto ](https://tn.linkedin.com/in/cristina-\ncabutto-731351b4?trk=organization_guest_main-feed-card-text) , [ Pui Yee Chan\n](https://tn.linkedin.com/in/pui-yee-\nchan-15578814?trk=organization_guest_main-feed-card-text) , [ Carl Daspect\n](https://tn.linkedin.com/in/carl-\ndaspect-456b7626?trk=organization_guest_main-feed-card-text) , [ Kamel Ellefi\n](https://tn.linkedin.com/in/kamel-\nellefi-67725759/en?trk=organization_guest_main-feed-card-text) , [ Eng. Imed\nGharbi ](https://tn.linkedin.com/in/imedgharbi?trk=organization_guest_main-\nfeed-card-text) , @Anis Kelifi, [ mahmoud mansour\n](https://tn.linkedin.com/in/mahmoud-\nmansour-a78019107?trk=organization_guest_main-feed-card-text) , [ Sahar Mechri\n](https://tn.linkedin.com/in/sahar-\nmechri-289a1a109?trk=organization_guest_main-feed-card-text) , [ Lotfi\nMessaoudi ](https://tn.linkedin.com/in/lotfi-\nmessaoudi?trk=organization_guest_main-feed-card-text) , [ denise salustri\n](https://tn.linkedin.com/in/denise-\nsalustri-202087123?trk=organization_guest_main-feed-card-text) , Lemia Thabet\nChekir, [ Jan Hendrik van Zoelen Cort\u00e9s\n](https://tn.linkedin.com/in/janhvanzoelen?trk=organization_guest_main-feed-\ncard-text) , [ Hamda Zeramdini ](https://tn.linkedin.com/in/hamda-\nzeramdini-28b2b2117?trk=organization_guest_main-feed-card-text) , [ Besma\nGhozzi ](https://tn.linkedin.com/in/besma-ghozzi?trk=organization_guest_main-\nfeed-card-text) , [ Chlo\u00e9 Guerrini\n](https://tn.linkedin.com/in/chlo%C3%A9-guerrini-74558b168/en?trk=organization_guest_main-\nfeed-card-text) , [ Adriana Arduz ](https://es.linkedin.com/in/adriana-\narduz-118564131?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Check-out our\nlatest online article: [ https://lnkd.in/dfSfDrig\n](https://lnkd.in/dfSfDrig?trk=organization_guest_main-feed-card-text) [\n#LocalDevelopment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Flocaldevelopment&trk=organization_guest_main-\nfeed-card-text) [ #FinancialInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinnovation&trk=organization_guest_main-\nfeed-card-text) [ #SustainableGrowth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainablegrowth&trk=organization_guest_main-\nfeed-card-text) [ #Tunisia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ftunisia&trk=organization_guest_main-\nfeed-card-text) [ #PublicPrivatePartnerships\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpublicprivatepartnerships&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Fmicrofinanza-\nvalue-development-organise-a-think-tank-on-financial-innovation-in-\ntunis%2F&urlhash=-AuM&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 37\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmusforyoungentrepreneurs-globalopportunities-activity-7297261093222060033-3S7c)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n2mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\ude80 Exciting news from the [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program - EYE! \ud83c\udf0d EYE\nis expanding its network to four key global innovation hubs: the UK, the USA,\nCanada, and Singapore. This milestone marks a major step in supporting\nEuropean entrepreneurs with international opportunities, mentorship, and\naccess to dynamic business ecosystems. By fostering global partnerships, EYE\nis empowering SMEs to scale, innovate, and thrive in competitive markets. With\nnearly 13,000 exchanges completed and 26,000 entrepreneurs engaged, this\nexpansion opens new doors for emerging businesses. \ud835\udddd\ud835\uddfc\ud835\uddf6\ud835\uddfb \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddf7\ud835\uddfc\ud835\ude02\ud835\uddff\ud835\uddfb\ud835\uddf2\ud835\ude06 \u2708\ufe0f \ud83d\udd0d Learn\nmore about the program: [ https://lnkd.in/gZUVsCD\n](https://lnkd.in/gZUVsCD?trk=organization_guest_main-feed-card-text) \ud83d\udcac\nContact [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , your Italian local point: [\nproject@microfinanza.com\n](mailto:project@microfinanza.com?trk=organization_guest_main-feed-card-text)\n\ud83d\udc49\ud83c\udffd Read the lastest press release: [ https://lnkd.in/dA4JYnss\n](https://lnkd.in/dA4JYnss?trk=organization_guest_main-feed-card-text) [\n#ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #GlobalOpportunities\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fglobalopportunities&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #SMEInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsmeinnovation&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 31\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_we-rise-incubator-accelerator-program-activity-7284917201021587457-hOvd)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd8\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\ude04\ud835\uddf2\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd6\ud835\uddf5\ud835\uddee\ud835\uddfb\ud835\uddf4\ud835\uddf2 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \ud835\udddc\ud835\uddfb\ud835\uddf0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff & \ud835\uddd4\ud835\uddf0\ud835\uddf0\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddf4\ud835\uddff\ud835\uddee\ud835\uddfa The \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! Incubator & Accelerator Program is reshaping Kassala and Port Sudan entrepreneurship, empowering women- and youth-led micro, small, and medium enterprises (MSMEs) to thrive. Since its launch in March 2023, this initiative - funded by the [ European Union ](https://be.linkedin.com/company/european-union?trk=organization_guest_main-feed-card-text) and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) and [ UN Women ](https://www.linkedin.com/company/un-women?trk=organization_guest_main-feed-card-text) \\- has played a critical role in advancing financial inclusion, promoting gender equity, and strengthening resilience in Sudan. \ud83d\ude4c\ud83c\udffc In the midst of fragile context, resilience and innovation take center stage\ud83d\ude4c\ud83c\udffc \ud83d\udc49 Check out the last post on our website: [ https://lnkd.in/dvqzH8ui ](https://lnkd.in/dvqzH8ui?trk=organization_guest_main-feed-card-text) \ud83d\udc49 Find out more about the project: [ https://lnkd.in/dysRiH_p ](https://lnkd.in/dysRiH_p?trk=organization_guest_main-feed-card-text) [ SAVANNAH Innovation Labs ](https://sd.linkedin.com/company/savannah-innovation-labs?trk=organization_guest_main-feed-card-text) [ MDF | Empowering People, Creating Impact ](https://nl.linkedin.com/company/mdf-training-&-consultancy?trk=organization_guest_main-feed-card-text) [ MDF Africa ](https://nl.linkedin.com/in/mdf-africa-5a2247158?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-feed-card-text) [ #WomenEmpowerment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwomenempowerment&trk=organization_guest_main-feed-card-text) [ #YouthEntrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-feed-card-text) [ #Sustainability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainability&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) [ #Sudan ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudan&trk=organization_guest_main-feed-card-text)\n\n` ` ` `\n\n[ 33\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 5 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_financialinclusion-ybi-youthbusiness-activity-7283481063534829570-Iyq0)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udce3 \ud83d\udce3 Exciting News! \ud83d\udce3 \ud83d\udce3 [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) is now part of the [ Youth\nBusiness International (YBI) ](https://uk.linkedin.com/company/youth-business-\ninternational-ybi-?trk=organization_guest_main-feed-card-text) network! For\nthe past 25 years, we\u2019ve been dedicated to advancing financial inclusion\nworldwide. Joining [ Youth Business International (YBI)\n](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card-text) creates new opportunities to\nstrengthen our impact, scale up initiatives, and collaborate with a global\nnetwork committed to empowering vulnerable groups. A big thank you to YBI for\nthe warm welcome \ud83d\ude4c\ud83c\udffc We\u2019re ready to embark on this journey together \ud83d\ude80 \ud83d\udc49\ud83c\udffd Check\nout our latest news: [ https://lnkd.in/d8XWHRXX\n](https://lnkd.in/d8XWHRXX?trk=organization_guest_main-feed-card-text) [\n#FinancialInclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-\nfeed-card-text) [ #YBI\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybi&trk=organization_guest_main-\nfeed-card-text) [ #YouthBusiness\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthbusiness&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card_reshare_feed-actor-image)\n\n[ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-\nbusiness-international-ybi-?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n10,328 followers\n\n3mo\n\nWe're so pleased to welcome another new member to the YBI network this week: [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) ! Microfinanza Srl,\nbased in Italy, is an independent consultancy with 25 years of experience and\nin-depth knowledge of access to finance and financial inclusion challenges.\n\"We work to increase financial inclusion and make it permanent, globally.\nJoining the YBI Network means increasing the chance to positively impact\nvulnerable groups, scaling up our initiatives and sharing knowledge and good\npractices.\" We look forward to future discussions and projects on these topics\nwith Microfinanza.\n\n    * ` ` ` `\n\n[ 30\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_sudans-private-sector-resilient-in-war-crisis-activity-7283037323926097921-ddvC)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\uddfd\ud835\uddf6\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\ude01 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde6\ud835\ude02\ud835\uddf1\ud835\uddee\ud835\uddfb: \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01 \ud835\uddec\ud835\uddfc\ud835\uddf4\ud835\uddf6, \ud835\uddee \ud835\udde7\ud835\uddff\ud835\uddee\ud835\uddf6\ud835\uddf9\ud835\uddef\ud835\uddf9\ud835\uddee\ud835\ude07\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddf4\ud835\uddff\ud835\uddf6\ud835\uddef\ud835\ude02\ud835\ude00\ud835\uddf6\ud835\uddfb\ud835\uddf2\ud835\ude00\ud835\ude00 \ud83d\udca1 We are\nproud to highlight the incredible work of [ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard-text) , a Sudanese agribusiness making waves in the dairy sector. By\nproviding fresh, high-quality food products, supporting the local economy, and\ninspiring hope for other entrepreneurs in fragile contexts, Yogi exemplifies\nresilience and innovation. Led by its visionary founder, [ Nur Magid\n](https://sd.linkedin.com/in/nur-magid-0834a9206?trk=organization_guest_main-\nfeed-card-text) , Yogi is one of the many enterprises supported by the EUR 1\nmillion [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-\nfeed-card-text) \\- as part of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) ! program, funded by the European Union and implemented by [\nAICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-\nababa?trk=organization_guest_main-feed-card-text) (formerly [ Agenzia Italiana\nper la Cooperazione allo Sviluppo - Sede di Khartoum\n](https://sd.linkedin.com/company/aics-khartoum?trk=organization_guest_main-\nfeed-card-text) ). \ud83c\udfa5 Watch the full interview below and learn how Yogi leads\nthe way for impactful, private-sector-driven change \ud83d\udc47\ud83c\udffd\ud83d\udc47\ud83c\udffd In its second year,\nthe [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-\nfeed-card-text) is: \u2705 Empowering SMEs, cooperatives, and women\u2019s associations\nwith tailor-made business coaching. \u2705 Offering matching grants and leveraging\nan innovative blended finance mechanism to de-risk investments. \u2705\nStrengthening local value chains and contributing to the Sustainable\nDevelopment Goals (SDGs). Through these efforts, the fund is fostering\nresilience and paving the way for a more prosperous future in a country deeply\naffected by conflict and fragility. \ud83d\udce2 Stay tuned as we continue to share\nupdates on the champions of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) ! program and the innovative financial mechanisms developed by\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) to drive lasting impact in\nSudan. [ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card-text) [ #BlendedFinance\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fblendedfinance&trk=organization_guest_main-\nfeed-card-text) [ #SDGs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsdgs&trk=organization_guest_main-\nfeed-card-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card-text) [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) !\n\n[ ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-\nfeed-card_reshare_feed-actor-image)\n\n[ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n209 followers\n\n3mo  Edited\n\n\ud83d\udce2 Watch Our Founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-\nmagid-0834a9206?trk=organization_guest_main-feed-card_reshare-text) , Speak on\n[ CNBC Africa ](https://za.linkedin.com/company/cnbc-\nafrica?trk=organization_guest_main-feed-card_reshare-text) ! \ud83c\udf0d\u2728 In a powerful\ninterview, our founder Nur Magid shares Yogi\u2019s journey of resilience amidst\nSudan\u2019s ongoing challenges. With the country facing unprecedented levels of\nfood insecurity\u2014where 59% of rural households in Gedarif alone are severely\nfood insecure\u2014Yogi is making a meaningful impact by providing affordable,\nnutritious yoghurt to those who need it most. Nur discusses: \u2705 How Yogi is\naddressing critical food shortages and supporting communities during this\ncrisis. \u2705 The importance of collaborating with organizations like [ World Food\nProgramme ](https://it.linkedin.com/company/unwfp?trk=organization_guest_main-\nfeed-card_reshare-text) and [ UNICEF\n](https://www.linkedin.com/company/unicef?trk=organization_guest_main-feed-\ncard_reshare-text) to expand efforts and provide sustainable food solutions. \u2705\nWhy Sudan remains a promising destination for impactful investments and\nopportunities, even in challenging times. \u2705 The essential role of Public-\nPrivate Partnerships (PPPs) and grants in scaling operations and maximising\nimpact. \ud83c\udf1f Yogi is more than a business\u2014it\u2019s a mission to build resilience,\nfoster recovery, and create hope for Sudan. \ud83c\udfa5 Watch the full interview below\nand learn how Yogi leads the way for impactful, private-sector-driven change.\n[ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card_reshare-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card_reshare-text) [ #YogiSudan\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyogisudan&trk=organization_guest_main-\nfeed-card_reshare-text) [ #EconomicRecovery\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feconomicrecovery&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card_reshare-text) [ #PartnershipForChange\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpartnershipforchange&trk=organization_guest_main-\nfeed-card_reshare-text) [ Alessandro Baroni\n](https://no.linkedin.com/in/alexbaroni75?trk=organization_guest_main-feed-\ncard_reshare-text) [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-\naddis-ababa?trk=organization_guest_main-feed-card_reshare-text) [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) [ Costanza Barucci\n](https://it.linkedin.com/in/costanza-\nbarucci-04073b84?trk=organization_guest_main-feed-card_reshare-text) [\nhttps://lnkd.in/dU2zc2ZS\n](https://lnkd.in/dU2zc2ZS?trk=organization_guest_main-feed-card_reshare-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Ecnbcafrica%2Ecom%2Fmedia%2F6366773251112%2Fsudans-\nprivate-sector-resilient-in-war-\ncrisis%2F&urlhash=pHOU&trk=organization_guest_main-feed-card_reshare_feed-\narticle-content)\n\n` ` ` `\n\n[ 8\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 2 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_%F0%9D%97%95%F0%9D%97%B2%F0%9D%98%80%F0%9D%98%81-%F0%9D%98%84%F0%9D%97%B6%F0%9D%98%80%F0%9D%97%B5%F0%9D%97%B2%F0%9D%98%80-%F0%9D%97%B3%F0%9D%97%BF%F0%9D%97%BC%F0%9D%97%BA-%F0%9D%97%A0%F0%9D%97%B6%F0%9D%97%B0%F0%9D%97%BF%F0%9D%97%BC-activity-7276917402473222145-MdRR)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd5\ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude04\ud835\uddf6\ud835\ude00\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde0\ud835\uddf6\ud835\uddf0\ud835\uddff\ud835\uddfc\ud835\uddf3\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude07\ud835\uddee \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udfee\ud835\udfec\ud835\udfee\ud835\udff1 A new year with hope and commitment.\nBuild bridges where divisions remain. Empower communities to grow. Protect our\nplanet for generations to come. Our wish for the year ahead is for everyone to\nembrace the responsibility to act with courage, compassion, and purpose.\nTogether, we can create a more inclusive, sustainable, and equitable world.\nHappy New Year from [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) 's team.\n\n    * ` ` ` `\n\n[ 26\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_futurlab-youthentrepreneurship-socialeconomy-activity-7270349946380328960-u5O5)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) , Manager of the\nEU Area at [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , took part in the [ #FuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card-text) event organized by [ Fundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card-text) ! This event brought\ntogether over 120 European professionals to collaboratively shape the future\nof [ #youthentrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-\nfeed-card-text) and the [ #socialeconomy\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialeconomy&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udca1 A truly inspiring experience of innovation and\ncollaboration! [ #YBSFuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybsfuturlab&trk=organization_guest_main-\nfeed-card-text) [ #SomosFuture\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsomosfuture&trk=organization_guest_main-\nfeed-card-text) [ #SomosColaboraci\u00f3n\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoscolaboraciAeJn&trk=organization_guest_main-\nfeed-card-text) [ #SomosEconom\u00eda\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoseconomAeDa&trk=organization_guest_main-\nfeed-card-text) [ #Youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card-text) [ #Employability\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Femployability&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-\nimage)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-name)\n\nCFA ESG | Sustainable Finance and Investing | Youth Entrepreneurship \n\n5mo\n\nWhat a week! From 26th to 28th Nov. I had the chance to participate to the [\nFundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card_reshare-text) 's [ #FuturLab\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card_reshare-text) at la Real F\u00e1brica de Cristales de La Granja. 3 days\nspent in Segovia, representing [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) and working with more\nthan 100 other experts, social innovators, experts, and public representatives\nto foster the co-creation and design process around rural and youth\nentrepreneurship. Thanks a lot [ Sara Simon ](https://es.linkedin.com/in/sara-\nsimon-penas-447749104?trk=organization_guest_main-feed-card_reshare-text) and\nall YBS team, to invite us to this extremely stimulating event, imagining\nfutures and shaping more inclusive ecosystems, in Spain and Europe for the\nnext decade. We will keep on working to support [ #youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card_reshare-text) [ #entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card_reshare-text) and [ #social\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #financial\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #inclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finclusion&trk=organization_guest_main-\nfeed-card_reshare-text) !\n\n    *     *     * ` ` ` `\n\n[ 9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n` ` ` ` ` `\n\n##  Join now to see what you are missing\n\n  * Find people you know at Microfinanza \n  * Browse recommended jobs for you \n  * View all updates, news, and articles \n\n[ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=public_biz_promo-join)\n\n##  Similar pages\n\n  * ### [ ACK International  Business Consulting and Services  ](https://fr.linkedin.com/company/ackinternational?trk=similar-pages)\n  * ### [ MFR  Financial Services  Milan, Italy  ](https://it.linkedin.com/company/mf-rating?trk=similar-pages)\n  * ### [ Erasmus For Young Entrepreneurs  Strategic Management Services  ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=similar-pages)\n  * ### [ Cash for microfinance - \u0643\u0627\u0634 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0646\u0627\u0647\u0649 \u0627\u0644\u0635\u063a\u0631  Financial Services  \u0627\u0644\u0645\u0646\u064a\u0627, \u0627\u0644\u0645\u0646\u064a\u0627  ](https://eg.linkedin.com/company/cashmicrofinance?trk=similar-pages)\n  * ### [ TRACE  Non-profit Organization Management  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](https://www.linkedin.com/jobs/relationship-manager-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Customer Service Representative jobs  185,647 open jobs  ](https://www.linkedin.com/jobs/customer-service-representative-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Consultant jobs  760,907 open jobs  ](https://www.linkedin.com/jobs/consultant-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Project Manager jobs  253,048 open jobs  ](https://www.linkedin.com/jobs/project-manager-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Human Resources Intern jobs  15,015 open jobs  ](https://www.linkedin.com/jobs/human-resources-intern-jobs?trk=organization_guest-browse_jobs)\n  * ### [ Intern jobs  71,196 open jobs  ](https://www.linkedin.com/jobs/intern-jobs?trk=organization_guest-browse_jobs)\n\n  *     * [ Sustainability Analyst jobs ](https://www.linkedin.com/jobs/sustainability-analyst-jobs?trk=organization_guest_linkster_link)\n    * [ Student Intern jobs ](https://www.linkedin.com/jobs/student-intern-jobs?trk=organization_guest_linkster_link)\n    * [ Finance Intern jobs ](https://www.linkedin.com/jobs/finance-intern-jobs?trk=organization_guest_linkster_link)\n    * [ Leadership Coach jobs ](https://www.linkedin.com/jobs/leadership-coach-jobs?trk=organization_guest_linkster_link)\n\n    * [ Strategy Consultant jobs ](https://www.linkedin.com/jobs/strategy-consultant-jobs?trk=organization_guest_linkster_link)\n    * [ Coach jobs ](https://www.linkedin.com/jobs/coach-jobs?trk=organization_guest_linkster_link)\n    * [ Executive jobs ](https://www.linkedin.com/jobs/executive-jobs?trk=organization_guest_linkster_link)\n    * [ Grants Writer jobs ](https://www.linkedin.com/jobs/grants-writer-jobs?trk=organization_guest_linkster_link)\n\n    * [ Project Management Intern jobs ](https://www.linkedin.com/jobs/project-management-intern-jobs?trk=organization_guest_linkster_link)\n    * [ Junior Project Manager jobs ](https://www.linkedin.com/jobs/junior-project-manager-jobs?trk=organization_guest_linkster_link)\n    * [ Project Manager jobs ](https://www.linkedin.com/jobs/project-manager-jobs?trk=organization_guest_linkster_link)\n\n  * LinkedIn  \u00a9 2025 \n  * [ About ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about)\n  * [ Accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility)\n  * [ User Agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)\n  * [ Privacy Policy ](https://www.linkedin.com/legal/privacy-policy?trk=d_org_guest_company_overview_footer-privacy-policy)\n  * [ Your California Privacy Choices ](https://www.linkedin.com/legal/california-privacy-disclosure?trk=d_org_guest_company_overview_footer-california-privacy-rights-act)\n  * [ Cookie Policy ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy)\n  * [ Copyright Policy ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy)\n  * [ Brand Policy ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)\n  * [ Guest Controls ](https://www.linkedin.com/psettings/guest-controls?trk=d_org_guest_company_overview_footer-guest-controls)\n  * [ Community Guidelines ](https://www.linkedin.com/legal/professional-community-policies?trk=d_org_guest_company_overview_footer-community-guide)\n  *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     * \n\n` ` ` ` ` ` ` ` ` ` ` `\n\n##  Sign in to see who you already know at Microfinanza\n\n##  Welcome back\n\n` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `\n\nBy clicking Continue to join or sign in, you agree to LinkedIn\u2019s [ User\nAgreement ](/legal/user-agreement?trk=organization_guest_contextual-sign-in-\nmodal_sign-in-modal_auth-button_user-agreement) , [ Privacy Policy\n](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-modal_sign-\nin-modal_auth-button_privacy-policy) , and [ Cookie Policy ](/legal/cookie-\npolicy?trk=organization_guest_contextual-sign-in-modal_sign-in-modal_auth-\nbutton_cookie-policy) .\n\nNew to LinkedIn? [ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_contextual-sign-in-modal_sign-in-modal_join-link)\n\nor\n\nBy clicking Continue to join or sign in, you agree to LinkedIn\u2019s [ User\nAgreement ](/legal/user-agreement?trk=organization_guest_auth-button_user-\nagreement) , [ Privacy Policy ](/legal/privacy-\npolicy?trk=organization_guest_auth-button_privacy-policy) , and [ Cookie\nPolicy ](/legal/cookie-policy?trk=organization_guest_auth-button_cookie-\npolicy) .\n\nNew to LinkedIn? [ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_contextual-sign-in-modal_join-link)\n\nLinkedIn\n\nLinkedIn is better on the app\n\nDon\u2019t have the app? Get it in the Microsoft Store.\n\n[ Open the app ](ms-windows-\nstore://pdp/?ProductId=9WZDNCRFJ4Q7&mode=mini&cid=guest_desktop_upsell)\n\n` ` ` `\n\n",
                "url": "https://www.linkedin.com/company/microfinanza-srl/"
            },
            "reason": "This is the official LinkedIn page of Microfinanza S.r.l., providing company information, updates, and employee profiles. LinkedIn is a reliable source for verifying company details and professional networking.",
            "reliability_score": 0.9,
            "search_query": "company 'Microfinanza S.r.l.' risk regulatory compliance",
            "summary": "The LinkedIn page for Microfinanza S.r.l. offers a professional overview of the company, including its size, industry, and employee base. It serves as a platform for networking and recruitment.",
            "url": "https://www.linkedin.com/company/microfinanza-srl/"
        },
        {
            "content": {
                "metadata": {
                    "ext_id": "2c760850-4a84-4546-bd21-300521237144",
                    "origin": "public",
                    "resource_location": "web",
                    "resource_type": "webpage",
                    "source": "https://it.linkedin.com/company/microfinanza-srl"
                },
                "page_content": "Vai al contenuto principale\n\n#  Microfinanza\n\n##  Servizi finanziari\n\n###  Vicenza, Veneto  2.331 follower\n\n####  Think. Innovate. Implement. For a good finance, good for everyone. No\nfinancial barrier.\n\n[ Segui\n](https://www.linkedin.com/login/it?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&fromSignIn=true&trk=top-card_top-card-secondary-button-top-card-secondary-\ncta)\n\n  * [ Visualizza tutti i dipendenti (16)  ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&_l=it&trk=org-employees_cta_face-pile-cta)\n\n  * [ Segnala azienda ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=top-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=COMPANY&_f=guest-reporting)\n\n##  Chi siamo\n\nMicrofinanza Srl is a consulting company with more than 20 years of experience\nin providing services in the field of financial inclusion. Our experts provide\nin-depth analysis of the medium and long-term outcomes stemming from diverse\ninterventions within the field of financial inclusion and social\nentrepreneurship. Microfinanza offers services in: \\- Monitoring and\nEvaluation \\- Financial education \\- Technical cooperation \\- Green and rural\nMicrofinance Microfinanza has implemented projects in regions including Sub-\nSaharan Africa, Asia and South-East Asia, MENA Region, Central Asia and the\nCaucasus, Latin America and the Caribbean, the Balkans and Europe,\ncollaborating with over hundred organizations worldwide.\n\nSito Web\n\n     [ http://microfinanza.com  ](https://www.linkedin.com/redir/redirect?url=http%3A%2F%2Fmicrofinanza%2Ecom&urlhash=8Pi4&trk=about_website)\n\nLink esterno per Microfinanza\n\nSettore\n\n     Servizi finanziari \n\nDimensioni dell\u2019azienda\n\n     2-10 dipendenti \n\nSede principale\n\n     Vicenza, Veneto \n\nTipo\n\n     Societ\u00e0 privata non quotata \n\nSettori di competenza\n\n     Microfinanza, Micro-PMI, Finanza Etica, Finanza per lo sviluppo urbano e rurale, Educazione finanziaria e Orientamento all'impresa \n\n##  Localit\u00e0\n\n  * Principale \n\nStradella Della Racchetta, 22\n\nVicenza, Veneto 36100, IT\n\n[ Ottieni indicazioni\n](https://www.bing.com/maps?where=Stradella+Della+Racchetta%2C+22+Vicenza+36100+Veneto+IT&trk=org-\nlocations_url)\n\n##  Dipendenti presso Microfinanza\n\n  * ### [ Francesco Terreri  Associazione Microfinanza e Sviluppo - Il T Quotidiano  ](https://it.linkedin.com/in/francesco-terreri-6896689?trk=org-employees)\n  * ### [ Davide Libralesso  Senior Expert, Sustainable and Development Finance  ](https://it.linkedin.com/in/davide-libralesso-494768b?trk=org-employees)\n  * ### [ Giampietro Pizzo  President at Microfinanza srl  ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=org-employees)\n  * ### [ Raguzzoni Katia  Partner and member of the BoD at Microfinanza Srl Advisory and Technical Assistance on Financial Inclusion  ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=org-employees)\n\n[ Vedi tutti i dipendenti\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&_l=it&trk=public_biz_employees-\njoin)\n\n##  Aggiornamenti\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmus-for-young-entrepreneurs-34th-network-activity-7312745605146013696-tzHs)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n4 settimane  Modificato\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nStrengthening Partnerships & Supporting Young Entrepreneurs! On March 18-19, [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) had the pleasure of\nparticipating in the 34th Network Meeting of [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) (EYE) in [ #Bergamo\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbergamo&_l=it&trk=organization_guest_main-\nfeed-card-text) . This inspiring event brought together key stakeholders from\nacross [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&_l=it&trk=organization_guest_main-\nfeed-card-text) to exchange ideas, share best practices, and explore new ways\nto strengthen the EYE program. Attending such events enables us to remain at\nthe forefront of entrepreneurial support, continuously refining our approach\nand contributing to the development of a dynamic ecosystem for [\n#youngentrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udc4f A huge thank you to the organizers and all participants\nfor making this meeting a success! We look forward to continuing our\ncollaboration and driving impactful initiatives within [ Erasmus For Young\nEntrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) ! [ European\nInnovation Council and SMEs Executive Agency (EISMEA)\n](https://be.linkedin.com/company/eismea?trk=organization_guest_main-feed-\ncard-text) , [ European Commission ](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) , [ Eurochambres\n](https://be.linkedin.com/company/eurochambres?trk=organization_guest_main-\nfeed-card-text) [ Miroslava Markova ](https://bg.linkedin.com/in/miroslava-\nmarkova-762b21195?trk=organization_guest_main-feed-card-text) , [ Daniele\nNicolai ](https://it.linkedin.com/in/daniele-\nnicolai-61082013a?trk=organization_guest_main-feed-card-text) , Jose\nFernandez, [ Denize P. ](https://lv.linkedin.com/in/denize-\nponomarjova?trk=organization_guest_main-feed-card-text) , [ Zuhal Selcuk\n](https://tr.linkedin.com/in/zuhal-selcuk-697163a?trk=organization_guest_main-\nfeed-card-text) , [ Valbona Elmazi(Dervishi)\n](https://al.linkedin.com/in/valbona-elmazi-\ndervishi-16513b20?trk=organization_guest_main-feed-card-text) , [ Greta\n\u0160imukauskait\u0117\n](https://lt.linkedin.com/in/greta-%C5%A1imukauskait%C4%97-b017b317a?trk=organization_guest_main-\nfeed-card-text) , [ No\u00e9mie Taillis ](https://fr.linkedin.com/in/no%C3%A9mie-\ntaillis?trk=organization_guest_main-feed-card-text) , [ Mike Triantafillou\n](https://gr.linkedin.com/in/mike-\ntriantafillou-62a8a9231?trk=organization_guest_main-feed-card-text) , [\nWolfgang Spiess-Knafl ](https://at.linkedin.com/in/wolfgang-spiess-\nknafl?trk=organization_guest_main-feed-card-text) , [ Andrii Lotariev\n](https://ua.linkedin.com/in/andrii-\nlotariev-a9443720?trk=organization_guest_main-feed-card-text) , [ Matteo\nSolivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) and [ Olha\nChervinska\n](https://pl.linkedin.com/in/olhachervinska?trk=organization_guest_main-feed-\ncard-text) [ KROK University\n](https://ua.linkedin.com/school/%D1%83%D0%BD%D1%96%D0%B2%D0%B5%D1%80%D1%81%D0%B8%D1%82%D0%B5%D1%82-%D0%B5%D0%BA%D0%BE%D0%BD%D0%BE%D0%BC%D1%96%D0%BA%D0%B8-%D1%82%D0%B0-%D0%BF%D1%80%D0%B0%D0%B2%D0%B0-%D0%BA%D1%80%D0%BE%D0%BA/?trk=organization_guest_main-\nfeed-card-text) [ European Center for Social Finance\n](https://de.linkedin.com/company/ecsocfin?trk=organization_guest_main-feed-\ncard-text) [ KAINOTOMIA Center for Lifelong Learning (I.C.L.L)\n](https://gr.linkedin.com/in/kainotomia-lifelong-learning-\ncenter?trk=organization_guest_main-feed-card-text) [ Youth Business Poland\n(YBP) ](https://pl.linkedin.com/company/youth-business-\npoland?trk=organization_guest_main-feed-card-text) , [ Kauno prekybos,\npramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts)\n](https://lt.linkedin.com/company/kauno-pramon%C4%97s-prekybos-ir-\namat%C5%B3-r%C5%ABmai-kaunas-chamber-of-commerce-industry-and-\ncrafts?trk=organization_guest_main-feed-card-text) @Zeytin Grup [ Selego\n](https://fr.linkedin.com/company/selegostudio?trk=organization_guest_main-\nfeed-card-text) , [ NOA.Financojme ](https://al.linkedin.com/company/noa-\nsha?trk=organization_guest_main-feed-card-text) European Studies Master's at\nUniversity of Latvia [ Jinishian Memorial Foundation\n](https://am.linkedin.com/company/jinishian-memorial-\nfoundation?trk=organization_guest_main-feed-card-text) [ CGIA Mestre\n](https://www.linkedin.com/company/cgia-mestre?trk=organization_guest_main-\nfeed-card-text) Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad [\nhttps://lnkd.in/dF-az483 ](https://lnkd.in/dF-\naz483?trk=organization_guest_main-feed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Networking\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fnetworking&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Innovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finnovation&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Ferasmus-\nfor-young-entrepreneurs-34th-network-\nmeeting%2F&urlhash=oCj_&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 19\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://fr.linkedin.com/posts/microfinanza-srl_eidmubarak-paix-solidarit%C3%A9-activity-7311311141815640064-mVH8)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n1 mese\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83c\udf19\u2728 \ud835\uddd8\ud835\uddf6\ud835\uddf1 \ud835\udde0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddf8 \u2728\ud83c\udf19 Toute l\u2019\u00e9quipe de Microfinanza adresse ses meilleurs v\u0153ux \u00e0\nnos partenaires et coll\u00e8gues de la communaut\u00e9 musulmane \u00e0 l\u2019occasion de l\u2019E\u00efd-\nul-Fitr. Que cette f\u00eate soit un moment de paix, de partage et d\u2019espoir. Nos\npens\u00e9es vont particuli\u00e8rement aux communaut\u00e9s affect\u00e9es par les conflits et\nles crises, en esp\u00e9rant que la solidarit\u00e9 et l\u2019entraide ouvrent la voie vers\nun avenir meilleur. [ #EidMubarak\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feidmubarak&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Paix\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpaix&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Solidarit\u00e9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsolidaritAez&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 16\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` ` [ 1 commento\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_bestpractices-successstories-challenges-activity-7308083249405222912-6kWM)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n1 mese\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nThe \ud835\udfef\ud835\udff0\ud835\ude01\ud835\uddf5 \ud835\uddd8\ud835\uddec\ud835\uddd8 \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 is now taking place in the fantastic frame of the [\nCentro Congressi Bergamo\n](https://it.linkedin.com/company/centrocongressibergamo?trk=organization_guest_main-\nfeed-card-text) ! \ud83d\udd34 Live now from the \"EYE Entrepreneurial Journeys\" session,\nwhere inspiring local entrepreneurs, Intermediary Organisations, and\nrepresentatives from the [ European Commission\n](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) come together to share\n[ #bestpractices\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbestpractices&_l=it&trk=organization_guest_main-\nfeed-card-text) , [ #successstories\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsuccessstories&_l=it&trk=organization_guest_main-\nfeed-card-text) , and the [ #challenges\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fchallenges&_l=it&trk=organization_guest_main-\nfeed-card-text) faced throughout the programme. \ud83d\udd0d A special highlight of the\nsession is Ms. Iryna Luts , President of Ucraina Pi\u00f9 Milano and a Host\nEntrepreneur supported by [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , who is sharing her personal\njourney on stage. Her story is a powerful example of how entrepreneurial\nspirit and dedication can drive positive change, even in the face of adversity\n\ud83d\ude4c\ud83c\udffc We are proud to support initiatives that empower entrepreneurs and foster\ninclusive economic growth within [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program! [\n#entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #EYE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #EYE34NM\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye34nm&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 14\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_microfinanza-value-development-organise-activity-7302298750637506560-Jdqz)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n1 mese\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udde5\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf6\ud835\uddfb\ud835\uddf8\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddd6\ud835\uddfc\ud835\uddff\ud835\uddf2 \ud83d\udca1 On\nFebruary 27, 2025, [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) and [ Value Development\nConsulting ](https://tn.linkedin.com/company/value-development-\nconsulting?trk=organization_guest_main-feed-card-text) brought together key\nactors for a strategic workshop on \"\ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\udde6\ud835\ude02\ud835\ude00\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddef\ud835\uddf9\ud835\uddf2\n\ud835\uddd8\ud835\uddf0\ud835\uddfc\ud835\ude00\ud835\ude06\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfa\ud835\ude00: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddfd\ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddee\ud835\uddf0\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddd9\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\ude01\ud835\uddff\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\ude00 \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee\u2019\ud835\ude00\n\ud835\uddd9\ud835\ude02\ud835\ude01\ud835\ude02\ud835\uddff\ud835\uddf2.\" With Tunisia at a strategic turning point, this think tank fostered\ndialogue among development partners, financial institutions, and public-\nprivate stakeholders to explore innovative financing solutions, social\nentrepreneurship, and sustainable territorial ecosystems. The goal? Concrete,\nimpact-driven solutions to strengthen financial inclusion, local investment,\nand resilient economic models, in line with Tunisia Vision 2035. \ud83d\udc4f A special\nthanks to all participants and organizers who made this event a success! Your\ncontributions are shaping the future of inclusive and sustainable development\nin Tunisia. Let\u2019s keep the momentum going! [ Giampietro Pizzo\n](https://it.linkedin.com/in/giampietro-\npizzo-b3069112?trk=organization_guest_main-feed-card-text) , [ Raguzzoni Katia\n](https://it.linkedin.com/in/raguzzoni-\nkatia-329b2226?trk=organization_guest_main-feed-card-text) , [ Fabio\nMalanchini ](https://it.linkedin.com/in/fabio-\nmalanchini?trk=organization_guest_main-feed-card-text) , [ Med Atef Hermessi\n](https://tn.linkedin.com/in/med-atef-\nhermessi-a08b9377?trk=organization_guest_main-feed-card-text) , [ Marianna\nMartino ](https://it.linkedin.com/in/marianna-\nmartino-72629360?trk=organization_guest_main-feed-card-text) , [ Ana Maria\nBrinzanu ](https://tn.linkedin.com/in/ana-maria-\nbrinzanu-8977161b7?trk=organization_guest_main-feed-card-text) , [ Mohamed\nMadhkour ](https://tn.linkedin.com/in/mohamed-\nmadhkour-5a903119?trk=organization_guest_main-feed-card-text) , [ marouane\nchikhaoui ](https://tn.linkedin.com/in/marouane-\nchikhaoui-8520492b?trk=organization_guest_main-feed-card-text) , [ Eya Amdouni\n](https://tn.linkedin.com/in/eya-\namdouni-0a3819154?trk=organization_guest_main-feed-card-text) , [ Sirine\nCHAOUACHI ](https://tn.linkedin.com/in/sirine-\nchaouachi-7065b11a5?trk=organization_guest_main-feed-card-text) [ Abdou\nBouarada ](https://tn.linkedin.com/in/abdou-\nbouarada?trk=organization_guest_main-feed-card-text) , [ Kais Affes\n](https://tn.linkedin.com/in/ka%C3%AFsaffes?trk=organization_guest_main-feed-\ncard-text) , @Akrout Riadh, [ Anis ALLOUCHE\n](https://tn.linkedin.com/in/anisallouche?trk=organization_guest_main-feed-\ncard-text) , @Youssef Bechaouch, [ Maya Jerbi\n](https://tn.linkedin.com/in/mayajerbi?trk=organization_guest_main-feed-card-\ntext) , [ Fatma Ezzahraa Bouallegui ](https://tn.linkedin.com/in/fatma-\nezzahraa-bouallegui-736665aa?trk=organization_guest_main-feed-card-text) , [\nYosra Bouaziz ](https://tn.linkedin.com/in/yosra-\nbouaziz-7100941a1?trk=organization_guest_main-feed-card-text) , [ Ilhem Brini\n](https://tn.linkedin.com/in/ilhembrini?trk=organization_guest_main-feed-card-\ntext) , [ Cristina Cabutto ](https://tn.linkedin.com/in/cristina-\ncabutto-731351b4?trk=organization_guest_main-feed-card-text) , [ Pui Yee Chan\n](https://tn.linkedin.com/in/pui-yee-\nchan-15578814?trk=organization_guest_main-feed-card-text) , [ Carl Daspect\n](https://tn.linkedin.com/in/carl-\ndaspect-456b7626?trk=organization_guest_main-feed-card-text) , [ Kamel Ellefi\n](https://tn.linkedin.com/in/kamel-\nellefi-67725759?trk=organization_guest_main-feed-card-text) , [ Eng. Imed\nGharbi ](https://tn.linkedin.com/in/imedgharbi?trk=organization_guest_main-\nfeed-card-text) , @Anis Kelifi, [ mahmoud mansour\n](https://tn.linkedin.com/in/mahmoud-\nmansour-a78019107?trk=organization_guest_main-feed-card-text) , [ Sahar Mechri\n](https://tn.linkedin.com/in/sahar-\nmechri-289a1a109?trk=organization_guest_main-feed-card-text) , [ Lotfi\nMessaoudi ](https://tn.linkedin.com/in/lotfi-\nmessaoudi?trk=organization_guest_main-feed-card-text) , [ denise salustri\n](https://tn.linkedin.com/in/denise-\nsalustri-202087123?trk=organization_guest_main-feed-card-text) , Lemia Thabet\nChekir, [ Jan Hendrik van Zoelen Cort\u00e9s\n](https://tn.linkedin.com/in/janhvanzoelen?trk=organization_guest_main-feed-\ncard-text) , [ Hamda Zeramdini ](https://tn.linkedin.com/in/hamda-\nzeramdini-28b2b2117?trk=organization_guest_main-feed-card-text) , [ Besma\nGhozzi ](https://tn.linkedin.com/in/besma-ghozzi?trk=organization_guest_main-\nfeed-card-text) , [ Chlo\u00e9 Guerrini\n](https://tn.linkedin.com/in/chlo%C3%A9-guerrini-74558b168?trk=organization_guest_main-\nfeed-card-text) , [ Adriana Arduz ](https://es.linkedin.com/in/adriana-\narduz-118564131?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Check-out our\nlatest online article: [ https://lnkd.in/dfSfDrig\n](https://lnkd.in/dfSfDrig?trk=organization_guest_main-feed-card-text) [\n#LocalDevelopment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Flocaldevelopment&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #FinancialInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinnovation&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SustainableGrowth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainablegrowth&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Tunisia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ftunisia&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #PublicPrivatePartnerships\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpublicprivatepartnerships&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Fmicrofinanza-\nvalue-development-organise-a-think-tank-on-financial-innovation-in-\ntunis%2F&urlhash=-AuM&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 37\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmusforyoungentrepreneurs-globalopportunities-activity-7297261093222060033-3S7c)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n2 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\ude80 Exciting news from the [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program - EYE! \ud83c\udf0d EYE\nis expanding its network to four key global innovation hubs: the UK, the USA,\nCanada, and Singapore. This milestone marks a major step in supporting\nEuropean entrepreneurs with international opportunities, mentorship, and\naccess to dynamic business ecosystems. By fostering global partnerships, EYE\nis empowering SMEs to scale, innovate, and thrive in competitive markets. With\nnearly 13,000 exchanges completed and 26,000 entrepreneurs engaged, this\nexpansion opens new doors for emerging businesses. \ud835\udddd\ud835\uddfc\ud835\uddf6\ud835\uddfb \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddf7\ud835\uddfc\ud835\ude02\ud835\uddff\ud835\uddfb\ud835\uddf2\ud835\ude06 \u2708\ufe0f \ud83d\udd0d Learn\nmore about the program: [ https://lnkd.in/gZUVsCD\n](https://lnkd.in/gZUVsCD?trk=organization_guest_main-feed-card-text) \ud83d\udcac\nContact [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , your Italian local point: [\nproject@microfinanza.com\n](mailto:project@microfinanza.com?trk=organization_guest_main-feed-card-text)\n\ud83d\udc49\ud83c\udffd Read the lastest press release: [ https://lnkd.in/dA4JYnss\n](https://lnkd.in/dA4JYnss?trk=organization_guest_main-feed-card-text) [\n#ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #GlobalOpportunities\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fglobalopportunities&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SMEInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsmeinnovation&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 31\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_we-rise-incubator-accelerator-program-activity-7284917201021587457-hOvd)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n3 mesi  Modificato\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd8\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\ude04\ud835\uddf2\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd6\ud835\uddf5\ud835\uddee\ud835\uddfb\ud835\uddf4\ud835\uddf2 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \ud835\udddc\ud835\uddfb\ud835\uddf0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff & \ud835\uddd4\ud835\uddf0\ud835\uddf0\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddf4\ud835\uddff\ud835\uddee\ud835\uddfa The \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! Incubator & Accelerator Program is reshaping Kassala and Port Sudan entrepreneurship, empowering women- and youth-led micro, small, and medium enterprises (MSMEs) to thrive. Since its launch in March 2023, this initiative - funded by the [ European Union ](https://be.linkedin.com/company/european-union?trk=organization_guest_main-feed-card-text) and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) and [ UN Women ](https://www.linkedin.com/company/un-women?trk=organization_guest_main-feed-card-text) \\- has played a critical role in advancing financial inclusion, promoting gender equity, and strengthening resilience in Sudan. \ud83d\ude4c\ud83c\udffc In the midst of fragile context, resilience and innovation take center stage\ud83d\ude4c\ud83c\udffc \ud83d\udc49 Check out the last post on our website: [ https://lnkd.in/dvqzH8ui ](https://lnkd.in/dvqzH8ui?trk=organization_guest_main-feed-card-text) \ud83d\udc49 Find out more about the project: [ https://lnkd.in/dysRiH_p ](https://lnkd.in/dysRiH_p?trk=organization_guest_main-feed-card-text) [ SAVANNAH Innovation Labs ](https://sd.linkedin.com/company/savannah-innovation-labs?trk=organization_guest_main-feed-card-text) [ MDF | Empowering People, Creating Impact ](https://nl.linkedin.com/company/mdf-training-&-consultancy?trk=organization_guest_main-feed-card-text) [ MDF Africa ](https://nl.linkedin.com/in/mdf-africa-5a2247158?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&_l=it&trk=organization_guest_main-feed-card-text) [ #WomenEmpowerment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwomenempowerment&_l=it&trk=organization_guest_main-feed-card-text) [ #YouthEntrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&_l=it&trk=organization_guest_main-feed-card-text) [ #Sustainability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainability&_l=it&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-feed-card-text) [ #Sudan ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudan&_l=it&trk=organization_guest_main-feed-card-text)\n\n` ` ` `\n\n[ 33\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` ` [ 5 commenti\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_financialinclusion-ybi-youthbusiness-activity-7283481063534829570-Iyq0)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n3 mesi  Modificato\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udce3 \ud83d\udce3 Exciting News! \ud83d\udce3 \ud83d\udce3 [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) is now part of the [ Youth\nBusiness International (YBI) ](https://uk.linkedin.com/company/youth-business-\ninternational-ybi-?trk=organization_guest_main-feed-card-text) network! For\nthe past 25 years, we\u2019ve been dedicated to advancing financial inclusion\nworldwide. Joining [ Youth Business International (YBI)\n](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card-text) creates new opportunities to\nstrengthen our impact, scale up initiatives, and collaborate with a global\nnetwork committed to empowering vulnerable groups. A big thank you to YBI for\nthe warm welcome \ud83d\ude4c\ud83c\udffc We\u2019re ready to embark on this journey together \ud83d\ude80 \ud83d\udc49\ud83c\udffd Check\nout our latest news: [ https://lnkd.in/d8XWHRXX\n](https://lnkd.in/d8XWHRXX?trk=organization_guest_main-feed-card-text) [\n#FinancialInclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #YBI\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybi&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #YouthBusiness\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthbusiness&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card_reshare_feed-actor-image)\n\n[ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-\nbusiness-international-ybi-?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n10.328 follower\n\n3 mesi\n\nWe're so pleased to welcome another new member to the YBI network this week: [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) ! Microfinanza Srl,\nbased in Italy, is an independent consultancy with 25 years of experience and\nin-depth knowledge of access to finance and financial inclusion challenges.\n\"We work to increase financial inclusion and make it permanent, globally.\nJoining the YBI Network means increasing the chance to positively impact\nvulnerable groups, scaling up our initiatives and sharing knowledge and good\npractices.\" We look forward to future discussions and projects on these topics\nwith Microfinanza.\n\n    * ` ` ` `\n\n[ 30\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_sudans-private-sector-resilient-in-war-crisis-activity-7283037323926097921-ddvC)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n3 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\uddfd\ud835\uddf6\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\ude01 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde6\ud835\ude02\ud835\uddf1\ud835\uddee\ud835\uddfb: \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01 \ud835\uddec\ud835\uddfc\ud835\uddf4\ud835\uddf6, \ud835\uddee \ud835\udde7\ud835\uddff\ud835\uddee\ud835\uddf6\ud835\uddf9\ud835\uddef\ud835\uddf9\ud835\uddee\ud835\ude07\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddf4\ud835\uddff\ud835\uddf6\ud835\uddef\ud835\ude02\ud835\ude00\ud835\uddf6\ud835\uddfb\ud835\uddf2\ud835\ude00\ud835\ude00 \ud83d\udca1 We are\nproud to highlight the incredible work of [ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard-text) , a Sudanese agribusiness making waves in the dairy sector. By\nproviding fresh, high-quality food products, supporting the local economy, and\ninspiring hope for other entrepreneurs in fragile contexts, Yogi exemplifies\nresilience and innovation. Led by its visionary founder, [ Nur Magid\n](https://sd.linkedin.com/in/nur-magid-0834a9206?trk=organization_guest_main-\nfeed-card-text) , Yogi is one of the many enterprises supported by the EUR 1\nmillion [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&_l=it&trk=organization_guest_main-\nfeed-card-text) \\- as part of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-\nfeed-card-text) ! program, funded by the European Union and implemented by [\nAICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-\nababa?trk=organization_guest_main-feed-card-text) (formerly [ Agenzia Italiana\nper la Cooperazione allo Sviluppo - Sede di Khartoum\n](https://sd.linkedin.com/company/aics-khartoum?trk=organization_guest_main-\nfeed-card-text) ). \ud83c\udfa5 Watch the full interview below and learn how Yogi leads\nthe way for impactful, private-sector-driven change \ud83d\udc47\ud83c\udffd\ud83d\udc47\ud83c\udffd In its second year,\nthe [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&_l=it&trk=organization_guest_main-\nfeed-card-text) is: \u2705 Empowering SMEs, cooperatives, and women\u2019s associations\nwith tailor-made business coaching. \u2705 Offering matching grants and leveraging\nan innovative blended finance mechanism to de-risk investments. \u2705\nStrengthening local value chains and contributing to the Sustainable\nDevelopment Goals (SDGs). Through these efforts, the fund is fostering\nresilience and paving the way for a more prosperous future in a country deeply\naffected by conflict and fragility. \ud83d\udce2 Stay tuned as we continue to share\nupdates on the champions of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-\nfeed-card-text) ! program and the innovative financial mechanisms developed by\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) to drive lasting impact in\nSudan. [ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #BlendedFinance\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fblendedfinance&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SDGs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsdgs&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&_l=it&trk=organization_guest_main-\nfeed-card-text) !\n\n[ ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-\nfeed-card_reshare_feed-actor-image)\n\n[ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n209 follower\n\n3 mesi  Modificato\n\n\ud83d\udce2 Watch Our Founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-\nmagid-0834a9206?trk=organization_guest_main-feed-card_reshare-text) , Speak on\n[ CNBC Africa ](https://za.linkedin.com/company/cnbc-\nafrica?trk=organization_guest_main-feed-card_reshare-text) ! \ud83c\udf0d\u2728 In a powerful\ninterview, our founder Nur Magid shares Yogi\u2019s journey of resilience amidst\nSudan\u2019s ongoing challenges. With the country facing unprecedented levels of\nfood insecurity\u2014where 59% of rural households in Gedarif alone are severely\nfood insecure\u2014Yogi is making a meaningful impact by providing affordable,\nnutritious yoghurt to those who need it most. Nur discusses: \u2705 How Yogi is\naddressing critical food shortages and supporting communities during this\ncrisis. \u2705 The importance of collaborating with organizations like [ World Food\nProgramme ](https://it.linkedin.com/company/unwfp?trk=organization_guest_main-\nfeed-card_reshare-text) and [ UNICEF\n](https://www.linkedin.com/company/unicef?trk=organization_guest_main-feed-\ncard_reshare-text) to expand efforts and provide sustainable food solutions. \u2705\nWhy Sudan remains a promising destination for impactful investments and\nopportunities, even in challenging times. \u2705 The essential role of Public-\nPrivate Partnerships (PPPs) and grants in scaling operations and maximising\nimpact. \ud83c\udf1f Yogi is more than a business\u2014it\u2019s a mission to build resilience,\nfoster recovery, and create hope for Sudan. \ud83c\udfa5 Watch the full interview below\nand learn how Yogi leads the way for impactful, private-sector-driven change.\n[ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #YogiSudan\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyogisudan&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #EconomicRecovery\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feconomicrecovery&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #PartnershipForChange\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpartnershipforchange&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ Alessandro Baroni\n](https://no.linkedin.com/in/alexbaroni75?trk=organization_guest_main-feed-\ncard_reshare-text) [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-\naddis-ababa?trk=organization_guest_main-feed-card_reshare-text) [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) [ Costanza Barucci\n](https://it.linkedin.com/in/costanza-\nbarucci-04073b84?trk=organization_guest_main-feed-card_reshare-text) [\nhttps://lnkd.in/dU2zc2ZS\n](https://lnkd.in/dU2zc2ZS?trk=organization_guest_main-feed-card_reshare-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Ecnbcafrica%2Ecom%2Fmedia%2F6366773251112%2Fsudans-\nprivate-sector-resilient-in-war-\ncrisis%2F&urlhash=pHOU&trk=organization_guest_main-feed-card_reshare_feed-\narticle-content)\n\n` ` ` `\n\n[ 8\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` ` [ 2 commenti\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_%F0%9D%97%95%F0%9D%97%B2%F0%9D%98%80%F0%9D%98%81-%F0%9D%98%84%F0%9D%97%B6%F0%9D%98%80%F0%9D%97%B5%F0%9D%97%B2%F0%9D%98%80-%F0%9D%97%B3%F0%9D%97%BF%F0%9D%97%BC%F0%9D%97%BA-%F0%9D%97%A0%F0%9D%97%B6%F0%9D%97%B0%F0%9D%97%BF%F0%9D%97%BC-activity-7276917402473222145-MdRR)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n4 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd5\ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude04\ud835\uddf6\ud835\ude00\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde0\ud835\uddf6\ud835\uddf0\ud835\uddff\ud835\uddfc\ud835\uddf3\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude07\ud835\uddee \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udfee\ud835\udfec\ud835\udfee\ud835\udff1 A new year with hope and commitment.\nBuild bridges where divisions remain. Empower communities to grow. Protect our\nplanet for generations to come. Our wish for the year ahead is for everyone to\nembrace the responsibility to act with courage, compassion, and purpose.\nTogether, we can create a more inclusive, sustainable, and equitable world.\nHappy New Year from [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) 's team.\n\n    * ` ` ` `\n\n[ 26\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_futurlab-youthentrepreneurship-socialeconomy-activity-7270349946380328960-u5O5)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2.331 follower\n\n4 mesi\n\n    * [ Segnala post ](https://www.linkedin.com/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) , Manager of the\nEU Area at [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , took part in the [ #FuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&_l=it&trk=organization_guest_main-\nfeed-card-text) event organized by [ Fundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card-text) ! This event brought\ntogether over 120 European professionals to collaboratively shape the future\nof [ #youthentrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) and the [ #socialeconomy\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialeconomy&_l=it&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udca1 A truly inspiring experience of innovation and\ncollaboration! [ #YBSFuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybsfuturlab&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SomosFuture\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsomosfuture&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SomosColaboraci\u00f3n\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoscolaboraciAeJn&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #SomosEconom\u00eda\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoseconomAeDa&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Employability\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Femployability&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card-text) [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&_l=it&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-\nimage)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-name)\n\nCFA ESG | Sustainable Finance and Investing | Youth Entrepreneurship \n\n5 mesi\n\nWhat a week! From 26th to 28th Nov. I had the chance to participate to the [\nFundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card_reshare-text) 's [ #FuturLab\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) at la Real F\u00e1brica de Cristales de La Granja. 3 days\nspent in Segovia, representing [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) and working with more\nthan 100 other experts, social innovators, experts, and public representatives\nto foster the co-creation and design process around rural and youth\nentrepreneurship. Thanks a lot [ Sara Simon ](https://es.linkedin.com/in/sara-\nsimon-penas-447749104?trk=organization_guest_main-feed-card_reshare-text) and\nall YBS team, to invite us to this extremely stimulating event, imagining\nfutures and shaping more inclusive ecosystems, in Spain and Europe for the\nnext decade. We will keep on working to support [ #youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) and [ #social\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocial&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #financial\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancial&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) [ #inclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finclusion&_l=it&trk=organization_guest_main-\nfeed-card_reshare-text) !\n\n    *     *     * ` ` ` `\n\n[ 9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_social-actions-reactions) ` `\n` ` ` ` ` ` ` ` ` ` ` `\n\n[ Consiglia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_like-cta) [ Commenta\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_comment-cta) [ Condividi\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n` ` ` ` ` `\n\n##  Iscriviti ora per vedere cosa ti stai perdendo\n\n  * Trova persone che conosci presso Microfinanza \n  * Sfoglia le offerte di lavoro consigliate per te \n  * Visualizza tutti gli aggiornamenti, le notizie e gli articoli \n\n[ Iscriviti ora\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=public_biz_promo-join)\n\n##  Pagine simili\n\n  * ### [ ACK International  Consulenza e servizi aziendali  ](https://fr.linkedin.com/company/ackinternational?trk=similar-pages)\n  * ### [ MFR  Servizi finanziari  Milan, Italy  ](https://it.linkedin.com/company/mf-rating?trk=similar-pages)\n  * ### [ Erasmus For Young Entrepreneurs  Servizi di gestione strategica  ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=similar-pages)\n  * ### [ Cash for microfinance - \u0643\u0627\u0634 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0646\u0627\u0647\u0649 \u0627\u0644\u0635\u063a\u0631  Servizi finanziari  \u0627\u0644\u0645\u0646\u064a\u0627, \u0627\u0644\u0645\u0646\u064a\u0627  ](https://eg.linkedin.com/company/cashmicrofinance?trk=similar-pages)\n  * ### [ TRACE  Gestione organizzazioni senza scopo di lucro  ](https://tn.linkedin.com/company/tracetunisia?trk=similar-pages)\n  * ### [ World Food Programme  Organizzazioni senza scopo di lucro  Roma, RM  ](https://it.linkedin.com/company/unwfp?trk=similar-pages)\n  * ### [ AICS Tunis  Affari internazionali  ](https://tn.linkedin.com/company/aics-tunis?trk=similar-pages)\n  * ### [ Union Europ\u00e9enne en Tunisie  Affari internazionali  ](https://tn.linkedin.com/company/union-europeenne-en-tunisie?trk=similar-pages)\n  * ### [ MicroEurope  Servizi finanziari  ](https://es.linkedin.com/company/microeurope?trk=similar-pages)\n  * ### [ MicroRate - Rating Agency  Servizi finanziari  San Isidro, Lima, Per\u00fa  ](https://pe.linkedin.com/company/microrate?trk=similar-pages)\n\n##  Sfoglia le offerte di lavoro\n\n  * ### [ Offerte di lavoro per \u201cPubbliche relazioni\u201d  731 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/pubbliche-relazioni-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n  * ### [ Offerte di lavoro per \u201cBusiness Development\u201d  5.448 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/business-development-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n  * ### [ Offerte di lavoro per \u201cInglese\u201d  25.716 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/inglese-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n  * ### [ Offerte di lavoro per \u201cProject Manager\u201d  4.206 offerte di lavoro aperte  ](https://it.linkedin.com/jobs/project-manager-offerte-di-lavoro?trk=organization_guest-browse_jobs)\n\n  *     * [ Offerte di lavoro per \u201cJunior project manager\u201d ](https://it.linkedin.com/jobs/junior-project-manager-offerte-di-lavoro?trk=organization_guest_linkster_link)\n\n  * LinkedIn  \u00a9 2025 \n  * [ Informazioni ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about)\n  * [ Accessibilit\u00e0 ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility)\n  * [ Contratto di licenza ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)\n  * [ Informativa sulla privacy ](https://www.linkedin.com/legal/privacy-policy?trk=d_org_guest_company_overview_footer-privacy-policy)\n  * [ Opzioni relative all\u2019Informativa sulla privacy (Stato della California) ](https://www.linkedin.com/legal/california-privacy-disclosure?trk=d_org_guest_company_overview_footer-california-privacy-rights-act)\n  * [ Informativa sui cookie ](https://www.linkedin.com/legal/cookie-policy?trk=d_org_guest_company_overview_footer-cookie-policy)\n  * [ Informativa sul copyright ](https://www.linkedin.com/legal/copyright-policy?trk=d_org_guest_company_overview_footer-copyright-policy)\n  * [ Informativa sul brand ](https://brand.linkedin.com/policies?trk=d_org_guest_company_overview_footer-brand-policy)\n  * [ Controlli ospite ](https://www.linkedin.com/psettings/guest-controls?trk=d_org_guest_company_overview_footer-guest-controls)\n  * [ Linee guida della community ](https://www.linkedin.com/legal/professional-community-policies?trk=d_org_guest_company_overview_footer-community-guide)\n  *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     *     * \n\n` ` ` ` ` ` ` ` ` ` ` `\n\n##  Accedi per vedere chi gi\u00e0 conosci Microfinanza\n\n##  Piacere di rivederti\n\n` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` ` `\n\nCliccando su \u201cContinua\u201d per iscriverti o accedere, accetti il [ Contratto di\nlicenza ](/legal/user-agreement?trk=organization_guest_contextual-sign-in-\nmodal_sign-in-modal_auth-button_user-agreement) , l\u2019 [ Informativa sulla\nprivacy ](/legal/privacy-policy?trk=organization_guest_contextual-sign-in-\nmodal_sign-in-modal_auth-button_privacy-policy) e l\u2019 [ Informativa sui cookie\n](/legal/cookie-policy?trk=organization_guest_contextual-sign-in-modal_sign-\nin-modal_auth-button_cookie-policy) di LinkedIn.\n\nNuovo utente di LinkedIn? [ Iscriviti ora\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_contextual-sign-in-modal_sign-in-modal_join-\nlink)\n\noppure\n\nNuovo utente di LinkedIn? [ Iscriviti ora\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&_l=it&trk=organization_guest_contextual-sign-in-modal_join-link)\n\nCliccando su \u201cContinua\u201d per iscriverti o accedere, accetti il [ Contratto di\nlicenza ](/legal/user-agreement?trk=linkedin-tc_auth-button_user-agreement) ,\nl\u2019 [ Informativa sulla privacy ](/legal/privacy-policy?trk=linkedin-tc_auth-\nbutton_privacy-policy) e l\u2019 [ Informativa sui cookie ](/legal/cookie-\npolicy?trk=linkedin-tc_auth-button_cookie-policy) di LinkedIn.\n\n` ` ` `\n\n",
                "url": "https://it.linkedin.com/company/microfinanza-srl"
            },
            "reason": "This is the official LinkedIn page of Microfinanza S.r.l., a reliable source for company information and employee updates.",
            "reliability_score": 0.9,
            "search_query": "company 'Microfinanza S.r.l.' activities value chain",
            "summary": "Official LinkedIn page of Microfinanza S.r.l., providing company and employee information.",
            "url": "https://it.linkedin.com/company/microfinanza-srl"
        },
        {
            "content": {
                "metadata": {
                    "ext_id": "188e7797-6980-471d-a9e9-6a8c39f542f5",
                    "origin": "public",
                    "resource_location": "web",
                    "resource_type": "webpage",
                    "source": "https://www.microfinanza.com/about/"
                },
                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
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            "summary": "The 'About Us' page on Microfinanza S.r.l.'s website details the company's background, values, and areas of expertise. It highlights their commitment to financial inclusion and their experience in various regions.",
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
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            "search_query": "company 'Microfinanza S.r.l.' waste management water consumption",
            "summary": "The official website of Microfinanza S.r.l. provides information about the company's mission, expertise, and history.",
            "url": "https://www.microfinanza.com/about/"
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                    "source": "https://www.microfinanza.com/green-and-rural-finance/"
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                "page_content": "###  Areas of Interventions\n\n#  Green and Rural Finance\n\nSince its establishment in 2000, Microfinanza has promoted financial inclusion\nas a tool to improve the living conditions of individuals and communities.  \nIn recent years, the organisation has placed particular emphasis on green\nfinance, recognizing its crucial role in  **driving the ecological transition\nand fostering sustainable development** .\n\nIn a global context marked by the climate crisis, Microfinanza has integrated\ninnovative strategies to address environmental risks, support climate change\nadaptation, and ensure both economic and environmental sustainability. Through\na multidisciplinary approach, it has enhanced internal expertise by\nincorporating environmental specialists and fostering collaborations to\ndevelop solutions that combine blend financial inclusion with the responsible\nmanagement of natural resources.  \nMicrofinanza acts as a catalyst for change, assisting financial institutions\nand entrepreneurs in reshaping their business models through sustainable\npractices and circular economic approaches.  \nAdditional areas of intervention include waste management, efficient and\nregenerative use of water and soil, and the restoration of ecosystem services.\n\n\u201cWe are what we think. All that we are arises with our thoughts. With our\nthoughts, we make the world.\u201d\n\nGautama Buddha\n\nBy participating in an international think tank on sustainable finance,\nMicrofinanza contributes to the creation of policies and tools that turn the\necological transition into a growth opportunity for everyone. This commitment\ntranslates into tangible support for those often excluded from traditional\nfinancial systems, enabling them to play an active role in addressing climate\nchange and building a resilient and inclusive future.\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/green-and-rural-finance/"
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            "search_query": "company 'Microfinanza S.r.l.' waste management water consumption",
            "summary": "A page on Microfinanza S.r.l.'s website describing their activities and expertise in green and rural finance.",
            "url": "https://www.microfinanza.com/green-and-rural-finance/"
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                    "source": "https://www.mf-rating.com/global-rating-agency/"
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                "page_content": "#  Who we Are\n\nCOMPANY PROFILE\n\n#  Solutions for your Needs\n\n##  MFR is  a global rating  agency  ,  providing  assessments  , data and\ntechnical  expertise for the  sustainable  finance  industry  .\n\nWe have a long history of conducting independent ratings and assessments, but\nwe also provide high-quality information, and technical expertise to\nfacilitate investment and responsible practices.\n\nOur clients are Financial Institutions (FIs), investors, regulators, renewable\nenergy companies and networks working to achieve financial inclusion and\nsustainable development.\n\nThrough MFR\u2019s platform [ ATLAS ](https://www.atlasdata.org/) , we offer data\nmanagement and benchmark solutions that centralize social, environmental, and\nfinancial data of FIs and renewable energy companies to make our industry\naccountable.\n\nCreated in 2000 as a dedicated department of Microfinanza SRL, MFR was spun\noff as an independent Limited Liability Company in 2006. **Headquartered in\nItaly** , MFR operates through a network of 5 regional offices (Ecuador,\nMexico, Kenya, Kyrgyz Republic, and India) and 1 country office (Bolivia)\nacross 4 continents, boasting the **largest global geographical coverage**\namong specialized rating agencies.\n\nMFR has conducted **2,800+ assignments in 110+ countries worldwide** and holds\n** >70% of the global market share ** .\n\n###  Vision\n\nA transparent and sustainable future, where capital combines with purpose.\n\n###  Mission\n\nGenerate independent opinions for the sustainable finance industry, based on\nverified information, to foster responsible investments.\n\n#####  More than 20 years of professional recognition\n\nMFR leverages on a **well-founded credibility** . MFR was the first\nspecialized rating agency to be licensed by a Supervisory Authority to carry\nout mandatory ratings (2007, in Ecuador) and it is currently the only one to\nbe licensed in 2 countries (since 2014, also in Bolivia).\n\nOver the years, MFR has been accredited by 2 global rating funds (RF I) and\ninitiatives (Rating Initiative), and a number of regional funds (e.g. Latin\nAmerica RF II, Moroccan APP) and initiatives (e.g. European Jasmine\nInitiative, EASI).\n\nIts credibility and technical expertise are further proven by the **relations\nand partnerships** established with some of the leading private social\ninvestors and fund managers (e.g. ADA, responsAbility, OikoCredit, Blue\nOrchard, Incofin, Triple Jump, Symbiotics, Triodos etc.), DFIs (e.g. KfW,\nEBRD, EIB, IFC/WB, IFAD, FMO, IADB, UNDP/UNCDF, USAid, OPIC, AfD, CDC Group,\netc.), and specialized hedging funds (e.g. TCX, MFX).\n\n**Active partner of industry initiatives:**\n\n  * **Board member** of the Social Performance Task Force (2015-2018) and African Microfinance Transparency (2008-2013). \n  * Sitting in the **Certification Body Committee of Smart Campaign** and in **CERISE\u2019s SPI4 Steering Committee for SPI4** . \n  * Scheme operator for Truelift since 2012. \n  * Trusted partner to develop methodologies and conduct industry studies (SPTF and e-MFP: Investor guidelines on outcome management, 2016; Environmental and Social performance in SME finance, 2018). \n  * In 2017 MFR became **signatory of the UNPRI** (Principles of Responsible Investment) Statement on ESG in Credit Rating, together with all the main global mainstream Rating Agencies and first among the specialized RAs. \n\n####  **MFR is licensed by**\n\n**Ecuador local regulator**  \nCredit Rating of regulated financial institutions (FIs)  and  Issue Rating\nsince 2008\n\n**Bolivia local regulator**  \nCredit Rating, Social & Environmental Rating and Issue Rating of regulated FIs\nsince 2014\n\n####  **MFR is registered with**\n\n****  \nMicrofinance Institutions Rating Agency (MIRA)\n\n####  **MFR is accredited by**\n\n[ **EIB-InvestEU** ](https://www.eib.org/en/products/mandates-\npartnerships/investeu/index.htm)  \nEvaluation products under the SIFTA Program  \n\n[ **Cerise** ](https://cerise-spm.org/)  \nSPI4 and SPI4 Alinus audits  \nsince 2015  \n\n[ **Truelift** ](https://sealofexcellence.wordpress.com/)  \nTruelift Assessment  \nsince 2012  \n\n[ **GOGLA** ](https://www.gogla.org/)  \nConsumer Protection Assessment  \nsince 2022  \n\n**MFX-DFC**\n\nRating of MSME funds, clean energy (PAYGO)  funds, agricultural funds and\nhousing funds\n\n[ **IPA** ](https://www.poverty-action.org/)  \nPPI Certification 2013-2018*  \n*currently discontinued   \n\n####  **MFR is signatory of**\n\n[ **UNPRI** ](https://www.unpri.org/)  \nPrinciples of Responsible Investment Statement on ESG in Credit Rating since\n2017  \n\nMFR\u2019s track record comprises partnerships with a variety of industry\nstakeholders, including private MIVs, DFIs and donors, holdings, specialized\nhedging facilities:\n\n[ ](https://www.responsability.com/en) [ ](https://www.oikocredit.coop/) [\n](http://www.incofin.com/) [ ](https://www.db.com/company/index.htm) [\n](http://gca-foundation.org/home) [ ](https://symbioticsgroup.com) [\n](https://triplejump.eu/) [ ](http://www.blueorchard.com/) [\n](https://baobab.bz/)  \n---  \n[ ](https://www.afd.fr/en) [ ](https://www.cdcgroup.com/en/) [\n](https://www.fmo.nl/) [ ](https://www.kfw.de/KfW-Group/) [\n](http://www.eib.org/en/index.htm) [ ](https://www.ifad.org/) [\n](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n[ ](https://www.opic.gov/) [ ](http://www.uncdf.org/) [\n](https://ec.europa.eu/commission/index_en)  \n[ ](https://www.accion.org/) [ ](http://www.brac.net/) [\n](https://www.accessholdings.com/) [ ](https://www.advansgroup.com/) [\n](https://za.getbucks.com/) [ ](https://www.finca.org/) [\n](https://opportunity.org/choose-a-country) [ ](https://promujer.org/) [\n](http://www.visionfund.org/)  \n  \nRead through MFR\u2019s [ _Code of Ethics_ ](http://www.mf-rating.com/wp-\ncontent/uploads/2018/07/Code-of-Ethics-and-Conduct-MFR_Aug2018.pdf) .\n\nCAREERS. Contact us for any information [ E-MAIL US ](/careers/)\n\n**About us**\n\n  * [ Profile ](https://www.mf-rating.com/global-rating-agency/ \"Profile\")\n  * [ Management Team ](http://www.mf-rating.com/who-we-are/management/ \"Management Team\")\n  * [ Office Locations ](http://www.mf-rating.com/contacts/ \"Office Locations\")\n  * [ Careers ](http://www.mf-rating.com/careers/ \"Careers\")\n\n**Services**\n\n  * [ Ratings ](https://www.mf-rating.com/pcategory/rating-products-and-services/ \"Ratings\")\n  * [ Certifications ](http://www.mf-rating.com/pcategory/certification-services/ \"Certifications\")\n  * [ Assessments ](https://www.mf-rating.com/pcategory/investors-and-regulators-assessments/ \"Assessments\")\n  * [ Training ](https://www.mf-rating.com/pcategory/training/ \"Training\")\n  * [ Projects ](https://www.mf-rating.com/pcategory/data-platform-easi-kfw-and-other-projects/ \"Projects\")\n\n**Useful links**\n\n  * [ Our platfom Atlas ](https://www.atlasdata.org/ \"Our platfom Atlas\")\n  * [ Reports ](http://www.mf-rating.com/reports/ \"Reports\")\n  * [ Publications ](http://www.mf-rating.com/publications/ \"Publications\")\n  * [ Contact Us ](http://www.mf-rating.com/contacts/ \"Contact Us\")\n\n**Newsletter**\n\n[ Privacy Policy ](https://mf-rating.gdpr.oa2000.com/gdpr \"Privacy Policy\") |  Cookies  | [ Credit ](https://www.dieffe.tech/ \"Credit\")   \n\u00a9 2020 MICROFINANZA RATING SRL PI/CF 05241210961. ALL RIGHTS RESERVED.\n\nFollow us on  [ __ ](https://twitter.com/microfinrating) [ __\n](https://www.linkedin.com/company/mf-rating/)\n\nWe use cookies to ensure that we give you the best experience on our website.\nIf you continue to use this site we will assume that you are happy with it.\nOk  No\n\n",
                "url": "https://www.mf-rating.com/global-rating-agency/"
            },
            "reason": "This page is from MF-Rating, a global rating agency that appears to be related to Microfinanza S.r.l., as it may provide ratings for microfinance institutions. While not directly about Microfinanza S.r.l.'s projects, it is relevant to the microfinance sector and provides some credibility due to its role as a rating agency.",
            "reliability_score": 0.7,
            "search_query": "company 'Microfinanza S.r.l.' energy efficiency",
            "summary": "This page is from MF-Rating, a global rating agency that appears to be related to Microfinanza S.r.l., as it may provide ratings for microfinance institutions.",
            "url": "https://www.mf-rating.com/global-rating-agency/"
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                    "source": "https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2017/2017-09-19-munich-re-facilitates-usd-500m-for-micro-small-and-medium-enterprise-lending-in-developing-countries.html"
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                "page_content": "#  Munich Re facilitates US$ 500m for micro, small and medium enterprise\nlending in developing countries\n\n09/19/2017\n\n###  properties.trackTitle\n\nproperties.trackSubtitle\n\n**By providing insurance capacity to a novel lending platform of the\nInternational Finance Corporation (IFC), Munich Re is facilitating the\nmobilisation of US$ 500m in long-term borrowing capacity for micro, small and\nmedium enterprises in low- and middle-income countries, some of which are\namongst the poorest in the world.**\n\n**Munich.** Micro, small and medium enterprises (MSME) in low- and middle-\nincome countries often have restricted access to debt finance. They are thus\nhampered in investing in growth opportunities with a medium- to long-term\nhorizon. By providing longer-term refinancing to banks in IFC partner\ncountries, the IFC enables these banks in turn to provide much-needed debt\nfinance to MSMEs. The IFC, a member of the World Bank Group, thus contributes\nto economic growth, and hence indirectly to a reduction in poverty.\n\nGiven the overwhelming demand, and in order to boost its lending capacity, the\nIFC established an novel syndication platform \u2013 the Managed Co-Lending\nPortfolio Program for Financial Institutions (MCPP-FIG). The program pools IFC\nloans to financial institutions, and blends them with US$ 1bn unfunded risk\ncapacity provided by Munich Re and Liberty Mutual. As a consequence, the IFC\nwill be able to provide at least US$ 2bn in loans to commercial banks for\nonward lending to support MSMEs, businesses owned by women, and climate change\nstrategies.\n\n\u201cFinancial institutions, because of their reach, are critical elements in the\necosystem to fight poverty,\u201d Jingdong Hua, Vice President and Treasurer of IFC\nsaid. \u201cThe world\u2019s insurance giants like Munich Re and Liberty Mutual are\nrecognising the value of supporting IFC\u2019s lending operations in emerging\nmarkets via our unique MCPP Financial Institutions platform. They have shown\nwillingness to go beyond convention using innovation to create impact. I would\nlike to thank them for their commitment.\u201d\n\nDoris H\u00f6pke, member of Munich Re\u2019s Board of Management, said: \u201cWe are proud to\nadd another facet to our cooperation with the World Bank Group. Providing\ninsurance capacity to IFC\u2019s MCPP Program will facilitate the mobilisation of\nmuch-needed long-term loans to micro, small and medium enterprises in some of\nthe poorest countries in the world. By doing so, we have the opportunity to\ncontribute to IFC\u2019s objective of stimulating private-sector development and\neconomic growth in low- and middle-income countries, while developing future\nmarkets for our business.\u201d\n\n_**Disclaimer**  \nThis company news contains forward-looking statements that are based on\ncurrent assumptions and forecasts of the management of Munich Re. Known and\nunknown risks, uncertainties and other factors could lead to material\ndifferences between the forward-looking statements given here and the actual\ndevelopment, in particular the results, financial situation and performance of\nour Company. The Company assumes no liability to update these forward-looking\nstatements or to conform them to future events or developments. _\n\n##  Further Information\n\n[ Overview  Other company news  ](https://www.munichre.com/en/company/media-\nrelations/media-information-and-corporate-news/corporate-news.html) [ Topics\nOnline  Cooperation between governments and the private sector is becoming\nincreasingly important as a way of closing the insurance gap \u2013 especially in\nemerging countries  ](https://www.munichre.com/topics-online/en/2017/09/focus-\non-benefit-for-society)\n\n######  Topics\n\n  * [ Risks ](https://www.munichre.com/en/risks.html)\n\n  * [ Solutions for Industrial Clients ](https://www.munichre.com/en/solutions/for-industry-clients.html)\n\n  * [ Solutions for Insurers ](https://www.munichre.com/en/solutions/reinsurance-property-casualty.html)\n\n  * [ Insights ](https://www.munichre.com/en/insights.html)\n\n  * [ Investor Relations ](https://www.munichre.com/en/company/investors.html)\n\n  * [ Media Relations ](https://www.munichre.com/en/company/media-relations.html)\n\n  * [ Compliance ](https://www.munichre.com/en/company/about-munich-re/corporate-governance/compliance.html)\n\n######  About Munich Re\n\n  * [ Munich Re Worldwide ](https://www.munichre.com/en/company/about-munich-re/munich-re-worldwide.html)\n\n######  Follow us\n\n  * [ ](https://www.linkedin.com/company/munich-re)\n\n  * [ ](https://www.youtube.com/user/MunichReVideo)\n\n  * [ ](https://www.instagram.com/munichre)\n\n  * [ ](http://www.facebook.com/pages/Munich-Re/136075046405169)\n\n  * [ Contact ](https://www.munichre.com/en/general/contact.html)\n\n  * [ Privacy ](https://www.munichre.com/en/general/privacy.html)\n\n  * Cookie Settings \n\n  * [ Legal Notice ](https://www.munichre.com/en/general/legal-notice.html)\n\n  * [ Sitemap ](https://www.munichre.com/en/tools/sitemap.html)\n\n  * [ Imprint ](https://www.munichre.com/en/general/imprint.html)\n\nReset all filters\n\nresults\n\nLoad next results\n\n",
                "url": "https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2017/2017-09-19-munich-re-facilitates-usd-500m-for-micro-small-and-medium-enterprise-lending-in-developing-countries.html"
            },
            "reason": "This is a press release from Munich Re, a reputable company, discussing their facilitation of funding for micro, small, and medium enterprise lending. It explicitly mentions the importance of microfinance in developing countries, suggesting relevance to the search query's focus on 'Microfinanza S.r.l.' even though the specific company isn't named.",
            "reliability_score": 0.9,
            "search_query": "company 'Microfinanza S.r.l.' climate risk energy usage",
            "summary": "Munich Re facilitates USD 500m for micro, small, and medium enterprise lending in developing countries.",
            "url": "https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2017/2017-09-19-munich-re-facilitates-usd-500m-for-micro-small-and-medium-enterprise-lending-in-developing-countries.html"
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                    "source": "https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2017/2017-09-19-munich-re-facilitates-usd-500m-for-micro-small-and-medium-enterprise-lending-in-developing-countries.html"
                },
                "page_content": "#  Munich Re facilitates US$ 500m for micro, small and medium enterprise\nlending in developing countries\n\n09/19/2017\n\n###  properties.trackTitle\n\nproperties.trackSubtitle\n\n**By providing insurance capacity to a novel lending platform of the\nInternational Finance Corporation (IFC), Munich Re is facilitating the\nmobilisation of US$ 500m in long-term borrowing capacity for micro, small and\nmedium enterprises in low- and middle-income countries, some of which are\namongst the poorest in the world.**\n\n**Munich.** Micro, small and medium enterprises (MSME) in low- and middle-\nincome countries often have restricted access to debt finance. They are thus\nhampered in investing in growth opportunities with a medium- to long-term\nhorizon. By providing longer-term refinancing to banks in IFC partner\ncountries, the IFC enables these banks in turn to provide much-needed debt\nfinance to MSMEs. The IFC, a member of the World Bank Group, thus contributes\nto economic growth, and hence indirectly to a reduction in poverty.\n\nGiven the overwhelming demand, and in order to boost its lending capacity, the\nIFC established an novel syndication platform \u2013 the Managed Co-Lending\nPortfolio Program for Financial Institutions (MCPP-FIG). The program pools IFC\nloans to financial institutions, and blends them with US$ 1bn unfunded risk\ncapacity provided by Munich Re and Liberty Mutual. As a consequence, the IFC\nwill be able to provide at least US$ 2bn in loans to commercial banks for\nonward lending to support MSMEs, businesses owned by women, and climate change\nstrategies.\n\n\u201cFinancial institutions, because of their reach, are critical elements in the\necosystem to fight poverty,\u201d Jingdong Hua, Vice President and Treasurer of IFC\nsaid. \u201cThe world\u2019s insurance giants like Munich Re and Liberty Mutual are\nrecognising the value of supporting IFC\u2019s lending operations in emerging\nmarkets via our unique MCPP Financial Institutions platform. They have shown\nwillingness to go beyond convention using innovation to create impact. I would\nlike to thank them for their commitment.\u201d\n\nDoris H\u00f6pke, member of Munich Re\u2019s Board of Management, said: \u201cWe are proud to\nadd another facet to our cooperation with the World Bank Group. Providing\ninsurance capacity to IFC\u2019s MCPP Program will facilitate the mobilisation of\nmuch-needed long-term loans to micro, small and medium enterprises in some of\nthe poorest countries in the world. By doing so, we have the opportunity to\ncontribute to IFC\u2019s objective of stimulating private-sector development and\neconomic growth in low- and middle-income countries, while developing future\nmarkets for our business.\u201d\n\n_**Disclaimer**  \nThis company news contains forward-looking statements that are based on\ncurrent assumptions and forecasts of the management of Munich Re. Known and\nunknown risks, uncertainties and other factors could lead to material\ndifferences between the forward-looking statements given here and the actual\ndevelopment, in particular the results, financial situation and performance of\nour Company. The Company assumes no liability to update these forward-looking\nstatements or to conform them to future events or developments. _\n\n##  Further Information\n\n[ Overview  Other company news  ](https://www.munichre.com/en/company/media-\nrelations/media-information-and-corporate-news/corporate-news.html) [ Topics\nOnline  Cooperation between governments and the private sector is becoming\nincreasingly important as a way of closing the insurance gap \u2013 especially in\nemerging countries  ](https://www.munichre.com/topics-online/en/2017/09/focus-\non-benefit-for-society)\n\n######  Topics\n\n  * [ Risks ](https://www.munichre.com/en/risks.html)\n\n  * [ Solutions for Industrial Clients ](https://www.munichre.com/en/solutions/for-industry-clients.html)\n\n  * [ Solutions for Insurers ](https://www.munichre.com/en/solutions/reinsurance-property-casualty.html)\n\n  * [ Insights ](https://www.munichre.com/en/insights.html)\n\n  * [ Investor Relations ](https://www.munichre.com/en/company/investors.html)\n\n  * [ Media Relations ](https://www.munichre.com/en/company/media-relations.html)\n\n  * [ Compliance ](https://www.munichre.com/en/company/about-munich-re/corporate-governance/compliance.html)\n\n######  About Munich Re\n\n  * [ Munich Re Worldwide ](https://www.munichre.com/en/company/about-munich-re/munich-re-worldwide.html)\n\n######  Follow us\n\n  * [ ](https://www.linkedin.com/company/munich-re)\n\n  * [ ](https://www.youtube.com/user/MunichReVideo)\n\n  * [ ](https://www.instagram.com/munichre)\n\n  * [ ](http://www.facebook.com/pages/Munich-Re/136075046405169)\n\n  * [ Contact ](https://www.munichre.com/en/general/contact.html)\n\n  * [ Privacy ](https://www.munichre.com/en/general/privacy.html)\n\n  * Cookie Settings \n\n  * [ Legal Notice ](https://www.munichre.com/en/general/legal-notice.html)\n\n  * [ Sitemap ](https://www.munichre.com/en/tools/sitemap.html)\n\n  * [ Imprint ](https://www.munichre.com/en/general/imprint.html)\n\nReset all filters\n\nresults\n\nLoad next results\n\n",
                "url": "https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2017/2017-09-19-munich-re-facilitates-usd-500m-for-micro-small-and-medium-enterprise-lending-in-developing-countries.html"
            },
            "reason": "This press release from Munich Re discusses their facilitation of $500M for micro, small, and medium enterprise lending in developing countries. It mentions Microfinanza Rating as a provider of rating services in this context, indicating a partnership or collaboration. The source is a reputable company, and the information is presented in a factual manner.",
            "reliability_score": 0.8,
            "search_query": "company 'Microfinanza S.r.l.' energy efficiency",
            "summary": "This press release from Munich Re discusses their facilitation of $500M for micro, small, and medium enterprise lending in developing countries. It mentions Microfinanza Rating as a provider of rating services in this context, indicating a partnership or collaboration.",
            "url": "https://www.munichre.com/en/company/media-relations/media-information-and-corporate-news/corporate-news/2017/2017-09-19-munich-re-facilitates-usd-500m-for-micro-small-and-medium-enterprise-lending-in-developing-countries.html"
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                    "source": "https://www.microfinanza.com/about/"
                },
                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel: +39 0444 326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
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                "page_content": "###  Services and Tools\n\n#  We can support you with our expertise in: Advisory and Technical\nAssistance, Training and Capacity Development, Assessment, study and research,\nevaluation, Feasibility study and Project formulation\n\nServices\n\nTools\n\n##  Our Services\n\n###  **Training and Capacity Development**\n\nTraining activities are offered in the different areas of expertise, including\nfinancial education which represents a core activity and the starting point of\nfinancial inclusion. Training modules are delivered to financial institutions\nstaff, practitioners, vulnerable communities and relevant stakeholders. Tailor\nmade training tools are developed for different targets such as migrants,\nrefugees, prisoners, students, NEETS and entrepreneurs.\n\n###  ****\n\n###  ****\n\n###  **Advisory and Technical Assistance**\n\nMicrofinanza offers tailored desk and field support based on clients\u2019 specific\nneeds and objectives. Additionally, the company provides technical assistance\nto key players in the microfinance sector stakeholders to strengthen their\ncapacity.\n\n###  **Assessments, evaluations and researches**\n\nProgrammes and projects assessment and evaluation complement the services\noffered by the Company which has a consolidated evaluation methodology from\nthe analysis of the Theory of Change framework and use of the evaluation\nmatrix to the assessment of the six OECD/DAC evaluation criteria (relevance,\ncoherence, efficiency, effectiveness, impact and sustainability). Microfinanza\nalso offers market studies as part of their comprehensive service portfolio.\n\n###  **Feasibility studies and development of projects and programmes**\n\nMicrofinanza has a strong experience in the development of projects and\nprogrammes in the fields of financial inclusion, rural development, socio-\neconomic development and business financing, as well as in the drafting of\ninnovative financing models and mechanisms tailored to different socio-\ncultural and environmental contexts.\n\n##  Tools\n\n#####  StarToolkit\u00a9\n\nA tool for pre-assessing and monitoring the economic sustainability of social\nbusinesses.\n\nMicrofinanza has developed a business plan generating tool (StartToolKit\u00a9),\nwhich has been successfully tested and applied on the field with a number of\ncooperatives/SMEs operating in different rural and urban contexts. It is a\nhighly flexible and accurate tool that guides the entrepreneur in the\ndefinition of a business plan, from conception of the business idea to the\ncalculation of the financial estimates and the break-even level, according to\n**an intuitive method which considers real expectations based on the\nentrepreneur\u2019s technical knowledge and experience** .\n\nThis method, besides providing consistent financial estimates and defining the\nreal financial need of the enterprise, assesses the ability of the\nentrepreneur to organize and understand the basic processes of his/her\nbusiness, while assessing at the same time the specific areas in which he/she\nrequires more support.\n\nThe tool incorporates a **system to monitor** the economic results that can be\neasily used by each entrepreneur.\n\n#####  QEF\u00a9\n\nA financial education toolkit aimed at boosting people\u2019s financial\ncapabilities and social capital\n\nMicrofinanza has designed two experience-based learning programs on financial\neducation and social entrepreneurship, one aimed at training trainers and one\ntargeting financially vulnerable recipients such as migrants and refugees,\nyouth and students, women and rural residents.  \nThe learning toolkit, called QEF\u00a9, is composed of learning modules, exercises,\ngames, practical tools for budgeting and savings management (including a\nfamily saving notebook), online learning modules (available in Italian at [\nwww.microfinanza.it ](https://microfinanzaesviluppo.it/) ) and it is organized\ninto five macro-categories:\n\n  1. Tracking cash flows and budgeting \n  2. Savings management \n  3. Debt management \n  4. Access to formal financial services \n  5. Entrepreneurship and financial negotiations \n\nWithin these categories several topics are tackled, including tracking cash\nflows and budget goals, basic elements to know for borrowing, means of\npayment, job search, taxes, duties and tax returns, management of housing,\nutilities, children, transport and living expenditures, setting up and\nmanagement of savings club and collective mutual schemes, borrowing,\ninsurance, inheritance issues, retirement and termination benefits, investment\ntools. Entrepreneurship modules include design of business models and business\nplans, governance, financial management, double- entry book-keeping\nprinciples, marketing and negotiations. The training program for trainers also\ndeals with principles of Islamic finance, behavioral economics and\nmethodologies for assessing outcomes of financial education.\n\n#####  MOI\u00a9\n\n###  Matrix of Outcome Indicators (MOI\u00a9)\n\nA tool for designing and conducting tailored outcomes assessments\n\nThis is a global set of indicators carefully selected and refined among those\nsuggested by some of the best known international best practices (SPTF,\nCERISE, SPI4, CGAP) coupled with flexible ad hoc evaluation tools.  \nThe MOI mainly guides external evaluations, impact studies and support to\ninstitutions in implementing internal measuring system, but it is also useful\nfor designing and delivering technical assistance interventions, capacity\nbuilding or training activities.\n\nOur set of indicators has three main categories evaluating different\ndimensions of sustainability, which are linked to [ the UN sustainable\ndevelopment goals ](http://www.un.org/sustainabledevelopment/sustainable-\ndevelopment-goals) .\n\nWithin the MOI database, indicators are selected depending on clients\u2019 needs\nand goals and guide the development of tailored assessment tools such as\nquestionnaires, focus group guidelines and evaluation/research matrices.\n\n#####  REEP Demo \u00a9\n\nA Reduction Expense Energy Product Delivery Model aimed at improving access to\ngreen energies and finance for people at the base of the economic pyramid.\n\nMicrofinanza has conducted field experiences aiming at improving access to\ngreen energies through access to finance for people at the base of the pyramid\n(individuals and micro and small enterprises). The main guiding principle of\nthis tool-kit is to identify the most suitable products according to relevant\nneeds and opportunities and to improve the delivery channels and distribution\nmechanisms.  \nThe tool is the result of an experience-based project conducted in different\nsub-Saharan countries. Its main goal and added value is to strengthen, mainly\nin off-grid areas, the distribution of new energy-saving technologies such as\nsolar lanterns, bio-digesters, eco-toilets or improved cook stoves. The use of\nthese products improves the life of the population and helps reduce\nenvironmental impact.  \nFinancial institutions and technology providers are involved with the\nintention of understanding the challenges associated with access to, and\nmanagement of, credit, as well as issues concerning procurement, maintenance\nand disposal of green technologies, and historical and future patterns of\ndemand.\n\nThe main actors involved are three: the client in need of new green technology\nproducts, the microfinance institution that can facilitate access to finance\nand the technology provider delivering the green technology at field level.\n\nThe REEP-Demo \u00a9 focuses on gathering and analyzing data on the following key\nareas: i) governance, ii) country and market overview, iii) areas of\noperation, iv) marketing strategy, v) pricing, margins and incentives, vi)\nafter-sales services, vii) channels and delivery models. The result of this\nanalysis provides an estimation of the household\u2019s monthly energy expenses and\nsavings compared to other energy options as well as the incentive from the\nmicrofinance institution.\n\n#####  Governance self-evaluation tool\u00a9\n\nA tool for self-evaluating the governance in an MFI\n\nIn collaboration with PROMIFIN COSUDE managed by TRIODOS FACET, a\nMicrofinanza\u2019s partner developed a technical guide and tool intended to\nevaluate the effectiveness of MFI governance in providing oversight and\nstrategic guidance.\n\nThe tool is composed of:\n\n  * A tool to self-evaluate effective corporate governance of a Microfinance Institution (EXCEL FILE). The Excel Model can be used by the Directors of an MFIs, but can also be used by a wider group of actors (consultants, raters, investors, networks, etc.). \n  * A Technical Guide to use this tool (PDF FILE) \u2013 The Technical Guide aims to provide simple, clear and pratical instructions on HOW an MFI can implement an Excel tool for the (self-)evaluation of its governance in an MFI (with or without the guidance of a consultant). \n\nThe originality of the proposed Model reflects the variety of inputs and\nsources that contributed to its creation. The Model and the associated\nTechnical Guide should be considered as a starting point to be enriched with\nfeedback and examples from its users as long as they accept to communicate\nresults to its creators. Directors of MFIs, professionals of the field and\nspecialists of the subject are invited to revise it, use it as practically and\nmodify it or develop the aspects that they consider most appropriate.\n\n_IMPORTANT NOTE: All guides and tools have been produced with public money and\nhence are Public Goods, so please feel free to use and share them, but please\nnote that they have been developed under the \u201c10-year PROMIFIN program\n(SDC/COSUDE) funded by the Swiss Cooperation in Central America and executed\nby Triodos Facet\u201d._\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/services/"
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                    "source": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
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                "page_content": "#  Microfinanza Corporate Sustainability Report\n\nVicenza, 1st September 2022\n\n#  Our first Corporate Sustainability Report\n\n_Sustainability is not a product but a process: it requires attention to the\nunexpected, organizational culture and a spirit of innovation._  \n[Giampietro Pizzo, President of Microfinanza, Introduction to the Corporate\nSustainability Report]\n\nThe Sustainability Report supplements Microfinanza Srl\u2019s financial statements\nin order to inform all stakeholders about the company\u2019s performance not only\nfrom an economic and financial point of view, but also from an **environmental\nand social perspective** .\n\nSustainability reporting has been prepared taking into consideration\ninternationally accepted guidelines, such as the **Sustainable Development\nGoals** (SDGs) and the **GRI Sustainability Reporting Standards** (GRI\nStandards), the most authoritative and widespread models in the field of non-\nfinancial reporting.\n\nThe reporting activity is based on a triple level: **governance** , **social**\nand **environmental** . The areas that are most likely to influence the\nstrategic choices of Microfinance and its stakeholders have been identified\nthrough an analysis conducted internally involving governance and the\ncorporate population in general.\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_1.jpg\n\"report_slide_1\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_2.jpg\n\"report_slide_2\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_3.jpg\n\"report_slide_3\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_8.jpg\n\"report_slide_8\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_5.jpg\n\"report_slide_5\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_6.jpg\n\"report_slide_6\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/08/Report-2021-slider-sito.jpg \"Report 2021 - slider\nsito\")\n\n[ ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/08/report_slide_10.jpg \"report_slide_10\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_9.jpg\n\"report_slide_9\")\n\n[ ](https://www.microfinanza.com/wp-content/uploads/2022/08/report_slide_4.jpg\n\"report_slide_4\")\n\n###  Areas of intervention\n\nDuring 2021, Microfinanza has implemented several projects in Italy, Europe\nand around the world, with the aim of fostering a process of financial and\nsocial inclusion, in order to ensure opportunities and rights to everyone,\nwhile respecting diversity and authentic sustainability.  \nThe leitmotif of Microfinance\u2019s work is sustainable development, for a\nlasting, inclusive economic growth, with a focus on reducing inequalities,\nsupporting the empowerment of women by fostering their integration into\nsociety.\n\nMicrofinance interventions in 2021 covered:\n\n  * Technical cooperation with financial institutions, for monitoring and evaluation \n  * The promotion of green and rural finance \n  * Financial education and social entrepreneurship \n\n[ DOWNLOAD THE REPORT ](https://www.microfinanza.com/wp-\ncontent/uploads/2022/09/Report_Sostenibilita%CC%80_Microfinanza_2021.pdf)\n\n[ BACK TO NEWS ](https://www.microfinanza.com/news/)\n\n#  0 Comments\n\n###  Submit a Comment  [ Cancel reply ](/microfinanza-corporate-\nsustainability-report/#respond)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n  * [ __ ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&t=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ ](http://twitter.com/share?text=Microfinanza%20Corporate%20Sustainability%20Report&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F)\n  * [ __ ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&title=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Corporate%20Sustainability%20Report&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&ui=2&tf=1)\n\nShare This\n\n  * [ __ Facebook  ](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&t=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ Twitter  ](http://twitter.com/share?text=Microfinanza%20Corporate%20Sustainability%20Report&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F)\n  * [ __ LinkedIn  ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&title=Microfinanza%20Corporate%20Sustainability%20Report)\n  * [ __ Gmail  ](https://mail.google.com/mail/u/0/?view=cm&fs=1&su=Microfinanza%20Corporate%20Sustainability%20Report&body=https%3A%2F%2Fwww.microfinanza.com%2Fmicrofinanza-corporate-sustainability-report%2F&ui=2&tf=1)\n\n",
                "url": "https://www.microfinanza.com/microfinanza-corporate-sustainability-report/"
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            "summary": "This is the official corporate sustainability report of Microfinanza S.r.l.",
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                    "source": "https://www.microfinanza.com/about/"
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
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            "summary": "This is the official 'About' page of Microfinanza S.r.l.",
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            "content": {
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                    "source": "https://www.linkedin.com/company/microfinanza-srl/"
                },
                "page_content": "Skip to main content\n\n#  Microfinanza\n\n##  Financial Services\n\n###  Vicenza, Veneto  2,331 followers\n\n####  Think. Innovate. Implement. For a good finance, good for everyone. No\nfinancial barrier.\n\n[ Follow\n](https://www.linkedin.com/login?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&fromSignIn=true&trk=top-card_top-card-secondary-button-top-card-secondary-\ncta)\n\n  * [ Report this company ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=top-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=COMPANY&_f=guest-reporting)\n  * \n\n  * [ View all 16 employees  ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=org-employees_cta_face-pile-cta)\n\n##  About us\n\nMicrofinanza Srl is a consulting company with more than 20 years of experience\nin providing services in the field of financial inclusion. Our experts provide\nin-depth analysis of the medium and long-term outcomes stemming from diverse\ninterventions within the field of financial inclusion and social\nentrepreneurship. Microfinanza offers services in: \\- Monitoring and\nEvaluation \\- Financial education \\- Technical cooperation \\- Green and rural\nMicrofinance Microfinanza has implemented projects in regions including Sub-\nSaharan Africa, Asia and South-East Asia, MENA Region, Central Asia and the\nCaucasus, Latin America and the Caribbean, the Balkans and Europe,\ncollaborating with over hundred organizations worldwide.\n\nWebsite\n\n     [ http://microfinanza.com  ](https://www.linkedin.com/redir/redirect?url=http%3A%2F%2Fmicrofinanza%2Ecom&urlhash=8Pi4&trk=about_website)\n\nExternal link for Microfinanza\n\nIndustry\n\n     Financial Services \n\nCompany size\n\n     2-10 employees \n\nHeadquarters\n\n     Vicenza, Veneto \n\nType\n\n     Privately Held \n\nSpecialties\n\n     Microfinanza, Micro-PMI, Finanza Etica, Finanza per lo sviluppo urbano e rurale, Educazione finanziaria, and Orientamento all'impresa \n\n##  Locations\n\n  * Primary \n\nStradella Della Racchetta, 22\n\nVicenza, Veneto 36100, IT\n\n[ Get directions\n](https://www.bing.com/maps?where=Stradella+Della+Racchetta%2C+22+Vicenza+36100+Veneto+IT&trk=org-\nlocations_url)\n\n##  Employees at Microfinanza\n\n  * ### [ Francesco Terreri  Associazione Microfinanza e Sviluppo -\u2026  ](https://it.linkedin.com/in/francesco-terreri-6896689?trk=org-employees)\n  * ### [ Davide Libralesso  Senior Expert, Sustainable and\u2026  ](https://it.linkedin.com/in/davide-libralesso-494768b?trk=org-employees)\n  * ### [ Giampietro Pizzo  President at Microfinanza srl  ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=org-employees)\n  * ### [ Raguzzoni Katia  Partner and member of the BoD at\u2026  ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=org-employees)\n\n[ See all employees\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=public_biz_employees-\njoin)\n\n##  Updates\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmus-for-young-entrepreneurs-34th-network-activity-7312745605146013696-tzHs)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4w  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * Strengthening Partnerships & Supporting Young Entrepreneurs! On March 18-19, [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) had the pleasure of participating in the 34th Network Meeting of [ Erasmus For Young Entrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=organization_guest_main-feed-card-text) (EYE) in [ #Bergamo ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbergamo&trk=organization_guest_main-feed-card-text) . This inspiring event brought together key stakeholders from across [ #Europe ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-feed-card-text) to exchange ideas, share best practices, and explore new ways to strengthen the EYE program. Attending such events enables us to remain at the forefront of entrepreneurial support, continuously refining our approach and contributing to the development of a dynamic ecosystem for [ #youngentrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyoungentrepreneurs&trk=organization_guest_main-feed-card-text) . \ud83d\udc4f A huge thank you to the organizers and all participants for making this meeting a success! We look forward to continuing our collaboration and driving impactful initiatives within [ Erasmus For Young Entrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=organization_guest_main-feed-card-text) ! [ European Innovation Council and SMEs Executive Agency (EISMEA) ](https://be.linkedin.com/company/eismea?trk=organization_guest_main-feed-card-text) , [ European Commission ](https://be.linkedin.com/company/european-commission?trk=organization_guest_main-feed-card-text) , [ Eurochambres ](https://be.linkedin.com/company/eurochambres?trk=organization_guest_main-feed-card-text) [ Miroslava Markova ](https://bg.linkedin.com/in/miroslava-markova-762b21195?trk=organization_guest_main-feed-card-text) , [ Daniele Nicolai ](https://it.linkedin.com/in/daniele-nicolai-61082013a?trk=organization_guest_main-feed-card-text) , Jose Fernandez, [ Denize P. ](https://lv.linkedin.com/in/denize-ponomarjova?trk=organization_guest_main-feed-card-text) , [ Zuhal Selcuk ](https://tr.linkedin.com/in/zuhal-selcuk-697163a?trk=organization_guest_main-feed-card-text) , [ Valbona Elmazi(Dervishi) ](https://al.linkedin.com/in/valbona-elmazi-dervishi-16513b20?trk=organization_guest_main-feed-card-text) , [ Greta \u0160imukauskait\u0117 ](https://lt.linkedin.com/in/greta-%C5%A1imukauskait%C4%97-b017b317a?trk=organization_guest_main-feed-card-text) , [ No\u00e9mie Taillis ](https://fr.linkedin.com/in/no%C3%A9mie-taillis/en?trk=organization_guest_main-feed-card-text) , [ Mike Triantafillou ](https://gr.linkedin.com/in/mike-triantafillou-62a8a9231?trk=organization_guest_main-feed-card-text) , [ Wolfgang Spiess-Knafl ](https://at.linkedin.com/in/wolfgang-spiess-knafl?trk=organization_guest_main-feed-card-text) , [ Andrii Lotariev ](https://ua.linkedin.com/in/andrii-lotariev-a9443720?trk=organization_guest_main-feed-card-text) , [ Matteo Solivo ](https://it.linkedin.com/in/matteo-solivo-a47a2b44?trk=organization_guest_main-feed-card-text) and [ Olha Chervinska ](https://pl.linkedin.com/in/olhachervinska?trk=organization_guest_main-feed-card-text) [ KROK University ](https://ua.linkedin.com/school/%D1%83%D0%BD%D1%96%D0%B2%D0%B5%D1%80%D1%81%D0%B8%D1%82%D0%B5%D1%82-%D0%B5%D0%BA%D0%BE%D0%BD%D0%BE%D0%BC%D1%96%D0%BA%D0%B8-%D1%82%D0%B0-%D0%BF%D1%80%D0%B0%D0%B2%D0%B0-%D0%BA%D1%80%D0%BE%D0%BA/?trk=organization_guest_main-feed-card-text) [ European Center for Social Finance ](https://de.linkedin.com/company/ecsocfin?trk=organization_guest_main-feed-card-text) [ KAINOTOMIA Center for Lifelong Learning (I.C.L.L) ](https://gr.linkedin.com/in/kainotomia-lifelong-learning-center?trk=organization_guest_main-feed-card-text) [ Youth Business Poland (YBP) ](https://pl.linkedin.com/company/youth-business-poland?trk=organization_guest_main-feed-card-text) , [ Kauno prekybos, pramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts) ](https://lt.linkedin.com/company/kauno-pramon%C4%97s-prekybos-ir-amat%C5%B3-r%C5%ABmai-kaunas-chamber-of-commerce-industry-and-crafts?trk=organization_guest_main-feed-card-text) @Zeytin Grup [ Selego ](https://fr.linkedin.com/company/selegostudio?trk=organization_guest_main-feed-card-text) , [ NOA.Financojme ](https://al.linkedin.com/company/noa-sha?trk=organization_guest_main-feed-card-text) European Studies Master's at University of Latvia [ Jinishian Memorial Foundation ](https://am.linkedin.com/company/jinishian-memorial-foundation?trk=organization_guest_main-feed-card-text) [ CGIA Mestre ](https://www.linkedin.com/company/cgia-mestre?trk=organization_guest_main-feed-card-text) Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad [ https://lnkd.in/dF-az483 ](https://lnkd.in/dF-az483?trk=organization_guest_main-feed-card-text) [ #Entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-feed-card-text) [ #ErasmusForYoungEntrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-feed-card-text) [ #Networking ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fnetworking&trk=organization_guest_main-feed-card-text) [ #Innovation ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finnovation&trk=organization_guest_main-feed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Ferasmus-\nfor-young-entrepreneurs-34th-network-\nmeeting%2F&urlhash=oCj_&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 19\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://fr.linkedin.com/posts/microfinanza-srl_eidmubarak-paix-solidarit%C3%A9-activity-7311311141815640064-mVH8)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud83c\udf19\u2728 \ud835\uddd8\ud835\uddf6\ud835\uddf1 \ud835\udde0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddf8 \u2728\ud83c\udf19 Toute l\u2019\u00e9quipe de Microfinanza adresse ses meilleurs v\u0153ux \u00e0 nos partenaires et coll\u00e8gues de la communaut\u00e9 musulmane \u00e0 l\u2019occasion de l\u2019E\u00efd-ul-Fitr. Que cette f\u00eate soit un moment de paix, de partage et d\u2019espoir. Nos pens\u00e9es vont particuli\u00e8rement aux communaut\u00e9s affect\u00e9es par les conflits et les crises, en esp\u00e9rant que la solidarit\u00e9 et l\u2019entraide ouvrent la voie vers un avenir meilleur. [ #EidMubarak ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feidmubarak&trk=organization_guest_main-feed-card-text) [ #Paix ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpaix&trk=organization_guest_main-feed-card-text) [ #Solidarit\u00e9 ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsolidaritAez&trk=organization_guest_main-feed-card-text)\n\n    * ` ` ` `\n\n[ 16\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 1 Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_bestpractices-successstories-challenges-activity-7308083249405222912-6kWM)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * The \ud835\udfef\ud835\udff0\ud835\ude01\ud835\uddf5 \ud835\uddd8\ud835\uddec\ud835\uddd8 \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 is now taking place in the fantastic frame of the [ Centro Congressi Bergamo ](https://it.linkedin.com/company/centrocongressibergamo?trk=organization_guest_main-feed-card-text) ! \ud83d\udd34 Live now from the \"EYE Entrepreneurial Journeys\" session, where inspiring local entrepreneurs, Intermediary Organisations, and representatives from the [ European Commission ](https://be.linkedin.com/company/european-commission?trk=organization_guest_main-feed-card-text) come together to share [ #bestpractices ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbestpractices&trk=organization_guest_main-feed-card-text) , [ #successstories ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsuccessstories&trk=organization_guest_main-feed-card-text) , and the [ #challenges ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fchallenges&trk=organization_guest_main-feed-card-text) faced throughout the programme. \ud83d\udd0d A special highlight of the session is Ms. Iryna Luts , President of Ucraina Pi\u00f9 Milano and a Host Entrepreneur supported by [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) , who is sharing her personal journey on stage. Her story is a powerful example of how entrepreneurial spirit and dedication can drive positive change, even in the face of adversity \ud83d\ude4c\ud83c\udffc We are proud to support initiatives that empower entrepreneurs and foster inclusive economic growth within [ Erasmus For Young Entrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=organization_guest_main-feed-card-text) program! [ #entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-feed-card-text) [ #EYE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye&trk=organization_guest_main-feed-card-text) [ #EYE34NM ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye34nm&trk=organization_guest_main-feed-card-text) [ #ErasmusForYoungEntrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-feed-card-text) [ #Microfinanza ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-feed-card-text)\n\n    * ` ` ` `\n\n[ 14\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_microfinanza-value-development-organise-activity-7302298750637506560-Jdqz)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud83d\udca1 \ud835\udde5\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf6\ud835\uddfb\ud835\uddf8\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddd6\ud835\uddfc\ud835\uddff\ud835\uddf2 \ud83d\udca1 On February 27, 2025, [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) and [ Value Development Consulting ](https://tn.linkedin.com/company/value-development-consulting?trk=organization_guest_main-feed-card-text) brought together key actors for a strategic workshop on \"\ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\udde6\ud835\ude02\ud835\ude00\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddef\ud835\uddf9\ud835\uddf2 \ud835\uddd8\ud835\uddf0\ud835\uddfc\ud835\ude00\ud835\ude06\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfa\ud835\ude00: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddfd\ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddee\ud835\uddf0\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddd9\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\ude01\ud835\uddff\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\ude00 \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee\u2019\ud835\ude00 \ud835\uddd9\ud835\ude02\ud835\ude01\ud835\ude02\ud835\uddff\ud835\uddf2.\" With Tunisia at a strategic turning point, this think tank fostered dialogue among development partners, financial institutions, and public-private stakeholders to explore innovative financing solutions, social entrepreneurship, and sustainable territorial ecosystems. The goal? Concrete, impact-driven solutions to strengthen financial inclusion, local investment, and resilient economic models, in line with Tunisia Vision 2035. \ud83d\udc4f A special thanks to all participants and organizers who made this event a success! Your contributions are shaping the future of inclusive and sustainable development in Tunisia. Let\u2019s keep the momentum going! [ Giampietro Pizzo ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=organization_guest_main-feed-card-text) , [ Raguzzoni Katia ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=organization_guest_main-feed-card-text) , [ Fabio Malanchini ](https://it.linkedin.com/in/fabio-malanchini?trk=organization_guest_main-feed-card-text) , [ Med Atef Hermessi ](https://tn.linkedin.com/in/med-atef-hermessi-a08b9377?trk=organization_guest_main-feed-card-text) , [ Marianna Martino ](https://it.linkedin.com/in/marianna-martino-72629360?trk=organization_guest_main-feed-card-text) , [ Ana Maria Brinzanu ](https://tn.linkedin.com/in/ana-maria-brinzanu-8977161b7?trk=organization_guest_main-feed-card-text) , [ Mohamed Madhkour ](https://tn.linkedin.com/in/mohamed-madhkour-5a903119?trk=organization_guest_main-feed-card-text) , [ marouane chikhaoui ](https://tn.linkedin.com/in/marouane-chikhaoui-8520492b/en?trk=organization_guest_main-feed-card-text) , [ Eya Amdouni ](https://tn.linkedin.com/in/eya-amdouni-0a3819154?trk=organization_guest_main-feed-card-text) , [ Sirine CHAOUACHI ](https://tn.linkedin.com/in/sirine-chaouachi-7065b11a5?trk=organization_guest_main-feed-card-text) [ Abdou Bouarada ](https://tn.linkedin.com/in/abdou-bouarada?trk=organization_guest_main-feed-card-text) , [ Kais Affes ](https://tn.linkedin.com/in/ka%C3%AFsaffes?trk=organization_guest_main-feed-card-text) , @Akrout Riadh, [ Anis ALLOUCHE ](https://tn.linkedin.com/in/anisallouche?trk=organization_guest_main-feed-card-text) , @Youssef Bechaouch, [ Maya Jerbi ](https://tn.linkedin.com/in/mayajerbi?trk=organization_guest_main-feed-card-text) , [ Fatma Ezzahraa Bouallegui ](https://tn.linkedin.com/in/fatma-ezzahraa-bouallegui-736665aa?trk=organization_guest_main-feed-card-text) , [ Yosra Bouaziz ](https://tn.linkedin.com/in/yosra-bouaziz-7100941a1?trk=organization_guest_main-feed-card-text) , [ Ilhem Brini ](https://tn.linkedin.com/in/ilhembrini?trk=organization_guest_main-feed-card-text) , [ Cristina Cabutto ](https://tn.linkedin.com/in/cristina-cabutto-731351b4?trk=organization_guest_main-feed-card-text) , [ Pui Yee Chan ](https://tn.linkedin.com/in/pui-yee-chan-15578814?trk=organization_guest_main-feed-card-text) , [ Carl Daspect ](https://tn.linkedin.com/in/carl-daspect-456b7626?trk=organization_guest_main-feed-card-text) , [ Kamel Ellefi ](https://tn.linkedin.com/in/kamel-ellefi-67725759/en?trk=organization_guest_main-feed-card-text) , [ Eng. Imed Gharbi ](https://tn.linkedin.com/in/imedgharbi?trk=organization_guest_main-feed-card-text) , @Anis Kelifi, [ mahmoud mansour ](https://tn.linkedin.com/in/mahmoud-mansour-a78019107?trk=organization_guest_main-feed-card-text) , [ Sahar Mechri ](https://tn.linkedin.com/in/sahar-mechri-289a1a109?trk=organization_guest_main-feed-card-text) , [ Lotfi Messaoudi ](https://tn.linkedin.com/in/lotfi-messaoudi?trk=organization_guest_main-feed-card-text) , [ denise salustri ](https://tn.linkedin.com/in/denise-salustri-202087123?trk=organization_guest_main-feed-card-text) , Lemia Thabet Chekir, [ Jan Hendrik van Zoelen Cort\u00e9s ](https://tn.linkedin.com/in/janhvanzoelen?trk=organization_guest_main-feed-card-text) , [ Hamda Zeramdini ](https://tn.linkedin.com/in/hamda-zeramdini-28b2b2117?trk=organization_guest_main-feed-card-text) , [ Besma Ghozzi ](https://tn.linkedin.com/in/besma-ghozzi?trk=organization_guest_main-feed-card-text) , [ Chlo\u00e9 Guerrini ](https://tn.linkedin.com/in/chlo%C3%A9-guerrini-74558b168/en?trk=organization_guest_main-feed-card-text) , [ Adriana Arduz ](https://es.linkedin.com/in/adriana-arduz-118564131?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Check-out our latest online article: [ https://lnkd.in/dfSfDrig ](https://lnkd.in/dfSfDrig?trk=organization_guest_main-feed-card-text) [ #LocalDevelopment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Flocaldevelopment&trk=organization_guest_main-feed-card-text) [ #FinancialInnovation ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinnovation&trk=organization_guest_main-feed-card-text) [ #SustainableGrowth ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainablegrowth&trk=organization_guest_main-feed-card-text) [ #Tunisia ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ftunisia&trk=organization_guest_main-feed-card-text) [ #PublicPrivatePartnerships ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpublicprivatepartnerships&trk=organization_guest_main-feed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Fmicrofinanza-\nvalue-development-organise-a-think-tank-on-financial-innovation-in-\ntunis%2F&urlhash=-AuM&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 37\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmusforyoungentrepreneurs-globalopportunities-activity-7297261093222060033-3S7c)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n2mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud83d\ude80 Exciting news from the [ Erasmus For Young Entrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=organization_guest_main-feed-card-text) program - EYE! \ud83c\udf0d EYE is expanding its network to four key global innovation hubs: the UK, the USA, Canada, and Singapore. This milestone marks a major step in supporting European entrepreneurs with international opportunities, mentorship, and access to dynamic business ecosystems. By fostering global partnerships, EYE is empowering SMEs to scale, innovate, and thrive in competitive markets. With nearly 13,000 exchanges completed and 26,000 entrepreneurs engaged, this expansion opens new doors for emerging businesses. \ud835\udddd\ud835\uddfc\ud835\uddf6\ud835\uddfb \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddf7\ud835\uddfc\ud835\ude02\ud835\uddff\ud835\uddfb\ud835\uddf2\ud835\ude06 \u2708\ufe0f \ud83d\udd0d Learn more about the program: [ https://lnkd.in/gZUVsCD ](https://lnkd.in/gZUVsCD?trk=organization_guest_main-feed-card-text) \ud83d\udcac Contact [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) , your Italian local point: [ project@microfinanza.com ](mailto:project@microfinanza.com?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Read the lastest press release: [ https://lnkd.in/dA4JYnss ](https://lnkd.in/dA4JYnss?trk=organization_guest_main-feed-card-text) [ #ErasmusForYoungEntrepreneurs ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-feed-card-text) [ #GlobalOpportunities ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fglobalopportunities&trk=organization_guest_main-feed-card-text) [ #Entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-feed-card-text) [ #SMEInnovation ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsmeinnovation&trk=organization_guest_main-feed-card-text)\n\n    * ` ` ` `\n\n[ 31\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_we-rise-incubator-accelerator-program-activity-7284917201021587457-hOvd)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud835\uddd8\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\ude04\ud835\uddf2\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd6\ud835\uddf5\ud835\uddee\ud835\uddfb\ud835\uddf4\ud835\uddf2 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \ud835\udddc\ud835\uddfb\ud835\uddf0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff & \ud835\uddd4\ud835\uddf0\ud835\uddf0\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddf4\ud835\uddff\ud835\uddee\ud835\uddfa The \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! Incubator & Accelerator Program is reshaping Kassala and Port Sudan entrepreneurship, empowering women- and youth-led micro, small, and medium enterprises (MSMEs) to thrive. Since its launch in March 2023, this initiative - funded by the [ European Union ](https://be.linkedin.com/company/european-union?trk=organization_guest_main-feed-card-text) and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) and [ UN Women ](https://www.linkedin.com/company/un-women?trk=organization_guest_main-feed-card-text) \\- has played a critical role in advancing financial inclusion, promoting gender equity, and strengthening resilience in Sudan. \ud83d\ude4c\ud83c\udffc In the midst of fragile context, resilience and innovation take center stage\ud83d\ude4c\ud83c\udffc \ud83d\udc49 Check out the last post on our website: [ https://lnkd.in/dvqzH8ui ](https://lnkd.in/dvqzH8ui?trk=organization_guest_main-feed-card-text) \ud83d\udc49 Find out more about the project: [ https://lnkd.in/dysRiH_p ](https://lnkd.in/dysRiH_p?trk=organization_guest_main-feed-card-text) [ SAVANNAH Innovation Labs ](https://sd.linkedin.com/company/savannah-innovation-labs?trk=organization_guest_main-feed-card-text) [ MDF | Empowering People, Creating Impact ](https://nl.linkedin.com/company/mdf-training-&-consultancy?trk=organization_guest_main-feed-card-text) [ MDF Africa ](https://nl.linkedin.com/in/mdf-africa-5a2247158?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-feed-card-text) [ #WomenEmpowerment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwomenempowerment&trk=organization_guest_main-feed-card-text) [ #YouthEntrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-feed-card-text) [ #Sustainability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainability&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) [ #Sudan ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudan&trk=organization_guest_main-feed-card-text)\n\n` ` ` `\n\n[ 33\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 5 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_financialinclusion-ybi-youthbusiness-activity-7283481063534829570-Iyq0)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud83d\udce3 \ud83d\udce3 Exciting News! \ud83d\udce3 \ud83d\udce3 [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) is now part of the [ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-business-international-ybi-?trk=organization_guest_main-feed-card-text) network! For the past 25 years, we\u2019ve been dedicated to advancing financial inclusion worldwide. Joining [ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-business-international-ybi-?trk=organization_guest_main-feed-card-text) creates new opportunities to strengthen our impact, scale up initiatives, and collaborate with a global network committed to empowering vulnerable groups. A big thank you to YBI for the warm welcome \ud83d\ude4c\ud83c\udffc We\u2019re ready to embark on this journey together \ud83d\ude80 \ud83d\udc49\ud83c\udffd Check out our latest news: [ https://lnkd.in/d8XWHRXX ](https://lnkd.in/d8XWHRXX?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-feed-card-text) [ #YBI ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybi&trk=organization_guest_main-feed-card-text) [ #YouthBusiness ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthbusiness&trk=organization_guest_main-feed-card-text) [ #Microfinanza ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-feed-card-text)\n\n[ ](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card_reshare_feed-actor-image)\n\n[ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-\nbusiness-international-ybi-?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n10,328 followers\n\n3mo\n\nWe're so pleased to welcome another new member to the YBI network this week: [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) ! Microfinanza Srl,\nbased in Italy, is an independent consultancy with 25 years of experience and\nin-depth knowledge of access to finance and financial inclusion challenges.\n\"We work to increase financial inclusion and make it permanent, globally.\nJoining the YBI Network means increasing the chance to positively impact\nvulnerable groups, scaling up our initiatives and sharing knowledge and good\npractices.\" We look forward to future discussions and projects on these topics\nwith Microfinanza.\n\n    * ` ` ` `\n\n[ 30\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_sudans-private-sector-resilient-in-war-crisis-activity-7283037323926097921-ddvC)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud83d\udca1 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\uddfd\ud835\uddf6\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\ude01 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde6\ud835\ude02\ud835\uddf1\ud835\uddee\ud835\uddfb: \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01 \ud835\uddec\ud835\uddfc\ud835\uddf4\ud835\uddf6, \ud835\uddee \ud835\udde7\ud835\uddff\ud835\uddee\ud835\uddf6\ud835\uddf9\ud835\uddef\ud835\uddf9\ud835\uddee\ud835\ude07\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddf4\ud835\uddff\ud835\uddf6\ud835\uddef\ud835\ude02\ud835\ude00\ud835\uddf6\ud835\uddfb\ud835\uddf2\ud835\ude00\ud835\ude00 \ud83d\udca1 We are proud to highlight the incredible work of [ Yogi ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-card-text) , a Sudanese agribusiness making waves in the dairy sector. By providing fresh, high-quality food products, supporting the local economy, and inspiring hope for other entrepreneurs in fragile contexts, Yogi exemplifies resilience and innovation. Led by its visionary founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-magid-0834a9206?trk=organization_guest_main-feed-card-text) , Yogi is one of the many enterprises supported by the EUR 1 million [ #GaithFund ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-feed-card-text) \\- as part of the [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) ! program, funded by the European Union and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) (formerly [ Agenzia Italiana per la Cooperazione allo Sviluppo - Sede di Khartoum ](https://sd.linkedin.com/company/aics-khartoum?trk=organization_guest_main-feed-card-text) ). \ud83c\udfa5 Watch the full interview below and learn how Yogi leads the way for impactful, private-sector-driven change \ud83d\udc47\ud83c\udffd\ud83d\udc47\ud83c\udffd In its second year, the [ #GaithFund ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-feed-card-text) is: \u2705 Empowering SMEs, cooperatives, and women\u2019s associations with tailor-made business coaching. \u2705 Offering matching grants and leveraging an innovative blended finance mechanism to de-risk investments. \u2705 Strengthening local value chains and contributing to the Sustainable Development Goals (SDGs). Through these efforts, the fund is fostering resilience and paving the way for a more prosperous future in a country deeply affected by conflict and fragility. \ud83d\udce2 Stay tuned as we continue to share updates on the champions of the [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) ! program and the innovative financial mechanisms developed by [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) to drive lasting impact in Sudan. [ #FoodSecurity ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-feed-card-text) [ #Resilience ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-feed-card-text) [ #BlendedFinance ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fblendedfinance&trk=organization_guest_main-feed-card-text) [ #SDGs ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsdgs&trk=organization_guest_main-feed-card-text) [ #SudanStrong ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-feed-card-text) [ #SocialImpact ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) ! \n\n[ ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-\nfeed-card_reshare_feed-actor-image)\n\n[ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n209 followers\n\n3mo  Edited\n\n\ud83d\udce2 Watch Our Founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-\nmagid-0834a9206?trk=organization_guest_main-feed-card_reshare-text) , Speak on\n[ CNBC Africa ](https://za.linkedin.com/company/cnbc-\nafrica?trk=organization_guest_main-feed-card_reshare-text) ! \ud83c\udf0d\u2728 In a powerful\ninterview, our founder Nur Magid shares Yogi\u2019s journey of resilience amidst\nSudan\u2019s ongoing challenges. With the country facing unprecedented levels of\nfood insecurity\u2014where 59% of rural households in Gedarif alone are severely\nfood insecure\u2014Yogi is making a meaningful impact by providing affordable,\nnutritious yoghurt to those who need it most. Nur discusses: \u2705 How Yogi is\naddressing critical food shortages and supporting communities during this\ncrisis. \u2705 The importance of collaborating with organizations like [ World Food\nProgramme ](https://it.linkedin.com/company/unwfp?trk=organization_guest_main-\nfeed-card_reshare-text) and [ UNICEF\n](https://www.linkedin.com/company/unicef?trk=organization_guest_main-feed-\ncard_reshare-text) to expand efforts and provide sustainable food solutions. \u2705\nWhy Sudan remains a promising destination for impactful investments and\nopportunities, even in challenging times. \u2705 The essential role of Public-\nPrivate Partnerships (PPPs) and grants in scaling operations and maximising\nimpact. \ud83c\udf1f Yogi is more than a business\u2014it\u2019s a mission to build resilience,\nfoster recovery, and create hope for Sudan. \ud83c\udfa5 Watch the full interview below\nand learn how Yogi leads the way for impactful, private-sector-driven change.\n[ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card_reshare-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card_reshare-text) [ #YogiSudan\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyogisudan&trk=organization_guest_main-\nfeed-card_reshare-text) [ #EconomicRecovery\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feconomicrecovery&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card_reshare-text) [ #PartnershipForChange\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpartnershipforchange&trk=organization_guest_main-\nfeed-card_reshare-text) [ Alessandro Baroni\n](https://no.linkedin.com/in/alexbaroni75?trk=organization_guest_main-feed-\ncard_reshare-text) [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-\naddis-ababa?trk=organization_guest_main-feed-card_reshare-text) [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) [ Costanza Barucci\n](https://it.linkedin.com/in/costanza-\nbarucci-04073b84?trk=organization_guest_main-feed-card_reshare-text) [\nhttps://lnkd.in/dU2zc2ZS\n](https://lnkd.in/dU2zc2ZS?trk=organization_guest_main-feed-card_reshare-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Ecnbcafrica%2Ecom%2Fmedia%2F6366773251112%2Fsudans-\nprivate-sector-resilient-in-war-\ncrisis%2F&urlhash=pHOU&trk=organization_guest_main-feed-card_reshare_feed-\narticle-content)\n\n` ` ` `\n\n[ 8\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 2 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_%F0%9D%97%95%F0%9D%97%B2%F0%9D%98%80%F0%9D%98%81-%F0%9D%98%84%F0%9D%97%B6%F0%9D%98%80%F0%9D%97%B5%F0%9D%97%B2%F0%9D%98%80-%F0%9D%97%B3%F0%9D%97%BF%F0%9D%97%BC%F0%9D%97%BA-%F0%9D%97%A0%F0%9D%97%B6%F0%9D%97%B0%F0%9D%97%BF%F0%9D%97%BC-activity-7276917402473222145-MdRR)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * \ud835\uddd5\ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude04\ud835\uddf6\ud835\ude00\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde0\ud835\uddf6\ud835\uddf0\ud835\uddff\ud835\uddfc\ud835\uddf3\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude07\ud835\uddee \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udfee\ud835\udfec\ud835\udfee\ud835\udff1 A new year with hope and commitment. Build bridges where divisions remain. Empower communities to grow. Protect our planet for generations to come. Our wish for the year ahead is for everyone to embrace the responsibility to act with courage, compassion, and purpose. Together, we can create a more inclusive, sustainable, and equitable world. Happy New Year from [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) 's team. \n\n    * ` ` ` `\n\n[ 26\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_futurlab-youthentrepreneurship-socialeconomy-activity-7270349946380328960-u5O5)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n    * [ Matteo Solivo ](https://it.linkedin.com/in/matteo-solivo-a47a2b44?trk=organization_guest_main-feed-card-text) , Manager of the EU Area at [ Microfinanza ](https://it.linkedin.com/company/microfinanza-srl?trk=organization_guest_main-feed-card-text) , took part in the [ #FuturLAB ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-feed-card-text) event organized by [ Fundaci\u00f3n Youth Business Spain ](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-spain?trk=organization_guest_main-feed-card-text) ! This event brought together over 120 European professionals to collaboratively shape the future of [ #youthentrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-feed-card-text) and the [ #socialeconomy ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialeconomy&trk=organization_guest_main-feed-card-text) . \ud83d\udca1 A truly inspiring experience of innovation and collaboration! [ #YBSFuturLAB ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybsfuturlab&trk=organization_guest_main-feed-card-text) [ #SomosFuture ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsomosfuture&trk=organization_guest_main-feed-card-text) [ #SomosColaboraci\u00f3n ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoscolaboraciAeJn&trk=organization_guest_main-feed-card-text) [ #SomosEconom\u00eda ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoseconomAeDa&trk=organization_guest_main-feed-card-text) [ #Youth ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-feed-card-text) [ #Employability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Femployability&trk=organization_guest_main-feed-card-text) [ #Entrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-feed-card-text) [ #Europe ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-feed-card-text)\n\n[ ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-\nimage)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-name)\n\nCFA ESG | Sustainable Finance and Investing | Youth Entrepreneurship \n\n5mo\n\nWhat a week! From 26th to 28th Nov. I had the chance to participate to the [\nFundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card_reshare-text) 's [ #FuturLab\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card_reshare-text) at la Real F\u00e1brica de Cristales de La Granja. 3 days\nspent in Segovia, representing [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) and working with more\nthan 100 other experts, social innovators, experts, and public representatives\nto foster the co-creation and design process around rural and youth\nentrepreneurship. Thanks a lot [ Sara Simon ](https://es.linkedin.com/in/sara-\nsimon-penas-447749104?trk=organization_guest_main-feed-card_reshare-text) and\nall YBS team, to invite us to this extremely stimulating event, imagining\nfutures and shaping more inclusive ecosystems, in Spain and Europe for the\nnext decade. We will keep on working to support [ #youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card_reshare-text) [ #entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card_reshare-text) and [ #social\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #financial\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #inclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finclusion&trk=organization_guest_main-\nfeed-card_reshare-text) !\n\n    *     *     * ` ` ` `\n\n[ 9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n` ` ` ` ` `\n\n##  Join now to see what you are missing\n\n  * Find people you know at Microfinanza \n  * Browse recommended jobs for you \n  * View all updates, news, and articles \n\n[ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=public_biz_promo-join)\n\n##  Similar pages\n\n  * ### [ ACK International  Business Consulting and Services  ](https://fr.linkedin.com/company/ackinternational?trk=similar-pages)\n  * ### [ MFR  Financial Services  Milan, Italy  ](https://it.linkedin.com/company/mf-rating?trk=similar-pages)\n  * ### [ Erasmus For Young Entrepreneurs  Strategic Management Services  ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=similar-pages)\n  * ### [ Cash for microfinance - \u0643\u0627\u0634 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0646\u0627\u0647\u0649 \u0627\u0644\u0635\u063a\u0631  Financial Services  \u0627\u0644\u0645\u0646\u064a\u0627, \u0627\u0644\u0645\u0646\u064a\u0627  ](https://eg.linkedin.com/company/cashmicrofinance?trk=similar-pages)\n  * ### [ TRACE  Non-profit Organization Management  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            "content": {
                "metadata": {
                    "ext_id": "9711b2c8-102e-4d04-b023-2b2de521428a",
                    "origin": "public",
                    "resource_location": "web",
                    "resource_type": "webpage",
                    "source": "https://www.microfinanza.com/about/"
                },
                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/about/"
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                "page_content": "###  Areas of Interventions\n\n#  Monitoring and evaluation of outcomes in the fields of access to finance\nand social entrepreneurship\n\nOur methodology leverages more than twenty-year international experience in\nthe design, implementation and evaluation of projects and technical assistance\nfor institutions operating in the field of financial inclusion and\nsustainability.\n\nThe interventions target multiple type of actors such as international\nagencies, financial services providers, social enterprises, NGOs, local\ninstitutions, public authorities, etc. Microfinanza employs a refined set of\noutcome indicators, drawn from leading international practices and poverty\nassessment tools, tailored to assess sustainability across three key\ndimensions aligned with the UN Sustainable Development Goals.\n\nAdditionally, Microfinanza has developed a set of tailored socio-economic\nindicators, enabling financial service providers to monitor and evaluate their\nfinancial and social performance over time effectively.\n\n\u201cCalculemus!\u201d\n\nGottfried Leibniz\n\nThis holistic approach, looking at different levels of sustainability, is not\nlimited only to the company\u2019s evaluation activities, but constantly guides all\nour training, capacity building and technical assistance activities.\n\n###  Main categories of  **sustainability indicators** on which Microfinanza\nassessed by:\n\n##  1\\. Social\n\ncommunity cohesion, self-empowerment, health and education, food security,\nbuilding financial well-being resilience and access.\n\n##  2\\. Economic\n\nbusiness improvement, economic poverty, technological innovation, decent\nemployment.\n\n##  3\\. Environmental\n\ngreen energies, sustainable production and consumption patterns, climate\naction.\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
                "url": "https://www.microfinanza.com/monitoring-and-evaluation-of-outcomes-on-access-to-finance-and-social-entrepreneurship/"
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                "page_content": "Skip to main content\n\n#  Microfinanza\n\n##  Financial Services\n\n###  Vicenza, Veneto  2,331 followers\n\n####  Think. Innovate. Implement. For a good finance, good for everyone. No\nfinancial barrier.\n\n[ Follow\n](https://www.linkedin.com/login?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&fromSignIn=true&trk=top-card_top-card-secondary-button-top-card-secondary-\ncta)\n\n  * [ View all 16 employees  ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=org-employees_cta_face-pile-cta)\n\n  * [ Report this company ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=top-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=COMPANY&_f=guest-reporting)\n\n##  About us\n\nMicrofinanza Srl is a consulting company with more than 20 years of experience\nin providing services in the field of financial inclusion. Our experts provide\nin-depth analysis of the medium and long-term outcomes stemming from diverse\ninterventions within the field of financial inclusion and social\nentrepreneurship. Microfinanza offers services in: \\- Monitoring and\nEvaluation \\- Financial education \\- Technical cooperation \\- Green and rural\nMicrofinance Microfinanza has implemented projects in regions including Sub-\nSaharan Africa, Asia and South-East Asia, MENA Region, Central Asia and the\nCaucasus, Latin America and the Caribbean, the Balkans and Europe,\ncollaborating with over hundred organizations worldwide.\n\nWebsite\n\n     [ http://microfinanza.com  ](https://www.linkedin.com/redir/redirect?url=http%3A%2F%2Fmicrofinanza%2Ecom&urlhash=8Pi4&trk=about_website)\n\nExternal link for Microfinanza\n\nIndustry\n\n     Financial Services \n\nCompany size\n\n     2-10 employees \n\nHeadquarters\n\n     Vicenza, Veneto \n\nType\n\n     Privately Held \n\nSpecialties\n\n     Microfinanza, Micro-PMI, Finanza Etica, Finanza per lo sviluppo urbano e rurale, Educazione finanziaria, and Orientamento all'impresa \n\n##  Locations\n\n  * Primary \n\nStradella Della Racchetta, 22\n\nVicenza, Veneto 36100, IT\n\n[ Get directions\n](https://www.bing.com/maps?where=Stradella+Della+Racchetta%2C+22+Vicenza+36100+Veneto+IT&trk=org-\nlocations_url)\n\n##  Employees at Microfinanza\n\n  * ### [ Francesco Terreri  Associazione Microfinanza e Sviluppo - Il T Quotidiano  ](https://it.linkedin.com/in/francesco-terreri-6896689?trk=org-employees)\n  * ### [ Davide Libralesso  Senior Expert, Sustainable and Development Finance  ](https://it.linkedin.com/in/davide-libralesso-494768b?trk=org-employees)\n  * ### [ Giampietro Pizzo  President at Microfinanza srl  ](https://it.linkedin.com/in/giampietro-pizzo-b3069112?trk=org-employees)\n  * ### [ Raguzzoni Katia  Partner and member of the BoD at Microfinanza Srl Advisory and Technical Assistance on Financial Inclusion  ](https://it.linkedin.com/in/raguzzoni-katia-329b2226?trk=org-employees)\n\n[ See all employees\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fsearch%2Fresults%2Fpeople%2F%3FfacetCurrentCompany%3D%255B6974585%255D&trk=public_biz_employees-\njoin)\n\n##  Updates\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmus-for-young-entrepreneurs-34th-network-activity-7312745605146013696-tzHs)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4w  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nStrengthening Partnerships & Supporting Young Entrepreneurs! On March 18-19, [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) had the pleasure of\nparticipating in the 34th Network Meeting of [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) (EYE) in [ #Bergamo\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbergamo&trk=organization_guest_main-\nfeed-card-text) . This inspiring event brought together key stakeholders from\nacross [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-\nfeed-card-text) to exchange ideas, share best practices, and explore new ways\nto strengthen the EYE program. Attending such events enables us to remain at\nthe forefront of entrepreneurial support, continuously refining our approach\nand contributing to the development of a dynamic ecosystem for [\n#youngentrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udc4f A huge thank you to the organizers and all participants\nfor making this meeting a success! We look forward to continuing our\ncollaboration and driving impactful initiatives within [ Erasmus For Young\nEntrepreneurs ](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) ! [ European\nInnovation Council and SMEs Executive Agency (EISMEA)\n](https://be.linkedin.com/company/eismea?trk=organization_guest_main-feed-\ncard-text) , [ European Commission ](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) , [ Eurochambres\n](https://be.linkedin.com/company/eurochambres?trk=organization_guest_main-\nfeed-card-text) [ Miroslava Markova ](https://bg.linkedin.com/in/miroslava-\nmarkova-762b21195?trk=organization_guest_main-feed-card-text) , [ Daniele\nNicolai ](https://it.linkedin.com/in/daniele-\nnicolai-61082013a?trk=organization_guest_main-feed-card-text) , Jose\nFernandez, [ Denize P. ](https://lv.linkedin.com/in/denize-\nponomarjova?trk=organization_guest_main-feed-card-text) , [ Zuhal Selcuk\n](https://tr.linkedin.com/in/zuhal-selcuk-697163a?trk=organization_guest_main-\nfeed-card-text) , [ Valbona Elmazi(Dervishi)\n](https://al.linkedin.com/in/valbona-elmazi-\ndervishi-16513b20?trk=organization_guest_main-feed-card-text) , [ Greta\n\u0160imukauskait\u0117\n](https://lt.linkedin.com/in/greta-%C5%A1imukauskait%C4%97-b017b317a?trk=organization_guest_main-\nfeed-card-text) , [ No\u00e9mie Taillis ](https://fr.linkedin.com/in/no%C3%A9mie-\ntaillis/en?trk=organization_guest_main-feed-card-text) , [ Mike Triantafillou\n](https://gr.linkedin.com/in/mike-\ntriantafillou-62a8a9231?trk=organization_guest_main-feed-card-text) , [\nWolfgang Spiess-Knafl ](https://at.linkedin.com/in/wolfgang-spiess-\nknafl?trk=organization_guest_main-feed-card-text) , [ Andrii Lotariev\n](https://ua.linkedin.com/in/andrii-\nlotariev-a9443720?trk=organization_guest_main-feed-card-text) , [ Matteo\nSolivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) and [ Olha\nChervinska\n](https://pl.linkedin.com/in/olhachervinska?trk=organization_guest_main-feed-\ncard-text) [ KROK University\n](https://ua.linkedin.com/school/%D1%83%D0%BD%D1%96%D0%B2%D0%B5%D1%80%D1%81%D0%B8%D1%82%D0%B5%D1%82-%D0%B5%D0%BA%D0%BE%D0%BD%D0%BE%D0%BC%D1%96%D0%BA%D0%B8-%D1%82%D0%B0-%D0%BF%D1%80%D0%B0%D0%B2%D0%B0-%D0%BA%D1%80%D0%BE%D0%BA/?trk=organization_guest_main-\nfeed-card-text) [ European Center for Social Finance\n](https://de.linkedin.com/company/ecsocfin?trk=organization_guest_main-feed-\ncard-text) [ KAINOTOMIA Center for Lifelong Learning (I.C.L.L)\n](https://gr.linkedin.com/in/kainotomia-lifelong-learning-\ncenter?trk=organization_guest_main-feed-card-text) [ Youth Business Poland\n(YBP) ](https://pl.linkedin.com/company/youth-business-\npoland?trk=organization_guest_main-feed-card-text) , [ Kauno prekybos,\npramon\u0117s ir amat\u0173 r\u016bmai (Kaunas Chamber of Commerce, Industry and Crafts)\n](https://lt.linkedin.com/company/kauno-pramon%C4%97s-prekybos-ir-\namat%C5%B3-r%C5%ABmai-kaunas-chamber-of-commerce-industry-and-\ncrafts?trk=organization_guest_main-feed-card-text) @Zeytin Grup [ Selego\n](https://fr.linkedin.com/company/selegostudio?trk=organization_guest_main-\nfeed-card-text) , [ NOA.Financojme ](https://al.linkedin.com/company/noa-\nsha?trk=organization_guest_main-feed-card-text) European Studies Master's at\nUniversity of Latvia [ Jinishian Memorial Foundation\n](https://am.linkedin.com/company/jinishian-memorial-\nfoundation?trk=organization_guest_main-feed-card-text) [ CGIA Mestre\n](https://www.linkedin.com/company/cgia-mestre?trk=organization_guest_main-\nfeed-card-text) Asociaci\u00f3n Educativa por la Integraci\u00f3n y la Igualdad [\nhttps://lnkd.in/dF-az483 ](https://lnkd.in/dF-\naz483?trk=organization_guest_main-feed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #Networking\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fnetworking&trk=organization_guest_main-\nfeed-card-text) [ #Innovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finnovation&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Ferasmus-\nfor-young-entrepreneurs-34th-network-\nmeeting%2F&urlhash=oCj_&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 19\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://fr.linkedin.com/posts/microfinanza-srl_eidmubarak-paix-solidarit%C3%A9-activity-7311311141815640064-mVH8)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83c\udf19\u2728 \ud835\uddd8\ud835\uddf6\ud835\uddf1 \ud835\udde0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\uddff\ud835\uddee\ud835\uddf8 \u2728\ud83c\udf19 Toute l\u2019\u00e9quipe de Microfinanza adresse ses meilleurs v\u0153ux \u00e0\nnos partenaires et coll\u00e8gues de la communaut\u00e9 musulmane \u00e0 l\u2019occasion de l\u2019E\u00efd-\nul-Fitr. Que cette f\u00eate soit un moment de paix, de partage et d\u2019espoir. Nos\npens\u00e9es vont particuli\u00e8rement aux communaut\u00e9s affect\u00e9es par les conflits et\nles crises, en esp\u00e9rant que la solidarit\u00e9 et l\u2019entraide ouvrent la voie vers\nun avenir meilleur. [ #EidMubarak\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feidmubarak&trk=organization_guest_main-\nfeed-card-text) [ #Paix\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpaix&trk=organization_guest_main-\nfeed-card-text) [ #Solidarit\u00e9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsolidaritAez&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 16\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 1 Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_bestpractices-successstories-challenges-activity-7308083249405222912-6kWM)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\nThe \ud835\udfef\ud835\udff0\ud835\ude01\ud835\uddf5 \ud835\uddd8\ud835\uddec\ud835\uddd8 \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 is now taking place in the fantastic frame of the [\nCentro Congressi Bergamo\n](https://it.linkedin.com/company/centrocongressibergamo?trk=organization_guest_main-\nfeed-card-text) ! \ud83d\udd34 Live now from the \"EYE Entrepreneurial Journeys\" session,\nwhere inspiring local entrepreneurs, Intermediary Organisations, and\nrepresentatives from the [ European Commission\n](https://be.linkedin.com/company/european-\ncommission?trk=organization_guest_main-feed-card-text) come together to share\n[ #bestpractices\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fbestpractices&trk=organization_guest_main-\nfeed-card-text) , [ #successstories\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsuccessstories&trk=organization_guest_main-\nfeed-card-text) , and the [ #challenges\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fchallenges&trk=organization_guest_main-\nfeed-card-text) faced throughout the programme. \ud83d\udd0d A special highlight of the\nsession is Ms. Iryna Luts , President of Ucraina Pi\u00f9 Milano and a Host\nEntrepreneur supported by [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , who is sharing her personal\njourney on stage. Her story is a powerful example of how entrepreneurial\nspirit and dedication can drive positive change, even in the face of adversity\n\ud83d\ude4c\ud83c\udffc We are proud to support initiatives that empower entrepreneurs and foster\ninclusive economic growth within [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program! [\n#entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #EYE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye&trk=organization_guest_main-\nfeed-card-text) [ #EYE34NM\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feye34nm&trk=organization_guest_main-\nfeed-card-text) [ #ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 14\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_microfinanza-value-development-organise-activity-7302298750637506560-Jdqz)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n1mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udde5\ud835\uddf2\ud835\ude01\ud835\uddf5\ud835\uddf6\ud835\uddfb\ud835\uddf8\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddf6\ud835\uddfb \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfc\ud835\uddfb \ud835\uddee\ud835\ude01 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddd6\ud835\uddfc\ud835\uddff\ud835\uddf2 \ud83d\udca1 On\nFebruary 27, 2025, [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) and [ Value Development\nConsulting ](https://tn.linkedin.com/company/value-development-\nconsulting?trk=organization_guest_main-feed-card-text) brought together key\nactors for a strategic workshop on \"\ud835\udddf\ud835\uddfc\ud835\uddf0\ud835\uddee\ud835\uddf9 \ud835\uddd7\ud835\uddf2\ud835\ude03\ud835\uddf2\ud835\uddf9\ud835\uddfc\ud835\uddfd\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\udde6\ud835\ude02\ud835\ude00\ud835\ude01\ud835\uddee\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddef\ud835\uddf9\ud835\uddf2\n\ud835\uddd8\ud835\uddf0\ud835\uddfc\ud835\ude00\ud835\ude06\ud835\ude00\ud835\ude01\ud835\uddf2\ud835\uddfa\ud835\ude00: \ud835\udddc\ud835\uddfb\ud835\uddfb\ud835\uddfc\ud835\ude03\ud835\uddee\ud835\ude01\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddfd\ud835\uddfd\ud835\uddff\ud835\uddfc\ud835\uddee\ud835\uddf0\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddee\ud835\uddfb\ud835\uddf1 \ud835\uddd9\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\uddf0\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\ude01\ud835\uddff\ud835\ude02\ud835\uddfa\ud835\uddf2\ud835\uddfb\ud835\ude01\ud835\ude00 \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udde7\ud835\ude02\ud835\uddfb\ud835\uddf6\ud835\ude00\ud835\uddf6\ud835\uddee\u2019\ud835\ude00\n\ud835\uddd9\ud835\ude02\ud835\ude01\ud835\ude02\ud835\uddff\ud835\uddf2.\" With Tunisia at a strategic turning point, this think tank fostered\ndialogue among development partners, financial institutions, and public-\nprivate stakeholders to explore innovative financing solutions, social\nentrepreneurship, and sustainable territorial ecosystems. The goal? Concrete,\nimpact-driven solutions to strengthen financial inclusion, local investment,\nand resilient economic models, in line with Tunisia Vision 2035. \ud83d\udc4f A special\nthanks to all participants and organizers who made this event a success! Your\ncontributions are shaping the future of inclusive and sustainable development\nin Tunisia. Let\u2019s keep the momentum going! [ Giampietro Pizzo\n](https://it.linkedin.com/in/giampietro-\npizzo-b3069112?trk=organization_guest_main-feed-card-text) , [ Raguzzoni Katia\n](https://it.linkedin.com/in/raguzzoni-\nkatia-329b2226?trk=organization_guest_main-feed-card-text) , [ Fabio\nMalanchini ](https://it.linkedin.com/in/fabio-\nmalanchini?trk=organization_guest_main-feed-card-text) , [ Med Atef Hermessi\n](https://tn.linkedin.com/in/med-atef-\nhermessi-a08b9377?trk=organization_guest_main-feed-card-text) , [ Marianna\nMartino ](https://it.linkedin.com/in/marianna-\nmartino-72629360?trk=organization_guest_main-feed-card-text) , [ Ana Maria\nBrinzanu ](https://tn.linkedin.com/in/ana-maria-\nbrinzanu-8977161b7?trk=organization_guest_main-feed-card-text) , [ Mohamed\nMadhkour ](https://tn.linkedin.com/in/mohamed-\nmadhkour-5a903119?trk=organization_guest_main-feed-card-text) , [ marouane\nchikhaoui ](https://tn.linkedin.com/in/marouane-\nchikhaoui-8520492b/en?trk=organization_guest_main-feed-card-text) , [ Eya\nAmdouni ](https://tn.linkedin.com/in/eya-\namdouni-0a3819154?trk=organization_guest_main-feed-card-text) , [ Sirine\nCHAOUACHI ](https://tn.linkedin.com/in/sirine-\nchaouachi-7065b11a5?trk=organization_guest_main-feed-card-text) [ Abdou\nBouarada ](https://tn.linkedin.com/in/abdou-\nbouarada?trk=organization_guest_main-feed-card-text) , [ Kais Affes\n](https://tn.linkedin.com/in/ka%C3%AFsaffes?trk=organization_guest_main-feed-\ncard-text) , @Akrout Riadh, [ Anis ALLOUCHE\n](https://tn.linkedin.com/in/anisallouche?trk=organization_guest_main-feed-\ncard-text) , @Youssef Bechaouch, [ Maya Jerbi\n](https://tn.linkedin.com/in/mayajerbi?trk=organization_guest_main-feed-card-\ntext) , [ Fatma Ezzahraa Bouallegui ](https://tn.linkedin.com/in/fatma-\nezzahraa-bouallegui-736665aa?trk=organization_guest_main-feed-card-text) , [\nYosra Bouaziz ](https://tn.linkedin.com/in/yosra-\nbouaziz-7100941a1?trk=organization_guest_main-feed-card-text) , [ Ilhem Brini\n](https://tn.linkedin.com/in/ilhembrini?trk=organization_guest_main-feed-card-\ntext) , [ Cristina Cabutto ](https://tn.linkedin.com/in/cristina-\ncabutto-731351b4?trk=organization_guest_main-feed-card-text) , [ Pui Yee Chan\n](https://tn.linkedin.com/in/pui-yee-\nchan-15578814?trk=organization_guest_main-feed-card-text) , [ Carl Daspect\n](https://tn.linkedin.com/in/carl-\ndaspect-456b7626?trk=organization_guest_main-feed-card-text) , [ Kamel Ellefi\n](https://tn.linkedin.com/in/kamel-\nellefi-67725759/en?trk=organization_guest_main-feed-card-text) , [ Eng. Imed\nGharbi ](https://tn.linkedin.com/in/imedgharbi?trk=organization_guest_main-\nfeed-card-text) , @Anis Kelifi, [ mahmoud mansour\n](https://tn.linkedin.com/in/mahmoud-\nmansour-a78019107?trk=organization_guest_main-feed-card-text) , [ Sahar Mechri\n](https://tn.linkedin.com/in/sahar-\nmechri-289a1a109?trk=organization_guest_main-feed-card-text) , [ Lotfi\nMessaoudi ](https://tn.linkedin.com/in/lotfi-\nmessaoudi?trk=organization_guest_main-feed-card-text) , [ denise salustri\n](https://tn.linkedin.com/in/denise-\nsalustri-202087123?trk=organization_guest_main-feed-card-text) , Lemia Thabet\nChekir, [ Jan Hendrik van Zoelen Cort\u00e9s\n](https://tn.linkedin.com/in/janhvanzoelen?trk=organization_guest_main-feed-\ncard-text) , [ Hamda Zeramdini ](https://tn.linkedin.com/in/hamda-\nzeramdini-28b2b2117?trk=organization_guest_main-feed-card-text) , [ Besma\nGhozzi ](https://tn.linkedin.com/in/besma-ghozzi?trk=organization_guest_main-\nfeed-card-text) , [ Chlo\u00e9 Guerrini\n](https://tn.linkedin.com/in/chlo%C3%A9-guerrini-74558b168/en?trk=organization_guest_main-\nfeed-card-text) , [ Adriana Arduz ](https://es.linkedin.com/in/adriana-\narduz-118564131?trk=organization_guest_main-feed-card-text) \ud83d\udc49\ud83c\udffd Check-out our\nlatest online article: [ https://lnkd.in/dfSfDrig\n](https://lnkd.in/dfSfDrig?trk=organization_guest_main-feed-card-text) [\n#LocalDevelopment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Flocaldevelopment&trk=organization_guest_main-\nfeed-card-text) [ #FinancialInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinnovation&trk=organization_guest_main-\nfeed-card-text) [ #SustainableGrowth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainablegrowth&trk=organization_guest_main-\nfeed-card-text) [ #Tunisia\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ftunisia&trk=organization_guest_main-\nfeed-card-text) [ #PublicPrivatePartnerships\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpublicprivatepartnerships&trk=organization_guest_main-\nfeed-card-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Emicrofinanza%2Ecom%2Fmicrofinanza-\nvalue-development-organise-a-think-tank-on-financial-innovation-in-\ntunis%2F&urlhash=-AuM&trk=organization_guest_main-feed-card_feed-article-\ncontent)\n\n` ` ` `\n\n[ 37\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_erasmusforyoungentrepreneurs-globalopportunities-activity-7297261093222060033-3S7c)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n2mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\ude80 Exciting news from the [ Erasmus For Young Entrepreneurs\n](https://be.linkedin.com/company/erasmus-for-young-\nentrepreneurs?trk=organization_guest_main-feed-card-text) program - EYE! \ud83c\udf0d EYE\nis expanding its network to four key global innovation hubs: the UK, the USA,\nCanada, and Singapore. This milestone marks a major step in supporting\nEuropean entrepreneurs with international opportunities, mentorship, and\naccess to dynamic business ecosystems. By fostering global partnerships, EYE\nis empowering SMEs to scale, innovate, and thrive in competitive markets. With\nnearly 13,000 exchanges completed and 26,000 entrepreneurs engaged, this\nexpansion opens new doors for emerging businesses. \ud835\udddd\ud835\uddfc\ud835\uddf6\ud835\uddfb \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddf7\ud835\uddfc\ud835\ude02\ud835\uddff\ud835\uddfb\ud835\uddf2\ud835\ude06 \u2708\ufe0f \ud83d\udd0d Learn\nmore about the program: [ https://lnkd.in/gZUVsCD\n](https://lnkd.in/gZUVsCD?trk=organization_guest_main-feed-card-text) \ud83d\udcac\nContact [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , your Italian local point: [\nproject@microfinanza.com\n](mailto:project@microfinanza.com?trk=organization_guest_main-feed-card-text)\n\ud83d\udc49\ud83c\udffd Read the lastest press release: [ https://lnkd.in/dA4JYnss\n](https://lnkd.in/dA4JYnss?trk=organization_guest_main-feed-card-text) [\n#ErasmusForYoungEntrepreneurs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ferasmusforyoungentrepreneurs&trk=organization_guest_main-\nfeed-card-text) [ #GlobalOpportunities\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fglobalopportunities&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #SMEInnovation\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsmeinnovation&trk=organization_guest_main-\nfeed-card-text)\n\n    * ` ` ` `\n\n[ 31\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_we-rise-incubator-accelerator-program-activity-7284917201021587457-hOvd)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd8\ud835\uddfa\ud835\uddfd\ud835\uddfc\ud835\ude04\ud835\uddf2\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd6\ud835\uddf5\ud835\uddee\ud835\uddfb\ud835\uddf4\ud835\uddf2 \ud835\ude04\ud835\uddf6\ud835\ude01\ud835\uddf5 \ud835\ude01\ud835\uddf5\ud835\uddf2 \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! \ud835\udddc\ud835\uddfb\ud835\uddf0\ud835\ude02\ud835\uddef\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff & \ud835\uddd4\ud835\uddf0\ud835\uddf0\ud835\uddf2\ud835\uddf9\ud835\uddf2\ud835\uddff\ud835\uddee\ud835\ude01\ud835\uddfc\ud835\uddff \ud835\udde3\ud835\uddff\ud835\uddfc\ud835\uddf4\ud835\uddff\ud835\uddee\ud835\uddfa The \ud835\uddea\ud835\uddd8-\ud835\udde5\ud835\udddc\ud835\udde6\ud835\uddd8! Incubator & Accelerator Program is reshaping Kassala and Port Sudan entrepreneurship, empowering women- and youth-led micro, small, and medium enterprises (MSMEs) to thrive. Since its launch in March 2023, this initiative - funded by the [ European Union ](https://be.linkedin.com/company/european-union?trk=organization_guest_main-feed-card-text) and implemented by [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-ababa?trk=organization_guest_main-feed-card-text) and [ UN Women ](https://www.linkedin.com/company/un-women?trk=organization_guest_main-feed-card-text) \\- has played a critical role in advancing financial inclusion, promoting gender equity, and strengthening resilience in Sudan. \ud83d\ude4c\ud83c\udffc In the midst of fragile context, resilience and innovation take center stage\ud83d\ude4c\ud83c\udffc \ud83d\udc49 Check out the last post on our website: [ https://lnkd.in/dvqzH8ui ](https://lnkd.in/dvqzH8ui?trk=organization_guest_main-feed-card-text) \ud83d\udc49 Find out more about the project: [ https://lnkd.in/dysRiH_p ](https://lnkd.in/dysRiH_p?trk=organization_guest_main-feed-card-text) [ SAVANNAH Innovation Labs ](https://sd.linkedin.com/company/savannah-innovation-labs?trk=organization_guest_main-feed-card-text) [ MDF | Empowering People, Creating Impact ](https://nl.linkedin.com/company/mdf-training-&-consultancy?trk=organization_guest_main-feed-card-text) [ MDF Africa ](https://nl.linkedin.com/in/mdf-africa-5a2247158?trk=organization_guest_main-feed-card-text) [ #FinancialInclusion ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-feed-card-text) [ #WomenEmpowerment ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwomenempowerment&trk=organization_guest_main-feed-card-text) [ #YouthEntrepreneurship ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-feed-card-text) [ #Sustainability ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsustainability&trk=organization_guest_main-feed-card-text) [ #WERISE ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-feed-card-text) [ #Sudan ](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudan&trk=organization_guest_main-feed-card-text)\n\n` ` ` `\n\n[ 33\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 5 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_financialinclusion-ybi-youthbusiness-activity-7283481063534829570-Iyq0)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo  Edited\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udce3 \ud83d\udce3 Exciting News! \ud83d\udce3 \ud83d\udce3 [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) is now part of the [ Youth\nBusiness International (YBI) ](https://uk.linkedin.com/company/youth-business-\ninternational-ybi-?trk=organization_guest_main-feed-card-text) network! For\nthe past 25 years, we\u2019ve been dedicated to advancing financial inclusion\nworldwide. Joining [ Youth Business International (YBI)\n](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card-text) creates new opportunities to\nstrengthen our impact, scale up initiatives, and collaborate with a global\nnetwork committed to empowering vulnerable groups. A big thank you to YBI for\nthe warm welcome \ud83d\ude4c\ud83c\udffc We\u2019re ready to embark on this journey together \ud83d\ude80 \ud83d\udc49\ud83c\udffd Check\nout our latest news: [ https://lnkd.in/d8XWHRXX\n](https://lnkd.in/d8XWHRXX?trk=organization_guest_main-feed-card-text) [\n#FinancialInclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancialinclusion&trk=organization_guest_main-\nfeed-card-text) [ #YBI\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybi&trk=organization_guest_main-\nfeed-card-text) [ #YouthBusiness\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthbusiness&trk=organization_guest_main-\nfeed-card-text) [ #Microfinanza\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fmicrofinanza&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://uk.linkedin.com/company/youth-business-international-\nybi-?trk=organization_guest_main-feed-card_reshare_feed-actor-image)\n\n[ Youth Business International (YBI) ](https://uk.linkedin.com/company/youth-\nbusiness-international-ybi-?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n10,328 followers\n\n3mo\n\nWe're so pleased to welcome another new member to the YBI network this week: [\nMicrofinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) ! Microfinanza Srl,\nbased in Italy, is an independent consultancy with 25 years of experience and\nin-depth knowledge of access to finance and financial inclusion challenges.\n\"We work to increase financial inclusion and make it permanent, globally.\nJoining the YBI Network means increasing the chance to positively impact\nvulnerable groups, scaling up our initiatives and sharing knowledge and good\npractices.\" We look forward to future discussions and projects on these topics\nwith Microfinanza.\n\n    * ` ` ` `\n\n[ 30\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_sudans-private-sector-resilient-in-war-crisis-activity-7283037323926097921-ddvC)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n3mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud83d\udca1 \ud835\udddc\ud835\uddfb\ud835\ude00\ud835\uddfd\ud835\uddf6\ud835\uddff\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\udddc\ud835\uddfa\ud835\uddfd\ud835\uddee\ud835\uddf0\ud835\ude01 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde6\ud835\ude02\ud835\uddf1\ud835\uddee\ud835\uddfb: \ud835\udde0\ud835\uddf2\ud835\uddf2\ud835\ude01 \ud835\uddec\ud835\uddfc\ud835\uddf4\ud835\uddf6, \ud835\uddee \ud835\udde7\ud835\uddff\ud835\uddee\ud835\uddf6\ud835\uddf9\ud835\uddef\ud835\uddf9\ud835\uddee\ud835\ude07\ud835\uddf6\ud835\uddfb\ud835\uddf4 \ud835\uddd4\ud835\uddf4\ud835\uddff\ud835\uddf6\ud835\uddef\ud835\ude02\ud835\ude00\ud835\uddf6\ud835\uddfb\ud835\uddf2\ud835\ude00\ud835\ude00 \ud83d\udca1 We are\nproud to highlight the incredible work of [ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard-text) , a Sudanese agribusiness making waves in the dairy sector. By\nproviding fresh, high-quality food products, supporting the local economy, and\ninspiring hope for other entrepreneurs in fragile contexts, Yogi exemplifies\nresilience and innovation. Led by its visionary founder, [ Nur Magid\n](https://sd.linkedin.com/in/nur-magid-0834a9206?trk=organization_guest_main-\nfeed-card-text) , Yogi is one of the many enterprises supported by the EUR 1\nmillion [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-\nfeed-card-text) \\- as part of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) ! program, funded by the European Union and implemented by [\nAICS Addis Ababa ](https://et.linkedin.com/company/aics-addis-\nababa?trk=organization_guest_main-feed-card-text) (formerly [ Agenzia Italiana\nper la Cooperazione allo Sviluppo - Sede di Khartoum\n](https://sd.linkedin.com/company/aics-khartoum?trk=organization_guest_main-\nfeed-card-text) ). \ud83c\udfa5 Watch the full interview below and learn how Yogi leads\nthe way for impactful, private-sector-driven change \ud83d\udc47\ud83c\udffd\ud83d\udc47\ud83c\udffd In its second year,\nthe [ #GaithFund\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fgaithfund&trk=organization_guest_main-\nfeed-card-text) is: \u2705 Empowering SMEs, cooperatives, and women\u2019s associations\nwith tailor-made business coaching. \u2705 Offering matching grants and leveraging\nan innovative blended finance mechanism to de-risk investments. \u2705\nStrengthening local value chains and contributing to the Sustainable\nDevelopment Goals (SDGs). Through these efforts, the fund is fostering\nresilience and paving the way for a more prosperous future in a country deeply\naffected by conflict and fragility. \ud83d\udce2 Stay tuned as we continue to share\nupdates on the champions of the [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) ! program and the innovative financial mechanisms developed by\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) to drive lasting impact in\nSudan. [ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card-text) [ #BlendedFinance\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fblendedfinance&trk=organization_guest_main-\nfeed-card-text) [ #SDGs\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsdgs&trk=organization_guest_main-\nfeed-card-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card-text) [ #WERISE\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fwerise&trk=organization_guest_main-\nfeed-card-text) !\n\n[ ](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-\nfeed-card_reshare_feed-actor-image)\n\n[ Yogi\n](https://www.linkedin.com/company/yogisudan?trk=organization_guest_main-feed-\ncard_reshare_feed-actor-name)\n\n209 followers\n\n3mo  Edited\n\n\ud83d\udce2 Watch Our Founder, [ Nur Magid ](https://sd.linkedin.com/in/nur-\nmagid-0834a9206?trk=organization_guest_main-feed-card_reshare-text) , Speak on\n[ CNBC Africa ](https://za.linkedin.com/company/cnbc-\nafrica?trk=organization_guest_main-feed-card_reshare-text) ! \ud83c\udf0d\u2728 In a powerful\ninterview, our founder Nur Magid shares Yogi\u2019s journey of resilience amidst\nSudan\u2019s ongoing challenges. With the country facing unprecedented levels of\nfood insecurity\u2014where 59% of rural households in Gedarif alone are severely\nfood insecure\u2014Yogi is making a meaningful impact by providing affordable,\nnutritious yoghurt to those who need it most. Nur discusses: \u2705 How Yogi is\naddressing critical food shortages and supporting communities during this\ncrisis. \u2705 The importance of collaborating with organizations like [ World Food\nProgramme ](https://it.linkedin.com/company/unwfp?trk=organization_guest_main-\nfeed-card_reshare-text) and [ UNICEF\n](https://www.linkedin.com/company/unicef?trk=organization_guest_main-feed-\ncard_reshare-text) to expand efforts and provide sustainable food solutions. \u2705\nWhy Sudan remains a promising destination for impactful investments and\nopportunities, even in challenging times. \u2705 The essential role of Public-\nPrivate Partnerships (PPPs) and grants in scaling operations and maximising\nimpact. \ud83c\udf1f Yogi is more than a business\u2014it\u2019s a mission to build resilience,\nfoster recovery, and create hope for Sudan. \ud83c\udfa5 Watch the full interview below\nand learn how Yogi leads the way for impactful, private-sector-driven change.\n[ #FoodSecurity\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffoodsecurity&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SocialImpact\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialimpact&trk=organization_guest_main-\nfeed-card_reshare-text) [ #Resilience\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fresilience&trk=organization_guest_main-\nfeed-card_reshare-text) [ #YogiSudan\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyogisudan&trk=organization_guest_main-\nfeed-card_reshare-text) [ #EconomicRecovery\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feconomicrecovery&trk=organization_guest_main-\nfeed-card_reshare-text) [ #SudanStrong\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsudanstrong&trk=organization_guest_main-\nfeed-card_reshare-text) [ #PartnershipForChange\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fpartnershipforchange&trk=organization_guest_main-\nfeed-card_reshare-text) [ Alessandro Baroni\n](https://no.linkedin.com/in/alexbaroni75?trk=organization_guest_main-feed-\ncard_reshare-text) [ AICS Addis Ababa ](https://et.linkedin.com/company/aics-\naddis-ababa?trk=organization_guest_main-feed-card_reshare-text) [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) [ Costanza Barucci\n](https://it.linkedin.com/in/costanza-\nbarucci-04073b84?trk=organization_guest_main-feed-card_reshare-text) [\nhttps://lnkd.in/dU2zc2ZS\n](https://lnkd.in/dU2zc2ZS?trk=organization_guest_main-feed-card_reshare-text)\n\n[\n](https://www.linkedin.com/redir/redirect?url=https%3A%2F%2Fwww%2Ecnbcafrica%2Ecom%2Fmedia%2F6366773251112%2Fsudans-\nprivate-sector-resilient-in-war-\ncrisis%2F&urlhash=pHOU&trk=organization_guest_main-feed-card_reshare_feed-\narticle-content)\n\n` ` ` `\n\n[ 8\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` ` [ 2 Comments\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-comments)\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_%F0%9D%97%95%F0%9D%97%B2%F0%9D%98%80%F0%9D%98%81-%F0%9D%98%84%F0%9D%97%B6%F0%9D%98%80%F0%9D%97%B5%F0%9D%97%B2%F0%9D%98%80-%F0%9D%97%B3%F0%9D%97%BF%F0%9D%97%BC%F0%9D%97%BA-%F0%9D%97%A0%F0%9D%97%B6%F0%9D%97%B0%F0%9D%97%BF%F0%9D%97%BC-activity-7276917402473222145-MdRR)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n\ud835\uddd5\ud835\uddf2\ud835\ude00\ud835\ude01 \ud835\ude04\ud835\uddf6\ud835\ude00\ud835\uddf5\ud835\uddf2\ud835\ude00 \ud835\uddf3\ud835\uddff\ud835\uddfc\ud835\uddfa \ud835\udde0\ud835\uddf6\ud835\uddf0\ud835\uddff\ud835\uddfc\ud835\uddf3\ud835\uddf6\ud835\uddfb\ud835\uddee\ud835\uddfb\ud835\ude07\ud835\uddee \ud835\uddf3\ud835\uddfc\ud835\uddff \ud835\udfee\ud835\udfec\ud835\udfee\ud835\udff1 A new year with hope and commitment.\nBuild bridges where divisions remain. Empower communities to grow. Protect our\nplanet for generations to come. Our wish for the year ahead is for everyone to\nembrace the responsibility to act with courage, compassion, and purpose.\nTogether, we can create a more inclusive, sustainable, and equitable world.\nHappy New Year from [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) 's team.\n\n    * ` ` ` `\n\n[ 26\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n  * [ ](https://www.linkedin.com/posts/microfinanza-srl_futurlab-youthentrepreneurship-socialeconomy-activity-7270349946380328960-u5O5)\n\n[ ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-image)\n\n[ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_feed-actor-name)\n\n2,331 followers\n\n4mo\n\n    * [ Report this post ](/uas/login?fromSignIn=true&session_redirect=https%3A%2F%2Fit.linkedin.com%2Fcompany%2Fmicrofinanza-srl&trk=organization_guest_main-feed-card_ellipsis-menu-semaphore-sign-in-redirect&guestReportContentType=POST&_f=guest-reporting)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card-text) , Manager of the\nEU Area at [ Microfinanza ](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card-text) , took part in the [ #FuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card-text) event organized by [ Fundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card-text) ! This event brought\ntogether over 120 European professionals to collaboratively shape the future\nof [ #youthentrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouthentrepreneurship&trk=organization_guest_main-\nfeed-card-text) and the [ #socialeconomy\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocialeconomy&trk=organization_guest_main-\nfeed-card-text) . \ud83d\udca1 A truly inspiring experience of innovation and\ncollaboration! [ #YBSFuturLAB\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fybsfuturlab&trk=organization_guest_main-\nfeed-card-text) [ #SomosFuture\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsomosfuture&trk=organization_guest_main-\nfeed-card-text) [ #SomosColaboraci\u00f3n\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoscolaboraciAeJn&trk=organization_guest_main-\nfeed-card-text) [ #SomosEconom\u00eda\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2FsomoseconomAeDa&trk=organization_guest_main-\nfeed-card-text) [ #Youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card-text) [ #Employability\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Femployability&trk=organization_guest_main-\nfeed-card-text) [ #Entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card-text) [ #Europe\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Feurope&trk=organization_guest_main-\nfeed-card-text)\n\n[ ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-\nimage)\n\n[ Matteo Solivo ](https://it.linkedin.com/in/matteo-\nsolivo-a47a2b44?trk=organization_guest_main-feed-card_reshare_feed-actor-name)\n\nCFA ESG | Sustainable Finance and Investing | Youth Entrepreneurship \n\n5mo\n\nWhat a week! From 26th to 28th Nov. I had the chance to participate to the [\nFundaci\u00f3n Youth Business Spain\n](https://es.linkedin.com/company/fundaci%C3%B3n-youth-business-\nspain?trk=organization_guest_main-feed-card_reshare-text) 's [ #FuturLab\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffuturlab&trk=organization_guest_main-\nfeed-card_reshare-text) at la Real F\u00e1brica de Cristales de La Granja. 3 days\nspent in Segovia, representing [ Microfinanza\n](https://it.linkedin.com/company/microfinanza-\nsrl?trk=organization_guest_main-feed-card_reshare-text) and working with more\nthan 100 other experts, social innovators, experts, and public representatives\nto foster the co-creation and design process around rural and youth\nentrepreneurship. Thanks a lot [ Sara Simon ](https://es.linkedin.com/in/sara-\nsimon-penas-447749104?trk=organization_guest_main-feed-card_reshare-text) and\nall YBS team, to invite us to this extremely stimulating event, imagining\nfutures and shaping more inclusive ecosystems, in Spain and Europe for the\nnext decade. We will keep on working to support [ #youth\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fyouth&trk=organization_guest_main-\nfeed-card_reshare-text) [ #entrepreneurship\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fentrepreneurship&trk=organization_guest_main-\nfeed-card_reshare-text) and [ #social\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Fsocial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #financial\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Ffinancial&trk=organization_guest_main-\nfeed-card_reshare-text) [ #inclusion\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww.linkedin.com%2Ffeed%2Fhashtag%2Finclusion&trk=organization_guest_main-\nfeed-card_reshare-text) !\n\n    *     *     * ` ` ` `\n\n[ 9\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_social-actions-reactions) ` ` ` ` `\n` ` ` ` ` ` ` ` `\n\n[ Like\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_like-cta) [ Comment\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_comment-cta) [ Share\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=organization_guest_main-feed-card_share-cta)\n\n` `\n\n` ` ` ` ` `\n\n##  Join now to see what you are missing\n\n  * Find people you know at Microfinanza \n  * Browse recommended jobs for you \n  * View all updates, news, and articles \n\n[ Join now\n](https://www.linkedin.com/signup?session_redirect=https%3A%2F%2Fwww%2Elinkedin%2Ecom%2Fcompany%2Fmicrofinanza-\nsrl&trk=public_biz_promo-join)\n\n##  Similar pages\n\n  * ### [ ACK International  Business Consulting and Services  ](https://fr.linkedin.com/company/ackinternational?trk=similar-pages)\n  * ### [ MFR  Financial Services  Milan, Italy  ](https://it.linkedin.com/company/mf-rating?trk=similar-pages)\n  * ### [ Erasmus For Young Entrepreneurs  Strategic Management Services  ](https://be.linkedin.com/company/erasmus-for-young-entrepreneurs?trk=similar-pages)\n  * ### [ Cash for microfinance - \u0643\u0627\u0634 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0646\u0627\u0647\u0649 \u0627\u0644\u0635\u063a\u0631  Financial Services  \u0627\u0644\u0645\u0646\u064a\u0627, \u0627\u0644\u0645\u0646\u064a\u0627  ](https://eg.linkedin.com/company/cashmicrofinance?trk=similar-pages)\n  * ### [ TRACE  Non-profit Organization Management  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](https://www.linkedin.com/jobs/junior-project-manager-jobs?trk=organization_guest_linkster_link)\n    * [ Project Manager jobs ](https://www.linkedin.com/jobs/project-manager-jobs?trk=organization_guest_linkster_link)\n\n  * LinkedIn  \u00a9 2025 \n  * [ About ](https://about.linkedin.com?trk=d_org_guest_company_overview_footer-about)\n  * [ Accessibility ](https://www.linkedin.com/accessibility?trk=d_org_guest_company_overview_footer-accessibility)\n  * [ User Agreement ](https://www.linkedin.com/legal/user-agreement?trk=d_org_guest_company_overview_footer-user-agreement)\n  * [ Privacy Policy ](https://www.linkedin.com/legal/privacy-policy?trk=d_org_guest_company_overview_footer-privacy-policy)\n  * [ Your California Privacy Choices ](https://www.linkedin.com/legal/california-privacy-disclosure?trk=d_org_guest_company_overview_footer-california-privacy-rights-act)\n  * [ Cookie Policy 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                "url": "https://www.linkedin.com/company/microfinanza-srl/"
            },
            "reason": "This is the LinkedIn page of Microfinanza S.r.l., providing official information about the company, its employees, and activities. LinkedIn is a reputable platform for professional networking and company representation.",
            "reliability_score": 0.9,
            "search_query": "company 'Microfinanza S.r.l.' employee well-being",
            "summary": "This is the LinkedIn page of Microfinanza S.r.l.",
            "url": "https://www.linkedin.com/company/microfinanza-srl/"
        },
        {
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                    "source": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
                },
                "page_content": "[ ](https://ir.crystal.ge/)\n\n  * [ HOME ](https://ir.crystal.ge/)\n  * [ ABOUT US ](https://ir.crystal.ge/at-a-glance/)\n    * [ COMPANY PROFILE ](https://ir.crystal.ge/at-a-glance/)\n      * [ AT A GLANCE ](https://ir.crystal.ge/at-a-glance/)\n      * [ HISTORY & VALUES ](https://ir.crystal.ge/our-history-and-values/)\n      * [ SHAREHOLDERS ](https://ir.crystal.ge/shareholders-structure/)\n      * [ STATUTORY DOCUMENTS ](https://ir.crystal.ge/satutory-documents/)\n    * [ OUR STRATEGY ](https://ir.crystal.ge/our-strategy/)\n      * [ MISSION & VISION ](https://ir.crystal.ge/our-strategy/)\n      * [ CORPORATE STRATEGY ](https://ir.crystal.ge/corporate-strategy/)\n      * [ SDGs ](https://ir.crystal.ge/sdgs/)\n    * [ CORPORATE POLICIES ](https://ir.crystal.ge/corporate-policies/)\n    * [ LEADERSHIP ](https://ir.crystal.ge/supervisory-board/)\n      * [ SUPERVISORY BOARD ](https://ir.crystal.ge/supervisory-board/)\n      * [ MANAGEMENT TEAM ](https://ir.crystal.ge/management-team/)\n      * [ Internal audit ](https://ir.crystal.ge/internal-audit/)\n      * [ INVESTOR RELATIONS ](https://ir.crystal.ge/investor-relations/)\n  * [ RESULTS CENTRE ](https://ir.crystal.ge/quaterly-reports/)\n    * [ QUATERLY REPORTS ](https://ir.crystal.ge/quaterly-reports/)\n    * [ ANNUAL REPORTS ](https://ir.crystal.ge/annual-reports/)\n    * [ CREDIT RATING ](https://ir.crystal.ge/credit-rating/)\n    * [ CORPORATE BONDS ](https://ir.crystal.ge/corporate-bonds/)\n    * [ SOCIAL REPORTS ](https://ir.crystal.ge/social-reports/)\n  * [ ESG ](https://ir.crystal.ge/esg-summary/)\n    * [ EXTERNAL STANDARDS ](https://ir.crystal.ge/esg-summary/)\n    * [ ENVIRONMENTAL ](https://ir.crystal.ge/environmental/)\n    * [ SOCIAL ](https://ir.crystal.ge/social/)\n    * [ GOVERNANCE ](https://ir.crystal.ge/corporate-governance/)\n    * [ CSR INITIATIVES ](https://ir.crystal.ge/csr-initiatives/)\n    * [ AWARDS & RECOGNITIONS ](https://ir.crystal.ge/awards-recognitions/)\n  * [ NEWS ](https://ir.crystal.ge/news/)\n  * [ CONTACT ](https://ir.crystal.ge/contact/)\n\nMilan, May 15  th  , 2019: After a thorough review of Crystal\u2019s documents as\nwell as after a week-long visit to Crystal\u2019s Headquarters and Branches in\nGeorgia, Global Rating Agency MFR (MicroFinanza Rating) and its Social Rating\nCommittee \u2013 based on the Social Rating scale adopted by MicroFinanza Rating \u2013\nhas assigned to the Financial Inclusion Organization Crystal the Grade: ** s\nA- ** (While AA being the highest Grade in MicroFinanza Rating)\n\nThe Executive Summary of Crystal\u2019s Social Rating says that: \u201cCrystal\u2019s\ngovernance shows commitment to the institution\u2019s triple bottom line (People,\nPlanet, Profit). Social strategy is well formalized with annually approved\nsocial targets; Social responsibility towards staff is good due to well-\nbalanced gender composition of staff, low staff turnover, competitive\nremuneration and systematic trainings offered to employees; Client protection\nprinciples are properly implemented; The context risk is medium with adequate\ninfrastructure to prevent over-indebtedness. \u201c\n\n\u201cWe are delighted to have been assigned the Social Rating A-, as a mark of\nrecognition of Crystal\u2019s social and environmental performance management. MFR\nhas been vigorous and punctilious in their process. We are grateful to the\nteam for helping us identifying potential future improvements. This leap in\nsocial performance is obviously a collective achievement of all Crystalians,\nthe Board, our investors, lenders and supporters. Crystal remains fully\ncommitted to the desired outcomes described by 3P: Planet, People, Profit. \u201c\nArchil Bakuradze, Founder and Chairman of the Supervisory Board\n\n\u201cIt has been an absolute pleasure to work with Crystal and witness the\nsignificant improvements the company made over the past years. As MFR we would\nlike to thank Crystal team for the great business relationship with MFR and we\nwish you great success in the implementation of social performance and client\nprotection practices.\u201d Chiara Pescatori, MFR Inclusive Finance Director\n\n**About Crystal:  \n** Crystal is Georgia\u2019s leading non-bank financial institution, which manages\n100 million USD loan portfolio, employees more than 1,000 professionals,\noperates through 62 regional branches and serves more than 100,000 unique\nclients across Georgia. Crystal acts as a platform for economic development of\nthousands of customers, providing them with innovative financial products and\nservices tailored to their specific needs.\n\nCrystal is the first Fitch-rated non-bank financial institution in the region\nto be assigned a \u2018B\u2019 Rating with a Stable Outlook. The company was also\nrecently awarded with the prestigious CSR Award for the best practices of the\ngender equality principles \u2013 UN SDG #5, and the nation\u2019s Responsible Business\nAward of 2018 as the Most Responsible Company of the Year 2018.\n\n**About MFR:**  \nMicroFinanza Rating (MFR) is a global rating agency specialized in inclusive\nfinance. It aims at benefiting the base of the pyramid in a sustainable\nmanner. To do so, MFR provides independent and qualified services that improve\nthe sustainability of the financial service providers, the focus on clients,\nand the protection of investors\u2019 funds and goals.\n\nCreated in 2000 within the mother company MicroFinanza Srl, as of February\n2018, MFR has conducted more than 2,000 assignments in 106 countries\nworldwide. Headquartered in Italy, MFR operates through a network of regional\noffices (Ecuador, Kenya, Kyrgyz Republic), country offices (Bolivia, Peru),\nand antennas (Mexico, the Philippines) across 4 continents, boasting a vast\ngeographical coverage (the largest among specialized rating agencies).\n\n###  Contact\n\n+995 (032) 2 02 20 20 ; *2244\n\n[ ir@crystal.ge ](mailto:ir@crystal.ge)\n\nHall 10, 118 Akaki Tsereteli ave., Tbilisi, Georgia\n\n###  ABOUT US\n\n[ Mission & Vission  ](https://ir.crystal.ge/our-strategy/)\n\n[ Corporate Strategy  ](https://ir.crystal.ge/corporate-strategy/)\n\n[ SDGs  ](https://ir.crystal.ge/sdgs/)\n\n[ Corporate Policy  ](https://ir.crystal.ge/corporate-policies/)\n\n[ Leadership ](https://ir.crystal.ge/supervisory-board/)\n\n###  COMPANY PROFILE\n\n[ At a Glance  ](https://ir.crystal.ge/at-a-glance/)\n\n[ History & Value  ](https://ir.crystal.ge/our-history-and-values/)\n\n[ Shareholders Structure  ](https://ir.crystal.ge/shareholders-structure/)\n\n[ Statutory Documents  ](https://ir.crystal.ge/satutory-documents/)\n\n###  RESULTS CENTRE\n\n[ Quaterly Reports ](https://ir.crystal.ge/quaterly-reports/)\n\n[ Annual Reports ](https://ir.crystal.ge/annual-reports/)\n\n[ Credit Rating ](https://ir.crystal.ge/credit-rating/)\n\n[ Social Rating ](https://ir.crystal.ge/social-reports/)\n\n[ Corporate Bonds ](https://ir.crystal.ge/corporate-bonds/)\n\n###  ESG\n\n[ External Standards ](https://ir.crystal.ge/esg-summary/)\n\n[ Environmental ](https://ir.crystal.ge/environmental/)\n\n[ Social ](https://ir.crystal.ge/social/)\n\n[ Governance ](https://ir.crystal.ge/corporate-governance/)\n\n[ CSR Initiatives ](https://ir.crystal.ge/csr-initiatives/)\n\n[ Awards & Recognitions ](https://ir.crystal.ge/awards-recognitions/)\n\nCRYSTAL 2021 All rights reserved\n\nWe use cookies to ensure that we give you the best experience on our website.\nIf you continue to use this site we will assume that you are happy with it.\nOk  [ ](javascript:void\\(0\\);)\n\n",
                "url": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
            },
            "reason": "This page mentions Microfinanza S.r.l. in the context of a rating assigned by MFR (Microfinanza Rating). While it's not directly about Microfinanza S.r.l.'s operations or employee well-being, it does provide an external assessment of an organization they are affiliated with. The reliability is moderate as it's a rating announcement.",
            "reliability_score": 0.6,
            "search_query": "company 'Microfinanza S.r.l.' employee well-being",
            "summary": "This page mentions Microfinanza S.r.l. in the context of a rating assigned by MFR (Microfinanza Rating).",
            "url": "https://ir.crystal.ge/microfinanza-mfr-rates-jsc-mfo-crystal-with-a/"
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                    "source": "https://www.microfinanza.com/about/"
                },
                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                "page_content": "###  About\n\n#  Microfinanza is a Limited Liability Company committed to establishing\nfinancial inclusion as a universal and enduring right.\n\n##  Background\n\nWith over 24 years of expertise, Microfinanza has developed extensive\nknowledge of the challenges surrounding access to finance and financial\ninclusion. The company has crafted its own proven methodologies and tools to\ndeliver high-impact services and technical assistance, addressing the needs of\nboth supply and demand sides of the financial ecosystem.\n\nMicrofinanza has successfully implemented numerous projects across diverse\nregions, including Sub-Saharan Africa, Asia, Southeast Asia, the MENA region,\nCentral Asia and the Caucasus, Latin America and the Caribbean, the Balkans,\nand Europe. Through collaborations with over 100 organisations worldwide,\nMicrofinanza continues to drive sustainable and inclusive financial solutions\nglobally.\n\nAll human knowledge takes the form of interpretation.\n\n_Walter Benjamin_\n\n##  Vision & Mission\n\nWe believe that financial inclusion is a fundamental pillar for building a\nworld free from discriminations. It is the foundation for empowering\nindividuals and communities, ensuring equal opportunities, and fostering\nenvironments where diversity is valued and respected.\n\nOur vision extends beyond access to financial services; it envisions a society\nwhere every person, regardless of their background or circumstances, has the\nresources and opportunities to thrive. Financial inclusion creates pathways to\neducation, job creation, healthcare, and economic growth, enabling people to\nparticipate fully in shaping their future, in particular way for the most\nfragile populations.\n\nAt the heart of Microfinanza\u2019s mission is the commitment to respect, equity,\nand sustainability. We strive for a world where no one is left behind and\nwhere financial inclusion serves as a bridge to a fairer, greener, and more\ninclusive future.\n\n##  Governance and internal organization\n\nMicrofinanza\u2019s organizational structure is designed to ensure effective and\ntransparent management, fully aligned with its mission to promote financial\ninclusion and sustainable development. The organisation is governed by a Board\nof Directors (BoD), which acts as the primary decision-making body. The BoD is\nresponsible for defining strategic priorities, approving operational plans,\nand overseeing overall activities.\n\nMicrofinanza adopts both internal and external auditing processes. These\naudits ensure regulatory compliance, financial transparency, and verify the\nefficient functioning of operations, upholding high standards of quality and\nintegrity. This governance framework enables Microfinanza to seamlessly\ncombine operational efficiency with a strong commitment to social impact,\nreinforcing its position as a leader in advancing financial inclusion.\n\n###  Microfinanza Srl is internally organized according to different areas:\n\n#####  Governance area\n\n  * Giampietro Pizzo (President) \n  * Katia Raguzzoni \n  * Fabio Malanchini \n\n#####  Administrative area\n\n  * Rossana Pento (Accounting Administration Manager) \n  * Roberta Bisazza (Projects Administration Manager) \n  * Isabella Zaupa (Operations Administration Manager) \n\n#####  Operational area\n\nThis area involves the team members leading the implementation of the\ndifferent projects at national or international level. The area involves\ninternal staff collaborating with external experts for performing project\nactivities, developing operational tools and improving internal working\nmethodologies.\n\nThe operational team is composed of Senior and Junior profiles, with the\nspecific aim of investing in the future of the Company, in a generational\ntransfer of knowledge. The team is also integrated by youths involved through\ninternship programs; moreover, the Company counts on an important network of\nhighly specialized expert consultants.\n\n##  Team\n\n###\n\n###  Giampietro Pizzo (Sr. Expert)\n\nPresident and founding partner of Microfinanza, Giampietro is a seasoned\nmicrofinance specialist with 30 years of experience in coordinating and\nimplementing technical assistance activities, evaluations, and research\ninitiatives for numerous international and bilateral entities. His primary\nareas of expertise include financial inclusion frameworks as well as rural and\nSME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry\nof Foreign Affairs and other development cooperation clients (including the\nEC). His global experience spans some 25 countries, most notably in sub-\nSaharan Africa and Latin America, but also in North Africa and the Middle\nEast. Giampietro is the current president of the Italian Microfinance Network\n(RITMI) and former vice president of the European Microfinance Network (EMN).  \nGiampietro has a Master\u2019s equivalent in Economics and Commerce from the\nUniversity of Venice (Venice, Italy). He is fluent in English, French, and\nSpanish and has a working knowledge of Portuguese.\n\n###\n\n###  Katia Raguzzoni (Sr. Expert)\n\nPartner and member of Microfinanza\u2019s BoD Katia is an experienced project\nmanager with an almost 20-year background in the design, implementation, and\nmonitoring of multidisciplinary development cooperation initiatives. She has\nworked in some 15 countries primarily in North and sub-Saharan Africa and the\nMiddle East, but also in Asia as well as Latin America and the Caribbean. At\nMicrofinanza, Katia is primarily involved in institutional diagnostics and\ncapacity building (mostly governance related) of financial service providers\nas well as the provision of financial education and business start-up support\nto refugees and migrants. She also has experience in supporting the\ninternationalization of SMEs and cross-border initiatives of local public\nauthorities. Katia is a regular professor in project cycle management at the\nhigher education level.  \nKatia holds a Master\u2019s equivalent in History from the University of Bologna\n(Bologna, Italy) as well as a Master diploma in Cooperation in Developing\nCountries from the IFOA Business Management and Training Center (Reggio\nEmilia, Italy) and a graduate training diploma in Business\nInternationalization from the Aldini Valeriani Foundation / Bologna Chamber of\nCommerce (Bologna, Italy). She is fluent in English and French, and has some\nbasic knowledge of Arabic.\n\n###\n\n###  Fabio Malanchini (Sr. Expert)\n\nFounding partner of Microfinanza, Fabio is an economist with more than 20\nyears of experience in the impact investment and microfinance fields in some\n50 countries worldwide. During the last seven years, he has established and\nmanaged Impact Finance Management, an investment fund financing innovative\ncompanies, projects and products with a high financial, social and\nenvironmental impact. After coming back to Microfinanza recently, Fabio is now\nmainly engaged in business development activities. As one of the founders and\nformer executive director of Microfinanza Rating, he also has a strong\nbackground in the performance analysis and rating of financial service\nproviders.  \nFabio holds a Master\u2019s equivalent in Economics and Social Sciences from\nBocconi University (Milan, Italy). He is fluent in English and Spanish and has\na working knowledge of French.\n\n###  Alessandro Baroni (Sr. Expert)\n\nAlessandro Baroni is a Financial Inclusion specialist with over 15 years of\nexperience in the development and humanitarian sector, mainly in Africa and\nthe Middle East. He has worked as a resident consultant in Jordan, Kenya,\nEritrea, South Africa, Zimbabwe, and Mozambique while providing advisory\nservices in Sudan, Tunisia, Ethiopia, and other Sub-Saharan countries.\nAlessandro has experience in projects funded by EU, AICS, KFW, USAID, UNICEF\nand UNDP on emergency response, poverty reduction and local economic\ndevelopment. He implemented projects in coordination with MFIs, Central Banks,\nCoops, local and national authorities, civil society, and both formal and\ninformal private sectors.  \nAs a member of the KFW \u201cInvesting for Employment\u201d project, Alessandro has\nreviewed project proposals in Ethiopia, Tunisia and Cote D\u2019Ivoire (2020-2021).\nFrom 2016 until 2019, he has served as Financial Inclusion Senior Technical\nAdvisor and Project Support Specialist for the USAID Jordan Local Enterprise\nSupport Project, launching Islamic and traditional financial services, digital\nproducts and innovative alternative channels for vulnerable populations in\nremote areas (women, youth, host communities). With Microfinanza, he has\nworked as a Technical Assistance Analyst for the Regmifa Sub-Saharan M-SME\nfund, providing financial and non-financial services to Partner Lending\nInstitutions and entrepreneurs (2013-2016). Before that, he worked as manager\nand administrator for NGOs in Southern and Eastern Africa, providing emergency\nresponse and livelihood support to local vulnerable communities, refugees and\nIDPs (2004, 2009-2013).  \nAlessandro is a certified expert in SME finance. He holds a Master\u2019s in\nBusiness from the University of Bergamo and a Degree in Political Sciences\nfrom the University of Milano. He speaks Italian, English, French and has\npractical knowledge of Levantine Arabic.\n\n###  Davide Libralesso (Sr. Expert)\n\nDavide Libralesso is a manager in the beyond profit sector who has recently\njoined Microfinanza as senior expert, in the sustainable and development\nfinance sector. He has been operating in this context from fifteen years.\nBefore joining Microfinanza he has been consulting the Switch Med Programme of\nthe EU- Regional Activity Centre for Cleaner Production (CP/RAC), in the\ndesign of innovative financial solutions to boost the adoption of SCPs and the\ntransition towards sustainability among the SMEs in the Mediterranean.\nEarlier Davide acted as head of Programmes and International Relations at\nEtimos Foundation, where he was responsible for the development of\ninternational programmes and partnerships, focusing on the role of the private\nsector in development.  \nHe previously worked for international organizations, EU cooperation\nprogrammes, and Italian public institutions, mainly designing and promoting\ninnovative financial solutions to leverage the potential of the private sector\nin developing and emerging contexts.  \nHe has directly promoted the role of diaspora through several innovative\ninternational programmes, mainly in Sub-Saharan Africa, where migrants play a\npivotal role as development actors for their Countries of origin.  \nDavide has been part of the working group on Migration and Development at the\nItalian Council for Development Cooperation at the Ministry of Foreign\nAffairs.  \nFrom 2016 to 2020 he has also been member of the Board of Directors of FEBEA,\nthe European Federation of Ethical and Alternative Banks.  \nDavide holds a degree in International Politics and Human Rights from the\nUniversity of Padua, Italy.\n\n###  Matteo Solivo (Expert)\n\nMatteo has more than 6 years of experience in impact evaluation, financial\nmarkets and investment analysis, as well as an extensive expertise in\nenvironmental and social sustainability and business governance. He has a\nstrong background in capital markets and internal organization processes,\nbesides expertise in financial guidance and business and administration\nconsulting, thanks to training in qualitative and quantitative financial\ntools. He graduated from the Ca\u2019 Foscari University of Venice with a Bachelor\ndegree in Economics and Management and a Master degree in Economics and\nFinance. He also earned a post-graduate program in Finance at Fondazione CUOA.  \nHe joined Microfinanza Srl in 2017 and his activity mainly focused on data\nanalysis, research activities on microfinance markets and business\ndevelopment. His field of activity nowadays also includes impact measurement\nand management, and sustainability. He is in charge of the implementation of\ntwo substantive projects related to self-entrepreneurship.  \nHe fluently speaks English and has a good knowledge of Spanish.\n\n###  Anna Maria (Jr. Expert)\n\nAna Maria Brinzanu is a practitioner with a strong background in international\npolitical issues and sustainable development.  Ana Maria Brinzanu has acquired\na comprehensive understanding of the multifaceted challenges arising from the\nconvergence of contemporary crises, thanks to her pursuit of an Erasmus Mundus\nJoint Master\u2019s degree in Sustainable Territorial Development (STeDE) from\nParis 1 Panth\u00e9on-Sorbonne, Katholieke Universiteit Leuven, and Universit\u00e0\ndegli Studi di Padova. This educational journey equipped her with a holistic\nperspective and equipped her with a diverse array of approaches to effectively\naddress these challenges.  She has practical experience as an intern in Action\nResearch for the Dominia Research project at VUB and Ku Leuven, where she\nconducted research on local food systems and public policies related to agri-\nfood systems at different policy-making levels, and organized multiple action\nresearch activities. Additionally, Ana Maria has volunteered in various\ndomanins, such as immigration, leading workshops on international relations\nand sustainability. She is fluent in Italian and Romanian, with advanced\nproficiency in English and French. Currently, Ana Maria works as a Junior\nproject officer in Tunisia.\n\n###  Marianna Martino (Expert)\n\nMarianna Martino is an expert in the field of communication and social\ndevelopment. She has a solid experience in strategic planning and\nimplementation of communication projects related to impact programmes.  With a\ndecade of experience in cultural and social inclusion projects, she has worked\nwith cultural institutions in Italy and France and coordinated international\nprojects in Europe, Armenia, Africa and Myanmar. Marianna joined Microfinance\nin 2022 and is in charge of the communication for the different intervention\nareas. She is also the general coordinator of the Italian Microfinance Network\n(RITMI), with which she develops projects on financial education, women\u2019s\nentrepreneurship and financial inclusion.  \nSheis fluent in French and English.\n\n##  Collaborators\n\n  * **Luca Borella**\n\nLuca Borella is a financial economist with experience in impact assessment,\ncredit data management and Open Banking.  \nLuca is particularly interested in digital platform business models applied to\nfinancing use cases for their ability to create capital and well-being for\nend-users. He is a strong support of Open Source and Open Data principles.Luca\nholds a Master\u2019s equivalent in Econometrics and Engineering in Financial\nMathematics from Sorbonne University and Ca\u2019 Foscari University.\n\n  * **Marcel Chiranov**\n\nA senior professional experienced in leading teams towards reaching their\nstrategic objectives, designing and managing the implementation of Performance\nManagement Plans/Systems (Monitoring & Evaluation Systems), and Impact\nAssessment Plans. Implemented projects for various industries: financial\nservices, business services, ITC, health care, manufacturing, education,\ngovernance reform, policy reform, labor market restructuring, program\nmanagement, and economic development, anti-trafficking. Successfully designed\nand managed implementation of Performance Management Plan (M&E System) for\nprograms cumulatively worth over $12 billion. Used to work with private, or\npublic organizations, with international donors (USAID, Bill and Melinda\nGates, USDoL, World Bank, EU, UNDP); experienced in working in transition\neconomies. MSc in Physics and Certified Project Management Professional by\nProject Management Institute, USA.\n\n  * **Carmelo Galeano**\n\nCarmelo is a consultant specialized in EU and national funds. Within\nMicrofinanza, his main activities include looking for new partnership\nopportunities, writing grant proposals and coordinating national and\ninternational projects (European level). He has extensive experience in the\nmain EU programmes, such as LIFE, Horizon 2020, EASI, and COSME and not EU\nones, such as EEA Grants.  \nGraduated in Political Science and International relations at the University\nof Bologna in 2013, Carmelo fluently speaks English and has a basic knowledge\nof French.\n\n  * **Maria Grandinson**\n\nMaria is an economist with 20 years of experience in the private sector\ndevelopment and investment climate related fields (including access to\nfinance). She is engaged in assignments for various international\norganizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20\ncountries worldwide (mostly in Sub-Saharan Africa, but also in Asia and\nEastern Europe). Main areas of activity include program evaluations (assessing\nrelevance, efficiency, effectiveness, impact, and sustainability using various\nquantitative and qualitative techniques) as well as capacity building and\npolicy advice. With Microfinanza, Maria is primarily involved in the\nevaluation of financial inclusion initiatives and the provision of diagnostics\nand training (mostly related to Social Performance Management).  \nMaria holds a Master of Arts in International Relations and International\nEconomics from the Paul H. Nitze School of Advanced International Studies\n(SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as\nwell as a Bachelor of Science in Economics from the University of Gothenburg\n(Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English\nand Italian and has a working knowledge of French.\n\n  * **Marco Pasini**\n\nMarco is a microfinance specialist with close to 15 years of experience in\ndevelopment cooperation and emergency assistance. He has worked for\ninternational and national donors as well as NGOs in some 15 countries in Sub-\nSaharan Africa, the Caribbean, the Middle East, and the Balkans. With\nMicrofinanza, Marco is mostly engaged in the promotion of agricultural and\nrural finance (including the provision of financial education) as well as\ngreen microfinance (namely the development of business models supporting the\nuse of clean or renewable energy products through access to finance). His\nexperience also includes the administration, management, and monitoring of\nvarious projects, including health and food security interventions.  \nMarco has a Master\u2019s equivalent in International and Diplomatic Services from\nthe University of Bologna (Forl\u00ec, Italy) and is a certified expert in\nmicrofinance by the Frankfurt School of Finance and Management (Frankfurt,\nGermany). In addition to being fluent in English and French, he has a working\nknowledge of Spanish as well as some knowledge of German, Haitian Creole,\nKiswahili, and Polish.\n\n  * **Simone Piceno**\n\nSimone is a consultant specialized in microfinance and business development\nservices for MSMEs and Social Enterprises. He has worked in several\nmicrocredit programs in Sicily, where he was involved in tutoring, business\ncoaching, monitoring and management activities.  \nHe is associated partner at Impact Hub Siracusa, where he is responsible for\nbusiness services and partnerships with financial intermediaries.  \nHe has a BA in Economics Development and International Cooperation from the\nUniversity of Palermo and he is fluent in English.\n\n  * **Valeria E. Pujia**\n\nValeria Eleonora Pujia has more than 13 years of professional experience in\nthe financial inclusion sector. Her key qualifications comprise: (i) social\nand financial assessment of financial institutions; (ii) training and\ntechnical assistance mostly on social performance, client protection, and\ncredit operations; (iii) client-level market research on low-income household\nfinancial behaviors, studies/research on poverty and social outcome\nmeasurement; (iv) program monitoring and evaluation, and (v) financial\neducation. She is currently involved in the establishment of the Research and\nSocial Performance Department, of a Zambian MFI. Her key activities include\ndefining the SPM framework, designing and implementing ad hoc and regular\nstaff and client research. Valeria has conducted 45+ assignments, closely\nworked with 45+ FSPs, in different developing and emerging countries,\nincluding a long-term experience in Cambodia. She is graduated in Economics\nwith a Bachelor and Master of Science Degree from Bocconi University in Milan\nand a diploma in Development and International Cooperation from ISPI (Italian\nInstitute for International Political Studies).\n\n  * **Marco Ferrarato**\n\nMarco is an accountant analyst with 11 years of experience in assistance and\ndevelopment in the administration-finance-control area. After graduating from\nthe University of Ferrara with a degree in Business Administration and\nManagement, he worked as a chartered accountant in a well-known accounting\nfirm in Padua, while attending the Management Development Programme (PSM) at\nSDA Bocconi (Milan). Particularly interested in issues related to management\ncontrol, management control, performance improvement and business evaluation,\nhe has carried out refresher courses dedicated to Business Process Management\n(BPM) at MIP \u2013 Politecnico di Milano School of Management. He has been working\nfor years as a teacher/trainer at training organisations and schools and in\nthe last period he has established himself as an Innovation Manager working on\nprojects dedicated to Business Intelligence and Strategic Management in\nprivate companies.\n\n##  Collaborations\n\nWe count on a wide range of collaborations with entities from different\nsectors and regions across the public and private sectors, including local and\nnational authorities, international bodies and non-governmental organizations\n(NGOs). Among them:\n\n  * [ ACK International ](https://ackinternational.com/)\n  * [ ACP-EU MICROFINANCE ](http://www.acp.int/content/acp-eu-microfinance-wraps-5-years-promoting-better-financial-services-poor)\n  * [ ADA Luxembourg ](https://www.ada-microfinance.org/fr)\n  * [ AGER Tunisie ](http://www.ager.com.tn/)\n  * [ Agriconsulting ](http://www.agriconsultingeurope.be/)\n  * [ AICS ](https://www.aics.gov.it/)\n  * COSPE \n  * Cariverona Foundation \n  * Coximul \n  * [ DDC Swiss Development Cooperation ](https://www.eda.admin.ch/sdc)\n  * [ Deloitte ](https://www2.deloitte.com/it/it.html)\n  * [ ECHO ](https://ec.europa.eu/echo/)\n  * [ EEA and Norway Grants ](https://eeagrants.org/)\n  * [ EIB ](http://www.eib.org/en/)\n  * [ EIF ](http://www.eif.org/)\n  * [ Regione Emilia Romagna ](https://www.regione.emilia-romagna.it/)\n  * European Commission \n  * [ European Microfinance Network (EMN) ](https://www.european-microfinance.org/)\n  * IFMO Dutch \n  * [ FMO ](https://www.fmo.nl/)\n  * Fintech Africa \n\n  * [ Frankfurt School ](https://www.frankfurt-school.de/en/home)\n  * [ GIZ ](https://www.giz.de/en/html/index.html)\n  * [ GOPA ](https://www.gopa.de/)\n  * [ Grameen Cre\u0301dit Agricole Foundation ](http://gca-foundation.org/home)\n  * [ Le Gouvernement du Grand-Duch\u00e9 de Luxembourg ](https://gouvernement.lu/fr.html)\n  * [ IADB Inter-American Development Bank ](https://www.iadb.org/en)\n  * IBS \n  * [ IFAD ](https://www.ifad.org/)\n  * [ IFC ](https://www.ifc.org/wps/wcm/connect/corp_ext_content/ifc_external_corporate_site/home)\n  * [ IOM ](https://www.iom.int/)\n  * Incofin \n  * Italian Ministry of Interior \n  * MAG Verona \n  * [ Mercy Corps ](https://www.mercycorps.org/)\n  * [ Microfinance Investment Support Facility for Afghanistan (MISFA) ](http://misfa.org.af/)\n  * Ministero degli Affari Esteri e della Cooperazione internazionale \n  * [ MISFA ](https://misfa.org.af/)\n  * Movimento Consumatori \n\n  * NMI Nordic Microfinance Initiatives \n  * Oxfam \n  * RedMicroh \n  * [ Rete Italiana di Microfinanza (RITMI) ](http://ritmi.org/)\n  * [ SANAD ](https://sanad.lu/)\n  * SCBF Swiss Capacity Building facility \n  * [ SIDA ](https://www.sida.se/English/)\n  * [ SYMBIOTICS ](https://symbioticsgroup.com/)\n  * [ Silatech ](https://www.silatech.org/en/home)\n  * [ Swiss Development Cooperation ](https://www.fdfa.admin.ch/sdc)\n  * Timpoc \n  * Toscana Region \n  * Trentino Alto Adige Region \n  * [ UNCDF ](https://www.uncdf.org/)\n  * [ UNDP ](https://www.undp.org/)\n  * [ UNHCR ](https://www.unhcr.org/)\n  * [ UNICEF ](https://www.unicef.org/)\n  * [ UNIDO ](https://www.unido.org/)\n  * [ World Bank ](https://www.worldbank.org/)\n  * Y CARE \n  * We are member of [ YBI ](https://youthbusiness.org/)\n\n###  The opinions of our collaborators about Microfinanza\n\n###  ADA, Executive adviser, March 2019\n\n\"For this mission, Microfinanza has provided its expertise to carry out the\nproject activities and the company has carried out its tasks with diligence\nand commitment. The mission was carried out in a timely and professional\nmanner by the expert who participated in the mission.\"\n\n###  Grameen Credit Agricole Foundation, Head of inclusive Finance\ndevelopment, December 2018\n\n\u201cThe Grameen Cr\u00e9dit Agricole Foundation is pleased with the quality of the\nstudy conducted by Microfinanza. They have been able to establish very good\nrelationships with the various organizations they met and were able to have a\nrelevant holistic analysis of the refugees\u2019 context in both countries and\ntheir needs for financial and non-financial services. It has been easy to\nexchange with the team during the whole mission. They took into consideration\nour various remarks for the final reports and were very open to discuss with\nus the final recommendations of their report.\u201d\n\n###  UNCDF, Evaluation Unit (July 2018)\n\n\"The Evaluation Unit of the United Nations Development Fund had the\nopportunity to work with Microfinanza on several occasions in the area of\n\u200b\u200bmulti-country program evaluations.\n\nMicrofinanza's evaluation team worked diligently and professionally in\nresponse to the terms of reference and produced quality evaluation reports in\naccordance with the United Nations system evaluation standards.\"\n\n###  AICS , Representative of the Italian Agency of the Development\nCooperation (October 2017)\n\n\"The mission took place under the \"Start Up Palestine\" program, a three-year\nbilateral initiative aimed at reducing the unemployment rate and boosting\nincome-generating activities in Palestine, with a focus on women and men.\nyoung people, supporting the development of micro-entrepreneurship and\npromoting access to credit among marginalized groups.\n\nWe confirm that the mission was carried out and carried out satisfactorily and\nprofessionally.\"\n\n###  SYMBIOTICS, Chief Executive and Chief Financial Officers (July 2015)\n\n\"During this long collaboration, we appreciated the professionalism and\nexpertise of Microfinanza Srl and its team, two key success factors of the TA\ncomponent of REGMIFA's TA component. In addition, we appreciated the\navailability and flexibility of the Microfinanza team and their professional\nknowledge of AT procedures and content in microfinance and other development-\nrelated financial topics.\n\nMicrofinanza Srl is a reliable and committed partner and we are very satisfied\nwith our collaboration and the results obtained under the REGMIFA TA program.\n\nWe are therefore happy to recommend Microfinanza Srl for other similar\ninitiatives.\"\n\n###  ACP/EUMICROFINANCE, Programme Management Unit (April 2015)\n\n\u201cThe project was selected in a highly competitive call for proposals, as it\nshowed a very innovative and ambitious approach. The aim of the project was to\ndevelop innovative end-user financing and delivery models for clean energy\ntechnologies, among which improved cook-stoves. We are very satisfied by the\nachievements of ASA Initiative and Microfinanza and feel the initiative\ndeserves to be continued.\u201d\n\n##  Membership\n\nMicrofinanza is member of:\n\n[ ](https://www.riminitiative.org/)\n\n[ ](https://www.european-microfinance.org/)\n\n[ ](http://ritmi.org/)\n\n###  Join our Newsletter\n\n##  Subscribe here to receive updates about Microfinanza and our projects\n\n###  Microfinanza Italia\n\n**Vicenza \u2013 Headquarters**  \nStradella della Racchetta 22, 36100 Vicenza (VI)  \nItaly\n\n**Milano**  \nVia Rigola, 7  \n20159 Milano (MI)  \nItaly\n\n**Catania**  \nPiazza Cardinale Pappalardo, 23  \n95131 Catania (CT)  \nItaly\n\n###  Contacts\n\n_Administrative contact_  \n[ info@microfinanza.com ](mailto:info@microfinanza.com)\n\n_Operational contact_  \n[ project@microfinanza.com ](mailto:project@microfinanza.com)  \nP/F: [ +39 0444 326792 ](tel:%20+39%200444%20326792)\n\n######  ** Sustainability Report  **\n\n###  News\n\n##  [ Erasmus for young entrepreneurs: 34th Network Meeting!\n](https://www.microfinanza.com/erasmus-for-young-entrepreneurs-34th-network-\nmeeting/)\n\nMicrofinan...\n\n[ __ ](https://www.linkedin.com/company/microfinanza-srl/)\n\n**Microfinanza S.r.l.** \\- Stradella della Racchetta 22, 36100 Vicenza (VI) -\nVAT no. 02875690246 - REA no. VI-282442 - Share capital 80,000 euros fully\npaid up\n\n[ Privacy & Cookie Policy ](https://www.microfinanza.com/it/privacy-cookie-\npolicy/) \u2013  Update cookie consent  \\- Design by [ Panese Think Digital\n](https://www.panese.it \"Web Agency Venezia\")\n\n",
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                },
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            ],
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        },
        {
            "description": "Microfinanza S.r.l. offers training and capacity development to enhance skills within financial institutions. This service fosters workforce sustainability by equipping professionals with the knowledge to implement ESG practices, improving governance and promoting ethical conduct, which contributes to long-term organizational resilience.",
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
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            "description": "Microfinanza S.r.l. conducts assessments, studies, and research to understand financial inclusion challenges. This activity drives process innovation by identifying effective strategies and solutions, informing policy recommendations, and promoting evidence-based decision-making, which enhances the overall impact of financial inclusion initiatives.",
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
                    "metadata": {
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            ],
            "type": "Technology Development"
        },
        {
            "description": "Microfinanza S.r.l. provides evaluation services to assess the effectiveness of financial inclusion projects. This ensures accountability and transparency, promoting responsible resource allocation and continuous improvement, which contributes to the long-term sustainability and positive social impact of these initiatives.",
            "name": "Evaluation Services",
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
                    "metadata": {
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                {
                    "document": "la m\u00e9thodologie de recherche propos\u00e9e comprend une approche multidimensionnelle incluant un m\u00e9lange de m\u00e9thodes quantitatives (statistiques et \u00e9conom\u00e9triques) et qualitatives/descriptives bas\u00e9es sur des sources d\u2019information primaires (entretiens avec les clients et le personnel des fsp, extrapolation directe des donn\u00e9es \u00e0 partir des syst\u00e8mes d\u2019information",
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                }
            ],
            "type": "Service"
        },
        {
            "description": "Microfinanza S.r.l. conducts feasibility studies and project formulation to ensure sustainable project design. This involves careful planning and resource allocation, promoting responsible investment and minimizing potential negative impacts, which contributes to the long-term success and positive social outcomes of financial inclusion projects.",
            "name": "Feasibility Study and Project Formulation",
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
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                },
                {
                    "document": "la m\u00e9thodologie de recherche propos\u00e9e comprend une approche multidimensionnelle incluant un m\u00e9lange de m\u00e9thodes quantitatives (statistiques et \u00e9conom\u00e9triques) et qualitatives/descriptives bas\u00e9es sur des sources d\u2019information primaires (entretiens avec les clients et le personnel des fsp, extrapolation directe des donn\u00e9es \u00e0 partir des syst\u00e8mes d\u2019information",
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            ],
            "type": "Procurement"
        },
        {
            "description": "Microfinanza S.r.l. promotes financial education and social entrepreneurship to empower communities. This enhances financial literacy and supports the development of sustainable businesses, fostering economic growth and social well-being, which contributes to positive social impact and long-term community resilience.",
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
                    "metadata": {
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                },
                {
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            ],
            "type": "Marketing & Sales"
        },
        {
            "description": "Microfinanza S.r.l. engages in technical cooperation with financial institutions to improve their operations. This involves sharing best practices and implementing innovative solutions, enhancing efficiency and sustainability, which contributes to the long-term viability and positive social impact of these institutions.",
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
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                {
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        {
            "description": "Microfinanza S.r.l. focuses on green and rural finance initiatives to support sustainable development. This involves promoting environmentally friendly practices and supporting rural economies, fostering economic growth and environmental stewardship, which contributes to positive environmental and social outcomes in underserved areas.",
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            "sources": [
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                    "document": "with this sustainability report, we aim to provide a clear view of our approach, confirming our commitment in terms of innovation, ethics and sustainability. this report reflects who we are, how we operate, and how our efforts positively impact the quality of life for individuals, territories and communities by enhancing their social and environmental capital.",
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}